HomeMy WebLinkAboutTIMBERLINE CHURCH - INSURANCE CERTIFICATE (6)c� �e
Brotherhood Mutual'
MinistryFirst" Commercial Multi -Peril
Insurance Coverage Summary
These are your policy's Declarations.
Amended Effective Date: 07/27/2018
See Policy Change History
TIMBERLINE CHURCH
2908 S Timberline Rd
Fort Collins, CO 80525-2402
NAMED INSURED
TIMBERLINE CHURCH
POLICY NUMBER
05M5A0358236
POLICY PERIOD
07/27/2018 to 07/27/2019 at 12:01 a.m.
Key Facts About Your Policy
Policy Number 05M5A0358236
Brotherhood Mutual Insurance Company
Print Date: July 19, 2018
Policy Period: 07/27/2018 to 07/27/2019 at 12:01
a.m.
866-215-7069
Borrett & Sons LLC 5551-001
PO Box 2225
Fort Collins, CO 80522-2225
Contact your agent with your customer
service questions, including updating your
policy or reporting a claim.
www.brotherhoodmutual.com/payonline
For your convenience, you can make
premium payments online.
These Declarations replace your previous ones. Your policy's Declarations contain a summary of the coverage contained in the insurance policy.
Your policy contains a full explanation of your coverage.
AGREEMENT: In return for the payment of the premium and subject to all the terms of the policy, we agree to provide the insurance stated in the policy.
TYPE OF ORGANIZATION: Church Institution
FORM OF ORGANIZATION: Corporation
Policy Overview
COVERAGE DESCRIPTION
DETAILS COVERAGE DESCRIPTION DETAILS
Property Coverage
Page 2 - 6 Terrorism Premium $3,172 (See Notice Form BN6025A-D 3.1 for details)
Inland Marine Coverage
Page 7 - 8
Liability Coverage
Page 9 - 16
Excess Liability Coverage
Page 17 -17
Policy Premium Overview
This premium is subject to adjustment
at each anniversary. This premium is subject to adjustment due to premium audit provision.
ANNUAL PREMIUM:
$71,834.00 PAYMENT SCHEDULE: See invoice.
Common Policy Forms
FORM FORM NAME
CL1001.0
Common Policy Conditions
CPl 1.0
Table of Contents
GL1001.0
Commercial Liability Coverage
BN11A 1.2
Customer Notice: Value -Added Benefits
BN1B 1.0
Notice Of Payment -Related Charges
G13210 06
Notice To Policyholders
BN6EX 1.0
Notice - Terrorism -Related Loss
FORM FORM NAME
CL3001.0
Amendatory Endorsement
BCP100 4.0
Commercial Property Coverage Conditions
...........-
BCL3011.0
Form Number Reference
..._......
CLO182 0101
Amendatory Endorsement Colorado
BCL1001.1
Additional Policy Conditions
EX0606 1.0
Conditional Terrorism Exclusion
BN6025A-D 3.1
Notice Terrorism -Related Loss
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333.3735 P.O. Box 2227, Fort Wayne, IN 46801-2227
M1 DEC 09/16 "Bear ye one another's burdens and so fulfill the law of Christ" — Galatians 6:2 Page 1 of 17
Brotherhood Mutual
i—,,r, CF..,
NAMED INSURED TIMBERLINE CHURCH
POLICY NUMBER 05M5A0358236
POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
Liability Coverage Summary
MinistryFirst"' commercial multi -peril policy Declarations continued...
The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. Only one liability
coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement
represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL114.0).
Details of Related Organization/Operations
NAME
Everyday Joe's
Additional Coverages
COVERAGE DESCRIPTIONS
Food Preparation Liability Coverage
Privacy Violation Liability Coverage
Damage To Property Of Others Coverage
Not in Your Control
In Your Control
Prosthetic Devices
Additional Incidental Contractual Liability Coverage
Defense Coverage
ADDRESS MINISTRY TYPE FORMS
144 S Mason St Fort Collins, CO 80524-2812 Food/Clothing/Thrift BGL58R 4.0
Operation
COVERAGE LIMIT
$1,000,000,
$1000,000-
...._.. _._...
$1,000,000'
_.._......... _...
.....
$1,000'+
$2,500'+
... - -
$500'+
$000,000"
COVERAGE AGGREGATE LIMIT
$3,000,000'
$3,000,000'
$3,000,000'
$3,000,000'
$3,000,000-
$3,000,000`
$3,000,000'
Applies in addition to the liability limit unless otherwise specifically stated in an applicable coverage form.
Counseling Acts Professional Liability Coverage
COVERAGE DESCRIPTIONS
Counseling Acts Liability Coverage
Outside Counseling Reimbursement Coverage
Cyber Liability Coverage
COVERAGE LIMIT COVERAGE AGGREGATE LIMIT
$1,000,000, $3,000,000'
$5,000+ $3,000,000'
FORM
BGL58R 4.0
BGL58R 4.0
BGL58R 4.0
BGL58R 4.0
BGL58R 4.0
BGL58R 4.0
BGL58R 4.0
FORM
BGL63 4.1
BGL63 4.1
COVERAGE DESCRIPTIONS
COVERAGE LIMIT
COVERAGE AGGREGATE LIMIT
FORM
Computer Use Liability Coverage
$1,000,000'
$3,000,000-
BGL87 4.1
__
Electronic Commerce Liability Coverage
$1,000,000' -
$3,000,000'
BGL87 4.1
Data Breach Liability Coverage
$1,000,000'
$3,000,000'
BGL87 4.1
Outsourced IT Liability Coverage
$1,000,000'
$3,000,000'
BGL87 4.1
Special Reimursement Coverage (Data Breach Rectification
$250,000
$250,000
BGL87 4.1
Costs)
Special Reimbursement Coverage (Electronic Discovery Costs)
$100,000
.......... ......_...... _. _.._...........
$100,000
_.........._..
BGL87 4.1
Special Defense Coverage (Subpoenas, Regulatory Actions and
$100,000
$100,000
BGL87 4.1
Injunctive)
Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit.
+ per person limit
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
M1 DEC 09/16 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 10 of 17
Brotherhood Mutual'
In,eu,an,, Company
NAMED INSURED TIMBERLINE CHURCH
POLICY NUMBER 05M5A0358236
POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
Liability Coverage Summary
MinistryFirstsm commercial multi -peril policy Declarations continued...
The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. Only one liability
coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement
represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL114.0).
Defense Reimbursement Coverage
COVERAGE DESCRIPTIONS
Legal Liability Defense Reimbursement Coverage
Directors and Officers Liability Coverage
COVERAGE DESCRIPTIONS
Directors and Officers (Leadership) Liability Coverage
Benefits Administration Liability Coverage
COVERAGE DESCRIPTIONS
Employee Benefit Liability Coverage
(Medical Expense Limit)
COVERAGE LIMIT
See Form BGL89
COVERAGE LIMIT
$1,000,000-
COVERAGE LIMIT
$1,000,000
$100,000'
Employment Practices ("Employment Pract") Liability Coverage
COVERAGE DESCRIPTIONS
Employment -Related Liability Coverage
COVERAGE AGGREGATE LIMIT
See Form BGL89
COVERAGE AGGREGATE LIMIT
$3,000,000-
COVERAGE AGGREGATE LIMIT
$3,000,000
$500,000,
COVERAGE LIMIT COVERAGE AGGREGATE LIMIT
$1,000,000, $3,000,000'
Fire Legal/Nonowned Property Damage Liability Coverage
COVERAGE DESCRIPTIONS
Nonowned Property Damage Liability Coverage
Additional Incidental Contractual Liability Coverage
Media Liability Coverage
COVERAGE LIMIT COVERAGE AGGREGATE LIMIT
$1,000,000- $3,000,000`
$1,000,000- $3,000,000'
FORM
BGL89 4.1
FORM
BGL81B 4.1
FORM
BGL83 4.0
BGL83 4.0
FORM
BGL85 4.1
FORM
BGL951 3.0
BGL951 3.0
COVERAGE DESCRIPTIONS
COVERAGE LIMIT
COVERAGE AGGREGATE LIMIT
FORM
Personal Injury Liability Coverage (Media/Communications
$1,000,000-
$3,000,000'
BGL411.0
Activity)
Personal Injury Liability Coverage (Personal Violations)
$1000,000 ..
$3000,000"
_........_..........................._._........_...__
BGL411.0
..........
Personal Injury Liability Coverage (Unauthorized Access/
.......
$1,000,000'
$3,000,000'
BGL411.0
Posting)
Special Defense Coverage (Alleged Intentional Acts)
$1,000,000-
$3,000,000"
BGL411.0
Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits ore subject to the general aggregate limit.
+ per person limit
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
... .._._... _
Ml DEC 09/16 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 11 of 17
Brotherhood Mutual'
Insurance ('".P—,
NAMED INSURED TIMBERLINE CHURCH
POLICY NUMBER 05M5A0358236
POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
Liability Coverage Summary
MinistryFirst'm commercial multi -peril policy Declarations continued...
The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. Only one liability
coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement
represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL114.0).
Medical Coverage
COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM
Student/Day Care Medical $5,000'+ $3,000,000' BGL93A 4.0
Religious Athletic Medical Coverage $10,000-+ $3,000 000" BGL914.0
Nonowned Vehicle Coverage
COVERAGE DESCRIPTIONS
COVERAGE LIMIT
COVERAGE AGGREGATE LIMIT
FORM
Nonowned Vehicle Liability Coverage
$1,000,000,
$3,000,000'
BGL714.0
Defense Coverage: Authorized Operator
$1,000,000-
$3,000,000'
BGL71 4.0
Loss of Use Coa vera _........
g
_____.. _._ .
$500 per vehicle
.._._._ _..._..__ _
$1,p00`
BGL71 4.0
Trip occupant Coverage
$3,000,000'
BGL714.0
Damage to Property of Others Coverage
$500'
$3,000,000'
BGL71 4.0
Nonowned Vehicle Deductible Reimbursement Coverage
$1,000'
$3,000,000'
BGL71 4.0
Rental Vehicle Physical Damage Coverage
$80,000 per vehicle, $250
$160,000'
BGL777 3.0
deductible
Nonowned Vehicle Medical Payments Extension
$10,000'+
$150,000'
BGL778 4.0
Nurse Liability Coverage
COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM
Nurses' Professional Liability Coverage $1,000,000- $3,000,000' BGL234 4.1
Other Liability Coverage
COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM
Terrorism Liability Coverage $1,000,000 $3,000,000 BGL0250 3.1
Relief Activity Additional Coverages
COVERAGE DESCRIPTIONS
COVERAGE LIMIT
COVERAGE AGGREGATE LIMIT
FORM
Emotional Injury and Financial Damage Liability
$1,000,000'
$3,000,000'
BGL9941.0
Additional Medical Expense Coverage
$50,000+,$250,000 per
$3,000,000
BGL9941.0
occurrrence
Broadened Wage Loss Reimbursement Coverage
per 000 , $10,000+, 50 $ p
$3,000,000
BGL9941.0
occurrence
Damage to Relief Worker's Tools and Equipment Coverage
$2,500+, $10,000 per
$3,000,000
BGL9941.0
occurrence
Primary Liabili Covera a for Relief Workers
Y b g
$_1,000,000'
$3,0p0,000,*
BGL9941.0
Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit.
+per person limit
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
M1 DEC 09/16 "Bear ye one another's burdens and so fulfill the law of Christ" — Galatians 6:2 Page 12 of 17
Brotherhood Mutual'
Insurance Cum Pany
NAMED INSURED
TIMBERLINE CHURCH
POLICY NUMBER
05M5A0358236
POLICY PERIOD
07/27/2018 to 07/27/2019 at 12:01 a.m.
Liability Coverage Summary
MinistryFirstsm commercial multi -peril policy Declarations continued...
The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. Only one liability
coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement
represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL1I 4.0).
Religious Freedom Protection Coverage
COVERAGE DESCRIPTIONS
COVERAGE LIMIT
Religious Communication Liability Coverage
$1,000,000-
Religious Activity Liability Coverage
$1,000,000`
Discriminatory Acts Liability Coverage
$1,000,000'
Tax Exempt Challenge: Expense Reimbursement Coverage
$25,000'
Litigation Activity: Legal Defense Reimbursement Coverage
See f1. o1. rm
Litigation Activity: Declaratory Action Reimbursement Coverage See form
Security Operations Coverage
COVERAGE AGGREGATE LIMIT
FORM
$3,000,000'
BGL66 1.1
$3,000,000
BGL661.1
$3,000,000'
BGL661.1
$25,000'
BGL661.1
See form
BGL661.1
See form
BGL661.1
COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM
Additional Medical Expense Coverage $50,000'+ $50,000" BGL993 4.0
Broadened Wage Loss Reimbursement Coverage (Emotional $10,000- $50,000' BGL993 4.0
Injury)
Individual Counseling Coverage
$10,000'+
$10,000'
BGL993 4.0
Damage to Security -Related Equipment
$2,500'+
$1,000,000'
BGL993 4.0
Primary Coverage for Specified Individuals
$1400,000'
$1,000,000`
BGL993 4.0
Enforcement of Security Policy or Weapons Policy
$1,000,000'
$1,000,000'
BGL993 4.0
Negligent Infliction of Emotional Distress Arising from Security
$1,000,000'
$1,000,000.
BGL993 4.0
Operations
Sexual Acts Liability Coverage
COVERAGE DESCRIPTIONS
COVERAGE LIMIT
COVERAGE AGGREGATE LIMIT
FORM
Sexual Acts Liability Coverage With Screening
$1,000,000`
$1,000,000'
BGL614.1
......... _ _....
Sexual Harassment Liability Coverage (other than your
$1,000,000'
$1,006,000'
BGL61 4.1
employees)
........
Improper Reporting of Sexual Acts Liability Coverage
$1000 000
$1000 000 _..........._ .. _........_
BGL614.1
Improper Supervision of Convicted Sexual Offenders Liability
$1,000,000"
$1,000,000"
BGL614.1
Coverage
_
Outside Counseling11 11 nt ReimbursemeCoverage
$5 000'+
$160,000`
BGL614.1
Sexual Acts Medical Payment Extension
$10,000"
$100,000
BGL614.1
Image Restoration Extension
$10000'
$1,000,000`
BGL614.1
Redemptive Employment/Appointment
$.301.0,000'
$300,000-
BGL6131.1
` Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit.
+ per person limit
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
M1 DEC 09/16 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 13 of 17
' Brotherhood Mutual®
Insurance Company
NAMED INSURED TIMBERLINE CHURCH
POLICY NUMBER 05M5A0358236
POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
Liability Coverage Summary
MinistryFirstsm commercial multi -peril policy Declarations continued
The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. Only one liability
coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement
represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL114.0).
Traumatic Incident Response Coverage
COVERAGE DESCRIPTIONS
COVERAGE LIMIT
COVERAGE AGGREGATE LIMIT
FORM
Additional Medical Expense Coverage
$50,000'+
$1,000,000'
..._...._._ . _.._._...
BGL991D 4.1
- ._.._I.._ ....
_......
Broadened Wage Loss Reimbursement Coverage (Including
_..__..
See form
$1,000,000-
BGL991D 4.1
Emotional Injury)_._.._....._._._
Individual Counseling Coverage
$t000D +
$1,000,000'
BGL991D 4.1
Additional Organizational Expense
_
$50Q000'
$1,000,000'
BGL991D 4.1
Wage Reimbursement Coverage
COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM
Wage Loss Reimbursement Coverage $3.500+ $35,000 per occurrence BGL99 4.0
Worldwide Liability Extension Coverage
COVERAGE DESCRIPTIONS COVERAGE LIMIT COVERAGE AGGREGATE LIMIT FORM
Limited Worldwide Kidnap and Extortion Expense See form See form BGL111T 1.2
Reimbursement Coverage
Expanded Medical Coverage for Short -Term Foreign Trip See form See form BGL111T 1.2
Participants
Schedule of Liability Exposures
In issuing this policy, we have relied on material information provided to us by the Named Insured. The following schedule discloses all of the
insured's insurable exposures (as conveyed by the Named Insured) known to exist at the policy inception date. Declared premises must be owned
occupied, or rented by you or your scheduled related organizations.
EXPOSURE DESCRIPTIONS
ADDRESS / BUILDING DESCRIPTION
CODE
RATING BASIS
Offices - NOC
Location 4 Building 1 Office
04504
5,000 Square Feet
Food & Clothing Pantry
Location 1 Building 1 Church
05813
2,000 Square Feet
Book/Magazines/Stationery Stores - Small
Location 1 Building 1 Church
05813
2,000 Square Feet
Retail
Thrift Shop
Location 1 Building 1 Church
OS813
1,000 Square Feet
Thrift Shop
_.— ......__..__._.__._._.___
Location 2 Building 1 Other
..._.._. _.....__- .__...... ............ .. ........... .. ........
05813
-.__.__._.__ _._.
1,000 Square Feet
....... ._.___._ ._......._..
Coffee Shop
Location 2 Building 1 Other
06501
.......
4,800 Square Feet
After School Ministry
2908 S Timberline Rd Fort Collins CO 80525-2402
07900
30 Students
Medical Including Students
__ .__. ......... I—_ ___ -_._ ......__._.._...-_._.--._.___._._..._...
_.__._. _._ ... _.............. _..... ....... ..__...._._._.___.._._._..-.__._._._..._.._._._._..___...
Church
Location 1 Building 1 Church
_ _._...__
08101
.. .............. _
115,068 Square Feet
Location 2 Building 1 Other
4,800 Square Feet
' Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit.
+ per person limit
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
Ml DEC 09/16 "Bear ye one another's burdens and so fulfill the law of Christ"— Galatians 6:2 Page 14 of 17
Brotherhood Mutual'
Insurance Company
NAMED INSURED TIMBERLINE CHURCH
POLICY NUMBER 05M5A0358236
POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
Liability Coverage Summary
MinistryFirst" commercial multi -peril policy Declarations continued...
The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. Only one liability
coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement
represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL114.0).
EXPOSURE DESCRIPTIONS
ADDRESS / BUILDING DESCRIPTION
......... _._._......
CODE . ...._.__ ....
RATING BASIS
---. _.. ....._ ............._..
... __ .... _._........ ..----•-._._._..
Mission Church
__.....
Location 1 Building 1 Church
08101
2,500 Square Feet
Church
Location 6 Building 1 Church
........_.._..... _
08101 ......._...
13,342 Square Feet
.... __. _
.._... _._..._....._...-......_..... _ .._._.....
Mobile Classroom Rated As A Church
Location 6 Building 2 Mobile Classroom
08101
1,440 Square Feet
.........,.......... ...........
1___.........__.. ......_.._ _.......... _ _
Golf Cart
._................_.................. _
2908 S Timberline Rd Fort Collins CO 80525-2402
15002
3 Each
... .................
..........._.. ___.._ _....... _....... ....... ..
Grounds - Excess of Five Acres
2908 5 Timberline Rd Fort Collins CO 80525-2402
_ .........__._ __.......... __. _.............
15100
33 Acres
_._...._..-----
.._.._. _. _......_.._._
Vacant Land - 5 Acres or More
29918 Weld County Road 17 windsor CO 80550
17401
200 Linear Feet
Bleachers or Grandstands
2908 S Timberline Rd Fort Collins CO 80525-2402
................._
30035
1 Each
......................................................
Outreach Ministry
2908 S Timberline Rd Fort Collins CO 80525-2402
30130
1 # items/activities
Bicycle Trip
2908 5 Timberline Rd Fort Collins CO 80525-2402
30130
1 # items/activities
Playgrounds _ _...,._. _ ... _ ......... _ _........__...._._......_
2908 5 Timberline Rd Fort Collins CO 80525-2402
.............. ... ...._...... _ _...................................._ ......_._..-._........
30320
_ .
_ ...._- 1 Each
Softball Field Rated As Playground .. _..._.
2908 S Timberline Rd Fort Collins CO 80525-2402
_.,._.
30320
_....... _
1 Each
..........._ _
Books, Magazines and Stationery Stores
_._. _. ........
Location 6 Building 1 Church _ . _.._.._
34113
_._... _ .
50,000 Receipts
Food or Drink - Retail Stores - NOC
Location 1 Building 1 Church
83800
58,000 Sales
Location 2 Building 1 Other
.... ........_.._._................. _.._..... ........._.._._.... ........._._ _._..._
--
50,000 Sales
__._.._._....___.. _._.__..__.
Pastoral Counseling
17 Pastor(s)
Special Events
High Hazard Activities
For details regarding how these coverage limits will apply, see the How Much We Pay section of the High Hazard Activities Coverage Limits Form (BGL-21).
ACTIVITY DESCRIPTION
MEDICAL LIMIT
OCCURRENCE LIMIT
COVERAGE AGGREGATE LIMIT
FORM
Skate Park Operations
$0 per person
_ ........._ ........_... -
$100,000 _.---..............$300,000
_..._...
............._--- _..... .
Fireworks Sales
........ .
$0 per person
$100,000 ..............................
$300,000
_ __..............._....._._.._............. .
BGL21 4.1
Fireworks Display
$0 per person
$100,000
_----__-----..
$300,000 ._. __.._.-.___
BGL21 4.1
Construction Oversight
$0 per person
$100,000
$300,000
BGL21 4.1
Other Liability and Medical Forms
FORM
FORM NAME
BCL966CO 1.0
Additional Policy Definition
BG1_11 4.0
Liability And Medical Coverage Form
BGL59RA 4.0
Related Org Principal and Additional Cov
....._..........
GLO163 0108
Exclusion War and Military Action_._.._..
..._..._ _.._._ _._.._... _.._. _.......... _...
1. 1_......_......._......._._.........
GL8901.0
...................... ....I.... _._......................._....._.......
Lead Liability Exclusion
_ . ...
EX939ESP 4.0
Additional Exclusions
FORM
FORM NAME
BGL100A1 2.2
Commercial Liability Endorsement
BGL1521.0
Additional Insured Endorsement
EX9091.0
Asbestos Exposure Exclusion _ .. ..................... ..
_...._ _
GL095012 99
....._ _._..
Known Injury or Damage Amendments
_...__ . _ . _...._. .. .. ........._.....
._......
BGL939AISP 1.0
_.. _..._....
Provision Modification -Excess Liability
-_ ......,. ...... _ ....I... _.......... ....... _...................
EX02812.4
NBC Terrorism Exclusion
Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit.
per person limit
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333,3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
Ml DEC 09/16 'Bear ye one another's burdens and so fulfill the law of Christ" — Galatians 6:2 Page 15 of 17
NAMED INSURED TIMBERLINE CHURCH
POLICY NUMBER 05M5A0358236
Brotherhood Mutual' POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
A l o c u m... C n m P a n y
Liability Coverage Summary
MinistryFirstsm commercial multi -peril policy Declarations continued...
The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. Only one liability
coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement
represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL11 4.0).
FORM FORM NAME FORM FORM NAME
GL1270 06 06 Conditional Terrorism Exclusion
Additional Insureds
NAME LOAN/REFERENCE NUMBER INTEREST ADDRESS
City of Fort Collins, Additional Loc 02 Outdoor area 215 N Mason St Fort Collins, CO 80524 -4402
Insured
Satellite Shelters, Additional 0602 6680 E 86Th Ct Commerce City, CO 80022
Insured -5003
. Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit.
+ per person limit
Brotherhood Mutual Insurance Company ( www.brotherhoodmutual.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
M1 DEC 09/16 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 16 of 17
NAMED INSURED TIMBERLINE CHURCH
BrothBrotherhood
^{m rL,Q 1`.' (� �] POLICY NUMBER 05MSA0358236
erhood Mutual- POLICY PERIOD 07/27/2018to07/27/2019at12:01a.m.
Insurance Company
Commercial Excess Liability Supplemental Coverage Summary
MinistryFirstsm commercial multi -peril policy Declarations continued
In return for the payment of the premium, and subject to all the terms of the policy, we agree with you to provide the insurance as stated in the Excess/Umbrella
Liability Coverage endorsement BGL939 4.0.
Key Excess Liability Coverage Facts
NAME OF INSURED TIMBERLINE CHURCH
ADDRESS 2908 5 Timberline Rd, Fort Collins, CO 80525-2402
EXCESS LIABILITY POLICY PERIOD 7/27/2018 to 7/27/2019 at 12:01 a.m, at the location listed above
EXCESS LIABILITY ANNUAL PREMIUM $3,472
Excess Liability Coverage - Limit of Insurance
Coverage Limit (per Occurrence) $4,000,000
Coverage Aggregate Limit $4,000,000
Deductible/Retention N/A
Optional Excess Coverage Information
COVERAGE STATUS LIMIT
Directors and Officers Included $4,000,000
Sexual Acts Excluded N/A
Employment Practices Excluded N/A
Optional Coverage Limits are the some as the Excess Liability "per Occurrence" and Aggregate limits shown above, unless otherwise specified.
Schedule of Underlying Insurance
TYPE INSURER POLICY PERIOD POLICY NUMBER LIMITS OF LIABILITY
General Liability Brotherhood Mutual Insurance Company 07/27/2018 - 07/27/2019 05M5AO358236 $1,000,000 Occ/$3,000,000 Agg
-. ..._.... ..... .. _ ... _._ ....__ ......_....... _.._...... ................. ... ..... .....
Automobile Liability Brotherhood Mutual Insurance Company See applicable declarations page 05A0358237 $1000 000 CSL
_.....,._...... ... ...... ................ ....._.._ ....... ........ ............ .... ... .......
Employer's Liability Brotherhood Mutual Insurance Company See applicable declarations page. 05W0358238 $100,000/$500,000/$100,000
Brotherhood Mutual Insurance Company I www.brotherhoodmutuaI.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
M1 DEC 09/16 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 17 of 17
05M5A0358236
This Coverage Endorsement is subject to the terms of the Commercial Liability Coverage Form (GL-100), the
Liability and Medical Coverage Form (BGL-11) and the Nonowned Vehicle Coverage Form (BGL-71) [or the',
Broadened Nonowned Vehicle Coverage Form (BGL-71 B)]. Only one liability coverage (Principal. Supplemental,
or Additional) will apply to an occurrence and any related loss. Attachment of this endorsement to the policy will
not covert the policy into an automobile policy.
- PLEASE READ THIS CAREFULLY -
PROVISION MODIFICATION - RENTAL VEHICLE PHYSICAL DAMAGE COVERAGE
- MODIFIED LIMIT OF COVERAGE -
PER VEHICLE LIMIT: $ 80,000 PER POLICY PERIOD LIMIT: $160,000
AGREEMENT
We provide the Provision Modification described in this
endorsement, but only if this form (BGL-777) and the
Nonowned Vehicle Coverage Form (BGL-71) [or the
Broadened Nonowned Vehicle Coverage Form (BGL-
71 B)] is properly designated in the Declarations, and
only with respect to the Rental Vehicle Physical
Damage Additional Coverage.
DEFINITIONS
Each of the words or phrases defined in the Definition
section of the Commercial Liability Coverage Form
(GL-100), the Liability and Medical Coverage Form
(BGL-11) and the Nonowned Vehicle Coverage Form
(BGL-71) [or the Broadened Nonowned Vehicle
Coverage Form (BGL-71 B)] apply to this
endorsement, unless otherwise modified herein. The
following definitions apply only to the Provision
Modifications of this endorsement.
Per vehicle limit means only the amount
entered above as the PER VEHICLE LIMIT.
2. Per policy period limit means only the
amount entered above as the PER POLICY
PERIOD LIMIT.
PROVISION MODIFICATIONS
1. Modification of Additional Coverage -
Within the Nonowned Vehicle Coverage Form (BGL-
71) or, alternatively, the Broadened Nonowned Vehicle
Coverage Form (BGL-71 B), the following provision
replaces and supersedes the grant of coverage
entitled Vehicle Rental Vehicle Physical Damage
Coverage:
RENTAL VEHICLE PHYSICAL DAMAGE
COVERAGE -
We will pay for physical damage to, or the total loss of,
a rented vehicle regardless of your liability, but only
if:
a. the damage to, or total loss of, the rented
vehicle is properly documented; and
b. the damage or loss occurs in the basic
territory during the policy period.
This Physical Damage Coverage is a primary
coverage, subject to a $250 deductible. We will pay
the lesser of the amount to repair or to replace the
vehicle. We will not under any circumstances pay
more than the actual cash value of the vehicle, and will
pay no more than the per vehicle limit toward the
repair or replacement of any one vehicle covered
herein, subject to the per policy period limit stated in
the How Much We Pay section of this endorsement.
2. Modification of How Much We Pay Section -
The following provision replaces and supersedes the
Physical Damage Limit provision stated in the How
Much We Pay section of the Nonowned Vehicle
Coverage Form (BGL-71) or, alternatively, in the
Broadened Nonowned Vehicle Coverage Form (BGL-
71 B):
Physical Damage Limit
We will pay no more than the per vehicle limit
for all damage or loss sustained by any covered
rented vehicle to which the Rental Vehicle
Physical Damage Coverage applies. We will pay
no more than the per policy period limit under
BGL-777 (3.0) Copyright.2007 Brotherhood Mutual Insurance Co. Page 1 of 2
All Right Reserved
05M5A0358236
the Rental Vehicle Physical Damage Coverage
for all covered Rental Vehicle Physical Damage
losses occurring during the policy period.
EXCLUSIONS
Each of the exclusions set forth in the Exclusions
Section of the GL-100, BGL-11 and the BGL-71 [or the
BGL-71 B] will apply to the Provision Modification of
this endorsement.
CONDITIONS
Each of the Conditions set forth in the Conditions
Section of the GL-100, BGL-11 and the BGL-71 [or the
BGL-71 B] will apply to the Provision Modification of
this endorsement.
LIMITATION
Nothing in this endorsement will act to increase any
other limits of coverage of this policy. No coverage is
provided by this endorsement unless the Nonowned
Vehicle Coverage Form (BGL-71) or the Broadened
Nonowned Vehicle Coverage Form (BGL-71 B) is
included as part of this policy.
OTHER PROVISIONS
All other provisions of this policy remain unchanged.
Nothing in this endorsement will act to modify any
terms of the policy other than the terms specified
herein.
BGL-777 (3.0) Copyright.2007 Brotherhood Mutual Insurance Co. Page 2 of 2
All Right Reserved
NAMED INSURED TIMBERLINE CHURCH
��f% R�"�}hp�^h POLICY NUMBER 05M5A0358236
�� B V {�1141 I lood Mutual POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
Insurance Company
Property Coverage Summary
MinistryFirstsm commercial multi -peril policy Declarations continued...
We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according
to the terms of the designated coverage form and any other applicable forms or endorsements.
Property Coverage Details
PROPERTY DEDUCTIBLE $2,500
GLASS DEDUCTIBLE $2,500
Schedule of Locations
LOCATION #
DESCRIPTION
ADDRESS
0101
Church
.. _ . ._..._. ................ _.._ _ _. _._ _.._. _ __
___.- . 2908 S Timberline Rd Fort Collins, CO 80525-2402
.......
0102
__..._......__-..____.___._.._.._._._
.
Playground Equipment
2908 S Timberline Rd Fort Collins, CO 80525-2402
0201
Coffee House -__.-..__.._._.--_._._.---._.
144 S Mason St Fort Collins, CO 80524-2812
.... _....,.._.........._._..._..... _._._._.._...__._...... __.._.._.._......_._._._.... _........... .._._..__..
-----..---.----.___..._..__.____.__._ _ -_
0401
__ __-..___._._-------_.__-----
Office
1136 E Stuart St Fort Collins, CO 80525-1195
0601
Church
360 Crossroads Blvd Windsor, CO 80550-7264
0602
Mobile Classroom
360 Crossroads Blvd Windsor, CO 80550-7264
Schedule of Buildings and Personal Property
CHURCH 2908 S Timberline Rd Fort Collins, CO 80525-2402
LOCATION 0101
Mortgagee Firstbank Isaoa Loan#8755590 8755620
10403 W Colfax Ave Lakewood,
CO 80215-3811
COVERAGE DESCRIPTION COVERAGE LIMIT
COINSURANCE
EQ DED
VALUATION TYPE
AUTO INCR
PERIL TYPE
FORM
(INCL. TYPE OF PROPERTY)
Building $27,534,00_0
Agreed Amount
N/A
Replacement Cost
0%
Special with Theft
BCP85 4.0
_
Ordinance or Law -Increased $27,534,000
N/A-
N/A
N/A
N/A
N/A
BCP138 4.0
Building Loss(ORD&LAW1)
Ordinance or Law- $300,000
_._._._._._._._._._.._....._.___N/A._
N/A
._.._._.._N/A
._.._.._._...._.._-4.0-
N/A
N/A
BCP138
Incr. Debris Removal
(ORD&LAW2)
_-._...----- ......-_-----------.._._$--.-._._..--._._.._..----------
Ordinance or Law-Incr. Cost $300,000
-------
N/A
----------_
N/A
_..._..------
N/A
-- ------
N/A
--------------...._
N/A
8CP138 4.0
of Constr.(ORD&LAW3)
Personal Property - $2,096,000
.._..._._._.-.
Agreed Amount
____._._..-_.____-..__..-._.-..-.-____-____.._.-.-.-.-.--•-_.._.._.-_.-.._.._-_--_.___--_._._.._._._....._.
N%A
Replacement Cost
4%
Special with Theft
BCP85 4.0
Personal Property of Others $3,000
Agreed Amount
N/A
Replacement Cost
0%
Special with Theft
BCP85 4.0
PLAYGROUND EQUIPMENT 2908
S Timberline Rd
Fort Collins, CO 80525-2402
LOCATION 0102
COVERAGE DESCRIPTION COVERAGE LIMIT
COINSURANCE
EQ DIED
VALUATION TYPE
AUTO INCR
PERILTYPE
FORM
(INCL. TYPE OF PROPERTY)
Property -in -the -Open $133,000
Agreed Amount
N/A
Replacement Cost
0%
Special with Theft
BCP85 4.0
Brotherhood Mutual Insurance Company I www.brotherhoodmutual,com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
M1 DEC 09/16 'Bear ye one another's burdens and so fulfill the law of Christ." - Galatians 6:2 Page 2 of 17
NAMED INSURED TIMBERLINE CHURCH
n{
�"(� POLICY NUMBER 05M5A0358236
B Vtherhood Mutual'
POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
A I,,,u... company
Property Coverage Summary
MinistryFirstsm commercial multi -peril policy Declarations continued...
We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according
to the terms of the designated coverage form and any other applicable forms or endorsements.
COFFEE HOUSE 144 5 Mason St Fort Collins, CO 80524-2812 LOCATION 0201
COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM
(INCL. TYPE OF PROPERTY)
Personal Property $183,000 Agreed Amount N/A Replacement Cost 4% Special with Theft BCP85 4.0
OFFICE 1136 E Stuart St Fort Collins, CO 80525-1195 LOCATION 0401
COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM
(INCL. TYPE OF PROPERTY)
Personal Property $50,000 Agreed Amount N/A Replacement Cost 4% Special with Theft BCP85 4.0
CHURCH 360 Crossroads Blvd Windsor, CO 80550-7264 LOCATION 0601
Mortgagee Firstbank Isaoa Loan#8755590 8755620 10403 W Colfax Ave Lakewood, CO 80215-3811
COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM
(INCL. TYPE OF PROPERTY)
Building $2,838,000 Agreed Amount N/A Replacement Cost 0% Special with Theft BCP85 4.0
Personal Property $96,000 Agreed Amount N/A Replacement Cost 4% Special with Theft BCP85 4.0
MOBILE CLASSROOM 360 Crossroads Blvd Windsor, CO 80550-7264 LOCATION 0602
COVERAGE DESCRIPTION COVERAGE LIMIT COINSURANCE EQ DED VALUATION TYPE AUTO INCR PERIL TYPE FORM
(INCL. TYPE OF PROPERTY)
Building $97,000 Agreed Amount N/A Replacement Cost 4% Special with Theft BCP85 4.0
... .. ..
Personal Property $14,000 Agreed Amount N/A Replacement Cost 4% Special with Theft BCP85 4.0
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
M1 DEC 09/16 "Bear ye one another's burdens and so fulfill the law of Christ:' — Galatians 6:2 Page 3 of 17
Brotherhood Mutual
I nv,roncc Cnm pan �
NAMED INSURED TIMBERLINE CHURCH
POLICY NUMBER OSM5AO358236
POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
Property Coverage Summary
MinistryFirstsm commercial multi -peril policy Declarations continued...
We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according
to the terms of the designated coverage form and any other applicable forms or endorsements.
Schedule of Additional Coverages: All Locations
The policy's property deductible applies to each of these coverages. Details are found on the Commercial Property Coverages BCP12 4.1 form.
COVERAGE DESCRIPTION
COVERAGE LIMIT
DEDUCTIBLE
FORM
Property Off Premises
$25,000+
$2,500
BCP12 4.1
Inter -Continent
$2,500/Item, $25,000 total+
$2,500
9CP12 4.1
Owned Personal Property - Parsonage
$2,500
$2,500
..._......._
BCP12 4.1
_ ......_._.... _.._._......- ----
Building/Personal Property - Newly Acquired/Constructed
-- ... _... . ............ ........._.. _
$2,000,000++ _...._.. ....... .............
. _
$2,500 _..........._
BCP12 4.1
.
_._
Outside Objects/Structures
$15,000/category, $20,000 Total
$2,500
BCP12 4.1
For any one tree, shrub, or plant
$1,000
$2,500
BCP12 4.1
Each loss caused by wind
$2,500 _.._____._.___ _
$2,500 -
BCP12 4.1
Detached Structures and their Contents (Unscheduled)
$10,000 for structures, $10,000 for Contents
$2,500
BCP12 4.1
Owned Personal Property - Dwellings
5% of dwelling value
$2,500
.............
BCP12 4.1
Contents - Buildings and Structures Described on the
$10,000+++
$2,500
BCP12 4.1
Declarations
T...
..
railers _ _-._._ __..
_........ - .....
$10,000
-----._._..-_...._
$2,500
BCP12 4.1
Vehicle Equipment and Accessories
$10,000
$2,500
BCP12 4.1
Money and Securities
$5,000 (Loss from specified perils only. Doubled on specified
$2,500
BCP12 4.1
holidays)
Spoilage
$5,000
$2,500
BCP12 4.1
Damage to Buildings and Personal Property from Animals
$2,500 (Except types of damage excluded in policy form)
$2,500
BCP12 4.1
Building Glass
Included; no per pane or per plate limits
$2,500
BCP12 4.1
+ if the loss resulted from a covered peril and the property is off premises for no longer than 780 days.
++ Coverage applies for 780 days from the time construction begins or the new property is acquired.
+++ Only applies if the limit of insurance shown for the structure is no more than $10,000 and there is no limit of Organizational Personal Property shown on the declarations for the
structure.
The policy's property deductible does not apply to the following coverages. Details are found on the Commercial Property Coverages BCP12 4.1
form.
COVERAGE DESCRIPTION
COVERAGE LIMIT
FORM
Debris Removal Expense - Partial or Total Loss
Partial Loss: Remaining Limit for Covered Property - Total
BCP12 4.1
Loss: $10,000
Emergency Removal
Coverage applies up to 30 days after property is first moved
BCP12 4.1
_.... _....._
Fire -be" partment Service Charges
_..........._............_ _..
$25,000
_ _ .
BCP12 4.1
Fire Extinguisher Recharge
$25,000 if recharged within 30 days
BCP12 4.1
Pollutant Clean -Up and Removal
$10,000 (annual aggregate)'
BCP12 4.1
Installed Lock Recalibration
$5,000 if recalibrated within 10 days
BCP12 4.1
Arson Reward
$15,000*1
BCP12 4.1
Papers and Records
$_25,000
BCP12 4.1
Personal Property Owned by Others (non -clergy)
$2,500 per person/$10,000 maximum (excess)''"
BCP12 4.1
Personal Property Owned by Clergy
$30,000 (excess)-'
BCP12 4.1
Theft or Vandalism Reward
$5,000"`
BCP12 4.1
If the loss resulted from a covered peril and was reported within 780 days.
Or the amount paid to the insured as a result of the direct loss, if less than the limit stated above.
"- Additional limits are available
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
Ml DEC 09/16 "Bear ye one another's burdens and so fulfill the law of Christ" - Galatians 6:2 Page 4 of 17
�] NAMED INSURED TIMBERLINE CHURCH
Brotherhood Mutual„ POLICY NUMBER OSMS 2018to36
POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
I n.urancc (nm pony
Property Coverage Summary
MinistryFirsts' commercial multi -peril policy Declarations continued...
We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according
to the terms of the designated coverage form and any other applicable forms or endorsements.
Optional Coverages: All Locations
Combined Ordinance or Law Enforcement Coverage
COVERAGE DESCRIPTION COVERAGE LIMIT
Increased Building Loss (Ord & Law A) $500,000
Increased Debris Removal (Ord & Law B) $250,000
Increased Cost of Construction (Ord & Law C) $250,000
Organizational Optional Theft Coverage
COVERAGE DESCRIPTION COVERAGE LIMIT
Theft of Money & Securities (Thft M & S) $10,000
Theft of Building Materials (Thft Bldg Mtls) $5,000
Ministry Personnel Dishonesty Coverage
COVERAGE DESCRIPTION COVERAGE LIMIT
Personnel Dishonesty Coverage $100,000
Income, Extra Expense, and Donations Coverage Part
COVERAGE DESCRIPTION COVERAGE LIMIT
Earnings and Expenses $25,000
Extra Expense $100,000
Water Damage Coverage Part
COVERAGE DESCRIPTION
Water Damage
Sewer and Drain Backup Extension
COVERAGE DESCRIPTION
Sewer/Drain Backup Extension
Systems / Equipment Breakdown Coverage
COVERAGE DESCRIPTION
Systems/Equipment Breakdown Coverage
COVERAGE LIMIT
$10,000
COVERAGE LIMIT
See Building/Personal Property Limit
COVERAGE LIMIT
Building/Personal Property Urnit
DEDUCTIBLE FORM
$2,500 BCP138B 1.1
$2,500 BCP138B 1.1
$2,500 BCP13861.1
DEDUCTIBLE
$250
$250
DEDUCTIBLE
N/A
DEDUCTIBLE
N/A
N/A
DEDUCTIBLE
$2,500
DEDUCTIBLE
$2,500
DEDUCTIBLE
$2,500
FORM
BCP36 4.1
BCP36 4.1
FORM
BCP37A 4.0
FORM
BCP711.1
BCP71 1.1
FORM
BCP27 4.1
FORM
BCP135 4.1
FORM
BSEB100 4.1
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
M1 DEC 09/16 'Bear ye one another's burdens and so fulfill the law of Christ" — Galatians 6:2 Page 5 of 17
NAMED INSURED TIMBERLINE CHURCH
Bn{ m a POLICY NUMBER 05M5A0358236
therhood Mutual POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
A I n.u..... ("., P.—,
Property Coverage Summary
MinistryFirst'm commercial multi -peril policy Declarations continued...
We provide the Commercial Property coverage at the declared premise(s) for the coverage and limits indicated. The Coverages listed here are provided according
to the terms of the designated coverage form and any other applicable forms or endorsements.
Other Optional Coverages
COVERAGE DESCRIPTION
COVERAGE LIMIT
DEDUCTIBLE
FORM
Certified and Non -Certified Terrorism Loss
$33,044,000
$2,500
BCL0600 3.0
Interior Building Damage Coverage -Including Gutters/
$33,044,000
$2,500
BCP49 4.0
Downspouts Coverage
Rented Personal Property of Others
$10,000
$000
BCP12 4.1
Additional Property Forms
FORM
FORM NAME
FORM
FORM NAME
BCP0643 0108
Exclusion - War and Military Action
BCP500 4.0
Loss -Free Ded Reduction Endorsement
BCP88 4.0
Earth Movement & Volcanic Eruption Excl
BN12V 1.0
Notice Regarding Building Valuation
BN151.0
Notice To Mortgagee
BN25671.0
Notice Water Damage/Flood Coverage
CP0171 10 08
Exclusion Water Damage
CP1321.0
Loss Payable Options
CPlll 1.0
Automatic Increase
CL1630 06 06
Conditional Terrorism Exclusion
EX0651 2.3
NBC Terrorism Exclusion
Additional Interests
NAME TYPE LOAN NUMBER INTEREST
Konica Minolta Premier Loss Payee Copier
Finance
ADDRESS
PO Box 5000 Johnston, IA 50131 -5000
Brotherhood Mutual Insurance Company I www.brotherhoodmutuaI.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
M1 DEC 09/16 "Bear ye one another's burdens and so fulfill the law of Christ" — Galatians 6:2 Page 6 of 17
Brotherhood Mutual'
Insurance (..P—n
NAMED INSURED TIMBERLINE CHURCH
POLICY NUMBER 05M5A0358236
POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
Inland Marine Coverage Summary
MinistryFirst" commercial multi -peril policy Declarations continued...
Schedule of Inland Marine Coverages: All Locations
COVERAGE DESCRIPTION
COVERAGE LIMIT DEDUCTIBLE FORM
Computer Hardware _._... ---.. ..... _........ _._......... _........ _................... _ ........... _....._.._...
_ $34,633 $500 BIM7201 4,0
Actual Cash Value
TOSHIBA PA 5254U A 59693704A
$1,300 _..._...
IBM 2611-412 412 AA-DHKLT _........ _ _ _.._
......................................._.... __..._......__._.....-.__._.._...._......-............
$1,680 .............._ ........
............ .._.......__.... _ .._...._... ..._.
IBM M11 412 AADFVN6
_ _
$1,410
SONY PCG F680 4-650-186-11 SKID
$2,278
TOSHIBA SATELLITE 1800-5203 X1071541PU
$1,154 ........, .. _._.... __._...._ ....
SONY PCG EX370 28332430-3531019 _.-
_.. .. ........ ........
$1,978
SONY 992L 992L 28332430-3530806
$1,978 _.__......... .-_
....._.... .._...-
COMPAQ PRESARIO 4784 TWO1211698 -
_. ... ...._.._..,
$450
SONY PCG GR300K 6CTTAI-35533-M5- ~�
$1,885
_.. __..........._ ._..._ ...._..__
IBM THINKPAD A30 78-DL59_5
............ ..................................... ........ ,... ...-... .._..
$2,362
SONY SUPERSLIM R508 PCGRSOSGCK _ .__ ...__.. __....__ ........ _.. -• •
$1,900 ..... ...... ....... .__._._...............
__.
SONY GRS 700 A2224MG6 -
.......... ...........................
$1,670
_ .
SONY VA10 PCG-GR5700K 600215413000006
- $1,670
'SONY PCG GRZ660 3112766 _._.._._..._..._.._._ .._._....... _.......
..._ - ._1._._....._..._ -.... _..........................._...... .......... _..._......_._....
$1,600 _._...._..__.._..__..
_.._.__...... _.....-_._ __ _---_.._.. _.. _.......... . _.
DELL MFG LATITUDE D500 DRV8831
_ .... _._._._.__.._.... _ ._........_._ _.-.- -----. -- _.._.. _......_.___._._.__
$1,436 .........................._._._..._. __...... _ .. _ _ ._. _.....__._._._._._. __._.._._..._.
_. _.. _. _._ _. _._____...._..._
SONY PCG ZIR 2.814363032E+014
___. _.._ -
$2,200
DELL MFG LATITUDE C600 CN09C748481551A
$505 '
COMPAQ CPQR 3030US CND407OGlK
_.._.. ... ....
$1,500
_,............._..._..........__._....__...._.........__......... ................... _...........
DELL MMINSPIRON5150
SONY VGN-A170P 142621943000001 �^
$2,150 _..... .................. - ..... _. ... _....__..__.
DELL MFG INSPIRION 5150 CN-0W0940-12961-
$1,274
DELL MFG 5150
$1,126
Musical Instruments
__......._.. ... ... .. _.
$25,414 $500 IM1250 Ol 05
BASS GUITAR AMP, BRAND: DAVID EDEN, MODEL -METRO, SERIAL #1342
$1,500
ROLAND KEYBOARD, MODEL-RD700, 66 KEY ELECTRIC PIANO, SERIAL
$1,200
BASS GUITAR, MODEL SQUIRE, SERIAL #E1007007
$500................................._.............-_.........._.._....... ...... ..._............. ........_...._..._..
ELEC SIX STRING GUITAR, MODEL-STRAT
$1,000
IBANEZ SR900 C04061915 BASS GUITAR
$600 .................. .
CONGAS -MATADOR CUSTOM W/STANDS
_..__...._....
....
$375
EXTREME POWERED SPEAKER MN-MPA5500 SN-B1110077
$400--- _____......_._.._._._... ........... __------- .... _..............
EXTREME COMPANION SPEAKER MN-MP5601 SN-H24949
...... .............. _._._.....__......
$300
2 ULTIMATE SPEAKER STANDS MN-TS80B @ $75 EACH _
$150
_._.0 FOOL SPEAKER CONNECTING CABLE _ _._.._. .... ......... .............__._....
10
$50
........ NIACKIE MiS_ff 4102-VLZ PRO SN-B0102560 ..
$200
FENDER PASSPORT WIN-P250 WHOLE SYSTEM SN-N10362000_ PN-069-1t)02 $1,100 ...._._ _.._...... __. _...._.
2 ULTIMATE SPEAKER STANDS MN-T5806 @ $75 EACH
___- - ....... ...... ... _..-.............
$150 ____. --
1 FENDER MICROPHONE WIXLR CABLE --_._.... ----------------
_.._..__.........
$65 _ ..... _. . . ._..._._._.......... _ . ._....__.._.__.._
1 FENDER PASSPORT MN-PD-250 WHOLE SYSTEM SN-GD82806FM
$1,100 ....... ..... ... ...... _._.... ..._.____ _.._._. _ ...
2 FENDER SPEAKER STANDS is $50 EACH
__..... _..-..._._..___.._._......._..._........ ___......
$100
FENDER MICROPHONE W/XLR CABLE IN CASE
$65
4 BELMORE PORTABLE MUSIC STANDS NO SN OR MN !d, $65 EACH
$260
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
Ml DEC 09/16 "Bear ye one another's burdens and so fulfill the law of Christ." — Galatians 6:2 Page 7 of 17
Brotherhood Mutual
I, c u r,,— C o m P a n
NAMED INSURED TIMBERLINE CHURCH
POLICY NUMBER 05M5A0358236
POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
Inland Marine Coverage Summary
MinistryFirst'm commercial multi -peril policy Declarations continued...
COVERAGE DESCRIPTION
COVERAGE LIMIT DEDUCTIBLE FORM
WHIRLWIND 24 CHANNEL SNAKE (BLUE) NO MN OR SN
$300
RAPCO 12 CHANNEL SNAKE NO MN OR SN
......... ....... ....... ..................__........ ..,..... .... _,...,...__.......- ..._............................ ........ ..... ._.............. _.......
$150
PEAVEY BASS AMP MN-300CHS SN-CK250376
$350
PEAVEY BASS SPEAKER ENCLOSER MN-210TX SN-00124250/JHA23
$200
2 GREY PLASTIC TUBS MISC CABLES/MICS 2-SHURE CORDED MICS
$130
212-XLR CABLES 20 EACH
$40
1 LARGE GREEN PLASTIC TUB -POWER CORDS 2-YELLOW 50' CORDS
$230
2 YAMAHA SPEAKERS (MONITOR TYPE) MN-SM121V SN-07717877 &
$800
FENDER GUITAR AMPLIFIER MN -CHAMP 25 PR201300 SN-Lb-319980
$300
2 SOUNDTECH SPEAKERS CX4C MN-SMZ SN-951204121 & 941002749
$900
- _-.- .--...._._..._.._.._.----..
2 ULTIMATE SPEAKER STANDS SN-282582 & 282M00
$150
....
SOUNDTECH AMP MN-PL502 ENCLOSED IN A BLACK TRAVat ASE
..._...._.......... _............... _........... -- ... ...._ _... _..
$300
PEAVEY AMP MN-PV4C ENCLOSED IN A BLACK TRAVEL CASE
$400
__._....__._._._.__.._._._.__....._........... ..... .._:.......____.__._..___...__.._._.._._......................... _...... __...__..._._._._._.______._.._._._..._......_._._......__....._..___.__---...._..---_--.._....._._._..-...................._......
PEAVEY AMP MN PV8.5C ENCLOSED IN A BLACK TRAVEL CASE
$600
JVC VHS PLAYER/RECORDER MN-HRS35000 5N024J0786 ENCLOSED IN A
$200
TASCAM CD/CA55 PLAYER MN CD A500 SN 0120716 ENCLOSED IN A
__......._----._._ _..._......... ........_.____.._.- --.__ . _.. .-..._ ...___._._
$200 _.._
2 ALESIS REVERB UNITS ENCLOSED IN A SKB TRAVEL CASE.:a. $250
$500
ALESIS COMPRESSOR ENCLOSED IN A SKB TRAVEL CASE
$200
ALESIS EQ UNIT MN-MEQ230 SN-QS1606611 ENCLOSED IN A SKB
$150
SOUNDTECH EQ UNIT MN-Q150 ENCLOSED IN A SKB TRAVEL CASE
$150
MACKIE MIXER CONSOLE MN-T36459
... ............ .,..... ...._._......._.._...__
$600
2 EV LARGE STAGE SPEAKERS (WITH COVERS) MN-1512ER
$1,000
KURZEWIL KEYBOARD W/TRAVEL CASE MN-K2000 SN-4996030SO354
$1,000
ROLAND KEYBOARD (NO CASE) MN-A90EX SN-_2J963_60
$750
ROLAND PIANO AMP MN-KC500 SN-CP16045
__...__._._............... _. _............ _-..__.__
$500
ROLAND V-DRUMS CLUB SERIES (ELECTRONIC) MN-TD6 SN-AQ46183
$1,100
YAW HA CLAVINOVA KEYBOARD MN CLP123 SN 046858
__._._--.--•-.---__._._---.-----._..
_.__._._.._....__ --- _._._._._.-_._._..----------
$400
BA55 AMP W/ONBOARD MIXER MN-SW65 SN-S011205842- _ .. _.._...$4�.._-.._-
�._........-__..__
AKAI DVD PLAYER (STORED IN CABINET) MN-DVP5760 SN-02040 74364
_._...__.._ _.._._. _._._......---.........-._.._.__.._. _.---.--._._.__..__._.. ..._.... _ _.._...
$200 ._._
SONYCD PLAYER (STORED IN CABINET) MN-cDP390 SN-867914
__
$250 --- ___ _ ' _
YELLOW TOOLBOX W%MISC PATCH CABLES, ORANGE 50' POWER CORD,
_.._._.._._.._._.._._._.......__._._..._._._._._.__.....____.___.._.._._._._--_._._._._.___....
2-ULTIMATE SPEAKER STANDS MN-TS80B @ $75 EACH
_ _ _
$150 _
MACKIE MISER CONSOLE MN CR1604 SN-A34942
_- ...._ _ ..._._.... _ . ........ _.. _ _ . ....... .... ._ _... _.__....
$700
ROLAND 88 KEY BLACK KEYBOARD MODEL RD 700SX S#ZT01521
$050
ROLAND 88 KEY BLACK KEYBOARD MODEL RD 700SX SXZT01371
$1,450
Photographic Equipment
$10,900 $500 IM1350 0105
1 CANON XL1 3CCD DIGITAL VIDEO CAMCORDER NTSC (MODEL
$2,500
#2610201783)
1 CANON XL1 3CCD DIGITAL VIDEO CAMCORDER NTSC (MODEL
$2,500
#2720700128)
_._.._.._...._.__.._._.___._.___
1PUS CAMEDIA E-10 (MODEL #E-10) __._..._._..._.___..___
0LYM
. $400 _.
_._ ...____. ._ _._..._.....___ _____.____.__---- ..............._
_
150NY LCD DATA PROJECTOR (MODEL �VLP-PX20) �
_. _._._ ._...___...... __........_..._..... _.... ...... .... _----- .-.__.._._._...__
$2,000
-_ 1 LI BEC TRIPOD T57 (NO MODEL 3)
$500
1 CHRISTIE LX25 PROJECTOR (MODEL #38VIV208-01 SERIAL #20815626)
$3,000
REPLACEMENT
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
M1 DEC 09/16 'Bear ye one another's burdens and so fulfill the law of Christ:' — Galatians 6:2 Page 8 of 17
Brotherhood Mutual
In> "r " Company
NAMED INSURED TIMBERLINE CHURCH
POLICY NUMBER 05M5A0358236
POLICY PERIOD 07/27/2018 to 07/27/2019 at 12:01 a.m.
Liability Coverage Summary
MinistryFirstsm commercial multi -peril policy Declarations continued.,.
The Coverages listed here are provided according to the terms of the designated coverage form and any other applicable forms or endorsements. Only one liability
coverage and one medical coverage will apply to an occurrence and any related loss. Any limit which is specifically stated within a coverage form or endorsement
represents the most we will pay for the coverage to which such a limit applies. For application of limits, see Liability and Medical Coverage form (BGL11 4.0).
Key Liability Coverage Facts: Schedule of Limits
GENERAL OCCURRENCE LIMIT $1,000,000
GENERAL AGGREGATE LIMIT $3,000,000
Principal Liability Coverages
COVERAGE DESCRIPTIONS COVERAGE LIMIT
Bodily Injury/Property Damage Liability (L) $1,000,000,
Medical Payments (M) _....... __._._.._.........._._.._... ._._ - $10,000`+
Products/Completed Work (N) $1,000,000,
Fire Legal Liability (0) $1,000,000,
Supplemental Coverages
COVERAGE DESCRIPTIONS
COVERAGE LIMIT
Incidental Contractual Liability
$1,000,000'
Incidental Medical Malpractice
$1,000,000'
Mobile Equipment
$1,000,000`
Additional Coverages
COVERAGE AGGREGATE LIMIT
FORM
$3,000,000'
GL1001.0
$3,000,000'
GL1001.0
$3,000,000'
GL1001.0
$3,000,000-
BGL951 3.0
COVERAGE AGGREGATE LIMIT
FORM
$3,000,000'
GL1001.0
$3,000,000'
GL1001.0
$3,000,000'
GL1001.0
COVERAGE DESCRIPTIONS
COVERAGE LIMIT
COVERAGE AGGREGATE LIMIT
Membership Emotional Injury Liability Coverage
$1,000,000,
$3,000,000'
Nursery/Child Care Corporal Punishment Liability
$1,000,000,
..
$3,000,000'
Supervision -Related Emotional Injury Liability Coverage
$1,000,000'
$3,000,000'
Food Preparation Liability Coverage
$1,000,000,
$3,000,000'
Privacy Violation Liability Coverage
$1000 000 ... .. _..... ___._..._._._.._.._.._...._._._
$3,000,000-
_.
Damage To Property Of Others Coverage
$1,000,000'
$3,000,000'
Not in Your Control
$1,000"+
$3,000,000"
In Your Control
$2,500'+
$3,000,000'
Prosthetic Devices
$500'+
$3,000,000'
Incidental Camper Medical Coverage
$10000' _ ...__
$3,000,000*
_..._.._..____ ......
Additional Incidental Contractual Liability Coverage
----_.--.
$1,000,000'
$3,000,000'
Related Organizations/Operations
The following entities are insured for designated related Coverages.
'Only a single limit applies to the loss. All coverage limits are subject to the general occurrence limit and all aggregate limits are subject to the general aggregate limit.
+ per person limit
FORM
BGL51 4.0
BGL51 4.0
BGL51 4.0
BGL51 4.0
................
BGL51 4.0
BGL51 4.0
BGL51 4.0
BGL51 4.0
BGL51 4.0
BGL51 4.0
-- ........... _.... .._
BGL514.0
Brotherhood Mutual Insurance Company I www.brotherhoodmutual.com I 800.333.3735 I P.O. Box 2227, Fort Wayne, IN 46801-2227
Ml DEC 09/16 'Bear ye one another's burdens and so fulfill the law of Christ"— Galatians 6:2 Page 9 of 17