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HomeMy WebLinkAboutLLOYDS BARBER SHOP LLC - INSURANCE CERTIFICATE (2)STATE FARM FIRE AND CASUALTY COMPANY A STOCK COMPANY WITH HOME OFFICES INBLOOMINGTON, ILLINOIS DECLARATIONS AMENDED JAN 12 2015 M02 Ireland Grove Roa Bloomington, IL 61709-9001 T-20-2411-FAF1 F Z 000965 3123 Addl Insured -Section II Only CITY OF FORT COLLINS PO BOX 580 FORT COLLINS CO 80522-0580 Hair Salon, Day Spa and Barber Policy Policy Number 96-1318-K105-4 Policy Period Effective Date Exp(ration Date 12 Months JAN 12 2015 JAN 122016 The policy period beggins and ends at 12V am standard time atthe premisesTocation. Named Insured LLOYDS BARBER SHOP LLC 226 S COLLEGE AVE FORT COLLINS CO 80524-2811 Automatic Renewal - If the policy period is shown as 12 months , this policy will be renewed automatically subjectto the premiums, rules and forms in effectfor each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lienholder written notice in compliance with the policy provisions or as required by law. Entity: Limited Liability Company Reason for Declarations: Your policy is amended JAN 12 2015 LOCATION ADDRESS CHANGED Endorsement Premium None Prepared FEB 17 2015 T) Copyright, State Farm Mutual Automobile Insurance Company, 2008 OMP-4000 includes copyrighted material of Insurance Services Office, Inc., with its permission. 007695 290 At Continued on Reverse Side of Page N Page 1 of 7 530-666 a.2 05-31-2011 10132310 DECLARATIONS (CONTINUED) Hair Salon, Day Spa and Barber Policy for CITY OF FORT COLLINS Policy Number 96-1218-K105-4 SECTION I - PROPERTY SCHEDULE Location Location of Limit of Insurance* Limit of Insurance* Seasonal Number Described Increase - Premises Coverage A - Coverage B - Business Buildings Business Personal Personal Property Property 001 226 S COLLEGE AVE No Coverage $ 23,000 25% FORT COLLINS CO 80524-2811 * As of the effective date of this policy, the Limit of Insurance as shown includes any increase in the limit due to Inflation Coverage. SECTION I - INFLATION COVERAGE INDEX(ES) Cov A - Inflation Coverage Index: Cov B - Consumer Price Index: SECTION I - DEDUCTIBLES N/A 238.3 Basic Deductible $500 Special Deductibles: Money and Securities 250 Employee Dishonesty $250 Equipment Breakdown �500 Other deductibles may apply - refer to policy. Prepared FEB 17 2015 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 CMP-4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 007695 Continued on Next Page Page 2 of 7 StateFarm A. DECLARATIONS (CONTINUED) Hair Salon, Day Spa and Barber Policy for CITY OF FORT COLLINS Policy Number 96-138-1<105-4 SECTION I - EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - EACH DESCRIBED PREMISES The coverages and corresponding limits shown below apply separately to each described premises shown in these Declarations, unless indicated by "See Schedule." If a coverage does not have a corresponding limit shown below, but has "Included" indicated, please refer to that policy provision for an explanation of that coverage. LIMIT OF COVERAGE INSURANCE Accounts Receivable On Premises $10,000 Off Premises $5,000 Arson Reward $5,000 Back -Up Of Sewer Or Drain $10,000 Brands And Labels $25,000 Collapse Included Damage To Non -Owned Buildings From Theft, Burglary Or Robbery Coverage B Limit Debris Removal 25% of covered loss Employee Equipment - Off Premises (applies only to those premises provided Coverage B - Business Personal Property) Per Occurrence $2,500 Per Employee $1,000 Per Piece $500 Employee Equipment - On Premises (applies only to those premises provided Coverage B - Business Personal Property) Per Occurrence $5,000 Per Employee $1,000 Per Piece $500 Equipment Breakdown Included Fire Department Service Charge $2,500 Fire Extinguisher Systems Recharge Expense $5,000 Forgery Or Alteration $10,000 Glass Expenses Included Prepared FEB 17 2015 © Copyright State Farm Mutual Automobile Insurance Company, 2000 CMP-4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 007696 290 Continued on Reverse Side of Page Page 3 of 7 N DECLARATIONS (CONTINUED) Hair Salon, Day Spa and Barber Policy for CITY OF FORT COLLINS Policy Number 96-B8-K105-4 Increased Cost Of Construction And Demolition Costs (applies only when buildings are 10% insured on a replacement cost basis) Money And Securities (Off Premises) $5,000 Money And Securities (On Premises) $10,000 Money Orders And Counterfeit Money $1,000 Newly Acquired Business Personal Property (applies only if this policy provides $100,000 Coverage B - Business Personal Property) Newly Acquired Or Constructed Buildings (applies only if this policy provides $250,000 Coverage A - Buildings) Ordinance Or Law - Equipment Coverage Included Outdoor Property $5,000 Personal Effects (applies only to those premises provided Coverage B - Business $2,500 Personal Property) Personal Property Off Premises $15,000 Pollutant Clean Up And Removal $10,000 Preservation Of Property 30 Days Property Of Others (applies only to those premises provided Coverage B - Business $2,500 Personal Property) Signs $2,500 Valuable Papers And Records On Premises $10,000 Off Premises $5,000 Water Damage, Other Liquids, Powder Or Molten Material Damage Included Prepared FEB 17 2015 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 CMP-4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 007696 Continued on Next Page Page 4 of 7 DECLARATIONS (CONTINUED) Hair Salon, Day Spa and Barber Policy for CITY OF FORT COLLINS Policy Number 96-68-1<105-4 SECTION I - EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - PER POLICY The coverages and corresponding limits shown below are the most we will pay regardless of the number of described premises shown in these Declarations. COVERAGE Dependent Property - Loss Of Income Employee Dishonesty Utility Interruption - Loss Of Income Loss Of Income And Extra Expense LIMIT OF INSURANCE $5,000 $10,000 $10,000 Actual Loss Sustained - 12 Months SECTION II - LIABILITY LIMIT OF COVERAGE INSURANCE Coverage L - Business Liability Coverage M - Medical Expenses (Any One Person) Barber And Cosmetologist Professional Liability Damage To Premises Rented To You AGGREGATE LIMITS Products/Completed Operations Aggregate General Aggregate Professional Aggregate Prepared FEB 17 2015 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 CMP-4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 007697 290 Continued on Reverse Side of Page N $1,000,000 $5,000 $1,000,000 $300,000 LIMIT OF INSURANCE Excluded $2,000,000 $1,000,000 Page 5 of 7 DECLARATIONS (CONTINUED) Hair Salon, Day Spa and Barber Policy for CITY OF FORT COLLINS Policy Number 96-138-K105-4 Each paid claim for Liability Coverage reduces the amount of insurance we provide during the applicable annual period. Please refer to Section II - Liability in the Coverage Form and any attached endorsements. Your policy consists of these Declarations, the BUSINESSOWNERS COVERAGE FORM shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequent to the issuance of this policy. FORMS AND ENDORSEMENTS CMP-4100 Businessowners Coverage Form CMP-4826 Employee Equipment Coverage CMP-4825 Brands and Labels FE-6999.1 Terrorism Insurance Cov Notice CMP-4206.1 Amendatory Endorsement CMP-4705 Loss of Income & Extra Expnse CMP-4710 Employee Dishonesty CMP-4709 Money and Securities CMP-4706 Back -Up of Sewer or Drain CMP-4704 Dependent Prop Loss of Income CMP-4703 Utility Interruption Loss Incm CMP-4793 Al State Political Perm Prem CMP-4402 Barber Cosmetologist Prof Liab CMP-4845 Excl Product Comp Operatn Liab FD-6007 Inland Marine Attach Dec Prepared FEB 17 2015 © Copyright State Farm Mutual Automobile Insurance Company, 2000 CMP-4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 007697 Continued on Next Page Page 6 of 7 StateFarm • •• DECLARATIONS (CONTINUED) Hair Salon, Day Spa and Barber Policy for CITY OF FORT COLLINS Policy Number 96-B8-K105-4 This policy is issued by the State Farm Fire and Casualty Company. Participating Policy You are entitled to participate in a distribution of the earnings of the company as determined by our Board of Directors in accordance with the Company's Articles of Incorporation, as amended. In Witness Whereof, the State Farm Fire and Casualty Company has caused this policy to be signed by its President and Secretary at Bloomington, Illinois. *r-� wuu- Secretary President Prepared FEB 17 2015 CMP-4000 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 007698 290 N Page 7 of 7 Sta� STATE FARM FIRE AND CASUALTY COMPANY AA STOCK COMPANY WITH HOME OFFICES IN BLOOMINGTON, ILLINOIS INLAND MARINE ATTACHING DECLARATIONS M02Ireland Grove Road oomrngton, IL 61709- Of T-20-2411-FAF1 F Z Named Insured LLOYDS BARBER SHOP LLC 226 S COLLEGE AVE FORT COLLINS CO 80524-2811 ATTACHING INLAND MARINE Policy Number 96-B8-K105-4 Policy Period Effective Date Expiration Date 12 Months JAN 12 2015 JAN 122016 The policy period begins and ends at 12:01 am standard time atthe premises Tocabon. Automatic Renewal - If the policy period is shown as 12 months, this policy will be renewed automatically subjectto the premiums, rules and forms in effectfor each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lienholderwritten notice in compliance with the policy provisions or as required by law. Annual Policy Premium Included The above Premium Amount is included in the Policy Premium shown on the Declarations. Your policy consists of these Declarations, the INLAND MARINE CONDITIONS shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequentto the issuance of this policy. Forms, Options, and Endorsements FE-8739 Inland Marine Conditions FE-8743 Inland Marine Computer Prop See Reverse for Schedule Page with Limits Prepared FEB 17 2015 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 FD-6007 Includes copyrighted material of Insurance Services Dffice, Inc., with its permission. 007699 530 6860 05 31.2011 lo113232c1 96-B8-K105-4 ATTACHING INLAND MARINE SCHEDULE PAGE ATTACHING INLAND MARINE ENDORSEMENT LIMIT OF DEDUCTIBLE NUMBER COVERAGE INSURANCE AMOUNT FE-8743 Inland Marine Computer Prop S 25 , 0 0 0 $ 500 Loss of Income and Extra Expense $ 25,000 Prepared FEB 17 2015 FD-6007 OTHER LIMITS AND EXCLUSIONS MAY APPLY - REFER TO YOUR POLICY © Copyright, State Farm Mutual Automobile Insurance Company, 2008 Includes copyrighted material of Insurance Services Office, Inc., with its permission. ANNUAL PREMIUM Included Included 007699 530 686 u 2 OS 31 2011 1u113233cl