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HomeMy WebLinkAbout162251 REDFLEX TRAFFIC SYSTEMS INC - INSURANCE CERTIFICATE (6)P52Gu2wu2 A O O o9/s/aoCERTIFICATE OF LIABILITY INSURANCE DATE05/2013 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER LIC 80726293 1-925-299-1112 CONTACT Certificate Department NAME: D Arthur J. Gallagher S: Co. Insurance Brokers of California, Inc. PH CNE EtI, 925-299-1112 FAX. No; 925-299-0328 3697 Mt. Diablo Boulevard, Suite 300 E-MAIL Sherri_ ordnn2aJ' ADDRESS: 1 g•com Lafayette, CA 94549 INSURERS AFFORDING COVERAGE NAIC0 Client No. REDFTRA-02 INSURER A: WAUSAU UNDERWRITERS INS CO [AHBest:A,XV 26042 INSURED INSURER B: LIBERTY INS CORP 42404 Redflex Traffic Systems, Inc. INSURER C: UNITED SPECIALTY INS CO 12537 23751 N. 23rd Avenue, Suite 150 INSURER D: Phoenix, AZ 85085-1854 INSURER E: INSURER F : COVFRAGFS CERTIFICATE Nl1MRER- 35597970 REVISION NUMBER - THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADD L UBR POLICY NUMBER MOLICY EFF POLIICDY EXP LIMITS LTRIMAIR A GENERAL LIABILLIABILITYX TBJ-Z91-453980-033 04/01/1 04/01/14 EACH OCCURRENCE $ 1,000,000 X DAMAGE TO RENTED 1,000,000 COMMERCIAL GENERAL LIABILITY PREMISES Ea occurrence $ CLAIMS -MADE a OCCUR MED EXP (Any one Person) $ 5,000 X $25X BI/PD DRD 1,000,000 PERSONAL 8 ADV INJURY $ GENERALAGGREGATE $ 2,000,000 GENT AGGREGATE LIMIT APPLIES PER: PRODUCTS -COMPIOP AGG $ 2,000,000 POLICY -' PR0. X LOC $ A AUTOMOBILE LIABILITY X ASJ-Z91-453980-023 1 COMBINED SINGLE LIMIT 1,000,000 Ea accident X ANY AUTO _ -- - - - - - - -BODILY INJURY (Par person) ALL OWNED SCHEDULED BODILY INJURY (Par accident) S AUTOS AUTOS NON -OWNED PROPERTY DAMAGE qS HIRED AUTOSHx AUTOS Per acdtlenl X CONP/COLL DED•:$5,000 <- eHAPD Ded $ B X UMBRELLA LIAR X OCCUR TH7-Z91-453980-043 04/01/1 04/01/14 EACH OCCURRENCE $ 51000,000 EXCESS LIAB CLAIMS -MADE AGGREGATE $ 5,000,000 DEDEC)X RETENTIONS 10,000 $ TH- A WORKERS COMPENSATION WCJ-Z91-453980-073 041/01/1 04/01/14 X TnWRYI MIT- ER AND EMPLOYERS' LIABILITY Y I N ANY PROPRIETORIPARTNERIEXECUTIVE El NIA E.L. EACH ACCIDENT $ 1,000,000 OFFICER/MEMBER EXCLUDED? (Mandatory In NH) E.L. DISEASE - EA EMPLOYEE $ 1,000,000 If yes, describe under DESCRIPTION OF OPERA rIONS below E.L. DISEASE -POLICY LIMIT $ 1,000,000 C PROFESSIONAL/CYBER LIAB. PL 0641032 0810111 04/01/14 $50E.SIR ZaClm/Agg 2,000,000 SIR 50, 000 (See attached Suppl. Page...) DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (Attach ACORD 101. Additional Remarks Schedule, If more space Is required) RE: Activities performed by or on behalf of the permittee or contractor as required by contract. ADDITIONAL INSURED(S): The City of Fort Collins, CO, its officers, directors, agents, representatives and employees as required by written contract. <see attached for policy endorsement forms> SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE of Fort Collins THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. 300 Laporte Ave. AUTHORIZED REPRESENTATIVE Fort Collins, CO 80521 *'Ce 'J 1 USA ©1988-2010 ACORD CORPORATION. All rights reserved. ACORD 25 (2010105) The ACORD name and logo are registered marks of ACORD shekari 35597970 0 z W COVFRAGFS CERTIFICATE Nl1MRER- 35597970 REVISION NUMBER - THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADD L UBR POLICY NUMBER MOLICY EFF POLIICDY EXP LIMITS LTRIMAIR A GENERAL LIABILLIABILITYX TBJ-Z91-453980-033 04/01/1 04/01/14 EACH OCCURRENCE $ 1,000,000 X DAMAGE TO RENTED 1,000,000 COMMERCIAL GENERAL LIABILITY PREMISES Ea occurrence $ CLAIMS -MADE a OCCUR MED EXP (Any one Person) $ 5,000 X $25X BI/PD DRD 1,000,000 PERSONAL 8 ADV INJURY $ GENERALAGGREGATE $ 2,000,000 GENT AGGREGATE LIMIT APPLIES PER: PRODUCTS -COMPIOP AGG $ 2,000,000 POLICY -' PR0. X LOC $ A AUTOMOBILE LIABILITY X ASJ-Z91-453980-023 1 COMBINED SINGLE LIMIT 1,000,000 Ea accident X ANY AUTO _ -- - - - - - - -BODILY INJURY (Par person) ALL OWNED SCHEDULED BODILY INJURY (Par accident) S AUTOS AUTOS NON -OWNED PROPERTY DAMAGE qS HIRED AUTOSHx AUTOS Per acdtlenl X CONP/COLL DED•:$5,000 <- eHAPD Ded $ B X UMBRELLA LIAR X OCCUR TH7-Z91-453980-043 04/01/1 04/01/14 EACH OCCURRENCE $ 51000,000 EXCESS LIAB CLAIMS -MADE AGGREGATE $ 5,000,000 DEDEC)X RETENTIONS 10,000 $ TH- A WORKERS COMPENSATION WCJ-Z91-453980-073 041/01/1 04/01/14 X TnWRYI MIT- ER AND EMPLOYERS' LIABILITY Y I N ANY PROPRIETORIPARTNERIEXECUTIVE El NIA E.L. EACH ACCIDENT $ 1,000,000 OFFICER/MEMBER EXCLUDED? (Mandatory In NH) E.L. DISEASE - EA EMPLOYEE $ 1,000,000 If yes, describe under DESCRIPTION OF OPERA rIONS below E.L. DISEASE -POLICY LIMIT $ 1,000,000 C PROFESSIONAL/CYBER LIAB. PL 0641032 0810111 04/01/14 $50E.SIR ZaClm/Agg 2,000,000 SIR 50, 000 (See attached Suppl. Page...) DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (Attach ACORD 101. Additional Remarks Schedule, If more space Is required) RE: Activities performed by or on behalf of the permittee or contractor as required by contract. ADDITIONAL INSURED(S): The City of Fort Collins, CO, its officers, directors, agents, representatives and employees as required by written contract. <see attached for policy endorsement forms> SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE of Fort Collins THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. 300 Laporte Ave. AUTHORIZED REPRESENTATIVE Fort Collins, CO 80521 *'Ce 'J 1 USA ©1988-2010 ACORD CORPORATION. All rights reserved. ACORD 25 (2010105) The ACORD name and logo are registered marks of ACORD shekari 35597970 0 z W SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE of Fort Collins THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. 300 Laporte Ave. AUTHORIZED REPRESENTATIVE Fort Collins, CO 80521 *'Ce 'J 1 USA ©1988-2010 ACORD CORPORATION. All rights reserved. ACORD 25 (2010105) The ACORD name and logo are registered marks of ACORD shekari 35597970 0 z W "32dX)2X 2 1. "Bodily injury," "property damage" or "personal and advertising injury" &rising out of operations performed for the state, municipality or political subdivision; or p 2. Any 'bodily injury" or "property damage" included within the "products -completed operations hazard", except when required by written contract or agreement initiated prior to loss; or 3. 'Bodily injury," "property damage" or "personal and advertising injury," unless negligently caused, in N whole or in part, by you or those acting on your behalf, z w Item 15. - ADDITIONAL INSURED AND WAIVER OF SUBROGATION —LESSOR OF LEASED EQUIPMENT A. Section II - Who Is An Insured is amended to include as an additional insured any person or organization from whom you lease equipment when you and such person or organization have agreed in a written agreement that such person or organization be added as an additional insured on your policy. Such person or organization is an insured only with respect to liability for "bodily, injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your maintenance, operation or use of equipment leased to you by such person or organization. There is no coverage for the additional insured for `bodily injury", "property damage" or "personal and advertising injury" arising out of the sole negligence of the additional insured or by those acting on behalf of the additional insured. A person's or organization's status as an additional insured under this endorsement ends when the agreement with you for such leased equipment ends. B. Waiver of Subrogation For any additional insured that obtains insured status on this policy through paragraph A., above, we waive any right of recovery we may have against the additional insured because of payments we make for bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your maintenance, operation or use of equipment leased to you by such person or organization. C. Otherinsurance This insurance shall be excess over any other insurance available to the additional insured, whether such insurance is on an excess, contingent or primary basis, unless you are obligated under a written agreement to provide liability insurance for that additional insured on any other basis. In that event, this policy will apply solely on the basis required by such written agreement To the extent that the additional insured has the right to pursue any other insurance carrier for coverage, including a defense, we shall share that right with the additional insured. Item 16. - KNOWLEDGE OF OCCURRENCE Subparagraph 2.a., b. and c. of Condition 2. Section 1V — Commercial General Liability Conditions are amended to add the following. As used in this paragraph, the word "you" refers to an "executive officer", partner, member or legal representative, and any other "employee" with insurance or risk management responsibilities. Item 17. - UNINTENTIONAL ERRORS AND OMISSIONS Paragraph 6. of Section IV — Commercial General Liability Conditions is amended to add the following: Any unintentional error or omission in the description of, or failure to completely describe, any premises or operations intended to be covered by this policy will not invalidate or affect coverage for those premises or operations. However, you must report such error or omission to us as soon as practicable after its discovery. This provision does not affect our right to collect additional premium or exercise our right of cancellation or non - renewal. LG 32 34 09 07 Page 7 of 8 P52Nk2tllMl2 Item 18. - BODILY INJURY REDEFINITION The definition of "bodily injury" in Section V - Definitions is replaced by the following. "Bodily injury" means bodily injury, sickness or disease sustained by a person. It includes death or mental anguish, which results at any time from such physical harm, physical sickness or physical disease. Mental anguish means any o type of mental or emotional illness or distress. n z W Item 19. - MOBILE EQUIPMENT REDEFINITION Paragraph 12. f.(1) (a), (b) and (c) of Section V — Definitions does not apply to self-propelled vehicles of less than 1000 pounds gross vehicle weight. Item 20. - SUPPLEMENTARY PAYMENTS Section 1 - Coverages, Supplementary Payments - Coverages A and B, item 1. b. and 1. d., respectively, are replaced with: b. Up to $2,500 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or "suit" including substantiated loss of earnings up to $500 a day because of time off from work. Item 21. - LIBERALIZATION Section IV - Commercial General Liability Conditions is amended to add the following. 10. Liberalization If we adopt a change in our forms or rule which would broaden your coverage without an extra charge, the broader coverage will apply to this policy. This extension is effective upon the approval of such broader coverage in your state. ` ZAP 7 CF 4A�15SIDLRi Countenigned by Aulhodzed RzTmmutive LG 32 34 09 07 Page 8 of 8 Y52f"JU 12 POLICY#: ASJ-Z91-453980-023 COMMERCIAL AUTO CA 20 48 02 99 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED INSURED This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM GARAGE COVERAGE FORM MOTOR CARRIER COVERAGE FORM TRUCKERS COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement. This endorsement identifies person(s) or organization(s) who are "insureds' under the Who Is An Insured Provision of the Coverage Form. This endorsement does not alter coverage provided in the Coverage Form. This endorsement changes the policy effective on the inception date of the policy unless another date is indicated below. Endorsement Effective: 04/01/13 Countersigned By: Douglas B. Bowring Named Insured: Redflex Traffic Systems, Inc. (Authorized Representative) SCHEDULE Name of Person(s) or Organization(s): AS REQUIRED BY WRITTEN CONTRACT. rlf nn ontn/ nnnpnrC ahnvp infrlrmAtinn rprin iirprf to rmmnlete this endorsement will be shown In the Declarations as applicable to the endorsement.) Each person or organization shown in the Schedule is an "insured" for Liability Coverage, but only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured Provision contained in Section II of the Coverage Form. CA 20 48 02 99 Copyright, Insurance Services Office, Inc., 1998 m 0 0 r Policy No. WCJ-Z91-453980-073 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NOTICE OF CANCELLATION TO THIRD PARTIES This endorsement modifies insurance provided under the following: WORKERS COMPENSATION AND EMPLOYERS LIABILITY COVERAGE PART A. If we cancel this policy for any reason other than nonpayment of premium, we will notify the persons or organizations shown in the Schedule below. In no event does the notice to the third party exceed the notice to the first named insured. B. This advance email notification of a pending cancellation of coverage is intended as a courtesy only. Our failure to provide such advance notification will not extend the policy cancellation date nor negate cancellation of the policy. SCHEDULE Name of Other Person(s) / Organ izations : Email Address or mailing address: Number Days Notice: As required by written contract Per schedule on file with company 30-days All other terms and conditions of this policy remain unchanged. WM 90 18 09 10 2010 Liberty Mutual Group of Companies Ed. 09/01/2010 All Rights Reserved Page I of 1 00 0 0 P526 2WKQ Policy No. TBJ-Z91-453980-033 Policy No. ASJ-Z91-453980-023 Policy No. TH7-Z91-453980-043 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NOTICE OF CANCELLATION TO THIRD PARTIES This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE PART MOTOR CARRIER COVERAGE PART GARAGE COVERAGE PART EXCESS AUTOMOBILE LIABILITY INDEMNITY COVERAGE PART SELF -INSURED TRUCKER EXCESS LIABILITY COVERAGE PART COMMERCIAL GENERAL LIABILITY COVERAGE PART EXCESS COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART A. If we cancel this policy for any reason other than nonpayment of premium, we will notify the persons or organizations shown in the Schedule below. We will send notice to the email or mailing address listed below at least 10 days, or the number of days listed below, if any, before the cancellation becomes effective. In no event does the notice to the third party exceed the notice to the first named insured. B. This advance notification of a pending cancellation of coverage is intende4,as a courtesy only. Our failure to provide such advance notification will not extend the policy cancellation date nor negate cancellation of the policy. All other terms and conditions of this policy remain unchanged. Name of Other Person(s) / Organization(s): As required by written contract LA 99 224 0910 SCHEDULE Email Address or mailing address: Per schedule on file with company Number Days Notice: 30 days Page 1 of 1 m O W 1`52 u2"2 ACOREP 6..� AGENCY CUSTOMER ID: LOC S: ADDITIONAL REMARKS SCHEDULE Page of AGENCY NAMED INSURED Arthur J. Gallagher & Co. Insurance Brokers of California, Inc. Redflex Traffic Systems, Inc. 23751 N. 23rd Avenue, Suite 150 POLICYNUMBER Phoenix, AZ 85085-1854 CARRIER NAIC CODE EFFECTIVE DATE: THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: FORM TITLE: THIRD PARTY FIDELITY COVERAGE - Carrier: TRAVELERS CAB 6 SURETY CO OF AMRR[A+,BV1 HAICY31194- Policy 111: 105581296 1 Effective: 04/01/2013 to 04/01/2014 1 Limit: $500,000 Aggregate limit for Employee Theft of - Client Property I Retention: $50,000- PROPERTY COVERAGE - Carrier: LIBERTY MUTUAL FIRE INS CO/LIBRRTY MUTUAL INSURANCE CO. [AMBest: A,%VI NAIC[I23035- Policy$:YU2-L9L-453980-063/SFOMC10043104 I Effective: 04/01/2013 to 04/01/2014- Blanket Personal Property: $23,260,0001 Installation-PP/PPO: $1,000,000 1 Installation / Transit: $250,000- (Blanket Personal Property includes Personal Property of Others and Valuable Papers and records at insured - locations). ACORD 101 (2008101) 02008 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD P536W2W 2 SUPPLEMENT TO CERTIFICATE OF INSURANCE DATE 09/05/2013 NAME OFINSURED: Redflex Traffic Systems, Inc. Additional Descdotion of Ooerations/Remarks from Paae 1: Additional Information: GEERAL LIABILITY: • Separation of Insureds applies per policy form. • Additional Insured if required by written contract per attached form LG3234 0907. • Coverage is Primary & Non -Contributory if required by written contract per form LG3230 0907. AUTOMOBILE LIABILITY: • Designated Insured if required by written contract per attached form CA2048 0299. 5UYN(UWU4) P526W2MW2 Policy No. TBJ-Z91-453980-033 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LIBERTY DirectSolutions for Contractors (with Professional Liability) This endorsement modifies insurance provided under the following. COMMERCIAL GENERAL LIABILITY COVERAGE PART This endorsement modifies insurance by broadening the insurance provided by CG 00 01. items: Item I - REASONABLE FORCE Item 2. - NON -OWNED WATERCRAFT EXTENSION Item 3. - ALIENATED PREMISES Item 4. - PROPERTY IN YOUR CARE, CUSTODY OR CONTROL Item 5. - CONTRACTORS PROFESSIONAL LIABILITY Item 6. - DAMAGE TO PREMISES RENTED TO YOU - EXPANDED COVERAGE Item 7. - BODILY INJURY TO CO -EMPLOYEES Item 8. - HEALTH CARE PROFESSIONALS AS INSUREDS Item 9. - NEWLY FORMED OR ACQUIRED ENTITIES Item 10. - BLANKET ADDITIONAL INSURED AND WAIVER OF SUBROGATION —MANAGERS OR LESSORS OF PREMISES Item 11. - EXPANDED BLANKET ADDITIONAL INSURED AND WAIVER OF SUBROGATION (FOR INSTALLATION EXPOSURES) Item 12. - BLANKET ADDITIONAL INSURED AND WAIVER OF SUBROGATION - PERSON OR ORGANIZATION Item 13. - ADDITIONAL INSURED -ARCHITECTS, ENGINEERS OR SURVEYORS Item 14. - ADDITIONAL INSURED - STATE, MUNICIPALITY OR POLITICAL SUBDIVISION - PERMITS Item 15. - ADDITIONAL INSURED AND WAIVER OF SUBROGATION - LESSOR OF LEASED EQUIPMENT Item 16. - KNOWLEDGE OF OCCURRENCE Item 17. - UNINTENTIONAL ERRORS AND OMISSIONS Item 18. -BODILY INJURY REDEFINITION . Item 19. -MOBILE EQUIPMENT REDEFINITION Item 20. - SUPPLEMENTARY PAYMENTS Item 21. - LIBERALIZATION These changes broaden the policy sections described unless differing language is separately endorsed to the coverage part. Item 1. - REASONABLE FORCE Exclusion a. of Coverage A is replaced by the following: a. Expected or Intended Injury "Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect persons or property. Item 2. - NON -OWNED WATERCRAFT EXTENSION Subparagraph g.(2) of Exclusion g. of Coverage A (Section I - Coverages) is replaced by the following. (2) A watercraft you do not own that is: (a) Less than 55 feet long; and (b) Not being used for public transportation or as a common carrier. Item 3. - ALIENATED PREMISES Subparagraph j.(2) of Exclusions of Section I - Coverages - Bodily Injury And Property Damage Liability is replaced by the following. LG 32 34 09 07 Page I of 8 P52, MX MW 2 f (2) Premises you sell, give away, or abandon, if the "property damage" arises out of any part of those premises, and occurs from hazards that were known by you, or should have reasonably been known by you, at the time the O property was transferred or abandoned. I rem 4. - PROPERTY IN YOUR CARE, CUSTODY OR CONTROL o N r 1. Subparagraphs (3) and (4) of exclusion j. of coverage A. do not apply except to z (a) borrowed equipment, or u (b) "property damage" to property in your care, custody and control while in transit This insurance does not apply to any portion of a loss for which the insured has available any other valid and collectible insurance, whether primary, excess, contingent, or on any other basis, unless such other insurance was specifically purchased by the insured to apply in excess of this policy. 2. Limits of Insurance Subject to Paragraphs 2., 3., and 5. of Section III — Limits Of Insurance, the most we will pay for insurance provided by paragraph 1., above is: $10,000 Each Occurrence Limit $25,000 Aggregate Limit The Each Occurrence Limit for this coverage applies to all damages as a result of any one "occurrence" regaAess of the number of persons or organizations who sustain damage because of that "occurrence." The Aggregate Limit is the most we will pay for the sum of all occurrences covered by this provision. Item 5. — CONTRACTORS PROFESSIONAL LIABILITY The following exclusion is added to Paragraph 2., Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability and Paragraph Z., Exclusions of Section I — Coverage B = Personal And'Advertising Injury Liability: This insurance does not apply to 'bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of or failure to render any professional services by you, but only with respect to your providing engineering, architectural or surveying services in your capacity as an engineer, architect or surveyor. Professional services include: 1. Preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders, or drawings and specifications; and 2. Supervisory or inspection activities performed as part of any related architectural or engineering activities. This exclusion does not apply to your operations in connection with construction work performed by you or on your behalf. Item 6. - DAMAGE TO PREMISES RENTED TO YOU - EXPANDED COVERAGE A. Fire, Lightning Or Explosion Damage The last paragraph of 2. Exclusions under Section I — Coverage A is replaced by the following: Exclusions e. through n. do not apply to damage to premises rented to you or temporarily occupied by you with permission of the owner when the damage is caused by fire, lightning, or explosion or subsequent damages resulting from such fire, lightning or explosion, including water damage. A separate limit of insurance applies to this coverage as described in Section III — Limits of Insurance. B. Limits for Damage to Premises Rented to You Paragraph 6. of Section III — Limits of Insurance is replaced by the following Subject to S. above, the Damage to Premises Rented to You Limit is the most we will pay under Coverage A for any combination of: LG 32 34 09 07 Page 2 of 8 Y52NW2WU2 (a) damage caused by fire, lightning, or explosion or subsequent damages resulting from such fire, lightning or explosion, including water damage to premises rented to you, or temporarily occupied O by you with peanission of the owner, and (b) "property damage" (other than damage by fire) to premises, including the contents of such premises, rented to you for a period of 7 or fewer consecutive days. o N r Item 7. - BODILY INJURY TO CO -EMPLOYEES j 1. Subject to the Each Occurrence Limit and the General Aggregate Limit, Paragraphs 2.a.(I)(a), (b) and (c) of uza Section 11— Who Is An Insured do not apply to your supervisory or management "employees" for "bodily injury" only. 2. Subject to the Each Occurrence Limit and the General Aggregate Limit, Paragraphs 2.a.(I)(a), (b) and (c) of Section 11— Who Is An Insured do not apply to your "employees" or "volunteer workers" for "bodily injury" arising out of a Good Samaritan act to a co-"employce" or co -"volunteer worker." A Good Samaritan act means an attempt to rescue or aid a person in imminent or serious peril, provided the attempt is not recklessly made. Damages owed to an injured co -"employee" or `volunteer worker" will be reduced by any amount paid or available to the injured co -"employee" or "volunteer worker" under any other valid and collectible insurance. Item S. - HEALTH CARE PROFESSIONALS AS INSUREDS Paragraph 2.a. (1) (d) of Section II — Who Is An Insured is deleted unless: (i) You are engaged in the occupation or business of providing or offering medical, surgical, dental, x-ray or nursing services, treatment, advice or instruction; or (ii) The "employee" has any other insurance that would also cover claims arising under this provision, whether the other insurance is primary, excess, contingent or on any other basis. Item 9. - NEWLY FORMED OR ACQUIRED ENTITIES Paragraph 3. of Section II — Who Is An Insured is replaced by the following: 3. Any organization, other than a joint venture, you newly acquire ur form and over which you maintain majority ownership or majority interest, will qualify as a Named Insured if there is no other similar insurance available to that organization. a. Coverage under this provision is afforded only until i. the 180th day after you acquire or form the organization; or ii. separate coverage is purchased for the organization; or iii. the end of the policy period, whichever is earlier. b. Coverage A does not apply to `bodily injury" or "property damage" that occurred before you acquired or formed the organization; and c. Coverage B does not apply to "personal and advertising injury" arising out of an offense committed before you acquired or formed the organization. No person or organization is an insured with respect to the conduct of any past partnership, current or past joint venture or past limited liability company that is not shown as a Named Insured in the Declarations. Item 10. - BLANKET ADDITIONAL INSURED AND WAIVER OF SUBROGATION —MANAGERS OR LESSORS OF PREMISES A. Section It — Who Is An Insured is amended to include as an insured any manager or lessor of premises leased by you in which the written lease agreement obligates you to procure additional insured coverage, provided that: 1. the `bodily injury", "property damage" or "personal and advertising injury" giving rise to liability occurs subsequent to the execution of the agreement; and 2. the written agreement is in effect at the time of the "bodily injury", "property damage", "personal and advertising injury" for which coverage is sought. That person or organization shalt be referred to as the additional insured. LG 32 34 09 07 Page 3 of 8 P52ag214MR DO 4. The coverage afforded to the additional insured is limited to liability in connection with die ownership, maintenance or use of the premises leased to you and caused, in whole or in part, by some negligent acts or omissions of you, your employees, your agents, or your subcontractors. There is no coverage for the additional insured for "bodily injury, "property damage" or "personal and advertising injury" arising out of the sole negligence of the additional insured or by those acting on behalf of the additional insured, except as provided below. If the written agreement to indemnify an additional insured requires that you indemnify the additional insured for its sole negligence, then the coverage for the additional insured shall conform to that agreement; provided, however, that the contractual indemnification language of the agreement is valid under the law of the state where the agreement was formed. If the written agreement provides that a particular state's law will apply, then such provision will be honored. B. Waiver Of Subrogation For any additional insured that obtains insured status on this policy through paragraph A., above, we waive any right of recovery we may have against the additional insured because of payments we make for "bodily injury", "property damage" or "personal and advertising injury" to which this insurance applies. C. Exclusions This insurance does not apply to: 1. Any "occurrence" that takes place after you cease to be a tenant in that premises. 2. Any construction, renovation, demolition or installation operations performed by or on behalf of the Additional Insured. 3. Any premises for which coverage is excluded by endorsement. D. Otherinsurance The insurance provided by this endorsement applies only to coverages and limits of insurance required by written agreement, but in no event exceeds either the scope of coverage or the limits of insurance available within this policy. This insurance shall be excess over any other insurance available to the additional insured, whether such insurance is on an excess, contingentorprimary basis, unless you are obligated under written agreement to provide liability insurance for that additional insured on any other basis. In that event, this policy will apply solely on the basis required by such written agreement. To the extent that the additional insured has the right to pursue any other insurance carrier for coverage, including a defense, we shall share that right with the additional insured. item 11. - EXPANDED BLANKET ADDITIONAL INSURED AND WAIVER OF SUBROGATION (FOR INSTALLATION EXPOSURES) A. Section 11 - Who Is An Insured is amended to include as an insured any person or organization to whom ,you are obligated by a written agreement to procure additional insured coverage, provided that: 1. the `bodily injury," "property damage," or "personal and advertising injury" giving rise to liability occurs subsequent to the execution of the written agreement; and 2. the written agreement is in effect at the time of the 'bodily injury," "property damage," or "personal and advertising injury" for which coverage is sought. That person or organization shall be referred to as the additional insured. The coverage afforded to the additional insured is limited to liability caused, in whole or in part, by the negligent acts or omissions of you, your employees, your agents, or your subcontractors, in the performance of your ongoing operations. This insurance does not apply to `bodily injury," or "property damage," "personal and advertising injury" arising out of "your wodc" included in the "products -completed operations hazard" unless you are required to provide such coverage for the additional insured by the written agreement, and then only for the period of time required by the written LG 32 34 09 07 Page 4 of 8 vs2ww2w"u M agreement and only for liability caused, in whole or in part, by the negligent acts or omissions of you, your employees, your agents, or your subcontractors. O There is no coverage for the additional insured for "bodily injury", "property damage" or "personal and advertising injury" arising out of the sole negligence of the additional insured or by those acting on behalf of the additional insured, except as provided below. If the written agreement to indemnify an additional insured requires that you indemnify the additional insured for its sole negligence, then the coverage for the additional insured shall conform to that agreement; provided, however, that the contractual indemnification language of the agreement is valid under the law of the state where the agreement was formed. If the written agreement provides that a particular state's law will apply, then such provision will be honored. B. Waiver Of Subrogation For any additional insured that obtains insured status on this policy through paragraph A., above, we waive any right of recovery we may have against the additional insured because of payments we make for 'bodily injury", "property damage" or "personal and advertising injury" to which this insurance applies. C. Exclusions With respect to the insurance afforded to these additional insureds, the following additional exclusions apply: This insurance does not apply: _ 1. to 'bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, including: a. The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or b. Supervisory, inspection, architectural or engineering activities. 2. to "bodily injury" or "property damage" that occurs during the ongoing operations of a project where you have purchased an Owners & Contractors Protective Liability or Railroad Protective Liability Policy for the additional insured. 3. when coverage is available under a consolidated (wrap up) insurance program in which you are involved. D. Other Insurance The insurance provided by this endorsement applies only to coverages and limits of insurance required by written agreement, but in no event exceeds either the scope of coverage or the limits of insurance available within this policy. This assurance shall be excess over any other insurance available to the additional insured, whether such insurance is on an excess, contingent or primary basis, unless the written agreement with you requires that the insurance provided for the additional insured be primary concurrent or primary non-contributory, in comparison to the additional insured's own policy or policies. To the extent that the additional insured has the right to pursue any other insurance carrier for coverage, including a defense, we shall share that right with the additional insured. Item 12. - BLANKET ADDITIONAL INSURED AND WAIVER OF SUBROGATION — PERSON OR ORGANIZATION A. Section 11 — Who Is An Insured is amended to include as an additional insured any person or organization to whom you are obligated by a written agreement to procure additional insured coverage, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: 1. In the performance of your ongoing operations; or 2. In connection with premises owned by you provided that: LG 32 34 09 07 Page 5 of 8 (a) the `bodily injury", "property damage" or "personal and advertising injury" giving rise to liability occurs subsequent to the execution of the agreement; and O (b) the written agreement is in effect at the time of the "bodily injury", "property damage", "personal injury" or ° "advertising injury" for which coverage is sought 0 That person or organization shall be referred to as the additional insured. z There is no coverage for the additional insured for "bodily injury", "property damage" or "personal and advertising uQ injury" arising out of the sole negligence of the additional insured or by those acting on behalf of the additional insured, except as provided below. If the written agreement to indemnify an additional insured requires that you indemnify the additional insured for its sole negligence, then the coverage for the additional insured shall conform to that agreement; provided, however, that the contractual indemnification language of the agreement is valid under the law of the state where the agreement was formed. If the written agreement provides that a particular state's law will apply, then such provision will be honored- B. Waiver OfSubrogation For any additional insured that obtains insured status on this policy through paragraph A., above, we waive any right of recovery we may have against the additional insured because of payments we make for "bodily injury", "property damage" or "personal and advertising injury" to which this insurance applies. C. Exclusions This insurance does not apply to: _ 1. Any premises or equipment leased to you. 2. Any construction, renovation, demolition or installation operations performed by or on behalf of you, or those operating on your behalf. D. Other Insurance The insurance provided by this endorsement applies only to coverages and limits of insurance required by written agreement, but in no event exceeds either the scope of coverage or the limits of insurance available within this policy. This insurance shall be excess over any other insurance available to the additional insured, whether such insurance is on an excess, contingent or primary basis, unless you are obligated under a written agreement to provide liability insurance for that additional insured on any other basis. In that event, this policy will apply solely on the basis required by such written agreement To the extent that the additional insured has the tight to pursue any other insurance carrier for coverage, including a defense, we shall share that right with the additional insured. Item 13. - ADDITIONAL INSURED —ARCHITECTS, ENGINEERS OR SURVEYORS A. Section 11 — Who Is An Insured is amended to include as an additional insured airy architect, engineer, or surveyor engaged by you but only with respect to liability for 'bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: 1. In connection with your premises; or 2. In die performance of your ongoing operations. B. With respect to the insurance afforded to these additional insureds, the following additional exclusion applies: This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of or the failure to render any professional services by or for you, including. 1. The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or 2. Supervisory, inspection, architectural or engineering activities. Item 14. - ADDITIONAL INSURED — STATE, MUNICIPALITY OR POLITICAL SUBDIVISION - PERMITS Section 11 — Who Is An Insured is amended to include as an additional insured any state, municipality or political subdivision with respect to any operations performed by you, or on your behalf, for which the state, municipality or political subdivision has issued a permit However, this insurance does not apply to: LG 32 34 09 07 Page 6 of 8