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HomeMy WebLinkAbout384625 PROPERTYROOM.COM INC - INSURANCE CERTIFICATEA� -1® CERTIFICATE OF LIABILITY INSURANCE OA 3/712012 Y, THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate hostler in lieu of such endorsement(s). PRODUCER SullivanCurtisMonroe Insurance Services 980 Montecito Drive, Suite 105 Corona , CA 92879 CONTACT NAME: PHONE A/C No, xt) 951.493.3300 IFAX(A/C,N.): 951.493.3399 E-MAIL ADDRESS: INSURERS AFFORDING COVERAGE NAIL k INSURER A: BllrhnatOn Insurance_ www.SullivanCurtisMonroe.com Lic nse # OE83670 INSURED %� PropertyRoom.com, Inc. 5257 BUQkeYStown Pike, #475 INSURERS: Hartford d. rlt r Insurance INSURER C: National U n Fir InsuranceCo. INSURER°: Frederick MD 21704 INSURER E : INSURER F: COVERAGES CFRTIFICATF NUMBER- t9R87R57 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSft Urn TYPE OF INSURANCE ADDLSUBR POLICY NUMBER POLICY EFF IMMIDDAYYYIMMIDDA'YYY POLICY EXP LIMITS A GENERAL LIABILITY s/ 263BW18907 4/2/2011 4/2/2012 EACH OCCURRENCE $ 1,000,000 PREMISES Ea occur ante $ 100,000 COMMERCIAL GENERAL LIABILITY MED EXP(Any one person) $ 5,000 CLAIMS -MADE �✓ OCCUR PERSONAL B ADV INJURY $ 1,000,000 GENERAL AGGREGATE $ 2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $ 2,000,000 $ POLICY PRO- LOG B AUTOMOBILE LIABILITY 72UENHY5766 4/2/2011 4/2/2012 ED aci dent51NGLE LIMIT $ 1 000 000 BODILY INJURY (Per person) $ ANYAUTO BODILY INJURY (Per accident) $ ALL OWNED F7SCHEDULED AUTOS UTOS NON -OWNED HIRED AUTOS ✓ gUTOS PROPERTY DAMAGE Peraccidenl $ $ J Comp Ded $1000 $ ✓ Coll Ded $1 000 C UMBRELLA LIAB OCCUR BE013003870 4/2/2011 4I2/2012 EACH OCCURRENCE $ 6,000,000 AGGREGATE $ 5,000,000 EXCESS LIAS CLAIMS -MADE DED I RETENTION $ $ $ WORKERS COMPENSATION EMPLOYERS' LIABILITY Y/N ANDANY PROPRETORJPARTNE WC STATU- OTH- TORY LIMITS ER EL EACH ACCIDENT Is OFFICER,MEIMBEER EXCLUDEID%ECUTIVE❑ (Mandatory In NH) NIA E.L. DISEASE - EA EMPLOYEE $ E.L. DISEASE POLICY LIMIT $ If yes, describe under DESCRIPTION OF OPERATIONS below B Crime Coverage 72BDDAX0718 6/6/2011 6/1/2012 $250,000 limit with $25,000 deductible DESCRIPTION OF OPERATION SI LOCATIONS I VEHICLES (Attach ACORD 101, Additional Remarks Schedule, if mare space is required) City of Fort Collins, its officers, agents and employees are named additional insured per attached endorsments. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE City of Fort Collins 215 North Masan Street THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. Fort Collins CO 80522 AUTHORIZED REPRESENTATIVE �OAf� V Linda Johnson ©1988-2010 ACORD CORPORATION. All rights reserved. ACORD 25 (2010/05) The ACORD name and logo are registered marks of ACORD PERT NO.: 12557857 CLIENT CODE: PROPECOM Laura Bravo-Aguinaga 3/7/2012 11:50:44 PM Page 1 Of 5 r= EMMETT C PropertyRoom.com, Inc. COMMERCIAL AUTOMOBILE 72UENHY5766 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL AUTOMOBILE BROAD FORM ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM To the extent that the provisions of this endorsement provide broader benefits to the "insured" than other provisions of the Coverage Form, the provisions of this endorsement apply. 1. BROAD FORM INSURED A. Subsidiaries and Newly Acquired or Formed Organizations The Named Insured shown in the Declarations is amended to include: (1) Any legally incorporated subsidiary in which you own more ,than 50% of the voting stock on the effective date of the Coverage Form. However, the Named Insured does not include any subsidiary that is an "insured" under any other automobile policy or would be an "insured" under such a policy but for its termination or the exhaustion of its Limit of Insurance. (2) Any organization that is acquired or formed by you and over which you maintain majority ownership. However, the Named Insured does not include any newly formed or acquired organization: (a) That is a partnership, joint venture or limited liability company (b) That is an "insured" under any other policy, (c) That has exhausted its Limit of Insurance under any other policy, or (d) 180 days or more after its acquisition or formation by you, unless you have given us notice of the acquisition or formation. Coverage does not apply to "bodily injury" or "property damage" that results from an 'accident" that occurred before you formed or acquired the organization. Form HA 99 16 07 06 B. Employees as Insureds Paragraph A.I. - WHO IS AN INSURED - of SECTION 11 - LIABILITY COVERAGE is amended to add: d. Any "employee" of yours while using a covered "auto" you don't own, hire or borrow in your business or your personal affairs. C. Lessors as Insureds Paragraph A.I. - WHO IS AN INSURED - of Section II - Liability Coverage is amended to add: e. The lessor of a covered "auto" while the "auto" is leased to you under a written agreement if: (1) The agreement requires you to provide direct primary insurance for the lessor and (2) The "auto" is leased without a driver. Such a leased "auto" will be considered a covered "auto" you own and not a covered "auto" you hire. 2. AUTOS RENTED BY EMPLOYEES Any "auto" hired or rented by your "employee" on your behalf and at your direction will be considered an "auto" you hire. The OTHER INSURANCE Condition is amended by adding the following: If an "employee's" personal insurance also applies on an excess basis to a covered "auto" hired or rented by your "employee" on your behalf and at your direction, this insurance will be primary to the "employee's" personal insurance. ® 2006, The Hartford (Includes copyrighted material of ISO Properties, Inc., with its permission.) Page 1 of 3 CERT NO.: 12557BS7 CLIENT CODE: PROPECOM Laura Bravo-Agulnaga ]/]/2012 11:50: 44 PM Page 2 Of 5 3. AMENDED FELLOW EMPLOYEE EXCLUSION EXCLUSION 5. - FELLOW EMPLOYEE - of SECTION II - LIABILITY COVERAGE does not apply if you have workers' compensation insurance in -force covering all of your "employees". Coverage is excess over any other collectible insurance. 4. HIRED AUTO PHYSICAL DAMAGE COVERAGE If hired "autos" are covered "autos" for Liability Coverage and if Comprehensive, Specified Causes of Loss, or Collision coverages are provided under this Coverage Forth for any "auto" you own, then the Physical Damage Coverages provided are extended to "autos" you hire or borrow, subject to the following limit. The most we will pay for "loss" to any hired "auto" is: (1) $50,000; (2) The actual cash value of the damaged or stolen property at the time of the "loss", or (3) The cost of repairing or replacing the damaged or stolen property, whichever is smallest, minus a deductible. The deductible will be equal to the largest deductible applicable to any owned "auto" for that coverage. No deductible applies to "loss" caused by fire or lightning. Hired Auto Physical Damage coverage is excess over any other collectible insurance. Subject to the above limit, deductible and excess provisions, we will provide coverage equal to the broadest coverage applicable to any covered "auto" you own. We will also cover loss of use of the hired "auto" if it results from an "accident", you are legally liable and the lessor incurs an actual financial loss, subject to a maximum of $1000 per "accident". This extension of coverage does not apply to any "auto" you hire or borrow from any of your "employees", partners (if you are a partnership), members (if you are a limited liability company), or members of their households. 6. PHYSICAL DAMAGE -ADDITIONAL TEMPORARY TRANSPORTATION EXPENSE COVERAGE Paragraph A.4.a. of SECTION III - PHYSICAL DAMAGE COVERAGE is amended to provided a limit of $50 per day and a maximum limit of $1,000, Forty HA 99 16 07 06 6. LEASE GAP COVERAGE Under SECTION III - PHYSICAL DAMAGE COVERAGE, if a long-term leased "auto" is a covered "auto" and the lessor is named in the policy as a Loss Payee, we will pay in the event of a total "loss" your additional legal obligation to the lessor for any difference between the actual cash value of the "auto" at the time of the "loss" and the "outstanding balance" of the lease. "Outstanding balance" means the amount you owe on the lease at the time of "loss" less any amounts representing taxes; overdue payments; penalties, interest or charges resulting from overdue payments; additional mileage charges; excess wear and tear charges; lease termination fees. 7. AIRBAG COVERAGE Under Paragraph B. EXCLUSIONS - of SECTION III - PHYSICAL DAMAGE COVERAGE, the following is added: The exclusion relating to mechanical breakdown does not apply to the accidental discharge of an airbag. 8. ELECTRONIC EQUIPMENT -BROADENED COVERAGE The exceptions to Paragraphs BA - EXCLUSIONS - of SECTION III - PHYSICAL DAMAGE COVERAGE are replaced by the following: Exclusions 4.c. and 4.d. do not apply to: a. Equipment designed solely for the reproduction of sound and accessories used with such equipment, provided such equipment is permanently installed in the covered "auto" at the time of the "loss" or such equipment is removable from a housing unit which is permanently installed in the covered "auto" at the time of the "loss", and such equipment is designed to be solely operated by use of the power from the "auto's" electrical system, in or upon the covered "auto'; or b. Electronic equipment that is necessary for the normal operation of the covered "auto" or the monitoring of the covered "auto's" operating system; or c. Electronic equipment that is an integral part of the same unit housing any sound reproducing equipment described in Paragraph a. above and permanently installed in the opening of the dash or console of the covered "auto" normally used by the manufacturer for installation of a radio. Page 2 of 3 CERT NO.: 1359850 CLIENT CODE: PROPECOM Laura Bravo-Aguinaga 3/7/0012 11:50:44 PM Page 3 of 5 d. Any other electronic equipment that receives or transmits audio, visual or data signals if such equipment: (1) is permanently installed in a covered "auto" at the time of the "loss" and (2) is designed to be solely operated by use of the power from the "aulo's" electrical system, in or upon the covered "auto"; and (3) was initially installed or is a replacement of equipment that was initially installed by the auto manufacturer or dealer before the covered "auto" was delivered to the original purchaser; and (4) the value of the equipment was included in the retail cost the original purchaser paid for the covered "auto". 9. EXTRA EXPENSE -BROADENED COVERAGE Under Paragraph A. - COVERAGE - of SECTION III - PHYSICAL DAMAGE COVERAGE, we will pay for the expense of returning a stolen covered "auto" to you. 10. GLASS REPAIR - WAIVER OF DEDUCTIBLE Under Paragraph D. - DEDUCTIBLE - of SECTION III - PHYSICAL DAMAGE COVERAGE, the following is added: No deductible applies to glass damage if the glass is repaired rather than replaced. 11. TWO OR MORE DEDUCTIBLES Under Paragraph D. - DEDUCTIBLE - of SECTION III - PHYSICAL DAMAGE COVERAGE, the following is added: If another Hartford Financial Services Group, Inc. company policy or coverage form that is not an automobile policy or coverage form applies to the same "accident", the following applies: (1) If the deductible under this Business Auto Coverage Form is the smaller (or smallest) deductible, it will be waived; (2) If the deductible under this Business Auto Coverage Form is not the smaller (or smallest) deductible, it will be reduced by the amount of the smaller (or smallest) deductible. 12. AMENDED DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUITOR LOSS The requirement in LOSS CONDITIONS 2.a. - DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS - of SECTION IV - BUSINESS AUTO CONDITIONS that you must notify us of an "accident" applies only when the "accident" is known to: (1) You, if you are an individual; Form HA 9916 07 06 (2) A partner, if you are a partnership; (3) A member, if you are a limited liability company; or (4) An executive officer or insurance manager, if you are a corporation. 13. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS If you unintentionally fail to disclose any hazards existing at the inception date of your policy, we will not deny coverage under this Coverage Form because of such failure. 14. HIRED AUTO- COVERAGE TERRITORY Paragraph e. of GENERAL CONDITIONS 7. - POLICY PERIOD, COVERAGE TERRITORY - of SECTION IV - BUSINESS AUTO CONDITIONS is replaced by the following: e. For short-term hired "autos", the coverage territory with respect to Liability Coverage is anywhere in the world provided that if the "insured's" responsibility to pay damages for "bodily injury" or "property damage" is determined in a "suit," the "suit" is brought in the United States of America, the territories and possessions of the United States of America, Puerto Rico or Canada or in a settlement we agree to. 15. WAIVER OF SUBROGATION TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - of SECTION IV - BUSINESS AUTO CONDITIONS is amended by adding the following: We waive any right of recovery we may have against any person or organization with whom you have a written contract that requires such waiver because of payments we make for damages under this Coverage Form. 16. RESULTANT MENTAL ANGUISH COVERAGE The definition of "bodily injury" in SECTION V- DEFINITIONS is replaced by the following: "Bodily injury" means bodily injury, sickness or disease sustained by any person, including mental anguish or death resulting from any of these. 17. EXTENDED CANCELLATION CONDITION Paragraph 2. of the COMMON POLICY CONDITIONS - CANCELLATION - applies except as follows: If we cancel for any reason other than nonpayment of premium, we will mail or deliver to the first Named Insured written notice of cancellation at least 60 days before the effective date of cancellation. Page 3 of 3 CERT NO.: 12557857 CLIENT CODE: PROPECOM Laura Bravo-Aguinaga 3/7/2012 11:50744 PM Page 4 of 5 PropertyRoom.com, Inc. 3/7/2012 263E W 18907 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AUTOMATIC ADDITIONAL INSUREDS BY WRITTEN CONTRACT, WRITTEN AGREEMENT OR PERMIT This, endorsement modifies insurance provided under the following: COMMERCIAL GENERAL.LIABILITYCOVERAGE PART A. Section 11.- Who Is An Insured is amended to 3. To .any engineer, architect, or surveyor if include as an additional insured any,person(s) the,'bodily injury', property damage" or or organization(s) with whom you agreed; "personal and advertising injury'iarises out because of a written .contract, written 'of the rendering of or the failure to render agreement or permit, to provide insurance any professional services by or for you, such as is afforded, under .thjs'Coverage Part, including_ but only: a. The preparing, approving, or failing to 1. With respect to liability for "bodily injury", prepare or approve maps, drawings, "property damage" or "personal ;and opinions, reports, surveys, .change advertising injury" caused by "your work" or orders, designs or specifications; or maintenance; operation or, use. of facilities owned or used by you; and b. Supervisory, inspection or engineering services. 2. When such written contract, written agree- ment or permit is fully executed prior to an 4. To any: "occurrence" in which coverageis sought under this policy. a. Owners or other interests from whom land has been leased; or B. With respect to the insurance afforded these additional insureds, the following additional b. Managers or lessors of premises if; exclusions apply: (1) The "occurrence" takes place after This insurance does not apply: you cease to be a tenant in that premises; or 1. To any person or organization included as an insured by �an endorsements issued by (2) The: 'bodily injury", "property us and made part of this Coverage,Part. damage" or "personal and advertising injury° arises out of 2. To any lessor of equipment if: structural alterations, new construction or demolition a. The "occurrence" takes place after the operations performed by or on equipment lease expires; or behalf of the manager or lessor. b. The "bodily injury", "property damage" 5. To.any person or organization included as or "personal and advertising injury" an insured under Paragraph 3. of Section arises out of the sole negligence of the II - Who, Is An Insured. lessor. GSG-G-010 08 09 Includes copyrighted material of Page 1 of 1 ISO Properties, Inc., with its permission. CERT NO.: 12557857 CLIENT CODE: PROPECOM Laura 9eavO-Aguinaga 3/7/2012 11:50:44 PM Page 5 Of 5