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Home My WebLink About475160 PIE FORENSIC CONSULTANTS INC - INSURANCE CERTIFICATEClient#: 111420 30PIEFORE ACORD. CERTIFICATE OF LIABILITY INSURANCE DATE" IY MMIDDYYYI 12128/2011 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: Ifthe certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER BBVA Compass Ins. Agency, Inc. Denver Office 8100 E Arapahoe Road, Ste 300 Centennial, CO 80112 NAME: PHONE 303 761-0085 3037881817 HsA �° Eat : ac, Ne ADDRESS: u CUSTOMER ID N: INSURER(S)AFFORDING COVERAGE NAIC If INSURED I^ Pie Forensic Consultants, Inc. �� VO 6275 Joyce Drive #200 Arvada, CO 80403-7541 INSURER A: Valley Forge Insurance 20508 INSURERS Continental Casualty 20443 American Casual Ins. Co. INSURER: Casualty INSURER D: Valley Forge Insurance Company 20508 INSURER E INSURERF COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE DOL N R UBR WD POLICY NUMBER POLICY EFF MMIDDIYYYY POLICY EXP MMIDDIYYM LIMITS A GENERAL LIABILITY X COMMERCIAL GENERAL LIABILITY CLAIMS -MADE F7XOCCUR X X 4012523484 1/01/201201/01/2013 EACH OCCURRENCE 1$2,000,000 DAMA E PREMISES Eaocwnenca $300r000 MED EXP(Any one person) $10,000 PERSONAL B ADV INJURY s2,000,000 GENERAL AGGREGATE s4,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: POLICY X PRO LOC PRODUCTS - COMPIOP AGG $4,000,000 $ D AUTOMOBILE LIABILITY ANY AUTO ALL OWNED AUTOS SCHEDULED AUTOS HIRED AUTOS NON -OWNED AUTOS X X 4012523470 1/01/2012 01/01/2013 ,. COMBINED SINGLE LIMIT (Eaacdden0 $1000000 BODILY INJURY (Per Lamson) $ BODILY INJURY (Per accident) $ 1XX PROPERTY DAMAGE (Per accident) $ $ 8 B X UMBRELLA LJAB EXCESS LIAR X OCCUR CLAIMS -MADE 4012523496 1/01/2012 01101/2013 EACH OCCURRENCE s2,000,000 AGGREGATE $2 00O 000 DEDUCTIBLE RETENTION $ $1 O 000 $ X $ C WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y I N ANY OFFICEWMEMBER EXCLUDED? ECUTIVEF 7N (Mandatory In NH) If yes, descB,e under DE SCRIPTION OF OPERATIONS hebw NIA X WC413213592 1/01/2012 01/01/201 X wcsTATu OTH- FIR EL EACH ACCIDENT $1,000,000 EL DISEASE - EA EMPLOYEE $1,000,000 E.L.DISEASE - POLICY LIMIT $1,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ANach ACORD 101, Additional Remarks Schedule, If more apace Is reeuired) Fort Collins Civic Center. #CO111363.00-000 The City of Fort Collins is Additional Insured as respects General Liability coverage. - City of Fort Collins PO Box 580 Fort Collins, CO 80522 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE W 1988-2009 ACORD CORPORATION. All rights reserved. ACORD 25 (2009109) 1 of 1 The ACORD name and logo are registered marks of ACORD #S831067IM831038 DXJ CNA SS-146932-D (Ed. 07/09) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BLANKET ADDITIONAL INSURED - LIABILITY EXTENSION This endorsement modifies insurance provided under the following: BUSINESSOWNERS LIABILITY COVERAGE FORM Coverage afforded under this extension of coverage endorsement does not apply to any person or organization covered as an additional insured on any other endorsement now or hereafter attached to this Policy. 1. ADDITIONAL INSURED — BLANKET VENDORS employees or anyone else acting on its behalf. However, this exclusion does not WHO IS AN INSURED is amended to include as an apply to: additional insured any person or organization (referred (1) The exceptions contained in to below as vendor) with whom you agreed, because Subparagraphs d. or f.; or of a written contract or agreement to provide insurance, but only with respect to 'bodily injury' or (2) Such inspections, adjustments, tests or 'property damage' arising out of 'your products' which servicing as the vendor has agreed to are distributed or sold in the regular course of the make or normally undertakes to make in vendor's business, subject to the following additional the usual course of business, in exclusions: connection with the distribution or sale of 1. The insurance afforded the vendor does not apply the products. to: 2. This insurance does not apply to any insured a. 'Bodily injury' or 'property damage' for which person or organization, from whom you have the vendor is obligated to pay damages by acquired such products, or any ingredient, part or reason of the assumption of liability in a container, entering into, accompanying or contract or agreement. This exclusion does containing such products. not apply to liability for damages that the 3. This provision 2. does not apply to any vendor o vendor would have in the absence of the included as an insured by an endorsement issued g contract or agreement; by us and made a part of this Policy. b. Any express warranty unauthorized by you; 4. This provision 2. does not apply if 'bodily injury' or c. Any physical or chemical change in the 'property damage' included within the 'products - product made intentionally by the vendor; completed operations hazard' is excluded either by the provisions of the Policy or by endorsement. d. Repackaging, except when unpacked solely 2• MISCELLANEOUS ADDITIONAL INSUREDS for the purpose of inspection, demonstration, testing, or the substitution of parts under WHO IS AN INSURED is amended to include as an instructions from the manufacturer, and then insured any person or organization (called additional repackaged in the original container; insured) described in paragraphs 2.a. through 2.11h. a e. Any failure to make such inspections, below whom you are required to add as an additional adjustments, tests or servicing as the vendor insured on this policy under a written contract or has agreed to make or normally undertakes to agreement but the written contract or agreement must make in the usual course of business, in be: connection with the distribution or sale of the 1. Currently in effect or becoming effective during the =_ products; term of this policy; and f. Demonstration, installation, servicing or repair 2. Executed prior to the 'bodily injury,' 'property operations, except such operations performed damage' or'personal and advertising injury,' but at the vendor's premises in connection with the sale of the product; Only the following persons or organizations are additional insureds under this endorsement and g. Products which, after distribution or sale by coverage provided to such additional insureds is you, have been labeled or relabeled or used limited as provided herein: as a container, part or ingredient of any other thing or substance by or for the vendor; or a. Additional Insured — Your Work h. 'Bodily injury' or 'property damage' arising That person or organization for whom you do out of the sole negligence of the vendor for its work is an additional insured solely for liability own acts or omission or those of its due to your negligence specifically resulting SB-146932-D Page 1 of 5 (Ed. 07/09) SB-146932-D (Ed. 07/09) from your work for the additional insured which is the subject of the written contract or written agreement. No coverage applies to liability resulting from the sole negligence of the additional insured. The insurance provided to the additional insured is limited as follows: (1) The Limits of Insurance applicable to the additional insured are those specified in the written contract or written agreement or in the Declarations of this policy, whichever is less. These Limits of Insurance are inclusive of, and not in addition to, the Limits of Insurance shown in the Declarations. (2) The coverage provided to the additional insured by this endorsement and paragraph F.9. of the definition of 'insured contract' under Liability and Medical Expenses Definitions do not apply to 'bodily injury' or 'property damage' arising out of the 'products -completed operations hazard' unless required by the written contract or written agreement. (3) The insurance provided to the additional insured does not apply to 'bodily injury,' 'property damage,' or 'personal and advertising injury' arising out of the rendering or failure to render any professional services. b. State or Political Subdivisions A state or political subdivision subject to the following provisions: (1) This insurance applies only with respect to the following hazards for which the state or political subdivision has issued a permit in connection with premises you own, rent, or control and to which this insurance applies: (a) The existence, maintenance, repair, construction, erection, or removal of advertising signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoistaway openings, sidewalk vaults, street banners, or decorations and similar exposures; or (b) The construction, erection, or removal of elevators; or (2) This insurance applies only with respect to operations performed by you or on your behalf for which the state or political subdivision has issued a permit. This insurance does not apply to 'bodily injury,' 'property damage' or 'personal and advertising injury° arising out of operations performed for the state or municipality. c. Controlling Interest Any persons or organizations with a controlling interest in you but only with respect to their liability arising out of: (1) Their financial control of you; or (2) Premises they own, maintain or control while you lease or occupy these premises. This insurance does not apply to structural alterations, new construction and demolition operations performed by or for such additional insured. d. Managers or Lessors of Premises A manager or lessor of premises but only with respect to liability arising out of the ownership, maintenance or use of that specific part of the premises leased to you and subject to the following additional exclusions: This insurance does not apply to: (1) Any 'occurrence' which takes place after you cease to be a tenant in that premises; or (2) Structural alterations, new construction or demolition operations performed by or on behalf of such additional insured. e. Mortgagee, Assignee or Receiver A mortgagee, assignee or receiver but only with respect to their liability as mortgagee, assignee, or receiver and arising out of the ownership, maintenance, or use of a premises by you. This insurance does not apply to structural alterations, new construction or demolition operations performed by or for such additional insured. f. Owners/Other Interests — Land is Leased An owner or other interest from whom land has been leased by you but only with respect to liability arising out of the ownership, maintenance or use of that specific part of the land leased to you and subject to the following additional exclusions: This insurance does not apply to: (1) Any 'occurrence' which takes place after you cease to lease that land; or SB-146932-D (Ed. 07/09) Page 2 of 5 SB-146932-D (Ed. 07/09) (2) Structural alterations, new Damage To Property, is replaced by the construction or demolition operations following: performed by or on behalf of such k. Damage To Property additional insured. 'Property damage' to: g. Co-owner of Insured Premises A co-owner of a premises co -owned by you 1. Property you own, rent or occupy, including any costs or expenses and covered under this insurance but only incurred by you, or any other person, with respect to the co -owners liability as co-. organization or entity, for repair, owner of such premises. replacement, enhancement, h. Lessor of Equipment restoration or maintenance of such property for any reason, including Any person or organization from whom you prevention injury a person or lease equipment. Such person or organization P 9 n r damage to another's property; are insureds only with respect to their liability arising out of the maintenance, operation or 2. Premises you sell, give away or use by you of equipment leased to you by abandon, if the 'property damage' such person or organization. A person's or arises out of any part of those organization's status as an insured under this premises; endorsement ends when their written contract 3. Property loaned to you; or agreement with you for such leased equipment ends. 4. Personal property in the care, custody or control of the insured; With respect to the insurance afforded these additional insureds, the following additional S. That particular part of any real exclusions apply: property on which you or any contractors or subcontractors working This insurance does not apply: directly or indirectly in your behalf are (1) To any 'occurrence' which takes place performing operations, if the °property after the equipment lease expires; or damage' arises out of those () To 'bodily injry° °property damage' or 2 u 9 operations; or 'personal and advertising injury' arising 6. That particular part of any property out of the sole negligence of such that must be restored, repaired or additional insured. replaced because 'your work' was incorrectly performed on it. Any insurance provided to an additional insured designated under paragraphs b. through h. above Paragraph 2 of this exclusion does not does not apply to 'bodily injury' or 'property apply if the premises are 'your work' and damage' included within the °products -completed were never occupied, rented or held for operations hazard.' rental by you. 3. The following is added to Paragraph H. of the Paragraphs 1, 3, and 4, of this, exclusion BUSINESSOWNERS COMMON POLICY do not apply to 'property damage" (other CONDITIONS: than damage by fire or explosion) to premises: H. Other Insurance (1) rented to you: 4. This insurance is excess over any other insurance naming the additional insured (2) temporarily occupied by you with the as an insured whether primary, excess, permission of the owner, or contingent or on any other basis unless a (3) to the contents of premises rented to written contract or written agreement you for a period of 7 or fewer specifically requires that this insurance be consecutive days. either primary or primary and A separate limit of insurance noncontributing. applies to Damage To Premises Rented 4. LEGAL LIABILITY— DAMAGE TO PREMISES To You as described in Section D — Liability and Medical Expenses Limits of A. Under B. Exclusions, 1. A Applicable to PP Insurance. Business Liability Coverage, Exclusion k. S13-146932-D Page 3 of 5 (Ed. 07/09) SB-146932-D (Ed. 07/09) Paragraphs 3, 4, 5, and 6 of this exclusion do not apply to liability assumed under a sidetrack agreement. Paragraph 6 of this exclusion does not apply to 'property damage' included in the 'products -completed operations hazard.' B. Under B. Exclusions, 1. Applicable to Business Liability Coverage, the last paragraph of 2. Exclusions is deleted and replaced by the following: Exclusions c, d, e, f, g, h, 1, k, I, m, n, and o, do not apply to damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner or to the contents of premises rented to you for a period of 7 or fewer consecutive days. A separate limit of insurance applies to this coverage as described in Section D. Liability And Medical Expenses Limits Of Insurance. C. The first Paragraph under item 5. Damage To Premises Rented To You Limit of Section D. Liability And Medical Expenses Limits Of Insurance is replaced by the following: The most we will pay under Business Liability for damages because of 'property damage" to any one premises, while rented to you, or temporarily occupied by you, with the permission of the owner, including contents of such premises rented to you for a period of 7 or fewer consecutive days, is the Damage to Premises Rented to You limit shown in the Declaration. S. Broad Knowledge of Occurrence The following items are added to E. Businessowners General Liability Conditions in the Businessowners Liability Coverage Form: e. Paragraphs a. and b. apply to you or to any additional insured only when such 'occurrence,' offense, claim or 'suit' is known to: (1) You or any additional insured that is an individual; (2) Any partner, if you or an additional insured is a partnership; (3) Any manager, if you or an additional insured is a limited liability company; (4) Any 'executive officer' or insurance manager, if you or an additional insured is a corporation; (5) Any trustee, if you or an additional insured is a trust; or (6) Any elected or appointed official, if you or an additional insured is a political subdivision or public entity. This paragraph e. applies separately to you and any additional insured. 6. Bodily Injury Section F. Liability and Medical Expenses Definitions, item 3. 'Bodily Injury' is deleted and replaced with the following: "Bodily injury" means bodily injury, sickness or disease sustained by a person, including death, humiliation, shock, mental anguish or mental injury by that person at any time which results as a consequence of the bodily injury, sickness or disease. 7. Expanded Personal and Advertising Injury Definition The following is added to Section F. Liability and Medical Expenses Definitions, item 14. Personal and Advertising Injury, in the Businessowners General Liability Coverage Form: h. Discrimination or humiliation that results in injury to the feelings or reputation of a natural person, but only if such discrimination or humiliation is: 1. Not done intentionally by or at the direction of: a. The insured; or b. Any 'executive officer,* director, stockholder, partner, member or manager (if you are a limited liability company) of the insured; and 2. Not directly or indirectly related to the employment, prospective employment, past employment or termination of employment of any person or person by any insured. B. The following is added to Exclusions, Section B.: (IS)Discrimination Relating to Room, Dwelling or Premises Caused by discrimination directly or indirectly related to the sale, rental, lease or sub -lease or prospective sale, rental, lease or sub -lease of any room, dwelling or premises by or at the direction of any insured. SB-146932-D (Ed. 07/09) Page 4 of 5 SB-146932-D (Ed. 07/09) (16) Fines or Penalties Fines or penalties levied or imposed by a governmental entity because of discrimination. C. This provision (Expanded Advertising Injury) does discrimination or humiliation states of New York or Ohio. Personal and not apply to committed in the Also, Expanded Personal and Advertising Injury Coverage does not apply to policies issued in the states of New York or Ohio. D. This provision (Expanded Personal and Advertising Injury) does not apply if Personal and Advertising Injury Liability is excluded either by the provisions of the Policy or by endorsement. SB-146932-D (Ed. 07/09) Page 5 of 5