HomeMy WebLinkAboutCORRESPONDENCE - RFP - P985 BENEFITSCONFIRMATION OF COVERAGE: 2011 Renewal
CARRIER/POLICY #:
Client / Legal name:
ERISA Plan name:
Eligible employees:
Client / Insured Address
Great West / CIGNA
City of Fort Collins
City of Fort Collins
1,400
215 North Mason Street, 2"" Floor
Fort Collins, CO 80522
This document will confirm renewal acceptance of the following coverage(s):
Medical - Administration (Core and Advantage plans)
�! Medical - Specific Stop Loss coverage with $215,000 deductible (Lifetime maximum increased to
Unlimited, stop loss now covers ALL retirees and also covers transplants)
Plan will be effective on: 1/1/2011
For a period of: 12 months
Rates / fees (including any subsequent period caps or guarantees) for the above -referenced coverage(s)
are:
Medical and Rx administration fee:
Per employee $32.71 (City NOT receiving Rx rebates)
Cover Colorado Charged as a separate statement when fees are due
Vision administration fee (Advantage Plan Only):
Due to the move to the CIGNA platform, vision is no longer offered on the Advantage Plan
Specific StoD Loss rate 1$215.000 deductible):
Per employee $71.47
Covers Medical Only
Covers transplants
Covers ALL retirees
Lifetime maximum increased to unlimited
Includes coverage for dependents to age 26
MERCER
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A description of benefits. -
Core Plan
In Network
Deductible - $700 Individual[$1,400 Family
Coinsurance - 80%
Office Visit - $35 PCP/$45 Specialist
Urgent Care - $50 Copay
Preventive Care — 100%
Out of Pocket - $5,000/$10,000
Inpatient Hospital - 80% after Ded
Outpatient Surgery - 80% after Ded
Emergency Room - $200 copay
Rx — Remove Rx deductible
Retail Generic: $10 copay or 10% (greater of),
Preferred Brand: S20 copay or 20% (greater of),
Non -preferred Brand: $40 copay or 40% (greater of)
Mail Generic: $25 copay,
Preferred Brand: $50 copay,
Non -preferred Brand: $100 copay
90 day retail drug
Generic: $30 copay or 10% (greater of),
Preferred Brand: $60 copay or 20% (greater of),
Non -preferred Brand: $120 copay or 40% (greater of)
Out -of -Network
Deductible - $1,400 Individual/$2,800 Family
Coinsurance - 60%
Office Visit - 60% after deductible
Urgent Care - $50 copay
Out of Pocket - $10;000/$20,000
Inpatient Hospital - 60% after Ded
Outpatient Surgery - 60% after Ded
Emergency Room - $200 copay
Rx — 50% of cost
1) Remove $3,000/$5,000 OOP max on Rx
2) Remove $50 deductible on Rx
3) Includes coverage for dependents to age 26
4) Includes coverage for domestic partners: same sex only
5) Outpatient MH/CD covered at specialist copay: office visit subject to specialist copay, outpatient facility
subject to coinsurance after plan deductible
6) Remove $2,500 calendar year maximum on DME
7) Remove $2,500 calendar year maximum on physical therapy
8) Remove lifetime maximum of S2,500,000
Advantage Plan
In Network
Deductible - $350 Individual/S700 Family
Coinsurance - 90%
Office Visit - $25 PCP/S35 Specialist
Urgent Care - $50 Copay
Preventive Care —100%
Out of Pocket - $2,500/$5,000
Inpatient Hospital - 90% after Ded
Outpatient Surgery - 90% after Ded
Emergency Room - $200 copay
Rx — No separate Rx deductible
Retail Generic: $10 copay or 10% (greater of),
Preferred Brand: $20 copay or 20% (greater of),
Non -preferred Brand: $40 copay or 40% (greater of)
Mail Generic: $25 copay,
Preferred Brand: S50 copay,
Non -preferred Brand: $100 copay
Out -of -Network
Deductible - $700 Individual/$1,400 Family
Coinsurance - 70%
Office Visit - 70% after deductible
Urgent Care - $50 copay
Out of Pocket - $5,000410,000
Inpatient Hospital - 70% after Ded
Outpatient Surgery - 70% after Ded
Emergency Room - S200 copay
Rx - 50% of cost
MERCER
MARSH MERCER KROEE
G YCARPENTER OI RWYWN
90 day retail drug
Generic: $30 copay or 10% (greater of),
Preferred Brand: $60 copay or 20% (greater of),
Non -preferred Brand: $120 copay or 40% (greater of)
1) Remove S3,000/$5,000 OOP max on Rx
2) Includes coverage for dependents to age 26
3) Includes coverage for domestic partners: same sex only
4) Outpatient MH/CD covered at specialist copay: office visit subject to specialist copay, outpatient facility
subject to coinsurance after plan deductible
5) Remove $2,500 calendar year maximum on DME
6) Remove $2,500 calendar year maximum on physical therapy
7) Remove lifetime maximum of S2,500,000
8) Remove vision benefit
Stop Loss
Deductible - $215, 000
Contract Basis - "Paid"
Specific Coverages — Medical Only
Lifetime Maximum — Unlimited
1) Includes coverage for dependents to age 26
2) Includes coverage for domestic partners: same sex only
3) Covering ALL retirees
4) Covering.transplants
'Any fonts in red correspond to plan changes made for the 2011 plan year
Conditions of coverage(s):
As an authorized representative, I accept this confirmation of coverage. By signing below, I acknowledge
agreement with the rates and benefits described above and that subsequent contract(s) shall conform to
this document unless otherwise agreed to in writing.
MERCER
I-� M�RSN M[RUR KROLL
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Authorized Representative:
Leaal Name of
Administrator
Signature:
Date:
This form must
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Insurer/
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be signed and returned to Mercer NAB prior to the effective -date of coverage.
MERCER
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CONFIRMATION OF COVERAGE: 2011 Renewal
CARRIER/POLICY #:
Client / Legal name:
ERISA Plan name:
Eligible employees:
Client / Insured Address:
Great West /CIGNA
City of Fort Collins
City of Fort Collins
1,400
215 North Mason Street, 2"d Floor
Fort Collins, CO 80522
This document will confirm renewal acceptance of the following coverage(s):
Medical - Administration (Core and Advantage plans)
N1 Medical - Speck Stop Loss coverage with $215,000 deductible (Lifetime maximum increased to
Unlimited, stop loss now covers ALL'retirees and also covers transplants)
Plan will be effective on: 1/1/2011
For a period of: 12 months
Rates / fees (including any subsequent period caps or guarantees) for the above -referenced coverage(s)
are:
Medical and Rx administration fee:
Per employee $32.71 (City NOT receiving Rx rebates)
Cover Colorado Charged as a separate statement when fees are due
Vision administration fee (Advantage Plan Only):
Due to the move to the CIGNA platform, vision is no longer offered on the Advantage Plan
Specific Stop Loss rate ($215 000 deductiblel:
Per employee $71.47
Covers Medical Only
Covers transplants
Covers ALL retirees
Lifetime maximum increased to unlimited
Includes coverage for dependents to age 26
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MERCER
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CONFIRMATION OF COVERAGE: 2011 Renewal
CARRIER/POLICY #:
Client / Legal name:
ERISA Plan name:
Eligible employees:
Client / Insured Address
Great West / CIGNA
City of Fort Collins
City of Fort Collins
1,400
215 North Mason Street, 2"d Floor
Fort Collins, CO 80522
This document will confirm renewal acceptance of the following coverage(s):
N1 Medical - Administration (Core and Advantage plans)
�! Medical - Speck Stop Loss coverage with $215,000 deductible (Lifetime maximum increased to
Unlimited, stop loss now covers ALL retirees and also covers transplants)
Plan will be effective on: 1/1/2011
For a period of: 12 months
Rates / fees (including any subsequent period caps or guarantees) for the above -referenced coverage(s)
are:
Medical and Rx administration fee:
Per employee $32.71 (City NOT receiving Rx rebates)
Cover Colorado Charged as a separate statement when fees are due
Vision administration fee (Advantage Plan Only):
Due to the move to the CIGNA platform, vision is -no longer offered on the Advantage Plan
Specific Stop Loss rate ($215.000_deductible):
Per employee $71.47
Covers Medical Only
Covers transplants
Covers ALL retirees
Lifetime maximum increased to unlimited
Includes coverage for dependents to age 26
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