HomeMy WebLinkAboutINDEPENDENT ROOFING - INSURANCE CERTIFICATE (2)Clientdd, 53922
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ACORD,- CERTIFICATE IFIC.+ TE OF LIABILITY
INSURANCE
DATE
10101/09DIvrvV)
PRODUCER
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION
Willis of Colorado, Inc.
ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE
720 South Colorado Boulevard
HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR
ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.
Suite 60ON
Denver, CO 80246
INSURERS AFFORDING COVERAGE
NAIC #
INSURED
Independent Roofing Specialists, LLC
4995 Locust Street
INSURER A: Continental Western Insurance
10804
INSURER B. Pinnacol Assurance
41190
-
Commerce City, CO 80022
INSURER C:
INSURER D:
INSURER E:
COVERAGES
THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING
ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH TI IIS CERTIFICATE MAY BE ISSUED OR
MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH
POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR
LTR
DO'
NSR
TYPE OF INSURANCE
POLICY NUMBER
POLICY EFFECTIVE
DATE MMIDDIYV
POLICY EXPIRATION
DATE MM DY
LIMITS
A
GENERAL LIABILITY
CNP2587871
10/15/08
10/15/09
EACH OCCURRENCE
$1,000 000
X COMMERCIAL GENERAL LIABILITY
DAMAGE TO RENTED
I
1250,000
CLAIMS MADE FxI OCCUR
MED EXP (Anyone Person)
$5 000
PERSONAL a AOV INJURY
$1 000 000
X PD Ded:$5,000
CLCGO020 0307
GENERAL AGGREGATE
s2,000,000
X
GEN'L AGGREGATELIMII' APPLIES PER.
PRODUCTS - COMPIOP AGG
$2000000
POLIO , X PRO-
'T X LOC
A
AUTOMOBILE
LIABILITY
ANY AUTO
CNP2587871
10/15/08
10/15/09
COMBINED SINGLE LIMIT
(Ea accident)
$1,000,000
X
BODILY INJURY
(Per person)
$
ALL OWNED AUTOS
SCHEDULED AUTOS
X
BODILY INJURY
(Per accident)
$
MIRED AU"rOS
NON OWNED AUTOS
X
PROPERY DAMAGE
(Per.=M.W )
$
GARAGE LIABILITY
AUTO ONLY -EA ACCIDENT
S
OT HER THAN EA ACC
$
ANY AUTO
S
AUTO ONLY'. AGO
A
EXCESSIUMBRELLA LIABILITY
X OCCUR CLAIMS MADE
CU2596758
10/15/08
10/15/09
EACIIOCCURRENCE
$1000000
AGGREGATE
S1,000,000
S
S
DEDUCTIBLE
$
RETENTION so
B
WORKERS COMPENSATION AND
EdPLOYERS'LIABILITY"
ANY PROPRIETOR/PARTNER/EXECUTIVE
_
4096550
10/01/09
10/01M0
X 11 .WC STATUS OiH-
E.L. EACHACCIUENT
$50000Q
EL DISEASE -EA EMPLOYEE
$500,000
OFFICERIMEMBER EXCLUDED'
If yes describe under
SPECIAL PROVISIONS belo,v
F.I.. DISEASE -POLICY LIMIT
S500,000
A
OTHER Equipment
CNP2587871
10/15/08
10/15/09
$507,273 TIV
$1,000 Ded.
A
Real & BPP ICNP2587871
10/15/08
10/15/09
$416,000 TIV/$500 Ded.
DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES I EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS
Project Descriptions: EPIC Center, 1801 Riverside, Fort Collins, CO
Senior Center, 1200 Raintree Drive, Fort Collins, CO
The following are Additional Insureds as respects General Liability
(See Attached Descriptions)
City of Fort Collins
215 North Mason
2nd Floor;P.O. Box 580
Fort Collins, CO 80522
I ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION
IEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL 311' DAYS WRITTEN
TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO 50 SHALL
NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR
HUVRU 40 (GUUI IU0) 1 01 3 #I1Ati49836 BNPER U AGUKU GUKYUKA I RUN IUUU
the Premises, site or loca-
tion In connection with such
operations by such insured,
contractor or subcontractor.
Subparagraph (b) does not
apply to "bodily injury" or
"property damage" arising
out of heat, smoke or fumes
from a "hostile fire".
(2) Any loss, cost or expense aris-
ing out of any:
(a) Request, demand, order or
statutory or regulatory re-
quirement issued or made
pursuant to any environ-
mental protection or envi-
ronmental liability statutes
or regulations that any in-
sured test for, monitor,
clean up, remove, contain,
treat, detoxify or neutralize, .
or in any way respond to, or
assess the effects of, "pol-
lutants": or
(b) Claim or suit by or on behalf
of a governmental authority
for damages because of
testing for, monitoring,
cleaning up, removing, con-
taining, treating, detoxifying
or neutralizing or in any way
responding to or assessing
the effects of, "pollutants'.
However, this paragraphs`does
not apply to liability for those
sums the insured becomes le-
gally obligated; to pay, as dam- ,'r:
ages because of "'property dam-
age" that the . insured would
have in the absence of such re-
quest, demand, order or'statu-
toryor regulatory requirement,
or -such claim or "suit" by or on
behalf of a governmental au-
thority.'
2. With respect to 'bodily -;injury" or "property
damage" arising out of the actual, alleged or
threatened discharge, dispersal, seepage,
`migration, release or escape of "pollutants":
a.` The Each Occurrence Limit" shown in
the Declarations does not apply.
b. Paragraph 7. of Limits Of Insurance
(Section III) does not apply.
c. Paragraph 1. of Section III — Limits Of
Insurance is replaced by the following:
The Limits Of Insurance shown in this
endorsement, or in the Declarations and
the rules below fix the most we will pay
regardless of the number of:
(1) Insureds;
CL CG 00 20 03 07 Includes copyrighted material of Insurance Services
Office, Inc., with its permission
Page 7 of 8
(2) Claims made or "suits" brought; or
(3) Persons or organizations making
claims or bringing "suits".
d. The following are added to Section III —
Limits Of Insurance:
8. Subject to 2. or 3. above, whichever
applies, the most we will pay for the
sum of:
a. Damages under Coverage A;
and
b. Medical expenses under Cover-
age C
because of "bodily injury" or "prop-
erty damage" arising out of the ac-
tual, alleged or threatened dis-
charge, dispersal, seepage, rnigra-
tion, release or escape of "pollut-
ants" is $100,000.
9. Subject to 8. above, the Medical
Expense Limit is the most we will
pay under Coverage C for all medi-
cal expenses because of 'bodily in-
jury' sustained by any one person
arising out of the actual, alleged or
threatened discharge, dispersal,
seepage, migration, release or es-
cape of "pollutants".
O. OTHER INSURANCE
If this policy includes a Coverage Form or an
Endorsement which provides coverage for loss
or damage covered by one; ;or more of the Ex-
tensions of this endorsement, the1mit and the
coverage provided by this endorsement are de-
leted and replaced by' the limit and coverage
provided by that .Coverage Form or '.Endorse -
mom.
CL CG 00 20 03 07 Includes copyrighted material of Insurance Services Page 8 of 8
Office, Inc., with its permission
IMPORTANT
If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement
on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may
require an endorsement. A statement on this certificate does not confer rights to the certificate
holder in lieu of such endorsement(s).
DISCLAIMER
The Certificate of Insurance on the reverse side of this form does not constitute a contract between
the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it
affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon.
ACORD 25-5 (2001/08) 2 of 3 #M649836
j DESCRIPTIONS (Continued from Page 1)
only if required by written contract and coverage applies only as
respects ongoing operations performed by the Insured for the
Additional Insureds.
Additional Insureds: City of Fort Collins
All coverage terms, conditions and exclusions of the policy apply.
The Additional Insured endorsement which is referenced above under "Type
of Insurance -General Liability" is attached.
This Certificate of Insurance represents coverage currently in effect and
may or may not be in compliance with any written contract.
* The following cancellation conditions always apply:
- 10 days for non-payment of premium
- If policy shown, 10 days for Workers' Compensation for fraud;
material misrepresentation; non-payment of premium; other reasons
approved by the Commissioner of Insurance
AMS 25.3 (2001/08) 3 of 3 #M649836
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
CONTRACTORS' COMMERCIAL GENERAL LIABILITY
ENHANCEMENT ENDORSEMENT
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
A. MEDICAL PAYMENTS
If SECTION I — COVERAGE C MEDICAL PAY-
MENTS is not otherwise excluded from this
Coverage Part:
1. The Medical Expense Limit provided by this 4
policy, subject to the terms of SECTION III -
LIMITS OF INSURANCE, shall be the
greater of:
a. $10,000; or
b. The Medical Expense Limit shown in the
Declarations of this Coverage Part.
B. FIRE, LIGHTNING, EXPLOSION, SMOKE AND
SPRINKLER LEAKAGE DAMAGE TO PREM-
ISES YOU RENT
If damage to premises rented to you under Cov-
erage A. is not otherwise excluded from this pol-
icy, the following applies:
1. The last paragraph of SECTION I — COV 1'
ERAGE A.2. Exclusions is deleted and re-
placed by the following:
Exclusions c, through n. do not apply to
damage by fire, lightning, explosion or,sprin
kler leakage to premises.while-rented to
your or temporarily occupied by you with
permission of the owner.A separate limit of
(b) That is Fire, Lightning, Explosion or
Sprinkler Leakage.: irsurance. for prem-
ises rented to you ortemporarily occu-
pied by you with the permission: of the
owner;
Paragraph 9.a. of SECTION VI'- DEFINI-
TIONS is deleted and replaced by the fol-
lowing. '
a. A contract for. .a. lease of premises.
Howeveri that portion of the contract for
a lease of`premises that indemnifies any
,person or' organization for damage by
fire, lightning, explosion or sprinkler
leakage -to premises while rented to you
or temporarily occupied by you with
permission of the owner is not an "in-
sured contract";
N-OWNED WATERCRAFT
Paragraph g.(2) of SECTION I — COVER-
AGE A.2. Exclusions is deleted and re-
placed by the following:
A watercraft you do not own that is:
(a) Less than 51 feet long; and
(b) Not used to carry persons or property
for a charge.
insurance applies to,,this coverage as de- D. SUPPLEMENTARY PAYMENTS
scribed in SECTION'111 LIMITS OF IN- SECTION I —SUPPLEMENTARY PAYMENTS
IN-
SURANCE, — COVERAGES A AND B is amended as fol-
2. Paragraph 6.of SECTION III -:.LIMITS OF lows:
INSURANCE is deleted and.replaced by the 1. The limit of insurance in paragraph 1.b. is
following increased from $250 to $2,500; and
6. Subject to S. above; the greater of: 2. The limit of insurance in paragraph 1.d. is
a. $300,000;.or increased from $250 to $500.
b. the Damage To Premises Rented E. AUTOMATIC ADDITIONAL INSURED —
ro You.Limit shown in the Declare- SPECIFIED RELATIONSHIPS
tions; The followin9 is added to Paragraph 2 of SEC -
is the most we will pay under COVER-
AGE A for damages because of "prop-
erty damage" to any one premises,
while rented to you, or temporarily oc-
cupied by you with the permission of the
owner arising out of any one fire, light-
ning, explosion or sprinkler leakage in-
cident.
3. Paragraph 4.b.(1)(b) Other Insurance of
SECTION IV — COMMERCIAL GENERAL
LIABILITY CONDITIONS is deleted and re-
placed by the following:
TION 11 -WHO IS AN INSURED:
e. Any person or organization described in
paragraph f. below, whom you and such
person or organization have agreed in writ-
ing in a contract or agreement that such per-
son or organization be added as an addi-
tional insured on your policy.
CL CG 00 20 03 07 Includes copyrighted material of Insurance services Page 1 of 8
Office, Inc., with its permission
Such person or organization is an insured
provided:
(1) The written or oral contract or agree-
ment is:
(a) Currently in effect or becomes effec-
tive during the policy period; and
(b) Executed prior to an "occurrence" or
offense to which this insurance
would apply.
(2) They are not specifically designated as
an additional insured under any other
provision of, or endorsement added to,
this policy.
f. Only the following persons or organizations
are additional insureds under this endorse-
ment, and coverage provided to such addi-
tional insureds is limited as provided herein:
(1) The manager or lessor of a premise
leased to you, but only with respect to
liability arising from the ownership,
maintenance or use of that part of the
premises leased to you and subject to
the following additional exclusions:
This insurance does not apply to:
(a) Any "occurrence" which takes place
after you cease to be a tenant of
that premises.
(b) Structural alterations, new construe-
tion or demolition operations .per-
formed by or on behalf of the man-
ager or lessor.
(2) Any person or organization from whom
you lease equipment, but -only with re-
spect to liability for "bodily'injury"; "prop-
erty damage" or "personal and:advertis-
ing injury" caused in whole or impart, by
your maintenance operation or use of
equipment leased to you by such per-
son(s) or organization(s).
However„�this,insurance .does not apply
to any "occurrence" wh ch'takes place
after.the equipment lease expires.
(3) Any`state or political, subdivision, subject
to the following additional provision:
This: insurance applies only with respect
to the following hazards for which the
state or, political subdivision has issued
a -'permit in connection with premises
you own, rent, or control and to which
this insurance applies:
(a)' The existence, maintenance, repair,
construction, erection, or removal of
advertising signs, awnings, cano-
pies, cellar entrances, coal holes,
driveways, manholes, marquees,
hoist away openings, sidewalk
vaults, street banners, or decora-
tions and similar exposures; or
(b) The construction, erection, or re-
moval of elevators; or
(c) The ownership, maintenance, or
use of any elevators.
F. ADDITIONAL INSURED — OWNERS, LES-
SEES OR CONTRACTORS — AUTOMATIC
STATUS
1. SECTION II — WHO IS AN INSURED is
amended to include as an additional insured
any person or organization for whom you
are performing operations when you and
such person or organization have agreed in
writing in a contract or agreement that such
person or organization be added as an addi-
tional insured on your policy. Such person or
organization is an additional insured only
with respect to liability for."`bodily injury",
"property damage".'or."personal and adver-
tising injury" caused, in whole or impart, by:
a. Your acts or omissions or
b. Theacts or omissions of those acting on
yourbehalf; ,
in the performance of your ongoing opera-
tions forth,e additional insured.
A person's or organization's status as an
additional insured under this policy ends
when your `operations for that additional in-
sured are completed.
i2. With, respect to the insurance afforded to
these additional additional insureds, the following addi-
onal exclusions apply:
`This insurance does not apply to:
a. "Bodily injury", "property damage" or
"personal and advertising injury" arising
out of the rendering of, or the failure to
render, any professional architectural,
engineering or surveying services, in-
cluding:
(1) The preparing, approving, or failing
to prepare or approve, maps, shop
drawings, opinions, reports, sur-
veys, field orders, change orders or
drawings and specifications; or
(2) Supervisory, inspection, architec-
tural or engineering activities.
b. "Bodily injury" or "property damage"
occurring after:
(1) All work, including materials, parts
of equipment furnished in connec-
tion with such work, on the project
(other than service, maintenance or
repairs) to be performed by or on
behalf of the additional insured(s) at
the location of the covered opera-
tions has been completed; or
(2) That portion of "your work" out of
which the injury or damage arises
has been put to its intended use by
any person or organization other
than another contractor or subcon-
tractor engaged in performing op-
CL CG 00 20 03 07 Includes copyrighted material of Insurance Services Page 2 of 8
Office, Inc., with its permission
erations for a principal as a part of
the same project.
CL CG 00 20 03 07 Includes copyrighted material of Insurance Services Page 3 of 8
Office, Inc., with its permission
3. The insurance provided by this endorsement
is primary insurance and we will not seek
contribution under any insurance policy un-
der which such additional insured is a
named insured, if such policy was procured
and paid for by such additional insured, or a
parent or related entity of such additional in-
sured.
4. With respect to the insurance afforded to
these additional insureds, SECTION III —
LIMITS OF INSURANCE is amended as fol-
lows:
The limits applicable to the additional in-
sured are those specified in the written con-
tract or agreement or the limits stated in the
Declarations, whichever is less. If no limits
are specified in the written contract or
agreement, the limits applicable to the addi-
tional insured are those specified in the Dec-
larations. The limits of insurance are inclu-
sive of and not in addition to the limits of in-
surance shown in the Declarations.
G. PROPERTY DAMAGE TO BORROWED
EQUIPMENT
1. Paragraph 2.j. of SECTION 1 - COVER-
AGES, COVERAGE A BODILY INJURY
AND PROPERTY DAMAGE LIABILITY is
amended as follows:
c. We may pay any part or all of the de-
ductible amount to effect settlement of
any claim or suit and, upon notification
of the action taken; you shall promptly
reimburse us for such part of the de-
ductible amount as we have paid.
H. BROADENED NAMED INSURED
Paragraph 3. of SECTION II - WHO IS AN IN-
SURED is deleted and replaced by the follow-
ing:
Any organization, other than a joint venture, over
which you maintain ownership or majority inter-
est of more than 50% will be'a Named Insured if
there is no other similar; insurance available to
that organization. However:
a. Coverage under this provision is afforded
only until the 1`80th day after you acquire or
form the organization or the end of the pol-
icy period; whichever is earlier.
b. COVERAGE A does not apply to "bodily in-
jury" or "property damage" that occurred be-
fore ,you .acquired or formed the organiza-
tion.
6.r:COVERAGE B does not apply to "personal
and advertising injury" arising out of an of-
fense committed before you acquired or
formed the organization.
Paragraphs (3) and (4) of this exclusion do
I• CONSTRUCTION PROJECT GENERAL AG -
not apply to tools or equipment loaned toe
GREG'ATE LIMIT
you, provided they are not being used ;to
1,'`-For all sums which the insured becomes
perform operations at the time of loss,
"legally obligated to pay as damages caused
2. SECTION III — LIMITS OF INSURANCE is
by "occurrences" under COVERAGE A
(SECTION 1), and for all medical expenses
deleted and replaced by the following: ,,,
caused by accidents under COVERAGE C
The most we will pay in any one "occur
(SECTION 1), which can be attributed only to
rence" for "property damage' to "borrowed:,
ongoing operations at a single construction
equipment is $15,000. .This limit of insur-
project away from premises owned by or
ance is the most we will pay, regardless • of
rented to the insured:
the number of:
a. A Single Construction Project General
a. Insureds;
con-
Aggregate Limit applies to each con-
b. Claims made or 'suits brought; t;
g or
struction project away from premises
owned by or rented to the insured, and
c. Persons or organizations making claims
that limit is equal to the amount of the
or bringing "suits".
General Aggregate Limit shown in the
Declarations.
3., Deductible
b. The Single Construction Project General
a: Our obligation to a damages on be-
g pay 9
Aggregate Limit is the most we will pay
half of the insured applies only to the
for the sum of all damages under COV-
amounf of damages in excess of $250
ERAGE A, except damages because of
as applicable to "property damage" as
"bodily injury' or 'property damage" in -
the result of any one "occurrence", re-
cluded in the "products -completed op-
gardless of the number of persons or
erations hazard", and for medical ex -
organizations who sustain damages be-
penses under COVERAGE C regard -
cause of that "occurrence".
less of the number of:
b. The terms of this insurance, including
(1) Insureds;
those with respect to our right and duty
to defend the insured against any "suits'
(2) Claims made or "suits" brought; or
seeking those damages; and your duties
(3) Persons or organizations making
in the event of an "occurrence', claim, or
claims or bringing "suits".
"suit" apply irrespective of the applica-
tion of the deductible amount.
CL CG 00 20 03 07 Includes copyrighted material of Insurance services Page 4 of 8
Office, Inc., with its permission
2.
3
4.
5.
c. Any payments made under COVERAGE
A for damages or under COVERAGE C
for medical expenses shall reduce the
Single Construction Project General Ag-
gregate Limit for that construction pro-
ject away from premises owned by or
rented to the insured. Such payments
shall not reduce the General Aggregate
Limit shown in the Declarations nor shall
they reduce any other Single Construc-
J. KNOWLEDGE OF OCCURRENCE
The following is added to paragraph 2. Duties In
The Event Of Occurrence, Offense, Claim Or
Suit of SECTION IV — COMMERCIAL GEN-
ERAL LIABILITY CONDITIONS:
e. A report of an "occurrence", offense, claim
or "suit" to:
(1) You, if you are an individual,
tion Project General Aggregate Limit for
(2) A partner, if you are a partnership,
any other separate construction project
away from premises owned by or rented
(3) An executive officer; , if You are a
to the insured.
corporation, or
d. The limits shown in the Declarations for
(4) A manager, if you are a limited liability
Each Occurrence, Fire Damage and
company;
Medical Expense continue to apply.
However, instead of being subject to the
is considered knowledge and requires you
"occurrence",
General Aggregate Limit shown in the
to notify us of the offense,
claim, or "suit" as soon as practicable.
Declarations, such limits will be subject
to the applicable Single Construction
f. We are; considered on'' notice of an
Project General Aggregate Limit.
"occurrence", offense, claim or "suit" that is
For all sums which the insured becomes
reported to your Workers' Compensation
insurer for an event which later develops
legally obligated to pay as damages caused
"occurrences'
into an "occurrence", offense, claim or "suit"
by under COVERAGE A
for which there is coverage under this policy.
(SECTION 1), and for all medical expenses
However, we will only be considered on
caused by accidents under COVERAGE C
notice if you notify us as soon as you know
(SECTION 1), which cannot be attributed
the claim should be addressed by this policy
only to ongoing operations at a single des-
rather'<than your Workers' Compensation
ignated construction project away from
policy:
premises owned by or rented to the insured:.-
a. Any payments made under COVERAGE
K. UNINTENTIONAL OMISSIONS
A for damages or under COVERAGE C
The following is added to paragraph 6. Repre-
for medical expenses shall reduce the'
+. sentations of SECTION IV - COMMERCIAL
amount available under the General Ag-
GENERAL LIABILITY CONDITIONS:
gregate Limit or the Products-
Completed Operations Aggregate Limit,
d. If you unintentionally fail to disclose any
whichever is applicable, and
exposures existing at the inception date of
your policy, we will not deny coverage under
b. Such payments shall not reduce any
this Coverage Part solely because of such
Single Construction Project General Ag-
failure to disclose. However, this provision
gregate Limit.:
does not affect our right to collect additional
premium or exercise our right of cancellation
When coverage for liability -arising out of the
or non -renewal.
"products -completed operations; hazard" is
provided, any payments for damages be-
cause of"bodily injury" or "pi`operty damage"
included in the "products -completed opera-
tions hazard will reduce the Products -
Completed Operations Aggregate Limit, and
not reduce the General Aggregate Limit nor
the Single Construction Project General Ag-
gregate Limit.
If the applicable construction project away
from premises owned by or rented to the in-
sured .has been abandoned, delayed, or
abandoned and then restarted, or if the au-
thorized contracting parties deviate from
plans, blueprints, designs, specifications or
timetables, the project will still be deemed to
be the same construction project.
The provisions of Limits Of Insurance
(SECTION 111) not otherwise modified by this
endorsement shall continue to apply as
stipulated.
This provision does not apply to any known
injury or damage which is excluded under
any other provision of this policy.
L. MENTAL ANGUISH
Paragraph 3. of SECTION V — DEFINITIONS is
deleted and replaced by the following:
3. "Bodily injury" means bodily injury, sickness
or disease sustained by a person, including
mental anguish or death resulting from any
of these at any time.
M. WAIVER OF TRANSFER OF RIGHTS OF RE-
COVERY AGAINST OTHERS
Paragraph 8. Transfer Of Rights Of Recovery
Against Others To Us of SECTION IV — COM-
MERCIAL GENERAL LIABILITY CONDITIONS
is amended by the addition of the following:
CL CG 00 20 03 07 Includes copyrighted material of Insurance Services Page 5 of 8
Office, Inc., with its permission
We waive any right of recovery we may have
because of payments we make for injury or
damage arising out of your ongoing operations
or "your work" done under a contract requiring
such waiver with that person or organization and
included in the "products -completed operations
hazard".
However, our rights may only be waived prior to
the "occurrence" giving rise to the injury or dam-
age for which we make payment under this Cov-
erage Part. The insured must do nothing after a
loss to impair our rights. At our request, the in-
sured will bring "suit" or transfer those rights to
us and help us enforce those rights.
N. LIMITED JOB SITE POLLUTION
1. Exclusion f. under Section I — Coverage A
is replaced by the following:
2. Exclusions
This insurance does not apply to:
f. Pollution
(1) "Bodily injury" or "property dam-
age" arising out of the actual, ak
leged or threatened discharge,
dispersal, seepage, migration,
release or escape of "pollut-
ants":
(a) At or from any premises,
site or location on which any
insured or any contractors
or subcontractors working
directly or indirectly ;on any
insured's behalf = are per-
forming operations if the
operations are to test: for
monitor, clean up,, remove, ;
contain, ctreat, detoxify or
neutralize, or in anyway re-
spond`to, orassess the` ef-
fects of; "pollutants'; or'
(I)) At or from: a storage tank or
other container;- ducts or
piping which, is below or
partially, below the surface
of the ground or water or
which, at any time, has
been buried under the sur-
face of the ground or water
and then subsequently ex-
posed by erosion, excava-
tion or any other means if
the actual, alleged or
threatened discharge, dis-
persal, seepage, migration,
release or escape of "pol-
lutants" arises at or from
any premises, site or loca-
tion which any insured or
any contractors or subcon-
tractors working directly or
Indirectly on any insured's
behalf are performing op-
erations if the "pollutants"
CL CG 00 20 03 07 Includes copyrighted material of Insurance services
Office, Inc., with its permission
are brought on or to
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