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HomeMy WebLinkAboutINDEPENDENT ROOFING - INSURANCE CERTIFICATE (2)Clientdd, 53922 Riwn FRCIn ACORD,- CERTIFICATE IFIC.+ TE OF LIABILITY INSURANCE DATE 10101/09DIvrvV) PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION Willis of Colorado, Inc. ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE 720 South Colorado Boulevard HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Suite 60ON Denver, CO 80246 INSURERS AFFORDING COVERAGE NAIC # INSURED Independent Roofing Specialists, LLC 4995 Locust Street INSURER A: Continental Western Insurance 10804 INSURER B. Pinnacol Assurance 41190 - Commerce City, CO 80022 INSURER C: INSURER D: INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH TI IIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR DO' NSR TYPE OF INSURANCE POLICY NUMBER POLICY EFFECTIVE DATE MMIDDIYV POLICY EXPIRATION DATE MM DY LIMITS A GENERAL LIABILITY CNP2587871 10/15/08 10/15/09 EACH OCCURRENCE $1,000 000 X COMMERCIAL GENERAL LIABILITY DAMAGE TO RENTED I 1250,000 CLAIMS MADE FxI OCCUR MED EXP (Anyone Person) $5 000 PERSONAL a AOV INJURY $1 000 000 X PD Ded:$5,000 CLCGO020 0307 GENERAL AGGREGATE s2,000,000 X GEN'L AGGREGATELIMII' APPLIES PER. PRODUCTS - COMPIOP AGG $2000000 POLIO , X PRO- 'T X LOC A AUTOMOBILE LIABILITY ANY AUTO CNP2587871 10/15/08 10/15/09 COMBINED SINGLE LIMIT (Ea accident) $1,000,000 X BODILY INJURY (Per person) $ ALL OWNED AUTOS SCHEDULED AUTOS X BODILY INJURY (Per accident) $ MIRED AU"rOS NON OWNED AUTOS X PROPERY DAMAGE (Per.=M.W ) $ GARAGE LIABILITY AUTO ONLY -EA ACCIDENT S OT HER THAN EA ACC $ ANY AUTO S AUTO ONLY'. AGO A EXCESSIUMBRELLA LIABILITY X OCCUR CLAIMS MADE CU2596758 10/15/08 10/15/09 EACIIOCCURRENCE $1000000 AGGREGATE S1,000,000 S S DEDUCTIBLE $ RETENTION so B WORKERS COMPENSATION AND EdPLOYERS'LIABILITY" ANY PROPRIETOR/PARTNER/EXECUTIVE _ 4096550 10/01/09 10/01M0 X 11 .WC STATUS OiH- E.L. EACHACCIUENT $50000Q EL DISEASE -EA EMPLOYEE $500,000 OFFICERIMEMBER EXCLUDED' If yes describe under SPECIAL PROVISIONS belo,v F.I.. DISEASE -POLICY LIMIT S500,000 A OTHER Equipment CNP2587871 10/15/08 10/15/09 $507,273 TIV $1,000 Ded. A Real & BPP ICNP2587871 10/15/08 10/15/09 $416,000 TIV/$500 Ded. DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES I EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS Project Descriptions: EPIC Center, 1801 Riverside, Fort Collins, CO Senior Center, 1200 Raintree Drive, Fort Collins, CO The following are Additional Insureds as respects General Liability (See Attached Descriptions) City of Fort Collins 215 North Mason 2nd Floor;P.O. Box 580 Fort Collins, CO 80522 I ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION IEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL 311' DAYS WRITTEN TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO 50 SHALL NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR HUVRU 40 (GUUI IU0) 1 01 3 #I1Ati49836 BNPER U AGUKU GUKYUKA I RUN IUUU the Premises, site or loca- tion In connection with such operations by such insured, contractor or subcontractor. Subparagraph (b) does not apply to "bodily injury" or "property damage" arising out of heat, smoke or fumes from a "hostile fire". (2) Any loss, cost or expense aris- ing out of any: (a) Request, demand, order or statutory or regulatory re- quirement issued or made pursuant to any environ- mental protection or envi- ronmental liability statutes or regulations that any in- sured test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, . or in any way respond to, or assess the effects of, "pol- lutants": or (b) Claim or suit by or on behalf of a governmental authority for damages because of testing for, monitoring, cleaning up, removing, con- taining, treating, detoxifying or neutralizing or in any way responding to or assessing the effects of, "pollutants'. However, this paragraphs`does not apply to liability for those sums the insured becomes le- gally obligated; to pay, as dam- ,'r: ages because of "'property dam- age" that the . insured would have in the absence of such re- quest, demand, order or'statu- toryor regulatory requirement, or -such claim or "suit" by or on behalf of a governmental au- thority.' 2. With respect to 'bodily -;injury" or "property damage" arising out of the actual, alleged or threatened discharge, dispersal, seepage, `migration, release or escape of "pollutants": a.` The Each Occurrence Limit" shown in the Declarations does not apply. b. Paragraph 7. of Limits Of Insurance (Section III) does not apply. c. Paragraph 1. of Section III — Limits Of Insurance is replaced by the following: The Limits Of Insurance shown in this endorsement, or in the Declarations and the rules below fix the most we will pay regardless of the number of: (1) Insureds; CL CG 00 20 03 07 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 7 of 8 (2) Claims made or "suits" brought; or (3) Persons or organizations making claims or bringing "suits". d. The following are added to Section III — Limits Of Insurance: 8. Subject to 2. or 3. above, whichever applies, the most we will pay for the sum of: a. Damages under Coverage A; and b. Medical expenses under Cover- age C because of "bodily injury" or "prop- erty damage" arising out of the ac- tual, alleged or threatened dis- charge, dispersal, seepage, rnigra- tion, release or escape of "pollut- ants" is $100,000. 9. Subject to 8. above, the Medical Expense Limit is the most we will pay under Coverage C for all medi- cal expenses because of 'bodily in- jury' sustained by any one person arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or es- cape of "pollutants". O. OTHER INSURANCE If this policy includes a Coverage Form or an Endorsement which provides coverage for loss or damage covered by one; ;or more of the Ex- tensions of this endorsement, the1mit and the coverage provided by this endorsement are de- leted and replaced by' the limit and coverage provided by that .Coverage Form or '.Endorse - mom. CL CG 00 20 03 07 Includes copyrighted material of Insurance Services Page 8 of 8 Office, Inc., with its permission IMPORTANT If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). DISCLAIMER The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. ACORD 25-5 (2001/08) 2 of 3 #M649836 j DESCRIPTIONS (Continued from Page 1) only if required by written contract and coverage applies only as respects ongoing operations performed by the Insured for the Additional Insureds. Additional Insureds: City of Fort Collins All coverage terms, conditions and exclusions of the policy apply. The Additional Insured endorsement which is referenced above under "Type of Insurance -General Liability" is attached. This Certificate of Insurance represents coverage currently in effect and may or may not be in compliance with any written contract. * The following cancellation conditions always apply: - 10 days for non-payment of premium - If policy shown, 10 days for Workers' Compensation for fraud; material misrepresentation; non-payment of premium; other reasons approved by the Commissioner of Insurance AMS 25.3 (2001/08) 3 of 3 #M649836 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CONTRACTORS' COMMERCIAL GENERAL LIABILITY ENHANCEMENT ENDORSEMENT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. MEDICAL PAYMENTS If SECTION I — COVERAGE C MEDICAL PAY- MENTS is not otherwise excluded from this Coverage Part: 1. The Medical Expense Limit provided by this 4 policy, subject to the terms of SECTION III - LIMITS OF INSURANCE, shall be the greater of: a. $10,000; or b. The Medical Expense Limit shown in the Declarations of this Coverage Part. B. FIRE, LIGHTNING, EXPLOSION, SMOKE AND SPRINKLER LEAKAGE DAMAGE TO PREM- ISES YOU RENT If damage to premises rented to you under Cov- erage A. is not otherwise excluded from this pol- icy, the following applies: 1. The last paragraph of SECTION I — COV 1' ERAGE A.2. Exclusions is deleted and re- placed by the following: Exclusions c, through n. do not apply to damage by fire, lightning, explosion or,sprin kler leakage to premises.while-rented to your or temporarily occupied by you with permission of the owner.A separate limit of (b) That is Fire, Lightning, Explosion or Sprinkler Leakage.: irsurance. for prem- ises rented to you ortemporarily occu- pied by you with the permission: of the owner; Paragraph 9.a. of SECTION VI'- DEFINI- TIONS is deleted and replaced by the fol- lowing. ' a. A contract for. .a. lease of premises. Howeveri that portion of the contract for a lease of`premises that indemnifies any ,person or' organization for damage by fire, lightning, explosion or sprinkler leakage -to premises while rented to you or temporarily occupied by you with permission of the owner is not an "in- sured contract"; N-OWNED WATERCRAFT Paragraph g.(2) of SECTION I — COVER- AGE A.2. Exclusions is deleted and re- placed by the following: A watercraft you do not own that is: (a) Less than 51 feet long; and (b) Not used to carry persons or property for a charge. insurance applies to,,this coverage as de- D. SUPPLEMENTARY PAYMENTS scribed in SECTION'111 LIMITS OF IN- SECTION I —SUPPLEMENTARY PAYMENTS IN- SURANCE, — COVERAGES A AND B is amended as fol- 2. Paragraph 6.of SECTION III -:.LIMITS OF lows: INSURANCE is deleted and.replaced by the 1. The limit of insurance in paragraph 1.b. is following increased from $250 to $2,500; and 6. Subject to S. above; the greater of: 2. The limit of insurance in paragraph 1.d. is a. $300,000;.or increased from $250 to $500. b. the Damage To Premises Rented E. AUTOMATIC ADDITIONAL INSURED — ro You.Limit shown in the Declare- SPECIFIED RELATIONSHIPS tions; The followin9 is added to Paragraph 2 of SEC - is the most we will pay under COVER- AGE A for damages because of "prop- erty damage" to any one premises, while rented to you, or temporarily oc- cupied by you with the permission of the owner arising out of any one fire, light- ning, explosion or sprinkler leakage in- cident. 3. Paragraph 4.b.(1)(b) Other Insurance of SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS is deleted and re- placed by the following: TION 11 -WHO IS AN INSURED: e. Any person or organization described in paragraph f. below, whom you and such person or organization have agreed in writ- ing in a contract or agreement that such per- son or organization be added as an addi- tional insured on your policy. CL CG 00 20 03 07 Includes copyrighted material of Insurance services Page 1 of 8 Office, Inc., with its permission Such person or organization is an insured provided: (1) The written or oral contract or agree- ment is: (a) Currently in effect or becomes effec- tive during the policy period; and (b) Executed prior to an "occurrence" or offense to which this insurance would apply. (2) They are not specifically designated as an additional insured under any other provision of, or endorsement added to, this policy. f. Only the following persons or organizations are additional insureds under this endorse- ment, and coverage provided to such addi- tional insureds is limited as provided herein: (1) The manager or lessor of a premise leased to you, but only with respect to liability arising from the ownership, maintenance or use of that part of the premises leased to you and subject to the following additional exclusions: This insurance does not apply to: (a) Any "occurrence" which takes place after you cease to be a tenant of that premises. (b) Structural alterations, new construe- tion or demolition operations .per- formed by or on behalf of the man- ager or lessor. (2) Any person or organization from whom you lease equipment, but -only with re- spect to liability for "bodily'injury"; "prop- erty damage" or "personal and:advertis- ing injury" caused in whole or impart, by your maintenance operation or use of equipment leased to you by such per- son(s) or organization(s). However„�this,insurance .does not apply to any "occurrence" wh ch'takes place after.the equipment lease expires. (3) Any`state or political, subdivision, subject to the following additional provision: This: insurance applies only with respect to the following hazards for which the state or, political subdivision has issued a -'permit in connection with premises you own, rent, or control and to which this insurance applies: (a)' The existence, maintenance, repair, construction, erection, or removal of advertising signs, awnings, cano- pies, cellar entrances, coal holes, driveways, manholes, marquees, hoist away openings, sidewalk vaults, street banners, or decora- tions and similar exposures; or (b) The construction, erection, or re- moval of elevators; or (c) The ownership, maintenance, or use of any elevators. F. ADDITIONAL INSURED — OWNERS, LES- SEES OR CONTRACTORS — AUTOMATIC STATUS 1. SECTION II — WHO IS AN INSURED is amended to include as an additional insured any person or organization for whom you are performing operations when you and such person or organization have agreed in writing in a contract or agreement that such person or organization be added as an addi- tional insured on your policy. Such person or organization is an additional insured only with respect to liability for."`bodily injury", "property damage".'or."personal and adver- tising injury" caused, in whole or impart, by: a. Your acts or omissions or b. Theacts or omissions of those acting on yourbehalf; , in the performance of your ongoing opera- tions forth,e additional insured. A person's or organization's status as an additional insured under this policy ends when your `operations for that additional in- sured are completed. i2. With, respect to the insurance afforded to these additional additional insureds, the following addi- onal exclusions apply: `This insurance does not apply to: a. "Bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, in- cluding: (1) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, sur- veys, field orders, change orders or drawings and specifications; or (2) Supervisory, inspection, architec- tural or engineering activities. b. "Bodily injury" or "property damage" occurring after: (1) All work, including materials, parts of equipment furnished in connec- tion with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered opera- tions has been completed; or (2) That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcon- tractor engaged in performing op- CL CG 00 20 03 07 Includes copyrighted material of Insurance Services Page 2 of 8 Office, Inc., with its permission erations for a principal as a part of the same project. CL CG 00 20 03 07 Includes copyrighted material of Insurance Services Page 3 of 8 Office, Inc., with its permission 3. The insurance provided by this endorsement is primary insurance and we will not seek contribution under any insurance policy un- der which such additional insured is a named insured, if such policy was procured and paid for by such additional insured, or a parent or related entity of such additional in- sured. 4. With respect to the insurance afforded to these additional insureds, SECTION III — LIMITS OF INSURANCE is amended as fol- lows: The limits applicable to the additional in- sured are those specified in the written con- tract or agreement or the limits stated in the Declarations, whichever is less. If no limits are specified in the written contract or agreement, the limits applicable to the addi- tional insured are those specified in the Dec- larations. The limits of insurance are inclu- sive of and not in addition to the limits of in- surance shown in the Declarations. G. PROPERTY DAMAGE TO BORROWED EQUIPMENT 1. Paragraph 2.j. of SECTION 1 - COVER- AGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY is amended as follows: c. We may pay any part or all of the de- ductible amount to effect settlement of any claim or suit and, upon notification of the action taken; you shall promptly reimburse us for such part of the de- ductible amount as we have paid. H. BROADENED NAMED INSURED Paragraph 3. of SECTION II - WHO IS AN IN- SURED is deleted and replaced by the follow- ing: Any organization, other than a joint venture, over which you maintain ownership or majority inter- est of more than 50% will be'a Named Insured if there is no other similar; insurance available to that organization. However: a. Coverage under this provision is afforded only until the 1`80th day after you acquire or form the organization or the end of the pol- icy period; whichever is earlier. b. COVERAGE A does not apply to "bodily in- jury" or "property damage" that occurred be- fore ,you .acquired or formed the organiza- tion. 6.r:COVERAGE B does not apply to "personal and advertising injury" arising out of an of- fense committed before you acquired or formed the organization. Paragraphs (3) and (4) of this exclusion do I• CONSTRUCTION PROJECT GENERAL AG - not apply to tools or equipment loaned toe GREG'ATE LIMIT you, provided they are not being used ;to 1,'`-For all sums which the insured becomes perform operations at the time of loss, "legally obligated to pay as damages caused 2. SECTION III — LIMITS OF INSURANCE is by "occurrences" under COVERAGE A (SECTION 1), and for all medical expenses deleted and replaced by the following: ,,, caused by accidents under COVERAGE C The most we will pay in any one "occur (SECTION 1), which can be attributed only to rence" for "property damage' to "borrowed:, ongoing operations at a single construction equipment is $15,000. .This limit of insur- project away from premises owned by or ance is the most we will pay, regardless • of rented to the insured: the number of: a. A Single Construction Project General a. Insureds; con- Aggregate Limit applies to each con- b. Claims made or 'suits brought; t; g or struction project away from premises owned by or rented to the insured, and c. Persons or organizations making claims that limit is equal to the amount of the or bringing "suits". General Aggregate Limit shown in the Declarations. 3., Deductible b. The Single Construction Project General a: Our obligation to a damages on be- g pay 9 Aggregate Limit is the most we will pay half of the insured applies only to the for the sum of all damages under COV- amounf of damages in excess of $250 ERAGE A, except damages because of as applicable to "property damage" as "bodily injury' or 'property damage" in - the result of any one "occurrence", re- cluded in the "products -completed op- gardless of the number of persons or erations hazard", and for medical ex - organizations who sustain damages be- penses under COVERAGE C regard - cause of that "occurrence". less of the number of: b. The terms of this insurance, including (1) Insureds; those with respect to our right and duty to defend the insured against any "suits' (2) Claims made or "suits" brought; or seeking those damages; and your duties (3) Persons or organizations making in the event of an "occurrence', claim, or claims or bringing "suits". "suit" apply irrespective of the applica- tion of the deductible amount. CL CG 00 20 03 07 Includes copyrighted material of Insurance services Page 4 of 8 Office, Inc., with its permission 2. 3 4. 5. c. Any payments made under COVERAGE A for damages or under COVERAGE C for medical expenses shall reduce the Single Construction Project General Ag- gregate Limit for that construction pro- ject away from premises owned by or rented to the insured. Such payments shall not reduce the General Aggregate Limit shown in the Declarations nor shall they reduce any other Single Construc- J. KNOWLEDGE OF OCCURRENCE The following is added to paragraph 2. Duties In The Event Of Occurrence, Offense, Claim Or Suit of SECTION IV — COMMERCIAL GEN- ERAL LIABILITY CONDITIONS: e. A report of an "occurrence", offense, claim or "suit" to: (1) You, if you are an individual, tion Project General Aggregate Limit for (2) A partner, if you are a partnership, any other separate construction project away from premises owned by or rented (3) An executive officer; , if You are a to the insured. corporation, or d. The limits shown in the Declarations for (4) A manager, if you are a limited liability Each Occurrence, Fire Damage and company; Medical Expense continue to apply. However, instead of being subject to the is considered knowledge and requires you "occurrence", General Aggregate Limit shown in the to notify us of the offense, claim, or "suit" as soon as practicable. Declarations, such limits will be subject to the applicable Single Construction f. We are; considered on'' notice of an Project General Aggregate Limit. "occurrence", offense, claim or "suit" that is For all sums which the insured becomes reported to your Workers' Compensation insurer for an event which later develops legally obligated to pay as damages caused "occurrences' into an "occurrence", offense, claim or "suit" by under COVERAGE A for which there is coverage under this policy. (SECTION 1), and for all medical expenses However, we will only be considered on caused by accidents under COVERAGE C notice if you notify us as soon as you know (SECTION 1), which cannot be attributed the claim should be addressed by this policy only to ongoing operations at a single des- rather'<than your Workers' Compensation ignated construction project away from policy: premises owned by or rented to the insured:.- a. Any payments made under COVERAGE K. UNINTENTIONAL OMISSIONS A for damages or under COVERAGE C The following is added to paragraph 6. Repre- for medical expenses shall reduce the' +. sentations of SECTION IV - COMMERCIAL amount available under the General Ag- GENERAL LIABILITY CONDITIONS: gregate Limit or the Products- Completed Operations Aggregate Limit, d. If you unintentionally fail to disclose any whichever is applicable, and exposures existing at the inception date of your policy, we will not deny coverage under b. Such payments shall not reduce any this Coverage Part solely because of such Single Construction Project General Ag- failure to disclose. However, this provision gregate Limit.: does not affect our right to collect additional premium or exercise our right of cancellation When coverage for liability -arising out of the or non -renewal. "products -completed operations; hazard" is provided, any payments for damages be- cause of"bodily injury" or "pi`operty damage" included in the "products -completed opera- tions hazard will reduce the Products - Completed Operations Aggregate Limit, and not reduce the General Aggregate Limit nor the Single Construction Project General Ag- gregate Limit. If the applicable construction project away from premises owned by or rented to the in- sured .has been abandoned, delayed, or abandoned and then restarted, or if the au- thorized contracting parties deviate from plans, blueprints, designs, specifications or timetables, the project will still be deemed to be the same construction project. The provisions of Limits Of Insurance (SECTION 111) not otherwise modified by this endorsement shall continue to apply as stipulated. This provision does not apply to any known injury or damage which is excluded under any other provision of this policy. L. MENTAL ANGUISH Paragraph 3. of SECTION V — DEFINITIONS is deleted and replaced by the following: 3. "Bodily injury" means bodily injury, sickness or disease sustained by a person, including mental anguish or death resulting from any of these at any time. M. WAIVER OF TRANSFER OF RIGHTS OF RE- COVERY AGAINST OTHERS Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of SECTION IV — COM- MERCIAL GENERAL LIABILITY CONDITIONS is amended by the addition of the following: CL CG 00 20 03 07 Includes copyrighted material of Insurance Services Page 5 of 8 Office, Inc., with its permission We waive any right of recovery we may have because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract requiring such waiver with that person or organization and included in the "products -completed operations hazard". However, our rights may only be waived prior to the "occurrence" giving rise to the injury or dam- age for which we make payment under this Cov- erage Part. The insured must do nothing after a loss to impair our rights. At our request, the in- sured will bring "suit" or transfer those rights to us and help us enforce those rights. N. LIMITED JOB SITE POLLUTION 1. Exclusion f. under Section I — Coverage A is replaced by the following: 2. Exclusions This insurance does not apply to: f. Pollution (1) "Bodily injury" or "property dam- age" arising out of the actual, ak leged or threatened discharge, dispersal, seepage, migration, release or escape of "pollut- ants": (a) At or from any premises, site or location on which any insured or any contractors or subcontractors working directly or indirectly ;on any insured's behalf = are per- forming operations if the operations are to test: for monitor, clean up,, remove, ; contain, ctreat, detoxify or neutralize, or in anyway re- spond`to, orassess the` ef- fects of; "pollutants'; or' (I)) At or from: a storage tank or other container;- ducts or piping which, is below or partially, below the surface of the ground or water or which, at any time, has been buried under the sur- face of the ground or water and then subsequently ex- posed by erosion, excava- tion or any other means if the actual, alleged or threatened discharge, dis- persal, seepage, migration, release or escape of "pol- lutants" arises at or from any premises, site or loca- tion which any insured or any contractors or subcon- tractors working directly or Indirectly on any insured's behalf are performing op- erations if the "pollutants" CL CG 00 20 03 07 Includes copyrighted material of Insurance services Office, Inc., with its permission are brought on or to Page 6 of 8