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HomeMy WebLinkAboutRFP - P902 BENEFITS (3)REQUEST FOR PROPOSAL CITY OF FORT COLLINS Proposal Number P902 Benefits OPENING DATE: 2:00 p.m. (our clock), August 29, 2003 City of Fort Collins, RFP 2003 8.3 Miscellaneous The City shall not infringe upon any intellectual property right of any vendor, but specifically reserves the right to use any concept or methods contained in this proposal. Any desired restrictions on the use of information contained in the proposal should be clearly stated. Responses containing your proprietary data shall be safeguarded with the same degree of protection as The City's own proprietary data. All such proprietary data contained in your proposal must be clearly identified. Failure to respond due to the proprietary nature of data in your response may be construed as non -responsive and could result in disqualification. The City shall not be under any obligation to return any materials submitted in response to this RFP. The City's contractual selection of a vendor is final. The methodology by which the proposals are evaluated and vendors are selected is confidential and proprietary to The City. The City expects to enter into a written Agreement (the "Agreement") with the chosen vendor ("Chosen Vendor") that shall incorporate this RFP into your proposal. The anticipated terms and conditions of the Agreement are set forth in this RFP; however, The City may include additional terms and conditions in the Agreement as deemed necessary. Section 9.0 Proposal Checklist The following information is requested as part of the proposal process. Please indicate your included attachments by duplicating this checklist and marking the appropriate column (Yes or No): City of Fort Collins, RFP 2003 10 CHECKLIST OF ITEMS INCLUDED WITH PROPOSAL Yes No Description of Item Proposal for Group Life Insurance, AD&D and Supplemental Life Proposal for Group Voluntary Life Proposal for Voluntary Group Life and AD&D Proposal for Group Long Term Disability Proposal for Group Dental Proposal for Vision Care Proposal for Transplant Coverage Proposal for Long Term Care Signed Proposal Compliance Letter Signed Plan Design Confirmation Completed and Signed Questionnaire(s) Dental Network Access Analysis (if applicable) Vision Network Access Analysis (if applicable) Copy of your EOB for Dental and/or Vision Services (if applicable) Proposed Implementation Timeline for The City. Audited Financial Statements and/or Department of Insurance filings for the past two years (Only if requested by The City) Provider "Report Cards" used to provide feedback on clinical and non -clinical performance measures Copy of your Policy Assuring Member Satisfaction Samples of all Standard and Optional Reports you are proposing to provide on an account specific basis Copy of your Banking Services Agreement Copy of your Customer Satisfaction Survey Copy of your Administrative Services Agreement or Insurance Contract that will be in effect January 1, 2004 Signature of Authorized Representative: City of Fort Collins, RFP 2003 tt Section 10.0 Questionnaires Questionnaires for each plan appear below. Please respond to each plan for which you wish to be considered. 10.1 Group Lona Term Disabilitv (LTD The City's fully -insured Group LTD Plan covers classified and non -classified employees who work 20 or more hours per week. Uniformed police and fire employees are not eligible to participate in this plan, but rather have separate coverage. Approximately 1,100 employees are enrolled for LTD coverage. The current volume of coverage is approximately $4,355,200 in monthly earnings. The current carrier has served The City since January 1, 1997, and has paid $660,021.44 in total claims. The total disabled life reserve is $1,343,162.00. The City pays 100% of premiums, and participation is mandatory for eligible employees. For approved LTD claims, benefits are paid at 66 2/3% of base monthly salary, to a maximum benefit of $4,500 per month. The plan provides for a 24-month own occupation disability, after which benefits are continued if the claimant cannot work at any job for which he/she is reasonably qualified on the basis of education, training and experience. A copy of the current plan booklet is available upon request. It is expected that you will use this booklet to duplicate exactly the current plan provisions. Deviations from current plan design must be clearly stipulated as an addendum to the questionnaire. Please answer completely the following questions. A recent census and a list of benefit recipients are available upon request. Contact the Purchasing Division at (970) 221-6775. City of Fort Collins, RFP 2003 12 QUESTIONNAIRE Group Long Term Disability Please refer to plan booklet for current plan provisions. 1. Will you agree to cover without limitation all employees enrolled as of December 31, 2003? 2. Will you agree to replicate each of the current plan's provisions? If not, please list the specific provisions you will not replicate, along with the reason you elect not to replicate the provision(s). If you do not identify those specific provisions you cannot replicate and you are selected as The City's group LTD vendor, you may be required to make the necessary adjustments in order to achieve replication. Otherwise, your selection may become void. 3. What is your fully insured premium rate for this coverage? Please express your premium rate in terms of cents per $100 of base monthly salary. Premiums must be net of any commissions or broker fees. If you are selected for multiple plans, will you offer discounted premiums? 4. Include samples of claim payment reports, e.g., premiums vs. claims, etc. 5. Is there a toll -free number for employees to call with questions on plan provisions or claim status? What is the average call waiting time? 6. What is the average length of time an employee waits for an inquiry to be answered fully? 7. What performance guarantees will you provide? 8. Specify clearly any conditions and circumstances that would be excluded from coverage. 9. Please refer to the checklist on page 10 for additional items to submit (e.g., audited financial statements, etc.). City of Fort Collins, RFP 2003 13 10.2 Group Life Insurance. AD&D and Supplemental Life The City's fully insured Group Life/AD&D/Supplemental Life Insurance Plan covers classified and non -classified employees who work 20 or more hours per week. Uniformed police and fire employees are eligible to participate in this plan. Basic coverage is mandatory for each eligible employee, and is 100% paid by The City. No retiree life insurance is available, except through individual conversion. Waiver of premium is required. Eligible employees may elect basic coverage in the amounts of $10,000 or one -times annual base salary. Basic AD&D coverage is equal to the basic life amount. Employees may also elect additional life and AD&D coverage in amounts of one-, two- or three -times base annual salary. Spousal coverage is available in $25,000 increments up to $100,000. Dependent child coverage is available in amounts of $5,000 or $10,000. The guaranteed Basic Maximum Benefit is $100,000. The guaranteed issue amount for Basic and Optional Life is $125,000. The combined maximum benefit is $500,000. Benefits reduce by 30% at age 65; 50% at age 70; 70% at age 75; and 80% at age 80. A recent census and a listing showing coverage volumes are available upon request. Contact the Purchasing Division at (970) 221-6775. The following table indicates the coverage amounts in effect and the number of enrolled persons: Plan Coverage # Enrolled Volume ($) Employee Life $10,000 149 1,490,000 1-x salary 1,305 66,777,227 Employee AD&D $10,000 149 1,490,000 1-x salary 1,305 66,777,227 Add'I 1-x 178 9,425, 543 Add] 2-x 82 8,265,225 Add'I 3-x 107 15, 091,410 Optional Employee 1-x salary 242 12,603,726 Life 2-x salary 113 11,197,150 3-x salary 128 18,059,185 Up to $125,000 1 19,000 Up to $125,000 1 30,000 Optional Spousal $10,000 145 1,450,000 Life $25,000 72 1,800, 000 $50,000 64 3,200,000 $75,000 20 1,500,000 $100,000 16 1,600,000 "This level of coverage no longer available for new electors; however, this level of coverage must be continued for those who are already enrolled. City of Fort Collins, RPP 2003 14 QUESTIONNAIRE Group Life Insurance, AD&D and Supplemental Life Please refer to plan booklet for current plan provisions. 1. Do you agree to cover without limitation all employees/dependents enrolled as of December 31, 2003? 2. Will you agree to replicate each of the current plan's provisions? If not, please list the specific provisions you will not replicate, along with the reason you elect not to replicate the provision(s). If you do not identify those specific provisions you cannot replicate and you are selected as The City's group life vendor, you may be required to make the necessary adjustments in order to achieve replication. Otherwise, your selection may become void. 3. What is your fully insured premium rate for this coverage? Please express your premium quote in terms of cents per covered $1,000 of base annual salary. Premiums must be net of any commissions or broker fees. If you are selected for multiple plans, will you offer discounted premiums? 4. Include samples of claim payment reports, e.g., premiums vs. claims, etc. 5. Is there a toll -free telephone number for employees to call with questions on plan provisions or claim status? 6. What is the average length of time required to resolve fully an employee inquiry? 7. What performance guarantees will you provide? 8. Specify any situations that would result in a claim denial. 9. Please refer to the checklist on page 10 for additional items to submit (e.g., audited financial statements, etc.). City of Fort Collins, RFP 2003 15 10.3 Group Voluntary Life In addition to basic and supplemental life insurance, employees may elect additional voluntary life insurance coverage. This coverage is fully -insured and 100% employee paid. Applications are subject to medical evidence. Smoker and non-smoker rates are in effect. A copy of the current plan booklet is available upon request for specific plan provisions. Coverage is available in $10,000 increments up to $300,000. Benefits must be portable. The following coverage amounts are in effect. Voluntary Life — Employee: $67,240,000 Voluntary Life — Spousal: 28,500,000 Voluntary Life — Children: 1,000,075 Voluntary AD&D (Employees and Dependents) 13,000,060 QUESTIONNAIRE Group Voluntary Life Please refer to plan booklet for current plan provisions. 1. Do you agree to cover without limitation all employees/dependents enrolled on December 31, 2003? 2. Will you agree to replicate each of the current plan's provisions? If not, please list the specific provisions you will not replicate, along with the reason you elect not to replicate the provision(s). If you do not identify those specific provisions you cannot replicate and you are selected as The City's voluntary life vendor, you may be required to make the necessary adjustments in order to achieve replication. Otherwise, your selection may become void. 3. What is your fully insured premium rate for this coverage? Please express your premium quote in terms of cents per covered $1,000 of base annual salary. Premiums must be net of any commissions or broker fees. If you are selected for multiple plans, will you offer discounted premiums? 4. Include samples of claim payment reports, e.g., premiums vs. claims, etc. 5. Will you provide a toll free telephone number that employees can use to ask questions about claims or plan provisions? 6. Please refer to the checklist on page 10 for additional items to submit (e.g., audited financial statements, etc.). City of Fort Collins, RFP 2003 16 10.4 Group Dental — Administrative Services Onlv The City provides to eligible employees working 20 or more hours per week a choice between comprehensive and basic group dental benefits. Benefits are self -funded, and the cost is shared between The City and employees. Currently, 254 employees are enrolled for basic coverage; 1,166 are enrolled for comprehensive coverage; 72 employees have waived coverage. Enrollment distribution between tiers of coverage is: Level of Coverage Basic Comprehensive Individual 87 347 w/child(ren) 25 61 w/spouse 61 267 w/family 81 402 Total 254 1166 A copy of the current plan booklet, census and claims experiences are available upon request. Contact the Purchasing Division at (970) 221-6775. QUESTIONNAIRE Group Dental- Administrative Services Only Please refer to plan booklet for current plan provisions. 1. Do you agree to provide without limitation services to all employees/dependents enrolled as of December 31, 2003? 2. Will you agree to replicate each of the current plan's provisions? If not, please list the specific provisions you will not replicate, along with the reason you elect not to replicate the provision(s). If you do not identify those specific provisions you cannot replicate and you are selected as The City's dental services provider, you may be required to make the necessary adjustments in order to achieve replication. Otherwise, your selection may become void. 3. What is your monthly administrative fee, expressed in terms of dollars per month per employee? 4. For each geographic area in which you have a network applicable to employee population, provide the following information: • Geo-Access, using 2 dental providers in 10 miles; provide a map if available • Most recent participating provider directory and summary of the number of participating providers in each of the applicable areas (dentists, specialists, etc.) Also provide the website where provider information can be found. 5. For each network, describe the specific measures used by your organization to monitor participating provider access. Provide the most recent corresponding statistics available for: • Dentist to member ratios • Average waiting period for an appointment City of Fon Collins, RFP 2003 17 QUESTIONNAIRE Group Dental- Administrative Services Only (Cont.) 6. What percentage of your providers has limited their practice to current patients? 7. What is your organization's financial rating (e.g., Best & Co., S&P)? 8. Please describe your credentialing procedures. 9. What type of reimbursement/payment method(s) is used to reimburse participating providers? Please provide a breakdown by method of review. 10. In addition to routine reimbursement and any withholding provisions, can your providers increase the total reimbursement received from your plan, e.g., by provider incentive programs? If so, please explain. 11. If provider discounts are used, state the basis of the agreement. Are discounts based on provider charges or actual cost of service? 12. Is there a formal committee that sets quality assurance policy and review the outcome on a regular basis? 13. Do you capture all utilization data? 14. What claims experience and utilization reports are available? If there is additional cost, please specify. 15. Describe patient satisfaction surveys that you perform. 16. Do you have an agreement that prohibits providers from billing or collecting from patients more than the designated coinsurance or co -payment in the plan design? 17. Please describe your method for calculating renewal rates. 18. Do you provide a toll -free number for employees to call with questions on claims, plan provisions or requests for dentist referrals? 19. Do you provide a care line that employees can call with questions about proper levels of care? 20. Will you perform pre-treatment estimates? If yes, what is your average turnaround time? 21. Will you provide COBRA services? 22. Please certify that you are in compliance with HIPAA privacy regulations, and include a copy of your privacy statement or policy. 23. Please refer to the checklist on page 10 for additional items to submit (e.g., audited financial statements, etc.). City of Fort Collins, RFP 2003 10.5 Vision Care —Administrative Services ON The City makes available to eligible employees working 20 or more hours per week a Vision Care Plan. Benefits are self -funded, and employees pay 100% of the cost. Currently, 730 employees are enrolled for coverage. Enrollment distribution between tiers of coverage is: Individual: 263 w/child(ren): 70 w/spouse: 214 w/family: 183 A copy of the current plan booklet, census and claims experiences are available upon request. Contact the Purchasing Division at (970) 221-6775. QUESTIONNAIRE Vision Care — Administrative Services Only Please refer to plan booklet for current plan provisions. 1. Do you agree to provide services to all employees/dependents enrolled as of December 31, 2003? 2. Will you agree to replicate each of the current plan's provisions? If not, please list the specific provisions you will not replicate, along with the reason you elect not to replicate the provision(s). If you do not identify those specific provisions you cannot replicate and you are selected as The City's vision services administrator, you may be required to make the necessary adjustments in order to achieve replication. Otherwise, your selection may become void. 3. What is your monthly administrative fee, expressed in terms of dollars per month per employee? 4. For each geographic area in which you have a network applicable to employee population, provide the following information: • Geo-Access, using 2 vision providers in 10 miles; provide a map if available • Most recent participating provider directory and summary of the number of participating providers in each of the applicable areas (ophthalmologists, optometrists, opticians, etc.). Also provide the website where provider information can be found. 5. For each network, describe the specific measures used by your organization to monitor participating provider access. Provide the most recent corresponding statistics available for: • provider to member ratios • Average waiting period for an appointment 6. What percentage of your providers has limited their practice to current patients? 7. Please describe your credentialing procedures. City of Fort Collins, RFP 2003 19 REQUEST FOR PROPOSAL CITY OF FORT COLLINS Proposal Number P902 - Benefits The City of Fort Collins is seeking proposals from qualified firms for certain employee benefit plans. Written proposals, six (6) copies, will be received at The City's Purchasing Division, 215 North Mason Street, 2nd Floor, Fort Collins, Colorado 80524. Proposals will be received before 2:00 p.m. (our clock), August 29, 2003. Reference Proposal No. P902. If delivered, they are to be sent to 215 North Mason Street, 2nd Floor, Fort Collins, Colorado 80504. If mailed, the address is P.O. Box 580, Fort Collins, Colorado 80522-0580. Questions regarding the scope of the project should be directed to Vincent Pascale, Benefits Administrator and Project Manager for this RFP, (970) 221-6828. Questions regarding proposal submittal or process should be directed to David Carey, C.P.M., Buyer, (970) 416-2191. A copy of the Proposal may be obtained as follows: 1. Call the Purchasing Fax -line, 970-416-2033 and follow the verbal instruction to request document #30902. 2. Download the Proposal/Bid from the Purchasing Webpage, www.fcgov.com/purchasing. 3. Come by Purchasing at 215 North Mason St., 2nd floor, Fort Collins, and request a copy of the Bid. Sales prohibited/Conflict of Interest: No officer, employee, or member of City Council shall have a financial interest in the sale to The City of any real or personal property, equipment, material, supplies or services where such officer or employee exercises directly or indirectly any decision - making authority concerning such sale or any supervisory authority over the services to be rendered. This rule also applies to subcontracts with The City. Soliciting or accepting any gift, gratuity, favor, entertainment, kickback or any items of monetary value from any person who has or is seeking to do business with The City is prohibited. Collusive or sham proposals: Any proposal deemed to be collusive or a sham proposal will be rejected and reported to authorities as such. Your authorized signature of this proposal assures that such proposal is genuine and is not a collusive or sham proposal. The City reserves the right to reject any and all proposals and to waive any irregularities or formalities. Sincerely, &J &,-L ,James B. O'Neill II, CPPO, FNIGP Director of Purchasing & Risk Management City of Fort Collins, RFP 2003 2 QUESTIONNAIRE Vision Care — Administrative Services Only (Cont.) 8. What type of reimbursement/payment methods is used to reimburse participating providers? Please provide a breakdown by method of review. 9. In addition to routine reimbursement and any withholding provisions, can your providers increase the total reimbursement received from your plan, e.g., by provider incentive programs? If so, please explain. 10. If provider discounts are used, state the basis of the agreement. Are discounts based on provider charges or actual cost of service? 11. Is there a formal committee that sets quality assurance policy and review the outcome on a regular basis? 12. Do you capture all utilization data? 13. What claims experience and utilization reports are available? If there is additional cost, please specify. 14. Describe patient satisfaction surveys that you perform. 15. Do you have an agreement that prohibits providers from billing or collecting from patients more than the designated coinsurance or co -payment in the plan design? 16. Please describe your method for calculating renewal rates. 17. Do you provide a toll -free number for employees to call with questions on claims, plan provisions or requests for dentist referrals? 18. Do you provide a care line that employees can call with questions about proper levels of care? 19. Will you provide COBRA services? 20. Please certify that you are in compliance with HIPAA privacy regulations, and include a copy of your privacy statement or policy. 21. Please refer to the checklist on page 10 for additional items to submit (e.g., audited financial statements, etc.). 22. What is your organization's financial rating (e.g., Best & Co., S&P)? City of Fort Collins, RFP 2003 20 10.6 Transplant Coverage Except for kidney and cornea transplants, which are covered by the City of Fort Collins Group Health Plan, covered transplants are provided through a pooled trust. Individual group experience is not available. The City pays 100% of premiums for this coverage. All employees and dependents enrolled for coverage under The City of Fort Collins Group Health Plan are also enrolled for this separate transplant coverage. A health plan census is available upon request. Contact the Purchasing Division at (970) 221-6775. QUESTIONNAIRE Transplant Coverage Please refer to plan booklet for current plan provisions. 1. Do you agree to provide services to all employees/dependents enrolled as of December 31, 2003? 2. Will you agree to replicate each of the current plan's provisions? If not, please list the specific provisions you will not replicate, along with the reason you elect not to replicate the provision(s). If you do not identify those specific provisions you cannot replicate and you are selected as The City's vision services administrator, you may be required to make the necessary adjustments in order to achieve replication. Otherwise, your selection may become void. 3. What is your monthly administrative fee, expressed in terms of dollars per month per employee? 4. For each geographic area in which you have a network applicable to employee population, provide the following information: 5. Geo-Access, using 2 vision providers in 10 miles; provide a map if available 6. Most recent participating provider directory and summary of the number of participating providers in each of the applicable areas (physicians, specialists, institutions, etc.). Also provide the website where provider information can be found. 7. For each network, describe the specific measures used by your organization to monitor participating provider access. Provide the most recent corresponding statistics available for: 8. Provider to member ratios 9. Average waiting period for an appointment 10. What percentage of your providers has limited their practice to current patients? 11. Please describe your credentialing procedures. City of Fort Collins, RFP 2003 21 QUESTIONNAIRE Transplant Coverage (Cont.) 12. What type of reimbursement/payment methods is used to reimburse participating providers? Please provide a breakdown by method of review. 13. In addition to routine reimbursement and any withholding provisions, can your providers increase the total reimbursement received from your plan, e.g., by provider incentive programs? If so, please explain. 14. If provider discounts are used, state the basis of the agreement. Are discounts based on provider charges or actual cost of service? 15. Is there a formal committee that sets quality assurance policy and review the outcome on a regular basis? 16. Do you capture all utilization data? 17. What claims experience and utilization reports are available? If there is additional cost, please specify. 18. Describe patient satisfaction surveys that you perform. 19. Do you have an agreement that prohibits providers from billing or collecting from patients more than the designated coinsurance or co -payment in the plan design? 20. Please describe your method for calculating renewal rates. 21. Do you provide a toll -free number for employees to call with questions on claims, plan provisions or requests for dentist referrals? 22. Do you provide a care line that employees can call with questions about proper levels of care? 23. Will you provide COBRA services? 24. Please certify that you are in compliance with HIPAA privacy regulations, and include a copy of your privacy statement or policy. 25. Please refer to the checklist on page 10 for additional items to submit (e.g., audited financial statements, etc.). 26. What is your organization's financial rating (e.g., Best & Co., S&P)? City of Fort Collins, RFP 2003 22 10.7 Long Term Care The City offers employees the opportunity to enroll for long term care coverage. These plans are individual contracts. Approximately 25 contracts are currently in force. Due to the nature of these contracts, it is likely that they will remain in force with the current carriers. QUESTIONNAIRE Long Term Care 1. How long has your organization offered long term care coverage? 2. How many contracts do you have currently in force? 3. How many contracts have been cancelled in the past two years, and what has been the primary cause of cancellations? 4. Besides employees, which family members are eligible for coverage? 5. How much in benefits has been paid by your organization during the past two years? 6. What is your organization's financial rating (e.g., Best & Co., S&P)? 7. What type(s) of contract(s) do you offer? Please provide samples of your contracts. 8. Please provide a side -by -side comparison of your various plan options. 9. How are benefits funded (e.g., with life insurance, other)? 10. Will you accommodate payroll deducted contributions? Will you permit a single annual payment at a discounted rate? 11. Will you provide a toll free telephone number for employees to call with questions about claims and plan provisions? 12. Please indicate the method used to calculate premiums. Do premiums remain stable through the life of the contract? 13. Please refer to the checklist on page 10 for additional items to submit. City of Fort Collins, RFP 2003 23 Ali - )'AGE 1 01TV OF FORT COLLINS G"UP PDLICY 96544 CROUP LONG TERM DISABILITY CLAIMS SUMMARY SUN LIFE ASSURANCE COMPANY OF CANADA d AS OF SIMAY2003 FOR THE PERIOD OIJAN2002 TO 3114AY2003 CERTIFICATE DATE OF DATE EXPIRY NET MONTHLY CLAIMS PAID TOTAL DISABLED NUMBER CERTIFICATE NAME ---------------- BIRTH DISABLED DATE BENEFIT THIS PERIOD CLAIMS PAID LIFE RESERVE ----------- OPEN AND APPROVED ISFE81954 IIWES2003 16FE82019 3095.60 123.12 123.a2 140492.00 29FE011844 10MY2002 28FES2009 703.31 4462.63 4062.63 26" 1.00 26MIAY19Sa 01OCT2002 26MAY2023 1399.25 7010.02 7010.82 83063.00 07JUL1953 115EP200t 07JUL2010 2350.23 41677.41 41677.41 184264.00 09JAN1939 13JAN2001 0OCT2004 993.22 16894.74 26063.23 t6335.00 IISEP1950 22JAN2000 itSEP2015 1800.42 30743.14 67514,35 187212.00 OBSEP1947 04SEP1999 OSSEP2012 6-04-64 0*55.11 43141.49 St224.00 OSOCT1952 03FEB1999 CIOCT2017 1296.75 1872a.75 50306.70 138497.00 IONOV1856 221LUGID" 10NOV2021 1290.t6 22068.71 75968.49 176004.00 14SEP1947 OTAM199T 14SEP2012 2727.89 46375.80 190167.16 247392.00 t �eA) 16306.57 197330.07 496II.76.10 1251504.00 13AUG1841 20NOV2002 IaFE82007 2509.16 4182.44 4182.41 •00 OMMAR1950 21MOV2001 ONMAR2015 IS1D.24 23362.81 23382.61 .00 14AUG1954 24MV200D 28NOV2010 1637.79 25200.24 3T346.76 .00 2TFF61962 04JUM200D 27FE02028 1750.63 07564.65 42015.11 .00 24MAV1938 21MAY1997 24KAY2003 767.74 13234.03 56450.21 .00 8795.06 83664.tT 163395.34 .00 25102.43 280995.114 660021.44 1261504.00 27A►R/949 04APA2008 27APR2Ot4 2024.10 .00 .00 B0623.00 06JUN1929 1214AR2009 IOJUK004 129.72 .00 .00 11035.00 21lO.82 .00 .00 91659.00 TOTAL PENo1nr 2183,12 .00 .00 81658.00 TOTAL Y DOR r C N un Life FisT udai' 27256.25 260985.14 6600R1.44 1343162.00 EXPIRY DALE MAY BE EARLIER THAN GATE SHOWN DEPENDING ON CONTRACTUAL LIMETATJONS WelaWay His, MassaalRA4ett6 02481 San Life Aasuance CowpanY of Canada la a- _ - - -- - . - - - - - _ -- - - - - _ OIMIIY�f -af aaa-&w1-Lw FIwl4ely erdm•eaI Fwo�Taiw r N W mm W r r d tD F m m D L4 C9 L4 N W m r r" N it ` PAGE 1 CITY OF FORT COLLINS D i c: J GROUP POLICY NO, 98544 L ! m FOR THE PERIOD OF OI JAN 1997 TO 30 JUN 2003 N m GROUP LIFE CLAIMS SUMMARY m SUN LIFE ASSURANCE COMPANY OF CANADA LAJ BASIC OPTIONAL r CERTIFICATE CERTIFICATE GATE DATE DATE EIASIC OPTIONAL AOND ADNO NUMBER NAME NOTIFIED APPROVED CLOSED LIFE LIFE AMOUNT AMOUNT 07N DEATH CLAIMS 12AU00 C1997 16SEP1997 37,000 74,00 0 C 17JAN2001 OIFES2001 34,000 34,000 34,000 34,000 04SEP2002 10SEP2002 41,000 123,000 41,000 123,000 0514AY2003 22MAY2003 46,000 $1,000 0 0 OIMAY2003 20MAY2003 35,000 138.000 0 0 m 13OCT1998 080EC1998 27,000 O 27,000 O 0 28NDV2000 27DEC2000 67,000 67,000 0 O n 26JUN200I 27JUN2001 25,000 O O 0 D 06JUN2000 270U142000 53,000 O O 0 Z 13JAM1999 28JANISS9 68,000 O 0 O DD D _ TOTAL EMPLOYEE 433,ODD S27,000 402,000 157.000 l' OIAPR2003 30APR2003 10,000 O 0 O SCAUG2000 IGAUG2000 10,000 0 0 O 17MAR2000 27NKP2000 10,000 0 0 O ISMAY1996 18MAY1998 10,000 O 0 O TOTAL DEPENDENT l 40,000 0 0 O f1 30 V) 1� w H m N m1 'U Q Ulm Wellesley Hills, Massachusetts-02491 L kAtlanda1"_ Sun Life Asswagc6 Company cS Csnadv is s CITY OF FORT COLLINS m GROUP POLICY NO. 8e544 a FOR THE PER[00 OF 01 JAN 1997 TO 30 JUN 2003 GROUP LIFE CLAIMS SUMMARY SUN LIFE ASSURANCE COMPANY Of CANADA BASIC OPTIONAL CERTIFICATE CERTIFICATE OA7E DATE DATE BASIC LIFE OPTIONAL LIFE ADND ANDUNT AOND AMOUNT NUMBER MUK NOTIFIED APPROVED CLOSED WAIVER OF PREMIUA{ CLAIMS (EDB) AS OF 30JUN2003 0SSEP1997 21DCT1997 22.400 44.800 O 0 O 0 0smv l9SB 19NOOiBBB 41.000 81.000 O 27FE82003 OSJUN2003 56.000 0 0 0 D 22JAN2008 26MR2009 32.000 0 0 0 16MAR 1998 041IM1898 74,000 0 TOTAL OPEN 225,400 125,e00 O O 09JAH2002 1414AR2002 27APR2003 35.000 138,000 O 0 O. 10JU12001 04NOV2001 27MAR2003 34.000 94.000 0 O OBNOV2001 04DEC2001 310EC2001 17,OOD 0 0 O 0 04.IUN19Sa 11SEP1S" 22NOV2002 10,000 O TOTAL CLOSED 86,000 172,000 O 0 N I u W •4i din _ yFI�OG>fal Wassley Hits.• Mssaaclwsetls 02481 Sea LI1s Asswm9 CPMPN y 01 Caoldr Is • n m ZD D t7 D W 01/03/02 - THURSDAY TIME 08:18 VISION SERVICE PLAN - COLORADO PEXPJ110/EXPB2331 PAGE 3 GROUP UTILIZATION REPORT STATE: CO SUMMARY 2063997 FORT COLLINS COLORADO, CITY OF 2 GROUPS REPORTING _ _____ /`\X/ _____________ _________ _______________-__K_-_________________ ________V-�___ PERIOD NUMBER GROSS RETENTION RETN NET CLAIMS GAIN/LOSS PLR AVG CLAIMS NBR PAID REV/ ------------------------------------------------------------------------------------------------------------------------------------ COVERED $ $ % $ AMT $ % AMT PAID FREQ MBR 1998 6,953 $88,523 $14,154 16 $74,369 $67,530 $6,839 91 $100.94 669 96 $12.73 1999 0 $0 $0 0 $0 $151 $151- 0 $75.50 2 0 $.00 2000 0 $347- $0 0 $347- $0 $347- 0 $.00 0 0 $.00 BAL. 12,002 $153,057 $24,529 16 $128,528 $122,249 $6,279 95 $101.45 1,205 100 $12.75 JAN 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 FEB 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 MAR 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 APR 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 MAY 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 JUN 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 JUL 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 AUG 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 SEP 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 OCT 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 NOV 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 DEC 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 LTM 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 ADJ 0 $0 $0 0 $0 $0 $0 CUR CON 12,002 $153,404 $24,529 16 $128,875 $122,249 $6,626 95 $101.45 1,205 100 $12.78 YTD 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 _______________________________ *MEMBERSHIP AVERAGES* I __-_______ **********MEMBERS********* ___ _____________ *********SPOUSE********* __ __________-__________ *********CHILD********** REV/ CLM IND. PNLI PERIOD CLM # AVG MBR CLM # AVG SP CLM # AVG CH DPT PERIOD MBR ___________ AMT RATE -_______-___ PCTJ AMT CLMS CLM PCT AMT CLMS CLM PCT AMT CLMS CLM PCT PCT 1998 $12.73 $9.71 $11.55 961 JAN ___ $0 0 _______________________ $.00 0 $0 0 _-_____ $.00 0 _--____________________ $0 0 $.00 0 0 1999 $.00 $.00 $.00 251 FEB $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 2000 $.00 $.00 $.00 01 MAR $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 QTR1 $.00 $.00 $.00 01 APR $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 QTR2 $.00 $.00 $.00 01 MAY $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 QTR3 $.00 $.00 $.00 01 JUN $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 QTR4 $.00 $.00 $.00 01 JUL $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 LTM $.00 $.00 $.00 01 AUG $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 CUR $12.78 $10.19 $12.11 961 SEP $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 YTD $.00 $.00 $.00 01 OCT $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 1 NOV $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 1 1 DEC $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 ------------------------------------------------------------------------------------------------------------------------------------ 1 TOT $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 *ASTERISK INDICATES ESTIMATES DUE TO NON OR PARTIAL PAYMENT 21,446 O1/03/02 - THURSDAY TIME 08:18 VISION SERVICE PLAN - COLORADO PEXPJ110/EXPB2331 PAGE 3 GROUP UTILIZATION REPORT STATE: CO SUMMARY 2063997 FORT COLLINS COLORADO, CITY OF 2 GROUPS REPORTING ------------------------------------------------------------------------------------------------------------------------------------ PERIOD NUMBER GROSS RETENTION RETN NET CLAIMS GAIN LOSS PLR AVG CLAIMS NBR PAID REV/ ------------------------------------------------------------------------------------------------------------------------------------ COVERED $ $ B $ AMT $ % AMT PAID FREQ MBR 1998 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 1999 7,439 $91,611 $16,297 18 $75,314 $75,314 $0 100 $. 8 1 $2.1 2000 8,071 $94,602 $17,351 18 $77,251 $77,251 $0 100 $94 .09 621 102 $2.155 BAL. 15,510 $186,212 $33,647 18 $152,565 $152,565 $0 100 $90.44 1,687 109 $2.17 JAN 670 $10,225 $1,439 14 $8,786 $8,786 $0 100 $91.52 96 143 $2.15 FEE 689 $7,465 $1,480 20 $5,985 $5,985 $0 100 $92.08 65 94 $2.15 MAR 643 $7,733 $1,381 18 $6,352 $6,352 $0 100 $81.44 78 121 $2.15 APR 690 $6,705 $1,482 22 $5,223 $5,223 $0 100 $84.24 62 90 $2.15 MAY 688 $6,280 $1,478 24 $4,802 $4,802 $0 100 $97.84 55 80 $2.15 JUN 685 $6,363 $1,471 23 $4,892 $4,892 $0 100 $7. 50 73 $2.15 JUL 708 $8,851 $1,521 17 $7,330 $7,330 $0 100 $99.05 74 105 $2.15 AUG 695 $7,948 $1,493 19 $6,455 $6,455 $0 100 $97.80 66 95 $2.15 SEP 691 $7,873 $1,489 19 $6,384 $6,384 $0 100 $95.28 67 97 $2.15 OCT 701 $8,587 $1,508 18 $7,079 $7,079 $0 100 $93.14 76 108 $2.15 NOV 700 $7,971 $1,504 19 $6,467 $6,467 $0 100 $96.52 67 96 $2.15 DEC 702 * $7,348 * $1,508 * 21* $5,840 $5,840 $0 100 $84.64 69 98 $2.15 LTM 8,262 * $93,349 * $17,754 * 19* $75,595 $75,595 $0 100 $91.63 825 100 $2.15 ADJ 0 $0 $0 0 $0 $0 $0 CUR CON 8,637 * $97,001 * $18,579 * 19* $78,422 $78,422 $0 100 $92.04 852 99 $2.15 YTD 8,262 * $93,349 * $17,754 * 19* $75,595 $75,595 $0 100 $91.63 825 100 $2.15 _______ ______________________________________ *MEMBERSHIP AVERAGES* I **********MEMBERS********* ___ _________________________ - *********SPOUSE********* _______________________ *********CHILD********** REV/ CLM IND. PNLI PERIOD CLM # AVG MBR CLM # AVG SP CLM # AVG CH DPT PERIOD MBR __ AMT RATE ____________________ PCTJ AMT CLMS CLM PCT AMT CLMS CLM PCT AMT CLMS CLM PCT PCT 1998 $.00 $.00 $.00 01 JAN $5,335 __________ 56 58 $1,302 18 $76.58 __ 19 $2$879 22 $87.90 _ 23 __ 42 1999 $2.19 $10.12 $12.30 98 FEB $3, 804 38 100.10 $100.10 58 $1,302 17 $76.58 26 $879 10 $87.90 15 42 2000 $2.15 $9.57 $11.72 991 MAR $3,103 37 $83.86 47 $1,938 23 $84.26 29 $1,312 18 $72.88 23 53 QTR1 $2.15 $10.55 $12.70 971 APR $3,297 38 $86.76 61 $1,041 13 $80.07 21 $526 17 $75.14 18 39 QTR2 $2.15 $7.23 $9.38 981 MAY $2,072 23 $90.08 42 $2,204 25 $99.35 45 $526 7 13 58 QTR3 $2.15 $9.63 $11.77 971 JUN $2,390 25 $95.60 50 $1,391 14 $99.35 28 $1,111 11 $101.00 101.00 22 50 QTR4 $2.15 $9.22 $11.37 971 JUL $3,940 36 $109.44 49 $1,916 19 $100.84 26 $1,474 19 $77.57 26 51 LTM $2.15 $9.15 $11.30 971 AUG $2,385 24 $99.37 36 $1,181 12 $98.41 18 $1,850 30 45 64 CUR $2.15 $9.08 $11.22 971 SEP $2,778 30 $92.60 45 $2,013 19 $92.50 28 $1,680 102$96.77 18 $$93.33 27 55 YTD $2.15 $9.15 $11.30 971 OCT $3,385 36 $94.02 47 $2,013 22 $91.50 29 $1,680 18 $93.33 24 53 NOV $2,947 27 $109.14 40 $1,993 23 $86.65 34 $1,527 17 $89.82 25 60 DEC $3,338 38 $87.84 55 $808 11 $73.45 16 $1,694 20 $84.70 29 45 _ TOT $38,774 408 $95.03 49 $18,910 216 $87.55 26 $17,912 201 $89.11 24 51 *ASTERISK INDICATES ESTIMATES DUE TO NON OR PARTIAL PAYMENT 22,926 O1/03/02 - THURSDAY TIME 08:18 GROUP 2106603 CONTRACT NUMBER 2063997 C CONTRACT TYPE S (12063997 0001 0001 ) INDUSTRY TYPE VISION SERVICE PLAN - COLORADO GROUP UTILIZATION REPORT FORT COLLINS COLORADO, CITY OF CITY OF FT. COLLINS, COLORADO CITY OF FT. COLLINS PEXPJ110/EXPB2331 PAGE 1 STATE: CO PERIOD ___ NUMBER ________ GROSS RETENTION ______________________________________ RETN NET CLAIMS GAIN/LOSS _______________________________________ PLR AVG CLAIMS NBR PAID REV/ ------------------------------------------------------------------------------------------------------------------------------------ COVERED $ $ $ $ AMT $ % AMT PAID FREQ MBR 1998 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 1999 7,260 $90,089 $15,889 18 $74,200 $74,200 $0 100 $86.78 855 118 $2.1 2000 7,875 $92,471 $16,933 18 $75,538 $75,528 $0 100 $93.84 805 102 $2.15 5 BAL. 15,135 $182,560 $32,822 18 $149,738 $149,738 $0 100 $90.20 1,660 110 $2.17 JAN 664 $9,989 $1,427 14 $8,562 $8,562 $0 100 $91.09 94 142 $2.15 FEB 679 $7,444 $1,459 20 $5,985 $5,985 $0 100 $92.08 65 96 $2.15 MAR 632 $7,710 $1,358 18 $6,352 $6,352 $0 100 $81.44 78 123 $2.15 APR 672 $6,667 $1,444 22 $5,223 $5,223 $0 100 $84. 62 92 $2.15 MAY 679 $6,079 $1,459 24 $4,620 $4,620 $0 100 $85.56 54 80 $2.15 JUN 673 $6,298 $1,446 23 $4,852 $4,852 $0 100 $99.02 49 73 $2.15 JUL 692 $8,817 $1,487 17 $7,330 $7,330 $0 100 $99.05 74 107 AUG 682 $7,830 $1,466 19 $6,364 $6,364 $0 100 $97.91 65 95 $2.15 SEP 682 $7,809 $1,470 19 $6,339 $6,339 $0 100 $9. 66 97 $2.1 OCT 689 $8,525 $1,483 17 $7,042 $7, 042 $0 100 $93.89 75 109 $2.155 NOV 691 $7,891 $1,485 19 $6,406 $6,406 $0 100 $97.06 66 96 $2.15 DEC 691 * $7,325 * $1,485 * 20* $5,840 $5,840 $0 100 $84.64 69 100 $2.15 LTM 8,126 * $92,384 * $17,469 * 19* $74,915 $74,915 $0 100 $91.70 817 101 $2.15 ADJ 0 $0 $0 0 $0 $0 $0 CUR CON 8,126 * $92,384 * $17,469 * 19* $74,915 $74,915 $0 100 $91.70 817 101 $2.15 YTD 8,126 * $92,384 * $17,469 * 19* $74,915 $74,915 $0 100 $91.70 817 101 $2.15 __ _______ _____ *MEMBERSHIP AVERAGES* I _________ ____ **********MEMBERS********* __________ _____________ *********SPOUSE********* __________ ________________ *********CHILD********** REV/ CLM IND. PNLI PERIOD CLM # AVG MBR CLM # AVG SP CLM # AVG CH DPT PERIOD MBR _________ AMT RATE ____________ PCTJ ________ AMT _________ CLMS CLM PCT AMT CLMS CLM PCT AMT CLMS CLM PCT PCT $.00 01 JAN $5,111 54 _ ___________________________ $94.64 57 $1,367 18 $75.94 19 $2,084 22 $94.72 23 43 1999 $2.19 $10.22 $12.40 981 FEB $3,804 38 $100.10 58 $1,302 17 $76.58 26 ,,312 10 $72.88 15 42 2000 $2.15 $9.59 $11.74 991 MAR $3,103 37 $83.86 47 $1,938 23 $80.07 29 $1885 18 $80.45 23 53 QTRI $2.15 $10.58 $12.72 971 APR $3,297 38 $86.76 61 $1,041 13 $80.07 21 $885 11 $80.45 16 39 QTR2 $2.15 $7.26 $9.40 981 MAY $1,890 22 $85.90 41 $2,204 25 $88.16 46 $526 7 13 59 QTR3 $2.15 $9.74 $11.88 971 JUN $2,349 24 $97.87 49 $1,391 14 $99.35 29 ,111 $1,474 101.00 11 $$77.57 22 51 QTR4 $2.15 $9.31 $11.46 971 JUL $3,940 36 $109.44 49 $1,916 19 $100.84 26 $1,474 19 $96.33 26 51 LTM $2.15 $9.22 $11.37 971 AUG $2,293 23 $99.69 35 $1,181 12 $98.41 18 $2,890 30 $96.33 46 65 CUR $2.15 $9.22 $11.37 971 SEP $2,733 29 $94.24 44 $1,756 19 $92.42 29 $1,850 18 $102.77 27 56 YTD $2.15 $9.22 $11.37 971 OCT $3,348 35 $95.65 47 $2,013 22 $91.50 29 $1,680 18 $93.33 24 53 NOV $2,886 26 $111.00 39 $1,993 23 $86.65 35 $1,527 17 $69.62 26 61 DEC $3,338 38 $87.84 55 $808 11 $73.45 16 $1,694 20 $84.70 29 45 ------------------------------------------------------------------------------------------------------------------------------------ TOT $38,092 400 $95.23 49 $18,910 216 $87.55 26 $17,912 201 $89.11 25 51 *ASTERISK INDICATES ESTIMATES DUE TO NON OR PARTIAL PAYMENT 22,924 Proposal Number P902 — Benefits The City of Fort Collins is seeking proposals from qualified firms for the following employee benefit plans: • Basic Group Life and AD&D — fully insured and completely employer paid • Supplemental Group Life and AD&D — fully insured and completely employee paid • Voluntary Group Life and AD&D — fully insured, portable and completely employee paid • Group Long Term Disability — fully insured and completely employer paid • Dental (comprehensive and basic) TPA Services — self -funded with cost shared by employer and employees • Vision Care TPA Services — self -funded and completely employee paid • Transplant Benefits — currently fully insured and completely employer paid • Long Term Care —fully insured individual contracts and completely employee paid Single as well as multiple plan providers are encouraged to respond. Proposals may be on one or multiple plans. Current plan descriptions are available upon request. Included with this RFP are: census data, claims experience and questionnaires. For each plan in your response, please answer the respective questionnaire in the format provided. Rates must be quoted net of broker or other commissions, since The City does not pay commissions. The City intends to replicate current plan provisions. Your answers must be responsive to the current plan design and questions posed; otherwise, your organization may be deemed non- responsive and disqualified from consideration. If you are unable to administer the plans as written, you must specify clearly and specifically where your response deviates from current plan design. Section 1.0 Proposal Requirements 1.1 General Description The City provides employee benefits to approximately 1,450 active employees and approximately 40 retirees. The City is requesting proposals to administer its group life, disability, dental, vision care, transplant and long term care plans. Some plans are self -funded, while others are fully insured. In addition, some plans are 100% employer paid, some share the cost between the employer and the employee, and some are 100% employee paid. Based on the proposals received, The City may select one carrier/administrator for all plans, or separate carriers/administrators. The City believes that an essential factor in managing the cost/service/quality balance is the relationship with each of its business partners. The City will review the selected vendor(s) as an active partner in assuring employee satisfaction. City of Fat Collins, RFP 2003 3 01/03/02 - THURSDAY TIME 08:18 GROUP 2106604 CONTRACT NUMBER 2063997 C CONTRACT TYPE S (12063997 0002 0002 ) INDUSTRY TYPE VISION SERVICE PLAN - COLORADO GROUP UTILIZATION REPORT FORT COLLINS COLORADO, CITY OF CITY OF FORT COLLINS RETIREES CITY OF FT. COLLINS PEXPJ110/EXPB2331 PAGE 2 STATE: CO PERIOD ______________________________________________________________________________________ NUMBER GROSS RETENTION RETN NET CLAIMS GAIN/LOSS PLR _______________________________ AVG CLAIMS NBR PAID REV/ ___________________________________________________________________________________________$___& COVERED $ $ g $ AMT _ A -- PAID FRE MBR 1998 0 $0 $0 0 $0 $0 $0 0 $.00 0 0 $.00 1999 179 $1,522 $408 27 $1,114 $1,114 $0 100 $101.27 11 61 $2.28 2000 196 $2,131 $418 20 $1,713 $1,713 $0 100 $107.06 16 82 $2.13 BAL. 375 $3,652 $825 23 $2,827 $2,827 $0 100 $104.70 27 72 $2.20 JAN 6 $237 $12 5 $225 $225 $0 100 $112.50 2 333 $2.00 FEB 10 $21 $21 100 $0 $0 $0 0 $.00 0 0 $2. MAR 11 $23 $23 100 $0 $0 $0 0 $.00 0 0 $2.0909 APR 18 $38 $38 100 $0 $0 $0 0 $.00 0 0 $2.11 MAY 9 $201 $19 9 $182 $182 $0 100 $182.00 1 Ill $2.11 JUN 12 $66 $25 38 $41 $41 $0 100 $41.00 1 83 $2.08 JUL 16 $34 $34 100 $0 $0 $0 0 $.00 0 0 $2.13 AUG 13 $118 $27 23 $91 $91 $0 100 $.00 1 77 $2.08 SEP 9 $64 $19 30 $45 $45 $0 100 $45 .00 1 111 $2.1111 OCT 12 $62 $25 40 $37 $37 $0 100 $37.00 1 83 $2 .08 NOV 9 $80 $19 24 $61 $ $0 100 $6.00 1 11 $2.11 DEC 11 $23 $23 100 $0 $0 $0 $0 0 $$ .00 0 0 0 $2.09 LTM 136 $967 $285 29 $682 $682 $0 100 $85.25 8 59 $2.10 ADJ 0 $0 $0 0 $0 $0 $0 CUR CON 511 $4,619 $1,110 24 $3,509 $3,509 $0 100 $100.26 35 68 $2.17 YTD 136 $967 $285 29 $682 $682 $0 100 $85.25 8 59 $2.10 --- --------------------------- *MEMBERSHIP AVERAGES* I - ----------------------------------------------- **********MEMBERS********* *********SPOUSE********* -------------------------------------- - -- - *********CHILD********** - - REV/ CLM IND. PNLI PERIOD CLM # AVG MBR CLM # AVG SP CLM # AVG CH DPT PERIOD MBR '------- - ------ AMT ---- RATE PCTJ AMT CLMS CLM PCT AMT CLMS CLM PCT AMT CLMS CLM PCT PCT 1998 $.00 $.00 $.00 0 JAN $225 2 ------------------'--- $112.50 100 ----------------------------- $0 0 $.00 0 _________________ $0 0 $.00 0 0 1999 $2.28 $6.22 $8.50 1001 FEB $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 2000 $2.13 $8.74 $10.87 1001 MAR $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 QTRI $2.07 $8.32 $10.39 1001 APR $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 QTR2 $2.10 $5.71 $7.80 1001 MAY $182 1 $182.00 100 $0 0 $.00 0 $0 0 $.00 0 0 0 QTR3 $2.11 $3.59 $5.69 1001 JUN $41 1 $4.00 100 $0 0 $.00 0 $0 0 $.00 0 0 QTR4 $2.09 $3.06 $5.15 100� JUL $0 0 $.00 0 $ $0 0 $.00 0 $0 0 $.00 0 0 0 LTM $2.10 $5.01 $7.10 1001 AUG $91 1 $91.00 100 $0 0 $.00 0 $0 0 $.00 0 CUR $2.17 $6.87 $9.03 1001 SEP $45 1 $3.00 100 $0 0 $.00 0 $0 0 $.00 0 0 YTD $2.10 $5.01 $7.10 1001 OCT $37 1 $37.00 100 $0 0 $.00 0 $0 0 0 NOV $61 1 $61.00 100 $0 0 $.00 0 $0 0 $.00 $.00 0 0 0 0 DEC $0 0 $.00 0 $0 0 $.00 0 $0 0 $.00 0 0 ------------------------------------------------------------------------------------------------------------------------------------ TOT$682 8 $85.25 100 $0 0 $.00 0 $0 0 $.00 0 0 *ASTERISK INDICATES ESTIMATES DUE TO NON OR PARTIAL PAYMENT 22,925 • vsP GROUP 10: 12063997 Summary CONTRACT TYPE: ASP GROUP TYPE: Individually Rated NBR GROSS PERIOD COVERED $ 2000 0 $0 2001 0 $0 2002 8,651 $102,988 JUN 732 $7,796 JUL 720 $8,698 AUG 730 $8.205 SEP 718 $6,876 OCT 723 $8,511 NOV 735 $6,723 DEC 733 $9,722 JAN 754 $12,358 FEB 749 $8,421 MAR 762 $7,360 APR 714 $8,178 MAY 739 $7,978 LTM 8,799 $102,826 ADJ 0 $0 CC 3,708 $44,296 YTD 3.708 $44,296 �ii21NENfBERSifIP>RffAGES:'?< "�'!E: REVI CLM IND PNL PERIOD MBR $ RATE % 2000 $0.00 $0.00 $0.00 0 2001 $0.00 $0.00 $0.00 0 2002 $2.15 $9.75 $11.90 98 Q1 $2.15 $10.33 $12.48 98 02 $2.15 $8.97 $11.12 97 03 $0.00 $0.00 $0.00 0 04 $0.00 $0.00 $0.00 0 LTM $2.15 $9.53 $11.69 98 CC $2.15 $9.79 $11.95 97 YTD $2.15 $9.79 $11.95 97 ADJ- Adjustments CC- Current Contract LTM- Last Twelve Months FM • Year To Date CLIENT U77LI2A770NREPORT FOR: FORTCOLLLIVSCOLORADO, C1YYOF UTIL0001 PAGE: 1 RUN DATE: 06 / 03 / 2003 RETENTION RETN NET CLAIM GAIN/ PLR AVG CLM # CLMS PAID REV/ $ % $ $ LOSS $ % COST PAID FREQ MBR $0 0.0 $o $o $o o $0.00 0 0 $0$0-00 $0 0.0 $0 $o $0 0 $0.00 0 0 $0.00 $18,625 18.1 $84,363 $84,363 $0 100 $99.46 846 98 $2.15 $1,674 20.2 $6,222 $6,222 $0 100 $103.70 60 82 $2.15 $1,548 17.8 $7.150 $7,150 $0 100 $108.33 66 92 $2.15 $1,570 19.1 $6,635 $6,635 $0 100 $103.68 64 88 $2.15 $1,563 22.7 $5,313 $5,313 $0 100 $102.18 52 72 $2.18 $1,554 18.3 $6,956 $6,956 $0 100 $103.82 67 93 $2.15 $1.580 18.1 $7,142 $7,142 $0 100 $103.61 69 94 $2.15 $1,576 16.2 $8,146 $8,146 $0 100 $100.56 81 111 $2.15 $1,621 13.1 $10,737 $10,737 $0 100 $106.30 101 134 $2.15 $1,610 19.1 $6,811 $6,811 $0 100 $100.16 68 91 $2.15 $1,617 22.0 $5,743 $5,743 $0 100 $110.44 52 69 $2.15 $1,542 18.8 $6,637 $6,637 $0 100 $93.48 71 99 $2.16 $1,589 19.9 $6,390 $6,390 $0 100 $104.75 61 83 $2.15 $18,944 18.4 $83,882 $83,882 $0 100 $103.30 812 92 $2.15 $0 0.0 $o $o $0 0 $0.00 0 0 $0.00 $7,979 18.0 $36,317 $36,317 $0 100 $102.88 353 95 $2A5 $7,979 18.0 $36,317 $36,317 $0 100 $102.88 353 95 $2.15 ..........._......:. aJfE A S:<: �::::..:::.�:: °:':.:: :::: :.:::SROi15E>:::'::':::::_:_ :: : »: `tjp.PrNDENIS: :>: CLMS # AVG MBR CLMS # AVG SP CLMS # AVG DPT SP+ PERIOD $ CLMS COST % $ CLMS COST % $ CLMS COST % DEP % JUN $3,609 37 $97.64 62 $1,542 13 $116.58 22 $1,071 10 $107.14 17 38 JUL $3,639 34 $107.03 52 $2,012 18 $111.78 27 $1,499 14 $107.06 21 48 AUG $3,427 33 $103.86 52 $1,272 11 $115.62 17 $1,936 20 $96.82 31 48 SEP $1,927 22 $87.58 42 $2,016 16 $126.03 31 $1,370 14 $97.87 27 58 OCT $3,824 36 $106.23 54 $2,274 20 $113.68 30 $858 11 $78.03 16 46 NOV $4,062 39 $104.14 57 $2,324 23 $101.03 33 $757 7 $108.14 10 43 DEC $5,284 47 $112.42 58 $1,652 20 $82.62 25 $1,210 14 $86.40 17 42 JAN $5,591 47 $118.97 47 $1,826 20 $91.32 20 $3,319 34 $97.61 34 53 FEB $3,745 38 $98.56 56 $2,535 23 $110.21 34 $531 7 $75.82 10 44 MAR $2,981 28 $114.67 50 $1,806 15 $107.09 29 $1,155 11 $105.03 21 50 APR $3,131 36 $86.96 51 $1,163 10 $116.33 14 $2,343 25 $93.72 35 49 MAY $2,934 26 $112.86 43 $1,424 16 $88.98 2$ $2,032 19 $106.94 31 57 TOT $44,154 421 $104.88 52 $21,646 205 $105.59 25 $18,081 186 $97.21 23 48 Passion for people. Vision for life. SM archive.TXT 01/03/03 - FRIDAY TIME 16:29 VISION SERVICE PLAN - COLORADO PEXPJ110/EXPB2331 PAGE 3 GROUP UTILIZATION REPORT STATE: CO SUMMARY 2063997 FORT COLLINS COLORADO, CITY OF 2 GROUPS REPORTING ------------------------------------------------------------------------------------ ------------------------------------------------ PERIOD NUMBER GROSS RETENTION RETN NET CLAIMS GAIN/LOSS PLR AVG CLAIMS NBR PAID REV/ COVERED $ $ % $ AMT ------------------------------------------------------------------------------------ ------------------------------------------------ $ % AMT PAID FREQ MBR 1999 7,439 $91,611 $16,297 18 $75,314 $75,314 $0 100 $86.97 866 116 $2.19 2000 8,071 $94,602 $17,351 18 $77,251 $77,251 $0 100 $94.09 821 102 $2.15 2001 8,262 $93,350 $17,754 19 $75,596 $75,596 $0 100 $91.63 825 100 $2.15 BAL. 23,772 $279,561 $51,401 18 $228,160 $228,160 $0 100 $90.83 2,512 106 $2.16 JAN 726 $10,458 $1,560 15 $8,898 $8,898 $0 100 $102.28 87 120 $2.15 FEB 697 $7,010 $1,504 21 $5,506 $5,506 $0 100 $90.26 61 88 $2.16 MAR 710 $9,267 $1,526 16 $7,741 $7J41 $0 100 $92.15 84 118 $2.15 APR 714 $8,962 $1,535 17 $7,427 $7,427 $0 100 $101.74 73 102 $2.15 MAY 713 $8,758 $1,532 17 $7,226 $7,226 $0 100 $86.02 84 118 $2.15 JUN 732 $7,795 $1,573 20 $6,222 $6,222 $0 100 $103.70 60 82 $2.15 JUL 720 $8,697 $1,547 18 $7,150 $7,150 $0 100 $108.33 66 92 $2.15 AUG 730 $8,204 $1,569 19 $6,635 $6,635 $0 100 $103.67 64 88 $2.15 SEP 718 $6,875 $1,562 23 $5,313 $5,313 $0 100 $102.17 52 72 $2.18 OCT 723 $8,509 $1,553 18 $6,956 $6,956 $0 100 $103.82 67 93 $2.15 NOV 735 $8,721 $1,579 18 $7,142 $7,142 $0 100 $103.51 69 94 $2.15 DEC 733 * $9,721 * $1,575 * 16* $8,146 $8,146 $0 100 $100.57 81 111 $2.15 LTM 8,651 * $102,977 * $18,615 * 18* $84,362 $84,362 $0 100 $99.48 848 98 $2.15 ADJ 0 $0 $0 0 $0 $0 Page 1 archive.TXT " $0 CUR CON 17,288 * $0 100 $95.76 YTD 8,651 * $0 100 $99.48 $199,979 * $37,194 * 19* 1,700 98 $2.15 $102,977 * $18,615 * 18* 848 98 $2.15 $162,785 $84,362 $162,785 $84,362 ------------------------------------------------------------------------------------ ------------------------------------------------ *MEMBERSHIP AVERAGES* ; **********MEMBERS********* *********SPOUSE********* *********CHILD********** REV/ CLM IND. PNL; PERIOD CLM # AVG MBR CLM # AVG SP CLM # AVG CH DPT PERIOD MBR AMT RATE PCT; AMT CLMS CLM PCT AMT CLMS CLM ------------------------------------------------------------------------------------ PCT AMT CLMS CLM PCT PCT ------------------------------------------------ 1999 $2.19 $10.12 $12.30 98; JAN $4,576 50 $91.52 57 $2,337 18 $129.83 21 $1,985 19 $104.47 22 43 2000 $2.15 $9.57 $11.72 99: FEB $2,587 27 $95.81 44 $1,525 16 $95.31 26 $1,394 18 $77.44 30 56 2001 $2.15 $9.15 $11.30 97: MAR $3,169 40 $79.22 48 $1,891 19 $99.52 23 $2,681 25 $107.24 30 52 QTR1 $2.15 $10.38 $12.52 97: APR $3,918 36 $108.83 49 $1,267 12 $105.58 16 $2,242 25 $89.68 34 51 QTR2 $2.15 $9.67 $11.81 98i MAY $4,328 48 $90.16 57 $2,300 28 $82.14 33 $598 8 $74.75 10 43 QTR3 $2.16 $8.81 $10.96 99: JUN $3,609 37 $97.54 62 $1,542 13 $118.61 22 $1,071 10 $107.10 17 38 QTR4 $2.15 $10.15 $12.29 97: JUL $3,639 34 $107.02 52 $2,012 18 $111.77 27 $1,499 14 $107.07 21 48 LTM $2.15 $9.75 $11.89 98: AUG $3,427 33 $103.84 52 $1,272 11 $115.63 17 $1,936 20 $96.80 31 48 CUR $2.15 $9.42 $11.55 971 SEP $1,927 22 $87.59 42 $2,016 16 $126.00 31 $1,370 14 $97.85 27 58 YTD $2.15 $9.75 $11.89 98: OCT $3,824 36 $106.22 54 $2,274 20 $113.70 30 $858 11 $78.00 16 46 NOV $4,062 39 $104.15 57 $2,324 23 $101.04 33 $757 7 $108.14 10 43 DEC $5,284 47 $112.42 58 $1,652 20 $82.60 25 $1,210 14 $86.42 17 42 TOT $44,350 449 $98.78 53 $22,412 214 $104.73 ------------------------------------------------------------------------------------ ------------------------------------------------ 25 $17,601 185 $95.14 22 47 *ASTERISK INDICATES ESTIMATES DUE TO NON OR PARTIAL PAYMENT 24,421 U Page 2 — 0T/01/03 07:46 FAX _ Z 002 Delta Dental Plan of Colorado 07101/03 Self -Funded Group Information Group Number. 001867 Effective, 09101W Group Name: City Of Fort Collins Tenninats: Anniversary: Jan Admin Number of Number of Month Eligibles Fee Claims Paw Claims Processed Claims Jan 2001 984 2,670.50 33,568.84 345 415 Feb 2001 1,001 2,697.70 39.602.76 380 430 Mar 2001 991 2,802.55 45,592.70 418 492 Apr 2001 991 2,626.16 43,278.18 426 479 May 2001 997 2,679.15 40,814.87 385 441 Jun 2001 993 2,626.16 46,114.18 415 473 Jul 2001 1,011 2,761.30 33,090.89 364 411 Aug 2001 1,011 2,679.15 46,571.17 450 530 Sep 2001 1,008 2.636.75 40,087.20 333 374 Oct 2001 1,010 2,700.35 37,935.13 381 461 Nov 2001 1,016 2.718.90 42.698.17 411 458 Dec 2001 1,017 2.703.00 36,986.30 366 437 Totals for 12 mitts. 12,028 $32,001.86 i486,338.59 46874 51401 grouptnfosf.frx 07/01/03 07:46 FAX _ 9 003 Delta Dental Plan of Colorado 07/01/03 Self -Funded (croup Information Group Number. 001867 Effective. 01101197 Group Nanw: City Of Fort Collins Termhuita Anniversary: Jan Admin Number of Number of Month Eligibles Fee Claims Paid Claims Pmcessed Claims Jan 2002 1,033 2,990.35 43,279.71 356 410 Feb 2002 1,030 2,891.62 47,780.80 425 471 Mar 2002 1,OB3 3,371.94 52,446.70 434 493 Apr 2002 1,097 3,169.18 53,440.62 445 491 May 2002 1,099 3,116.71 55,476.39 467 536 Jun 2002 1,109 3,149.90 58,200.01 464 516 Jul 2002 1,109 3,105.70 52,025.16 433 480 Aug 2002 1,125 3,123.30 55,805.67 457 505 Sep 2002 1,127 3,135.94 46,449.75 383 433 Oct 2002 1,144 3,085.18 55,472.60 476 550 Nov 2002 1,135 3,180.59 51,837.70 457 600 Dec 2002 1,185 3,200.63 59,649.41 484 646 Totals for 12 mft. 13XS $37,511.34 $636,884.62 3,Z81 $1930 yrowinfosf. frx — 07/01/03 07:46 FAE -- _--` 9004 Delta Dental Plan of Colorado 07/01/03 Self -Funded Group lnbrmation Group Number. 001857 EffectWe: 01/01W Group Name: City Of Fort Collins Terminate: Anniversary: Jan Admin Number of Number of Month Eligibles Fee Claims Paid Claims Processed Claims Jan 2003 1.167 3,612.48 49,647.20 411 466 Feb 2003 1.175 3,711.06 62.205.90 498 547 Mar 2003 1.151 3,733.32 40,213.36 322 361 Apr 2003 1,154 3,663.38 63,514.83 502 563 May 2003 1.153 3,686.54 53,24220 421 470 Totals for 5 mthe, 6,800 $161366.76 $26%723A8 21154 2,396 groupinfosf.fxx 07/01/03 07:46 FAX — — ----- 9003 Delta Dental Plan of Colorado 07/01103 Self -Funded Group Information Group Number. 004856 Effectiva: 01101/97 Group Name: City Of Fort Colftns Terminate: Anniversary: Jan Admin Number of Number of Month 84Ibles Fee Claims Paid Claims Processed Claims Jan 2001 302 70.85 3,352.00 56 67 Feb 2001 293 752.60 3,644.30 71 84 Mar 2001 268 734.05 4,232.20 73 88 Apr 2001 288 763.20 4,144.46 61 75 May 2001 286 739.35 5,329.10 84 96 Jun 2001 281 742.00 4.124.70 70 79 Jul 2001 283 760.55 3,266.30 61 71 Aug 2001 283 752-80 6,145,52 92 106 Sep 2001 281 739.35 3,817.20 65 77 Oct 2001 282 749.95 4,896.20 78 88 Nov 2001 284 723.46 4,747.00 92 107 Dee 2001 284 750.55 3,69620 69 78 Totals for 12 mths. 3,454 $9,015.30 $51,244.86 871 1,013 yzoupinfoaf.fzx 07/01/03 07:46 FAX - — — _. __._ - — —• — — ----- — 9 006 Doha Dental Plan of Colorado 07/01/03 Self -Funded Group Information Group Number: 0018N Effe d": 0110t197 Group Name: City OF Port Collins Terminate: Anniversary: Jan Admin Number of Number of Month Eligibles Fee Claims Paid Claims Processed Claims Jan 2002 285 $05.84 6,129.42 72 85 Fab 2002 284 797.72 4,617.40 71 83 Mar 2002 263 584.26 3,867.30 58 68 Apr 2002 261 711.49 4,007,70 63 76 May 2002 260 715.11 4,407.70 65 79 Jun 2002 266 771.76 4,637.30 70 79 Jul 2002 266 748.59 3,706-40 55 66 Aug 2002 260 701.16 6,036.40 61 92 Sep 2002 260 726.03 4,137.32 68 73 Oct 2002 261 758.07 4.439.84 61 68 Nov 2002 250 729.70 3,558.90 57 65 Dec 2002 290 732.52 3,493.60 60 74 Totals for 12 mths. 3,214 $8,783.26 $51,936.88 781 908 groupinfasf.frx 07/01/03 07:47 FAX Z 007 Delta Dental Plan of Colorado 07/01/03 Salt -Funded Group Information Group Number. 00180 Effodm; 011MW Group Name: City Of Fort Collins Torminats: Anniversary: Jan Admin Number of Number of Month Eligibim Fee Claims Paid Claims Processed Claims Jan 2003 263 826.80 4,809.00 69 80 Feb 2003 266 836.34 5,43&30 83 92 Mar 2003 263 855.42 3,990.40 61 89 Apr 2003 265 839.52 6,052.80 73 85 May 2003 283 842.70 2,675-10 45 55 Totals for 5 mft. 1,320 $4,200.78 $22,986.60 331 381 frx 1.2 Timetable The following is a proposed timetable developed for this project. You will be notified of any significant changes which might occur: The City releases RFP to vendors Written questions due to The City Proposals due to The City Finalist vendors notified Onsite evaluations of finalists (if necessary) Finalist negotiations (completed) Selection of recommended vendors Plan effective date 1.3 Proposal Submittals August 7, 2003 August 20, 2003 August 29, 2003, 2:00 P.M. (our clock) September 15, 2003 September 22, 2003 September 29, 2003 October 6, 2003 January 1, 2004 Your proposal must clearly indicate the name of the responding organization, as well as the name, address and telephone number of the primary contact at your organization for this proposal. Your proposal must include the contact name for local service and account management whom the City can call directly. Please submit your proposal no later than 2:00 p.m. (our clock) on August 29, 2003. Submit six (6) copies of your proposal to: Mr. James B. O'Neill II, CPPO, FNIGP The City of Fort Collins Purchasing Department 215 North Mason Street, 2nd Floor Reference RFP P902 PO Box 580 Fort Collins, Colorado 80522-0580 Questions regarding this RFP are due to The City no later than August 20, 2003. A written response to substantive questions will be provided to all proposers. The City assumes no responsibility for liability for any costs you may incur in responding to this RFP, including attending meetings, site visits or negotiations. 1.4 Deviations from RFP Specifications All responses to this RFP must be prepared in accordance with the Proposal Requirements set forth in Section IV of this RFP. The City reserves the right to refuse any proposal not prepared according to the Proposal Requirements of Section 1.5. The City retains the right to directly negotiate the finer points of your proposal that comply in spirit with this RFP and that satisfy The City's objectives for effective, interactive and proactive claims and (where applicable) network administration. The City shall not be bound to accept the proposal with the lowest price. The RFP may be amended or revoked at any time prior to final execution of an Agreement by The City. City of Fort Collins, RFP 2003 4 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 1 Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 090 Voluntary AD&D Group 006518-0099 CITY OF FORT COLLINS Cart No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type Volume O1/01/1996 A 02/12/1953 M 03 S 100,000.00 O1/01/2001 A 03/19/1960 M 03 S 150,000.00 06/01/2000 A 12/06/1964 M 03 F 100,000.00 01/01/1996 A 08/08/1961 F 03 F 50,000.00 O1/01/1996 A 12/06/1952 M 03 F 150,000.00 01/01/1998 A 12/11/1941 F 03 S 100,000.00 O1/01/1996 A 12/15/1942 M 03 F 100,000.00 O1/01/1996 A 12/30/1942 F 03 S 20,000.00 02/01/2000 A 04/30/1970 M 03 S 60,000.00 01/01/1996 A 06/26/1951 M 03 F 50,000.00 O1/01/1996 A 12/06/1950 M 03 F 100,000.00 ° OS/01/2002 A 05/20/1977 F 03 S 40,000.00 01/01/1996 A 03/23/1964 P 03 F 70,000.00 • 09/01/1999 A 05/27/1973 F 03 F 50,000.00 O110111996 A 12/29/1949 M 03 S 100,000.00 12/01/2000 A 06/07/1957 M 03 S 140,000.00 O1/01/1996 A 12/15/1964 F 03 S 100,000.00 O1/01/1996 A 12/27/1955 M 03 F 50,000.00 O1/01/1996 A 12/27/1956 M 03 F 120,000.00 >" 01/01/1996 A 07/29/1969 M 03 F 40,000.00 O1/01/1996 A 04/04/1957 M 03 F 20,000.00 O1/01/1997 A 12/31/1960 M 03 F 150,000.00 05/01/1999 A 04/25/1969 M 03 S 100,000.00 01/01/1996 A 09/13/1954 M 03 F 100,000.00 01/01/1996 A O8/02/1968 F 03 S 50,000.00 05/01/1999 A 08/07/1961 M 03 F 100,000.00 08/01/2001 A 05/28/1963 F 03 F 100, 000.00 O1/01/1996 A 04/26/1947 M 03 F 100,000.00 • 01/01/1996 A 12/17/1947 F 03 F 80,000.00 03/01/1997 A O1/31/1947 F 03 F 60,000.00 O1/01/1998 A 11/16/1955 F 03 F 70,000.00 02/01/1997 A 06/28/1963 M 03 F 150,000.00 • 01/01/1996 A 12/05/1947 F 03 F 150,000.00 O1/01/1996 A 05/27/1951 M 03 F 80,000.00 O1/01/1996 A 11/20/1953 M 03 F 100,000.00 01/01/2002 A 08/03/1946 F 03 F 10,000.00 O1/01/1996 A 12/14/1951 M 03 F 150,000.00 O1/01/1996 A 12/27/1942 F 03 S 60,000.00 05/01/1997 A 08/26/1963 M 03 S 70,000.00 O1/01/1996 A 12/17/1947 M 03 S 100,000.00 O1/01/1996 A 03/19/1951 M 03 S 50,000.00 06/01/2000 A 09/03/1944 M 03 F 50,000.00 01/01/1996 A 03/20/1958 F 03 F 100,000.00 O1/01/1996 A 10/06/1958 M 03 S 100,000.00 12/01/2002 A 11/12/1964 M 03 S 100.000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 2 Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 090 Voluntary AD&D Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type Volume 03/01/2003 A 07/10/1974 M 03 F 150,000.00 O1/01/1999 A 06/04/1953 M 03 F 50,000.00 01/01/1996 A 12/04/1954 M 03 F 70,000.00 O1/01/1996 A 12/04/194G M 03 F 40,000.00 O1/01/1996 A 05/06/1960 M 03 F 100,000.00 08/01/2002 A 09/29/1957 M 03 S 150,000.00 03/01/1997 A 07/31/1970 M 03 F 140,000.00 06/01/2000 A 02/20/1972 F 03 F 150,000.00 12/01/1997 A 03/22/1971 M 03 S 150,000.00 O1/01/1996 A 11/21/1941 F 03 F 150,000.00 O1/01/1996 A 02/19/1969 M 03 S 150,000.00 ° 01/01/1996 A 12/10/1954 M 03 S 150,000.00 09/01/2002 A 12/18/1957 F 03 F 100,000.00 01/01/1996 A 12/08/1951 M 03 F 100,000.00 10/01/2001 A 10/19/1972 M 03 S 90,000.00 O1/01/1996 A 12/28/1967 F 03 F 50,000.00 01/01/1996 A 07/06/1952 M 03 F 150,000.00 01/01/2000 A 04/21/1965 M 03 F 150,000.00 01/01/1996 A 12/21/1946 M 03 F 80,000.00 08/01/1999 A 10/21/1963 F 03 S 50,000.00 O1/01/2002 A 08/22/1972 F 03 S 150,000.00 O1/01/1997 A 12/21/1966 M 03 S 50,000.00 O1/01/1996 A 12/02/1949 M 03 F 150,000.00 04/01/1997 A 06/13/1967 M 03 S 150,000.00 06/01/2002 A 10/05/1962 F 03 F 100,000.00 01/01/1996 A 09/08/1964 F 03 F 150,000.00 01/01/1997 A 06/17/1935 F 03 F 50,000.00 06/01/2003 A 09/11/1977 F 03 F 50,000.00 ` 01/01/199G A 05/09/1956 M 03 F 100,000.00 10/01/2002 A 10/27/1956 M 03 S 50,000.00 01/01/1996 A 09/17/1965 M 03 S 80,000.00 O1/01/1996 A 06/22/1952 M 03 F 120,000.00 " 01/01/1996 A 10/13/1964 M 03 S 100,000.00 O1/01/1996 A 09/23/1970 M 03 S 30,000.00 _ 01/01/1996 A 06/19/1969 M 03 F 40,000.00 O1/01/1996 A 09/11/1960 M 03 F 100,000.00 12/01/2002 A 02/15/1954 M 03 F 100,000.00 01/01/1996 A 12/07/1957 M 03 F 150,000.00 O1/01/2001 A 06/O6/1976 F 03 S 100,000.00 07/01/1996 A 04/05/1950 M 03 F 100,000.00 O1/01/1996 A 12/20/1953 M 03 F 100,000.00 03/01/1996 A 06/16/1963 M 03 F 100,000.00 08/01/2003 A 07/08/1966 F 03 S 150,000.00 02/01/2001 A 09/28/1950 M 03 S 10,000.00 O1/01/1996 A 12/02/1951 M 03 F 100.000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 3 ------ ---------------------------------------- ___------- Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 090 Voluntary ADSD Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type volume 12/01/2000 A 07/06/1950 M 03 F 150,000.00 O1/01/1996 A 12/10/1953 M 03 F 50,000.00 02/01/2002 A 05/09/1958 M 03 F 50,000.00 O1/01/1997 A 12/30/1948 M 03 F 100,000.00 O1/01/1996 A 02/23/1974 M 03 S 50,000.00 O1/01/1996 A 12/19/1954 M 03 F 100,000.00 O1/01/1996 A 12/09/1954 M 03 F 150,000.00 O1/01/1996 A 12/18/1966 M 03 F 100,000.00 O1/01/1996 A 12/08/1952 F 03 F 150,000.00 12/01/2002 A 10/21/1969 F 03 S 100,000.00 08/01/2002 A 09/06/1970 M 03 F 150,000.00 • 10/01/2000 A 02/01/1967 M 03 F 100,000.00 01/01/1996 A 05/16/1971 M 03 S 150,000.00 10/01/2002 A 08/17/1979 M 03 S 10,000.00 05/01/2002 A 11/24/1952 F 03 F 100,000.00 O1/01/1996 A 12/31/1964 M 03 F 100,000.00 O1/01/1996 A 09/13/1949 M 03 S 50,000.00 O1/01/1997 A 12/17/1941 F 03 F 130,000.00 O1/01/1996 A 07/14/1960 M 03 F 120,000.00 02/01/1996 A 12/27/1947 F 03 F 40,000.00 05/01/2003 A 11/02/1965 F 03 F 40,000.00 05/01/2002 A 10/29/1964 M 03 F 100,000.00 07/01/1997 A 06/25/1970 M 03 S 70,000.00 01/01/1997 A 12/03/1954 M 03 F 150,000.00 01/01/1996 A 12/23/1959 M 03 F 30,000.00 03/01/2001 A 08/09/1959 F 03 F 100,000.00 02/01/1996 A 07/25/1965 M 03 F 70,000.00 02/01/1996 A 02/20/1967 M 03 S 100,000.00 • 01/01/1996 A 11/23/1951 M 03 F 150,000.00 05/01/1999 A 05/20/1965 F 03 S 150,000.00 01/01/1997 A 12/18/1968 M 03 F 100,000.00 O1/01/1997 A 04/16/1948 M 03 S 50,000.00 ., 01/01/1996 A 12/16/1946 M 03 F 110,000.00 O1/01/1996 A 12/11/1948 F 03 S 50,000.00 12/01/1997 A 12/18/1952 M 03 F 50,000.00 O1/01/1996 A 12/25/1951 F 03 S 100,000.00 03/01/1999 A 07/22/1957 F 03 F 90,000.00 O1/01/1996 A 07/18/1942 M 03 F 20,000.00 09/01/1996 A 03/31/1962 F 03 F 50,000.00 01/01/1997 A 03/06/1957 M 03 S 100,000.00 09/01/1999 A 04/21/1970 M 03 F 150,000.00 02/01/2002 A O1/22/1970 F 03 S 30,000.00 O1/01/1999 A 12/27/1958 M 03 F 30,000.00 O1/01/1996 A 08/02/1971 F 03 S 50,000.00 O1/01/1999 A O8/14/1944 M 03 F 30,000.00 ADC50 Enrollee and Dependents List ----------------------------- Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 090 Voluntary AD&D r,roup 006518-0099 CITY OF FORT COLLINS 29/JUL/2003 affective Status Birthday Sex Relation 2/01/1998 A 12/29/1959 M 1/01/1996 A 12/23/1953 M 1/01/2000 A 08/13/1947 F 1/01/2001 A 04/22/1954 M 9/01/1999 A O1/14/1961 F 1/01/1996 A 12/25/1947 M Page 4 Terminated Class E-type Volume 03 F 150,000.00 03 F 100,000.00 03 S 110,000.00 03 F 150,000.00 03 F 40,000.00 03 F 100,000.00 141 13,060,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 5 Company : 004 Anthem Life Insurance Company Country : 01 United States Coverage: 110 Voluntary Life - Employee "9518-0099 CITY OF FORT COLLINS ffective Status Birthday Sex Relation Terminated Class E-type Volume /01/1993 A 12/11/1959 F 03 N 100,000.00 /01/1992 A 12/19/1956 M 03 N 300,000.00 ./01/1996 A 02/14/1959 M 03 T 70,000.00 i/01/2003 A 08/13/1972 F 03 N 100,000.00 2/01/2001 A 03/19/1960 M 03 N 150,000.00 1/01/1999 A 04/17/1947 F 03 N 10,000.00 4/01/1992 A 12/09/1943 M 03 N 30,000.00 1/01/2002 A 11/23/1955 M 03 T 30,000.00 1/01/2003 A 05/28/1973 F 03 N 200,000.00 7/01/2000 A 12/06/1964 M 03 N 300,000.00 6/01/1992 A 12/27/1964 M 03 N 300,000.00 5/01/1992 A 12/06/1952 M 03 N 130,000.00 6/01/1992 A 12/24/1949 M 03 N 170,000.00 4/01/1992 A 12/03/1957 F 03 N 100,000.00 17/01/1996 A 05/05/1965 M 03 N 250,000.00 )5/01/1992 A 12/06/1944 M 03 N 100,000.00 )7/01/2002 A 02/07/1965 M 03 N 150,000.00 )4/01/1992 A 12/11/1941 F 03 N 50,000.00 )4/01/1992 A 12/15/1946 M 03 N 30,000.00 .r 31/01/1995 A 04/11/1966 M 03 N 70,000.00 33/01/1994 A 12/15/1954 M 03 T 200,000.00 04/01/1992 A 12/15/1942 M 03 N 40,000.00 04/01/1994 A 02/24/1951 M 03 N 30,000.00 04/01/1992 A 12/28/1950 M 03 N 80,000.00 06/01/1998 A 10/03/1951 M 03 N 200,000.00 '06/01/1998 A 11/10/1958 M 03 N 300,000.00 12/01/2002 A 09/13/1972 M 03 N 300,000.00 04/01/1992 A 12/01/1947 F 03 N 120,000.00 02/01/2001 A 08/19/1949 F 03 N 50,000.00 04/01/1992 A 11/23/1959 M 03 N 160,000.00 02/01/1997 A 06/15/1964 F 03 N 40,000.00 04/01/2000 A O1/18/1963 M 03 N 30,000.00 O1/01/1995 A 10/31/1951 M 03 N 60,000.00 06/01/1992 A 12/29/1954 M 03 N 200,000.00 02/01/1993 A 12/06/1950 M 03 T 70,000.00 02/01/1996 A 06/27/1964 M 03 N 200,000.00 O1/01/1994 A 04/20/1961 F 03 N 300,000.00 02/01/1993 A 07/15/1960 M 03 N 300,000.00 04/01/1998 A 04/08/1966 M 03 N 300,000.00 04/01/1999 A 04/06/1972 F 03 N 250,000.00 04/01/1992 A 03/23/1964 F 03 N 160,000.00 08/01/1998 A 05/27/1973 F 03 N 200,000.00 06/01/1992 A 12/31/1954 M 03 N 100,000.00 04/01/1996 A 03/01/1957 M 03 N 300,000.00 04/01/1992 A 12/04/1948 F 03 N 30,000.00 0 Enrollee and Dependents List 29/JUL/2003 Page 6 Company 004 Anthem Life Insurance Company Country : 01 United States Coverage: 110 Voluntary Life - Employee CITY OF FORT COLLINS Effective Status Birthday Sex Relation Terminated Class E-type Volume ^'/01/1992 A 12/13/1959 F 03 N 40,000-00 /01/1992 A 12/29/1950 F 03 T 30,000.00 /01/1993 A 12/29/1949 M 03 T 70,000.00 /01/2001 A 06/07/1957 M 03 N 30,000.00 :/O1/1992 A 12/15/1964 F 03 N 100,000.00 ;/01/1992 A 12/08/1954 F 03 N 150,000.00 1/01/1992 A 12/27/1955 M 03 N 30,000.00 )/01/2000 A 12/15/1947 M 03 N 100,000.00 4/01/1992 A 12/27/1956 M 03 N 30,000.00 9/01/1993 A 12/18/1959 F 03 N 50,000.00 4/01/1992 A 12/24/1952 F 03 N 100,000.00 4/01/1992 A 12/29/1947 M 03 N 250,000.00 4/01/1992 A 12/08/196S M 03 N 100,000.00 • 4/01/1992 A 12/30/1951 M 03 N 150,000.00 5/01/1992 A 12/16/1961 M 03 N 200,000.00 4/01/1992 A 12/26/1958 F 03 N 140,000.00 7/01/1992 A 12/11/1947 M 03 N 30,000.00 4/01/1992 A 12/20/194S M 03 N 30,000.00 11/01/1996 A 06/22/1958 F 03 N 100,000.00 )4/01/1992 A 12/13/1958 M 03 N 200,000.00 -1/01/1994 A 07/05/1963 M 03 N 50,000.00 )1/01/1995 A O1/08/1966 F 03 N 30,000.00 )3/01/1999 A 04/25/1962 F 03 T 100,000.00 )8/01/1992 A 12/15/1962 F 03 N 100, 000.00 :)1/01/1994 A 12/06/1966 M 03 N 100,000.00 )4/01/1992 A 12/08/1962 M 03 N 30,000.00 04/01/1992 A 12/10/1964 F 03 N 30,000.00 04/01/1992 A 12/13/1967 F 03 N 100,000.00 ' 04/01/2000 A O1/30/1959 M 03 N 30,000.00 04/01/1992 A 12/17/1952 M 03 N 30,000-00 03/01/1994 A 12/01/1960 M 03 N 170,000.00 O1/01/1994 A 07/29/1969 M 03 N 150,000.00 ^ 02/01/1996 A 12/23/196S F 03 N 30,000.00 06/01/1992 A 12/10/1966 M 03 N 300,000.00 03/01/1997 A 04/04/1957 M 03 N 110,000.00 05/01/1992 A 12/31/1960 M 03 N 100,000.00 O1/01/1994 A 07/23/1961 F 03 N 100,000.00 O1/01/2001 A 12/11/1951 M 03 N 80,000.00 05/01/1994 A 07/18/1955 M 03 N 200,000.00 04/01/1999 A 08/31/1968 M 03 N 150,000.00 05/01/1992 A 12/21/1943 F 03 N 30,000.00 03/01/2003 A 10/11/1965 M 03 N 300,000.00 04/01/1992 A 12/OS/1961 M 03 N 100,000.00 )5/01/1992 A 12/13/1950 M 03 N 30,000.00 P8/01/1998 A 09/02/1972 M 03 N 100,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 7 Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 110 Voluntary Life - Employee CITY OF FORT COLLINS Effective Status Birthday Sex Relation Terminated Class E-type volume ^^/01/2000 A 06/21/195G M 03 N 250,000.00 /01/1992 A 12/02/1952 M 03 N 100,000.00 /01/1992 A 12/27/1947 M 03 N 50,000.00 /01/1992 A 12/23/1962 F 03 N 100,000.00 ,/01/1992 A 12/03/1948 M 03 N 150,000.00 1/01/1992 A 12/13/1952 F 03 N 120,000.00 5/01/2002 A 02/25/1978 M 03 N 100,000.00 1/01/1994 A 10/07/1960 F 03 N 100,000.00 8/01/1993 A 12/26/1955 F 03 N 100,000.00 6/01/1994 A 03/06/1952 M 03 N 100,000.00 7/01/1999 A 08/07/1961 M 03 N 230, 000.00 2/01/1993 A 12/12/1947 F 03 N 20,000.00 4/01/1992 A 12/26/1955 F 03 N 30,000.00 1/01/1995 A 07/07/1966 M 03 T 30,000.00 7/01/2000 A 04/19/1970 M 03 N 30,000.00 3/01/2002 A 04/02/1961 F 03 T 50,000.00 9/01/2001 A 05/28/1963 F 03 N 150,000.00 6/01/1992 A 12/07/1957 M 03 N 300,000.00 16/01/1992 A 12/04/1946 M 03 N 300,000.00 )9/01/1998 A 12/29/1964 F 03 N 60,000.00 )4/01/1992 A 12/17/1947 F 03 N 100,000.00 )3/01/1997 A O1/31/1947 F 03 N 30,000.00 )4/01/1999 A O1/26/1965 F 03 N 100,000.00 )5/01/1995 A 12/31/1957 F 03 N 250,000.00 :18/01/1998 A 11/16/1955 F 03 N 70,000.00 )4/01/1992 A 12/26/1961 M 03 N 300,000.00 33/01/2002 A 10/08/1963 F 03 N 300,000.00 05/01/2001 A 03/29/1965 M 03 N 200,000.00 04/01/1992 A 12/08/1954 M 03 N 30,000.00 04/01/1992 A 12/16/1955 M 03 N 200,000.00 08/01/1992 A 12/27/1967 F 03 N 30,000.00 02/01/1997 A 06/28/1963 M 03 T 40,000.00 06/01/1992 A 12/24/1957 M 03 N 300,000.00 12/01/1993 A 12/05/1947 F 03 N 30,000.00 04/01/1992 A 12/17/1956 M 03 T 30,000.00 04/01/1992 A 12/27/1951 M 03 N 30,000.00 O8/01/1993 A 12/08/1960 M 03 N 10,000.00 -05/01/2002 A 08/03/1946 F 03 N 20,000.00 03/01/1995 A 07/06/1951 M 03 N 10,000.00 08/01/1992 A 12/14/1951 M 03 N 300,000.00 02/01/1993 A 12/25/1952 F 03 N 100,000.00 04/01/1992 A 12/27/1942 F 03 N 30,000.00 09/01/1997 A 08/26/1963 M 03 N 100,000.00 02/01/1993 A 08/28/1952 M 03 N 50,000.00 02/01/1993 A 05/14/1949 M 03 N 100,000.00 ADC50 Enrollee and Dependents ----------------------------- List 29/JUL/2003 Page 8 Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 110 voluntary Life - Employee Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type volume 07/01/1992 A 12/15/1953 M 03 N 200,000.00 09/01/2001 A 09/07/1973 M 03 N 100,000.00 03/01/1997 A 06/19/1952 M 03 N 150,000.00 06/01/1992 A 12/21/1951 M 03 N 170,000.00 04/01/1992 A 12/13/1955 M 03 N 100,000.00 06/01/1992 A 12/17/1947 M 03 T 30,000.00 04/01/1992 A 12/07/1947 M 03 N 150,000.00 02/01/1994 A 03/28/1962 M 03 N 100,000.00 06/01/1992 A 12/24/1961 M 03 N 300,000.00 11/01/1999 A 03/19/1948 M 03 N 100,000.00 04/01/1992 A 12/19/195i F 03 N 30,000.00 ° 04/01/1992 A 12/29/1949 M 03 N 250,000.00 - 10/01/1999 A 08/29/1967 F 03 N 250,000.00 10/01/1999 A O1/OS/1949 M SPOUSE O1/01/1995 A 05/18/1953 M 03 T 40,000.00 03/01/1997 A 09/03/1944 M 03 N 100,000.00 07/01/1992 A 12/03/1954 M 03 N 30,000.00 02/01/1997 A 04/30/1970 M 03 N 240,000.00 01/01/1994 A 03/20/1958 F 03 N 100,000.00 >-� 04/01/1992 A 12/11/1965 M 03 N 150,000.00 02/01/1993 A 12/05/1951 M 03 N 200,000.00 04/01/1992 A 12/23/1952 M 03 T 50,000.00 O1/01/1994 A 09/12/1959 M 03 N 250,000.00 03/01/1998 A 06/07/1957 M 03 N 300,000.00 03/01/1997 A 08/01/1943 M 03 N 60,000.00 10/01/1999 A 07/29/1975 M 03 N 100,000.00 04/01/1992 A 12/24/1949 M 03 N 20,000.00 04/01/1992 A 12/25/1956 M 03 N 250,000.00 02/01/1993 A 10/06/1958 M 03 N 80,000.00 04/01/2002 A 11/19/1960 M 03 N 300,000.00 06/01/2002 A 05/04/1966 M 03 N 150,000.00 04/01/1997 A O1/29/1957 M 03 'N 300,000.00 09/01/1995 A 08/20/1958 M 03 N 150,000.00 04/01/1992 A 02/25/1955 M 03 N 10,000.00 11/01/1993 A 12/13/1965 M 03 N 50,000.00 04/01/1992 A 12/16/1946 M 03 N 30,000.00 03/01/1995 A 02/25/1952 M 03 N 140,000.00 11/01/1998 A 12/12/1956 F 03 N 30,000.00 06/01/1992 A 12/10/1943 M 03 N 30,000.00 04/01/1992 A 12/06/1950 M 03 N 100,000.00 10/01/2000 A 05/10/1971 F 03 N 300,000.00 02/01/2003 A 11/12/1964 M 03 N 100,000.00 05/01/1998 A 12/30/1955 F 03 N 120,000.00 09/01/1995 A 12/08/1960 F 03 N 170,000.00 04/01/2003 A 07/10/1974 M 03 N 300,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 9 ---------------------------------------------- -------__- Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 110 Voluntary Life - Employee Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type Volume 12/01/2000 A 07/06/1968 M 03 N 100,000.00 02/01/1996 A 09/05/1957 F 03 N 100,000.00 05/01/1995 A 12/01/1961 M 03 N 100,000.00 05/01/1992 A 12/25/1958 M 03 N 180,000.00 06/01/1993 A 12/04/1954 M 03 N 30, 000.00 04/01/1992 A 12/29/1954 F 03 N 60,000.00 04/01/1992 A 12/20/1960 F 03 N 30,000.00 09/01/1997 A 05/11/1954 M 03 N 100,000.00 04/01/1992 A 12/24/1959 M 03 N 300,000.00 04/01/1992 A 12/21/1952 M 03 N 100,000.00 04/01/1992 A 12/12/1959 F 03 N 190,000.00 ' 05/01/1992 A 09/20/1955 F 03 N 50,000.00 02/01/1999 A 06/04/1953 M 03 N 100,000.00 01/01/1999 A 10/07/1958 F 03 N 50,000.00 04/01/1992 A 12/15/1949 F 03 N 100,000.00 04/01/1992 A 12/05/1954 F 03 N 30,000.00 04/01/1992 A 12/07/1963 M 03 N 80,000.00 06/01/1992 A 12/24/1959 F 03 N 30,000.00 04/01/1992 A 12/04/1954 M 03 N 160,000.00 04/01/1992 A 12/10/1963 M 03 N 50,000.00 05/01/1996 A 07/10/1945 M 03 N 50,000.00 O1/01/1997 A 10/10/1950 M 03 N 60,000.00 10/01/2002 A 04/30/1971 M 03 N 70,000.00 - 01/01/1996 A 05/06/1960 M 03 N 100,000.00 04/01/1992 A 12/06/1946 F 03 N 30,000.00 08/01/1993 A 12/03/1964 M 03 N 300,000.00 10/01/2002 A 09/29/1957 M 03 N 150,000.00 03/01/1993 A 12/19/1946 M 03 N 150,000.00 12/01/2002 A 02/24/1970 M 03 N 300,000.00 09/01/1995 A 03/20/1970 M 03 N 200,000.00 04/01/1997 A 07/31/1970 M 03 N 200,000.00 06/01/2000 A 02/20/1972 F 03 N 30,000.00 04/01/1992 A 09/02/1955 M 03 N 200,000.00 07/01/1994 A 10/20/1969 M 03 N 300,000.00 02/01/1998 A 03/22/1971 M 03 N 300,000.00 02/01/1997 A 11/11/1965 F 03 N 20,000.00 02/01/1996 A O8/16/1961 M 03 N 200,000.00 04/01/1992 A 12/13/1961 M 03 N 300,000.00 02/01/1996 A 09/24/1956 F 03 N 50,000.00 04/01/1992 A 12/27/1947 M 03 N 40,000.00 01/01/1994 A 04/25/1946 M 03 N 100,000.00 04/01/1992 A 12/10/1954 M 03 N 30,000.00 10/01/2002 A 12/18/1957 F 03 N 50,000.00 03/01/2000 A O1/24/1968 M 03 N 300,000.00 05/01/1996 A 02/08/1950 F 03 N 70,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 10 Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 110 voluntary Life - Employee Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type Volume --"------'-"""- 02/01/1993 A 12/30/1953 M 03 T 100,000.00 06/01/1999 A 09/28/1960 M 03 N 30,000.00 04/01/1992 A 12/08/1951 M 03 N 60,000.00 04/01/1992 A 12/05/1951 M 03 N 150,000.00 O1/01/1997 A 11/06/1961 F 03 N 250,000.00 03/01/1995 A 07/31/1950 M 03 N 100,000.00 12/01/2000 A 04/02/1961 M 03 N 30,000.00 04/01/1992 A 12/13/1963 F 03 N 100,000.00 11/01/2001 A 10/19/1972 M 03 N 300,000.00 04/01/1999 A 09/14/1968 M 03 N 250,000.00 04/01/1992 A 03/15/1954 M 03 N 100,000.00 • 04/01/1992 A 12/28/1967 F 03 N 300,000.00 02/01/1993 A 12/02/1944 M 03 N 100,000.00 O6/01/1994 A 11/12/1956 M 03 N 100,000.00 04/01/1992 A 12/05/1954 M 03 N 150,000.00 01/01/1994 A 08/10/1947 M 03 N 120,000.00 02/01/1996 A 09/18/1953 F 03 N 30,000.00 06/01/1992 A 12/02/1958 M 03 N 300,000.00 08/01/1995 A 04/21/1965 M 03 N 300,000.00 08/01/1992 A 12/21/1946 M 03 T 130, 000.00 10/01/1999 A 10/21/1963 F 03 N 120,000.00 04/01/1992 A 12/17/1963 M 03 N 200,000.00 03/01/2002 A 08/22/1972 F 03 N 200,000.00 04/01/1999 A 04/28/1970 M 03 N 300,000.00 04/01/1992 A 12/05/1949 F 03 N 30,000.00 02/01/1998 A 12/21/1966 M 03 N 200,000.00 03/01/1999 A O6/06/1971 F 03 N 200,000.00 04/01/1992 A 12/02/1949 M 03 N 100,000.00 • 07/01/1996 A 05/13/1962 F 03 N 40,000.00 03/01/1997 A O1/21/1953 M 03 N 150,000.00 03/01/2002 A 09/22/1966 F 03 N 30,000.00 05/01/2003 A 02/08/1962 F 03 N 250,000.00 ., 04/01/2002 A 06/19/1975 M 03 N 20,000.00 04/01/1992 A 12/13/1951 M 03 N 30,000.00 06/01/2002 A 10/05/1962 F 03 N 50,000.00 09/01/1993 A 09/08/1964 F 03 N 150,000.00 02/01/1999 A 06/07/1958 M 03 N 200,000.00 O1/01/1996 A 04/23/1974 F 03 N 50,000.00 O8/01/2000 A 07/23/1960 F 03 T 150,000.00 O1/01/1995 A 11/03/1945 M 03 N 100,000.00 06/01/2002 A 12/04/1958 M 03 N 210,000.00 08/01/1992 A 12/04/1955 M 03 N 200,000.00 05/01/1999 A 06/26/1967 M 03 N 300,000.00 04/01/1992 A 12/22/1946 M 03 N 60,000.00 06/01/1992 A 09/06/1956 M 03 N 300,000.00 Any deviations from this RFP must be clearly identified and explained in your proposal. These deviations are to be delineated as instructed in the Proposal Requirements as set forth in Section 1.5 of this RFP. It is intended that you should conform to these specifications as much as possible. Do not quote alternative plan designs unless absolutely necessary. Please quote the requested financial arrangements only. Your company will be bound to comply with the provisions set forth in this RFP unless any and all deviations are explicitly stated in your proposal. 1.5 Proposal Instructions Do not deviate from the requested formats. Provide your proposed rates and fees as specified in this RFP. The City is seeking an initial premium/administration cost that runs for at least 24 months (January 1, 2004 — December 31, 2005). Please confirm the time period applicable to your proposed rate/fee guarantees. Quote all life, disability, long term care and transplant coverage on a fully insured non- participating basis. Administrative services for dental and vision should be quoted for a self - funded plan. Define specifically what services are included in the fees your company has quoted. Specify any charges for services that your company has not included in the fees quoted above, including any start-up fees. Adhere to the instructions in this section when organizing your proposal. 1.6 Proposal Requirements Your response should be organized in the following sections: Section I: Executive Summary Section II: Proposal Compliance Letter (Signed by an authorized officer of your organization signifying your proposal's complete adherence with the RFP specifications, except as specifically noted in the appropriate sections) Section III: Checklist of Items included with Proposal Section IV: Plan Design Confirmation (Statement indicating your willingness to replicate current plan provisions or indicating clearly deviations from current plan design) Section V: Questionnaire Responses Section VI: Performance Guarantees Section VII: Financial Exhibits Section VIII: Items Included with Proposal (As indicated on the Checklist included in Section III. These items should be indexed in the order listed on the checklist, with a copy of the index included in this section) City of Fort Collins, RFP 2003 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 11 _____________________________ ___________ __________ Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 110 Voluntary Life - Employee Group : 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type Volume 03/01/2000 A O1/09/1966 F 03 N 130,000.00 06/01/2003 A 09/11/1977 F 03 T 100,000.00 04/01/1992 A 05/09/1956 M 03 N 250,000.00 04/01/1992 A 12/05/1941 M 03 N 30,000.00 O1/01/1994 A 10/31/1957 F 03 N 50,000.00 04/01/1992 A 12/03/1957 M 03 N 30,000.00 O1/01/1994 A O1/15/1967 M 03 T 110,000.00 O1/01/1996 A 12/10/1949 M 03 N 60,000.00 11/01/2002 A 10/27/1956 M 03 N 40,000.00 03/01/1998 A 09/17/1965 M 03 N 300,000.00 04/01/1992 A 12/12/1956 F 03 N 50,000.00 ° 02/01/1993 A 12/29/1963 F 03 N 150,000.00 - 10/01/1992 A 12/25/1969 F 03 T 100,000.00 03/01/1999 A OS/19/1959 M 03 N 100,000.00 06/01/1992 A 12/21/1952 F 03 T 200,000.00 O1/01/1994 A 06/22/1952 M 03 N 110,000.00 11/01/1999 A 08/18/1971 M 03 N 300,000.00 02/01/1997 A 03/11/1958 M 03 N 80,000.00 05/01/1992 A 12/12/19SB M 03 N 300,000.00 ,. 01/01/2001 A 10/13/1959 F 03 N 40,000.00 04/01/1992 A 12/18/1949 M 03 N 50,000.00 03/01/2000 A 09/23/1970 M 03 N 300,000.00 04/01/1992 A 12/25/1953 M 03 N 150,000.00 09/01/2000 A 06/26/1974 F 03 N 300,000.00 06/01/2000 A O1/12/1973 M 03 N 300,000.00 11/01/1993 A 12/05/1955 M 03 N 70,000.00 04/01/1992 A 05/12/1963 F 03 N 200,000.00 04/01/1992 A 12/05/1944 M 03 T 30,000.00 _ 09/01/1994 A 02/03/1950 M 03 N 200,000.00 06/01/2002 A 03/06/1970 M 03 N 100,000.00 02/01/1993 A 12/21/1957 F 03 N 10,000.00 12/01/2000 A 06/30/1973 M 03 N- 100,000.00 .. 04/01/1992 A 12/25/1952 F 03 N 100,000.00 12/01/2000 A 11/22/1965 F 03 N 150,000.00 04/01/1992 A 12/20/1954 F 03 N 300,000.00 04/01/1992 A 12/24/1948 M 03 N 280,000.00 06/01/1998 A 04/22/1966 F 03 N 200,000.00 O1/01/1996 A 12/12/1957 F 03 N 30,000.00 04/01/1992 A 12/09/1961 F 03 N 30,000.00 04/01/1992 A 12/02/1957 M 03 N 250,000.00 04/01/1992 A 12/19/1959 F 03 N 120,000.00 11/01/2000 A 05/21/1977 F 03 N 200,000.00 O1/01/1996 A 02/15/1954 M 03 N 140,000.00 04/01/1992 A 12/12/1959 M 03 N 100,000.00 O1/01/1996 A 12/07/1957 M 03 1 100,000.00 ADC50 Enrollee and Dependents List 29/.7UL/2003 Page 12 ___________________________________ _-___----- __________ Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 110 Voluntary Life - Employee Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type Volume 01/01/2001 A 06/08/1976 F 03 T 100,000.00 04/01/1992 A 12/20/1942 M 03 N 40,000.00 02/01/1993 A 12/07/1959 M 03 N 40,000.00 04/01/1992 A 12/31/1956 M 03 N 100,000.00 04/01/1992 A 12/20/1953 M 03 N 100,000.00 08/01/1992 A 12/OS/1954 M 03 N 180,000.00 12/01/1999 A 07/25/1951 F 03 N 70,000.00 04/01/1992 A 12/14/1949 F 03 N 40,000.00 02/01/1996 A 06/16/1963 M 03 N 300,000.00 02/01/1998 A 03/09/1956 F 03 N 130, 000.00 01/01/1995 A 10/06/1964 F 03 N 300,000.00 08/01/2003 A 07/08/1966 F 03 N 200,000.00 04/01/1992 A 12/13/1955 M 03 N 100,000.00 09/01/2001 A 08/07/1968 M 03 N 30,000.00 04/01/1992 A 12/02/1951 M 03 N 150,000.00 06/01/1992 A 12/15/1952 M 03 N 250,000.00 04/01/1995 A 02/26/1961 M 03 N 300,000-00 04/01/1992 A 12/23/1946 M 03 N 30,000.00 03/01/1994 A 04/29/1963 M 03 N 50,000.00 05/01/1996 A 09/10/1968 M 03 N 220,000.00 02/01/2002 A 03/29/1955 F 03 N 80,000.00 04/01/1995 A 07/23/1947 M 03 N 50,000.00 03/01/1998 A 10/05/1953 M 03 N 200,000.00 04/01/1992 A 12/10/1953 M 03 N 250,000.00 04/01/2002 A 05/09/1958 M 03 T 100,000.00 01/01/2003 A 01/21/1971 F 03 N 150,000.00 04/01/1992 A 12/14/1961 M 03 N 120,000.00 04/01/1992 A 12/23/1965 F 03 N 110,000.00 04/01/1992 A 12/05/1948 M 03 N 60,000.00 04/01/1992 A 12/28/1965 M 03 N 170,000.00 04/01/1992 A 12/30/1948 M 03 N 20,000.00 07/01/2001 A 11/16/1958 M 03 N 150,000.00 02/01/1997 A 04/20/1959 F 03 N 30,000-00 05/01/1999 A 04/27/1951 M 03 T 30,000.00 09/01/1992 A 12/19/1959 M 03 N 180,000.00 02/01/1999 A 02/23/1974 M 03 N 300,000.00 04/01/1992 A 12/25/1953 M 03 N 100,000-00 09/01/1996 A 06/24/1945 M 03 N 300,000.00 02/01/1993 A 12/19/1954 M 03 N 200,000-00 04/01/1992 A 12/29/1958 M 03 T 140,000.00 03/01/1999 A 07/06/1965 F 03 T 20,000.00 04/01/1992 A 12/27/1956 F 03 T 30,000.00 06/01/1996 A 08/19/1971 M 03 N 120,000.00 01/01/1995 A 06/10/1955 M 03 N 50,000.00 0510112003 A 22/29/1967 F 03 M ADC50 Enrollee and Dependents List 29/JUL/2003 Page 13 ----------------------------- Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 110 Voluntary Life - Employee Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type Volume 11/01/1995 A 10/07/1970 M 03 N 30,000.00 02/01/2003 A 06/10/1967 M 03 N 300,000.00 04/01/2003 A 08/06/1971 M 03 T 200,000.00 07/01/1992 A 12/09/1954 M 03 N 200,000.00 02/01/1995 A 07/24/1964 F 03 N 50,000.00 02/01/2000 A 10/04/1949 M 03 N 50,000.00 11/01/2001 A 07/17/1953 F 03 N 100,000.00 06/01/1992 A 12/18/1966 M 03 N 100,000.00 11/01/1993 A 12/09/1958 F 03 N 150,000.00 04/01/1992 A 12/26/1951 M 03 N 100,000.00 05/01/1999 A O1/01/1980 M 03 N 300,000.00 04/01/1992 A 12/08/1952 F 03 T 30,000.00 08/01/1992 A 12/06/1959 M 03 N 200,000.00 06/01/1992 A 12/19/1950 M 03 N 200,000.00 06/01/1995 A 09/06/1970 M 03 N 200,000.00 04/01/1992 A 12/11/1958 F 03 N 30,000.00 12/01/2000 A 02/01/1967 M 03 N 100,000.00 04/01/1992 A 12/14/1959 M 03 N 30,000.00 04/01/1992 A 08/20/1945 M 03 N 50, 000.00 O1/01/1994 A 06/11/1957 F 03 N so, 000.00 04/01/1993 A 12/06/1959 M 03 N 300,000.00 04/01/1992 A 12/18/1952 M 03 N 30,000.00 04/01/1992 A 12/31/1964 M 03 N 100, 000.00 01/01/1997 A 09/13/1949 M 03 N 50,000.00 04/01/1992 A 12/17/1957 M 03 N 30,000.00 08/01/1992 A 12/30/1952 M 03 N 160,000.00 04/01/1992 A 12/02/1950 M 03 N 30,000.00 04/01/1992 A 12/11/1962 M 03 N 120,000.00 04/01/1992 A 12/12/1955 F 03 N 100, 000.00 04/01/1992 A 12/25/1958 M 03 N 200,000.00 05/01/1992 A 12/19/1947 M 03 N 160,000.00 02/01/1999 A 06/20/1964 F 03 N 140,000.00 ., 01/01/1997 A 11/21/1960 M 03 N 50,000.00 04/01/1992 A 12/04/1955 F 03 N 100,000.00 11/01/1994 A 03/20/1949 M 03 N 70,000.00 11/01/1993 A 12/17/1941 F 03 N 100,000.00 04/01/1992 A 12/27/1947 F 03 N 10, 000.00 05/01/2003 A 05/08/1968 M 03 N 120,000.00 03/01/1995 A 05/28/196B M 03 N 100,000.00 04/01/1992 A 12/17/1956 F 03 N 30,000.00 07/01/2002 A 10/29/1964 M 03 N 200,000.00 02/01/1998 A 04/04/1954 M 03 N 100,000.00 04/01/1992 A 12/26/1953 M 03 N 300,000.00 02/01/1993 A 12/21/1955 F 03 N 200,000.00 04/01/1992 A 06/01/1963 F 03 N 120,000.00 ADC50 Enrollee and Dependents ----------------------------- List 29/JNL/2003 Page 14 Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 110 Voluntary Life - Employee Group 006518-0099 CITY OF FORT COLLINS Men Name Effective Status Birthday Sex Relation Terminated Class E-type Volume 04/01/1992 A 12/21/1963 M 03 T 200,000.00 04/01/1992 A 12/03/19S4 M 03 N 150,000.00 02/01/1997 A 03/04/1948 M 03 N 100,000.00 04/01/1992 A 12/24/1940 M 03 N 100,000.00 04/01/1992 A 12/23/1959 M 03 N 30,000.00 04/01/1992 A 08/09/1959 F 03 N 60,000.00 11/01/1995 A 10/05/1968 F 03 N 200,000.00 08/01/2000 A 04/22/1951 F 03 N 30,000.00 05/01/1994 A 11/28/1966 F 03 N 100,000.00 05/01/1992 A 12/09/1954 M 03 N 100,000.00 05/01/1992 A 12/05/1957 F 03 N 30,000.00 ° 10/01/1995 A 02/14/1959 M 03 N 30,000.00 04/01/1992 A 12/15/1961 M 03 N 30,000.00 04/01/1992 A 12/05/1952 M 03 N 60,000.00 04/01/1992 A 12/16/1960 M 03 N 100,000.00 02/01/1996 A 02/20/1967 M 03 N 100,000.00 10/01/1992 A 12/13/1944 M 03 N 100,000.00 01/01/1994 A 06/22/1951 M 03 N 200,000.00 10/01/1992 A 10/23/1969 M 03 N 250,000.00 ;.r 10/01/2002 A 10/18/1965 F 03 N 200,000.00 02/01/2003 A 11/30/1967 F 03 N 300,000.00 04/01/2002 A 10/14/1951 F 03 N 100,000.00 04/01/1992 A 12/18/1968 M 03 N 300,000.00 04/01/1992 A 12/22/1964 M 03 N 80,000.00 03/01/2000 A 10/10/1967 F 03 N 150,000.00 02/01/1997 A 04/16/1948 M 03 N 50,000.00 04/01/1992 A 12/16/1946 M 03 N 30,000.00 OS/01/1992 A 12/11/1948 F 03 N 200,000.00 • 05/01/1999 A 11/11/1968 M 03 N 300,000.00 01/01/1994 A 10/31/1963 M 03 N 100,000.00 01/01/1995 A 12/18/1952 M 03 N 150,000.00 04/01/1992 A 12/25/1951 F 03 N 100,000.00 -• 04/01/1992 A 12/28/1949 M 03 N 150,000.00 04/01/1992 A 12/23/1953 M 03 N 120,000.00 10/01/2002 A 07/12/1970 M 03 N 100,000.00 04/01/1992 A 12/11/1954 M 03 N 80,000.00 09/01/1999 A 07/22/1957 F 03 N 120,000.00 04/01/1992 A 12/09/1954 M 03 N 100,000.00 03/01/1993 A 12/11/1955 M 03 N 300,000.00 03/01/1993 A 12/03/1961 F 03 N 300,000.00 06/01/2002 A 06/03/1957 F 03 N 40,000.00 04/01/1992 A 12/13/19S4 M 03 N 30,000.00 05/01/1999 A 08/11/1959 F 03 N 100,000.00 06/01/2000 A 06/25/1960 M 03 N 300,000.00 04/01/1992 A 12/04/1956 M 03 N 180,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 15 _____________________________ ___________ __________ Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 110 Voluntary Life - Employee Group 006518-0099 CITY OF FORT COLLINS ro,t No. Der Name Effective Status Birthday Sex Relation Terminated Class E-type Volume 04/01/1992 A 12/20/1956 M 03 T 30,000.00 04/01/1992 A 12/26/1956 M 03 N 200,000.00 02/01/1993 A 12/26/1950 M 03 N 100,000.00 09/01/1996 A 03/31/1962 F 03 N 200,000.00 04/01/1992 A 12/09/1964 M 03 N 300,000.00 08/01/2001 A 06/06/1970 M 03 N 300,000.00 04/01/1992 A 12/27/1961 F 03 N 180,000.00 04/01/1997 A 03/06/1957 M 03 N 100,000.00 04/01/1992 A 12/16/1946 M 03 N 100, 000.00 05/01/1992 A 12/09/1948 M 03 N 40,000.00 03/01/1997 A 06/27/1945 M 03 N 50,000.00 ° 07/01/2000 A 10/12/1973 F 03 N 300,000.00 07/01/1992 A O1/30/1949 M 03 N 100,000.00 04/01/1992 A 05/19/1950 M 03 N 100,000.00 10/01/1998 A 08/03/1975 F 03 N 300,000.00 04/01/1992 A 12/22/1952 M 03 N 120,000.00 04/01/1992 A 09/30/1946 M 03 N 50,000.00 O1/01/1995 A 03/26/1957 F 03 N 30,000.00 O1/01/2000 A 08/21/1959 F 03 N 30,000.00 .02/01/1993 A 12/29/1955 M 03 T 200,000-00 04/01/1993 A 12/20/1948 M 03 N 100,000.00 10/01/1999 A 04/21/1970 M 03 N 300,000.00 01/01/2001 A 06/15/1962 F 03 N 100,000.00 01/01/1994 A 06/08/1964 M 03 N 100,000.00 02/01/2002 A O1/22/1970 F 03 N 30,000.00 07/01/1997 A 03/23/1967 F 03 N 50,000.00 01/01/1999 A 05/21/1967 M 03 N 250,000-00 05/01/1992 A 12/21/1955 F 03 N 30,000.00 04/01/1992 A 12/27/1958 M 03 N 150,000.00 03/01/2000 A 08/02/1943 F 03 N 60,000.00 05/01/2000 A 04/26/1969 M 03 N 150,000.00 03/01/2002 A 02/11/1960 M 03 N 170,000.00 03/01/1996 A 12/07/1952 F 03 T 30,000.00 09/01/2001 A 05/01/1957 M 03 N 200,000.00 09/01/2002 A 02/10/1958 M 03 N 300,000.00 O1/01/1999 A 08/14/1944 M 03 N 30,000.00 04/01/1992 A 12/07/1956 M 03 N 300,000.00 O1/01/1994 A 06/23/1959 F 03 T 200,000.00 03/01/2002 A 09/03/1958 F 03 N 200,000.00 09/01/1992 A 12/23/1960 M 03 N 100,000.00 O1/01/2003 A 12/05/1950 F 03 N 140,000.00 04/01/1992 A 07/26/1950 M 03 N 300,000.00 04/01/1992 A 12/27/1949 F 03 N 30,000.00 08/01/1992 A 12/08/1954 F 03 N 100,000.00 O6/01/1992 A 12/29/1959 M 03 N 300,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 _____________________________ Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 110 Voluntary Life - Employee Group 006518-0099 CITY OF FORT COLLINS Name Effective Status Birthday Sex Relation 04/01/1992 A 12/23/1953 M 04/01/1992 A 12/15/1957 F 04/01/1992 A 12/09/1949 M 07/01/2002 A 05/10/1977 F 04/01/1992 A 12/21/1951 M 04/01/1992 A 12/05/1947 M 06/01/1992 A 12/28/1951 M 09/01/2000 A 04/28/1973 M 04/01/1992 A 04/22/1954 M O1/01/1996 A 02/17/1970 M 04/01/1992 A 12/08/1956 M O1/01/2002 A 02/22/1976 F 10/01/1995 A 06/15/1957 M 12/01/1997 A O1/14/1961 F O1/01/1995 A 10/12/1955 F 03/01/1995 A 07/14/1953 M 02/O1/2003 A 10/15/1980 M 04/01/1992 A 12/09/1951 F 04/01/1992 A 12/25/1947 M 04/01/1996 A 09/22/1944 M 05/01/1992 A 12/31/1951 M 04/01/1992 A 12/09/1959 M 04/01/1997 A 04/29/1970 M 04/01/1992 A 12/15/1949 M 04/01/1992 A 12/20/1962 M Page 16 Terminated Class E-type Volume 03 N 100,000.00 03 N 30,000.00 03 N 80, 000.00 03 N 100,000.00 03 N 80,000.00 03 N 60,000.00 03 N 100,000.00 03 N 50,000.00 03 N 150,000.00 03 N 100,000.00 03 N 80,000.00 03 N 200,000.00 03 N 200,000.00 03 N 80,000.00 03 N 50,000.00 03 N 180,000.00 03 N 50,000.00 03 N 100,000.00 03 N 150,000.00 03 N 100,000.00 03 N 40,000.00 03 N 50,000.00 03 N 100,000.00 03 N 60,000.00 03 T 100,000.00 519 67,240,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 ------ _____________________________ -_-_____-_- Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 112 Voluntary Life - Spouse Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation 04/01/1992 A 12/19/1956 M 04/01/1992 A O6/21/1961 F SPOUSE O1/01/1999 A 04/17/1947 F O1/01/1999 A 05/05/1938 M SPOUSE 02/01/2003 A 08/20/1973 F 02/01/2003 A 09/29/1971 M SPOUSE O1/01/2003 A 05/28/1973 F O1/01/2003 A 07/10/1974 M SPOUSE 07/01/2000 A 12/06/1964 M 07/01/2000 A OS/09/1964 F SPOUSE 04/01/1992 A 12/27/1964 M 04/01/1992 A 12/16/1965 F SPOUSE 04/01/1992 A 12/24/1949 M 04/01/1992 A 08/01/1955 F SPOUSE 07/01/1996 A 05/05/1965 M 07/01/1996 A 05/14/1967 F SPOUSE 10/01/1998 A 12/06/1944 M 10/01/1998 A 06/02/1945 F SPOUSE 04/01/1992 A 12/11/1941 F 04/01/1992 A OS/09/1936 M SPOUSE 04/01/1992 A 12/15/1946 M 04/01/1992 A 10/03/1947 F SPOUSE 04/01/1992 A 12/15/1942 M 04/01/1992 A 01/15/1942 F SPOUSE 04/01/1992 A O1/01/1980 M 04/01/1992 A 04/22/19SS F SPOUSE 04/01/1992 A 12/28/1950 M 04/01/1992 A 09/30/1949 F SPOUSE 06/01/1998 A 10/03/1951 M 06/01/1998 A 09/25/1954 F SPOUSE 06/01/1998 A 11/10/1958 M 06/01/1998 A 12/27/1965 F SPOUSE 04/01/2000 A O1/18/1963 M 04/01/2000 A 03/23/1962 F SPOUSE 02/01/1999 A 12/06/1950 M 02/01/1999 A 02/21/19SO F SPOUSE O1/01/2002 A 03/23/1964 F O1/01/2002 A 05/27/1959 M SPOUSE 08/01/1998 A 05/27/1973 F 08/01/1998 A 02/22/1965 M SPOUSE 08/01/2002 A 12/13/1959 F 08/01/2002 A 12/30/1957 M SPOUSE 04/01/1992 A 12/27/1955 M 04/01/1992 A 12/09/1952 F SPOUSE 04/01/1992 A 12/27/1956 M 04/01/1992 A 07/24/1556 F SPOUSE Page 17 Terminated Class E-type 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N Volume 300,000.00 10,000.00 300,000.00 200,000.00 10, 000.00 200,000.00 150,000.00 190,000.00 100, 000.00 so, 000.00 30, 000.00 30, 000.00 10,000.00 10,000.00 100,000.00 130,000.00 30,000.00 30, 000.00 100,000.00 10, 000.00 200,000.00 50, 000.00 10,000.00 ADC50 Enrollee and Dependents List Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 112 Voluntary Life - Spouse Group 006518-0099 CITY OF FORT COLLINS 29/JUL/2003 Cert No. Dep Name Effective Status Birthday Sex Relation 09/01/1993 A 12/18/1959 F 09/01/1993 A 02/11/1955 M SPOUSE 04/01/1992 A 12/24/1952 F 04/01/1992 A 09/30/1950 M SPOUSE 07/01/2003 A 03/16/1974 F 07/01/2003 A 10/11/1969 M SPOUSE 04/01/1992 A 12/29/1947 M 04/01/1992 A 11/20/1954 F SPOUSE 04/01/1992 A 12/08/1965 M 04/01/1992 A 05/14/1966 F SPOUSE 04/01/1997 A 12/30/1951 M ' 04/01/1997 A 08/31/1954 F SPOUSE 04/01/1992 A 12/20/1945 M 04/01/1992 A 08/15/1949 F SPOUSE 04/01/1992 A O1/01/1980 M 04/01/1992 A 05/11/1944 F SPOUSE 06/01/1998 A O1/01/1980 F 06/01/1998 A 03/27/1955 M SPOUSE 11/01/1994 A 07/05/1963 M 11/01/1994 A 07/28/1962 F SPOUSE 10/01/1992 A O1/01/1980 F 10/01/1992 A 10/31/1941 M SPOUSE O8/01/1992 A 12/15/1962 F 08/01/1992 A 05/24/1961 M SPOUSE 02/01/1994 A 12/06/1966 M 02/01/1994 A 09/13/1969 F SPOUSE 08/01/1994 A 12/13/1967 F 08/01/1994 A 05/22/1965 M SPOUSE 09/01/1999 A 07/29/1969 M 01/01/1994 A 09/02/1971 F SPOUSE 02/01/1996 A 12/23/1965 F 02/01/1996 A 05/29/1963 M SPOUSE 04/01/1992 A 12/10/1966 M 04/01/1992 A 04/17/1967 F SPOUSE O1/01/199S A 04/04/1957 M O1/01/1995 A 04/06/1960 F SPOUSE 05/01/1992 A 12/31/1960 M OS/01/1992 A 10/23/1962 F SPOUSE O1/01/1998 A O1/01/1980 M O1/01/1998 A 07/31/1959 F SPOUSE 11/01/1994 A O1/01/1980 F 11/01/1994 A O6/07/1952 M SPOUSE 12/01/1999 A 04/25/1969 M 12/01/1999 A 09/08/1979 F SPOUSE O1/01/1994 A 07/23/1961 F O1/01/1994 A 05/31/1960 M SPOUSE Page 18 Terminated Class E-type 03 N 03 T 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N Volume 50,000.00 50,000.00 100, 000.00 10,000.00 100,000.00 100, 000.00 10,000.00 10,000.00 10,000.00 30,000.00 20,000.00 100,000.00 100,000.00 50,000.00 150,000.00 10,000.00 100,000.00 110,000.00 100,000.00 50,000.00 100,000.00 100,000.00 100,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 ----------------------------- Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 112 Voluntary Life - Spouse Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation 06/01/1994 A 07/18/1955 M 06/01/1994 A 07/15/1959 F SPOUSE 06/01/2002 A 02/25/1978 M 06/01/2002 A 05/12/1978 F SPOUSE 04/01/1994 A 03/06/1952 M 04/01/1994 A O1/11/1949 F SPOUSE 07/01/1999 A 08/07/1961 M 07/01/1999 A 06/27/1962 F SPOUSE 04/01/1992 A 12/26/1955 F 04/01/1992 A 04/29/1948 M SPOUSE 09/01/2001 A 05/28/1963 F 09/01/2001 A 04/24/1963 M SPOUSE 04/01/1992 A 12/07/1957 M 04/01/1992 A 04/07/1960 F SPOUSE 04/01/1992 A 12/04/1946 M 04/01/1992 A 11/30/1941 F SPOUSE 10/01/1998 A 12/29/1964 F 10/01/1998 A 12/19/1958 M SPOUSE 01/01/1994 A O1/01/1980 M 01/01/1994 A 09/21/1959 F SPOUSE 04/01/1992 A 12/17/1947 F 04/01/1992 A 07/10/1947 M SPOUSE 03/01/1997 A O1/31/1947 F 03/01/1997 A 08/29/1946 M SPOUSE 07/01/1995 A O1/01/1980 F 07/01/1995 A 11/16/1963 M SPOUSE 03/01/1999 A O1/26/196S F 03/01/1999 A 11/23/1967 M SPOUSE 08/01/1998 A 11/16/1955 F O8/01/1998 A 04/24/1957 M SPOUSE 05/01/2001 A 03/29/1965 M 05/01/2001 A 04/07/1965 F SPOUSE 04/01/1992 A 12/08/1954 M 04/01/1992 A 08/04/1958 F SPOUSE 03/01/2002 A 04/21/1970 F 03/01/2002 A 03/13/1969 M SPOUSE 05/01/1997 A 06/28/1963 M 05/01/1997 A 07/18/1969 F SPOUSE 04/01/1992 A 12/24/1957 M 04/01/1992 A 05/12/1958 F SPOUSE 05/01/2002 A 08/03/1946 F 05/01/2002 A 11/13/1948 M SPOUSE 03/01/1995 A 07/06/1951 M 03/01/1995 A 09/17/1959 F SPOUSE 08/01/1992 A 12/14/1951 M 08/01/1992 A 11/25/1950 F SPOUSE Page 19 Terminated Class E-type 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N 03. N 03 T 03 N 03 N 03 N 03 T 03 N Volume 50, 000.00 100,000.00 50,000.00 100, 000.00 100,000.00 100,000.00 150, 000.00 30,000.00 100,000.00 100,000.00 100,000.00 10, 000.00 100,000.00 100, 000.00 30,000.00 100,000.00 10,000.00 100,000.00 20, 000.00 10,000.00 80, 000-00 10,000.00 300,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 ------ _____________________________ -___--_---- Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 112 Voluntary Life - Spouse Group 006518-0099 CITY OF FORT COLLINS Cert No. ➢ep Name Effective Status Birthday Sex Relation 02/01/1993 A 12/25/1952 F 02/01/1993 A 11/19/1951 M SPOUSE 02/01/1993 A 05/14/1949 M 02/01/1993 A 05/14/1949 F SPOUSE 06/01/1992 A 12/15/1953 M 06/01/1992 A 12/19/1954 F SPOUSE O1/01/1996 A 01/01/1980 M O1/01/1996 A 02/16/1949 F SPOUSE 09/01/2001 A 09/07/1973 M 09/01/2001 A 03/25/1976 F SPOUSE 03/01/1997 A 06/19/1952 M ° 03/01/1997 A 08/22/19SG F SPOUSE 04/01/1992 A 12/07/1947 M 04/01/1992 A 11/20/1950 F SPOUSE 02/01/1998 A 12/24/1961 M 02/01/1998 A 05/16/1960 F SPOUSE O1/01/1995 A 12/29/1949 M O1/01/1995 A 10/10/1951 F SPOUSE 10/01/1999 A 08/29/1967 F 03/01/1997 A 05/18/1953 M 03/01/1997 A 03/04/1951 F SPOUSE 04/21/1993 A 03/20/1958 F 04/01/1993 A 09/01/1958 M SPOUSE 06/01/1997 A 12/11/1965 M 06/01/1997 A 12/19/1966 F SPOUSE 04/01/1992 A 12/05/1951 M 04/01/1992 A 10/29/1959 F SPOUSE O1/01/1994 A 09/12/1959 M O1/01/1994 A 11/04/1960 F SPOUSE 04/01/1992 A 12/25/1956 M 04/01/1992 A 05/24/1957 F SPOUSE 04/01/2002 A 11/19/1960 M 04/01/2002 A 11/11/1961 F SPOUSE 04/01/1997 A O1/29/1957 M 04/01/1997 A 04/05/1958 F SPOUSE 08/01/1995 A 08/20/1958 M 08/01/1995 A 09/07/1962 F SPOUSE 07/01/2003 A 02/25/1955 M 07/01/2003 A 08/05/1955 F SPOUSE OS/01/2003 A OB/02/1956 F 05/01/2003 A 08/05/1954 M SPOUSE 11/01/1993 A 12/13/1965 M 11/01/1993 A 04/12/1966 F SPOUSE 04/01/1992 A 12/16/1946 M 04/01/1992 A 10/04/1949 F SPOUSE Page 20 Terminated Class E-type 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N volume so, 000.00 50, 000.00 200,000.00 10,000.00 50,000.00 100,000.00 50,000.00 100,000.00 80,000.00 150,000.00 100,000.00 300,000.00 150,000.00 100,000.00 150,000.00 20, 000.00 300,000.00 300,000.00 100,000.00 50,000.00 100,000.00 30,000.00 70,000.00 Section 2.0 Services to Be Provided In addition to the plan provisions set forth in the attachments, The City has specific vendor requirements needed to support its day-to-day operations. 2.1 Specific Requirements • Account Management The account executive and service representative(s) will deal directly with The City. This environment requires the account management team to: ➢ Be able to devote the time necessary to the account, including being available for frequent telephone and on -site consultations with The City. Proposers who are not committed to serious account service will not receive serious consideration; ➢ Be extremely responsive; ➢ Be comprised of individuals with specialized knowledge of the proposing company's: - Claims and Eligibility Systems - Provider Networks (where applicable) - Systems Reporting Capabilities - Claims Adjudication Policies and Procedures - Administrative Services Contract Wording - Standard and Non -Standard Banking Arrangements - Relationships with Third Parties ➢ Be thoroughly familiar with virtually all of the proposing company's functions that relate directly or indirectly to the account. ➢ Act on behalf of The City in "cutting through red tape". This facet of account management cannot be emphasized enough — the account management team must be able to effectively advance the interests of The City through the vendor's corporate structure. • Enrollment/Eligibility The City will provide initial enrollment forms on paper, but seeks to provide eligibility updates electronically. The initial enrollment and updates will provided directly to the selected vendor(s) by The City. The selected vendor(s) will perform direct eligibility certification to providers and verify coverage as a part of the claims management and adjudication process. A quarterly reconciliation between payroll and eligibility will be required of the selected vendor(s). • Fee Administration All fee/premium statements will be self -billed by The City. The City will calculate the fees/ premiums payable on a monthly basis and will submit these fees directly to the selected vendor(s). • COBRA Administration City of Fort Collins, RFP 2003 6 ADC50 Enrollee and Dependents List 29/JUL/2003 Company : 004 Anthem Life Insurance Company Country : 01 United States Coverage: 112 Voluntary Life - Spouse Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation 11/01/1998 A 12/12/1956 F 11/01/1998 A 12/09/1950 M SPOUSE 05/01/1998 A 12/30/1955 F 05/01/1998 A 11/19/1954 M SPOUSE 04/01/2003 A 07/10/1974 M 04/01/2003 A 11/23/1974 F SPOUSE 12/01/2000 A 07/06/1968 M 12/01/2000 A 08/24/1970 F SPOUSE 06/01/2001 A 12/01/1961 M 06/01/2001 A 02/07/1964 F SPOUSE 05/01/1992 A 12/25/1958 M ° 05/01/1992 A O1/12/1962 F SPOUSE 06/01/1993 A 12/04/1954 M 06/01/1993 A 04/02/1956 F SPOUSE 04/01/1992 A 12/29/1954 F 04/01/1992 A 08/29/1944 M SPOUSE 06/01/1992 A 12/20/1960 F 06/01/1992 A 07/25/1947 M SPOUSE 04/01/1992 A 12/24/1959 M 04/01/1992 A O1/25/1968 F SPOUSE 04/01/1992 A O1/01/1960 M 04/01/1992 A 09/29/1954 F SPOUSE O1/01/2003 A 09/20/1955 F 04/01/1992 A 04/14/1952 M SPOUSE 02/01/1999 A 06/04/1953 M 02/01/1999 A 12/31/1953 F SPOUSE 04/01/1992 A O1/01/1980 F 04/01/1992 A 03/15/1947 M SPOUSE 06/01/1999 A 07/23/1954 F 06/01/1999 A 09/08/1948 M SPOUSE 11/01/1999 A 12/15/1949 F 04/01/1992 A 12/06/1949 M SPOUSE - 04/01/1992 A 12/05/1954 F 04/01/1992 A 06/20/1951 M SPOUSE O1/01/1994 A 01/01/1980 M O1/01/1994 A 11/18/1951 F SPOUSE 04/01/1992 A 12/07/1963 M 04/01/1992 A 10/25/1965 F SPOUSE 04/01/1992 A 12/04/1954 M 04/01/1992 A 07/07/1955 F SPOUSE 04/01/1992 A 12/10/1963 M 04/01/1992 A O8/31/1963 F SPOUSE 04/01/1998 A 07/10/1945 M 04/01/1998 A 09/10/1951 F SPOUSE 04/01/1992 A O1/01/1980 M 04/01/1992 A 02/09/1959 F SPOUSE Page 21 Terminated Class E-type 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 T 03 N 03 N 03 T 03 N 03 T 03 N 03 N 03 N 03 N 03 N 03 N 03 T volume 10, 000.00 130, 000.00 300,000.00 100,000.00 250,000.00 180,000.00 30,000.00 60,000.00 100,000.00 150,000.00 90,000.00 200,000.00 50,000.00 10, 000.00 100, 000.00 10,000.00 10, 000.00 70,000.00 80,000.00 50, 000.00 100,000.00 40,000.00 60, 000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 ------ ----------------------------- ----------- Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 112 Voluntary Life - Spouse Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation 02/01/1996 A 05/06/1960 M 02/01/1996 A O1/17/1967 F SPOUSE 09/01/1993 A 12/03/1964 M 09/01/1993 A 04/24/1965 F SPOUSE 02/01/1993 A 12/19/1948 M 02/01/1993 A 06/19/1953 F SPOUSE 12/01/2002 A 02/24/1970 M 12/01/2002 A 07/21/1971 F SPOUSE 03/01/1997 A 07/31/1970 M 03/01/1997 A 02/20/1972 F SPOUSE 04/01/1992 A 09/02/1955 M 04/01/1992 A 04/23/1958 F SPOUSE 02/01/1998 A 10/20/1969 M 02/01/1998 A 11/11/1969 F SPOUSE 04/01/1992 A 11/11/1965 F 04/01/1992 A 11/11/1965 F SPOUSE 02/01/1996 A 08/16/1961 M 02/01/1996 A 11/30/1963 F SPOUSE 03/01/1993 A 12/13/1961 M ,.�. 03/01/1993 A 05/26/1965 F SPOUSE 04/01/1992 A 12/27/1947 M 04/01/1992 A 07/06/1948 F SPOUSE 04/01/1992 A 04/25/1946 M 04/01/1992 A 06/25/1953 F SPOUSE 10/01/2002 A 12/18/1957 F 10/01/2002 A 10/23/1957 M SPOUSE 03/01/1999 A 01/24/1968 M 03/01/1999 A 07/20/1971 F SPOUSE 04/01/1996 A 02/08/19SO F 04/01/1996 A 07/10/1945 M SPOUSE 02/01/1993 A 12/30/1953 M 02/01/1993 A 05/06/1959 F SPOUSE .. 04/01/1992 A 12/08/1951 M 04/01/1992 A 11/21/1954 F SPOUSE 04/01/1992 A 12/05/1951 M 04/01/1992 A 12/16/1957 F SPOUSE O1/01/1997 A 11/06/1961 F 01/01/1997 A 09/14/1961 M SPOUSE O1/01/1995 A 07/31/1950 M O1/01/1995 A 08/31/1953 F SPOUSE 12/01/2000 A 04/02/1961 M 12/01/2000 A 06/23/1969 F SPOUSE 11/01/2001 A 10/19/1972 M 11/01/2001 A 05/14/1974 F SPOUSE 04/01/1999 A 09/14/1968 M 04/01/1999 A 04/08/1969 F SPOUSE Page 22 Terminated Class E-type 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 T 03 T 03 N 03 N 03 T 03 N 03 N 03 N Volume 100,000.00 200,000.00 150,000.00 250,000.00 10,000.00 70, 000.00 150,000-00 10,000.00 200,000.00 100,000.00 10,000.00 100,000.00 50,000.00 300,000.00 10,000.00 60,000.00 100,000-00 200,000.00 250,000.00 50,000.00 10,000.00 300,000.00 250,000-00 ADC50 Enrollee and Dependents List 29/JUL/2003 Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 112 Voluntary Life - Spouse Group : 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation 04/01/1992 A 03/15/1954 M 04/01/1992 A 10/26/1958 F SPOUSE 05/01/1999 A 11/17/1950 F 05/01/1999 A O1/18/1950 M SPOUSE 02/01/1999 A 12/28/1967 F 02/01/1999 A 12/03/1967 M SPOUSE 02/01/1993 A 12/02/1944 M 02/01/1993 A 12/01/1945 F SPOUSE 04/01/1992 A 12/05/1954 M 04/01/1992 A 10/31/1956 F SPOUSE 02/01/1994 A O8/10/1947 M 02/01/1994 A 02/27/1946 F SPOUSE 06/01/1992 A 12/02/1958 M 06/01/1992 A 05/08/1964 F SPOUSE 09/01/2003 A 04/21/1965 M 09/01/2003 A 02/02/1966 F SPOUSE 04/01/1992 A 12/17/1963 M 04/01/1992 A 04/26/1965 F SPOUSE 04/01/1999 A 04/28/1970 M 04/01/1999 A 07/22/1977 F SPOUSE 02/01/1999 A O1/01/1980 M 02/01/1999 A 06/25/1956 F SPOUSE 04/01/1992 A 12/02/1949 M 04/01/1992 A 05/20/1950 F SPOUSE 04/01/1992 A O1/21/1953 M 04/01/1992 A 09/24/1952 F SPOUSE 05/01/2003 A 02/08/1962 F 05/01/2003 A 06/21/1960 M SPOUSE 06/01/2002 A 10/05/1962 F 06/01/2002 A 09/28/1960 M SPOUSE 09/01/1993 A 09/08/1964 F 09/01/1993 A 04/06/1965 M SPOUSE 08/01/2000 A 07/23/1960 F 08/01/2000 A 10/20/1959 M SPOUSE 05/01/1999 A 06/26/1967 M 05/01/1999 A 04/05/1968 F SPOUSE 04/01/1992 A 12/22/1946 M 04/01/1992 A O8/15/1949 F SPOUSE 06/01/1992 A 09/06/1956 M 06/01/1992 A 03/06/1958 F SPOUSE 12/01/2002 A O1/09/1966 F 12/01/2002 A O6/26/1964 M SPOUSE 06/01/2003 A 09/11/1977 F 06/01/2003 A 04/04/1977 M SPOUSE 04/01/2000 A 05/09/1956 M 04/01/2000 A 06/04/1961 F SPOUSE Page 23 Terminated Class E-type 03 N 03 T 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N Volume 50,000.00 10,000.00 300,000.00 100,000.00 100,000.00 120, 000.00 10, 000.00 300,000.00 150,000.00 100,000.00 200,000.00 80,000.00 50,000.00 250,000.00 10,000.00 150,000.00 150,000.00 100,000.00 50,000.00 200,000.00 50,000.00 50,000.00 250.000.00 ADCSO Enrollee and Dependents List 29/JUL/2003 ------ ------------------------------__--__-___ Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 112 Voluntary Life - Spouse Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation 04/01/1992 A 12/05/1941 M 04/01/1992 A O1/09/1942 F SPOUSE 04/01/1992 A 12/03/1957 M 04/01/1992 A 02/06/1957 F SPOUSE 08/01/1999 A 09/17/196S M 08/01/1999 A O1/18/1968 F SPOUSE O1/01/1994 A 12/29/1963 F O1/01/1994 A 06/26/1963 M SPOUSE O1/01/1996 A 12/25/1969 F 01/01/1996 A 12/11/1969 M SPOUSE 03/01/1999 A 05/19/1959 M 03/01/1999 A 06/29/1963 F SPOUSE 06/01/1992 A 12/21/1952 F 06/01/1992 A 02/06/195G M SPOUSE 11/01/1999 A 08/18/1971 M 11/01/1999 A 07/20/1973 F SPOUSE 04/01/1997 A 03/11/1958 M 04/01/1997 A 02/12/1959 F SPOUSE 02/01/1993 A 12/12/1958 M 02/01/1993 A 08/26/1960 F SPOUSE O1/01/2001 A 10/13/1959 F O1/01/2001 A 07/14/1963 M SPOUSE 03/01/2000 A 09/23/1970 M 03/01/2000 A 09/09/197S F SPOUSE 04/01/1992 A 12/25/1953 M 04/01/1992 A 04/18/1956 F SPOUSE 04/01/1997 A 12/05/1955 M 04/01/1997 A 05/31/1953 F SPOUSE 04/01/1992 A O1/O1/1980 F 04/01/1992 A 11/09/1951 M SPOUSE 04/01/1992 A OS/12/1963 F 04/01/1992 A 04/20/1951 M SPOUSE 09/01/1994 A 02/03/1950 M 09/01/1994 A 02/09/1966 F SPOUSE 06/01/2002 A 03/06/1978 M 06/01/2002 A 04/12/1980 F SPOUSE 10/01/1995 A 12/12/1957 F 10/01/1995 A 05/20/1957 M SPOUSE 04/01/1992 A 12/09/1961 F 04/01/1992 A 11/01/1958 M SPOUSE 04/01/1992 A 12/19/1959 F 04/01/1992 A O8/17/1957 M SPOUSE 11/01/2000 A 05/21/1977 F 11/01/2000 A 09/14/1974 M SPOUSE 02/01/1997 A 02/15/1954 M 02/01/1997 A 04/03/1957 F SPOUSE Page 24 Terminated Class E-type 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N Volume 10,000.00 30, 000.00 200,000.00 150,000.00 100,000.00 50,000.00 200,000.00 300,000.00 300,000.00 100,000.00 30, 000.00 100, 000.00 100, 000.00 100, 000.00 20, 000.00 100,000.00 200,000.00 100,000.00 150,000.00 20,000.00 80,000.00 200,000.00 120,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 112 Voluntary Life - Spouse Group : 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation ---- 04/01/1992 A 12/20/1942 M 04/01/1992 A 01/18/1943 F SPOUSE 02/01/1993 A 12/07/1959 M 02/01/1993 A 10/25/1959 F SPOUSE 04/01/1992 A 12/31/1956 M 04/01/1992 A 04/02/1962 F SPOUSE 04/01/1992 A 12/20/1953 M 04/01/1992 A 10/06/1941 F SPOUSE 02/01/1998 A 03/09/1956 F 02/01/1998 A 02/22/1952 M SPOUSE 04/01/1992 A 12/13/1955 M 04/01/1992 A 06/15/1957 F SPOUSE 09/01/2001 A 08/07/1968 M 09/01/2001 A 09/20/1959 F SPOUSE O1/01/1995 A 02/26/1961 M O1/01/1995 A 04/02/1964 F SPOUSE 04/01/1992 A 12/23/1946 M 04/01/1992 A 09/25/1946 F SPOUSE 03/01/1994 A 04/29/1963 M 03/01/1994 A 04/29/1963 F SPOUSE 02/01/1996 A 09/10/1968 M 02/01/1996 A 12/09/1966 F SPOUSE 04/01/1996 A 03/29/1955 F 04/01/1996 A 09/17/1947 M SPOUSE 04/01/1995 A 07/23/1947 M 04/01/1995 A 10/04/1949 F SPOUSE 04/01/1992 A 12/10/1953 M 04/01/1992 A 11/04/1952 F SPOUSE 04/01/2002 A O5/09/1958 M 04/01/2002 A 09/16/1958 F SPOUSE 02/01/1994 A 12/28/1965 M 02/01/1994 A 02/04/1964 F SPOUSE 10/01/1996 A 04/20/1959 F 10/01/1996 A 04/20/1959 M SPOUSE O1/01/1996 A 12/19/1959 M 01/01/1996 A 09/04/1964 F SPOUSE 04/01/1996 A 06/24/1945 M 04/01/1996 A 07/30/1944 F SPOUSE 04/01/1992 A 12/29/1958 M 04/01/1992 A O1/21/1958 F SPOUSE 04/01/1992 A 12/27/1956 F 04/01/1992 A 07/07/1956 M SPOUSE 11/01/1995 A 10/07/1970 M 11/01/1995 A 09/06/1972 F SPOUSE 02/01/2003 A 06/10/1967 M 02/01/2003 A 10/26/1966 F SPOUSE Page 2S Terminated Class E-type 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N Volume 20,000.00 30,000.00 50,000.00 50, 000.00 150,000.00 100,000.00 300,000.00 100, 000.00 10,000.00 50,000.00 100,000.00 50, 000.00 50,000.00 60,000.00 10,000.00 80,000.00 10,000.00 80,000.00 50,000.00 50,000.00 10,000.00 30,000-00 100.000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 112 Voluntary Life - Spouse Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation 04/01/1992 A 12/09/1954 M 04/01/1992 A 02/10/1953 F SPOUSE 04/01/1992 A 12/29/194S M 04/01/1992 A O1/22/1947 F SPOUSE 01/01/1999 A 10/04/1949 M O1/01/1999 A 03/16/1964 F SPOUSE 11/01/2001 A 07/17/1953 F 11/01/2001 A 11/26/1954 M SPOUSE 06/01/1992 A 12/18/1966 M 06/01/1992 A 05/16/1967 F SPOUSE 09/01/1999 A 12/09/1958 F 09/01/1999 A 07/17/1949 M SPOUSE 04/01/1992 A 12/26/1951 M 04/01/1992 A 09/26/1951 F SPOUSE O1/01/1999 A O1/01/1980 M O1/01/1999 A 07/09/1965 F SPOUSE 04/01/1992 A 12/08/1952 F 04/01/1992 A 07/26/1955 M SPOUSE 01/01/2003 A 10/21/1969 F 01/01/2003 A 07/20/1963M SPOUSE 04/01/1992 A 12/19/19SO M 04/01/1992 A 04/13/1951 F SPOUSE 11/01/1996 A 09/06/1970 M 11/01/1996 A 02/26/1971 F SPOUSE 04/01/1992 A 12/14/1959 M 04/01/1992 A 03/02/1963 F SPOUSE 04/01/1992 A O8/20/1945 M 04/01/1992 A 03/16/19SO F SPOUSE 01/01/1994 A 06/11/1957 F O1/01/1994 A 04/23/1949 M SPOUSE 02/01/1993 A 12/06/1959 M 02/01/1993 A 12/01/1960 F SPOUSE ., 04/01/1992 A 12/18/1952 M 04/01/1992 A 10/14/1948 F SPOUSE 04/01/1992 A 12/31/1964 M 04/01/1992 A 10/02/1964 F SPOUSE 02/01/1996 A 09/13/1949 M 02/01/1996 A 02/06/1953 F SPOUSE 08/01/1992 A 12/30/1952 M O8/01/1992 A 11/22/1960 F SPOUSE 04/01/1992 A 12/02/1950 M 04/01/1992 A 10/04/1951 F SPOUSE 04/01/1992 A 12/11/1962 M 04/01/1992 A 12/29/1959 F SPOUSE 04/01/1992 A 12/19/1947 M 04/01/1992 A 07/19/1950 F SPOUSE Page 26 Terminated Class E-type 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 T Volume 150,000.00 10,000.00 100,000.00 10, 000.00 50, 000.00 90,000.00 100,000.00 50, 000.00 10, 000.00 100,000.00 30, 000.00 250,000.00 10,000.00 50,000.00 50,000.00 150,000.00 50,000.00 100,000.00 40,000.00 100,000.00 10,000.00 100,000.00 30.000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 27 Group Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 112 Voluntary Life - Spouse 00651E-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation 01/01/1994 A 12/04/1955 F O1/01/1994 A 11/22/1955 M SPOUSE 06/01/1994 A 03/20/1949 M 02/01/1994 A O1/17/1956 F SPOUSE 07/01/1992 A 12/27/1947 F 07/01/1992 A 07/12/1945 M SPOUSE 05/01/2003 A 05/08/1968 M 05/01/2003 A 04/23/1969 F SPOUSE 07/01/2002 A 10/29/1964 M 07/01/2002 A 05/03/1967 F SPOUSE O1/01/1998 A 04/04/1954 M O1/01/1998 A 11/16/1959 F SPOUSE 04/01/1992 A 12/26/1953 M 04/01/1992 A 09/11/1949 F SPOUSE O1/01/1996 A 04/15/1949 F O1/01/1996 A 07/06/1949 M SPOUSE 04/01/1992 A 12/03/1954 M 04/01/1992 A O8/08/1967 F SPOUSE 02/01/1997 A 03/04/1948 M 02/01/1997 A 04/03/1948 F SPOUSE 04/01/1992 A 12/23/1959 M 04/01/1992 A 07/13/1956 F SPOUSE 01/01/2001 A 08/09/1959 F O1/01/2001 A 04/15/1955 M SPOUSE O1/01/1998 A 10/05/1968 F O1/01/1998 A 10/21/1972 M SPOUSE 04/01/1992 A 12/05/1957 F 04/01/1992 A 03/07/1954 M SPOUSE 04/01/1992 A 12/05/1952 M 04/01/1992 A 04/05/1952 F SPOUSE 04/01/1992 A 12/16/1960 M 04/01/1992 A 02/03/1959 F SPOUSE .. 02/01/1999 A 02/20/1967 M 02/01/1999 A 08/08/1966 F SPOUSE 10/01/1993 A 06/22/1951 M 10/01/1993 A 05/16/1954 F SPOUSE 08/01/2002 A 10/23/1969 M 08/01/2002 A 06/27/1972 F SPOUSE 02/01/2003 A 11/30/1967 F 02/01/2003 A 04/06/1969 M SPOUSE 05/01/2002 A 10/14/1951 F 05/01/2002 A 11/11/1939 M SPOUSE 04/01/1992 A 12/18/1968 M 04/01/1992 A 05/20/1967 F SPOUSE 04/01/1992 A 12/22/1964 M 04/01/1992 A 02/04/1961 F SPOUSE Terminated Class E-type 03 N 03 N 03 T 03 N 03 N 03 N 03 T 03 N 03 N 03 T 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N Volume 100,000.00 50,000.00 30,000.00 120,000.00 100,000.00 50,000.00 50,000.00 30, 000.00 150,000.00 10, 000.00 60, 000.00 30,000.00 200,000.00 100,000.00 10,000.00 150,000.00 100, 000.00 150, 000.00 150,000.00 300,000.00 50, 000.00 150,000.00 300,000-00 ADC50 Enrollee and Dependents List 29/JUL/2003 _____________________________ Company 004 Anthem Life Insurance Company Country : 01 United States Coverage: 112 Voluntary Life - Spouse Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation 05/01/1997 A 04/16/1948 M 05/01/1997 A 10/23/1949 F SPOUSE 04/01/1992 A O1/01/1980 M 04/01/1992 A 03/07/1953 F SPOUSE 04/01/1992 A 01/01/1980 M 04/01/1992 A 06/09/1953 F SPOUSE 04/01/1992 A O1/01/1980 M 04/01/1992 A 07/20/1950 F SPOUSE O1/01/1995 A 12/18/1952 M O1/01/1995 A 05/29/1953 F SPOUSE 10/01/2002 A 07/12/1970 M 10/01/2002 A 06/19/1975 F SPOUSE 04/01/1992 A 12/13/1954 M 04/01/1992 A O1/12/1958 F SPOUSE 05/01/1999 A 08/11/1959 F 05/01/1999 A 11/04/1964 M SPOUSE 06/01/2000 A 06/25/1960 M 06/01/2000 A 06/07/1961 F SPOUSE 04/01/1992 A 12/20/1956 M 04/01/1992 A 03/06/1963 F SPOUSE 04/01/1992 A 12/26/1956 M 04/01/1992 A 03/11/1958 F SPOUSE 02/01/1993 A 12/26/1950 M 02/01/1993 A O1/18/1951 F SPOUSE O1/01/1994 A O1/01/1980 F O1/01/1994 A 08/28/1947 M SPOUSE 04/01/1992 A 12/09/1964 M 04/01/1992 A 06/14/1959 F SPOUSE 08/01/2001 A 06/06/1970 M O8/01/2001 A O1/29/1976 F SPOUSE 04/01/1992 A 12/27/1961 F 04/01/1992 A 01/09/1960 M SPOUSE 05/01/1997 A 05/19/1950 M 05/01/1997 A 11/15/1954 F SPOUSE O1/01/2001 A O8/03/1975 F 05/01/1997 A 03/26/1957 F 05/01/1997 A O1/22/1954 M SPOUSE O1/01/2000 A O8/21/1959 F O1/01/2000 A 11/17/1956 M SPOUSE 02/01/1993 A 12/29/1955 M 02/01/1993 A 10/11/1955 F SPOUSE 10/01/1999 A 04/21/1970 M O1/01/1994 A 06/08/1964 M O1/01/1994 A O1/08/1967 F SPOUSE O1/01/1999 A 05/21/1967 M O1/01/1999 A 12/26/1958 F SPOUSE Page 28 Terminated Class E-type 03 N 03 N 03 T 03 T 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 T 03 N 03 N Volume 30,000.00 40,000.00 50,000.00 50, 000.00 150,000.00 100,000.00 100,000.00 100,000.00 100, 000.00 10,000.00 70,000.00 50,000.00 10,000.00 100, 000.00 300,000.00 180, 000.00 100, 000.00 200,000.00 100,000.00 40,000.00 200,000.00 100,000.00 50,000.00 100, 000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 112 Voluntary Life - Spouse Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation DS/01/1992 A 12/21/1955 F 05/01/1992 A 09/16/1961 M SPOUSE O5/01/2000 A 04/26/1969 M 05/01/2000 A 05/31/1971 F SPOUSE 03/01/2002 A 02/11/1960 M 03/01/2002 A 10/25/1956 F SPOUSE 11/01/1995 A 12/07/1952 F 11/01/1995 A 10/13/1940 M SPOUSE 01/01/1999 A 08/14/1944 M O1/01/1999 A 02/27/1950 F SPOUSE 08/01/1998 A 12/07/1956 M 08/01/1998 A 12/25/1969 F SPOUSE 05/01/1998 A 12/23/1960 M o5/01/1998 A 06/25/1956 F SPOUSE 04/01/1993 A 12/08/1954 F 04/01/1993 A 11/14/1946 M SPOUSE 06/01/1992 A 12/29/1959 M 06/01/1992 A 10/07/1963 F SPOUSE 04/01/1992 A 12/23/1953 M 04/01/1992 A 06/18/1951 F SPOUSE 04/01/1992 A 12/28/1951 M 04/01/1992 A 07/06/1951 F SPOUSE 03/01/2001 A 04/22/1954 M 03/01/2001 A 10/22/1959 F SPOUSE O1/01/2001 A 02/17/1970 M O1/01/2001 A 06/14/1973 F SPOUSE 04/01/1992 A 12/08/1956 M 04/01/1992 A 02/13/1956 F SPOUSE 02/01/1998 A 10/12/1955 F 02/01/1998 A 11/20/1946 M SPOUSE O1/01/1995 A 07/14/1953 M 01/01/1995 A 12/05/1955 F SPOUSE 04/01/1992 A 12/25/1947 M 04/01/1992 A O1/15/1956 F SPOUSE 04/01/1992 A 12/31/1951 M 04/01/1992 A 11/03/1954 F SPOUSE 04/01/1992 A 12/15/1949 M 04/01/1992 A 07/20/1951 F SPOUSE 04/01/1992 A 12/20/1962 M 04/01/1992 A 06/28/1962 F SPOUSE Page 29 Terminated Class E-type 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N 03 T 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 N 03 T 297 volume 80,000.00 100,000.00 100,000.00 70,000.00 10, 000.00 30, 000.00 100,000.00 100,000.00 100,000.00 10,000.00 100,000.00 150,000.00 90,000.00 50,000.00 so, 000.00 150,000.00 150,000.00 40,000.00 50,000.00 50, 000.00 28,500,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 30 ------ ----------------------------- ----------- ---------- Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 113 Voluntary Life - Child Group 00651E-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type Volume 10/01/1993 A 12/19/1956 M 1B 1 5,000.00 03/01/1997 A 02/14/1959 M 1B 1 5,000.00 02/01/2003 A 08/20/1973 F 1B 1 5,000.00 10/01/1993 A 12/06/1952 M 1B 1 5,000.00 10/01/1993 A 12/24/1949 M 18 1 5,000.00 10/01/1993 A 12/03/1957 F 1B 1 5,000.00 10/01/1993 A 12/11/1941 F 113 1 5,000.00 O1/01/1995 A 04/11/1966 M 1B 1 5,000.00 04/01/1994 A 02/24/1951 M 1B 1 5,000.00 10/01/1993 A 12/28/1950 M 1B 1 5,000.00 06/01/1998 A 10/03/1951 - M 1B 1 5,000.00 10/01/1993 A 11/23/1959 M 1B 1 5,000.00 10/01/1993 A 12/29/1954 M 1B 1 5,000.00 10/01/1993 A 12/06/1950 M 1B 1 5,000.00 - 01/01/1994 A 07/15/1960 M 1B 1 5,000.00 04/01/2000 A 04/08/1966 M 1B 1 5,000.00 10/01/1993 A 03/23/1964 F 1B 1 5,000.00 06/01/1998 A 05/27/1973 F IS 1 5,000.00 10/01/1993 A 12/27/1956 M 1B 1 5,000.00 10/01/1993 A 12/24/1952 F 1B 1 5,000.00 10/01/1993 A 12/16/1961 M 1B 1 5,000.00 10/01/1993 A 12/20/1945 M 1B 1 5,000.00 10/01/1993 A 12/13/1958 M 1B 1 5,000.00 11/01/1994 A 07/05/1963 M 1B 1 5,000.00 O1/01/1994 A 12/06/1966 M 1B 1 5,000.00 10/01/1993 A 12/08/1962 M IS 1 5,000.00 05/01/2002 A 12/13/1967 F IS 1 5,000.00 12/01/1998 A 07/29/1969 M 1B 1 5,000.00 02/01/1996 A 04/04/1957 M 1B 1 5,000.00 02/01/1994 A 12/31/1960 M 1B 1 5,000.00 11/01/1994 A O1/01/1980 F 1B 1 5,000.00 O1/01/1994 A 07/23/1961 F 1B 1 5,000.00 ,- 05/01/1994 A 07/18/1955 M 1B 1 5,000.00 04/01/1996 A 12/03/1948 M 1B 1 5,000.00 04/01/1994 A 03/06/1952 M 1B 1 5,000.00 10/01/1993 A 12/12/1947 F 1B 1 5,000.00 03/01/2002 A 04/02/1961 F 1B 1 5,000.00 10/01/1993 A 12/07/1957 M 1B 1 5,000.00 10/01/1993 A 12/04/1946 M 1B 1 5,000.00 10/01/1993 A 12/17/1947 F 1B 1 5,000.00 07/01/1995 A O1/01/1980 F 1B 1 5,000.00 10/01/1993 A 12/08/1954 M 1B 1 5,000.00 10/01/1993 A 12/27/1967 F 1B 1 5,000.00 02/01/1997 A 06/28/1963 M 1B 1 5,000.00 10/01/1993 A 12/17/1956 M - 1B 1 5,000.00 Where applicable, the COBRA Administration will be conducted by the chosen vendor(s) and eligibility information will be provided by The City. Supportive services required by the selected vendor(s) will be as follows: ➢ Accept information from The City on COBRA participants ➢ Send COBRA notifications to plan participants at termination ➢ Claims adjudication inquiries ➢ COBRA member service inquiries related to benefits and claims • Customer Service The selected vendor(s) must have as its primary focus on efficient and effective processing of all inquiries. Satisfactory customer service will include prompt, courteous and accurate responses to the City and employee inquiries regarding claim submissions, applicable provider networks, plan design and provisions, etc. A toll free number should be available for eligibility certification and claim submission inquiries. • Financial Accounting On a monthly basis, the selected vendor(s) must provide an accounting reconciliation of any "central bank" accounts utilized. The selected vendor(s) must provide a quarterly written report detailing all administrative expenses charged outside the Administrative Services Agreement. The selected vendor(s) must present a report detailing and justifying proposed fees for the coming year by September 1st of the preceding year. • Right to Audit The selected vendor(s) must agree to allow The City, or its representative, the right to audit all claims, applicable provider credentialing, financial data and other information relevant to the City's account. • Data and Management Information Reporting The selected vendor(s) must provide monthly paid claim summaries and detailed claim listings, preferably in Excel format. The vendor(s) must also provide its standard reporting package. Ad hoc reports will periodically be requested. Enrollment, claims and premium/fee information must be accurate and supplied in a timely manner upon request. Please describe your online claim reporting and look -up capabilities that will be available to The City. • "No Loss/No Gain" for Covered Employees It is critical that there will be no loss of coverage for any employees. Therefore it is required that your proposal waives any "actively at work", "dependent confinement", or any other rules that would prevent 100% continuity of coverage for any employees or dependents who are currently covered under the plans. City of Fort Collins, RFP 2003 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 31 ___________ __________ _____________________________ Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 113 Voluntary Life - Child Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type Volume 03/01/1995 A 07/06/1951 M 1B 1 5,000.00 10/01/1993 A 12/14/1951 M 1B 1 5,000.00 10/01/1993 A 12/25/1952 F 1B 1 5,000.00 02/01/1994 A 08/26/1952 M 113 1 5,000.00 10/01/1993 A 05/14/1949 M 1B 1 5,000.00 10/01/1993 A 12/15/1953 M 1B 1 5,000.00 09/01/2001 A 09/07/1973 M 1B 1 5,000.00 03/01/1997 A 06/19/1952 M 1B 1 5,000.00 10/01/1993 A 12/13/1955 M 1B 1 5,000.00 10/01/1993 A 12/07/1947 M 1B 1 5,000.00 02/01/1994 A 03/28/1962 M 1B 1 5,000.00 05/01/1997 A 05/18/1953 M 1B 1 5,000.00 01/01/1994 A 03/20/1958 F 1B 1 5,000.00 06/01/1997 A 12/11/1965 M 1B 1 5,000.00 10/01/1993 A 12/05/1951 M is 1 5,000.00 03/01/1996 A 09/12/1959 M 1B 1 5,000.00 10/01/1993 A 12/25/1956 M 1B 1 5,000.00 04/01/2002 A 11/19/1960 M 1B 1 5,000.00 08/01/1995 A 08/20/1958 M 1B 1 5, 000.00 10/01/1993 A 02/25/1955 M 1B 1 5,000.00 10/01/1993 A 12/06/19SO M 1B 1 5,000.00 04/01/2003 A 07/10/1974 M 1B 1 5,000.00 12/01/2000 A 07/06/1968 M 1B 1 5,000.00 03/01/1997 A 12/25/1958 M 1B 1 5,000.00 10/01/1997 A 12/24/1959 M 1B 1 5,000.00 10/01/1993 A 12/21/1952 M 1B 1 5,000.00 10/01/1993 A 01/01/1980 M 1B 1 5,000.00 02/01/1999 A 06/04/1953 M 1B 1 5,000.00 10/01/1993 A O1/01/1980 F 1B 1 5,000.00 10/01/1993 A 12/05/1954 F 1B 1 5,000.00 10/01/1993 A 12/07/1963 M 1B 1 5,000.00 10/01/1993 A 12/04/1954 M 1B 1 5,000.00 01/01/1996 A 05/06/1960 M 1B 1 5,000.00 10/01/1993 A 12/19/1948 M 1B 1 5,000.00 06/01/2000 A 02/20/1972 F 1B 1 5,000.00 03/01/2001 A 09/02/1955 M 1B 1 5,000.00 02/01/1998 A 10/20/1969 M 1B 1 5,000.00 03/01/1996 A 11/11/1965 F 1B 1 5,000.00 10/01/1993 A 12/13/1961 M 1B 1 5,000.00 02/01/1996 A 09/24/1958 F 1B 1 5,000.00 10/01/2002 A 12/18/1957 F 1B 1 5,000.00 10/01/1993 A 12/30/1953 M 1B 1 5,000.00 O1/01/1997 A 11/06/1961 F 1B 1 5,000.00 03/01/1995 A 07/31/1950 M 1B 1 5,000.00 11/01/2001 A 10/19/1972 M 1B 1 5,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 32 -------------- `------------------------------ ---------- Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 113 Voluntary Life - Child Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type Volume 03/01/1999 A 12/28/1967 F 1B 1 5,000.00 10/01/1993 A 12/05/1954 M 1B 1 5,000.00 03/01/1999 A 04/21/1965 M 1B 1 5,000.00 10/01/1993 A 12/21/1946 M 1B 1 5,000.00 10/01/1993 A 12/17/1963 M 1B 1 5,000.00 12/01/2002 A 12/21/1966 M 1B 1 5,000.00 10/01/1993 A 12/02/1949 M 1B 1 5,000.00 07/01/1996 A 05/13/1962 F 1B 1 5,000.00 10/01/1993 A 12/13/1951 M 1B 1 5,000.00 06/01/2002 A 10/05/1962 F 1B 1 5,000.00 OS/01/1999 A 06/26/1967 M 1B 1 5,000.00 10/01/1993 A 12/22/1946 M 1B 1 5,000.00 10/01/1993 A 09/06/1956 M 1B 1 5,000.00 • 03/01/2000 A 01/09/1966 F 1B 1 5,000.00 06/01/2003 A 09/11/1977 F 1B 1 5,000.00 10/01/1993 A 05/09/1956 M 1B 1 5,000.00 10/01/1993 A 12/03/1957 M 1B 1 5,000.00 10/01/1993 A 12/29/1963 F 1B 1 5,000.00 02/01/1997 A 03/11/1958 M 1B 1 5,000.00 -. 10/01/1993 A 12/25/1953 M 1B 1 5,000.00 09/01/1994 A 02/03/1950 M 1B 1 5,000.00 10/01/1993 A 12/21/1957 F 1B 1 5,000.00 10/01/1993 A 12/2S/1952 F 1B 1 5,000.00 10/01/1993 A 12/24/1948 M 1B 1 5,000.00 06/01/1998 A 04/22/1966 F 1B 1 5,000.00 10/01/1993 A 12/19/1959 F 1B 1 5,000.00 11/01/2000 A 05/21/1977 F 1B 1 5,000.00 O1/01/2003 A 02/15/1954 M 1B 1 5,000.00 ' 10/01/1993 A 12/07/1959 M 1B 1 5,000.00 10/01/1993 A 12/31/1956 M 1B 1 5,000.00 10/01/1993 A 12/20/1953 M 1B 1 5,000.00 10/01/1993 A 12/14/1949 F 1B 1 5,000.00 - 02/01/1996 A 06/16/1963 M 1B 1 5,000.00 02/01/1998 A 03/09/1956 F 1B 1 5,000.00 10/01/1993 A 12/13/1955 M 1B 1 5,000.00 09/01/2001 A O8/07/1968 M 1B 1 5,000.00 10/01/1993 A 12/02/1951 M 1B 1 5,000.00 10/01/1993 A 12/23/1946 M 1B 1 5,000.00 03/01/1994 A 04/29/1963 M 1B 1 5,000.00 05/01/1996 A 09/10/1968 M 1B 1 5,000.00 04/01/1995 A 07/23/1947 M 1B 1 5,000.00 10/01/1993 A 12/10/1953 M 1B 1 5,000.00 10/01/1993 A 12/14/1961 M 1B 1 5,000.00 01/01/1994 A 12/2B/1965 M 1B 1 5,000.00 10/01/1993 A 12/30/1948 M IS 1 5,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Page 33 ----------------------------- Company 004 Anthem Life Insurance Company Country 01 United States Coverage: 113 Voluntary Life - Child Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation Terminated Class E-type Volume 10/01/1993 A 12/25/1953 M 1B 1 5,000.00 09/01/1996 A 06/24/1945 M 1B 1 5,000.00 10/01/1993 A 12/19/1954 M 1B 1 5,000.00 10/01/1993 A 12/29/1958 M 1B 1 5,000.00 02/01/2003 A 06/10/1967 M 1B 1 5,000.00 10/01/1993 A 12/09/1954 M 1B 1 5,000.00 02/01/1995 A 07/24/1964 F 1B 1 5,000.00 11/01/2001 A 07/17/1953 F 1B 1 5,000.00 10/01/1993 A 12/26/1951 M 1B 1 5,000.00 10/01/1993 A 12/08/1952 F 1B 1 5,000.00 10/01/1993 A 12/06/1959 M 1B 1 5,000.00 10/01/1993 A 12/11/1958 F 1B 1 5,000.00 10/01/1993 A 12/14/1959 M 1B 1 5,000.00 10/01/1993 A 08/20/1945 M 1B 1 5,000.00 10/01/1993 A 12/06/1959 M 1B 1 5,000.00 10/01/1993 A 12/18/1952 M 1B 1 5,000.00 10/01/1993 A 12/31/1964 M 1B 1 5,000.00 10/01/1993 A 12/17/1957 M 1B 1 5,000.00 10/01/1993 A 12/30/1952 M 1B 1 5,000.00 10/01/1993 A 12/02/1950 M 1B 1 5,000.00 10/01/1993 A 12/19/1947 M 1B 1 5,000.00 10/01/1993 A 12/04/1955 F 1B 1 5,000.00 06/01/1994 A 03/20/1949 M 1B 1 5,000.00 07/01/2002 A 10/29/1964 M 1B 1 5,000.00 10/01/1993 A 12/26/1953 M 15 1 5,000.00 10/01/1993 A 12/21/1963 M 1B 1 5,000.00 10/01/1993 A 12/03/1954 M 1B 1 5,000.00 10/01/1993 A 12/23/1959 M 1B 1 5,000.00 10/01/1993 A 08/09/1959 F 1B 1 5,000.00 10/01/1993 A 12/05/1952 M 1B 1 5,000.00 10/01/1993 A 12/16/1960 M 1B 1 5,000.00 02/01/1996 A 02/20/1967 M 1B 1 5,000.00 10/01/1993 A 12/13/1944 M 1B 1 5,000.00 10/01/1993 A 06/22/1951 M 1B 1 5,000.00 04/01/2002 A 10/14/1951 F 1B 1 5,000.00 10/01/1993 A 12/16/1946 M 1B 1 5,000.00 10/01/1993 A 12/11/1948 F 1B 1 5,000.00 10/01/1993 A O1/01/1980 M 1B 1 5,000.00 02/01/1995 A 10/31/1963 M 1B 1 5,000.00 O1/01/1995 A 12/18/1952 M 1B 1 5,000.00 10/01/1993 A 12/23/1953 M 1B 1 5,000.00 10/01/1993 A 12/11/1954 M 1B 1 5,000.00 04/01/1994 A 12/09/1954 M 1B 1 5,000.00 10/01/1993 A 12/03/1961 F 1B 1 5,000.00 10/01/1993 A 12/13/1954 M 1B 1 5,000.00 ADC50 Enrollee and Dependents List 29/JUL/2003 Company : 004 Anthem Life Insurance Company Country : 01 United States Coverage: 113 Voluntary Life - Child Group 006518-0099 CITY OF FORT COLLINS Cert No. Dep Name Effective Status Birthday Sex Relation 10/01/1993 A 12/04/1956 M 10/01/1993 A 12/20/1956 M 10/01/1993 A 12/26/1956 M 10/01/1993 A 12/26/1950 M 08/01/2001 A 06/06/1970 M 04/01/1997 A 03/06/1957 M 02/01/1994 A 12/16/1946 M 10/01/1993 A 01/30/1949 M 10/01/1993 A 05/19/1950 M 10/01/1993 A 12/22/1952 M O1/01/1995 A 03/26/1957 F 10/01/1993 A 12/29/1955 M 10/01/1993 A 12/20/1948 M O1/01/2001 A 06/15/1962 F O1/01/1994 A 06/08/1964 M 10/01/1993 A 12/21/1955 F O1/01/1995 A 12/27/19SB M OS/01/2000 A 04/26/1969 M 03/01/2002 A 02/11/1960 M 09/01/2001 A 05/01/1957 M 09/01/2002 A 02/10/1958 M 10/01/1993 A 12/07/1956 M 04/01/1996 A 06/23/1959 F 10/01/1993 A 12/08/1954 F 03/01/1996 A 12/29/1959 M 10/01/1993 A 12/15/1957 F 10/01/1993 A 12/09/1949 M 10/01/1993 A 12/28/1951 M 10/01/1993 A 04/22/1954 M O1/01/2001 A 02/17/1970 M 10/01/1993 A 12/08/1956 M 03/01/1995 A 07/14/1953 M 10/01/1993 A 12/25/1947 M 10/01/1993 A 12/31/1951 M 10/01/1993 A 12/20/1962 M Page 34 Terminated Class E-type Volume 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000,00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000-00 1B 1 5,000.00 1B 1 5, 000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5, 000.00 1B 1 5, 000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5, 000.00 1B 1 5,000.00 1B 1 5, 000.00 1B 1 5,000.00 1B 1 5,000.00 1B 1 5,000.00 215 1,075,0.00.00 1172109,875,000.00 COMPARISON OF PLANS FOR CITY OF FORT COLLINS COMPREHENSIVE VS_ BASIC. - PLAN nF.c1C_N Fnu WAR IWO COVERAGE DELTA Preferred Option #1857 DELTA Preferred Option #1858 COMPREHENSIVE PLAN BASIC PLAN Provider Selection The patient may select a DPO, Delta Participating or a Non- The patient may select a DPO, Delta Participating or a Participating provider. A DPO Dentist* must be used to Non -Participating provider. A DPO Dentist* must be receive the higher benefits. A patient who uses any other used to receive the higher benefits. A patient who uses provider will receive benefits at the lower percentage and may any other provider will receive benefits at the lower incur greater out-of-pocket expenses. percentage and may incur greater out-of-pocket expenses. Annual Maximum $1,500.00 per person $400.00 per person *DPO PROVIDER NON-DPO PROVIDER *DPO PROVIDER NON-DPO PROVIDER Diagnostic (X-rays, oral examinations) (printed in red) (printed in black) (printed in red) (printed in black) 100% 80% 80% 60% Preventive (Cleanings, Fluoride) 100% 80% 80% 60% Deductible $25.00 per person per $25.00 per person per $25.00 per person per $25.00 per person per calendar year; $50.00 per calendar year; $50.00 per calendar year; $50.00 per calendar year; $50.00 per family per calendar year. family per calendar year. family per calendar year. family per calendar year. Deductible does not apply to Deductible does not apply Diagnostic & Preventive or to Diagnostic & Preventive Orthodontics Services. Services. Restorative (Fillings, Stainless steel crowns) 80% 60% 60% 50% Endodontics (Root canal therapy) 80% 60% 60% 50% Periodontics (Treatment of the gums) 80% 60% 60% 50% Oral Surgery (Extractions) 80% 60% 60% 50% Crown and Bridge 60% 50% N/A N/A Prosthodontics (dentures, partials) 60% 50% N/A N/A * Orthodontics: $1,500.00 Lifetime Maximum 50% (Dependents to age 19 or 50% (Dependents to age 19 N/A N/A per eligible dependent child(ren) to age 19 or 25 to age 25 if a full-time or to age 25 if a full-time if a full-time student. student) student) __..__._ ._..._.. .., JO 1. IV . I'Ouu urcurrm maximum. t ne oenent for ongoing Vrthodontic treatment is 50% of the remaining Orthodontic fee balance up to $1,500. The balance for the remaining Orthodontic fee will be determined as of January 1, 2002. This is a brief description of your dental plan and is subject to the leans of the Contract behveen Consultants and Actuaries: The Segal Company DELTA IS NOW ONLINE You can obtain a list of dentists in your area or verify if your dentist is a participating member with Delta. VIstt Delta's website at: www.deltadental.com d DELTA DENTAL' Delta Dental Plan of Colorado Stanford Place III 4582 South Ulster Street Suite 800 Denver, Colorado 80237 (303) 741-9300 Customer Service: (303) 741-9305 or (800) 610-0201 GROUP DENTAL PLAN for CITY OF FORT COLLINS (BASIC) DPO PROGRAM GROUP NUMBER - 1858 EFFECTIVE - JANUARY 1, 1997 d DELTA DENTAL' Delta Dental Plan of Colorado 300 8198 1 J No Text Please complete an Identification Card with your name and Social Security Number. This is presented to you for your convenience when making dental visits. Another card has been included for your spouse. How- ever, this should be completed with YOUR name and Social Security Number. (Please cut on dotted lines) -------------------------------------------- I I I I 4582 South Ulster Street I d DELTA DENTAL• Denver, Colorado 80237 I 1 I I Delta Dental Plan of Colorado (303) 741.9300 I Customer Service: (303)741-9305 or (800)610-0201 I DPO IDENTIFICATION CARD CITY OF FORT COLLINS (BASIC) I 1858 I NAME GROUPNUMBER. I I I I EMPLOYEE NAME EMPLOYEE SOC. SEC. NO. I CURRENT EUGIBIUTY SUBJECT TO DETERMINATION BY DDPC I �_ -- --' -- I I I I d ENTAL• 4582 South Ulster Street DELTA D Denver, Colorado 80237 I Delta Dental Plan of Colorado (303) 741-9300 I Customer Scrvice: (303) 741-9305 or (800) 610-0201 I DPO IDENTIFICATION CARD CITY OF FORT COLLINS (BASIC) 1858 NAME GROUP NUMBER. I I I I I EMPLOYEE NAME EMPLOYEE SOC SEC. NO. I CURRENT EUGIBIUTY SUBJECT TO DETERMINATION BY DDPC I No Text notify the employer in writing within thirty-one (31) days of the birth or placement in order to add the child to the COBRA coverage. A child born, adopted or placed for adoption and enrolled as indicated will have the same COBRA rights as any other dependents covered by the plan before the event that triggered COBRA coverage. A person's continued coverage elected under the Contract will terminate at the end of the month in which any of the following events first occurs: 1. The allowable number of months of continued coverage (i.e.18, 29 or 36 months) expires. 2. The Contract terminates. 3. Fees are not paid for the person as required. 4. The person becomes enrolled for dental benefits under another group dental plan (as an employee or otherwise). 5. The person becomes entitled to Medicare. Once continued coverage terminates, it cannot be reinstated. INTRODUCTION YOUR DENTAL PROGRAM We are pleased to introduce you to your new dental program. If you choose the Basic plan, you may not select the Comprehensive plan for two (2) years. If you are waiving dental coverage altogether, you may only enroll in the Basic plan at a later date. ELIGIBILITY All eligible employees and their dependents who enroll shall be covered on the effective date. All new eligible employees will become effective on the first day of the month following thirty (30) days of employment. Your dependents who are covered are your lawful spouse and your unmarried children until the end of the month towhich they attain nineteen (19) years of age orany unmarried children, nineteen (19) years of age until the end of the month to which they attain twenty-five (25) years who attend an educational institution on a full-time basis and depend upon you for support. This includes any stepchild, foster child or legally adopted child who lives with the employee in a regular parent -child relationship. Dependent children who are unable to gain employment because of permanent physical or mental impairment that commenced priorto reaching age nineteen (19) will be continued as eligible dependents for dental benefits provided proof of such handicap or incapacity is submitted within thirty-one (31) days after it is requested by Delta Dependents in active military service are not covered. "Dependent" also means any child for whom the employee or spouse is responsible for medical or other health care benefits under a Qualified Medical Child Support Order. ENROLLMENT OF DEPENDENTS a. You must select the same level of dependent coverage as chosen for medical coverage. b. Newly acquired dependents who are enrolled in the medical plan provided by this employer must be enrolled within thirty-one (31) days of acquisition. Newborn children must be enrolled within thirty-one (31) days of birth. c. Any eligible dependents that suffer involuntary loss of coverage through another source will be allowed to enroll with satisfactory proof of coverage loss. Such dependents must be enrolled within thirty-one (31) days of loss of coverage and must also be enrolled in the medical plan provided bythis employer. 12. 1. Section 5.0 Evaluation The Request for Proposal (RFP) is intended to assess which vendors have the ability to meet The City's long-term goals and objectives as previously defined. The proposals will be evaluated per the review and assessment criteria listed below. 5.1 Evaluation and Assessment of Proposal An evaluation committee shall rank the interested firms based on their written proposals using the ranking system set forth below. Firms shall be evaluated on the following criteria: From 1 to 5, with 1 being a poor rating, 3 an average rating, and 5 an outstanding rating. Recommended weighing factors for the criteria are listed adjacent to the qualification. Weighting Qualification Standard Factor Does the proposal show an understanding of the City's objectives and results desired from the plan(s)? 2.0 Scope of Proposal Adherence to the services requested and described in the RFP. Do the personnel administering the plan(s) have the needed skills and experience? Are sufficient people of 2.0 Assigned Personnel the requisite skills assigned to the plan(s)? Quality of care and customer service. Can the plan(s) be completed in the time frame required? Can targeted effective date be met? Are other qualified personnel available if required, to 1.0 Availability assist meeting the plan(s) schedule? Is the account management team available to attend meetings as required by the Project Manager? Is the firm interested in providing the services 1.0 Motivation requested in this RFP? Quality of responses to the RFP's Questionnaire sections. How competitive are the plan's costs, rate guarantees 2.0 Cost /Financial and where applicable, provider's contracts with area Effectiveness providers? Experience managing similar plans of this type and 2.0 Benefit Management scope. Thoroughness in selecting providers and Capability managing benefit plans. Actively seek to provide most appropriate level of service? Based on results of the written evaluation, The City will select finalists for consideration. Any or all proposals may be rejected by The City. Finalists may be asked to make formal presentations of their proposals, as well as to demonstrate their systems and procedures for administering The City's plans. Site visits may take place at the finalists' home offices and/or the claims and administrative facility/facilities that would provide service to The City. City of Fort Collins, RFP 2003 8 C TERMINATION OF COVERAGE Coverage of enrolled eligible employees will terminate on the earliest date of the following: a. The last day of the month that eligibility is terminated in accordance with the eligibility rules of the Contract, unless the eligible employee elects continued coverage under the COBRA provisions. b. The last day of the month for which premium has been paid. c. The day the Master Contract is terminated. Coverage for enrolled eligible dependents will terminate on the earliest of the following: a. The day the enrolled eligible employee's coverage under which they are covered terminates in accordance with the above. b. The last day of the month for which premium for dependent coverage has been paid. c. The last day of the month during which the enrolled eligible dependent ceases to be eligible in accordance with the eligibility rules ofthe Contract unless continued coverage is elected by or on behalf of any dependent under the COBRA provisions. HOW TO USE THE DELTA DENTAL PLAN You may visit any dentist of your choice. If your dentist is a participating member of Delta Dental Plan, the claim form for benefits will be filed by your dentist. The patient should complete the top or patient section of the claim form and sign the form to indicate that he/she authorizes release of the information to Delta. If you are treated by a Delta Preferred Option (DPO) Network dentist (printed in red), you will receive the highest benefits available on this plan. Delta makes payment directly to the dentist and sends an Explanation of Benefits to the employee indicating how much the dentist has been paid and the amount which the employee is responsible for paying. Ifthere is an amount not chargeable to the patient, that is shown on the Explanation of Benefits as well. Delta Preferred Option Dentists provide services at a reduced fee which means that your co -payment based on that fee will be less. Both Delta Preferred Option Dentists and Delta Premier Participating Dentists have agreed to collect only the portion of your charges for which you are ultimately responsible (i.e., deductible and coinsurance). You will not be charged the entire fee atthe time services are rendered unless the service you receive is not covered by your plan. If you are treated by a Delta Premier Participating Network dentist (printed in black) locally or nationwide you will receive the benefits indicated for Premier Participating dentists. Eligible dependents losing coverage due to any of the following Qualifying Events may elect to continue coverage for thirty-six (36) months following the month in which the event occurs: • An eligible employee's death; • A divorce or legal separation from an eligible employee; • A dependent child's ceasing to qualify as an eligible dependent under this Program; or • An eligible employee's entitlement to Medicare benefits. Anyone who has elected continued coverage and becomes covered under another plan may continue coverage if the plan contains a pre-existing condition limitation. Coverage will be continued until the earlier of: the expiration of the pre-existing condition limitation of the new plan or the expiration of the original continuation period. The new plan must count the months for which you have had prior creditable coverage for the pre-existing condition. It is the employee's or dependent's responsibility to consult with their new plan administrator to determine if this provision applies in their case. If an eligible employee becomes entitled to Medicare before the expira- tion of eighteen (18) months then any of his dependents will be entitled to continuation of coverage for atotal of thirty-six (36) months from the date of the original Qualifying Event. Anyone who is entitled to elect continued coverage based on more than one Qualifying Event shall be limited to continued coverage for a total of thirty-six (36) months following the date of the first Qualifying Event. You or your dependent must notify your employer within sixty (60) days after a divorce or legal separation, or if a dependent child loses eligibility. Otherwise, the option of continued coverage based on one of these events will be lost. Once aware of a Qualifying Event, the employer will notify affected persons about their right to elect continued coverage. This notice will include the amount of monthly fees the employer will charge them for continued coverage as permitted by law. Persons desiring continued coverage must advise the employerwithin sixty (60) days after receiving such notice, orwithin sixty (60) days after losing coverage due to the Qualifying Event, whichever is later. You or your dependent will then have forty-five (45) days to pay the initial installment of fees which shall include fees for all months since the Qualifying Event. Continued coverage shall be the same as for eligible employees and their dependents. If coverage is modified for eligible employees and their depend- ents, it shall also be modified in the same manner for persons with continued coverage and an appropriate adjustment in fees may be made by the employer. After COBRA coverage begins, the employee may add a newborn child, an adopted child or a child who has been placed with the employee for adoption and for whom you have financial responsibility. The employee must 2. 11. WHEN TO USE YOUR DENTAL CARE PLAN Routine dental care is the best way to maintain your oral health. Start at Your earliest convenience and repeat your check-ups at least annually. EXTENDED COVERAGE If eligibility is lost, Delta will pay for services that were preauthorized and started prior to the date of termination. The extended coverage will not exceed sixty (60) days and applies only to single covered services that are fixed or removable prosthodontic appliances, crowns, jackets, cast, fused or other laboratory processed restorations and were installed or seated within sixty (60) days after termination of coverage. This provision does not apply to Orthodontic Services, if included in this program. NOTICE OF RIGHT TO COBRA COVERAGE Under the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985, as amended by Congress in 1986 and 1989and further amended by the Health Insurance Portability and Accountability Act of 1996, eligible persons who would lose coverage under their employer sponsored group health plan (which includes dental plan coverage) due to certain "Qualifying Events" are entitled to elect continued coverage at their own expense. Eligible employees and dependents losing coverage due to either of the following Qualifying Events may elect to continue coverage for eighteen (18) months following the month In which the event occurs: An eligible employee's termination of employment (other than for gross misconduct); or An eligible employee's reduction in work hours to less than any mini- mum required to be eligible under the contract. Any eligible employee or dependent who is eligible for COBRA continu- ation coverage who is disabled and determined to be eligible for Social Security disability benefits at the time of termination of employment or reduction of hours may elect to extend coverage for themselves and their dependents for up to an additional eleven 01) months following the eighteen 08) month extension allowed for the initial Qualifying Event. This right also applies if the eligible employee or dependent is totally and permanently disabled within sixty (60) days after termination of employment or reduction of hours. The employee or dependent must notify the employer in writing of the Social Security disability determination within sixty (60) days of the date it is issued, and beforethe end of the initial eighteen (18) month COBRA coverage period. The employee or dependent must also notify the employer within thirty (30) days of the date of any final determination by the Social Security Administration that the employee or dependent is no longer disabled. 10 Should you elect to receive treatment from dentist who has not enrolled with Delta as either a DPO or a premier Participating Dentist (i.e., a non -Partici- pating Dentist), you will be fully responsible for filing your claim and for payment to the dentist. Delta will reimburse you for the services of a non -participating Dentist. You may obtain a claim form from your Human Resources office orfrom Delta by calling the number on the back cover. You will be reimbursed on the basis of the lower level of benefits and the prevailing fees wit the country for the covered services you receive. f By going it hin his/her a Non-Pararearea a o- ing Dentist, you do risk additional out of pocket costs. If you anticipate extensive dental services which would exceed $400.00, your dentist must submit the treatment plan to Deltafor review before any work is actually done. Predetermination ofbenefits allows both you and yourdentist to know exactly what is covered and what your plan will pay. There is no additional charge for having a predetermination done. Delta will not be obligated to pay claims submitted more than fifteen (15) months after the date the service was provided. If the patient or employee encounters any problems relative to fee differences, possible excessive charges, quality of care or refusal on the part Of a DPO or Participating Dentist to cooperate with the program, the employee should call the Customer Service Representative at Delta Dental Plan of Colorado. BENEFIT PAYMENT PREFERRED OPTION DENTIST Patients who choose a DPO dentist receive the highest level of benefits. Preferred Option Network dentist (Printed in red), is a dentist who is licensed to practice, has met the criteria for the Delta Preferred Option program, is a Delta Premier Participating Dentist who has signed a special agreement with Delta to participate in the DPO program. PREMIER PARTICIPATING DENTIST licensed to practice and who has signed an agreement with Delta Premier Participating Dentist (printed in black), means a dentist who is Over 100,000 or 2 out of 3 dentists nationwide are Premier Dental Alen. Participating Dentists. Under the terms of a signed agreement with Delta, Premier Partici- pating Dentists agree to render dental care to Eligible patients according to requirements established by the Board of Trustees of Delta Dental Plan. Premier Participating Dentists agree to: • Submit claim forms for their patients. • Accept direct payment from Delta; they may only charge the patient for the portion of the treatment that is not covered by the plan, i.e., the deductible and/or any coinsurance. File a listing of their usual fees, on a confidential basis. Payment will be based upon the Participating Dentist's usual, customary and reason- able fee as filed with and accepted by Delta. 3. NON -PARTICIPATING DENTIST (NOT IN DIRECTORY) Non -Participating Dentists have not signed participating agreements or filed fees. If a non -Participating Dentist is chosen, the patient may experience additional costs out of pocket. The benefit is based on the prevailing fees of Premier Participating Dentists. The patient will also be fully responsible for the dentist's entire fee and for filing the claim with Delta. BENEFIT PERCENTAGES DIAGNOSTIC AND PREVENTIVE SERVICES 80% of a Preferred Option Dentist's allowable fee or 60% of a Premier Participating Dentist's usual, customary and reasonable fee. BASIC SERVICES 60% of a Preferred Option Dentist's allowable fee or 50% of a Prernier Participating Dentist's usual, customary and reasonable fee. MAXIMUM BENEFIT Each eligible employee and each eligible dependent may receive up to $400.00 of covered dental benefits in each calendar year for Diagnostic, Preventive, and Basic Services. DEDUCTIBLE DEDUCTIBLE APPLIES' BASIC PLAN (type of service) DPO Network Dentist Non-DPO Network Dentist (printed in red) (printed in black) Diagnostic and Preventive Basic The patient is responsible for the first $25.00 of dental charges each calendar ear, with a limit of $50.00 per family. x. Any payable expense under any other group or individual plan, medical or dental plan, whether claimed or not. y. Charges for failure to keep a scheduled visit with your Dentist. z. Charges for Orthodontics are not covered expenses. aa. Charges for Special Restorative are not covered expenses. bb. Charges for Prosthodontics are not covered expenses. COORDINATION OF BENEFITS a. If an eligible person is entitled to coverage undertwo or more plans, then the benefits of the Contract shall be coordinated with other plan benefits. "PLAN" means any plan providing dental care benefits under group, blanket or franchise coverage; or service type plans or other group pre -paid plans; or coverage under any governmental plan or required by law; or "No -Fault" motor vehicle insurance. b. Order of Benefit Determination if the other coverage is provided by a dental insurance policy or prepaid dental care program: 1. The policy or program covering the patient as an employee shall be primary over the policy or program covering the patient as a dependent; 2. For dependent children's expenses the order of benefit determina- tion shall be as follows: a. The policy of the parent whose birthday (excluding year of birth) occurs earlier in a year shall be primary, or; b. If the parents are separated or divorced, the policy of the parent who is ordered by court decree to take financial responsibility for dental expenses shall be primary, or; c. The policy of the parent with custody is primary and if said parent has remarried, the step -parent's plan is secondary and the plan of the parent without custody pays third. 3. If the above rules do not establish an order of benefit determination, the plan that has covered the person for the longer period of time shall be primary with the following exception: The plan covering the person as a laid -off or retired employee or dependent of such person, shall be determined after the benefits of any other plan covering the person or employee. 4. Any group plan that does not contain a coordination of benefits provision is automatically primary. If this plan is primary as provided above, this plan shall provide benefits without regard to benefits provided by any other plan. If this plan is secondary, this plan will provide benefits which together with the other plan(s) will not exceed 100% of the covered dental expense or this plan's maximum benefit, whichever is less. 4. s f. Habit appliances, night guards, occlusal guards, athletic mouth guards and gnathological (jawfunction) services, bite registration or analysis, or any related services (except as covered underthis plan). g. Pre -medication, analgesia, hypnosis or any other patient management services. h. Charges for prescription drugs. i. Experimental procedures, or any procedures other than those covered services for which the prognosis is good. Any procedures done in anticipation of future need (except covered preventive services). j. Hospital costs and any additional fees charged by the dentist or hospital for hospital services, visits, or charges for use of any facility. k. Anesthesia other than general anesthesia, intravenous sedation or anal- gesia administered in connection with covered oral surgery services as provided for in the Contract. I. Extraoral grafts (grafting of tissues or other substances from outside the mouth to or into oral tissues), augmentations or implants and/or any associated appliances. Removal of implants or any services associated therewith. m. Services forthe treatment of any disturbances of the temporomandibular joint (jawjoint), facial pain, orany related conditions, including any related diagnostic, preventive or interceptive services. Myofunctional therapy or speech therapy. n. Services not performed in accordance with the laws of the state of Colorado, services performed by any person other than a person authorized by license to perform such services, or services performed to treat any condition, other than an oral or dental disease, malformation, abnormality or condition. o. Oral hygiene instructions or dietary instructions. p. Completion of forms, providing diagnostic information or records, or duplication of x-rays or other records. q. Replacement of lost, stolen or damaged appliances. r. Preparation for placement or replacement, removal or repair, or any other procedure related in anyway to any procedure or service not included in covered service. Any services not specifically included as covered. s. Services for which payment is prohibited by any law of the jurisdiction in which the eligible person resides at the time the expenses are incurred. t. Services for which charges would not have been made if this coverage had not existed, except for services as provided under Medicaid. U. Services for which legal payment obligations have been reduced due to a professional or courtesy discount, or for services by a relative as the provider. v. Services which result from an act of declared or undeclared war or armed aggression. w. Services which result, whether the insured person is sane or insane, from an intentionally self-inflicted injury or sickness. COVERED DENTAL SERVICES *This booklet Is not a contract. The summary information In this booklet is intended to describe in general terms the main features of the program and does not constitute a contract. The specific terms and conditions governing the coverage are set forth in the Contract between Delta and your group and constitutes the basis on which claims will be paid. I. DIAGNOSTIC, PREVENTIVE AND ADJUNCTIVE SERVICES Diagnostic - Provides the necessary procedures to assist the dentist in evaluating the conditions existing and the dental care required as provided for in the Contract. Covered Diagnostic Services include: Oral Examination - to include initial, periodic or emergency Dental X-Rays - to include complete (full mouth) series, single x-rays, or bitewings Preventive- Provides the necessary procedures ortechniques to prevent the occurrence of dental abnormalities or disease as provided for in the Contract. Covered Preventive Services include: Dental Cleaning - to include removal of all deposits and/or stains, and polishing as a single complete service Adjunctive - Services including emergency treatment performed as a temporary measure to relieve pain as provided for in the Contract. LIMITATIONS ON DIAGNOSTIC, PREVENTIVE AND ADJUNCTIVE BENEFITS a. Complete mouth x-rays are a benefit only once in sixty (60) months, unless special need exists. b. Bitewing x-rays are a benefit only once in a twelve (12) month period and are not a benefit in addition to a complete series. c. Cleanings and oral examinations are a benefit only twice in a twelve (12) month period. d. Topical fluoride application is a benefit only to children through age fifteen (15), and is a benefit only once in a twelve (12) month period. e. Benefit for examination will not be made when performed in conjunction with any covered Adjunctive Service. I. Benefit for covered diagnostic services may be applied toward the cost of special diagnostic services or techniques and the patient shall be responsible for the portion of the dentist's fee in excess of the Delta allowance. 5. 8. g. Space maintainer is a benefit only for premature loss of deciduous (baby) teeth for children through age thirteen (13). h. Sealant Benefits include the application of sealants only to permanent molar teeth with the occlusal surfaces intact, no caries (decay), and with no restorations. i. Separate benefit shall not be made for any preparation or conditioning of the tooth or any other procedure associated with sealant application. j. Sealant Benefits do not include any repair or replacement of a sealant on any tooth within three (3) years of its application. Such repair or replace- ment is considered included in the fee for the initial placement of the sealant. k. Sealants area benefit only for eligible dependent childrenthrough the age of fourteen (14). II. BASIC SERVICES Restorative - Provides the necessary procedures to restore the teeth other than special restorative. Covered Basic Restorative Services include Amalgam, Silicate and Resin Restorations. Endodontics - Includes the necessary procedures for pulpal and root canal therapy as provided for in the Contract. Oral Surgery - Extractions and certain other surgical services and associated covered anesthesia as provided for in the Contract. Perlodontics- Services fortreatment of gums and bone supporting teeth as provided for in the Contract. LIMITATIONS ON BASIC SERVICES a. Benefits for the same covered basic restorative service shall not be provided more than once in any twelve (12) month period. b. Allowance for amalgam on posterior (back) teeth or intraorally cured (placed and hardened completely in the mouth) resin or plastic restora- tions (fillings) on anterior (front) teeth may be made toward the cost of more expensive procedures or materials selected, and the patient shall be responsible for the portion of the dentist's fee in excess of the Delta allowance. c. Covered surgical periodonticservices area benefitonly once in athirty-six (36) month period and covered adjunctive periodontic services are a benefit only once in a twenty-four (24) month period, unless evidence of special need is provided to Delta. d. Pulpotomy, Pulpectomy is a benefit only for deciduous (baby) teeth. e. Benefits for non surgical periodontal procedures which include any component of prophylaxis are limited to those provided under the limitation of Diagnostic and Preventive Services. f. No benefit shall be provided for any procedures performed on teeth retained in relation to an overdenture. GENERAL LIMITATIONS - ALL SERVICES a. H an eligible person selects a service that is not provided for under the terms of the Contract or specialized techniques rather than standard services, Delta will pay the applicable percentage of the fee for the least costly commonly performed covered service and the patient is responsi- ble for the remainder of the dentist's fee. b. Veneers, facings, or any other cosmetic services posterior to the first molar are considered cosmetic and are not a benefit. c. Pre- and post -operative procedures are considered part of any covered service and are not benefits. d. Local anesthesia is considered a component of any procedure in which it is used. e. Allowance for any covered service started but not completed shall be limited to the amount determined by Delta. f. A temporary dental service will be considered an integral part of a complete dental service rather than a separate service, and separate payment shall not be made for a temporary service unless otherwise included as a covered service on the Contract. g. Allowance for assistant surgeon when determined by Delta to be a covered benefit shall not exceed 20% of the surgeon's fee for the same covered service. EXCLUSIONS THE FOLLOWING SERVICES ARE NOT BENEFITS: a. Servicesfor injuries or conditionswhich are compensable underWorker's Compensation, employer's liability laws, no-fault auto insurance, or services which are provided to the eligible person by any federal or state government agency or are provided without cost to the eligible person by any municipality, county or other political sub -division, or any services for which the eligible person would have no obligation to pay in absence of this coverage, except as such exclusion may be prohibited by law, such as Medicaid. b. Any covered service started during any period when the person was not eligible for such service under the Contract. c. Services for treatment of congenital (present at birth) or developmental (following birth) malformations, except intraoral dental services for treat- ment of a condition which is related to or developed as a result of cleft lip and/or cleft palate, unless otherwise included as a covered service of the Contract. d. Services for cosmetic reasons. e. Services for restoring tooth structure lost from wear or for any services related to protecting, altering, correcting, stabilizing, rebuilding or main- taining teeth due to improper alignment, occlusion or contour or for splinting or stabilization of teeth. s. Visit Delta's website at: www.deltadentalco.com You can search for a dentist, download a claim form or access other personal account information. DELTA DENTAL Delta Dental Plan of Colorado Stanford Place III 4582 South Ulster Street Suite 800 Denver, Colorado 80237 (303) 741-9300 Customer Service: (303) 741-9305 or (800) 610-0201 GROUP DENTAL PLAN for CITY OF FORT COLLINS (COMPREHENSIVE) DPO PROGRAM GROUP NUMBER - 1857 EFFECTIVE - January 1, 1997 REVISED - January 1, 2002 d DELTA DENTAL Delta Dental Plan of Colorado 2,000 01 /02 No Text Please complete an Identification Card with your name and Social Security Number. This is presented to you for your convenience when making dental visits. Anothercard has been included for your spouse. However, this should be completed with YOUR name and Social Security Number. (Please cut on dotted lines) r-------------------------------------- I I I d DELTA DENTAL P.O. Box 173803 Denver, Colorado 80217-3803 Delta Dental Plan of Colorado (303) 741-9300 Customer Service: (303) 741-9305 or (800) 610-0201 DPO IDENTIFICATION CARD CITY OF FORT COLLINS (COMPREHENSIVE) 1857 NAME GROUP NUMBER I I I I EMPLOYEE NAME EMPLOYEE SOC. SEC. NO. CURRENT ELIGIBILITY SUBJECT TO DETERMINATION BY DDPC I ------ I I I I I d P.O. Box 1 DELTA DENTAL brad Denver, Colorado 80217-3803 Delta Dental Plan of Colorado (303) 741-9300 Customer Service: (303) 741-9305 or (800) 610-0201 DPO IDENTIFICATION CARD j CITY OF FORT COLLINS (COMPREHENSIVE) 1857 NAME GROUP NUMBER I I EMPLOYEE NAME EMPLOYEE SOC. SEC. NO. CURRENT ELIGIBILITY SUBJECT TO DETERMINATION BY DDPC -------------------------------------- No Text INTRODUCTION YOUR DENTAL PROGRAM We are pleased to introduce you to your new dental program. If you choose the Basic plan, you may not select the Comprehensive plan for two (2) years. If you are waiving dental coverage altogether, you may only enroll in the Basic plan at a later date. ELIGIBILITY All eligible employees and their dependents who enroll shall be covered on the effective date. All new eligible employees will become effective on the first day of the month following thirty (30) days of employment. Your dependents who are covered are your lawful spouse and your unmarried children until the end of the month to which they attain nineteen (19) years of age or any unmarried children, nineteen (19) years of age until the end of the month to which they attain twenty-five (25) years who attend an educational institution on a full-time basis and depend upon you for support. This includes any stepchild, foster child or legally adopted child who lives with the employee in a regular parent -child relationship. Dependent children who are unable to gain employment because of perma- nent physical or mental impairment that commenced prior to reaching age nineteen (19) will be continued as eligible dependents for dental benefits provided proof of such handicap or incapacity is submitted within thirty-one (31) days after it is requested by Delta. Dependents in active military service are not covered. "Dependent" also means any child for whom the employee or spouse is responsible for medical or other health care benefits under a Qualified Medical Child Support Order. ENROLLMENT OF DEPENDENTS a. Newly acquired dependents who are enrolled in the medical plan provided by this employer must be enrolled within thirty-one (31) days of acquisition. Newborn children must be enrolled within thirty-one (31) days of birth. b. Any eligible dependents that suffer involuntary loss of coverage through another source will be allowed to enroll with satisfactory proof of coverage loss. Such dependents must be enrolled within thirty-one (31) days of loss of coverage and must also be enrolled in the medical plan provided by this employer. 5.2 Reference Evaluation (Top -ranked firms) The Project Manager will check references using the following qualification and standard criteria. The evaluation rankings will be labeled Satisfactory / Unsatisfactory. a. Overall Performance - Would you hire this company again? b. Timetable — Was the plan implementation completed within the specified time? C. Customer Service - Was the company responsive to customer needs? Did the company provide interactive and proactive claims and network administration? Were problems solved quickly and effectively? C. Premium/Administration Costs — Thoroughness in selecting providers and managing plan costs. Actively seek to provide most appropriate level of service? d. Knowledge - Did company personnel exhibit the knowledge and skills necessary to efficiently carry on benefit provider operations? Section 6.0 Proposal Acceptance: All proposals shall remain subject to initial acceptance 90 days after the day of submittal. Section 7.0 Agreement: Proposer to provide sample plan agreement for review by the City. Section 8.0 Proposal Process Information and Requirements 8.1 Intent The intent of this RFP is to confirm key information about specific proposers, receive financial proposals and (where applicable) identify network access compatibilities with The City's employees. The following describes the anticipated proposal process, including confidentiality, timing, expected response format and requirements for interaction regarding questions. Please note that The City reserves the right to accept or reject any and all proposals, to waive any technicalities or irregularities therein, to award contracts, or to withdraw this request for proposal without awarding a contract. Your response to this RFP and any subsequent correspondence related to this proposal process will be considered part of the contract, if one is awarded to you. Under no circumstances are commissions related to The City's benefits payable to anyone in conjunction with this request. 8.2 Confidentiality All data included in this RFP, as well as any census data and attachments, are proprietary to The City. It is for your exclusive use in preparing a proposal and must not be shared with any other firm or used for any other purpose. The use of the City's name in any way as a potential customer is strictly prohibited. City of Fort Collins, RFP 2003 9 l TERMINATION OF COVERAGE Coverage of enrolled eligible employees will terminate on the earliest date of the following: a. The last day of the month that eligibility is terminated in accordance with the eligibility rules of the Contract, unless the eligible employee elects continued coverage under the COBRA provisions. b. The last day of the month for which premium has been paid. c. The day the Master Contract is terminated. Coverage for enrolled eligible dependents will terminate on the earliest of the following: a. The day the enrolled eligible employee's coverage under which they are covered terminates in accordance with the above. b. The last day of the month for which premium for dependent coverage has been paid. c. The last day of the month during which the enrolled eligible dependent ceases to be eligible in accordance with the eligibility rules of the Contract unless continued coverage is elected byoron behalf ofany dependent under the COBRA provisions. HOW TO USE THE DELTA DENTAL PLAN You may visit any dentist of your choice. If your dentist is a participating member of Delta Dental Plan, the claim form for benefits will be filed by your dentist. The patient should complete the top or patient section of the claim form and sign the form to indicate that he/she authorizes release of the information to Delta. If you are treated by a DeltaPreferred Option (DPO) Network dentist (printed in red), you will receive the highest benefits available on this plan. Delta makes payment directly to the dentist and sends an Explanation of Benefits to the employee indicating how much the dentist has been paid and the amount which the employee is responsible for paying. If there is an amount not chargeable to the patient, that is shown on the Explanation of Benefits as well. DeltaPreferred Option Dentists provide services at a reduced fee which means that your co -payment based on that fee will be less. Both DeltaPreferred Option Dentists and DeltaPremier Participating Dentists have agreed to collect only the portion ofyour charges forwhich you are ultimately responsible (i.e., deductible and coinsurance). You will not be charged the entire fee at the timeservices are rendered unlessthe serviceyou receive is notcovered by your plan. If you are treated by a DeltaPremierParticipatfng Network dentist (printed in black) locally or nationwide you will receive the benefits indicated for Participating dentists. prior creditable coverage for the pre-existing condition. It is the employee's or dependent's responsibility to consult with their new plan administrator to deter- mine if this provision applies in their case. If an eligible employee becomes entitled to Medicare before the expiration of eighteen (18) monthsthen any of his dependents will be entitled to continuation of coveragefora total of thirty-six (36) months from the date of the original Qualifying Event. Anyone who is entitled to elect continued coverage based on more than one Qualifying Event shall be limited to continued coverage for a total of thirty-six (36) months following the date of the first Qualifying Event. You oryourdependent must notify your employer within sixty (60) days after a divorce or legal separation, or if a dependent child loses eligibility. Otherwise, the option of continued coverage based on one of these events will be lost. Once aware of a Qualifying Event, the employer will notify affected persons about their right to elect continued coverage. This notice will include the amount of monthly fees the employer will charge them for continued coverage as permitted by law. Persons desiring continued coverage must advise the employer within sixty (60) days after receiving such notice, or within sixty (60) days after losing coverage due to the Qualifying Event, whichever is later. You or your dependent will then have forty-five (45) days to pay the initial installment of fees which shall include fees for all months since the Qualifying Event. Continued coverage shall be the same as for eligible employees and their dependents. If coverage is modified foreligible employees and their dependents, it shall also be modified in the same mannerfor persons with continued coverage and an appropriate adjustment in fees may be made by the employer. After COBRA coverage begins, the employee may add a newborn child, an adopted child or a child who has been placed with the employee for adoption and for whom you have financial responsibility. The employee must notify the employer in writing within thirty-one (31) days of the birth or placement in order to add the child to the COBRA coverage. A child bom, adopted or placed for adoption and enrolled as indicated will havethe same COBRA rights as any other dependents covered by the plan before the event that triggered COBRA coverage. A person's continued coverage elected underthe Contractwill terminate atthe end of the month in which any of the following events first occurs: 1. The allowable number of months of continued coverage (i.e. 18, 29 or 36 months) expires. 2. The Contract terminates. 3. Fees are not paid forthe person as required. 4. The person becomes enrolled for dental benefits under another group dental plan (as an employee or otherwise). 5. The person becomes entitled to Medicare. Once continued coverage terminates, it cannot be reinstated. 2. 15. NOTICE OF RIGHT To COBRA COVERAGE Under the Consolidated 1985, as amended b Omnibus Budget Health Insurance Portability Y Congress in o and 1989 Reconciliation d further act (COBRA would lose and q mended b ) of coverage under their employer 7996, eligible Y the includes dental plan Plover s on Persons who coverage) due to P soled group health plan w elect continued coverage at their certain"Quell in (hick Eligible em to own ex g Events" are entitled to p Yeesandde Dense. toll°wing Qualifying dependents losing fY g Events may elect to 9 coverage due to eRherofthe (18) months following the month in which the event coverage An eligible employees ge for eighteen P Yee's termination of occurs: misconduct); or employment (other than for r • An eligible employees reduction 9 gross required to be eligible hein work hours to less than Any eligible employee under the contract. any minimum covers e P Yee or dependent who is eligible for COB 9 who is disabled and determined to drsability benefits at the time So continuation of to of a be eligible for Social may elect to extend covers Security additional eleven 9e for themselves and their or reduction of hours a]/Owed for the • {11) months following the Pendants For initial Qualifying eighteen up to an employee or dependent istotall g Event, This light (18) month extension after to totally and also applies if the eligible termination of em permanently disabled dependent must notify employment or reduction within sixty (60) days determination fy the emplo er in of hours, The employee or Within si Y writing of the Social 5ecuri the initial eighteen (6nt days of the date it is issued, (18) month C and before the end 'lof dependent must also notify the ern COBRA coverage final determination b g Period. The employee or employer within thirty (3p) days of the date of an dependent is n Y the Social Security administration that the o longer disabled-* Y Eligible dependents losing' amPIOYee or mg Events 9coverageduetoan followingmay elect to continue Yofthefollowin the month in which the event o stage For thf _ g Qualify. • An eligible employ ccurs: rty six (36) months • A divorcePtoyee's death. or legal separation from an eligible emp nloyee; • A dependent child's ceasi Program; or g to qualify as an eligible de • An eligible em I Pendent under this P oYee's entitlement to Medicare ben Anyone who has elected continued covers anotherplan ma benefits, U I Ycontinuecovera coverage and becomes covered station. Coverage will be continued the plan contains a r sled under preiexisting condition limitation until pre-existing condition continuation the r the of; the expiration of the Period. The new of the new plan or the expiration Plan must count the monthsforwhichy theoriginal you have had t a. Should you elect to receive treatment Delta as eitherappoorapremierfromadentistwhohasnotenroiledwn Dentist), you will be fully reremJer Participating tiD dentist. pelts lyil(reimby re entist(i.e., a Non_pertfciRatin You for the serve es of claim and for payment to the You may obtain a claim form from your Human NOn-Part1QjPatin calling the numberon the back cover, y g Dentist Resources office or from Delta by lower level Of benefits a You will be reimbursed on the basis of the the cover u r me prevailing fees within his/her area of the country for covered services you receive. B risk additional out of pocket costs, Igoi gtoallon-P which would exceed YOU antici ate rticipatingDentist,youdo for review $400.00, Yourdentist p extensive dental services ew before any work is mustsubmitthetreatment la both you and actually done. Predete Plan to Delta Your dentist to know ex rmination Pay. There is exactly what is of benefits allows no additional char covered and what Delta will not be obi- oe for having a predate YOUr plan will months after the date the sate pay claims sub Rmnation done. Iftheservice was mined more than fifteen (15) Patient or employee en Provided. possibleexcessivechar cOuntersany Problems relative to fee differences, Program, the nfhepartofaDPQorParticipatin Representative at Delta Dental Ph n of employee should g Dentist Colorado. cell the Customer Service 3. BENEFIT PAYMENT PREFERRED OPTION DENTIST Patients who choose a DPO dentist receive the highest level of benefits. Preferred Option Network dentist (printed in red), is a dentist who is licensed to practice, has met the criteria for the DeltaPreferred Option program, is a Delta Participating Dentistwho has signed a special agreementwith Delta to participate in the DPO program. PARTICIPATING DENTIST Participating Dentist (printed in black), means a dentist who is licensed to practice and who has signed an agreement with Delta Dental Plan. Over 90% of Colorado dentists, and 2 out of 3 dentists nationwide are Participating Dentists. Underthe terms of signed agreementwith Delta, Participating Dentists agree to render dental care to Eligible patients according to requirements established by the Board of Trustees of Delta Dental Plan. Participating Dentists agree to: Submit claim forms for their patients. Accept direct payment from Delta; they may only charge the patient for the portion of the treatment that is not covered by the plan, i.e., the deductible and/or any coinsurance. File a listing of their usual fees, on a confidential basis. Payment will be based upon the Participating Dentist's usual, customary and reasonable fee as filed with and accepted by Delta. NON -PARTICIPATING DENTIST (NOT IN DIRECTORY) Non -Participating dentists have not signed participating agreements or filed fees. If a non -participating dentist is chosen, the patient may experience additional costs out of pocket. The benefit is based on the average fees of participating dentists. The patient will also be fully responsible forthe dentist's entire fee and forfiling the claim with Delta. INTERNAL APPEAL OF CLAIMS Questions concerning the action taken on a claim can be directed to the Customer Service Department for clarification. If the explanation is not accept- able, you may appeal the determination by writing to the Dental Director of Delta Dental within one hundred and eighty (180) days after receiving a written denial. Any written communication should include documents or records in support of your claim. Delta may submit the matter to the Executive Committee of the Board of Trustees for review. EXTERNAL APPEAL OF CLAIMS (only available on qualified claims) In addition to the Internal Appeal procedures, covered persons have certain rights under Colorado Division of Insurance Regulation4-2-21. Youmayrequest an Independent External Review of a claim when the above Internal Appeal procedures result in a final denial AND that final denial is based on one of the following reasons: . medical necessity; . effectiveness; . efficiency; . experimental; or . investigational. When a claim qualifies for External Review, Delta will mail you a notice that explains your right to request an Independent External Review of the denied claim. In addition to the notice, you will receive the required forms for submitting your request. EXTENDED COVERAGE If eligibility is lost, Delta will pay forservices thatwere preauthorized and started prior to the date of termination. The extended coverage will not exceed sixty (60) days and applies only to single covered services that are fixed or removable prosthodontic appliances, crowns, jackets, cast, fused or other laboratory processed restorations and were installed or seated within sixty (60) days after termination of coverage. This provision does not apply to Orthodontic Services, if included in this program. 13. COORDINATION OF BENEFITS a. If an eligible person is entitled to coverage under two or more plans, then the benefits of the Contract shall be coordinated with other plan benefits. "PLAN" means any plan providing dental care benefits under group, blanket or franchise coverage; or service type plans or other group pre -paid plans; or coverage under any governmental plan or required by law; or "No -Fault" motor vehicle insurance. b. Order of Benefit Determination if the other coverage is provided by a dental insurance policy or prepaid dental care program: 1. The policy or program covering the patient as an employee shall be primary over the policy or program covering the patient as a depend- ent; 2. For dependent children's expenses the order of benefit determination shall be as follows: a. The policy of the parent whose birthday (excluding year of birth) occurs earlier in a year shall be primary, or; b. If the parents are separated or divorced, the policy of the parent who is ordered by court decree to take financial responsibility for dental expenses shall be primary, or; c. The policy of the parent with custody is primary and if said parent has remarried, the step -parent's plan is secondary and the plan of the parent without custody pays third. 3. If the above rules do not establish an order of benefit determination, the plan that has covered the person for the longer period of time shall be primary with the following exception: The plan covering the person as a laid -off or retired employee or dependent of such person, shall be determined after the benefits of any other plan covering the person or employee. 4. Any group plan that does not contain a coordination of benefits provision is automatically primary. If this plan is primaryas provided above, this plan shall provide benefits without regard to benefits provided by any other plan. If this plan is secondary, this plan will provide benefits which togetherwith the other plan(s) will not exceed 100% of the covered dental expense or this plan's maximum benefit, whichever is less. WHEN TO USE YOUR DENTAL CARE PLAN Routine dental care is the best way to maintain your oral health. Start at your earliest convenience and repeat your check-ups at least annually. BENEFIT PERCENTAGES DIAGNOSTIC AND PREVENTIVE SERVICES 100% of a Preferred Option Dentist's allowable fee or 80% of a Participating or Non -Participating Dentist's usual, customary and reasonable fee. BASIC SERVICES 80% of a Preferred Option Dentist's allowable fee or 60% of a Participating Dentist's usual, customary and reasonable fee. MAJOR SERVICES 60%of a Preferred Option Dentist's allowable fee or 50% of a Participating Dentist's usual, customary and reasonable fee. ORTHODONTIC SERVICES 50% of a Preferred Option Dentist's allowable fee or 50% of a Participating Dentist's usual, customary and reasonable fee. MAXIMUM BENEFIT Each eligible employee and each eligible dependent may receive up to $1,500.00 of covered dental benefits in each calendar year for Diagnostic, Preventive, Basic and Major Services. Each eligible dependent child may receive up to $1,500.00 per lifetime for Orthodontic Services. DEDUCTIBLE DEDUCTIBLE APPLIES* COMPREHENSIVE PLAN (type of service) DPO Network Dentist anted in red(printed Non-DPO Network Dentist in black Diagnostic and Preventive + Basic + + Major + + Orthodontic The patient is responsible for the first $25.00 of dental charges each calendar year, with a limit of $50.00 per family. 12. 5. COVERED DENTAL SERVICES This booklet is not a contract. The summary information in this booklet is intended to describe in general terms the main features of the program and does not constitute a contract. The specific terms and conditions governing the coverage are set forth in the Contract between Delta and your group and constitutes the basis on which claims will be paid. I. DIAGNOSTIC, PREVENTIVE AND ADJUNCTIVE SERVICES Diagnostic - Provides the necessary procedures to assist the dentist in evaluating the conditions existing and the dental care required as provided for in the Contract. Covered Diagnostic Services include: Oral Examination - to include initial, periodic or emergency Dental X-Rays - to include complete (full mouth) series, single x-rays, or bitewings Preventive - Provides the necessary procedures ortechniques to prevent the occurrence of dental abnormalities or disease as provided for in the Contract. Covered Preventive Services include: Dental Cleaning - to include removal of all deposits and/or stains, and polishing as a single complete service Adjunctive -Services including emergency treatment performed as a tempo- rary measure to relieve pain as provided for in the Contract. LIMITATIONS ON DIAGNOSTIC, PREVENTIVE AND ADJUNCTIVE BENEFITS a. Complete mouth x-rays are a benefit only once in sixty (60) months, unless special need exists. b. Bitewing x-rays are a benefit only once in a twelve (12) month period and are not a benefit in addition to a complete series. c. Cleanings and oral examinations are a benefit only twice in a twelve (12) month period. d. Topical fluoride application is a benefit only to children through age fifteen (15), and is a benefit only once in a twelve (12) month period. e. Benefitfor examination will not be made when performed in conjunction with any covered Adjunctive Service. f. Benefit for covered diagnostic services may be applied toward the cost of special diagnostic services or techniques and the patient shall be responsi- ble for the portion of the dentist's fee in excess of the Delta allowance. g. Space maintainer is a benefit only for premature loss of deciduous (baby) teeth for children through age thirteen (13). h. Sealant Benefits include the application of sealants only to permanent molar g. Pre -medication, analgesia, hypnosis or any other patient management services. h. Charges for prescription drugs. i. Experimental procedures, or any procedures other than those covered services forwhich the prognosis is good. Any procedures done in anticipation of future need (except covered preventive services). j. Hospital costs and any additional fees charged by the dentist or hospital for hospital services, visits, or charges for use of any facility. k. Anesthesia other than general anesthesia, intravenous sedation or analge- sia administered in connection with covered oral surgery services as provided for in the Contract. I. Extraoral grafts (grafting of tissues or other substances from outside the mouth to or into oral tissues), augmentations or implants and/or any associated appliances. Removal of implants or any services associated therewith. m. Services for the treatment of any disturbances of the temporomandibular joint (jaw joint), facial pain, or any related conditions, including any related diagnostic, preventive or interceptive services. n. Services not performed in accordance with the laws of the state of Colorado, services performed by any person otherthan a person authorized by license to perform such services, or services performed to treat any condition, other than an oral or dental disease, malformation, abnormality or condition. o. Oral hygiene instructions or dietary instructions. p. Completion of forms, providing diagnostic information orrecords,orduplica- tion of x-rays or other records. q. Replacement of lost, stolen or damaged appliances. r. Preparation for placement or replacement, removal or repair, or any other procedure related in any way to any procedure or service not included in covered service. Any services not specifically included as covered. s. Services forwhich payment is prohibited by any lawof thejurisdiction in which the eligible person resides at the time the expenses are incurred. I. Services for which charges would not have been made if this coverage had not existed, except for services as provided under Medicaid. u. Services for which legal payment obligations have been reduced due to a professional orcourtesy discount, orforservices by a relativeasthe provider. v. Services which result from an act of declared or undeclared war or armed aggression. w. Services which result, whetherthe insured person is sane or insane, from an intentionally self-inflicted injury or sickness. x. Charges forfailure to keep a scheduled visitwith your Dentist. y. Any payable expense under any other group or individual plan, medical or dental plan, whether claimed or not. 6. 11. GENERAL LIMITATIONS - ALL SERVICES a. If an eligible person selects a service that is not provided for under the terms of the Contract or specialized techniques rather than standard services, Delta will pay the applicable percentage of the fee for the least costly commonly performed covered service and the patient is responsible forthe remainder of the dentist's fee. b. Veneers, facings, or any other cosmetic services posterior to the first molar are considered cosmetic and are not a benefit. c. Pre- and post -operative procedures are considered part of any covered service and are not benefits. d. Local anesthesia is considered a component of any procedure in which it is used. e. Allowance for any covered service started but not completed shall be limited to the amount determined by Delta. f. A temporary dental service will be considered an integral part of a complete dental service rather than a separate service, and separate payment shall not be made fora temporary service unless otherwise included as a covered service on the Contract. g. Allowance for assistant surgeon when determined by Delta to be a covered benefit shall not exceed 20% of the surgeon's fee for the same covered service. EXCLUSIONS THE FOLLOWING SERVICES ARE NOT BENEFITS: a. Services for injuries or conditions which are compensable under Worker's Compensation, employer's liability laws, no-faultauto insurance, or services which are provided to the eligible person by any federal or state government agencyorare provided without cost to the eligible person byany municipality, county or other political sub -division, or any services for which the eligible person would have no obligation to pay in absence of this coverage, except as such exclusion may be prohibited by law, such as Medicaid. b. Any covered service started during any period when the person was not eligible for such service under the Contract. c. Services for treatment of congenital (present at birth) or developmental (following birth) malformations, except intraoral dental services for treatment of a condition which is related to ordeveloped as a resultof cleft lip and/orcleft palate, unless otherwise included as a covered service of the Contract. d. Services for cosmetic reasons. e. Services forrestoring tooth structure lostfrom wearorforany services related to protecting, altering, correcting, stabilizing, rebuilding or maintaining teeth due to improper alignment, occlusion or contour or for splinting or stabiliza- tion of teeth. f. Habit appliances, night guards, occlusal guards, athletic mouth guards and gnathological (jaw function) services, bite registration or analysis, or any related services (except as covered under this plan). teeth with the occlusal surfaces intact, no caries (decay), and with no restorations. i. Separate benefit shall not be made for any preparation or conditioning of the tooth or any other procedure associated with sealant application. j. Sealant Benefits do not include any repair or replacement of a sealant on any tooth within three (3) years of its application. Such repair or replacement is considered included in the fee forthe initial placement of the sealant. k. Sealants are a benefit only for eligible dependent children through the age of fourteen (14). II. BASIC SERVICES Restorative - Provides the necessary procedures to restore the teeth other than special restorative. Covered Basic Restorative Services include Amalgam, Silicate and Resin Restorations. Endodontics - Includes the necessary procedures for pulpal and root canal therapy as provided for in the Contract. Oral Surgery- Extractions and certain other surgical services and associated covered anesthesia as provided for in the Contract. Periodontics - Services for treatment of gums and bone supporting teeth as provided for in the Contract. LIMITATIONS ON BASIC SERVICES a. Benefits forthe same covered basic restorative service shall not be provided more than once in any twelve (12) month period. b. Allowance for amalgam on posterior (back) teeth or intraorally cured (placed and hardened completely in the mouth) resin or plastic restorations (fillings) on anterior (front) teeth may be made toward the cost of more expensive procedures or materials selected, and the patient shall be responsible forthe portion of the dentist's fee in excess of the Delta allowance. c. Covered surgical periodontic services are a benefit only once in a thirty-six (36) month period and covered adjunctive periodontic services are a benefit onlyonce in a twenty-four (24) month period, unless evidence of special need is provided to Delta. d. Pulpotomy, Pulpectomy is a benefit only for deciduous (baby) teeth. e. Benefits for non surgical periodontal procedures which include any compo- nent of prophylaxis are limited to those provided under the limitation of Diagnostic and Preventive Services. f. No benefit shall be provided for any procedures performed on teeth retained in relation to an overdenture. 10. 7. III. MAJOR SERVICES Special Restorative - Crowns, jackets, cast, fused or other laboratory processed restorations for teeth which cannot be restored with amalgam on posterior teeth or resin/plastic on anterior teeth as provided for in the Contract. LIMITATIONS ON SPECIAL RESTORATIVE BENEFITS a. If more than one restoration is used to restore a tooth, benefit will not exceed the covered amount for a single covered service. b. Special restorative services are a benefit only once in sixty (60) months for procedures involving the same teeth. c. Special restorative services are not a benefit for children under age twelve (12). d. No benefit shall be provided for any procedures performed on teeth retained in relation to an overdenture. Prosthodontics - Services for construction or repair of fixed bridges, remov- able partial and complete dentures to replace completely extracted or missing natural permanent teeth as provided for in the Contract. LIMITATIONS ON PROSTHODONTIC BENEFITS a. Replacementof an existing prosthetic appliance is a benefitonce in sixty (60) months and only if the appliance is unsatisfactory and cannot be made satisfactory. b. A covered prosthodontic appliance is a benefit only after sixty (60) months has elapsed for any payment of covered special restorative benefit for the same tooth. c. Delta will pay the allowed percentage of the dentist's fee for a standard cast base metal and/or acrylic partial denture or a standard complete denture, up to a maximum fee allowance for a standard denture. The patient is responsible for the portion of the dentist's fee in excess of the Delta allowance. d. Removable temporary partial dentures are a benefitonlywhen anteriorteeth are missing. An allowance limited to the covered amount for a removable appliance may be made toward the cost of the other procedures performed. The patient is responsible for the portion of the dentist's fee in excess of the Delta allowance. e. Benefit based on the cost of a covered complete or partial denture may be made toward the cost of implants and appliances constructed in association therewith. If benefit is made for such an appliance, benefit will not be made for any replacement within sixty (60) months thereafter. f. Fixed bridges and/or cast metal framework partial dentures are not a benefit for persons underage sixteen (16). g. Fixed and removable Prosthodontic appliances are not a benefit in the same arch except in cases of special need as determined by Delta. Any allowance made will be limited to the cost of a removable appliance. h. Overdenture appliance benefits will be limited to the allowance for a standard appliance. i. Benefit for reline or rebase of a prosthodontic appliance will be made only once in any thirty-six (36) month period. Reline or rebase of a prosthodontic appliance at the time of insertion and/or within six (6) months following insertion is considered a component of the appliance and a separate payment will not be made. IV. ORTHODONTIC SERVICES Provides the procedures associated with the orthodontic movement of the teeth into proper alignment, position and occlusion. Only dependent children underage nineteen (19) and dependent students underage twenty-five (25) are eligible for Orthodontic benefits. LIMITATIONS ON ORTHODONTIC BENEFITS a. Replacementor repairof appliances is nota benefit. b. Orthodontic care provided in the treatment of periodontal cases or cases involving treatment or repositioning of the temporomandibularjoint or related conditions is not a covered service. c. The obligation of Delta to make periodic payments for an Orthodontic treatment plan shall cease upon termination of treatment for any reason prior to completion of the case. d. The obligation of Delta to make periodic payments for an Orthodontic treatmentplan begun priorto the eligibility date of the patientshall commence with the first payment due following the patient's eligibility date. The above mentioned maximum amount payable will apply fully to this and subsequent payments. e. The obligation of Delta to make periodic payments for an Orthodontic treatment plan shall cease upon termination of the covered person's eligibility. f. Delta's obligation to make periodic payments for Orthodontics shall termi- nate at the end of the month during which the eligible dependent child(ren) reaches age nineteen (19)or age twenty-five (25) if a full-time student. g. Extended coverage provisions do not apply to Orthodontic services. 8. 9. 0 d DELTA DENTAL 0 Delta Dental Plan of Colorado Dentist Listing for DeltaPremier Plans and DeltaPreferred Option Plans City of Fort Collins - bong Term Care During open enrollment, this year only, all employees are .offered different plan options on a MODIFIED GUARANTEED ISSUE basis. The Plans are: Portable, Discounted 10% as an employee, up to 25% if you cover your spouse. Available to family members as fully underwritten applicants. Three Plan Options A. 100% Nursing Facility, 75% Assisted Living, 50% Home Health Care 60 day Elimination Period, $60 Daily Benefit, 4 Year Benefit Period B. 100% Nursing Facility, 100% Assisted Living, 100% Home Health Care 60 day Elimination Period, $120 Daily Benefit, 6 Year Benefit Period C. 100% Nursing Facility, 100% Assisted Living, 100% Home Health Care 30 day Elimination Period, $150 Daily Benefit, Lifetime Benefit Period There are riders available to control inflation and payment period. Get ALL the information you may want at: Itcworksite.com/iohnson Choose Group Enrollment User ID fort Password collins Take 10 minutes to go through LTC Education. Then choose Benefit Info to check out your 3 plan choices and RATES. Want a family member to look at the plan, email them from the site. Review Definitions, Enroll, Schedule Appointments. Everything you need or need to know is right there. Don't wait, click that mouse. Don't have computer access, leave me a message at X 1050.