HomeMy WebLinkAboutWILLIAM M MERCER - CONTRACT - RFP - P751 BENEFITS CONSULTANTPROFESSIONAL SERVICES AGREEMENT
THIS AGREEMENT made and entered into the day and year set forth below, by and
between THE CITY OF FORT COLLINS, COLORADO, a Municipal Corporation, hereinafter
referred to as the "City" and WILLIAM M. MERCER, INCORPORATED, a Delaware Corporation,
hereinafter referred to as "Professional'.
WITNESSETH:
In consideration of the mutual covenants and obligations herein expressed, it is agreed by
and between the parties hereto as follows:
1. Scope of Services. The Professional agrees to provide services in accordance with the
scope of services attached hereto as Exhibit "A", consisting of eight (8) pages incorporated herein
by this reference.
2. Contract Period. This Agreement shall commence June1, 2000, and shall continue
in full force and effect until May 31, 2001 unless sooner terminated as herein provided. In addition,
at the option of the City, the Agreement may be extended for additional one year periods not to
exceed four (4) additional one year periods. Pricing changes shall be negotiated by and agreed
to by both parties in good faith. Written notice of renewal shall be provided to the Service Provider
and mailed no later than ninety (90) days prior to contract end.
3. Early Termination by ity. Notwithstanding the time periods contained herein, the
City may terminate this Agreement at any time without cause by providing written notice of
termination to the Professional. Such notice shall be delivered at least fifteen (15) days prior to the
termination date contained in said notice unless otherwise agreed in writing by the parties.
All notices provided under this Agreement shall be effective when mailed, postage prepaid and sent
PSA 10/97
Attachment A
City of Fort Collins
Eligibility
Classified and Unclassified Management: (1,150 employees)
Medical
Dental
Vision
Flexible Spending Accounts
Life Insurance
Long Term Disability (excludes fire and police)
Employee Assistance Program
457 Deferred Compensation Plan
401(a) Money Purchase Plan
Defined Benefit Pension Plan
Dental Reimbursement Plan
Contractual: (40 employees)
Medical
Dental -
Vision
Flexible Spending Accounts
Life Insurance
Employee Assistance Program
Seasonals: - must work minimum of 30 hours/week at least six months out of year.) (200
employees)
Medical (HMO only)
Retirees: (39 employees currently)
Medical only
This Request For Proposal (RFP) only includes consulting services for medical, dental, dental
reimbursement, vision, prescription drug, flexible spending accounts, life insurance, stop loss,
utilization review/case management, and long term disability. It does NOT include consulting
services for the Employee Assistance Program, 457 deferred compensation plan, 401(a) money
purchase plan, or defined benefit plan.
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Revised Appendix D: Project Tasks
"In Scope" Health & FVeNre Retainer Tasks:
Financial Analysis
❑ Quarterly statistical report of income and expenses
❑ Review of historical claim and utilization experience
❑ Annual comparison of prior year's projections vs. actual performance
❑ Analysis of and recommendations regarding various funding approaches
❑ Utilization review of experience vs. norms and vs. historical performance
❑ Premium and COBRA rate development for all self-fimded plans each year
❑ Development of contribution strategy options and review of implications
❑ Annual cost projections
❑ Analysis of cost implication of various plan design changes
❑ Annual reserve calculation for each line of benefits (as necessary)
❑ Underwriting and actuarial support
❑ Recommendations about current plan design and potential changes
Vendor Interface
❑ Annual review and negotiation of renewal rate action for all plans
❑ Ongoing interface for problem resolution
❑ Review of carrier contracts prior to signature
Bidding Services (one time during five year engagement)
❑ Strategy development session
❑ Value weighting discussion (for use in RFP)
❑ Design and production of custom Request for Proposal
❑ Solicitation of bids for medical, dental, vision, life, disability and FSA coverages
❑ Interface with carriers during bidding process
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William M. Mercer, Incorporated CITY OF FORT COLLINS
❑ Discussion of and potential solicitation of bids for other employee -paid benefits
❑ Summary report and meeting with the City to discuss results
❑ One half day of carrier "finalist interviews"
❑ Guidance and strategy relative to new plan installation
Medical Plan Administrative Support
❑ Interface (as needed) on specific claim problems
❑ Review of SPDs regarding benefit language
❑ Review of quarterly and annual utilization and cost reports from carriers
❑ Discussions with the City relative to new plan communication process
❑ Review of the employee communication pieces drafted by the City
Compliance and Legislative Issues
❑ Ongoing general legal support (includes advice on technical questions and updates on changing laws, regulations and
administrative or judicial rulings as they relate to benefits)
O1 ❑ Initial review of plan documents to ensure compliance with appropriate laws and regulations
❑ Answer all questions pertaining to Section 125, COBRA, HIPPA and ERISA
❑ Update the City on pertinent Medicare changes or issues
❑ Monitor state and federal mandated benefits and inform the City about any pertinent implications to the organization
o Answer questions regarding 5500s and discrimination testing
❑ Provide weekly GRIST highlights via e-mail (see Appendix F)
❑ One Restatement of Health, Dental and FSA plan documents (as indicated in proposal)
❑ Future amendments to plan documents
Trends in Benefit Design
❑ Marketplace information
❑ Annual review of current plan designs and potential changes
❑ Strategy development regarding benefit objectives and goals
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William M. Mercer, Incorporated CITY OF FORT COLLINS
Sample "Out of Scope" health & Welfare Tasks:
Financial Analysis
❑ FASB 112 or 106 valuation
❑ Review and/or negotiation of additional medical plans and rates
Vendor Interface
❑ Bidding of any plans more than one time
❑ On -site vendor review
❑ Claim audits
❑ Audits of carrier performance standards reports
❑ Installation of any new plans
Administrative Support
❑ Drafting or design of SPDs
❑ Voice Response system or support
❑ Internet/Intranet design and development
❑ Development and drafting of employee communications
❑ Employee meeting attendance
Compliance and Legislative Issues
❑ Conducting discrimination testing
❑ Compliance audits
❑ Original drafting of legal documents
❑ Restatement of other than Health, Dental and FSA plan documents
William M. Mercer, Incorporated
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CITY OF FORT COLLINS
W
Trends in Benefit Design
❑ TREbase reporting
❑ Custom Mercer/FosterHiggins survey reports
❑ Benefit Value Alignment (BVA) studies
❑ Relative Value Index (RVI) studies and reports
❑ Custom competitive benefit surveys
❑ Specialty practice consulting services
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William M. Mercer, Incorporated
CITY OF FORT COLLINS
to the following addresses:
Professional: City: With Copy to:
WILLIAM M. MERCER, INCORPORATED Vincent Pascale James B. O'Neill II,CPPO
370 17TH Street, Suite 4000 Human Resources Director of Purchasing and Risk
Denver, CO 80202 City of Fort Collins Management
PO Box 580 City of Fort Collins
Fort Collins, 80525 PO Box 580
Fort Collins, CO 80525
In the event of any such early termination by the City, the Professional shall be paid for services
rendered prior to the date of termination, subject only to the satisfactory performance of the
Professional's obligations under this Agreement. Such payment shall be the Professional's sole
right and remedy for such termination.
4. Design, Project, Indemnity_and Insurance Responsibility. The Professional shall be
responsible for the professional quality, technical accuracy, timely completion and the coordination
of all services rendered by the Professional, including but not limited to designs, plans, reports,
specifications, and drawings and shall, without additional compensation, promptly remedy and
correct any errors, omissions, or other deficiencies. The Professional shall indemnify, save and
hold harmless the City, its officers and employees in accordance with Colorado law, from all
damages whatsoever claimed by third parties against the City; and for the City's costs and
reasonable attorneys fees, to the extent arising directly or indirectly out of the Professional's
negligence in the performance of any of the services furnished under this Agreement. The
Professional shall maintain commercial general liability insurance in the amount of $500,000
combined single limits, and errors and omissions insurance in the amount of $10,000,000.
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5. Compensation. In consideration of the services to be performed pursuant to this
Agreement, the City agrees to pay Professional on a total cost not to exceed according to the
submitted fee schedule, attached hereto as Exhibit B, consisting of two (2) pages incorporated
herein by this reference, with maximum compensation for the first year (for both Professional's time
and reimbursable direct costs) not to exceed Forty Eight Thousand Dollars and no cents
($48,000.00). Monthly partial payments based upon the Professional's billings and itemized
statements of reimbursable direct costs are permissible. The amounts of all such partial payments
shall be based upon the Professional's City -verified progress in completing the services to be
performed pursuant hereto and upon the City's approval of the Professional's reimbursable direct
costs. Final payment shall be made following acceptance of the work by the City. Upon final
payment, all designs, plans, reports, specifications, drawings and other services rendered by the
Professional shall become the sole property of the City.
6. City Representative. The City will designate, prior to commencement of work, its
project representative who shall make, within the scope of his or her authority, all necessary and
proper decisions with reference to the project. All requests for contract interpretations, change
orders, and other clarification or instruction shall be directed to the City Representative.
7. Periodic Reports. Upon request, Professional is required to provide the City
Representative with a written report of the status of the work with respect to the Scope of Services,
Work Schedule, and other material information. Failure to provide any report promptly after request
therefor may, at the option of the City, suspend the processing of any partial payment request.
8. Independent Contractor. The services to be performed by Professional are those
of an independent contractor and not of an employee of the City of Fort Collins. The City shall not
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be responsible for withholding any portion of Professional's compensation hereunder for the
payment of FICA, Workers' Compensation, other taxes or benefits or for any other purpose.
9. Personal Services. It is understood that the City enters into this Agreement based
on the special abilities of the Professional and that this Agreement shall be considered as an
agreement for personal services. Accordingly, the Professional shall neither assign any
responsibilities nor delegate any duties arising under this Agreement without the prior written
consent of the City.
10. Acceptance Not Waiver. The City's approval of drawings, designs, plans,
specifications, reports, and incidental work or materials furnished hereunder shall not in any way
relieve the Professional of responsibility for the quality or technical accuracy of the work. The City's
approval or acceptance of, or payment for, any of the services shall not be construed to operate
as a waiver of any rights or benefits provided to the City under this Agreement.
11. Default. Each and every term and condition hereof shall be deemed to be a material
element of this Agreement. In the event either party should fail or refuse to perform according to
the terms of this agreement, such party may be declared in default.
12. Remedies. In the event a party has been declared in default, such defaulting party
shall be allowed a period of ten (10) days within which to cure said default. In the event the default
remains uncorrected, the party declaring default may elect to (a) terminate the Agreement and seek
damages; (b) treat the Agreement as continuing and require specific performance; or (c) avaii
himself of any other remedy at law or equity. If the non -defaulting party commences legal or
equitable actions against the defaulting party, the defaulting party shall be liable to the
non -defaulting party for the non -defaulting parry's reasonable attorney fees and costs incurred
because of the default.
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13. Binding Effect. This writing, together with the exhibits hereto, constitutes the entire
agreement between the parties and shall be binding upon said parties, their officers, employees,
agents and assigns and shall inure to the benefit of the respective survivors, heirs, personal
representatives, successors and assigns of said parties.
14. Law/Severability. The laws of the State of Colorado shall govern the construction,
interpretation, execution and enforcement of this Agreement. In the event any provision of this
Agreement shall be held invalid or unenforceable by any court of competent jurisdiction, such
holding shall not invalidate or render unenforceable any other provision of this Agreement.
PSA 10/97
5
THE CITY OF FORT COL4S. CCLC) R,�,C
BY: ifYl/x�"
John F. F:sc�,Lach &2i; A,(j-
City Manager
By:
G( I/ "_
J e)E7
II. CPPO
Director f P Risk %lanagement
DATE:
ACity Clerk
APPROVED AS TOE M:
Assistant City Attorn
WILLIAM M. MERCER INCLC)RPORAITED
By a a l Y ` 11 -2�
Principal
LOW
Date: 9 i 5 00
ATTEST:
(Corporate Seal)
Corporate Secretary
P S A , ois-7
EXHIBIT "A"
Scope of Services
A. Ongoing
1. Self -Funded Health Plan
a) Statistical analysis:
Provide quarterly report which includes an analysis of income and expense
for the prior quarter.
Provide annual report which includes an analysis of income and expense for
the prior year and a projection for the forthcoming year including projected
adequate reserve levels for plan.
Establish annual premium rates, including COBRA, hourlies, and retirees.
b) Policy analysis:
Provide general guidance on trends in benefits offered and eligibility
requirements. Recommend plan changes based on these trends.
Advise and consult on methods for improving cost containment and claims
administration.
For above, where applicable, provide cost analysis of possible impact on
plan.
c) Administrative Support:
Revise and maintain Plan Document, including preparation of
amendments and the restatement of the Plan Document, as needed.
Review for accuracy and appropriateness revisions to the Summary Plan
Description.
Review unusual claims situations, such as appeals which cannot be
resolved at the peer review level or which require special handling.
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2. Other Benefits:
Revise and maintain dental plan document and flexible benefits plan document,
including preparation of amendments and the restatement of the Plan
Documents, as needed. Review for accuracy and appropriateness revisions to
Summary Plan Descriptions.
Review contracts with vendors to insure accuracy and comprehensiveness of
coverage. Provide guidance in contract interpretation, as needed.
Advise on required reserves for dental plans.
Assist in the modification and pricing of any current or newly considered flexible
benefit plan provisions,
Advise and consult on trends in benefit plans being offered locally and nationally
(such as dental, vision, PPO, etc.).
Assist with development of Requests For Proposals for various vendors in
compliance with City purchasing requirements. This may include developing
evaluation criteria and evaluating/summarizing proposal information.
3. Contract Negotiation:
Work with City Purchasing and Benefits to advise on negotiations with third party
administrators, utilization review firms, HMO's, PPO's, stop loss, long term disability,
prescription drug discount programs, and life/AD&D insurance carriers.
4. Legal Support:
Assist in the preparation of governmental filings, such as the Form 5500.
Provide notification and updates on changing laws, regulations, and administrative
or judicial ruling which relate to benefits programs.
Review plan documents to ensure compliance with appropriate laws and regulations
and notify of any necessary plan document amendments.
General Guidance:
Provide answers or guidance to any general or technical benefits questions.
If requested, review communication materials (open enrollment, summary plan
descriptions, memos, etc.) for content, appearance, and compliance with laws and
regulations.
The Consultant will be working on a frequent basis with the Benefits Administrator.
The consultant will be expected to assist the City on a regular basis and in a timely
manner to provide guidance to technical problems that may arise. In the past, it is
not uncommon to conduct several telephone calls per week and a meeting every
month.
The Consultant is not expected to attend open enrollment meetings with employees.
However, the Consultant may occasionally be expected to attend a special meeting
to provide expert guidance and discussion of the plans.
6. Additional Requests for other Services:
The City reserves the right under the terms of this RFP to request duties unrelated
to this defined set of consulting services. The Scope of these services and related
cost will be agreed to prior to the consultant performing any work. Compensation
for these services will be based on an "not to exceed" amount.
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