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Home My WebLink AboutLEFT HAND EXCAVATING - INSURANCE CERTIFICATECllentit 53412 8LEFTHANI ACORDTM CERTIFICATE OF LIABILITY INSURANCE 1119/MIDD/WVV) 11/19/07 PRODUCER HRH of Colorado 720 South Colorado Boulevard Suite 60ON Denver, CO 80246 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW INSURERS AFFORDING COVERAGE NAIC # INSURED Left Hand Excavating Doug & Mimi Lyle 7733 N 73rd Street Longmont, CO 80503 INSURER Mountain States Insurance Group 5900 INSURER PlnnacolAssurance 41190 INSURER Fireman's Fund Insurance Company 21873 INSURER D INSURER E COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT TERM OR CONDITION OF ANY CONTRACTOR OTHER DOCUMENT WITH RESPECT TO WHICH MIS CERTIFICATE MAYBE ISSUED OR MAY PERTAIN THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN 15 SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS INSR LTR OD NSR%DD TYPE OF INSURANCE POLICY NUMBER POLICY EFFECTIVE OATS MFFECTIV POLICYMIDD1EXPIRATION DATE LIMITS A GENERAL LIABILITY CPP007374807 11/17/07 11/17/08 EACH OCCURRENCE $1 000000 X COMMERCIAL GENERALLIAEIILiTV CLAIMS MADEOCCUR PREMSEEEaoccET urdera $100000 MED EXP(Any one person) $10000 PERSONAL s ADV INJURY $1 000 000 X AI #UN D 247 0402 GENERAL AGGREGATE s2.000.000 GEN L AGGREGATE LIMIT APPLIES PER PRODUCTS GOMP/OP AGG s2,000,000 POLICY a PECOT 0 LOC A AUTOMOBILE LIABILITY ANY AUTO BAP007374807 11/17/07 11/17/08 COMBINED SINGLE LIMIT (Edaccrdent) S11000,000 X BODILY INJURY (Per person) S ALL OWNED AUTOS SCHEDULED AUTOS X BODILY INJURY (Per accident) $ HIRED AUTOS NON OWNED AUTOS X PROPERTY DAMAGE (Per acmtlent) $ GARAGE LIABILITY AUTO ONLY EA ACCIDENT $ OTHERTHAN EA ACC S ANY AUTO $ AUTO ONLY AGO A EXCESS/UMBRELLA LIABILITY UMB007374807 11/17/07 11/17/08 EACH OCCURRENCE $1 000000 X OCCUR CLAIMS MADE AGGREGATE $1 00O 000 $ DEDUCTIBLE S X RETENTION $ 10000 B WORKERS COMPENSATION AND 1663960 01/01/07 01/01/08 X ATU- OTH WC ST EMPLOYERS LIABILITY ANY PROPRIEfORRARTNER/EXECUTIVI- EL EACH ACCIDENT $SOO,ODD EL DISEASE EA EMPLOYEE $500,000 OFFICER/MEMBER EXCLUDED? If yes describe under SPECIAL PROVISIONS below E L DISEASE POLICY LIMIT $500,000 C OTHER Inst Floater MX198473184 11/17/07 11/17/08 500,000 job site 50,000 transit/storage 1,000 ded DESCRIPTION OF OPERATIONS/ LOCATIONS VEHICLES EXCLUSIONS ADDED BY ENDORSEMENT /SPECIAL PROVISIONS Project Description Right of Way Contractor's License The following are Additional Insureds as respects General Liability only to the extent coverage might apply according to the policy terms, (See Attached Descriptions) City of Fort Collins P O Box 580 Fort Collins, CO 80522-0580 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF THE ISSUING INSURER WILL ENDEAVOR TO MAIL In' DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT BUT FAILURE TO DO SO SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER ITS AGENTS OR AUTHORIZED ACORD 25 (2001108) 1 of 3 #M560535 SC MAR 0 ACORD CORPORATION 1988 IMPORTANT If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s) If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s) DISCLAIMER The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon ACORD 25-S (2001108) 2 of 3 #M560535 DESCRIPTIONS'(Continued from Page 1) conditions and exclusions Consult the policy to determine extent of coverage This Certificate confers no rights on the Certificate Holder Additional Insureds City of Fort Collins The General Liability Additional Insured endorsement which is referenced above under "Type of Insurance - General Liability" is attached This Certificate of Insurance represents coverage currently in effect and may or may not be in compliance with any written contract * The following cancellation conditions always apply - 10 days for non-payment of premium - If policy shown, 10 days for Workers' Compensation for fraud, material misrepresentation, non-payment of premium, other reasons approved by the Commissioner of Insurance AMS 25 3 (2001108) 3 of 3 #M560535 � t 7 All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid, offered to pay, or deposited in court the part of the judgment that is within the applicable limit of insurance, These payments will not reduce the limits of insurance, k-SECTION II - WHO IS AN INSURED 1. If you are designated in the Declarations as' a. An individual, you and your spouse are insureds, but only with respect to the conduct of a business of which you are the sole owner b A partnership or joint venture, you are an insured Your members, your partners, and their spouses are also insureds, but only with respect to the conduct of your business c A limited liability company, you are an insured. Your members are also insureds, but only with respect to the conduct of your business Your managers are insureds, but only with respect to their duties as your managers d An organization other than a partnership, joint venture or limited liability company, you are an insured. Your "executive officers" and directors are insureds, but only with respect to their duties as your officers or directors Your stockholders are also insureds, but only with respect to their liability as stockholders. e. A trust, you are an insured Your trustees are also insureds, but only with respect to their duties as trustees 2 Each of the following is also an insured. a. Your "volunteer workers" only while performing duties related to the conduct of your business, or your employees, other than either your "executive officers" (if you are an organization other than a partnership, joint venture or limited liability company) or your managers (if you are a limited liability company), but only for acts within the scope of their employment by you, including rendering first aid in an emergency However, none of these employees or "volunteer workers" are insureds for. (1) "Bodily injury" or "personal and advertising injury" (a) To you, to your partners or members (if you are a partnership or joint venture), to your members (if you are a limited liability company), a co -employee while in the course of his or her employment or performing duties related to the conduct of your business, or to your other "volunteer workers" while performing duties related to the conduct of your business; (b) To the spouse, child, parent, brother or sister of that co -employee as a consequence of Paragraph (1)(a) above, (c) For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in Paragraph (1)(a) or (b) above. (2) "Property damage" to property (a) Owned, occupied or used by, (b) Rented to, in the care, custody or control of, or over which physical control is being exercised for any purpose by you, any of your empid"yees, "volunteer workers", any partner or member (if you are a partnership or joint venture), or any. member (if you are a limited liability company) b Any person (other than your employee or "volunteer worker"), or any organization while acting as your real estate manager. c Any person or organization having proper temporary custody of your property if you die, but only (1) With respect to liability resulting from the maintenance or use of that property, and (2) Until your legal representative has been appointed d Your legal representative if you die, but only with respect to duties as such That representative will have all your rights and duties under this Coverage Part 3 With respect to "mobile equipment" registered in your name under any motor vehicle registration law, any person is an insured while driving such equipment along a public highway with your permission Any other person or organization responsible for the conduct of such person is also an insured, but only with respect to liability resulting from the operation of the equipment, and only if no other insurance of any kind is available to that person or organization for this liability However, no person or organization is an insured with respect to a "Bodily injury" to a co -employee of the person driving the equipment, or b "Property damage" to property owned by, rented to, in the charge of or occupied by you or the employer of any person who is an insured under this provision UND 247 04 02 Page 9 of 16 4 Any organization you newly acquire or form, other than a partnership or joint venture, and over which you maintain ownership or majority interest, will qualify as a Named Insured if there is no other similar insurance available to that organization However, a Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period, whichever is earlier, b Coverage A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization, and c Coverage B does not apply to "personal and advertising injury" resulting from an offense committed before you acquired or formed the organization 5 Any person or organization to whom or to which you are obligated by virtue of a written contract, agreement or permit to provide such insurance as afforded by this policy is an insured, but only with respect to liability resulting from. a "Your work" for that insured by you, b. Permits issued by state or political subdivisions for operations performed by you, or c Premises you own, rent, occupy or use This provision does not apply unless the written contract or agreement has been executed, or the permit has been issued, prior to the "bodily injury", "property damage", or "personal and advertising injury" This provision does not apply to any person or organization for "your products" The ADDITIONAL INSURED - VENDORS endorsement must be attached to the policy to provide coverage for "your products". No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations. SECTION III - LIMITS OF INSURANCE 1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of the number of. a Insureds; b Claims made or "suits" brought, or c. Persons or organizations making claims or bringing "suits". d Persons or organizations included by virtue of written contract, agreement or permit. Their Limits of Insurance shall be the limit required by that written contract, agreement or permit or the Limits of Insurance of this policy, whichever is less, and shall not be in addition to the Limits of Insurance shown in the Declarations. 2 The General Aggregate Limit is the most we will pay for the sum of: a Medical expenses under Coverage C, b Damages under Coverage A, except damages because of "bodily injury" or "property damage" included in the "products -completed operations hazard"; and l c Damages under Coverage B 3 The Products -Completed Operations Aggregate Limit is the most we will pay under Coverage A for damages because of "bodily injury" and "property damage" included in the "products -completed operations hazard" 4 Subject to 2 above, the Personal and Advertising Injury Limit is the most we will pay under Coverage B for the sum of all damages because of all "personal and advertising injury" sustained by any one person or organization 5 Subject to 2 or 3 above, whichever applies, the Each Occurrence Limit is the most we will pay for the sum of a Damages under Coverage A, and b Medical expenses under Coverage C because of all "bodily injury" and "property damage" resulting from any one "occurrence" 6 Subject to 5 above, the Damage To Premises Rented To You Limit is the most we will pay under Coverage A for damages because of "property damage" to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner UND 247 04 02 Page 10 of 16