HomeMy WebLinkAbout2025-071-07/15/2025-ADOPTING THE 2025-2029 FIVE-YEAR CONSOLIDATED PLAN AND THE CITIZEN PARTICIPATION PLAN REQUIRED BY TH Consolidated Plan Fort Collins 1
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Executive Summary
ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b)
1. Introduction
The City of Fort Collins, Colorado is submitting its 2025-2029 Consolidated Plan. The Plan has been
prepared according to HUD requirements. The Plan will govern the City’s investment of federal funds for
persons experiencing homelessness, housing, and non-housing community development activities for
the next five-year period. This plan will be updated annually through preparation of the Annual Action
Plan.
2.Summary of the objectives and outcomes identified in the Plan Needs Assessment
Overview
Urgent needs identified in the Fort Collins Five-Year Consolidated Plan include both housing and non-
housing community development, persons experiencing homelessness, and special population needs.
The City of Fort Collins has developed and managed a robust Citizen Participation process to solicit
stakeholder and resident input on needs. The City has integrated that Citizen Participation process with
research on the scope of those needs. The City of Fort Collins’ Economic Health Strategic Plan, the Social
Sustainability Strategic Plan, the Social Sustainability Gaps Analysis and the Housing Affordability Policy
Study all provide data and recommendations for City actions to address the needs of both affordable
housing and non-housing community development needs. These various findings have been
incorporated into both the Needs Analysis and Market Assessment sections of the Consolidated Plan.
Through funding and other actions, the City will seek to address the following five specific needs:
•Increase the supply of affordable housing units: Increase both rental and ownership housing
with the following priorities: mixed-income housing, permanent supportive housing, and/or
housing with co-location of services (case management, childcare, etc.). Support projects that
are close to transit, grocery, employment, and other amenities/resources. May include
construction, acquisition, adaptive re-use, etc.
•Preserve existing affordable housing: Invest in preservation activities that maintain and/or
improve affordable housing stock conditions and numbers. Includes rehabilitation of existing
units and acquisition to prevent conversion to market rate. Rehabilitation efforts will extend the
life of the preserved unit for a minimum of 15 years and support efficiency upgrades and
healthy indoor and outdoor spaces for residents. May also include ownership supports such as
emergency repairs, energy efficiency upgrades, and modifications for people with disabilities.
•Provide emergency sheltering and services: Support projects that provide services, emergency
shelter, and/or residency programs for individuals and families experiencing homelessness,
including comprehensive case management for long-term stabilization. May include extreme
weather emergency sheltering.
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Housing stabilization and homelessness prevention were also identified as key needs through data and
public engagement. Due to funding limitations, the need area will be supported with local Homelessness
Response Program funds for the duration of the Consolidated Plan period. Supports may include
displacement, eviction, and homelessness prevention services such as diversion, reunification, housing
counseling, short- and long-term financial assistance (rent, utilities, etc.), comprehensive case
management, service coordination, and supportive services.
3.Evaluation of past performance
Overall, during the last five-year reporting period for Consolidated Annual Performance Evaluation
Reports (CAPERs) the City has received satisfactory reviews regarding its performance in meeting goals
set forth in the Five-Year Consolidated Plan and each year’s Annual Action Plan. Additionally, HUD
continues to conclude that the City of Fort Collins is administering its programs in a manner consistent
with the applicable regulatory requirements. Review and conclusions are based solely on information
available to HUD, and do not constitute a comprehensive evaluation or approval of specific activities.
The positive performance evaluations reflected progress made towards goals considered by HUD to be
worthwhile and necessary civic improvements. Updated research and analysis of residents' needs, as
well as fresh citizen input, has supported the continuation of goal setting and outcomes similar to
previous plans, with greater emphasis on homelessness sheltering, services, and prevention for this
Consolidated Plan period. The City of Fort Collins has responded to all technical assistance provided as a
part of any HUD review and evaluation.
4.Summary of citizen participation process and consultation process
Citizen and stakeholder participation components are a critical process in the development of the
Consolidated Plan. The Social Sustainability Department encouraged meaningful public participation in
the Consolidated Plan process. The department conducted a broad consultation process, including
interviews, workshops, focus groups, listening sessions, and an online questionnaire with public and
private agencies that provide housing, homelessness prevention and intervention efforts, health and
human services, education, and funding.
Input from a broad range of residents was collected during the development of the Consolidated Plan.
The public was encouraged to participate through multiple modes, including a Questionnaire, an Open
House, through submittal of written comments regarding the draft Plan, and the City Council Public
Hearing to adopt the plan. The Social Sustainability Department notified the public about opportunities
to participate in the process on the City website, through publication in the local newspaper, through
housing and service providers, through public notice partners, and through social media. Additionally,
City staff provided presentations to City Boards and Commissions comprised of resident volunteers
which focus on housing, human services, and special populations. Input from residents was used in
conjunction with data to determine needs and goals.
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5.Summary of public comments
Qualitative feedback collected through the resident questionnaire, public hearings, focus groups, lived
experience group meetings, and board and commission presentations provided insight into needs from
the grant beneficiary perspective. Top needs were identified as:
•Affordable housing
•Case management, especially intensive case management
•Behavioral health supports
•Supports and housing for people experiencing homelessness
•Preventing homelessness
•Childcare
•Transportation needs not met by the public transit system
•Social isolation
•Cost of living
Many of these concerns are more appropriately addressed with City dollars. The City will focus HUD
funds on housing and homelessness.
A summary of public comments received during the 30-day public review period will be included here.
6.Summary of comments or views not accepted and the reasons for not accepting them
No comments were not accepted.
7.Summary
The final City of Fort Collins Five-Year Consolidated Plan and Year 1 Annual Action Plan will be published
in August 2025 and submitted to the U.S. Department of Housing and Urban Development (HUD).
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The Process
PR-05 Lead & Responsible Agencies 24 CFR 91.200(b)
1. Describe agency/entity responsible for preparing the Consolidated Plan and those
responsible for administration of each grant program and funding source
The following are the agencies/entities responsible for preparing the Consolidated Plan and
those responsible for administration of each grant program and funding source.
Agency Role Name Department/Agency
Table 1 – Responsible Agencies
Narrative
The Fort Collins Social Sustainability Department allocates federal Housing and Urban Development
(HUD) CDBG and HOME funds, and local City of Fort Collins funding to housing and human service
agencies to meet the needs of low- and moderate-income citizens. The department also implements
policies promoting and supporting self-sufficiency for low- to moderate-income citizens, housing, and
safety for people experiencing homelessness.
Consolidated Plan Public Contact Information
Dianne Tjalkens
Grant Programs Administrator
Social Sustainability
City of Fort Collins
970.221.6734
dtjalkens@fcgov.com
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PR-10 Consultation – 91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and
91.315(I)
1. Introduction
Resident and stakeholder participation are critical in the development of the Consolidated Plan. The
Social Sustainability Department encouraged meaningful public participation in the Consolidated Plan
process, especially by low- and moderate-income people, and those in legally protected classes. The
Department conducted a broad consultation process with public and private agencies that provide
affordable housing, homelessness prevention and intervention efforts, health and human services,
education, and funding. Over 50 leaders in the city were interviewed during the development of this
plan, a questionnaire was widely distributed and received over 350 responses, City Board and
Commission members provided public input, and staff held a series of listening sessions for people with
lived experience. Social Sustainability Department staff participate on a number of boards and planning
groups whose work impacts and informs the Consolidated Plan process as well. Many organizations
were consulted in the writing of sections of the plan, including City staff in Utilities and Environmental
Services, Poudre School District, Colorado State University, the Northern Colorado Continuum of Care,
the local housing authority (Housing Catalyst), and other human service and affordable housing
providers.
The City of Fort Collins also maintains a robust and ongoing public participation process for all
work/program items benefiting from public conversation and input. Social Sustainability regularly
consults and coordinates with affordable housing providers, homeless service providers, human service
agencies, and the local Continuum of Care. Input from partners is reflected in our day-to-day operations,
programs and projects. The City continuously seeks to improve communication strategies with impacted
stakeholders, public groups, and those in legally protected classes. The City is actively engaged with One
Voice for Housing, a network of housing supporters working toward speaking about housing with one
voice – recognizing the importance of messaging in communications. In order to engage a cross section
of residents, Public Notices for citizen input opportunities are sent directly to service providers,
including the public library, Museo de las Tres Colonias, Northside Aztlan Community Center, Salud
Health Clinic, Colorado Health Network, SummitStone Health Partners, La Familia/The Family Center,
Colorado State University, Disabled Resource Services, homeless service providers and shelters, support
groups, local churches, boards, business associations, nonprofits, and affordable housing providers.
Provide a concise summary of the jurisdiction’s activities to enhance coordination between
public and assisted housing providers and private and governmental health, mental health
and service agencies (91.215(I)).
In 2021, the City adopted a Housing Strategic Plan encompassing the entire housing spectrum. The
Housing Strategic Plan includes 26 strategies and avenues for addressing the ongoing housing challenges
in our city. In 2022, the Social Sustainability Director was selected as the City’s representative on the
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Larimer County Regional Opioid Abatement Council, and this Council has selected “Recovery Housing” as
a focus for funding in its funding plan (along with prevention, treatment, harm reduction, and others).
Social Sustainability Department staff work closely with public and assisted housing providers, as well as
private and government health, behavioral health, and service agencies to distribute HUD and City grant
funding; identify housing and social service needs that can be addressed by the City; assess the impact
of current efforts and programs to meet needs; and plan for future programs, projects, and activities to
address housing and development needs.
The City is advised by two boards related to the work of the Social Sustainability Department. The
Human Services and Housing Funding Board advises City Council on grant applications to support
housing and human service needs in the City. The Affordable Housing Board advises City Council on
matters related to housing in Fort Collins and assists with preparing the City’s Affordable Housing
Strategic Plan.
The City continues to build a comprehensive, formalized approach to supporting residents experiencing
homelessness through support of initiatives such as Housing First, Rapid Re-housing programs, resource
and housing navigation, and Outreach Fort Collins. City representatives are also actively involved in the
two-county effort toward providing a Coordinated Access Housing Placement System as well as serving
on the governing board for the Northern Colorado Continuum of Care, which was recognized by HUD as
its own continuum of care in January 2020.
In 2016, the City initiated NoCo Housing Now, which has since grown to become a regional work group
that explores regional housing solutions and provides multiple opportunities to learn from regional
colleagues each year. This group is active in legislative review and in data collection and analysis. An SSD
staff person is on the steering committee and the Chamber of Commerce hosts and staffs the program.
In 2022, staff attended a convening by the Colorado Health Foundation to catalyze a conversation on
the many intersections of health and housing. This builds on the work of the Colorado Department of
Health and Environment’s grant funded Home2Health project (2019-2021). This in-depth exploration of
health and housing provided critical feedback that was incorporated into the Housing Strategic Plan.
Describe coordination with the Continuum of Care and efforts to address the needs of
homeless persons (particularly chronically homeless individuals and families, families with
children, veterans, and unaccompanied youth) and persons at risk of homelessness
The Northern Colorado Continuum of Care (NoCO CoC) members represent nonprofit service providers,
emergency services, and State and local government. The Social Sustainability Department’s Director
participates on the governing board for the NoCO CoC and additional City staff are engaged with the
NoCO CoC on varying levels, including serving on subcommittees. The NoCO CoC is focused on long-term
planning and addressing the needs of the unhoused on a policy level, coordinating the Point in Time
Count, and working to meet the requirements of the McKinney-Vento Homeless Assistance Act. The
NoCO CoC has implemented the Homeless Management Information System (HMIS) and measures the
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effectiveness of agencies funded through the McKinney Vento funding streams. The NoCO CoC
continues to work with area healthcare providers, homeless services providers, and other care
institutions to establish coordinated discharge planning processes. The annual Point in Time Count (PIT),
spearheaded by the NoCO CoC, is a city-wide effort to gather critical data on both sheltered and
unsheltered persons experiencing homelessness.
The City also works closely with service providers that track chronically homeless individuals and the
regional Coordinated Assessment and Housing Placement System (CAHPS). Several agencies, including
Housing Catalyst, have implemented a vulnerability index (VI-SPDAT) to assess which people are at the
highest jeopardy if they remain homeless. It is used to identify individuals for housing placement when
units become available and is the primary tool used by CAHPS. The NoCO CoC added additional staff in
2023 to increase capacity within the data and coordinated entry systems and will continue to coordinate
closely with the City of Fort Collins and other partners.
Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in
determining how to allocate ESG funds, develop performance standards and evaluate
outcomes, and develop funding, policies and procedures for the administration of HMIS
The City of Fort Collins does not receive ESG funding.
2.Describe Agencies, groups, organizations and others who participated in the process
and describe the jurisdictions consultations with housing, social service agencies and other
entities
Table 2 – Agencies, groups, organizations who participated
1 Agency/Group/Organization Housing Catalyst
Agency/Group/Organization
Type
PHA
What section of the Plan
was addressed by
Consultation?
Housing Need Assessment
Public Housing Needs
Non-Homeless Special Needs
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How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
Housing Catalyst (HC) staff were consulted to gather input used to
create the Housing Needs Assessment and Public Housing Needs
sections of the Consolidated Plan. Housing Catalyst provided data
related to clients, units, recent plans and reports, details about
housing developments, future development plans, and the needs of
their clients. HC was the lead author on the Public Housing
Accessibility and Involvement section and Public Housing sections,
and contributed to sections on Special Needs Facilities and Services,
Homeless Facilities and Services, and Homelessness Strategy. HC
and the City also hold monthly meetings. Anticipated outcomes are
implementation of shared housing goals, decreasing duplication,
and improved inefficiencies. Housing Catalyst staff participated in
the Affordable Housing Focus Group.
2 Agency/Group/Organization Larimer County Behavioral Health Services
Agency/Group/Organization
Type
Services-Health
Health Agency
Publicly Funded Institution/System of Care
Other government - County
Regional organization
What section of the Plan
was addressed by
Consultation?
Non-Homeless Special Needs
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The City is actively involved with Larimer County Behavioral Health
Services, and a City Council person is a member of the Behavioral
Health Policy Council and they (along with the SSD Director)
participate in quarterly Council meetings. The desired outcome is to
align goals with their initiatives and best practices. Social
Sustainability is aligned with the key collaboration areas of public
health care education, coordination of a larger behavioral health
solution for the area and increasing workforce skills. Additionally,
the SSD Director is a member of the Larimer County Regional Opioid
Abatement Council which is allocating funding from opioid
settlements to the focus areas of: care coordination, school-based
prevention programs, harm reduction, recovery housing, and
behavioral health co-responders. LCBHS was interviewed for the
Consolidated Plan as part of a regional funding analysis and to gain
their input into specific needs.
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3 Agency/Group/Organization Homeward Alliance
Agency/Group/Organization
Type
Services-homeless
What section of the Plan
was addressed by
Consultation?
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
Homeward Alliance and the City maintain an ongoing partnership to
coordinate additional extreme weather homeless services (heat and
cold). The City funds ongoing services provided by HWA via their
day center, the Murphy Center. Homeward Alliance staff
participated in the Prioritization Workshop, Homelessness Focus
Group, and Children and Youth Focus Group.
4 Agency/Group/Organization Outreach Fort Collins
Agency/Group/Organization
Type
Services-homeless
What section of the Plan
was addressed by
Consultation?
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The City was part of the founding board of Outreach Fort Collins
(OFC) and has provided ongoing resource support to OFC. The City
continues in an advisory role and uses this partnership to better
understand the homeless population of Fort Collins and their needs.
This partnership informs the City's response to homelessness issues.
OFC was interviewed to inform Priority Needs and participated in
both the Prioritization Workshop and Homelessness Focus Group.
5 Agency/Group/Organization City of Fort Collins, Environmental Services Department
Agency/Group/Organization
Type
Other government - Local
What section of the Plan
was addressed by
Consultation?
Resiliency and Climate Hazards
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How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The Environmental Services Department (ESD) addresses climate
action and response, and resilience for all residents. Their work on
the heat index informs the Social Sustainability Department's work
on emergency weather response for people experiencing
homelessness. Collaboration with ESD has led to implementation of
extreme heat sheltering, and exploration of the feasibility of
developing a plan for hazardous air quality events. ESD contributed
to the Climate Hazards section. ESD staff also attended multiple
focus groups.
6 Agency/Group/Organization City of Fort Collins, Economic Health Department
Agency/Group/Organization
Type
Other government - Local
What section of the Plan
was addressed by
Consultation?
Economic Development
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The Economic Health Department (EHO) addresses business
attraction, retention, and expansion, as well as workforce needs for
Fort Collins. EHO was the lead author for the Non-Housing
Community Development Assets section. They provided data and
analysis of workforce, employment, commuting, business sectors,
and educational attainment for the Economic Development Market
Analysis. They also provided information on planned investments
and initiatives that affect job and business growth. EHO staff
assisted with data collection and analysis for the Needs Assessment
and Housing Market Analysis sections.
7 Agency/Group/Organization Fort Collins Connexion
Agency/Group/Organization
Type
Services - Broadband Internet Service Providers
Services - Narrowing the Digital Divide
Other government - Local
What section of the Plan
was addressed by
Consultation?
Broadband
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How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
Connexion, the City's utility-scale broadband provider, offers high
speed internet service to all of Fort Collins, including reduced rates
for limited income households and service to affordable housing
developments. Connexion provided information and data to
support the Broadband section. Consultation ensures all residents
have the ability to use internet services needed for school, work,
job-search, and health care.
8 Agency/Group/Organization City of Fort Collins, Stormwater Department
Agency/Group/Organization
Type
Agency - Managing Flood Prone Areas
Other government - Local
What section of the Plan
was addressed by
Consultation?
Resilience and Climate Hazards
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The Stormwater department collaborates with other City
departments, including Social Sustainability, and external
stakeholders to create its FEMA-required flood hazards outreach
plan each year. This relationship has led to increased Spanish-
language outreach and distribution of flood awareness materials to
people experiencing homelessness and the providers who serve
them, including overnight and day shelters. Stormwater contributed
to the Resilience and Climate Hazard section.
9 Agency/Group/Organization Northern Colorado Continuum of Care
Agency/Group/Organization
Type
Regional organization
Planning organization
What section of the Plan
was addressed by
Consultation?
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The Social Sustainability Department Director is a Board member of
the Northern Colorado Continuum of Care (NOCO CoC) and was
directly consulted with on the above sections of the Consolidated
Plan. NOCO CoC collects and provides data on homelessness for the
region. SSD and the NOCO CoC are in continuous communication
and coordination. NOCO CoC recommendations influence the
trajectory of homelessness response and prevention. NOCO CoC
participated in the Homelessness Focus Group.
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10 Agency/Group/Organization CITY OF FORT COLLINS
Agency/Group/Organization
Type
Other government - Local
Planning organization
What section of the Plan
was addressed by
Consultation?
Housing Need Assessment
Lead-based Paint Strategy
Homelessness Strategy
Non-Homeless Special Needs
Economic Development
Market Analysis
Anti-poverty Strategy
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
Many City of Fort Collins departments were consulted to gather
information on current City priorities, programs, and initiatives, the
housing market and conditions, economic development efforts,
neighborhood conditions, City growth, Fair Housing, and limited
income and special needs populations. These City departments
include Social Sustainability, Economic Health, Environmental
Services, Utilities, Stormwater, and Planning, Development &
Transportation. Input from City departments and staff were
considered when developing the Consolidated Plan goals and
needs. City Council members filled out a targeted survey to gain
their insights into specific needs and goals.
11 Agency/Group/Organization Poudre School District
Agency/Group/Organization
Type
Services-Children
Services-homeless
Publicly Funded Institution/System of Care
What section of the Plan
was addressed by
Consultation?
Homelessness Strategy
Homeless Needs - Families with children
Homelessness Needs - Unaccompanied youth
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
Poudre School District's McKinney Vento program provided insights,
information and data regarding the state of homelessness within
the student population in Fort Collins.
12 Agency/Group/Organization Crossroads Safehouse
Agency/Group/Organization
Type
Services-Victims of Domestic Violence
Services-homeless
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What section of the Plan
was addressed by
Consultation?
Homeless Needs - Families with children
Priority Needs
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
Crossroads Safehouse provided insights into the need for survivor
services and domestic violence sheltering and programs. They
described Crossroads' role, future projects, data that guides their
decision-making, and gaps and obstacles to providing their services
in Fort Collins.
13 Agency/Group/Organization Larimer Small Business Development Center
Agency/Group/Organization
Type
Services-Employment
Other government - County
Business Leaders
What section of the Plan
was addressed by
Consultation?
Priority Needs
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The Larimer SBDC was interviewed to gain insights into the needs of
local businesses, learn about the SBDC role in addressing needs,
future projects, data, and gaps and obstacles to providing services.
14 Agency/Group/Organization Larimer County Community Corrections
Agency/Group/Organization
Type
Publicly Funded Institution/System of Care
Other government - County
What section of the Plan
was addressed by
Consultation?
Homelessness Strategy
Priority Needs
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The director of Community Corrections for Larimer County
Department of Corrections was interviewed to ascertain how
corrections assists people returning to public life from incarceration
to attain appropriate supportive housing and avoid becoming
homeless, as well as other resident needs.
15 Agency/Group/Organization Fort Collins Police Services HOPE Team
Agency/Group/Organization
Type
Services-homeless
Publicly Funded Institution/System of Care
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What section of the Plan
was addressed by
Consultation?
Homelessness Strategy
Priority Needs
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The Fort Collins Police Services HOPE team, which stands for
Homeless Outreach and Proactive Engagement, connects
individuals experiencing homelessness with resources and services,
while also addressing environmental concerns and promoting
safety. The lead Sergeant was interviewed regarding behavioral
health, care coordination, resource navigation, seniors, youth, and
medical needs of people experiencing homelessness, safe parking,
and other policing issues.
16 Agency/Group/Organization Salud Family Health
Agency/Group/Organization
Type
Services-Health
What section of the Plan
was addressed by
Consultation?
Non-Homeless Special Needs
Priority Needs
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
Salud Family Health provides integrated medical, dental, behavioral
health, pharmacy & pediatric services to Fort Collins. They are the
primary health center of the area for people living with HIV/AIDS,
through their HIV Cares Clinic. Salud was interviewed regarding
their role in addressing residents' health needs, including resource
navigation for housing and childcare, gaps and obstacles to
providing services, and their views on needs to be addressed with
CDBG and HOME funds.
17 Agency/Group/Organization Larimer County Department of Health and Environment
Agency/Group/Organization
Type
Health Agency
Child Welfare Agency
Other government - County
Regional organization
What section of the Plan
was addressed by
Consultation?
Lead-based Paint Strategy
Market Analysis
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How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for
improved coordination?
The Department of Health and Environment was consulted for the
Lead-Based Paint section of the Plan for data related to lead-based
paint prevalence and household exposure numbers.
Identify any Agency Types not consulted and provide rationale for not consulting
The City of Fort Collins has made a concerted effort to invite all agencies who serve low- and moderate-
income residents to participate in the Consolidated Planning efforts. More than 50 organizations and
departments of the City were consulted in the development of the Consolidated Plan, through listening
sessions, focus groups, and individual interviews. Listed above are those organizations that contributed
directly to the text of the Plan with data and information or that meet a specific consultation
requirement. A complete list of organizations that were consulted in the preparation of the Plan is
included as an attachment.
All residents of Fort Collins were also invited to participate in the planning efforts, through a
Questionnaire, public forums, and by providing written comments. Agencies and citizen groups may
have chosen not to participate, but all were invited to do so.
The City attempted to reach additional organizations serving residents living with HIV/AIDS, the local
hospital, and various nonprofits and departments of other local governments for interviews related fair
housing, discharge planning, seniors, survivor services, disabilities, and HIV/AIDS without response.
Other local/regional/state/federal planning efforts considered when preparing the Plan
Continuum of Care Northern Colorado
Continuum of Care based on active communication, and City
representation on the Northern Colorado Continuum of
Care.
based on active communication, stakeholder input,
available resourcing and capacity, and decision-maker
prioritization.
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Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with
the goals of each plan?
Human Services and
Homelessness Priority
Platforms
City of Fort Collins Goals are complementary and mutually supportive,
based on active communication, stakeholder input,
available resourcing and capacity, and decision-maker
prioritization.
Table 3 – Other local / regional / federal planning efforts
Describe cooperation and coordination with other public entities, including the State and any
adjacent units of general local government, in the implementation of the Consolidated Plan
(91.215(l))
The City of Fort Collins works closely with Larimer County, the State of Colorado Department of Local
Affairs and other state offices to meet the needs identified in the Consolidated Plan and to implement
programs and projects to meet our goals. Many agencies serve Fort Collins, other Larimer County
jurisdictions, and the unincorporated areas of the County. Programs such as the Larimer Home
Improvement Program (LHIP) are coordinated and funded County-wide to reduce duplication. Funding
for many projects and programs identified in the Consolidated Plan comes from the State of Colorado,
through resources such as the Emergency Solutions Grants (ESG), HOME program, and Colorado Housing
and Finance Authority’s (CHFA) Low Income Housing Tax Credit (LIHTC) program. Starting in 2024, the
first statewide affordable housing fund created by Proposition 123 is also supporting local housing
projects. The City of Fort Collins will continue to coordinate with other local and state agencies during
the course of the Consolidated Plan.
Narrative (optional):
Staff also regularly participate in local and regional conferences that promote regional collaboration.
The City’s Mayor and Council are active in regional and state initiatives including:
•Family Housing Network Board of Directors
•Housing Catalyst Board of Commissioners
•Larimer County Behavioral Health Policy Council
•Larimer County Community Services Block Grant (CSBG) Advisory Tripartite Board
•Colorado Municipal League Policy Committee
•National League of Cities University Communities Council
•National League of Cities Women in Municipal Government
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OMB Control No: 2506-0117 (exp. 09/30/2021)
PR-15 Citizen Participation – 91.105, 91.115, 91.200(c) and 91.300(c)
1.Summary of citizen participation process/Efforts made to broaden citizen participation
Summarize citizen participation process and how it impacted goal-setting
Input from a broad range of residents was collected during the development of the Consolidated Plan. The public was encouraged to participate
through multiple modes, including a questionnaire in English and Spanish, tabling at the Housing Summit, a public meeting, submittal of written
comments regarding the draft Plan, and attending the City Council Public Hearing to adopt the plan. The Social Sustainability Department
notified the public about opportunities to participate in the process on the City website, through publication in the local newspaper, through
housing and service providers, through public notice partners, and through social media. City staff took the questionnaire to the Project
Homeless Connect event and the Food Bank for Larimer County to solicit input directly from their clientele. The webpage provided updates and
ongoing information on the Consolidated Plan process. City staff also presented to and solicited input from four lived experience groups
including participants who are currently experiencing homelessness, are previously homeless, live in permanent supportive housing, and live in
subsidized housing. Additionally, City staff provided presentations to five City Boards and Commissions comprised of resident volunteers which
focus on housing, human services, and special populations; and City Councilmembers responded to a survey regarding specific needs and
funding focus.
One listening session, one workshop and seven focus groups were used to solicit input from service providers. Participation included over 100
attendees from 45 organizations representing human services, County, Poudre Library District, Northern Colorado Continuum of Care, Poudre
School District, foundations/funders, faith groups, affordable housing providers, Colorado State University, and the Department of Human
Services. Additionally, City staff conducted individual and group interviews with over 55 organizations representing health and human service
providers, housing providers, CSU, PSD, corrections system, the Downtown Development Authority, funders, homelessness coordination, County
services, and the local library district.
Input from residents, stakeholders, Council and City Boards and Commissions was used in conjunction with research and available data to
determine high needs and goals.
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Citizen Participation Outreach
Targeted
Interviews Housing Industry
Experts, City
Department Staff,
etc.
were held with organizations representing health
and human service providers, social services,
affordable housing providers, justice
system/corrections, homelessness coordination,
County services, local businesses, homeless
facilities, the local library district, and many more.
Emphasis was placed on organizations serving
higher-need populations, as well as known areas of
need such as children/youth, senior services,
homelessness, food insecurity, and behavioral
health.
housing, case management, behavioral health
supports, supports and housing for people
experiencing homelessness, preventing
homelessness, childcare, transportation needs not
met by the public transit system, social isolation, and
cost of living as areas of need for both clients and
employees. Housing was by far the most frequently
noted need and representatives interviewed
consistently believed that most of the CDBG and
HOME funds allocated by the City should be invested
in housing.
Questionn
aire
responded to the Council Questionnaire. homelessness, and supportive services as the top
areas of need to be addressed with CDBG and HOME
funds. Housing specifically for people with low and
moderate incomes were identified as having high
need for affordable housing. Homelessness priorities
included facilities and services for people
experiencing homelessness. Supportive services
prioritized included childcare, job training,
transportation assistance, mental and physical health
care, etc.
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Mode of
Outreach
Target of Outreach Summary of
response/attendance
Summary of
comments received
Listening
Session
Residents of Public
and Assisted
Housing
Nonprofit
community
June 6, 2024 31 representatives from 26
organizations attended and participated. 7 City staff
attended and provided answers to questions,
including the Chief Sustainability Officer, grants
program manager and administrators, and the
Housing Manager.
Nonprofits desire more communication between one
another on service intersections that could benefit
clients. Nearly every organization recognized the
importance and need for housing options. The work
of nonprofits is intertwined and the issues they serve
are fundamentally tied together. Areas brought up in
the listening session included disability services, food
access, transportation, homelessness, childcare,
health care, and funding stability.
Prioritizati
on
Workshop
Human services,
County, Health
District, Continuum
of Care, Poudre
School District,
foundations/fund
June 20, 2024 13 representatives from 12
organizations attended and participated. The
workshop provided a presentation of Consolidated
Plan and Human Service Program basics, including
fund sources and restrictions, the allocation
process, and project timeline. Following the
presentation, participants were directed through
group activities to solicit and share input on needs.
Participants identified the following areas as potential
priorities for the receipt of SSD funding and focus:
collaborative funding opportunities, data collection,
multi-sector engagement and education, marketing,
permanent supportive housing, landlord incentives,
transportation options, balance of prevention and
emergency services, equitable food systems,
affordable housing and incentives, basic needs for
students, land-use code/zoning.
Public
Meeting
Non-
targeted/broad
community
City Council
June 11, 2024 Staff provided a report to City Council
regarding the Consolidated Plan, including funding
sources and uses, and planned outreach and
engagement. Council was advised of an upcoming
Council questionnaire. Council meetings are open to
the public, noticed on the webpage, and available
live online as well as in person.
Clarifying questions asked by Council.
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Mode of
Outreach
Target of Outreach Summary of
response/attendance
Summary of
comments received
Focus
Group:
Homeless
ness
Service providers
and community
groups
June 27, 2024 21 attendees from 19 organizations
representing human services, homeless sheltering
providers, funders, Colorado State University, and
the Poudre Library District. Focus group provided a
presentation of Consolidated Plan and Human
Service Program basics. Following the presentation,
participants were asked to provide input using a
series guiding questions.
Participants discussed the need for case
management, housing retention, prevention, services
for invisible populations, and using different
philosophies for addressing housing and
homelessness. They also discussed gratitude for these
discussions, and the City's ongoing funding supports.
Focus
Group:
Children
and Youth
Service providers
and community
groups
July 11, 2024 11 attendees from 11 organizations
representing human services and funders. Followed
same format other focus groups.
Key themes explored in discussion were
transportation, workforce, insufficient number of
daycare spaces, long waitlists, facilities and related
costs, and behavioral health concerns for children
and employees serving children.
Focus
Group:
Housing
Service providers
and community
groups
July 18, 2024 9 attendees from 8 organizations
representing human services, housing providers,
funders, homelessness services, and faith
community. Followed same format as other focus
groups.
Key themes explored in discussion were the growing
need for housing options for larger families, people
leaving institutions, chronically homelessness, aging
residents, and youth transitioning to independence.
Also discussed community awareness and desire for
additional incentives to develop affordable housing,
such as abbreviated approval processes .
Focus
Group:
Seniors
and Aging
Service providers
and community
groups
July 23, 2024 11 attendees from 10 organizations
representing human services, housing, and County.
Followed same format as other focus groups.
Key themes explored in discussion included case
management, transportation, nutrition services for
special diets, senior care and long-term facilities,
need for volunteers, resources and support for
caregivers, difficulty locating and engaging seniors
and seniors, and the need for additional prevention
education.
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Mode of
Outreach
Target of Outreach Summary of
response/attendance
Summary of
comments received
Focus
Group:
Disabilitie
s
Persons with
disabilities
Service providers
and community
groups
July 25, 2024 8 attendees from 8 organizations
representing service providers, housing providers,
and recreation opportunities for people with
disabilities. Followed same format as other focus
groups.
Key themes explored in discussion included need for
well-trained workforce, competitive pay, and
employee supports; transportation availability, and
accommodations; poor data infrastructure; need for
supportive housing with wrap-around services, long-
term care options/lack of facilities; isolation; and
knowledge and support of available resources.
Focus
Group:
Food
Insecurity
Service providers
and community
groups
July 29, 2024 12 attendees from 11 organizations
representing business, CSU, funders, childcare, and
food availability/security. Followed same format as
other focus groups.
Key themes explored in discussion included the high
demand for fresh produce, nutrition insecurity vs.
food insecurity, transportation, potential for
additional smaller pantries, stigma associated with
basic needs, promotion and education, better
collaboration across organizations and City
departments, support for local agriculture, and cost
of living concerns.
Focus
Group:
Health
Service providers
and community
groups
July 31, 2024 7 attendees from 6 organizations
representing CSU, funders, homelessness service
providers, and other human services. Followed
same format as other focus groups.
Key themes explored in discussion included the
physical and behavioral health needs of nonprofit
staff, increased challenge of service availability for
people experiencing homelessness, the importance of
building trust/rapport, need for respite care, need for
additional volunteers, need for additional facility-
space for low-income and high-vulnerability
residents, and availability of City programming.
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Mode of
Outreach
Target of Outreach Summary of
response/attendance
Summary of
comments received
Lived
Experienc
e Group:
NoCo CoC
Lived
Experienc
e Advisory
Council
Community
members with lived
experience of
homelessness.
August 16, 2024 Lived Experience Advisory Council
members and NoCo CoC staff attended. Followed
same format as focus groups with guiding questions
based on their personal experiences receiving
services and housing.
Participants identified the following areas as potential
priorities for the receipt funds and staff focus: case
management training and coordination, reduction of
service duplication, reducing obstacles to resources
such as transportation and paperwork, greater
coordination of discharge planning, investment in
additional permanent supportive housing, continued
development opportunities for formerly homeless
individuals, landlord engagement for voucher
acceptance, job search assistance, and improved
outreach, engagement, and education on available
resources.
Lived
Experienc
e Group:
Murphy
Center
Community
members with
current lived
experience of
homelessness.
August 27, 2024 Murphy Center guests and
Homeward Alliance staff attended. Followed same
format as focus groups with guiding questions
based on their personal experiences receiving
services and being unhoused in Fort Collins.
Participants identified the following areas as potential
priorities for the receipt funds and staff focus:
transportation, intolerance against unhoused
persons, relationship and/or conflict with Police
services, increased/more flexible shelter hours for
shift workers, substance use treatment, availability of
behavioral health and medications, and amenities like
restrooms, phones, charging stations, and lockers.
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Mode of
Outreach
Target of Outreach Summary of
response/attendance
Summary of
comments received
Lived
Experienc
e Group:
Mason
Place
Residents of Public
and Assisted
Housing
Community
members with prior
lived experience of
homelessness,
living in permanent
supportive housing
September 9, 2024 Residents of permanent
supportive housing development Mason Place.
Followed same format as focus groups with guiding
questions based on their personal experiences
receiving services and housing.
Participants identified the following areas as potential
priorities for the receipt funds and staff focus: cost of
living including rising food costs, reliable
transportation for appointments, bike theft,
continuing supports for people living in PSH,
intolerance, assistance navigating systems of care,
basic needs, case manager training, additional
affordable housing units, prevention/early-
intervention, self-sufficiency opportunities, disability
services, and additional supports for transitioning into
housing (learning how to be housed).
Lived
Experienc
e Group:
Care
Housing
Resident
Council
Residents of Public
and Assisted
Housing
October 8, 2024 Resident Council members, Care
Housing staff. Followed same format as focus
groups with guiding questions based on their
personal experiences receiving services and
housing.
Participants identified the following areas as potential
priorities for the receipt funds and staff focus:
housing close to school, jobs, groceries and transit;
supports for working class households such as car
repair and utility assistance; improved availability to
public transit; improved availability of food pantries;
education, awareness, and networking to improve
knowledge of available resources, self-sufficiency and
education supports and programming; additional
resource hubs like Murphy Center; increased
supports for PEH such as showers, laundry, and
shelter shuttles; and extracurricular activity
availability for limited-income families including
transportation and cost offsets.
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Mode of
Outreach
Target of Outreach Summary of
response/attendance
Summary of
comments received
Public
Hearing
Minorities
Non-English
Speaking - Specify
other language:
Spanish
Persons with
disabilities
Non-
targeted/broad
community
Residents of Public
and Assisted
Housing
Service providers,
community groups,
and general public
October 23, 2024 37 attendees at 2 sessions,
representing service and housing providers, interest
groups, business associations, and religious
organizations. Presentation included summary of
outreach and findings to date, including draft Plan
goals. Public notice published in the local
newspaper and emailed directly to public notice
partners, grantees, and all organizations previously
engaged in the listening session, focus groups,
boards and commissions, workshop, or interviews.
Participants generally supported the work completed
so far and offered additional suggestions including
adding employee training, retention and self-care;
adding transitional housing development; and
defining Other comments included a desire for new
affordable housing to be carbon neutral, and to
ensure students attending the local university are
able to receive community resources.
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Mode of
Outreach
Target of Outreach Summary of
response/attendance
Summary of
comments received
Public
Input
Period
Minorities
Non-English
Speaking - Specify
other language:
Spanish
Persons with
disabilities
Non-
targeted/broad
community
Residents of Public
and Assisted
Housing
Service providers,
community groups,
and general public
October-December 2024 Public input sought. 3
online responses submitted. A webpage was
developed for the Consolidated Plan and another
for all planning documents. Following the public
hearing, comment forms were available for
residents to provide input into draft Plan goals and
City human services and homelessness planning
documents. Link to page was distributed via partner
organizations. Comment form remained open until
submission of the Consolidated Plan.
URL:
www.fcgov.com/socialsustainability/consolidated-
plan
affordable construction to be built carbon neutral and
for all rehabilitation projects to have similar goals
with minimum building performance standards
required; minor edits for consistency; suggestion for
additional housing and sheltering for people
experiencing homelessness.
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Mode of
Outreach
Target of Outreach Summary of
response/attendance
Summary of
comments received
Communit
y
Questionn
aire
Minorities
Non-English
Speaking - Specify
other language:
Spanish
Persons with
disabilities
Non-
targeted/broad
community
Residents of Public
and Assisted
Housing
Service providers,
affordable housing
providers, and
workshop and focus
group invitees
April-June 2024 Questionnaire available in English
and Spanish, online and on paper. Staff attended
Project Homeless Connect and the Food Bank to
solicit input from residents utilizing services.
Questionnaire was emailed to public partners and
grantees and available on the webpage.365 total
responses: 77% residents, 16% provider staff, 4%
government employees/officials, 1% funder, 1%
housing developer, and 4% other.
URL:
www.fcgov.com/socialsustainability/consolidated-
plan
affordable housing opportunities (rent and own) and
limited services for people experiencing
homelessness. Building and maintaining affordable
housing, providing housing opportunities to limited
income households, and providing services to people
experiencing homelessness were clear priorities. In
addition to services for people experiencing
homelessness, childcare and behavioral health care
ranked as the highest specific supportive services. Job
creation and job training and placement services
ranked as the highest economic development
priorities, and improvement to the transit system was
the top community development activity.
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OMB Control No: 2506-0117 (exp. 09/30/2021)
Mode of
Outreach
Target of Outreach Summary of
response/attendance
Summary of
comments received
Boards &
Commissi
ons
Presentati
ons
Persons with
disabilities
Members of Boards
and Commissions
Boards are composed of approximately 7 to 10
volunteer residents who are appointed by Council
to their respective boards. Five boards, plus the
Super Issues meeting, were provided presentations
and consulted regarding the use of HUD funds. AHB
provides rankings of housing projects under
consideration in annual Competitive Process. HSHF
Board provides funding recommendations to
Council. All boards report to Council and provide
feedback on proposed projects. All board meetings
are noticed online and open to the public.
URL: www.fcgov.com/cityclerk/boards/
Affordable Housing Board, Youth Advisory Board,
Senior Advisory Board, the Commission on Disability,
and Super Issues board meeting attendees provided
input into the Needs Assessment. The Super Issues
meeting is a gathering of representatives of all
interested boards across the City. Board members
identified the following areas as potential priorities
for the receipt funds and staff focus: living wage,
concern over waitlists for housing and how to shorten
time and improve communication, housing retention
and long-term assistance, and home modifications,
assistance for moderate-income households suffering
cliff effect, incentivizing building smaller single family
homes and condos, aging in place supports, , eviction
prevention, healthcare services, mobile home park
preservation, acquisition of land bank properties,
rehabilitation and preservation of existing affordable
housing, ownership supports to prevent deterioration
of homes, homelessness prevention, rapid rehousing,
housing for young adults, housing for elderly,
prioritizing housing near amenities, well-distributed
affordable housing, domestic violence sheltering, and
education/marketing regarding available services.
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Mode of
Outreach
Target of Outreach Summary of
response/attendance
Summary of
comments received
Newspape
r Ad
Minorities
Non-English
Speaking - Specify
other language:
Spanish
Persons with
disabilities
Non-
targeted/broad
community
Residents of Public
and Assisted
Housing
February 28 and March 3, 2025 Public notices for
the March 18 Public Hearing were published in
English and Spanish in the local newspaper, the
Coloradoan, in advance of deliberations on funding
applications, and before the Public Review Period
for the Consolidated Plan. Notices were also
distributed via nonprofit partner agencies, public
notice partners, previously engaged organizations
and individuals, and posted on the City website.
Language interpretation was offered upon request.
No comments received
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Mode of
Outreach
Target of Outreach Summary of
response/attendance
Summary of
comments received
Public
Meeting
Non-
targeted/broad
community
March 18, 2025 The Hearing provided an overview
of the Consolidated Planning process and the
Competitive Process for FY25 funding, and solicited
resident input. Public notices were published in
English and Spanish in the local newspaper, the
Coloradoan. Notice was also distributed via
nonprofit partner agencies, public notice partners,
previously engaged organizations and individuals,
and posted on the City website. Presentation
included sources of funds, applications received,
and process information. Interpretation services
offered on request. Attendance: 8 organization
representatives and 1 resident
URL: www.fcgov.com/socialsustainability/;
www.fcgov.com/events/
application for the City's Homelessness Response
Program, which is funded with City dollars.
Table 4 – Citizen Participation Outreach
Summary of comments not accepted and reasons:
No comments were not accepted.
EXHIBIT A TO RESOLUTION 2025-071
Needs Assessment
NA-05 Overview
Needs Assessment Overview
The City of Fort Collins gathered information to determine specific needs from many sources. The City
has undertaken demographic and housing market research using US Census, Multiple Listing Service
(MLS), CHAS, and other sources. Data in the Social Sustainability department’s Housing Strategic Plan
also informed the Needs Assessment. The City conducted a series of workshops and stakeholder
interviews with human service and housing providers, City staff, County staff, Housing Catalyst, the
Poudre River Library District, the Poudre School District, lived experience groups, employers,
institutions, and other organizations involved with serving limited income and special needs
populations. A questionnaire was made available to all Fort Collins residents, asking citizens to provide
their insights into housing, homelessness, special needs and community development needs. All
information has been considered in the drafting of this plan.
This section shows where households of different types have greater housing needs than others.
The data show that disproportionate needs exist in Fort Collins for seniors, low-income households,
people of color, people experiencing homelessness, and people with disabilities:
• 80% of households with one or more children aged six and younger have incomes at or below
80% AMI. In general, households with older adults or with young children are more likely to earn
less than 100% AMI.
• Housing cost burden disproportionately impacts the elderly and small families. 25% of elderly
households were cost burdened, while 20% of all small, related households were cost burdened.
20% of small families at 0–30% AMI are severely cost burdened. Across the board, the lower the
income the more likely a household is to be cost burdened.
• Black/African American and Hispanic households are disproportionately impacted by housing
problems and severe housing problems at every income level and are cost-burdened at a higher
rate than any other race or ethnicity.
• According to the PIT, 49% of people experiencing homelessness self-reported a disability. Nearly
90% of chronically homeless persons report a disability. Men are more likely to be chronically
homeless, while women are more likely to have children with them.
• Multi-Racial and Black, African Americans are experiencing homelessness at a disproportionate
rate to others. People of races other than white are over-represented in the population of
people experiencing homelessness.
• More than 70% of residents 5 years or older were estimated to have a disability in 2022. The
largest share of the population by percent is seniors. Children (18 and under) with a disability
primarily have cognitive difficulties while people 65 and older mostly have ambulatory
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disabilities. Some people with disabilities are limited in their ability to work and rely on Social
Security and disability payments as their primary sources of income. 36% of Fort Collins
residents with disabilities are employed, 59.8% are not in the labor force and the remainder are
unemployed.
• Poverty data for Fort Collins shows that every race and ethnicity aside from Native American has
a higher poverty rate than the white population in 2024. The race most likely to be in poverty
in Fort Collins is Pacific Islander, with 32.56% below the poverty level. The race least likely to be
in poverty in Fort Collins is Native American, with 14.15% below the poverty level. The poverty
rate among those that worked full-time for the past 12 months was 3.48%. Among those
working part-time, it was 31.57%, and for those that did not work, the poverty rate was 23.89%.
• Although just 12.4% of the general population in Fort Collins is Hispanic, 29.9% of voucher
holders are Hispanic.
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NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c)
Summary of Housing Needs
Between the year 2009 and 2024, the population in Fort Collins rose 10%, while the number of
households rose 22%. Median incomes rose 44% during this time period. The percentages of the
population over 60 is steadily growing, indicating a need for more housing for older adults, including
housing with supportive services. The poverty rate for seniors is also increasing. Employed people are
also seeing increased poverty rates. Female headed households with children, and non-white residents
consistently see more poverty than the general population. Therefore, it is not surprising that the largest
housing issue faced by residents of Fort Collins is cost-burden and the greatest need is for housing
assistance.
Demographics Base Year: 2009 Most Recent Year: 2024 % Change
Table 5 - Housing Needs Assessment Demographics
Alternate Data Source Name:
Data Source Comments:
Total Population
According to the Colorado Department of Local Affairs (DOLA), between 2012 and 2022, the population
of Fort Collins grew by approximately 24,000 people while Larimer County grew by nearly 56,000
people. As evidenced in the chart below, the population of Fort Collins is growing at a slower rate than
the County.
Total Population
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Population Growth
Population by Age Range
The following table shows the percent of residents in Fort Collins by age range. While the number of
persons in each range is expected to grow, Fort Collins is expected to see growth in the population over
60 years of age. Currently, there are slightly more people 60 and over than there are under 17.
Population by Age Range
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Population by Age Change
Population by Race and Ethnicity
The demographics of Fort Collins are anticipated to experience similar trends to the rest of the country,
moving toward a more multicultural population. Currently, roughly 80% of Fort Collins residents identify
their race as white, and ethnicity as non-Hispanic. The largest minority group in Fort Collins is persons of
Hispanic descent, at 11.7% of the total population. The percent of persons who are Hispanic in Fort
Collins is consistent with Larimer County (12.7%) but lower than the state of Colorado (22.5%).
Population by Race and Ethnicity
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Population by Race and Ethnicity Percents
Hispanic Origin by Census Tract
The following map shows Hispanic persons are concentrated in census tracts in northern Fort Collins.
These census tracts are reflective of the Buckingham, Andersonville, and Alta Vista neighborhoods that
have historic roots for the Hispanic population, as well as the Hickory Village area.
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Hispanic Origin by Census Tract
Poverty
The following tables provide information about persons in poverty living in Fort Collins. The number of
persons in poverty has grown from 24,988 in 2010 to 29,102 in 2022. The poverty rate, however, has
remained consistent, with the overall rate hovering around 18%. Poverty rates for children and people
who are employed have remained consistent. The rate for seniors has risen slightly, which could be
contributed to the aging population in Fort Collins and the higher percentage of seniors than previous
years. ACS data estimates that 22.9% of all female-headed households have incomes at less than 100%
of the poverty level in Fort Collins. This is higher than the overall poverty rate for the city.
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Poverty Rate
People in Poverty
Poverty by Race and Ethnicity
The estimated median household income in Fort Collins is highest for Asian and non-Hispanic white
residents at $101,962 and $80,008 respectively. Median household income for African American and
Hispanic households is roughly $20,000-$40,000 less than non-Hispanic white and Asian households.
Roughly 1 in 4 nonwhite households earn less than $50,000 annually.
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Income by Race and Ethnicity
Population with Disabilities
Number of Households Table
Total Households 9,985 8,300 11,410 6,645 25,190
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0-30%
HAMFI
>30-50%
HAMFI
>50-80%
HAMFI
>80-100%
HAMFI
>100%
HAMFI
Small Family Households 1,910 2,105 3,605 2,755 13,300
Large Family Households 180 275 530 285 1,540
Household contains at least one
person 62-74 years of age 1,635 1,330 1,990 1,044 4,710
person age 75 or older 945 1,045 1,099 325 1,615
children 6 years old or younger 809 860 1,605 854 2,493
Table 6 - Total Households Table
2016-2020 CHAS
Total Households
Table 6 shows the estimated number of households by household type and Area Median Income (AMI)
level in 2020. The highest concentrations of any household type are in the greater than 100% AMI
income range. Small Family Households have the highest percentage of households at 0–30% AMI
(20%). 80% of households with one or more children aged six and younger have incomes at or below
80% AMI. In general, households with older adults or with young children are more likely to earn less
than 100% AMI.
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Housing Needs Summary Tables
1. Housing Problems (Households with one of the listed needs)
Renter Owner
0-30%
AMI
>30-
50%
80%
100%
AMI
>30-
50%
80%
100%
NUMBER OF HOUSEHOLDS
Substandard
Housing - Lacking
complete plumbing
or kitchen facilities 110 30 220 15 375 4 44 4 0 52
Overcrowded - With
>1.51 people per
room (and complete
kitchen and
plumbing) 60 155 4 35 254 10 0 25 20 55
1.01-1.5 people per
room (and none of
the above
problems) 50 75 65 15 205 45 10 25 0 80
greater than 50% of
income (and none of
the above
problems) 5,650 1,725 290 4 7,669 1,305 765 315 55 2,440
greater than 30% of
income (and none of
the above
problems) 715 2,090 2,505 439 5,749 380 755 1,850 530 3,515
Income (and none
of the above
problems) 560 0 0 0 560 235 0 0 0 235
Table 7 – Housing Problems Table
2016-2020 CHAS
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Housing Problems
Table 7 through 12 show households with Housing Problems by tenure and income range. Housing
problems are defined by HUD for the Consolidated Plan as:
1. Housing unit lacks complete kitchen facilities
2. Housing unit lacks complete plumbing facilities
3. Overcrowding (1.01–1.5 persons per room)
4. Severe Overcrowding (greater than 1.5 persons per room)
5. Cost Burden (households paying between 30% and 50% of their income for housing)
6. Severe Cost Burden (household pays 50% or more of their income for housing)
In Fort Collins, there were 375 rental units and 52 owner-occupied units without complete plumbing or
kitchen facilities in 2020. Of these, most were rentals serving households between 50% to 80% HAMFI.
There were 254 severely overcrowded rental and 55 severely overcrowded ownership households in
Fort Collins, while 205 renters and 80 owners were overcrowded in 2020. By far the largest housing
problem experienced by households between 80-100% of the HAMFI or less in Fort Collins was cost
burden. Renter households were more likely to be cost burdened than owners. There were almost 7700
renter households at 0–30% AMI that were severely cost burdened, which is 43% of all severely cost
burdened households. 10,180 renters earning 0–50% of the AMI were cost burdened or severely cost
burdened. There were also 1305 owners at 0–30% AMI who were severely cost burdened. The majority
of cost burdened owners fell in the 50–80% AMI category.
2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen
or complete plumbing, severe overcrowding, severe cost burden)
Renter Owner
0-30%
AMI
>30-
50%
80%
100%
AMI
>30-
50%
80%
100%
NUMBER OF HOUSEHOLDS
Having 1 or more
of four housing
problems 5,870 1,985 580 75 8,510 1,365 820 370 75 2,630
four housing
problems 1,745 3,190 5,535 3,270 13,740 1,005 2,300 4,925 3,230 11,460
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Renter Owner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total 0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total
Household has
negative income,
but none of the
other housing
problems 0 0 0 0 0 0 0 0 0 0
Table 8 – Housing Problems 2
2016-2020 CHAS
Housing Problems 2
Total of 11,140 households experienced one or more housing problems (approximately 30% of all
households) most of which were cost burdened.
3. Cost Burden > 30%
Renter Owner
0-30%
AMI
>30-50%
AMI
>50-80%
AMI
Total 0-30%
AMI
>30-50%
AMI
>50-80%
AMI
Total
income
Table 9 – Cost Burden > 30%
2016-2020 CHAS
Cost Burden 30%
Cost burden disproportionately impacts the elderly and small families. 25% of elderly households were
cost burdened, while 20% of all small related households were cost burdened.
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4. Cost Burden > 50%
Renter Owner
0-30%
AMI
>30-50%
AMI
>50-
80%
AMI
>30-
50%
80%
NUMBER OF HOUSEHOLDS
Small Related 1,100 400 35 1,535 310 255 150 715
Large Related 65 55 0 120 55 15 0 70
Elderly 590 155 70 815 375 140 50 565
Other 4,035 1,210 200 5,445 350 265 60 675
Total need by
income
Table 10 – Cost Burden > 50%
2016-2020 CHAS
Data Source
Data auto-populated by IDIS appeared inconsistent with known trends. City staff viewed the CHAS data directly and
updated the table accordingly.
5. Crowding (More than one person per room)
Renter Owner
0-30%
AMI
>30-
50%
80%
100%
AMI
>30-
50%
80%
100%
NUMBER OF HOUSEHOLDS
Single family
households 50 140 39 30 259 30 50 35 0 115
family households 0 4 25 0 29 25 0 15 0 40
households 60 90 0 20 170 0 0 0 20 20
income
Table 11 – Crowding Information – 1/2
2016-2020 CHAS
Renter Owner
0-30%
AMI
>30-
50%
80%
AMI
>30-
50%
80%
Households with
Children Present 645 570 800 2,015 164 295 805 1,264
Table 12 – Crowding Information – 2/2
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Data Source
Comments: Source: 2016-2020 CHAS, Table 13
Describe the number and type of single person households in need of housing assistance.
While it is difficult to estimate the total number of single person households in need of housing
assistance in Fort Collins because many Colorado State University (CSU) students are included in census
and HUD tabulations, not all of the “other” households that have cost burden and severe cost burden
are students. According to the 2023 Impact report by CSU there were 33.4 thousand students, 67% of
which have in-state residency. In 2022, CSU had just over 8,000 beds, but only 6,000 were available due
to renovations. Excluding the 140 students who were housed at an off-site location, that left over 26,000
students in need of housing. According to the 2022 American Community Survey (ACS) 5-year estimates,
there are 20,280 one-person households living in Fort Collins, occupying 28% of total housing units and
33.6% of rental units. The median annual income in Fort Collins is $80,227. With median rent at
$2,100/month, a single person household would need to earn $84,000 to not be cost-burdened in their
housing. If single people experience poverty at the same rate as the overall population (17%), it could be
assumed that over 3447 individuals could benefit from housing assistance. Additionally, the 2023 annual
Point in Time Count identified 393 individuals experiencing homelessness in Fort Collins, many of whom
are single and have disabilities. Accordingly, it can be assumed that a large proportion of single person
households (3000+) need housing assistance, including students, seniors, people with disabilities, people
experiencing housing problems, and people currently experiencing homelessness. The biggest need for
housing assistance among any household type, including individuals, is affordably priced rentals and
units for sale.
Estimate the number and type of families in need of housing assistance who are disabled or
victims of domestic violence, dating violence, sexual assault and stalking.
Survivors of Domestic Violence
According to statewide prevalence rates, approximately 25,000 women and 20,000 men in Fort Collins
are estimated to have experienced intimate partner violence (IPV) at some point in their lives. These
numbers are based on the most recent (2022 average annual estimates) State of Colorado lifetime
prevalence rates from the CDC applied to the Fort Collins population of women and men 18 years and
older.
In 2022, Crossroads Safehouse, the local shelter for survivors of domestic violence, served 3178 clients
across all programs. In PY23 the City supported Crossroads in providing 583 people with shelter at the
Safehouse.
The January 2022 Point-in-Time (PIT) count in Larimer County found 12% of people experiencing
homelessness on that night were survivors of domestic violence. These people require safe shelter,
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counseling and other services, and often also need job training, housing placement, and housing
subsidy.
People with Disabilities
Households with disabled members will be discussed in further detail in NA-45, Non-Homeless Special
Needs Assessment. According to ACS 2022 5-Year Estimates, almost 60% of people over 16 with a
disability are not in the workforce. Those who are employed work primarily in professional, scientific,
and management, and administrative and waste management services; educational services, and health
care and social assistance; and arts, entertainment and recreation, and accommodation and food
services. The median pay for a person with a disability was approximately $14,600 less than for a person
without a disability. The most common assistance needed for households with a disabled household
member are appropriate housing units, safety modifications for existing housing, nearby public
transportation, and rent restrictions to reduce household housing costs. Refer to Population with
Disabilities chart above.
What are the most common housing problems?
The most common housing problems in Fort Collins, by far, are Cost Burden and Severe Cost Burden.
Housing costs in Fort Collins and throughout Colorado have been rising dramatically. The supply of
available units has been on the decline and households with moderate, low, and extremely low incomes
are less able to pay for escalating housing costs than those with higher incomes. Please see the Housing
Markets section for more information on the cost of housing in Fort Collins.
Are any populations/household types more affected than others by these problems?
• Income appears to be the primary driver of severe housing problems. Severe cost-burden is the
main housing problem that households in Fort Collins experience.
• Total of 11,140 households experienced one or more housing problems (approximately 30% of
all households) most of which were cost burdened. Cost burden and severe cost burden are
more likely among renters but remain a significant problem for lower-income homeowners as
well.
Extremely low and very low-income households are more likely to experience housing problems
than those with higher incomes.
• Seniors and female-headed households are more likely to experience poverty than other
household types.
• Lower income households have higher rates of housing problems, and racial and ethnic
minorities are more likely to experience housing problems.
• Small related and “Other” households are most affected by cost burden.
• Black/African American (51%) and American Indian/Alaskan Native (60%) households are cost-
burdened at a significantly higher rate than average (34%). In 2020, 52% of renters in Fort
Collins were cost burdened.
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Describe the characteristics and needs of Low-income individuals and families with children
(especially extremely low-income) who are currently housed but are at imminent risk of
either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also discuss the
needs of formerly homeless families and individuals who are receiving rapid re-housing
assistance and are nearing the termination of that assistance
The top 10 most common self-identified contributing factors for becoming homeless, according to the
2024 State of Homelessness report published by NoCo CoC, were relationship problems/family breakup,
lost job/could not find work, unable to pay rent/mortgage, alcohol/substance use problems,
abuse/violence in home, mental illness, disabling conditions, unable to pay utilities, discharge from jail,
post-traumatic stress disorder (PTSD). Additionally, the HUD exchange identifies what At Risk of
Homelessness looks like. This includes an individual or family whose annual income is below 30% of the
area Median Family Income, does not have sufficient resources or support networks, and meets one of
the seven identified moving criteria.
Nearly 84% of 2023 Point in Time Count respondents reported at least one disability and 12% reported
fleeing from domestic violence.
Households spending 50% or more of their income on housing (severely cost burdened) are considered
at risk of homelessness. These households have limited capacity to adjust to rising home prices and are
vulnerable to even minor shifts in rents, property taxes, and/or incomes. This is especially true for low
and extremely low-income households. In 2020, there were a total of 5845 renter households at 0–30%
AMI, 1325 owner households at 0-30% AMI, 1855 renter households at 31–50% AMI, and 765 owners at
31-50% AMI with severe cost burden in Fort Collins. Many severely cost-burdened households are low
and very low-income families, elderly, and “other” households. Fort Collins has a very low vacancy rate,
and price restricted rental properties are short in supply. Households who fall behind in rent or
mortgage payments will find it difficult to find a less costly unit within Fort Collins.
Homelessness service providers and housing providers interviewed during the preparation of the
Consolidated Plan indicated the biggest hurdles for their clients are finding affordable housing and
retaining the housing they enter. This is also true for survivors of domestic violence. Households will
struggle to avoid the homeless cycle without housing that costs 30% or less of their income.
Formerly homeless families and individuals nearing the termination of rapid rehousing assistance need
extended case management and/or supportive services to ensure continued housing stability. Case
management can provide support and resources necessary to retain their housing. Landlord
engagement is also an identified area of need, both to encourage the acceptance of vouchers as well as
to support tenants in maintaining housing in the community.
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If a jurisdiction provides estimates of the at-risk population(s), it should also include a
description of the operational definition of the at-risk group and the methodology used to
generate the estimates:
Fort Collins does not provide estimates of any specific at-risk populations.
Specify particular housing characteristics that have been linked with instability and an
increased risk of homelessness
Housing cost and housing availability are the two housing characteristics most linked to housing
instability. The Fort Collins rental housing market is tight, and the rise in rent and sales prices, combined
with low vacancy, is causing households to be priced out of the market, experience cost burdens of 30-
50% or more, and are forcing some households to double up. Homelessness intervention providers
report a need to extend emergency rental assistance from a typical once per year limit to up to three
years depending on client circumstances.
Discussion
Please refer to the MA-15 Cost of Housing section of the Consolidated Plan to read more about housing
costs, and the gap in prices and unit availability for households in Fort Collins.
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NA-15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2)
Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to
the needs of that category of need as a whole.
Introduction
A disproportionately greater need exists when the members of racial or ethnic groups at a specific
income level experience housing problems at a greater rate (10% or more) than the income level as a
whole. The following data has been provided by HUD to conduct an analysis of disproportionate needs
in Fort Collins.
0%-30% of Area Median Income
four housing
problems
four housing
problems
no/negative
income, but none
of the other
Jurisdiction as a whole 8,325 1,655 0
White 6,740 1,265 0
Black / African American 115 4 0
Asian 260 105 0
American Indian, Alaska Native 44 10 0
Pacific Islander 15 0 0
Hispanic 855 245 0
Table 13 - Disproportionally Greater Need 0 - 30% AMI
2016-2020 CHAS
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per
room, 4.Cost Burden greater than 30%
0%-30% of Area Median Income
Extremely low-income families have a greater likelihood of experiencing housing problems than
households with higher incomes; white (84%), Black/African American (96%), and Hispanic (77%), Asian
(71%) and Native American (81%) households.
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30%-50% of Area Median Income
four housing
problems
four housing
problems
no/negative
income, but none
of the other
Jurisdiction as a whole 5,650 2,650 0
White 4,525 2,235 0
Black / African American 120 10 0
Asian 100 19 0
American Indian, Alaska Native 80 60 0
Pacific Islander 0 0 0
Hispanic 665 160 0
Table 14 - Disproportionally Greater Need 30 - 50% AMI
2016-2020 CHAS
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per
room, 4.Cost Burden greater than 30%
30%-50% of Area Median Income
Very low-income households are nearly as likely as extremely low-income households to experience
housing problems in Fort Collins, 12% overall.
50%-80% of Area Median Income
four housing
problems
four housing
problems
no/negative
income, but none
of the other
Jurisdiction as a whole 5,305 6,105 0
White 4,495 5,060 0
Black / African American 95 95 0
Asian 80 220 0
American Indian, Alaska Native 20 19 0
Pacific Islander 0 0 0
Hispanic 490 604 0
Table 15 - Disproportionally Greater Need 50 - 80% AMI
2016-2020 CHAS
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*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per
room, 4.Cost Burden greater than 30%
50%-80% of Area Median Income
Housing problem issues dramatically decrease in frequency between 30-50% AMI and 50-80% AMI
households.
80%-100% of Area Median Income
four housing
problems
four housing
problems
no/negative
income, but none
of the other
Jurisdiction as a whole 1,114 5,530 0
White 999 4,595 0
Black / African American 0 60 0
Asian 4 160 0
American Indian, Alaska Native 4 0 0
Pacific Islander 0 8 0
Hispanic 105 665 0
Table 16 - Disproportionally Greater Need 80 - 100% AMI
2016-2020 CHAS
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per
room, 4.Cost Burden greater than 30%
80%-100% of Area Median Income
As incomes rise, the rate of housing problems continues to decrease.
** CHAS is no longer reporting no/negative income (Cost burden not computed) separately and has
rolled that variable up into the Has None of the Four Housing Problems variable.
Discussion
Lower income households have higher rates of housing problems, and racial and ethnic minorities are
more likely to experience housing problems. However, with low numbers of households of races other
than white, it is difficult to determine whether there is a significant trend of non-white households being
disproportionately impacted by housing problems.
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NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205
(b)(2)
Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to
the needs of that category of need as a whole.
Introduction
While no one racial or ethnic group had a disproportionate housing problem, HUD data does find that
while 10% of all households earning 0–30% AMI have one of the four severe housing problems, Hispanic
households have 11% severe housing problems. This is a greater housing need. The disparities between
races in having housing problems grows with incomes up to 80% AMI. At 81-100% AMI severe housing
problems become nearly nonexistent.
0%-30% of Area Median Income
four housing
problems
four housing
problems
no/negative
income, but none
of the other
Jurisdiction as a whole 7,235 2,750 0
White 5,785 2,225 0
Black / African American 115 4 0
Asian 245 115 0
American Indian, Alaska Native 44 10 0
Pacific Islander 10 4 0
Hispanic 790 310 0
Table 17 – Severe Housing Problems 0 - 30% AMI
2016-2020 CHAS
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per
room, 4. Cost Burden over 50%
0%-30% of Area Median Income
Extremely low-income families have a greater likelihood of experiencing severe housing problems than
higher income households; Black/African American (97%), are impacted at a higher rate than average
(73%).
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30%-50% of Area Median Income
four housing
problems
four housing
problems
no/negative
income, but none
of the other
Jurisdiction as a whole 2,805 5,490 0
White 2,200 4,565 0
Black / African American 0 130 0
Asian 40 85 0
American Indian, Alaska Native 80 60 0
Pacific Islander 0 0 0
Hispanic 415 405 0
Table 18 – Severe Housing Problems 30 - 50% AMI
2016-2020 CHAS
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per
room, 4. Cost Burden over 50%
30%-50% of Area Median Income
Very low-income households are significantly less likely than extremely low-income households to
experience severe housing problems in Fort Collins, 34% average. Black/African American, Hispanic and
Asian households have a significantly lower rate of severe housing problems at this income level, while
American Indian/Alaska Native’s remain above the average at 57%.
50%-80% of Area Median Income
four housing
problems
four housing
problems
no/negative
income, but none
of the other
Jurisdiction as a whole 950 10,460 0
White 745 8,815 0
Black / African American 0 190 0
Asian 14 290 0
American Indian, Alaska Native 0 35 0
Pacific Islander 0 0 0
Hispanic 165 934 0
Table 19 – Severe Housing Problems 50 - 80% AMI
2016-2020 CHAS
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*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per
room, 4. Cost Burden over 50%
80%-100% of Area Median Income
four housing
problems
four housing
problems
no/negative
income, but none
of the other
Jurisdiction as a whole 150 6,500 0
White 110 5,485 0
Black / African American 0 60 0
Asian 0 165 0
American Indian, Alaska Native 0 4 0
Pacific Islander 0 8 0
Hispanic 35 730 0
Table 20 – Severe Housing Problems 80 - 100% AMI
2016-2020 CHAS
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per
room, 4. Cost Burden over 50%
80%-100% of Area Median Income
As incomes rise to 80-100% AMI, the rate of severe housing problems decreases significantly (2%
average); with Hispanic households the only category experiencing these problems at a higher than
average rate (5%).
Discussion
Income appears to be the primary driver of severe housing problems. Severe cost-burden is the main
housing problem that households in Fort Collins experience.
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NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2)
Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to
the needs of that category of need as a whole.
Introduction:
Black/African American (51%) and American Indian/Alaskan Native (60%) households are cost-burdened
at a significantly higher rate than average (34%). In 2020, 52% of renters in Fort Collins were cost
burdened.
Housing Cost Burden
income (not
Jurisdiction as a whole 40,085 9,970 10,644 820
White 34,445 8,570 8,585 640
Black / African American 310 215 115 0
Asian 1,200 165 290 80
American Indian, Alaska
Native 100 24 129 10
Table 21 – Greater Need: Housing Cost Burdens AMI
2016-2020 CHAS
Discussion:
Cost burden is a city-wide issue with escalating housing costs and relatively stagnant wage growth.
Those households with lower incomes are more susceptible to being cost-burdened than higher income
households.
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NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2)
Are there any Income categories in which a racial or ethnic group has disproportionately
greater need than the needs of that income category as a whole?
Extremely low and very low-income households are more likely to experience housing problems than
those with higher incomes. Additionally, Black/African American households continue to be
disproportionately impacted by housing problems and severe housing problems at every income level
and are cost-burdened at a higher rate than any other race or ethnicity.
If they have needs not identified above, what are those needs?
Housing costs continue to increase while wages have stagnated, impacting the housing cost-burden of
Fort Collins’ lowest wage earners.
Are any of those racial or ethnic groups located in specific areas or neighborhoods in your
community?
There are neighborhoods in Fort Collins with higher percentages of Hispanic households, but HUD data
does not suggest these households have any disproportionately greater housing needs.
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NA-35 Public Housing – 91.205(b)
Introduction
Housing Catalyst is the housing authority serving the City of Fort Collins. The agency addresses housing needs by developing and managing
residential properties, administering housing assistance, and coordinating resident programs and services. The agency owns, manages, or was
instrumental in the creation of more than 1,800 local residences. Rental assistance administered by Housing Catalyst supports nearly 3,000
residents, moving people out of homelessness, stabilizing families, and improving lives. Resident services enhance social and economic wellbeing
for residents by providing resources, events, and the JumpStart self-sufficiency program. Each year the agency serves thousands of residents,
including seniors, individuals with disabilities, and children.
Housing Catalyst has been designated as a “High Performer” by HUD since 2001. The agency manages more than 1,740 vouchers including
Housing Choice Vouchers, Veterans Affairs Supportive Housing (VASH) vouchers, Family Unification Program (FUP) vouchers, Foster Youth to
Independence (FYI) vouchers, and special purpose vouchers for people with disabilities. In 2022, Housing Catalyst was selected to join the
Landlord Incentives Cohort of the MTW Demonstration Program. MTW status allows Housing Catalyst to design and test innovative strategies
that increase cost effectiveness, self-sufficiency, and housing choice.
Totals in Use
Rehab Housing
based based
Affairs
Supportive
Unification
Program
*
# of units vouchers in use 0 0 0 1,472 332 1,140 171 59 351
Table 22 - Public Housing by Program Type
*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition
Housing Catalyst Data
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Characteristics of Residents
Rehab Housing
based based
Affairs
Supportive
Unification
Program
Average Annual Income 0 0 0 16,069 12,442 17,126 15,870 20,684
Average length of stay 0 0 0 4 3 4 4 3
Average Household size 0 0 0 2 2 2 1 3
# Homeless at admission 0 0 0 506 151 355 146 4
# of Elderly Program Participants
(>62) 0 0 0 461 107 354 93 5
features 0 0 0 878 136 567 58 4
Table 23 – Characteristics of Public Housing Residents by Program Type
Housing Catalyst Data
Annual data for 2024# of Families requesting accessibility features, HIV/AIDS program participants, and DV survivors is not tracked in Housing Catalyst's reporting
systems.
Family Type
Twenty-two percent (22%) of voucher holders are non-elderly, non-disabled households with children, according to data provided by Housing
Catalyst. Another 7% of voucher holders are non-elderly households with children with a disabled household member. Twenty-six percent (26%)
of voucher holders are female headed households with children.
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Family Type Charts
Tenant Ages
Thirty-one percent (31%) of voucher holder household members are children under the age of 18. Eighteen percent (18%) of voucher holder
household members are age 62 and older.
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Tenant Ages Charts
Race of Residents
Rehab Housing
based based
Affairs
Supportive
Unification
Program
*
White 0 0 0 2,445 499 1,946 198 158 456
Black/African American 0 0 0 215 57 158 13 5 22
Asian 0 0 0 10 1 9 0 0 4
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Program Type
Race Certificate Mod-
Rehab
Public
Housing
Vouchers
Total Project -
based
Tenant -
based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
American Indian/Alaska
Native 0 0 0 104 16 88 6 4 22
*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition
Table 24 – Race of Public Housing Residents by Program Type
Housing Catalyst Data
Annual data for 2024; includes all voucher household members
Ethnicity of Residents
Rehab Housing
based based
Affairs
Supportive
Unification
Program
*
Hispanic 0 0 0 949 188 761 34 78 118
Not Hispanic 0 0 0 1,942 411 1,531 188 100 410
Table 25 – Ethnicity of Public Housing Residents by Program Type
Housing Catalyst Data
Annual data for 2024; includes all voucher household members
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Ethnicity of Residents
While most households utilizing voucher assistance from Housing Catalyst are white, the percentage of Hispanic households utilizing assistance
from Housing Catalyst is higher than the percentage of Hispanic household in the general population. Although just 12% of the general
population in Fort Collins is Hispanic 33% of voucher holders are Hispanic.
Tenant Incomes
Eighty-three percent (83%) of voucher holder households have incomes at 0–30% of the AMI. The average annual income for clients in all
program types is below the 30% AMI income limit. Fifty-nine percent (59%) of voucher holders have incomes at or below $15,000 per year.
Distribution by Income (annual avg as percent)
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Tenant Income Charts
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Income Sources
Twenty-seven percent (27%) of Housing Catalyst’s voucher households have income from wages, while 56% rely upon Social Security Insurance
(SSI), Social Security (SS) or pension income. Ten percent (10%) receive Temporary Assistance to Needy Families (TANF) assistance, and 10% have
no income.
Distribution by Source of Income
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Income Sources Charts
Length of Stay
Once voucher holders have secured a home with rental assistance, they tend to stay. Eighty-one percent (81%) of Housing Catalyst voucher
holders have received voucher assistance for more than two years. Affordable housing options are hard to find in Fort Collins, and especially for
households at 0-30% AMI, the range most Housing Catalyst voucher holders fall within.
Distribution by Length of Stay
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Length of Stay Charts
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Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants
on the waiting list for accessible units:
Housing Catalyst does a needs assessment as new projects come on board. There are many households
being served by Housing Catalyst who need accessible homes.
Housing Catalyst only opens waiting lists periodically for targeted special populations. As a result,
Housing Catalyst’s waitlist numbers are not indicative of total need.
Most immediate needs of residents of Public Housing and Housing Choice voucher holders
Housing Choice Voucher Waiting List
Total on the waiting list: 762
• Hispanic: 183; Non-Hispanic: 579
• Female: 537; Male-225
Project Based Voucher Waiting List
Total on the waiting list: 785
• One-bedroom: 143
• Two-bedroom: 318
• Three-bedroom: 259
• Four-bedroom: 65
Housing Catalyst does not offer preferences for disability, homelessness etc., so that information is
optional when people apply. For Project Based Vouchers, Housing Catalyst selects a specific number of
applicants from their lottery for each bedroom size.
Availability of rental units continues to be the largest need for voucher holders. Through its status as an
MTW agency, Housing Catalyst has implemented a landlord incentives program with the goal of
increasing housing choice for voucher program participants. The agency collaborated with the Larimer
County Office of Housing stability on a similar program at the county level. Even with incentives, more
housing inventory is needed.
Beyond the need for more homes, voucher holders need more affordable services including childcare,
behavioral health care, substance use treatment, and other supports. Transportation remains a key
issue as many extremely low and low-income households do not have reliable transportation and public
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transportation in Fort Collins is growing but limited. Educational support has also become an area of
need. Poudre School District data shows lower-income students are falling further behind their peers.
This is a timely need as early academic performance significantly impacts future opportunities.
How do these needs compare to the housing needs of the population at large
These needs are experienced by other extremely low and low-income households in Fort Collins. They
are not as impactful on higher income households, and those who can afford prevailing rents and
transportation costs. Persons with disabilities and fixed incomes, such as seniors, are impacted more
than other households by rising costs, low inventory, and lack of nearby public transportation.
Discussion
Residents utilizing vouchers are primarily white and have very low household income. Most residents do
have income, though, which comes primarily from SSI, SS, or Pension and from wages. Only 10% of
voucher households have no income. Vouchers support individuals and households that include families
with children, veterans, formerly homeless, elderly, and disabled people. Once voucher holders secure
housing, their households tend to stabilize, with 81% staying more than two years. There are over 1500
people on the voucher waitlists, showing the significant need for housing assistance in Fort Collins.
Additional vouchers and rental units are necessary to meet the growing demand.
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NA-40 Homeless Needs Assessment – 91.205(c)
Introduction:
Homeless needs were assessed through interviews with service providers, a homelessness-specific service provider focus group, consultation
with multiple lived experience groups, data from a variety of sources, and the knowledge of staff who assist in the coordination of winter
emergency sheltering and serve on the boards of Northern Colorado Continuum of Care and Outreach Fort Collins. The City maintains strong
partnerships, through funding and/or collaboration, with homeless service providers including Homeward Alliance, Outreach Fort Collins,
Catholic Charities, Fort Collins Rescue Mission, Family Housing Network, and Housing Catalyst, as well as City of Fort Collins Police, HOPE Team,
Parks Rangers and Natural Areas Rangers.
In the past, the Point in Time (PIT) count was one of the primary tools for Fort Collins to receive data regarding homelessness. However, with
changes in the PIT and the implementation Housing Management Information System (HMIS), additional information is available on individuals
experiencing homelessness in Fort Collins. Data in this section is sourced from reports from these initiatives.
Homeless Needs Assessment
experiencing homelessness
on a given night
experiencing
homelessness
becoming
homeless
exiting
homelessness
of days persons
experience
Persons in Households with Adult(s)
and Child(ren) 49 4 1,104 706 270 100
Children 0 2 17 13 1 84
Adults 210 116 3,001 1,206 242 168
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Population Estimate the # of persons
experiencing homelessness
on a given night
Estimate the #
experiencing
homelessness
each year
Estimate the #
becoming
homeless
each year
Estimate the #
exiting
homelessness
each year
Estimate the #
of days persons
experience
homelessness
Sheltered Unsheltered
Persons with HIV 1 0 56 23 3 80
Table 26 - Homeless Needs Assessment
Annual Point in Time Count
Persons in Households with Only Children is the same as Unaccompanied Youth
Homelessness NoCo CoC Data
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Fort Collins CAHPS Data
Length of Time Homeless
Length of Time Homeless and Contributing Factors
Length of homelessness is captured homelessness service providers and reported to the Homeless Management Information Systems (HMIS).
The majority of those experiencing homeless are homeless between zero to six months, with another 20% experiencing six months to three
years of homelessness.
The top 10 most common self-identified contributing factors for becoming homeless, according to the 2024 State of Homelessness report
published by NoCo CoC, were relationship problems/family breakup, lost job/could not find work, unable to pay rent/mortgage,
alcohol/substance use problems, abuse/violence in home, mental illness, disabling conditions, unable to pay utilities, discharge from jail, post-
traumatic stress disorder (PTSD).
Homelessness Subpopulations
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The annual PIT report contains some demographics for those surveyed. According to the PIT, the majority of respondents were households
without children who were not chronically homeless. 49% were assessed as having a Disabling Condition, 67% assessed were male, 59% white,
and the highest share was those 35-44.
Point in Time Count Additional Data
Sex
Age
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Disabling Condition
If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of
days that persons experience homelessness," describe these categories for each homeless population type (including chronically
homeless individuals and families, families with children, veterans and their families, and unaccompanied youth):
Several efforts are underway in Fort Collins to end veteran homelessness, including landlord outreach, coordination with other veteran service
initiatives, increasing Veterans Administration Supportive Housing voucher usage and using Housing First, Trauma Informed Care philosophies to
assist veteran families, and targeted efforts for funding and programming from the Northern Colorado Continuum of Care. Thus far these efforts
have been successful. Veterans have been housed at a significantly higher rate than other demographic groups in Larimer County.
The Matthews House, in collaboration with the Thompson School District, Poudre School District, and other partners, opened the region’s first
youth shelter, The Landing, in early 2025. This shelter serves homeless youth ages 15-20, is located in Loveland, and is open to homeless youth
throughout Larimer County.
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Nature and Extent of Homelessness: (Optional)
White 156 70
Black or African American 20 8
Asian 4 2
American Indian or Alaska
Native 7 6
Ethnicity: Sheltered: Unsheltered (optional)
Alternate Data Source Name:
Data Source
This data includes sheltered and unsheltered individuals. An additional 97 Multi-racial people were surveyed (45
sheltered, 22 unsheltered), but the table does not include a row for Multi-racial individuals.
Poudre School District Student Homelessness
Estimate the number and type of families in need of housing assistance for families with
children and the families of veterans.
HFI and PIT reports provide some information on families with children. Catholic Charities shelter has
capacity for four families per night, Family Housing Network houses 4 families each night (12 additional
waitlisted families may use the day shelter), and Crossroads Safehouse has 32 rooms with 104 beds to
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serve families that are survivors of domestic violence. Also, Poudre School District provided the
following information regarding students participating in the McKinney Vento program for students
experiencing homelessness. In 2017 the program began breaking out categories of unsheltered students
to include camping and RV/vehicle—the unsheltered totals have actually increased from the 50s to over
140 in the 2023-24 school year. Students who are doubled-up with other families and unaccompanied
account for the majority of students experiencing homelessness, about half of whom are high school
aged.
Describe the Nature and Extent of Homelessness by Racial and Ethnic Group.
According to HFI, there are 986 individuals experiencing homelessness for 6 months or more in Fort
Collins. While Native American/Alaskan Native individuals comprise 1% of the population, they
represent 3.4% of the homeless population. Similarly, Black/African Americans are overrepresented at
1.2% of the population and 7.35% of the homeless population. The annual PIT also collected race and
ethnicity demographics on the 381 people it surveyed in 2024. As with the HFI data, Multi-Racial,
Black/African Americans and Native Americans and Alaskan Natives are shown to be overrepresented in
the population of people experiencing homelessness.
Multi-Racial and Black, African Americans seem to be experiencing homelessness at a disproportionate
rate than others. People of races other than white are over-represented in the population of people
experiencing homelessness.
Describe the Nature and Extent of Unsheltered and Sheltered Homelessness.
The PIT conducted in 2024 surveyed 259 sheltered individuals and 122 unsheltered individuals. Northern
Colorado Continuum of Care reports some demographic data disaggregated by Sheltered and
Unsheltered.
The January 2024 PIT showed unsheltered individuals have a high percentage of reporting having a
disabling condition (58.3%) compared to those who are sheltered (51%). Unsheltered individuals also
have a higher chance of being male, 75% compared to 60% sheltered.
Discussion:
Available data shows that people with disabilities, Multi-Racial, Native American or Native Alaskan, and
Black or African American residents experience homelessness at higher rates than other populations.
Many people experiencing homelessness are chronically homeless, but the majority of HFI participants
have been homeless 0-6 months. Diversion, reunification, and housing first efforts have lowered the
number of veterans and families experiencing homelessness. The top reported cause of homelessness is
the loss of employment and housing that costs too much. The high rate of disability means that
permanent supportive housing is an important resource for reducing homelessness in Fort Collins.
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NA-45 Non-Homeless Special Needs Assessment - 91.205 (b,d)
Introduction:
The City of Fort Collins identifies several special need populations within the City. Populations include
persons with physical disabilities, Intellectual and Developmental Disabilities (IDD), behavioral health
disabilities, Substance Use Disorders (SUDS), seniors, people with HIV/AIDS, and survivors of domestic
violence.
Describe the characteristics of special needs populations in your community:
Seniors
Seniors aged 65 and older make up an estimated 13% of the city’s population with over 21,000 senior
residents. The Larimer County senior population is projected to increase 45% by 2030 with the largest
group increasing being 65-74. Most older adults live in single-family homes with a partner, 29% are living
alone, and many of the remaining seniors live in multifamily housing. A small portion of seniors live in
group quarters (e.g. skilled nursing facilities)--2.7% of people ages 65 and over. In recent years, the
portion of seniors living in group settings has stayed relatively the same but has seen a slow increase.
This can be contributed to the 65+ population growing.
Frail Elderly
“Frail Elderly” is defined as elderly persons who requires assistance with three or more activities of daily
living, such as bathing, walking and performing light housework. Frail elderly people are likely to need
daily self-care support. In Fort Collins of those 65+ with a disability, an estimated 4.9% have self-care
difficulty and 9.2% have an independent living difficulty. With the anticipated growth in the number of
seniors will come additional need for both assisted living (particularly that accept Medicaid), and aging
in place supports such as affordable senior rental housing, transportation assistance, in-home
assistance, and housing modifications to accommodate disabilities.
Mental Illness
In 2021 the National Institute on Mental Health reported that 65.4% of adults with serious mental illness
seek treatment. A state-wide survey completed in 2023 reported that one in four residents have poor
mental health and in Larimer County, 24% of adults reported that they or someone they know needed
mental health services. Untreated serious mental illness has both personal and social costs, including
unemployment, disability, risk of suicide, substance use disorders, and homelessness, and can strain law
enforcement and emergency response services. The prevalence of mental illness in adults is lower than
for adolescents with approximately 22.8% of adults with any mental illness and 5.5% with a serious
mental illness nationally. Nearly half (49.5%) of all adolescents aged 13 to 18 have any mental illness
(including mild disorders), and 22.2% suffer from a serious mental illness nationally. In Larimer County,
reports of mental health struggles rose 16% from 2019-2021. 40% of the young adult population in
Larimer County reported poor mental health.
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In its most severe state, mental illness can lead to residents taking their own lives. Suicide rates
remained steady in the past years with the largest increases in age groups 25-34 and 75+. Those 75+ saw
an increase from 17.58/100,000 to 43.11/100,000 in suicide related deaths. The latest Healthy Kids
Colorado Survey showed improvement in adolescent mental health. The report for Poudre School
District students showed that suicidal ideation went down from 1 in 5 in 2021 to 1 in 9 in 2023. The
numbers for attempted suicide also dropped 2%.
Substance Use Disorders
In Fort Collins, national prevalence rates translate to an estimated 26,000 individuals with an alcohol use
disorder and nearly 14,000 individuals with a drug use disorder.
Persons with Disabilities
More than 70% of residents 5 years or older were estimated to have a disability in 2022. The largest
share of the population by percent is seniors. Children (18 and under) with a disability primarily have
cognitive difficulties while people 65 and older mostly have ambulatory disabilities. Some people with
disabilities are limited in their ability to work and rely on Social Security and disability payments as their
primary sources of income. 36% of Fort Collins residents with disabilities are employed, 59.8% are not in
the labor force and the remainder are unemployed. The disparity in median income between disabled
residents and residents without a disability is higher in Fort Collins than statewide with a 57.5%
difference in median income in the city. The SGA monthly Social Security Disability Income (SSDI)
amount received by an eligible person with a disability in 2022 was $1,350 and in 2024 is $1,550. SSDI is
available only to people who have had a work history. Supplemental Security Income (SSI) is available to
people who do not have a work history or who do not qualify for SSDI. Persons with disabilities who are
awaiting approval for social security payments are eligible to receive a small amount of cash assistance
from the State of Colorado (Aid to the Needy Disabled program). This assistance is just $248 per month.
Children with Developmental Disabilities
Learning disabilities and ADHD are the most prevalent developmental disabilities observed in children
nationwide. In 2023 10.1% of students were enrolled in Special Education programs in Poudre School
District. That averages out to approximately 3,000 children had any developmental disability in 2023.
Domestic Violence
Statewide prevalence rates suggest that approximately 25,000 women and 20,000 men in Fort Collins
have experienced intimate partner violence (IPV) in their lifetime. The number of IPV fatalities in
Colorado hit an all-time high in 2022 and is almost 1.5 times higher than the average from the previous
seven years. There are currently no permanent housing options specifically designed for survivors of
domestic violence, which makes discharge after a temporary stay at Crossroads Safehouse challenging.
Crossroads does have a Road to Home program which provides rental assistance, case management,
other financial supports and other supportive services to help individuals get permanent housing.
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Availability of housing, services, health care and long-term behavioral health care are key needs for this
population.
People Living with HIV/AIDS
In Larimer County in 2023, 11 new individuals were diagnosed with HIV. The prevalence rate in Larimer
County is 3/100,000 people. While there is a low incidence of HIV/AIDS and treatments are helping
people live longer, healthier lives, people with HIV/AIDS who have limited resources may need housing
supports to improve outcomes related to their health. When quality housing and services are available,
lower income people with HIV/AIDS are more likely to receive necessary medical and therapeutic
treatments, as well as other social supports that aid recovery. In 2024, HUD launched the HOPWA
program which cited that one in four people with HIV were in need of shelter or housing services and
among those two in five did not receive them. Northern Colorado Health Network (NCHN) cites safe,
reliable housing as a predictor of long-term wellbeing for those with HIV.
What are the housing and supportive service needs of these populations and how are these
needs determined?
A variety of sources were used to determine the housing and supportive service needs of non-homeless
special needs populations. Stakeholders from organizations that provide services to these populations
were interviewed for the Consolidated Plan and participated in workshops and focus groups designed to
identify the highest needs and priorities for CDBG and HOME funds in Fort Collins over the next five
years. A questionnaire was used to gauge public perception of the housing needs and human service
needs of these populations. Additionally, a variety of data including ACS and local reports were used to
verify the needs identified through stakeholder and public input. Affordable housing was identified as
the top need by nearly all stakeholders, followed by supportive services and services and shelter for
people experiencing homelessness. Transportation for people with special needs not supported by
public transit was also identified as a high need. Organizations providing food/nutrition security,
caregiving (including childcare), interventions, services to survivors of domestic violence, physical and
behavioral health needs, and people living with HIV may continue to be supported by the City of Fort
Collins through collaboration, and potential funding with local dollars. Specifically, a new behavioral
health facility has been completed by Larimer County after voters approved a dedicated tax. The new
regional behavioral health facility offers a full spectrum of behavioral health care and withdrawal
management services, including medication-assisted treatment and inpatient care.
Discuss the size and characteristics of the population with HIV/AIDS and their families within
the Eligible Metropolitan Statistical Area:
According to the 2023 HIV in Colorado Dashboard published by the Colorado Department of Public
Health and Environment, as of 2023 there are 15,414 people living with HIV in the state of Colorado. the
prevalence rate by demographic is 27.8/100,000 for Black/African American, 20.4/100,000 for Hispanic,
and 4.8/100,000 for white. Native American, non-Hispanic are the group with the highest prevalence
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rate for late-stage HIV at 6.6/100,000. The age group with the highest prevalence rate is 25-34 at
46.5/100,000. Denver county has the highest total number of existing and new HIV cases. In Larimer
County, the incident rate of HIV is 3 out of every 100,000 people, meaning there are approximately 5
people living with HIV in Larimer County, about half of whom may live in Fort Collins (based on
population distribution).
If the PJ will establish a preference for a HOME TBRA activity for persons with a specific category of disabilities (e.g., persons with HIV/AIDS or chronic mental illness), describe their unmet need for housing and services needed to narrow the gap in benefits and services received by such persons. (See 24 CFR 92.209(c)(2) (ii))
The City will not establish a preference for HOME TBRA activities.
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NA-50 Non-Housing Community Development Needs – 91.215 (f)
Describe the jurisdiction’s need for Public Facilities:
City Plan is Fort Collins’ comprehensive plan that guides how the city will grow and travel in the next 10-
20 years. City Plan describes the organization’s vision and core values, as well as providing policy
guidance and implementation actions to achieve both. City Plan was coordinated and developed
alongside an update to Fort Collins’ Transit Master Plan. The principles and policies in City Plan and the
Transit Master Plan help guide decisions on land-use, housing, transportation and transit, and much
more for City decision-makers and other local organizations and institutions. City Plan policies provide
the broadest direction and priorities and are supported by more specific direction found in the City’s
Strategic, neighborhood, and modal plans. The Plan is used by City staff and Council to set priorities and
work plans for City General Funds and Sales Tax revenues. The City maintains a Capital Expansion Fee
(impact fee) program to support capital facilities needs for new growth, and voters have approved three
sales tax initiatives that provide funding for parks and recreations facilities, climate programs, transit
infrastructure and systems, streets, fire, natural areas and open spaces, and other need areas. Because
the City has other financing resources, it does not plan to use CDBG funds for general public facilities.
Since infrastructure needs and improvements are addressed through City Plan, Capital Expansion Fees,
and tax-supported improvement programs, specific areas and projects are not noted as part of this
report.
The Consolidated Plan outreach process has not identified any specific public facility needs. However
childcare, housing, and homeless sheltering are identified needs that may require additional facilities
and have the potential to be funded through the City’s annual Competitive Process with either City or
federal funds, depending on eligibility and available resources.
How were these needs determined?
The City of Fort Collins conducts an annual review of its capital improvement needs, which include
public facilities and infrastructure items. In addition, the City has sponsored extensive public
participation efforts to gain a better understanding of the facility needs of agencies serving the needs of
limited income populations. These outreach efforts include interviews with agency personnel and focus
groups composed of agency representatives and residents who focused exclusively on how Competitive
Process funds could be used to address local non-housing needs. In addition, residents were surveyed
on space and facility requirements needed to effectively deliver services to limited income households,
special needs groups, and persons experiencing homelessness. Respondents identified homelessness
facilities and services as one of the higher community needs.
Describe the jurisdiction’s need for Public Improvements:
The City of Fort Collins has sizeable needs for Public Improvements in many parts of its jurisdiction.
Growth puts added pressures on infrastructure, and ensuring that there are adequate public facilities to
provide acceptable levels of service for water, sewer, police, transportation, and other critical facilities is
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important to the city. City Plan Principle LIV 1 directs the City to “maintain a compact pattern of growth
that is well served by public facilities and encourages the efficient use of land.”
The City also has an established Growth Management Area (GMA) that limits the amount of land
available for new development to serve the growing population. Therefore, the City is focusing on
revitalization of underutilized properties, as well an infill and redevelopment, to improve the density,
affordability, and mix of uses of existing properties. There is only one area of the City, the northeast
quadrant, which has any sizeable land parcels for new development. However, in order for that
undeveloped area to become viable for new development, significant infrastructure improvements will
need to be installed. Developers often build the infrastructure improvements required to meet the City’s
Adequate Public Facilities ordinance. Assuming a low-income benefit could be measured in the new
development area, the capital costs of those improvements are so substantial they are beyond what
could be developed with CDBG and HOME funds. Because of the public service needs identified in the
Consolidated Plan, Public Improvement needs will be addressed with City funds from the General Fund
and other City-based revenue sources.
How were these needs determined?
The City closely tracks and analyzes service demands and loads on existing facilities in order to update
and prioritize Capital Needs improvements. The City’s Planning and Zoning Board has conducted a
number of hearings and meetings to gain citizen input on the benefits and challenges of bringing new
infrastructure investment to the Northeast Quadrant of the City. Additionally, the City maintains a
Transportation Capital Improvement Plan and manages Community Capital Improvement projects
funded through a voter-approved, 10-year, quarter-cent tax. These plans for future infrastructure needs
are linked to the City’s Structure Plan Map that identifies the types of land uses the City expects in
undeveloped parts of Fort Collins.
Funding for the City’s Capital Projects is approved as part of the biennial budget. The Budgeting for
Outcomes (BFO) process is a competitive budgeting system that ensures that the budget presented to
City Council reflects the City’s strategic priorities as adopted in the City’s Strategic Plan and policy
guidance from City Plan.
Describe the jurisdiction’s need for Public Services:
The Social Sustainability Department’s Human Services and Homelessness Priorities Platforms identify
populations who need ongoing supportive services. Those populations include the following
populations: limited-income status, people with linguistic barriers, children and youth, seniors, people
with disabilities, people living in City-designated Opportunity Neighborhoods, survivors of interpersonal
violence, and people experiencing or at-risk of homelessness. A critical component of an effective
supportive services delivery system is the use of CDBG Public Service funding allocations to partially
support delivery of those services. In addition to CDBG Public Service dollars, the City contributes
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Human Service Program and Homelessness Response Program dollars from the General Fund to provide
competitive funding to the organizations providing these services.
Public service needs identified in the Consolidated Plan for allocation of CDBG funds include emergency
sheltering and services for people experiencing or at-risk of homelessness. The following needs will be
addressed with City funds: caregiving, prevention, intervention, food security, housing stabilization, and
financial stability and opportunity. Flexible and need-specific transportation options were also identified
as a city-wide need and will be addressed within the financial stability and opportunity category in the
Human Services Priorities Platform, as well as by the City’s Transportation Master Plan.
How were these needs determined?
The City conducts extensive resident engagement as a matter of course. A variety of engagement efforts
and planning documents are used to determine highest need areas for public service.
Social Sustainability staff analyzed various local reports including:
• City of Fort Collins Plans & Reports (Resilient Recovery Plan, Housing Strategic Plan, Social
Sustainability Gaps Analysis 2020, City of Fort Collins Strategic Plan, Fort Collins HUD
Consolidated Plan, Fort Collins Community Survey 2023, 2020 Analysis of Impediments to Fair
Housing Choice,)
• Larimer County Community Health Improvement Plan (CHIP)
• Larimer County Root Cause Report
• Health District Community Survey
• Homelessness Point-in-Time Count
• Poudre River Public Library Community Conversations Report
• Community Foundation of Northern Colorado Regional Intersections
• Homeward Alliance Community Health Survey
• NoCo Works Barriers to Getting and Keeping Employment in Northern Colorado
SSD conducted over 50 interviews with local leaders to gain their insights into needs, obstacles to
providing services, and the highest and best use of the funds available for competitive allocation
through the Social Sustainability department. Consultations included leaders in physical and behavioral
health, education, survivors’ services, seniors and aging, corrections, childcare, disabilities, housing,
homelessness, food, transportation, children and youth, case management, other funders, and general
social services.
SSD invited service providers to attend a series of engagement opportunities including a listening
session with City leadership, a prioritization workshop, and interest-specific focus groups. Focus group
topics included homelessness, children and youth, housing, seniors and aging, disabilities, food
insecurity, and health.
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SSD invited residents to participate in a broad-reaching questionnaire to gauge public perception on
local needs in the areas of affordable housing, supportive services, homelessness, community
development, economic development, and public facilities. The questionnaire was available in English
and Spanish and received over 350 responses. Staff attended Project Homeless Connect and the Food
Bank to solicit input on the questionnaire.
SSD staff collaborated with four local service providers to gain insights from their clientele through lived
experience listening sessions including people who have experienced/are experiencing homelessness,
people living in permanent supportive housing, and people living in income-restricted housing.
Regional funding interests were reviewed to prevent duplication, identify opportunities for
collaboration, enhance impact, make informed decisions, and strategically address unmet or
underfunded needs.
The City also conducts an annual Community Survey in which residents rate quality of life, their
satisfaction with local amenities and local government, and identify priorities for community planning
and resource allocation. Additionally, City staff participate in many collaborative groups that address
city-wide and regional needs and issues.
Local data was collected and analyzed in the areas of housing conditions, cost burden, homelessness,
community development, existing social services, special population needs, public facilities, affordable
housing, and poverty. The data sources used include the U.S. Census, HUD, the Colorado Department of
Housing, the Coordinated Assessment and Housing Placement System (CAHPS), the Point in Time (PIT)
Count, Housing Catalyst, Poudre School District, Multiple Listing Service (MLS), the City of Fort Collins,
and others.
All outreach and research efforts guided the development of the needs assessment and goals of the
Consolidated Plan.
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Housing Market Analysis
MA-05 Overview
Housing Market Analysis Overview:
Characteristics of the housing market:
Fort Collins housing stock is approximately 61% single family homes, 37% multifamily housing, and 2%
other (mobile home, boat, RV, van, etc.), while housing tenure is nearly evenly split between ownership
and rental. Ninety percent of all owners live in single-family homes, while 47% of renters live in single-
family homes.
The average household size for owners was 2.50 persons, while renter households had a smaller average
household size of 2.06 persons.
In total, there are currently 3,340 price restricted rental units and 238 restricted ownership units in the
Fort Collins income-restricted housing inventory. All restrictions are for households at income levels
from 0–80% AMI. These units serve individuals, families, seniors, persons with disabilities, and persons
who would otherwise be experiencing homelessness.
Housing costs in Fort Collins and the entire northern Front Range have been rising. Average rent and
home sales prices have risen at a higher rate than wages, while vacancy rates remain low, at 3.8%. Cost
burden is the greatest housing problem facing households.
Owner-occupied units in Fort Collins tend to be newer than rental units. Seventy-two percent of owner-
occupied units were built in 1980 or after, while 66% of rentals were built in 1980 or after. Units
constructed before 1980 may be in need of rehabilitation and upgrades, and may also contain lead-
based paint.
Housing stock available to serve persons with disabilities and other special needs:
Fort Collins has a network of providers that serve people experiencing homelessness, elderly and frail
elderly, people with behavioral health needs, people with disabilities, people living with HIV/AIDS,
Spanish speaking residents, at-risk youth, veterans, survivors of domestic violence, and limited income
individuals and families.
The city has a variety of housing options restricted for persons with special needs including seniors,
people with disabilities, and people who have experienced homelessness. In Fort Collins, individuals
with disabilities can find housing options through programs like permanent supportive housing, Housing
Choice Vouchers, and housing providers like CARE Housing and L’Arche. Organizations like Disabled
Resource Services and Neighbor to Neighbor assist clients in finding appropriate housing.
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The nonprofit housing providers serving Fort Collins include CARE Housing, Housing Catalyst, Neighbor
to Neighbor, Volunteers of America, Mercy Housing, L’Arche, and Habitat for Humanity.
Condition of Public Housing:
Housing Catalyst completed a Section 18 disposition of its public housing in 2024.
Brief inventory of facilities, housing, and services that meet the needs of homeless persons:
The facilities, housing and services available for people experiencing homelessness in Fort Collins include
diversion and prevention, emergency shelters, transitional housing, permanent supportive housing, and
supportive services such as behavioral and physical health care, clothing, food, veterinary services,
bicycle repairs, and many more. Mainstream benefits available to people experiencing homelessness
include income supports, comprehensive health care, housing, and substance abuse, aging and
employment supports.
Regulatory barriers to affordable housing:
Fort Collins has implemented a number of policies and practices to encourage the development of
housing. Recognizing barriers in the City’s Land Use Code, the City updated the housing aspects of the
Code to allow for greater variety of housing types. The City updated its Affordable Housing Strategic
Plan with a Housing Strategic Plan (2021) that attempts to address the entire housing spectrum. Some of
those policies are specific to affordable housing and include expedited processing of affordable housing
development review applications; residential height and density bonuses; parking reductions and no
minimums for multifamily housing; reduced landscape sizing requirements; fee credits and deferrals for
targeted affordable housing projects; and a City-funded Affordable Housing Fund, which can assist with
financial support to offset various fees and extractions that new development must pay under existing
City laws and regulations relating to new development.
Economic characteristics:
The unemployment rate for younger residents is higher than the rate for those ages 25+.
The top four occupations in the County employ over 19,000 people and pay no more than a median
hourly wage of $17.39. As a result, there is a disconnect between the highly educated employment base
and the jobs currently being created.
ACS data from 2022 shows there were over 9800 persons in the Fort Collins labor force with a high
school degree or less. For those with less than a high school education, the unemployment rate of 17%
was over nearly 8x the rate for those with a Bachelor's degree or higher. Residents with the most
education earn the most in Fort Collins. However, Fort Collins has a higher percentage of adults with a
college education than jobs that need this education level. Job training and placement programs could
reduce the unemployment rate for less educated workers.
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In order to achieve a vision of community prosperity, the City’s Economic Health Strategic Plan will
emphasize training for all spectrums of skill/income levels, including low-income residents, to qualify for
higher level jobs and then focus on career advancement so those workers will have the necessary tools
to advance in those cluster industries.
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MA-10 Number of Housing Units – 91.210(a)&(b)(2)
Introduction
More than half of the Fort Collins housing stock is single family detached homes. Only 28% of units are
within rental or owner-occupied properties with five or more units. One way to stabilize housing cost is
to increase units across the city. Strategies to increase units as Fort Collins approaches build-out may
include changes to incentives, increasing density in multifamily developments, decreasing restrictions on
ADUs, and encouraging housing in infill and redevelopment. Obstacles include increasing land costs,
increasing construction costs, and the high cost of water, especially in areas not covered by the Fort
Collins water utility—areas which also have the most land available.
In 2024 there were a total of 386 new building permits representing 670 dwelling units in Fort Collins;
44.78% of those were for multifamily units, 21.19% were single-family attached units, and 34.03% were
for single family units. The City has 4,101 multifamily units in the pipeline. These are units that are under
review, approved, or under construction, and does not include units that are part of a conceptual
proposal that has not yet submitted a formal development application. The figure also does not include
units at a new development called Montava as those have only been approved at a master-plan level.
However, the City anticipates Montava to produce approximately 300 units targeting limited-income
households and an additional 300 units of attainable housing.
All residential properties by number of units
1-unit detached structure 36,675 57%
1-unit, attached structure 5,125 8%
2-4 units 4,825 8%
5-19 units 9,310 14%
20 or more units 6,850 11%
Mobile Home, boat, RV, van, etc 1,475 2%
Total 64,260 100%
Table 27 – Residential Properties by Unit Number
2016-2020 ACS
Unit Types
The US Census American Community Survey further refines this data by tenure. Ninety percent of all
owners live in single-family homes, while 47% of renters live in single-family homes. The remainder
primarily live in 5-19-unit properties (30%).
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Unit Type by Tenure
Unit Size by Tenure
No bedroom 45 0% 975 4%
1 bedroom 500 1% 5,030 18%
2 bedrooms 4,885 14% 10,975 40%
3 or more bedrooms 28,615 84% 10,490 38%
Total 34,045 99% 27,470 100%
Table 28 – Unit Size by Tenure
2016-2020 ACS
Unit Size by Tenure 2022 ACS Data
Unit Size by Tenure
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Most owners lived in homes with three or more bedrooms, while the majority of renters lived in units
with two or three bedrooms. The average household size for owners was 2.50 persons, while renter
households had a smaller average household size of 2.06 persons. Many renters in Fort Collins are also
students.
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Affordable Housing Map
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Mobile Home Units Map
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Rental Unit Gaps by Income Range
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Housing Unit Shortage by AMI
Monthly Housing Cost Spectrum
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Affordable Units Added and Preserved Annually
Describe the number and targeting (income level/type of family served) of units assisted with
federal, state, and local programs.
In total, there are currently 3,356 total price restricted units (2995 rental and 290 ownership) in the Fort
Collins housing inventory. All restrictions are for households at income levels from 0–80% AMI. These
units serve individuals, families, seniors, persons with disabilities, and persons who would otherwise be
experiencing homelessness.
Fort Collins Habitat for Humanity builds homes for households earning 45-80% AMI. Habitat provides a
zero percent interest loan with affordable monthly payment to homeowners who contribute volunteer
hours. These hours include helping to build the homes of other Habitat Partner Families, participating in
homeowner education classes including a financial management course, and beginning the work to
build their own home.
Provide an assessment of units expected to be lost from the affordable housing inventory for
any reason, such as expiration of Section 8 contracts.
Housing Catalyst completed a Section 18 disposition of its public housing in 2024.
Elevation Community Land Trust, a Denver-based organization specializing in affordable home
ownership, purchased 44 public housing units with plans to renovate the homes and make them
available to qualified individuals for purchase. Residents of the public housing units that were
repositioned received Housing Choice Vouchers (Section 8) and were offered relocation assistance.
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In October 2023, Housing Catalyst broke ground on the updated and expanded Village on Impala, a
thoughtfully designed project that will provide 86 homes with affordable rents in northwest Fort Collins.
The footprint of the expanded development includes the current Village on Impala (existing duplexes
with affordable rents managed by Housing Catalyst), as well as the site of 11 former public housing units
that were repositioned in 2022. The new rental homes would target residents making between 30% and
80% of the area median income, with a target average of 55% AMI. All residents of the repositioned
public housing units were offered Housing Choice Vouchers (Section 8) and relocation assistance. The
project is expected to be completed in early 2025.
Housing Catalyst is also in the process of renovating 15 former public housing units at 2155 W Plum.
These apartments were repositioned from the public housing portfolio to the agency’s affordable
housing portfolio in 2024. Residents of the repositioned public housing apartments will be able to
continue living at the property with Project Based Voucher assistance following a temporary relocation
during the renovation.
Aside from the repositioning of public housing, no other units are expected to be lost from the inventory
at this time. However, two large Section 8 subsidized properties are privately held, Oakbrook I and
Oakbrook II. Oakbrook I sold in 2006 and retains income restrictions and rental assistance. Oakbrook II
has HUD insurance and subsidized rents. The owners of Oakbrook I are pursuing the possibility of
acquiring Oakbrook II and have expressed interest in pursuing the City’s Private Activity Bond allocation
in order to facilitate rehabilitation of both properties using 4% Low Income Housing Tax Credits
(LIHTC). The City will continue to monitor this project in an effort to retain the deeply subsidized units
as part of the inventory.
CARE Housing’s Greenbriar Village is the only LIHTC property expected to expire in the next 5 years. The
Land Use Restriction on 40 units of multifamily housing is scheduled to expire in 2025. CARE Housing is a
mission driven, non-profit affordable housing provider. The risk of these units being lost to the inventory
is low. It is likely they will seek City funding to support a tax credit rehabilitation.
Does the availability of housing units meet the needs of the population?
When there is a smaller number of housing units available to households within a certain income range
than there are households within that range, a housing gap exists. The tables here provide a
supply/demand analysis of the housing stock in Fort Collins.
The Rental Housing Gaps by Income Range chart above compares the number of renter households in
the city in 2022, their income levels, the maximum monthly rent they could afford without being cost-
burdened, and the number of units in the market that were affordable to them. The Rental Gap column
shows the difference between the number of renter households and the number of rental units
affordable to them. Negative numbers indicate a shortage of units at the specific income level. Renters
with too few affordable units to serve them are frequently paying more for rental units than they can
afford because of the shortage of units in their price range.
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Describe the need for specific types of housing:
The gaps analysis shows that:
• Almost 3,200 renters earn less than $10,000 per year but there are only 305 rental units priced
at their affordability range (less than $250/month). This leaves a “gap,” or shortage, of 2,810
units for these extremely low-income households.
• Rental unit shortages also exist for renters earning between $10,000 and $15,000 per year
(2,006 renters versus 251 units), renters earning between $15,000 and $20,000 per year (1,551
renters and 162 units) and those earning between $20,000 and $25,000 per year (1,897 renters
and 410 units).
• Altogether, the City has a shortage of rental units priced affordably for renters earning less than
$25,000 per year of 7,431 units. Some of these renters are students (discussed in more detail
below). These households are also working residents earning low wages, residents who are
unemployed and residents who are disabled and cannot work—in other words, those residents
who are truly living in poverty.
• The purchase gaps analysis conducted by Root Policy Research for the 2020 Gaps Analysis shows
the Fort Collins housing purchase market to be relatively affordable for people earning more
than $50,000 per year, especially those earning $75,000 or more. About 28% of homes are
affordable to people earning between $35,000 and $75,000 and an additional 28% of homes are
affordable to people earning between $75,000 and $100,000. However, only 10% of all current
renters can afford the 2022 median home value of $497,400.
Discussion
Affordable housing production programs, such as the Low-Income Housing Tax Credit (LIHTC) program
and the HOME Investment Partnership Program (HOME), target renter households with incomes at or
below 60% AMI. The 2020 Gaps Analysis estimates approximately 2600 non-student households are in
need of affordable housing.
There is a need for rental housing for individuals and families at 60% AMI or less. The need is especially
acute for those at 0–30% AMI, people on fixed incomes, and persons with special needs, such as
disabled individuals who need deeply subsidized units that are close to public transportation. The largest
gap exists in the supply of rental housing affordable to households earning below 30% AMI, with seniors,
homeless and persons with disabilities representing the greatest need.
Homeownership has become increasingly unattainable for households under 100% AMI. Households
earning over 100% AMI do not need subsidy in Fort Collins, however, those below 100% AMI do.
Households at 80–100% AMI are the best candidates for homeownership assistance programs. CHFA
and bank portfolio loans are meeting the needs for households who qualify between 80% and 100%
AMI. Households at 80% AMI or less will have a very difficult time finding an affordable home without
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large subsidies. These households are candidates for self-help programs such as Habitat for Humanity,
and income-restricted ownership development and partnerships such as Community Land Trusts.
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MA-15 Housing Market Analysis: Cost of Housing - 91.210(a)
Introduction
Housing costs in Fort Collins and the entire northern Front Range have been rising. Average rent and
home sales prices have risen at a higher rate than wages, while vacancy rates remain low, at 3.8%.
The following charts shows housing cost data based on 2022 information. However, recent research
shows that the current median home value in Fort Collins has surpassed $490,000. Concurrently, median
rent is over $1500 per month, and over 60% of units rent for between $1000 and $2000 per month,
leaving few available rental units for limited-income households.
Cost of Housing
Median Home Value 265,900 398,800 50%
Median Contract Rent 976 1,273 30%
Table 29 – Cost of Housing
Data Source:
Rent Paid Number %
Less than $500 1,720 6.3%
$500-999 6,430 23.4%
$1,000-1,499 10,760 39.2%
$1,500-1,999 7,095 25.8%
$2,000 or more 1,480 5.4%
Total 27,485 100.0%
Table 30 - Rent Paid
2016-2020 ACS
Alternate Table Data
Alternate tables are provided for Tables 33, 34, 35 and 36 to show changes between the 2020 default
data and 2022 ACS which illustrate significant decreases in affordability over the two-year period.
Cost of Housing 2022 ACS
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Rent Paid 2022 ACS
Rents Over Time
Rents Over Time Graph
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Average Rent by Market Area
Average Rent by Unit Type
Rent Increases
Rent has increased statewide over 50% in the last 7 years for which DOH data was available. Fort Collins
median rent has risen almost 100% since 2009. The only area of Fort Collins where rent remained lower,
as of 2020, was in the northeast quadrant of the city. This coincides with the area that has remaining
developable land, with the largest identified food desert, a higher rate of poverty than the southeast
and southwest quadrants (though lower than the northwest quadrant), and a higher percentage of
Hispanic population. Larger units have higher rents; however, as illustrated below, for sale product also
has decreasing affordability, making home purchase for families more and more unattainable.
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Housing for Sale
The housing affordability index (HAI) provides a way to track whether housing is becoming more or less
affordable for the typical household over time. The HAI incorporates changes in key variables affecting
affordability: housing prices, interest rates, and income. The HAI index has a value of 100 when the
median-income family has sufficient income to purchase a median-priced existing home. A higher index
number indicates that more households can afford to purchase a home. The current AHI for Fort Collins
illustrates the lack of affordability of single-family homes for the average wage earner. Townhomes and
condos are more affordable, but have significantly less inventory available for purchase (less than 30%
of 2022 sales were townhomes and condos). HAI trend data shows that both housing types have
decreased in affordability over the last 8 years.
Sales Data Year-to-Date
Historical Housing Affordability Index
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Sales Price by Housing Type
Price by Range All Properties
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Housing Affordability
30% HAMFI 1,570 No Data
50% HAMFI 6,235 979
80% HAMFI 17,970 3,559
100% HAMFI No Data 8,259
Total 25,775 12,797
Table 31 – Housing Affordability
2016-2020 CHAS
Housing Affordability 2022 ACS
Monthly Rent HUD FMR and HOME Rents
Monthly Rent
Fair Market Rent 1,210 1,232 1,539 2,187 2,469
High HOME Rent 892 1,025 1,253 1,440 1,588
Low HOME Rent 763 818 981 1,133 1,265
Table 32 – Monthly Rent
HUD FMR and HOME Rents
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Is there sufficient housing for households at all income levels?
No, the gaps analysis provided in MA-10 shows there are gaps for rental units priced for households
earning $25,000 annually and below, and gaps for households with incomes below $75,000 annually
trying to purchase a home in Fort Collins.
How is affordability of housing likely to change considering changes to home values and/or
rents?
In Fort Collins, the cost of all housing types continues to rise. Increases in incomes are not keeping pace
with increases in housing prices. As market prices continue to rise, more households will become cost
burdened and those in need of homeless prevention services will also continue to rise. The demand for
income-restricted housing and de facto-affordable housing for lower-income earners and those on fixed
incomes will continue to increase.
How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this
impact your strategy to produce or preserve affordable housing?
Average rents in Fort Collins for all apartment types, except 3-bedroom and up, are significantly higher
than both the Fair Market Rent limits (FMRs) and the High HOME rent limits. The table above shows that
FMR and High HOME rents run between 3% and 15% lower than the average rent for the same units.
The largest variance is for one-bedroom and two-bedroom, two-bath units. This creates challenges for
voucher holders to find landlords willing to accept Section 8 vouchers with the low FMR reimbursement
rates. The City's new rental registration program may help the City reach and engage private landlords
to expand acceptance of vouchers.
Discussion
As housing costs continue to outpace wage growth, more residents will experience cost-burden in Fort
Collins.
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MA-20 Housing Market Analysis: Condition of Housing – 91.210(a)
Introduction
In addition to analyzing housing costs, the City considers the condition of the housing stock in decisions
around priorities for funding. Older housing units may need rehabilitation or upgrades to make them
safe and habitable, including lead-based paint abatement.
HUD calculates the number of occupied housing units with one or more “selected conditions” by tenure.
These conditions include:
• Lack of complete plumbing
• Lack of complete kitchen facilities
• More than one person per room
• Cost burden greater than 30%
In Fort Collins, very few housing units lack complete plumbing. 2018-2022 CHAS data shows only 375
rental units and 39 owner units occupied by households at 100% AMI or less that lacked complete
plumbing or kitchen facilities. These units may be candidates for local housing rehabilitation programs.
Cost burden and severe cost burden are by far the greatest housing problems facing Fort Collins
households.
Describe the jurisdiction's definition of "standard condition" and "substandard condition but
suitable for rehabilitation":
The Larimer Home Improvement Program (LHIP), operated by the Loveland Housing Authority
throughout Larimer County, including the city of Fort Collins, has developed program guidelines for their
housing rehabilitation program. The City of Fort Collins provides funding to operate this program within
the city limits of Fort Collins, and the program operates in cooperation between the City of Fort Collins,
City of Loveland, and Larimer County. The program provides rehabilitation loans to qualified households
earning 80% of the AMI or less. According to this program:
• The definition of “Standard Condition” is a housing unit that meets HUD Housing Quality
Standards (HQS), as well as all Colorado and Fort Collins building codes.
• The definition of “Substandard Condition” is a housing unit that has a minimum of one HQS
deficiency or building code violation.
• The definition of “Substandard Condition but suitable for Rehabilitation” requires the HQS or
code violation must be correctable during the rehabilitation process, and the home must be able
to be brought up to current building codes.
See additional definitions from the 2121 International Property Maintenance Code below.
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Condition of Units
With one selected Condition 6,665 20% 13,865 50%
With two selected Conditions 85 0% 590 2%
With three selected Conditions 0 0% 10 0%
With four selected Conditions 0 0% 0 0%
No selected Conditions 27,295 80% 13,015 47%
Total 34,045 100% 27,480 99%
Table 33 - Condition of Units
2016-2020 ACS
ADDITIONAL DEFINITIONS
The following definitions come from the 2021 International Property Maintenance Code. The Code does
not define “standard condition,” but describes “good condition,” and provides detailed information on
substandard and unsafe conditions.
Good Condition
A condition that is fully functional, operational and substantially free from decay, deterioration, damage
or other defects and capable of performing the tasks for which designed and in the manner intended
without risk of injury or damage to persons or adjoining property resulting from detachment or failure
of such elements or components thereof.
Substandard
Condition(s) that through neglect, deterioration, or damage no longer meet the minimum requirements
of the currently adopted code as it relates to the specific condition(s) identified. Even though such
condition(s) may not be found dangerous at the time of their discovery, such condition(s), if not
corrected, may pose a risk to the health and safety of the public, the occupants or property thereof
pursuant to Section 111.1.5.
Unsafe, Unlawful, and Unfit Conditions
111 .1.1 Unsafe structures. An unsafe structure is one that Is found to be dangerous to the life, health.
property or safety of the public or the occupants of the structure by not providing minimum safeguards
to protect or warn occupants in the event of fire, or because such structure contains unsafe equipment
or is so damaged, decayed, dilapidated. structurally unsafe or of such faulty construction or unstable
foundation, that partial or complete collapse Is possible.
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111.1.2 Unsafe equipment. Unsafe equipment includes any boiler, heating equipment, elevator, moving
stairway, electrical wiring or device, flammable liquid containers or other equipment on the premises or
within the structure that is in such disrepair or condition that such equipment is a hazard to life, health,
property or safety of the public or occupants of the premises or structure.
111.1.3 Structure unfit for human occupancy. A structure is unfit for human occupancy whenever the
code official finds that such structure is unsafe, unlawful or, because of the degree to which the
structure is in disrepair or lacks maintenance, Is insanitary, vermin or rat infested, contains filth and
contamination, or lacks ventilation, Illumination, sanitary or heating facilities or other essential
equipment required by this code, or because the location of the structure constitutes a hazard to the
occupants of the structure or to the public.
11 1.1.4 Unlawful structure. An unlawful structure is one found in whole or in part to be occupied by
more persons than permitted under this code, or was erected, altered or occupied contrary to law.
Dangerous Conditions
111.1.5 Dangerous structure or premises. For the purpose of this code, any structure or premises that
has any or all of the conditions or defects described as follows shall be considered to be dangerous:
1. Any door, aisle, passageway, stairway, exit or other means of egress that does not conform to
the approved building or fire code of the jurisdiction as related to the requirements for existing
buildings.
2. The walking surface of any aisle, passageway, stairway, exit or other means of egress is so
warped, worn loose, torn or otherwise unsafe as to not provide safe and adequate means of
egress.
3. Any portion of a building, structure or appurtenance that has been damaged by fire, earthquake,
wind, flood, deterioration, neglect, abandonment, vandalism or by any other cause to such an
extent that it is likely to partially or completely collapse, or to become detached or dislodged.
4. Any portion of a building, or any member, appurtenance or ornamentation on the exterior
thereof that is not of sufficient strength or stability, or is not so anchored, attached or fastened
in place so as to be capable of resisting natural or artificial loads of one and one-half the original
designed value
5. The building or structure, or part of the building or structure, because of dilapidation,
deterioration, decay, faulty construction, the removal or movement of some portion of the
ground necessary for the support. or for any other reason, is likely to partially or completely
collapse, or some portion of the foundation or underpinning of the building or structure is likely
to fail or give way
6. The building or structure, Of any portion thereof, is clearly unsafe for its use and occupancy.
7. The building or structure is neglected, damaged, dilapidated, unsecured or abandoned so as to
become an attractive nuisance to children who might play in the building Of structure to their
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danger, becomes a harbor for vagrants, criminals or immoral persons, or enables persons to
resort to the building or structure for committing a nuisance or an unlawful act.
8. Any building or structure has been constructed, exists or is maintained in violation of any
specific requirement or prohibition applicable to such building or structure provided by the
approved building or fire code of the jurisdiction, or of any law or ordinance to such an extent as
to present either a substantial risk of fire, building collapse or any other threat to life and safety.
9. A building Of structure, used or intended to be used for dwelling purposes, because of
inadequate maintenance, dilapidation, decay, damage, faulty construction or arrangement,
inadequate light, ventilation, mechanical or plumbing system, or otherwise, is determined by
the code official to be unsanitary, unfit for human habitation or in such a condition that is likely
to cause sickness or disease.
10. Any building or structure, because of a lack of sufficient or proper fire-resistance-rated
construction, fire protection systems, electrical system, fuel connections, mechanical system,
plumbing system or other cause, is determined by the code official to be a threat to life or
health.
11. Any portion of a building remains on a site after the demolition or destruction of the building or
structure or whenever any building or structure is abandoned so as to constitute such building
or portion thereof as an attractive nuisance or hazard to the public.
Year Unit Built
2000 or later 10,530 31% 7,745 28%
1980-1999 13,650 40% 9,310 34%
1950-1979 7,989 23% 8,470 31%
Before 1950 1,875 6% 1,959 7%
Total 34,044 100% 27,484 100%
Table 34 – Year Unit Built
2016-2020 CHAS
Age of Homes
Owner-occupied units in Fort Collins tend to be newer than rental units. Seventy-two percent of owner-
occupied units were built in 1980 or after, while 66% of rentals were built in 1980 or after. Units
constructed before 1980 may be in need of rehabilitation and upgrades, and may also contain lead-
based paint.
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Risk of Lead-Based Paint Hazard
Total Number of Units Built Before 1980 9,864 29% 10,429 38%
Housing Units build before 1980 with children present 5,165 15% 3,285 12%
Table 35 – Risk of Lead-Based Paint
2016-2020 ACS (Total Units) 2016-2020 CHAS (Units with Children present)
Alternate Table Using 2022 ACS Data
Risk of Lead-Based Paint Hazard
HUD calculates the number of housing units that may have lead-based paint hazards. Units built before
1980 may have lead-based paint, which is dangerous to children if not properly encapsulated or
remediated. Colorado has not conducted any area wide lead-based paint studies which would help
determine how many children may actually be susceptible to lead poisoning in Fort Collins. However,
approximately 4% of housing units built before 1980 have children present, and without remediation are
susceptible to lead. Owners of rental housing units should test for lead to ensure rental units are safe for
children living in them. In Colorado, owners are required to disclose any knowledge of lead hazards
when selling their homes. Homes rehabilitated with CDBG funds must meet all HUD lead-based paint
safety requirements. Ideally, all housing units containing lead-based paint would be remediated.
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Larimer County Childhood Lead Testing
Larimer County Childhood Elevated Lead Tests
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Vacant Units
Vacant Units 770 0 770
Abandoned Vacant Units 0 0 0
REO Properties 1 0 1
Abandoned REO Properties 0 0 0
Table 36 - Vacant Units
RealtyTrac
According to auction.com there are 4 foreclosures, 0 bank-owned, and no vacant foreclosure homes in Fort
Collins on 12/12/24According to RealtyTrac there are 21 homes in foreclosure in Fort Collins, with one bank-
owned.
Vacancy by Housing Type
Vacant Units
HUD requests that grantees estimate the number of vacant housing units, those suitable for
rehabilitation and those not suitable for rehabilitation. This information is not tracked by the City of Fort
Collins. However, American Community Survey data indicates there are 770 vacant units in Fort Collins
which are not for rent, for sale, or second homes. RealtyTrac, a service which tracks foreclosures and
Real Estate Owned (REO) bank-owned properties, reports 1 bank-owned foreclosure, and 20 additional
foreclosed homes at auction at the end of 2024. According to RealtyTrac, “the median estimated home
value for homes in foreclosure ranges from $556,910 in 80525 to the lowest value of $248,383 in 80525.
Foreclosure homes account for 1.00% of properties in Fort Collins, CO with 80526 containing 7
foreclosures, the highest number of foreclosure properties in a single zip.” At the time data was pulled,
there was only one bank-owned home in Fort Collins, accounting for 0.05% of properties in Fort Collins.
Data on abandoned REO properties was unavailable at the time of the preparation of this report.
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Describe the need for owner and rental rehabilitation based on the condition of the
jurisdiction's housing.
Around 30% of all housing units in Fort Collins were built before 1980. Units built in or before the 1980s
may be in need of rehabilitation, especially those units built over 40 or 50 years ago. Consultation with
City staff regarding climate risks indicates that older homes may benefit not only from energy efficiency
upgrades, but weatherization and installation of air conditioning or other protections for indoor air
quality in the event of pervasive outdoor air quality issues, such as wildfire smoke or extreme heat.
Some older units may benefit from lead abatement, and others could reduce their risk of flooding
through flood mitigation efforts. The following map shows the age of housing units by census tracts in
Fort Collins. The second map shows median income by census tract. There are some areas in central and
north Fort Collins where housing is older and incomes are lower. These are ideal target areas for
programs that provide the above-mentioned services. The City works with LEAP, Energy Outreach
Colorado, Larimer County Conservation Corps, and Larimer Home Improvement Program to provide
these services. The City also offers a variety of programs including low-interest efficiency loans and
rebates for installation of efficient appliances and fixtures.
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Percent Rental Housing Built Before 1980
Estimated Number of Housing Units Occupied by Low or Moderate Income Families with LBP
Hazards
Fort Collins estimates that in 2022 4% of housing units built before 1980 have children present, and
without remediation are susceptible to lead. This equates to approximately 2722 households, or about
5988 individuals (household average of 2.2 people). With 16% of the population is under 18 years of
age, approximately 958 youth may be susceptible to lead hazards. With half the population making at or
below median income, we can estimate around 480 youth in low to moderate income households that
may contain lead.
The Larimer County Department of Health and Environment provided the following statistics:
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• There are approximately 675 households in Fort Collins living with lead paint with income 200%
of federal poverty level or lower.
• There are approximately 1600 households in Fort Collins living with lead paint with income
300% of federal poverty level or lower.
Discussion
The housing stock of Fort Collins is primarily safe and occupied. There are opportunities for
rehabilitation of both ownership and rental properties that would improve living conditions for residents
and maintain the existing housing stock for future generations.
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MA-25 Public and Assisted Housing – 91.210(b)
Introduction
Housing Catalyst is the housing authority for the City of Fort Collins.
Totals Number of Units
Housing
Vouchers
Total Project -based Tenant -based
Special Purpose Voucher
Veterans
Affairs
Supportive
Unification
Program
Disabled
*
available 0 0 0 1,472 332 1,140 171 59 351
*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition
Table 37 – Total Number of Units by Program Type
Housing Catalyst Data
Describe the supply of public housing developments:
Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an
approved Public Housing Agency Plan:
Housing Catalyst completed a Section 18 disposition of its public housing in 2024.
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Public Housing Condition
Table 38 - Public Housing Condition
Describe the restoration and revitalization needs of public housing units in the jurisdiction:
As Housing Catalyst completed a Section 18 disposition of its public housing in 2024, there are no
restoration and revitalization needs for the repositioned units.
Describe the public housing agency's strategy for improving the living environment of low-
and moderate-income families residing in public housing:
Housing Catalyst completed a Section 18 disposition of its public housing in 2024. Elevation Community
Land Trust, a Denver-based organization specializing in affordable home ownership, purchased 44 public
housing units with plans to renovate the homes and make them available to qualified individuals for
purchase. Residents of the public housing units that were repositioned received Housing Choice
Vouchers (Section 8) and were offered relocation assistance.
In October 2023, Housing Catalyst broke ground on the updated and expanded Village on Impala, a
thoughtfully designed project that will provide 86 homes with affordable rents in northwest Fort Collins.
The footprint of the expanded development includes the current Village on Impala (existing duplexes
with affordable rents managed by Housing Catalyst), as well as the site of 11 former public housing units
that were repositioned in 2022. The new rental homes will target residents making between 30% and
80% of the area median income, with a target average of 55% AMI. All residents of the repositioned
public housing units were offered Housing Choice Vouchers (Section 8) and relocation assistance. The
project is expected to be completed in early 2025.
Housing Catalyst is also in the process of renovating 15 former public housing units at 2155 W Plum.
These apartments were repositioned from the public housing portfolio to the agency’s affordable
housing portfolio in 2024. Residents of the repositioned public housing apartments will be able to
continue living at the property with Project Based Voucher assistance following a temporary relocation
during the renovation.
Discussion:
Public housing residents were engaged and involved in the disposition process. Housing Catalyst
educated public housing residents on the benefits of receiving Housing Choice Vouchers, including
greater choice and mobility and homeownership opportunities.
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Former public housing residents who are now voucher program participants continue to be eligible for
JumpStart, the HUD Family Self Sufficiency program. The program supports participants in achieving
their educational, employment, and financial goals while allowing them to build an escrow account that
can be used toward a down payment on a home purchase.
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MA-30 Homeless Facilities and Services – 91.210(c)
Introduction
Through a multi-faceted approach to addressing homelessness in Fort Collins, several types of housing have been established and more are
under development to help those in need. The types of facilities and services available in Fort Collins include diversion and prevention,
emergency shelters, transitional housing, and permanent supportive housing. Fort Collins is a part of the Northern Colorado Continuum of Care
(NoCOCoC). The table below summarizes the number of beds and units available within the City Limits of Fort Collins.
Facilities and Housing Targeted to Homeless Households
(Current & New) Seasonal / Development
Households with Adult(s) and
Child(ren) 68 7 21 0 0
Table 39 - Facilities and Housing Targeted to Homeless Households
City of Fort Collins Data
Veteran's 203 is comprised of vouchers only and is County-wide; 12 of the 136 PSH beds are County-wide, 120 are Fort Collins only; Unaccompanied Youth 20 beds are
located in Loveland for County-wide service.
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Facilities and Housing for Homeless
Mainstream Services
Mainstream benefits play an important role in supplementing household income and serve as a safety net. Benefits include income supports,
health care, and work supports. Often individuals experiencing homelessness are eligible for these benefits. Uncomplicated availability of these
benefits can decrease the length of time families and individuals experience homelessness.
• Larimer County administers several public assistance programs available to limited income homeless and non-homeless citizens. They
include Colorado Child Care Assistance Program (CCCAP), Food Stamps (SNAP), Low-income Energy Assistance Program (LEAP),
Weatherization, Medicaid, Temporary Assistance for Needy Families (TANF), Social Security, Old Age Pension (OAP), and Aid to Needy
and Disabled (AND).
• SummitStone Health Partners is a primary provider of behavioral health and substance abuse evaluations, referrals, and treatment for
individuals and families. They also work collaboratively with the Murphy Center to increase availability of treatment for persons who are
homeless. Case management services integrate behavioral health and physical health care in collaboration with area health care
professionals. SummitStone operates permanent supportive housing programs in various locations in Larimer County.
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• Longview, Fort Collins’ new regional behavioral health facility run by SummitStone, provides 24/7 behavioral health urgent care, care
coordination, substance use treatment with medications, withdrawal management, crisis stabilization, and onsite pharmacy and lab. The
acute care facility is funded by a 20-year Larimer County ballot initiative that directs a portion of a countywide sales-and-use tax to
behavioral health programs that serve the County.
• Easterseals Colorado provides benefits application and employment assistance for people with disabilities. They assist individuals in
acquiring income, health insurance, and other basic needs to stabilize their lives, health and living situations.
• The Colorado PEAK system is an online system where applicants can apply directly for public assistance. The Larimer County Benefits
Information Center assists citizens with direct help from technicians who can provide detailed information about each case, including
status of applications, whether there are missing documents, and information on how to apply.
• Volunteers of America (VOA) has several locations for senior housing throughout Colorado, provides meals to homebound elderly
persons, and runs the Support Services for Veteran Families Program. Through the provision of outreach, case-management, assistance
in obtaining benefits, and emergency financial resources, the SSVF Program helps prevent Veterans and their families from becoming
homeless and to rapidly rehouse those who have lost their homes.
• The Larimer County Workforce Center assists all residents in finding employment. The Workforce Center has a Resource Center
(computers, phone, copy machine) which can be utilized for job searches. Employment case management, resumes and cover letters,
job search skills workshops, transportation, training scholarships and internship opportunities are offered.
• Larimer County’s Veterans Service Office provides information counseling for veterans in need of specialized assistance such as referrals
to Social Services, Social Security, Vet Centers, local veteran organizations, local hospitals, nursing homes, employment services and
funeral homes. They coordinate with other local, state and federal agencies to establish referral guidelines for veterans in need of
assistance. They also provide assistance in submitting appeals for discharge upgrades and assist veterans in transitioning to the civilian
work force by providing help in completing applications and writing resumes. Additionally, they conduct home visits to housebound
veterans, surviving spouses and to residents of nursing homes who need counseling or assistance throughout Larimer County. They also
assist in filling out paperwork for non-service-connected pension, Aid and Attendance, and Medicaid.
• Larimer County Health & Human Services Board coordinates with Larimer County Services, Social Services, Office on Aging, and
Employment Services. They assist in coordination with other agencies for placement in State Nursing Homes and housebound patients
for help in the application process for local, state, or federal benefits.
• The Larimer County Workforce Center offers youth employment services. Young adults aged 14–21 can receive assistance with
education and employment including tutoring, GED assistance, training scholarships, internships, job search and information and
referrals to other needed services, including housing. Direct support is available to all youth participants. The InCompass program offers
intensive supports for youth with obstacles to employment including dropped out of high school, pregnant/parenting, involved in legal
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system (probation and/or have a criminal background), foster care (current or aged out), documented disability/behavioral health
diagnosis, homeless/couch surfing, or limited income. LCWC also administers the Larimer County Conservation Corps, which empowers
crew members to develop personal and professional skills, gain environmental awareness and actively engage with others in their area,
while developing self-sufficiency.
• Salud Family Health operates 13 clinics and a mobile unit in ten communities throughout northern and southeastern Colorado and
serves over 68,000 patients annually. The Fort Collins location offers medical, dental, pharmacy, pediatrics, behavioral health, and an
HIV specialty clinic, called CARES. CARES assists patients with medications, dental care, vision care, behavioral health services, and local
resources. Salud focuses on limited income and the migrant and seasonal farmworker population. Salud accepts Medicaid, Medicare,
CHP+, and most private insurance plans. They also offer a sliding fee scale based on family size and income, and provide insurance
enrollment assistance.
• Fort Collins VA (veterans’) Clinic provides emergency and urgent care, primary care, internal medicine, behavioral health, PTSD care,
suicide prevention, dental, optometry, physical therapy, and a variety of specialty care to veterans in Fort Collins. They also help
homeless veterans and those close to homelessness with immediate food and shelter needs, job training, education, legal system
navigation, and addiction treatment.
• Turning Point helps youth, families, and adults in Larimer County with behavioral health and substance use disorders. They offers
adolescent intensive outpatient program, Individual and Family Therapy, Coaching and Family Services, and DUI and DWAI Classes. Their
Connections Program provides no-cost behavior coaching, case management, and caregiver education opportunities for youth and
families. The Renew & Restore Program works in partnership with Larimer County Community Corrections Women’s Program. They are
also working to expand the Adolescent Intensive Outpatient Program to rural communities.
• Neighbor to Neighbor serves Fort Collins with several housing related services that include emergency rental assistance, first month’s
rent assistance, foreclosure prevention counseling, and homebuyer education.
• In partnership with Energy Outreach Colorado and the City of Fort Collins, Catholic Charities, La Familia/The Family Center, Neighbor to
Neighbor, and Goodwill of Colorado offer utility assistance for eligible residents who have received shutoff notices.
• Disabled Resource Services (DRS) offers limited financial assistance to persons with a disability for emergency needs such as
prescriptions, transportation, eviction prevention or emergency utility payments.
• The Food Bank of Larimer County and its partner agencies have pantry and drive-thru locations in Fort Collins and Loveland. They
distribute healthy foods, provide education and healthy recipes.
• Harvest Farm (Wellington) is a 100-acre farm and rehabilitation center for men, located in Wellington, Colorado and serving the region.
Owned and operated by Denver Rescue Mission, the Farm hosts up to 72 men in a long-term program that offers training, education,
counseling, and life skill courses including anger management, debt elimination, and budgeting.
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Homeless Facilities and Services
• The Homeless Resource Guide is a pamphlet available printed and online to people clost to or experiencing homelessness. The guide
contains information on approximately 40 local service providers, along with hours, contact information, bus routes, and a map of all
locations.
• The Homeless Management Information System (HMIS) is a local information technology system used to collect client-level data and
data on the provision of housing and services to homeless individuals and families and persons at risk of homelessness. Homeward
Alliance serves as the HMIS Lead Agency, taking on the responsibility of managing the local HMIS.
• The Murphy Center is a resource center and one-stop-shop of services. The Center provides day shelter and connection to 20 onsite
partner agencies and services, including basic needs (showers, mail, laundry, computers, lockers, food and gear), onsite mental health
and substance use counseling and peer navigation, veterans’ services, resource and housing navigation, on-site medical clinic, dental
referrals, re-entry for parolees, shelter diversion, senior services, bike repair, veterinary care and pet food.
• Catholic Charities Samaritan House shelter focuses primarily on serving women, families and veterans who are experiencing
homelessness and food insecurity. Catholic Charities operates a 12-unit program for veterans experiencing homelessness, considered
emergency shelter for HUD HIC. Additionally, Catholic Charities has 54beds for women and 7 rooms/spaces for families.
• The Fort Collins Rescue Mission is a 24/7 shelter for men experiencing homelessness. They provide shelter, meals, and services that
provide pathways out of homelessness. They have 40 residence program beds and 41 emergency overflow beds.
• Family Housing Network provides shelter and services for families experiencing homelessness. They offer resource navigation, day
shelter, case management, rapid rehousing, bridge housing, and emergency overnight shelter for families. The day center is a family-
friendly facility that meets the unique needs of families with children. Services include computer/internet use, showers, laundry, kitchen,
resting rooms for naps and illness recovery, and play, reading, and work areas.
• The Landing, a collaboration of The Matthews House and Thompson School District, is a new regional shelter for youth ages 15-20
located in Loveland. The Landing will address the immediate needs of unaccompanied youth, including behavioral health care, assistance
to help them stay in school and graduate, and enrichment activities. In addition to accommodating approximately 20 overnight guests,
the facility will also offer resources for youth in need during daytime hours, operating 24 hours a day, seven days a week.
• SOS is the City’s Emergency Weather Shelter, which offers 70 additional overnight beds at a City building when forecast predicts
overnight temperatures at or below zero, severe winter storm warning and/or severe windchill advisory. When activation falls outside
of Transfort’s normal hours of operation, transportation is provided.
• Crossroads Safehouse, located in Fort Collins, is the regional domestic violence shelter for the area. Its programs and services include a
24/7 crisis line, emergency shelter, non-resident support, domestic abuse response, rapid and transitional housing, prevention and
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education, and youth and bilingual support. The emergency shelter has 26-bedrooms and an additional 5-bedroom transitional housing
program. Survivors of intimate partner abuse and their children receive shelter for two to eight weeks. Each family is given their own
bedroom, with shared living, dining and children’s play areas. Basic needs such as food, clothing and personal supplies are provided.
• Volunteers of America (VOA), has a program called Supportive Services for Veteran Families. The program encompasses homelessness
prevention and rapid rehousing for veteran families.
• Salvation Army helps residents who have received an eviction or utility shutoff notice when funds are available; provides clothing and
hygiene items; offers seasonal assistance such as back to school supplies and holiday meals; has breakfast 3 days a week, and a food
pantry.
• The Matthews House is a local non-profit entity that helps youth and families gain self-sufficiency. Its HOST program provides temporary
housing for children, youth and families in crisis.
• Housing Catalyst operates two Permanent Supportive Housing (PSH) apartment complexes in Fort Collins, Redtail Ponds and Mason
Place. Each development has 60 apartments with supportive services for people who have experienced chronic homelessness, have one
or more disabilities, and experience multiple obstacles to housing. More than 260 residents have lived in Housing Catalyst’s two
Permanent Supportive Housing developments since Redtail Ponds opened in 2015. Primarily, residents are selected through the
Continuum of Care’s Coordinated Assessment and Housing Placement System (CAHPS) from an assessed list of people experiencing
homelessness most in need of PSH. Of those residents, 92 were veterans and 177 experienced chronic homelessness. 85 percent of
residents reported two or more disabilities, including behavioral health disorders, alcohol use disorders, drug use disorders, chronic
health conditions, and physical or developmental disabilities. Housing Catalyst provides onsite services for all residents though
partnerships with service providers to support residents in remaining stably housed.
• In 2024, Housing Catalyst administered more than $20 million in voucher assistance to 1,488 households. Vouchers administered by the
agency include 273 Mainstream vouchers, 199 Veterans Affairs Supportive Housing (VASH) vouchers, 50 Family Unification Program
(FUP) vouchers, 16 Foster Youth to Independence (FYI) vouchers, and 25 Emergency Housing Vouchers. Nearly 100 households reported
moving out of homelessness with voucher assistance in 2024.
• In March 2024, Housing Catalyst was awarded $272,829 to fund 25 additional HUD-VASH vouchers. The agency was one of two in
Colorado to be awarded funding. The HUD-VASH program provides housing and an array of supportive services to veterans experiencing
homelessness by combining rental assistance from HUD with case management and clinical services provided by the U.S. Department of
Veterans Affairs.
• In 2024 Housing Catalyst was awarded 10 additional Foster Youth to Independence (FYI) vouchers. The Foster Youth to Independence
initiative makes Housing Choice Voucher assistance available to youth who are exiting foster care. This applies to youth at least 18 years
and not more than 24 years of age (have not reached their 25th birthday) who left foster care, or will leave foster care within 90 days, in
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accordance with a transition plan described in Section 475(5)(H) of the Social Security Act, and are homeless or are at risk of becoming
homeless at age 16 or older.
• Housing Catalyst administers 25 Frequent User System Engagement (FUSE) program vouchers for the Colorado Division of Housing
(DOH). FUSE is a proven model which identifies frequent users of jails, shelters, hospitals and/or other crisis public services and provides
them supportive housing.
• Housing Catalyst has a homeless preference for their Housing Choice Voucher program. In total, 92 people moved out of homelessness
with voucher assistance in 2024.
• Housing Catalyst manages 29 units through the Single Room Occupancy (SRO) program. The SRO program uses federal funding and
rental assistance to provide rooms for people experiencing homelessness in Northern Colorado. Like Permanent Supportive Housing
residents, Single Room Occupancy residents are referred to Housing Catalyst through agency partners.
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Describe mainstream services, such as health, mental health, and employment services to the extent those services are use to complement services targeted to homeless persons
See above (Mainstream Services). Mainstream Services are services that support Fort Collins residents in
need, but may also be of particular importance to people experiencing homelessness. Service providers
coordinate care and refer people in need to services that may benefit them.
List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations.
See above (Homeless Facilities & Services). Services and facilities specifically for people experiencing
homelessness are varied and comprehensive, serving many subpopulations of people at risk of or
currently experiencing homelessness, including (but not limited to) families with children,
unaccompanied youth, veterans, and survivors of domestic violence.
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MA-35 Special Needs Facilities and Services – 91.210(d)
Introduction
The City of Fort Collins has many services, facilities, and housing programs designed to address the
needs of the elderly and frail elderly population; persons with behavioral, physical and developmental
disabilities; people with Substance Use Disorders (SUDS); people with HIV/AIDS; survivors of domestic
violence; veterans; and youth.
The primary housing need of many of these households is cost burden. Many people with special needs
require supportive housing and services to enable them to live independently and to avoid
homelessness or institutionalization. The supportive housing and services needed by these
subpopulations are often similar to needs of people experiencing homelessness. Additionally,
transportation is a common obstacle to receiving services and treatment across all of these populations;
therefore, housing near transit is preferable.
Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental),
persons with alcohol or other drug addictions, persons with HIV/AIDS and their families,
public housing residents and any other categories the jurisdiction may specify, and describe
their supportive housing needs
Frail and Frail Elderly
In-home health care and accessible and affordable living quarters are necessary for many older people.
Transportation assistance, housekeeping, shopping, yard work, home repair, and other disability
services may also be necessary to help seniors age in place. Seniors are also more likely to have a
disability than other populations. Some need 24-hour care to remain safe, either in their homes or in a
care facility, as cognitive and physical abilities change over time.
Elderly and Frail-Elderly Services Available
• The Larimer County Office on Aging provides funding to agencies that provide services for
seniors in Larimer County, including congregate meals, transportation, legal assistance,
caregiver support, and many more. They also provide resource navigation for seniors seeking
assistance.
• Foothills Gateway provides assessment and ongoing case management to older and disabled
low-income individuals who are in need of long-term care services in their own homes or
alternative care facilities, and provides assessment for people in need of placement in a skilled
facility.
• Adult Protective Services receives reports of mistreatment or self-neglect of adults who, due to
age or disability, are unable to champion themselves. Following an assessment, Adult Protective
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Services will make referrals to implement services aimed at enhancing safety and preventing
further mistreatment.
• The County’s Long Term Care Ombudsman works to protect the rights of residents of assisted
living residences and nursing facilities. They respond to concerns regarding a long-term care
facility reported by a resident or their family, provide consultation for long-term care staff,
respond to inquiries from people considering long-term care placement, and provide
information and training on long-term care facilities, services, federal and state regulations and
residents’ rights.
• Larimer County Caregiver supports family members caring for seniors in their homes. They
provide connection to local resources, support groups, counseling, and classes through
individual consultations and personalized support. They also administer respite vouchers for
caregivers of older persons and grand-families caring for children. The Department of Revenue
offers Property Tax/Rent/Heat Rebate to full-year Colorado residents who are 65 years of age
or older, surviving spouses who are 58 years of age or older, and persons with disabilities.
• The Senior Property Tax Exemption is available to senior citizens and the surviving spouses of
seniors who previously qualified. When the State of Colorado’s budget allows, 50 percent of the
first $200,000 of actual value of the qualified applicant’s primary residence is exempted. The
exemption is available to individuals who are 65 years of age or older on January 1 and who
have owned and occupied the property as their primary residence for at least 10 consecutive
years prior to January 1.
• Any taxing entity that levies and collects taxes may establish a Property Tax Work-Off Program
for Colorado citizens who are 60 years of age or older, is a first responder with a permanent
occupational disability, or who is otherwise a person with a disability. The property on which the
taxes are due must be the taxpayer’s primary residence.
• The City of Fort Collins offers rebates on rent and property taxes, utilities, and groceries for
limited income seniors and people with disabilities. The City also offers reduced water,
wastewater, and electric rates to limited income households.
• The City of Fort Collins Senior Center provides wellness services to seniors and residents of all
ages and income levels. Various social activities and outings are provided regularly. The City
offers discounted recreation passes to limited income individuals and households.
• SilverSneakers is a national program that offers seniors discounted and no-cost gym
memberships, fitness classes, and online work-out videos. There are ten participating locations
in Fort Collins, including City facilities and CSU.
• Pathways Hospice is a nonprofit providing in home hospice care, assisted living and long-term
hospice, inpatient care, palliative care, and grief and loss support. They also provide specialized
pediatric and veterans’ services.
• Volunteers of America provides housing to limited income families, seniors, veterans and
people with disabilities. They also provide Meals on Wheels, Supportive Services for Veteran
Families, the Smiling Spoon Lunch Program, caregiver supports, a handyperson program, and a
Foster Grandparent Program.
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• Senior Alternatives in Transportation (SAINT) is a non-profit organization that provides
transportation to people 60 years old and up, and people 18-60 who have disabilities that
prevent them from driving.
• A Little Help: Connects senior with volunteers for assistance with transportation, technology
help, snow removal, visits and calls, errands, and household and yard help.
• Larimer Home Improvement Program (LHIP): Administered by the Loveland Housing Authority,
LHIP provides low-interest rate home improvement loans for limited income people for health,
safety, and energy efficiency-related issues.
• Meals on Wheels: Prepares and delivers meals to people who are home-bound, over 62 years of
age, or disabled and unable to safely prepare their own meals. Prices are based on income.
• Partnership for Age-Friendly Communities is an organization that promotes livable
environments for all ages and supports development, infrastructure, and services that address
the needs and preferences of older adults, including appropriate housing opportunities,
adequate transportation and mobility options, and supportive features and services.
Persons with Disabilities
Many disabled individuals need safe living options with a spectrum of services. Those living on Social
Security alone fall below the poverty line and face greater challenges given high housing costs. Housing
counseling; employment, transportation, and medication assistance; and assistance with shopping,
bathing and cleaning are necessary for some individuals. The 2022 ACS reports that 51% of Fort Collins
residents with disabilities are employed. Six percent of residents with disabilities are unemployed and
43% are not in the labor force. Therefore, employment supports, subsidized housing, and supportive
housing are a critical for many people with disabilities. Additionally, units paired with nearby
transportation and services are imperative to the independence of individuals with disabilities.
Persons with Disabilities Services Available
• Our House offers residential services to individuals with intellectual and developmental
disabilities, including host homes and preferred care alternatives.
• L’Arche Homes has purchased lots at Heartside Hill to construct 12 units, within two group
homes, where people with and without intellectual disabilities will live and work together as
peers.
• Elderhaus provides therapeutic daytime care to seniors and adults with disabilities. Services
include transportation, enrichment and recreation activities, cognitive training, daily living
activities training, veterans services, and occupational therapy.
• Foothills Gateway provides services and support programs for individuals with intellectual and
developmental disabilities and their families including training, supported employment, housing
vouchers, habilitation, transportation, family support services, adult respite, early childhood
intervention and case management for both children and adults.
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• Disabled Resource Services (DRS) provides support related to fair housing, employment,
transportation and benefits assistance, independent living skills training, and loaner equipment
to people with disabilities.
• The Larimer County Special Needs Population Registry is a program that keeps a registry of
names of people with special needs who may need assistance in the event of an emergency
evacuation. Several local agencies, the City of Fort Collins and Loveland are all partners in this
effort.
• The Arc of Larimer County promotes and protects the civil rights and overall wellbeing of people
with intellectual and developmental disabilities through individual and systems support and
education. Arc assists with benefit applications, services, and supports students within the
school district.
• Easter Seals Colorado offers programming, transportation, respite car, neurological
rehabilitation, disability benefits services, and employment services throughout the state of
Colorado.
• Larimer County Health Department is an HCP administrator. HCP helps families of children and
youth with special needs by providing free information and coordinating care. Families can get
support from a team that includes a public health nurse, social worker, dietician, physical
therapist, and a parent consultant.
• Peak Parent Center is a statewide organization of parents of children with special needs.
• Parent-to-Parent of Colorado connects families of children and adults with disabilities or special
health care needs Family Voices of Colorado is a chapter of the national, grassroots organization
composed of families and friends who care for and about our children with special health care
needs.
• Foothills Gateway is a non-profit organization that functions to efficiently coordinate and
provide services for Larimer County citizens with developmental disabilities and their families
• Brain Injury Association of Colorado is a non-profit exclusively dedicated to brain injury.
• The Arc of Larimer County provides free support services for individuals with intellectual and/or
developmental disability and their families.
• Good Health Will is a nonprofit organization that helps people of all ages obtain donated
medical equipment.
• Respite Care, Inc. is a nonprofit organization in Larimer County that provides short-term care to
children with developmental disabilities, including overnights.
• Colorado’s Early Intervention program provides support and services to children with
developmental delays or disabilities and their families from birth until the child’s third birthday.
• Family Voices Colorado is a grassroots organization run by parents of children with special
healthcare needs. They assist in navigating health insurance, primary care or medical specialists,
HCBS (Home and Community Based Service) Waivers, early intervention, school-based services,
Community Centered Boards, guardianship issues, transition from pediatric to adult health care
services, or other related systems.
• Colorado School for the Deaf and the Blind (CSDB) is a K-12 residential school in central
Colorado for students who are deaf, blind, or both. CSDB also provides outreach services to
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support students, families, and school districts throughout Colorado and coordinates the
Colorado Home Intervention Program (CHIP) that serves deaf and hard of hearing students from
birth to three years old within their home.
Behavioral Health Disabilities
Persons with behavioral health challenges may require supportive services tailored to their individual
needs. Safe, affordable housing combined with in-home medication monitoring, peer-to-peer support,
social outings, therapeutic services, life-skills and case management are all facets of the supportive
housing needs of this population.
Behavioral Health Disabilities Services Available
• Longview (acute care facility) and Larimer County’s Behavioral Health Tax is a 0.25% sales and
use tax that covers capital costs for Longview, the new 64-bed behavioral health facility for
Larimer County. Funds also provide increased distributive services throughout the County. The
behavioral health master plan includes the following uses for distributive services dollars:
1. Supporting schools with suicide prevention education and licensed behavioral health care
providers
2. Financial assistance for people who can’t afford psychiatric care, recovery programs,
medication and transportation because of gaps in insurance coverage
3. Behavioral health training for youth, adults and service providers
4. Expanding tele-counseling and tele-psychiatry services for people in rural and
unincorporated communities
5. Growing the pool of certified addiction counselors and behavioral health service providers
• The Health District of Northern Larimer County provides the following behavioral health
services: Connections services include needs assessment, information and referral, assistance
with coordinating and navigating care, brief intervention, connection to reduced-cost
counseling, education, and training. CAYAC (Child, Adolescent, and Young Adult Connections) is
a service of Connections that helps young people (up to age 24) and their families with the early
identification, assessment/testing, and treatment of mental health and substance use concerns.
• The Integrated Care Program places behavioral health providers in two local medical clinics
(UCHealth Family Medicine Center and Salud) where they work alongside health-care staff to
help patients with behavioral health or substance use concerns.
• Naloxone distribution program, including training and education for members of the public and
local providers who work with substance users on how to administer the life-saving treatment
to a loved one or a stranger.
• The Northern Colorado Collaborative for Addiction and Recovery Support (NOCO-CAReS) is a
local network that brings together stakeholders, including those in behavioral health, criminal
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justice and law enforcement, primary care and hospital systems, policy-makers, and individuals
impacted by the opioid epidemic, to find solutions.
• SummitStone Health Partners administers crisis services, as well as comprehensive health and
substance use disorder services to low-income, uninsured, or underinsured people. Case
management services integrate behavioral health and physical health care in collaborations with
area health care professionals. SummitStone also operates supportive housing programs across
Larimer County.
• La Cocina offers behavioral health services, including individual, family, and couple therapy,
parent-child sessions, and children's neurodevelopment assessments. Accepts Medicaid. (see
section below on Spanish Speaking Residents)
• UC Health Mountain Crest Behavioral Health Center offers behavioral health assessments and
treatment programs including medical intervention and inpatient and outpatient programs for
adolescents (13-17), adults, senior citizens, and families. Mountain Crest has 50 inpatient beds.
• The Alliance for Suicide Prevention of Larimer County offers support groups for those affected
by tragedy, training and events for suicide awareness, and prevention trainings. Trainings
include REPLY, a free suicide prevention program available to all middle and high school youth in
Larimer County.
• The Community Health Program seeks to increase quality of life through prevention, education,
and coordination of care. Partnering with SummitStone Health Partners and UCHealth, the
program helps residents who may not know about services that could elevate their quality of
life. The team is comprised of a manager, a SummitStone clinician, and two emergency medical
technicians. They visit individuals to assess their current situation and act as a bridge for
resources, medical care, services and other interventions.
Substance Use Disorders
Persons with substance use disorders (SUDS), or who are dually diagnosed with behavioral health and
SUDS disorders, also need affordable quality housing with in-home and locally-based ongoing case
management and therapy. Individualized plans may involve medication monitoring, employment and/or
vocational assistance and other supports. There is increasing need for detoxification services for people
with SUDS—particularly opiate addiction—as well as an increasing need for inpatient care and
treatment.
Substance Use Disorders Services Available
• SummitStone Health Partners operates Garcia House, a 16-bed residential treatment center for
people with co-occurring disorders. The Garcia House provides a home-like setting where clients
participate in cooking, laundry, exercise, and other skill building activities of daily living while
participating in 20 hours of structured treatment weekly.
• Mountain Crest Behavioral Healthcare Center (see above)
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• Turning Point offers services to youth who are struggling with behavior, behavioral health, or
substance abuse issues, including intensive outpatient services, individual and family therapy,
and DUI/DWAI classes. They offer a sliding scale discount for services.
• Harvest Farm (Wellington) is a 100-acre farm and rehabilitation center for men, located in
Wellington, Colorado and serving the region. Owned and operated by Denver Rescue Mission,
the Farm hosts up to 72 men in a long-term program that offers training, education, counseling,
and life skill courses including anger management, debt elimination, and budgeting.
• Lighthouse Sober Living is a faith-based, self-pay, residential facility designed to support sober
living for adult men. The program includes life skills, in-house classes, educational and
employment assistance. Lighthouse has 50-person capacity. They also run three graduate
residences for long-term independent sober living.
People Living with HIV/AIDS
Persons with HIV/AIDS with limited resources sometimes need supportive housing to improve outcomes
related to their physical and behavioral health. When quality housing and services are available, lower
income people with HIV/AIDS are more likely to receive necessary medical and therapeutic treatments,
as well as other social supports that aid recovery.
People Living with HIV/AIDS Services Available
• Colorado Health Network provides HIV and other STI testing, harm reduction services, and
syringe exchange to residents. They also offer medical case management, help finding short and
long-term housing for those experiencing homelessness including emergency rent and deposit,
motel stays, Tenant-Based Rental Assistance, and a Shallow Rent Program for people living with
HIV. They also provide nutrition support, transportation, other financial assistance, and healthy
aging supports.
• Salud CARES (Connections for Art, Resources, Education and Services) Clinic is a specialty clinic
providing medical care, medications, case management, behavioral health, and dental services
for people living with HIV.
• Planned Parenthood offers HIV testing, treatment support, and referrals.
• The Supplemental Wrap-Around Program (SWAP) help cover the copays for State Assisted Drug
Assistance Program (SDAP) formulary medicine and copays for Medicaid covered services for
people who have Health First Colorado (Colorado’s Medicaid Program). If a patient can't obtain
any other insurance, they can be enrolled in the HIV Medication Assistance Program (HMAP).
Health First can cover the cost of PrEP. For those who do not have Medicaid or other insurance,
the Public Health Intervention Program (PHIP) helps pay for PrEP-related care and medications.
PrEP is FDA-approved medication that reduces the possibility of acquiring HIV. It is more than
99% effective. PHIP is available to any person living in Colorado with an income less than 500%
of the Federal Poverty Level.
Spanish Speaking Residents
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Over 5% of Fort Collins residents speak Spanish. Translation services are available for students and their
families through Poudre School District, and many key service providers including the City, County, and
health care providers offer services in Spanish and/or offer interpretation. Additionally, a variety of
providers offer support and programs specifically for Spanish-speaking residents.
Spanish Speaking Residents Services Available
• Mi Voz Northern Colorado is a program of La Familia that provides youth programs, health and
wellness initiatives, leadership classes, a resident-led mobile home park council, and support.
• La Familia/Family Center provides high quality, income-restricted early childhood education
(ECE) and family strengthening services. These services are delivered through the organization’s
licensed ECE childcare program which provides childcare for infants, toddlers, and preschoolers.
La Familia offers a sliding scale tuition, bilingual childcare, and offers parent support services.
They also accept Colorado Child Care Assistance Program (CCCAP). La Familia also offers
mindfulness workshops, yoga and meditation, and home visits.
• Salud Family Health (see above) has a number of bilingual staff including medical, dental and
behavioral health providers.
• La Cocina employs professionals and volunteers including trained psychologists, counselors,
social workers, marriage and family therapists, mentors & educators, and health promotion
workers to provide behavioral health services and supports to Spanish-speaking families.
At Risk Youth
Most children in Fort Collins benefit from the City’s strong educational institutions and safe and stable
environment. Some children are not as fortunate and need strong supports to ensure that they succeed.
According to the 2020 Gaps Analysis, there are approximately 3,000 children in Fort Collins who live
below the poverty level, 1,000 who are homeless in Poudre School District, 350 who are neglected and
abused, 1,300 who have a severe behavioral health condition, 1,700 who leave school because of
dropping out or are asked to leave (suspended/expelled), and as many as 5,500 who leave school at a
less than proficient level on standardized tests.
At Risk Youth Services Available
• Youth Action for Health (YAH) is a coalition of Fort Collins teens working to improve the health
of local youth. YAH meets weekly to discuss important youth health related topics and create
innovative solutions. With representation across grades, schools, and more, YAH provides a
platform for young people to share their voices, perspectives, and ideas.
• TAC 212 Teen Center is a drug and alcohol-free place for teens 13-18 years old. It is a
partnership of The Center for Family Outreach, Larimer County Department of Health and
Environment, and the Youth Advisory Committee. TAC 212 is a “third space” outside of school
and home for teens to feel supported and make connections. TAC212 offers a variety of free
scheduled programming, drop-in activities, and behavioral health resources. Participants can
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use art supplies, computers, gaming consoles, movie streaming, puzzles, games, books, snacks,
and more.
• Larimer County’s Youth Mental Health Task Force is comprised of professionals from the
behavioral health field, school district employees, and other stakeholders and informed by
youth with lived experience.
• CASA of Larimer County (Court Appointed Special Advocates), provides support for children
who have been abused and neglected as their cases move through the court process. CASA
volunteers are appointed by a juvenile judge. CASA of Larimer County is part of a national
network of CASA organizations. CASA also offers Trust-Based Relational Intervention (TBRI)
training to caregivers in English and Spanish.
• Family Connections program at the Harmony House, provides a safe, home-like setting for
family time visitation for children and their non-custodial family members as well as a safe place
for conflict-free exchanges for parents with shared custody. The Family Connections program
allows families to enjoy meals together, play outside, and work on art projects while the safety
of the child is ensured.
• Poudre School District (PSD) provides several programs that provide services to higher-need
youth, including: the Teen Pregnancy Program at PSD Global Academy, McKinney Vento
program for students and their families experiencing homelessness, and the Mental Health
Team that provides early intervention as well as services during time of crises.
• Housing Catalyst intentionally works to create place-based partnerships with local schools and
service providers to offer direct support and innovative educational programs for families.
Throughout the year, the agency offers multiple opportunities for site-based educational
engagement and enrichment, including summer enrichment programs and back-to-school nights
with representatives from neighborhood schools and local resources.
• Housing Catalyst is on the Campaign for Grade-Level Reading Public Housing Communities
Honor Roll. Honorees have intentionally addressed learning losses arising from the COVID-19
pandemic, working in areas of learning recovery, digital parity and connectivity, and health,
employing innovative and creative ways to stem further setbacks and spark growth.
• The Crawford Child Advocacy Center works with children who have been abused to provide
them and their non-offending family members with needed supports and services. The Center is
part of the National Children’s Alliance. The organization provides forensic interviews of children
after allegations of abuse to assist the County human services department and law enforcement
in child abuse investigations. Non-offending parents/caregivers receive counseling and support
referrals. The Center also offers prevention training.
• ChildSafe assists children who have experienced abuse, primarily sexual abuse. Services
provided include therapy (group, individual, family), parenting classes, and referral to
supplemental programs. Bilingual services are available. The outpatient program serves
individuals ages 2 to 18 in a combination of individual, group, and family therapy. Most clients
have very low incomes and ChildSafe offers a sliding scale.
• The Matthews House provides family services, education, and recreation programs to support
children and families. They offer rapid rehousing, housing vouchers, and housing navigation and
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case management for families; after school and summer activities for youth 5-20; support and
resource navigation for caregivers; in-home parenting skills visits; graduation supports;
employment coaching for youth; food, clothing and hygiene products; behavioral health
services; and day shelter. Matthews House recently opened The Landing, an overnight and day
shelter for youth 15-20 experiencing homelessness. The Landing is located in Loveland, but
serves the region.
• Crossroads Safehouse is the regional domestic violence shelter, located in Fort Collins.
Crossroads’ Family Advocacy program provides services for children and teens affected by
domestic violence. Support includes in-house play groups and support groups that may include
art therapy, animal therapy, and music therapy, as well as social activities. They also offer Time
to Talk, a peer-facilitated curriculum on healthy dating relationships and how to recognize the
red flags of dating violence offered at the local high schools.
• La Familia/Family Center and La Voz (see above)
• Larimer County Economic and Workforce Development office offers young adult services to
connect with youth (14 to 24 years old) looking for job training and employment. The CareerRise
program provides education, training, internships, and career exploration for young adults in the
County, while the Larimer County Conservation Corps offers seasonal work to participants to
conserve habitat areas in the County.
• The Hub, is a collaboration between Larimer County Department of Human Services, law
enforcement, and behavioral health services, is a coordinated multi-agency, single entry point
for services to Larimer County youth (ages 0-17) and their families. Hub Intake Specialists are
certified by the state to receive reports of both child/adult abuse or neglect. The Hub also serves
as Larimer County’s Juvenile Assessment Center to provide resources and intervention for youth
(ages 0-17) and families struggling with a variety of circumstances. They provide early
intervention and referrals for service if a child has run away from home or is engaging in
behaviors that make them susceptible to harm. They also offer family mediation and complete
intakes for youth receiving a new, detainable charge or outstanding warrant and law
enforcement has requested detention.
• Realities For Children provides for the unmet needs of Northern Colorado children who have
been abused or neglected. They do this by providing emergency funding, youth activities, critical
item distributions, and collaboration resources for partner agencies. They also offer scholarships
for participating youth to pursue higher education.
• The Center for Family Outreach serves youth and families struggling with substance abuse,
disruptive behavior, and/or family conflict, through counseling, education, mediation, and case
management. They provide education, prevention and early intervention programming for
students and their families. Classes offered include programs on drug and alcohol addictions,
anger and conflict management, improving life and communication skills, and a parenting series
on meeting the challenges of adolescent development. The Center also assists families with
navigating the legal system when their child is involved, through the Diversion Program.
Diversion is an alternative-to-sentencing program for students struggling with substance use,
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disruptive behaviors or family conflict. This 90-day program includes educational classes on
substance use, life skills, peer pressure, communication and other social skills.
• SummitStone’s High Intensity Youth Treatment and Peer Services programs are focused on
providing care for children who have experienced significant suffering, along with their families.
Programs include the Grandfamily Support Program, The SPOT, Wondercamp, and Respite. The
Grandfamily Support Program helps connects grandparents raising children with others in the
same position to build support systems. The SPOT is a safe place for adolescents with behavioral
health needs to gather after school, where they feel accepted and valued, and can help each
other focus on developing their personal strengths to overcome challenges. Wondercamp is
held during extended school holidays and during the summer, so youth can continue building
social skills alongside their peers. Respite allows caregivers to step away from managing the
needs of their child and allows them time to care for themselves while the children participate
in fun, age-appropriate activities with their peers.
• Turning Point (see above).
• Partners Mentoring Youth (PMY) creates and supports one-to-one mentoring relationships
between positive adult role models and youth 7-17 facing challenges in their personal, social,
and academic lives and youth entering the juvenile justice system in Larimer County. PMY also
offers substance misuse education and prevention programs.
• Northside Aztlan Community Center (NACC) and Foothills Activity Center (City of Fort Collins)
offers youth drop-in rate of $1 for children under 18. NACC also hosts Kids Night In the third
Friday of each month which offers social activities for children so caregivers can have a night
off.
• Child Care Assistance Program (CCCAP) is a childcare assistance program administered through
the Larimer County Department of Human Services and funded by the state. CCCAP offers
discounted child care assistance to families experiencing homelessness, working or searching for
work. However, as of February 2024, CCCAP in Larimer County is currently frozen, meaning new
enrollments are not being accepted due to budget constraints; however, existing CCCAP families
who meet eligibility criteria can remain in the program.
• Universal Preschool Colorado provides up to 15 hours of free preschool per week for children in
the year before kindergarten through Colorado’s Universal Pre-K (UPK) Program. In the 2022
Legislative Session, HB22-1295 established the Colorado Universal Preschool Program to offer
voluntary, high-quality universal preschool to every Colorado child in the year before
kindergarten. Families may qualify for more hours based on a number of factors.
• Early Childhood Council of Larimer County (ECCLC) is an independent nonprofit organization
that rallies support, resources, and awareness to improve early learning and care services for
Colorado children and families. They provide coaching and consultation, build leadership
capacity, incubate innovative ideas, spearhead collaboration, support policies and funding, and
design and pilot programs.
• Teaching Tree Childhood Early Learning Center provides childcare, early learning, and school
readiness for children 6 weeks to 5 years old. Teaching Tree serves nearly 600 families a year
and is the County's largest nonprofit childcare center serving low-income families. Families pay
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according to a sliding fee scale based on family income and number of children enrolled. They
also offer summer programs for children through 10 years of age.
• Poudre School District Early Childhood Education (PSD ECE) offers preschool for children ages
3-5, family services and parenting education, and student screenings and evaluations. The no-
cost preschool includes Head Start, Universal PreK and early childhood special education
programs.
• Boys & Girls Club of Larimer County (BGC) has four clubhouses and multiple school-based
locations. BGC is a comprehensive, facility-based, after-school and summer program that
includes meals, positive youth development programming, and behavioral health services for
the lowest cost in Larimer County. They offer financial assistance for low-income families and
transportation from many schools to the club.
Veterans
Lower income veterans with health, behavioral health, substance use disorders and/or unstable housing
history often need low cost, supportive housing with case management support to establish benefits,
assist with housing search and establish and maintain housing and health care. The VA Supportive
Housing program (VASH) was designed to meet this goal.
Veterans Services Available
• Housing Catalyst administers 199 total Veterans Affairs Supportive Housing (VASH) vouchers. In
March 2024 Housing Catalyst was awarded $272,829 to fund 25 additional HUD-VASH vouchers.
The agency was one of two in Colorado to be awarded funding. The HUD-VASH program
provides housing and an array of supportive services to veterans experiencing homelessness by
combining rental assistance from HUD with case management and clinical services provided by
the U.S. Department of Veterans Affairs.
• Volunteers of America Colorado (VOAC) serves veterans and their families with homelessness
prevention and rapid re-housing services through the Supportive Services for Veteran Families
(SSVF) Program. This program serves 140 veteran families annually with rapid rehousing and
homeless prevention services. They also offer a program called Colorado Rapid Rehousing Re-
Entry (COR3) which currently serves and can house up to 55 formerly incarcerated individuals
per year. Referrals are received through the Department of Corrections and our Coordinated
Entry System. Larimer County Veterans Service Office assists with filing for and obtaining
benefits; claim counseling, developing, and representation; support for veterans, their families
and survivors; and VA Health Care Enrollment Groups.
• Larimer County Economic and Workforce Development Office assists veterans, transitioning
service members, or eligible spouses with employment and training opportunities. They ensure
early notice of all job listings, job fair and events, and other services for veterans.
• Redtail Ponds (Housing Catalyst) Redtail Ponds is a 60-unit income-restricted housing
development that provides housing designed to meet the needs of formerly homeless
individuals with disabilities and formerly homeless veterans.
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• Northern Colorado Coordinated Assessment & Housing Placement System (CAHPS) works with
agencies across the region to provide assessment, navigation, case management, and wrap-
around services to house and retain housing for people on the by-name list. CAHPS began in
2015 with a focus on veterans.
• Catholic Charities has a 12-bed residential/transitional program specifically for veterans that
includes case management. The program helps veterans obtain income benefits, housing,
employment, and save money. Veterans must be referred by the VA and are allowed to stay for
120 days. Stay can be extended depending on progress.
• The Cheyenne VA Medical Center Homeless Program serves veterans who are homeless or
close to becoming homeless due to financial hardship, unemployment, addiction, depression, or
transition from jail. They provide immediate food and shelter, including transitional and
permanent housing, job training, life skills development, education, support navigating the
justice system, addiction and depression treatment, and dental care. There are Cheyenne VA
Healthcare clinics in Fort Collins and Loveland.
Survivors of Domestic Violence
Survivors of domestic violence need urgent supportive services and resources. Establishing income
support and rapidly obtaining shelter and supportive housing is critical.
Survivors of Domestic Violence Services Available
• Crossroads Safehouse offers 24/7 crisis intervention, emergency safehousing, support groups,
legal support, and programming for survivors of domestic violence. They also offer education
and trainings to local organizations, businesses, government agencies, and schools. Crossroads
provides the Road to Home rapid-rehousing program to their clients. The program provides
financial, rental, and housing-search assistance to help survivors find and maintain permanent
housing. Partner organizations will provide supportive services to participants.
• The Sexual Assault Victim Advocate Center (SAVA) offers free and confidential services
including a 24-hour crisis hotline, individual support, therapy, and support groups for sexual
assault survivors and their families. They also provide prevention programs through outreach
and education, including a youth summer program, middle and high-school prevention
education, a peer education program for high school students, and curricula designed
specifically for youth and young adults with intellectual and developmental disabilities.
• Larimer County Sheriff's Office Victim Response Team (VRT) provides on-scene assistance,
emotional support, information on referrals and resources, information regarding the Crime
Victim Compensation program, and assistance with bond hearings to individuals impacted by
crime. The Victim Response Team also responds and provides assistance in situations including
suicide, unattended deaths, family problems, floods, fires, missing persons, death notifications,
and critical incidents.
• ChildSafe (see above) provides comprehensive treatment to children who have suffered sexual
abuse and their non-offending family members, including group therapy.
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• Larimer County Department of Human Services responds to reports of child abuse and neglect,
as well as mistreatment or neglect of adults who, due to age or disability, are unable to protect
or speak up for themselves.
• Victim Assistance Team at CSU provides confidential support and information about academic,
legal, medical, emotional, and student conduct resources to survivors of sexual assault,
relationship violence, and stalking.
• Alternatives to Violence provides shelter, support, education, and resources for individuals
impacted by domestic violence, sexual assault, and human trafficking.
• Fort Collins Police Services Victim Assistance offers crisis intervention services, referrals for
treatment and counseling, case and investigation information, assistance with the recovery of
evidence, and support with compensation applications.
Describe programs for ensuring that persons returning from mental and physical health
institutions receive appropriate supportive housing
The City of Fort Collins, its housing and service providers, and homelessness intervention groups
recognize the importance of discharge planning within institutions to prevent long-term or episodic
homelessness. An increased focus on preventing homelessness post-discharge at the state and federal
level has helped increase awareness of this issue. The Social Sustainability Lead Homelessness Specialist
is a board member for the Northern Colorado Continuum of Care and continues to work with area
healthcare providers, homeless services providers, and other care institutions to establish coordinated
discharge planning processes. Direct partners in addressing this issue include the Larimer County
Detention Center, UCHealth, the Larimer County Foster Care System, SummitStone Health Partners,
Housing Catalyst, and others. The voter-approved behavioral health facility, Longview Behavioral Health,
enhances the discharge planning process as part of their integrated services. The Larimer County
Detention Center has incorporated MAT (medication-assisted treatment) for people with opioid use
disorders into their operations, along with behavioral therapy and comprehensive discharge planning for
continuity of care after inmates are released. Larimer County has started their Housing Partners of
Larimer (HPL) Collective program, which incentivizes landlords to rent to households regaining stability
with the support of local social services organizations. This program offers partner landlords sign-on
bonuses for successful move-ins and financial assistance for damage or vacancy loss claims. The
program assists households that lack rental history, have an eviction record, or are exiting an institution
such as Corrections. Additionally, the Salvation Army in Loveland offers respite hotel lodging vouchers
for up to one week for people experiencing homelessness with an acute medical issue, upon referral
from a hospital or medical office. The Salvation Army of Loveland’s Respite Program is designed to take
patients in need of post-surgery recuperation, preventative care (e.g. colonoscopy), upper respiratory
tract infections, trauma, and women’s health issues.
The City also funds a variety of human service programs with City dollars that aid in homelessness
prevention. These include, but are not limited to: The Matthews House which supports youth
transitioning out of foster care and/or the juvenile justice system; the Murphy Center, a one-stop-shop
assistance location for community members at risk of becoming homeless; and rent assistance through
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Neighbor to Neighbor, to keep low-income individuals and families in their homes. The City’s Utilities
department provides a reduced rate for low-income households who receive LEAP, and partners with
Energy Outreach Colorado to provide energy bill assistance and weatherization. Other resources and
needs are listed above.
Specify the activities that the jurisdiction plans to undertake during the next year to address
the housing and supportive services needs identified in accordance with 91.215(e) with
respect to persons who are not homeless but have other special needs. Link to one-year
goals. 91.315(e)
The City of Fort Collins will support persons with special needs through funding limited-income housing
and supportive housing development and/or rehabilitation, housing stabilization and homelessness
prevention, emergency sheltering and services for people experiencing homelessness, with federal
funds. Other human services supporting people with special needs and additional homelessness services
will be supported through City funds. Housing projects that will be funded with federal dollars include
rehabilitation of existing housing for limited income families and individuals, and new construction
development for limited income households. Over the course of the 2025-2029 Consolidated Plan the
City will prioritize new construction housing projects that serve special populations and include co-
location of services. Additionally, the City may award local dollars to projects providing transitional
housing and home repairs for seniors and people with disabilities. Annually, the City of Fort Collins
allocates up to 15% of its CDBG funds to public service activities, and in the next year, plans to support
agencies that provide emergency shelter and services, and homelessness prevention. Through this
Consolidated Plan, the City will prioritize public service projects that support homelessness prevention
and people experiencing homelessness. Funding will assist with agency operations, staffing,
programmatic costs, and materials needed to deliver service. The City accepts applications for funding
housing annually, human services and homelessness response every other year, and CDBG-funded
public services every five years with annual renewals.
For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2))
In PY25, the City will allocate CDBG and HOME funds to the following activities:
• PY25 CDBG & HOME Program Administration
• CARE Communities: Windtrail Park Rehabilitation, rehabilitation of existing affordable rental
housing units serving low- to moderate-income households.
• Habitat for Humanity: Harmony Cottages, development of new income-restricted ownership
homes for low- to moderate-income households.
• Volunteers of America: Switchgrass Crossing, development of new affordable rental
units serving low- to moderate-income households.
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• Catholic Charities: Samaritan House Shelter, emergency sheltering for individuals, families and
veterans experiencing homelessness.
• Crossroads Safehouse: Domestic Violence Emergency Shelter, emergency sheltering for
individuals and families with children experiencing homelessness due to domestic violence.
• Family Housing Network: Shelter Programs, day and overnight sheltering and services for
families with children experiencing homelessness.
Other special needs populations such as seniors, people with disabilities, people with behavioral health
needs, at-risk youth, and Spanish-speaking residents will be served by organizations receiving City funds
through the Competitive Process. A list of funded organizations is included as an attachment.
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MA-40 Barriers to Affordable Housing – 91.210(e)
Negative Effects of Public Policies on Affordable Housing and Residential Investment
The City of Fort Collins continues to see population growth that outpaces housing availability. Fort
Collins is also home to Colorado State University, which has a population of over 33,000 undergraduate
and graduate students studying on campus. The demand for student housing contributes to the lack of
availability of rental housing for the community at large.
Recognizing obstacles in the City's Land Use Code, the City updated the housing aspects of the Code to
allow for more housing types. Fort Collins has implemented a number of policies and practices to
encourage the development of housing. The City updated its Affordable Housing Strategic Plan with a
Housing Strategic Plan (2021) that attempts to address the entire housing spectrum. Some of those
policies are specific to affordable housing and include expedited processing of affordable housing
development review applications; residential height and density bonuses; parking reductions and no
minimums for multifamily housing; reduced landscape sizing requirements; fee credits and deferrals for
targeted affordable housing projects; and a City-funded Affordable Housing Fund, which can assist with
financial support to offset various fees and exactions that new development must pay under existing
City laws and regulations relating to new development. Because of the Taxpayer's Bill of Rights
Amendment (TABOR), the City operates its utility service departments as enterprises, which means that
if new water or sewer services are requested, the cost of those services--including plant investment fees
and other capital expenditures--must be covered by revenues earned by the enterprise fund. It has been
difficult to find ways to offset utility fees, however the City has made some progress with pilot programs
that reward conservation and sustainable, efficient development of affordable housing. The City is
intentionally reviewing impact fees to see the impact it has on development to look for ways to be
housing supportive. The State passed a law that made accessory building units legal in most places
which removed a big barrier to developing this housing type. Various Public Participation forums yielded
comments that the perception is the planning and development review process is challenging for
developers. With grant funding, the City is conducting a review of development processes to create a
fast-track review track for affordable housing which eventually could be used for all development
reviews. The goal of this study is to create a 90-day review of each permit phase to be compliant with
the State's Proposition 123 guidelines.
The City has added Development Review Coordinators assigned to each project to help developers
navigate the process. The City is considering adding technical assistance for building performance
standards and economic development.
Fort Collins had adopted an occupancy regulation that stipulated the number of unrelated persons who
may live in a residential unit. This law was known as the “U Plus 2” Ordinance. To comply with changes
at the State level, this regulation was repealed.
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MA-45 Non-Housing Community Development Assets – 91.215 (f)
Introduction
More current information from the Colorado Department of Labor and Employment is available for Fort Collins. In December of 2022, the
unemployment rate in the MSA was 2.4% (average Colorado unemployment rate for 2022 is ranged between 3.3 and 3.6%, with the national
average unemployment for 2022 was 3.6%%). There were 98,921 persons in the labor force, 93,410 of whom were employed, and 4,735 who
were unemployed. The rate is lower than throughout Colorado, which had a 3.0% unemployment rate in December of 2022 (average 2022
unemployment rate for 2022 ranged between 3.3 to 3.6%). The labor force in Fort Collins grew from 2000-2022 (December to December). Total
employed persons grew by 8,036, or 3.8% according to the Bureau of Labor Statistics. The labor force in Fort Collins grew from 2020-2022
(December to December).
Economic Development Market Analysis
Business Activity
Agriculture, Mining, Oil & Gas Extraction 972 342 2 1 -1
Arts, Entertainment, Accommodations 10,147 11,613 18 20 2
Construction 4,383 2,884 8 5 -3
Education and Health Care Services 8,792 11,425 16 19 3
Finance, Insurance, and Real Estate 3,511 3,734 6 6 0
Information 1,756 1,775 3 3 0
Manufacturing 5,975 6,493 11 11 0
Other Services 2,365 2,614 4 4 0
Professional, Scientific, Management Services 6,874 7,616 12 13 1
Public Administration 0 0 0 0 0
Retail Trade 7,641 8,337 14 14 0
Transportation and Warehousing 1,241 490 2 1 -1
Wholesale Trade 2,245 1,482 4 3 -1
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Business by Sector Number of
Workers Number of Jobs Share of Workers
% Share of Jobs
% Jobs less workers
%
Total 55,902 58,805 -- -- --
Table 40 - Business Activity
2016-2020 ACS (Workers), 2020 Longitudinal Employer-Household Dynamics (Jobs)
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Labor Force
Total Population in the Civilian Labor Force 98,245
Civilian Employed Population 16 years and over 92,365
Unemployment Rate 5.99
Unemployment Rate for Ages 16-24 21.11
Unemployment Rate for Ages 25-65 3.52
Table 41 - Labor Force
2016-2020 ACS
Unemployment
The unemployment rate for younger Fort Collins residents is much higher than the rate for those age 25
and older.
Occupations by Sector
HUD also provides the number of people employed in various occupations by sector for 2022. The
largest employment industries in Fort Collins are Management (business and financial) and Sales and
office.
Occupations by Sector Number of People
repair 5,640
Table 42 – Occupations by Sector
2016-2020 ACS
Occupations
The City of Fort Collins Economic Health Office utilizes EMSI data for an analysis of the occupations with
the largest number of employees in Larimer County, the fastest growing occupations, and the median
hourly earnings for these occupations. The following charts come from this data.
Currently, the top four occupations in Larimer County employ over 19,000 persons, and three out of
four pay no more than median hourly earnings of $17.39 per hour.
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Fort Collins has a higher percentage of adults with a college education than jobs that need this
education level. As a result, there is a disconnect between the highly educated employment base and
the jobs currently being created.
Top Occupations
Employment Change
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Commute Times Data
In-Commuting Data
Travel Time
< 30 Minutes 64,407 80%
30-59 Minutes 12,061 15%
60 or More Minutes 4,151 5%
Total 80,619 100%
Table 43 - Travel Time
2016-2020 ACS
Commuting
Most Fort Collins residents (81%) commute less than 30 minutes to work each day. A significant
percentage of the Fort Collins workforce lives and works in Fort Collins (42.2%), but that still leaves over
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half of Fort Collins jobs held by in-commuters living in other towns and cities. The highest number of in-
commuters from another single city come from neighboring Loveland (8.4%). Very few people in-
commute from Denver or further.
Education:
Educational Attainment by Employment Status (Population 16 and Older)
Less than high school graduate 1,515 114 1,105
High school graduate (includes
equivalency) 8,630 530 2,450
Table 44 - Educational Attainment by Employment Status
2016-2020 ACS
Alternate Table Using 2018-2022 ACS Data
Educational Attainment by Employment Status (Population 25 and Older)
Educational Attainment by Age
Less than 9th grade 140 204 380 340 220
9th to 12th grade, no diploma 1,020 554 445 810 295
High school graduate, GED, or
alternative 8,910 4,710 2,500 4,405 3,325
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Age
18–24 yrs 25–34 yrs 35–44 yrs 45–65 yrs 65+ yrs
Bachelor's degree 6,590 11,575 6,475 9,555 4,225
Graduate or professional degree 320 4,395 5,385 9,110 4,860
Table 45 - Educational Attainment by Age
2016-2020 ACS
Educational Attainment – Median Earnings in the Past 12 Months
Less than high school graduate 56,174
High school graduate (includes equivalency) 83,002
Some college or Associate's degree 75,487
Bachelor's degree 155,389
Graduate or professional degree 141,549
Table 46 – Median Earnings in the Past 12 Months
2016-2020 ACS
Education and Employment
ACS data from 2022 shows there were over 9800 persons in the Fort Collins labor force with a high
school degree or less. For those with less than a high school education, the unemployment rate of 17%
was over nearly 8x the rate for those with a Bachelor's degree or higher. Residents with the most
education earn the most in Fort Collins. Residents with a Bachelor’s degree or higher earned significantly
more than those with an Associate’s degree or less education. Residents without a high school diploma
may have limited options for jobs that will pay a living wage. Job training programs must target residents
in all age groups. Job training and placement programs for these residents could reduce the
unemployment rate for less educated workers.
Based on the Business Activity table above, what are the major employment sectors within
your jurisdiction?
The top sectors by employment are Education and Health Care Services; Arts, Entertainment,
Accommodations; Retail Trade; and Professional, Scientific, Management Services. According to the
Colorado Department of Labor and Employment, the top growing occupations of Larimer County include
combined food preparation & serving workers, retail salespersons, cashiers, waiters & waitresses, and
office clerks. These occupations are service-based industries and are often low paying and part-time
employment.
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Describe the workforce and infrastructure needs of the business community:
The recently completed Northern Colorado Cluster Report identified industry growth clusters:
Bioscience & Medical Devices, Distribution & E-Commerce, Fabrication & Production Technology
Manufacturing, Food Processing & Manufacturing, Information Technology, and Business Services. The
Aerospace Vehicles and Defense continues to be an emerging industry, with employment growth of 68%
in the last 5 years and continued strong growth prospects. The City of Fort Collins Economic Health
Strategic Plan, adopted in December 2023, identified life sciences and climate technology industries as
vital components of any thriving economy. Life science is defined as including research & development,
tech transfer, and commercialization of biological sciences, such as pharmaceuticals, biotechnology,
medical devices, and others. Climate tech is recognized as new business models and technologies that
mitigate the impacts and key drivers of global greenhouse gas emissions. Fort Collins is equipped with
the right talent coming from our local educational institutions, including Colorado State University and
Front Range Community College. The labor force study will be completed in Q2 2025.
Fort Collins' infrastructure framework operates from a "new development pays its own way" philosophy.
Overarching local infrastructure needs (incorporating those of business, as well) are being addressed
into the future through the City's latest capital program, Community Capital Improvement Plan (CCIP).
No specific business infrastructure needs not being addressed by existing processes have been brought
forth to-date, nor are any anticipated.
Describe any major changes that may have an economic impact, such as planned local or
regional public or private sector investments or initiatives that have affected or may affect
job and business growth opportunities during the planning period. Describe any needs for
workforce development, business support or infrastructure these changes may create.
The City has worked with a broad range of stakeholder groups to update its Economic Health Strategic
Plan. The changes in the new plan reflect changes that have taken place in the Fort Collins economy as
well as change at the national level. The division of the Hewlett-Packard Corporation into two new
operating entities has increased employment between the two large employers. Woodward has placed
its world headquarters in Fort Collins, which is also increasing employment in Larimer County. Other
large national employers will continue to expand their labor forces in Larimer County at modest rates.
The Economic Health Strategic Plan is closely tied with the Social Sustainability Strategic Plan. The
Economic Health Plan emphasizes five major themes, which all will have an impact on job and business
growth, as well as on lower income residents seeking higher paid jobs. Those themes include
Community Prosperity, Grow Your Own, Place Matters, Climate Change Economy and Thinking
Regionally. The Economic Health Strategic Plan places emphasis on using both local and federal
Resources, including CDBG funds, to expand training and employment opportunities for Fort Collins
residents. The effort will focus on cluster industries that have an anchor in Fort Collins. The industries
are targeted to include Advanced Manufacturing, Healthcare, and Creative Industry sectors.
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In order to achieve a vision of prosperity, the City's Economic Health Strategic Plan will emphasize
training for all spectrums of skill/income levels, including low-income residents, to qualify for higher
level jobs and then focus on career advancement so those workers will have the necessary tools to
advance in those cluster industries. For instance, a resident may obtain training and employment in
nursing. Once employment is achieved, the worker may continue to receive training and support to
advance to other jobs within the industrial cluster. For a nursing assistant, that might mean obtaining
training and experience in order to qualify for a job as a radiation technologist.
How do the skills and education of the current workforce correspond to employment
opportunities in the jurisdiction?
The Labor Market Profile report notes the regional workforce is over-qualified for the needs of these
industries. Fort Collins has such a high quality of life that overqualified residents are willing to take jobs
that require low skills to live in the city.
Describe any current workforce training initiatives, including those supported by Workforce
Investment Boards, community colleges and other organizations. Describe how these efforts
will support the jurisdiction's Consolidated Plan.
The Larimer County Workforce Investment Board (WIB) aligns its efforts in Fort Collins with the plans
and objectives adopted by the City. A major City goal is to align potential employees with the training
needs demanded by local businesses in order to expand their operations. Prosperity is a prime objective
of the Economic Health Strategic Plan. The Workforce Investment Board works closely with the City to
ensure its programs support increasing employment and the quality of jobs through targeted training to
low-income residents so that residents can find beneficial employment by having skills and training
needed by Fort Collins businesses.
Does your jurisdiction participate in a Comprehensive Economic Development Strategy
(CEDS)?
No
If so, what economic development initiatives are you undertaking that may be coordinated
with the Consolidated Plan? If not, describe other local/regional plans or initiatives that
impact economic growth.
The Northern Colorado Regional Economic Development Initiative (“NoCo REDI”) represents a network
of economic development organizations working to coordinate regional economic development efforts.
We recognize that economic benefits in one city benefit all due to the interconnected nature of the
regional economy. Working together allows for greater impact in the region – “We are one economy”.
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The objective of this collaboration is to increase the region’s economic resilience and improve the
business ecosystem.
In August of 2019, the Northern Colorado Regional Economic Development Initiative (NoCo REDI)
embarked on a process to develop a regional industry cluster strategy and playbook that enhances
coordination and collaboration among regional partners to the benefit of the regional economy and the
regional talent pipeline. The goal of aligning the regional economic development efforts around a shared
set of industry clusters is to develop a common language, a unified message, and a laser-focused
programmatic response that is targeted to the industry clusters that represent the region’s areas of
strength and greatest prospects for growth.
Industry clusters are defined as “geographic concentrations of interconnected companies, specialized
suppliers, service providers, firms in related industries, and associated institutions.” The focus on
industry clusters in the face of scarce resources helps improve the odds of success and maximize
positive returns for investments in economic and talent development. This focus is important for the
following reasons:
• It provides a lens for identifying areas of strength and areas of potential growth
• It helps prioritize resources and build expertise
• It provides a focus for economic development programming
• It provides a framework for aligning industry and education to the benefit of the workforce and
education systems
Discussion
The City of Fort Collins has a robust Economic Health Department that tracks and analyzes employment
data and pivots its strategies and programs accordingly. Fort Collins is a highly educated city, with a mix
of jobs that does not always meet the educational level of its residents. The City collaborates with the
County, local businesses, and institutions of higher education to improve opportunities for prosperity for
all residents.
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MA-50 Needs and Market Analysis Discussion
Are there areas where households with multiple housing problems are concentrated?
(include a definition of "concentration")
Definition of concentration: 51% or more of residents within a census tract are experiencing multiple
housing problems. Cost burden is pervasive throughout Fort Collins. There are two census tracts, that
are mostly in Larimer County, with small areas of overlap with the city of Fort Collins, that have higher
than 35.29% substandard housing. One of these tracts is over 62.5%. There is one census tract with
more than 18.52% substandard housing in south central Fort Collins, one with 8.11-18.52% substandard,
and all other tracts have below 8.11% substandard conditions. There is only one tract with up to 34.85%
overcrowded households, near the university, where students may be living together; all others are
below 10.84%. However, there are only 4 census tracts where fewer than 37.1% of households pay less
than 50% of their income for housing. Most tracts have a severe cost burden rate of over 55.07%. There
is one census tract in which 55.07-70.15% of homes are severely cost burdened and has 35.29-62.5%
substandard housing. Again, this census tract is primarily in the county, with a small portion, mostly
undeveloped, within city limits. This area is along the Mulberry corridor, east of I-25.
Are there any areas in the jurisdiction where racial or ethnic minorities or low-income
families are concentrated? (include a definition of "concentration")
Definition of concentration: 51% or more of residents within a census tract are in a racial or ethnic
minority, or are low-income.
There is one census tract in north Fort Collins that has a concentration of Hispanic households at
70.28%. The same census tract has a median income of $34,063. However, this tract does not face a
disproportionate amount of cost burden.
What are the characteristics of the market in these areas/neighborhoods?
There are a number of tracts in central and west-central Fort Collins that have lower median incomes
and a concentration of cost burden over 30%. According to CPD Maps, these census tracts have some
overlap with higher renter occupancy tracts and more multifamily housing developments, especially in
west-central Fort Collins. There is also some overlap of tracts with higher numbers of extremely limited
income households. There is no correlation with higher rates of unemployment, except in the tracts that
contains Colorado State University, and those in which many full-time students live. There is also no
correlation with increased commute times or reduced public transportation availability.
Are there any community assets in these areas/neighborhoods?
These areas and neighborhoods benefit from the same vibrant services and infrastructure as other
higher-income neighborhoods. There are large and small grocery stores, retail including Downtown Fort
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Collins, neighborhood parks, Natural Areas, libraries, schools, Colorado State University (CSU) campus,
CSU Trial Gardens, the Gardens on Spring Creek, the Foothills Mall, Northside Aztlan Community Center,
the Youth Activity Center, religious centers, nonprofits, and a variety of housing types.
Are there other strategic opportunities in any of these areas?
Central and west-central Fort Collins are ripe for infill and redevelopment projects, including housing
and mixed-use. Central Fort Collins has a number of Urban Renewal Authority districts along the US 287
corridor and Max transit line, with the goal of eliminating blight and revitalizing the urban core. The URA
and Downtown Development Authority use Tax Increment Financing to stimulate private investment
and increase housing, improve business opportunities, and improve infrastructure.
The Northeast quadrant of the City contains green field land that is planned for additional housing
including affordable and attainable units. Poudre School District recently completed a new middle-high
school in Wellington, which serves the northeast quadrant of Fort Collins.
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Housing Cost Burden Map 2025
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Low Income Households with Severe Cost Burden Map 2025
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Hispanic Households Map 2025
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Median Household Income Map 2025
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Median Household Income and Hispanic Origin Map 2025
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MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income
Households - 91.210(a)(4), 91.310(a)(2)
Describe the need for broadband wiring and connections for households, including low- and
moderate-income households and neighborhoods.
Availability of broadband is becoming a necessity, rather than a luxury. People who cannot obtain
broadband are increasingly at a disadvantage economically and have more difficulty obtaining
educational opportunities and resources. According 2022 ACS 5-Year Estimates nearly 10% of
households in the United States do not have internet impeding education attainment and employment
opportunities.
According to 2022 ACS data Fort Collins residents who have lower incomes are less likely to have
internet where they live. Twenty-four percent of households earning less than $20,000 per year do not
have any type of internet, while 97.2% of households with income over $75,000 annually have internet
in their homes. Meanwhile, there are also 1,983 households that only have a smartphone for computer
availability, and another 1,339 with no computer in their homes.
In 2019, at the direction of voters, the City of Fort Collins began building and implementing a utility-level
high-speed fiber network which is available to all residents, businesses and organizations in the city.
High-speed broadband is an important resource for residents as more information, education, and
entertainment content is enabled online. The more devices are used in a home, the slower the home
network bandwidth can become. With utility broadband availability, customers can use multiple devices
simultaneously without losing speed. As people utilize online medical resources, educational materials,
and job applications and have more smart devices in their homes (thermostats, voice assistants,
speakers, lighting, security features, televisions), availability of high-speed, reliable internet service
becomes increasingly important. Broadband availability supports local residents, local businesses, job
growth, education, energy technology, health care and other public services.
In 2023, the City of Fort Collins completed the buildout of Connexion, making broadband fiber available
to all residents and businesses across Fort Collins. It has since developed a program providing a $50
monthly discount to income qualified households, ensuring they can use the internet for low-cost rates
of $20/month. All new housing construction in Fort Collins is connected to the City broadband
infrastructure. Additionally, the City includes broadband requirements in its underwriting criteria for
housing projects supported with City and federal dollars, including rehabilitation.
Describe the need for increased competition by having more than one broadband Internet
service provider serve the jurisdiction.
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Based on research and surveys completed through 2016 and 2017, as part of the City of Fort Collins
Broadband Initiative, the City learned that:
• Two incumbent service providers had the vast majority of market share for both internet and
voice services
• Satisfaction for these services ranked low (average for video)
• Top residential market needs are lower prices, increased speed, and improved reliability.
The City has embarked on an effort to provide municipally run fiber to residences. Since launching, this
added competition has already impacted both the price and speed of offerings by the incumbents. FCC
477 data confirms that most customers of the two major incumbents receive 25mbps up/3 down or less.
City-offered broadband provides 1,000 mpbs up/1,000 mbps down, or more, at competitive prices.
Internet Access Data
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MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3)
Describe the jurisdiction’s increased natural hazard risks associated with climate change.
The natural hazards from climate disruption most likely to impact residents of Fort Collins are extreme
temperatures, wildfire smoke, flood, and reduced water availability and quality. The impacts of these
hazards have the potential to negatively impact all residents, but people living in older, non-upgraded
homes and within the floodplain are more likely to experience these impacts than others.
The City leads an emergency weather response system that activates additional shelter for people
experiencing homelessness during extreme cold and extreme heat weather events and is exploring the
feasibility of developing a response plan for hazardous air quality events in partnership with multiple
City departments, the Larimer County Department of Health and Environment and with consultation
from the National Oceanic and Atmospheric Administration (NOAA) and the Colorado Climate Center.
Describe the vulnerability to these risks of housing occupied by low- and moderate-income
households based on an analysis of data, findings, and methods.
Housing built before 1980, without upgrades, is typically less efficient than newer homes. According to
2022 ACS 5-Year Estimates, there are approximately 22,000 housing units in Fort Collins constructed
prior to 1980, 47% of which are rental units. Less efficient homes have higher heating and cooling costs
and provide less protection from poor air quality caused by wildfire smoke or pollution. In Fort Collins,
the older homes are generally concentrated in higher income block groups, as shown in the maps below
(Average Dwelling Age by Block Group and Median Household Income by Block Group), though there
may be increased opportunities for rehabilitation in the southeast quadrant of the city.
Climate Risks
Climate disruption leads to a greater likelihood of wildfires. Wildfire smoke impacts everyone in the
area. Most residents elect to shelter in place in the case of smoke, heat, or extreme cold. Making homes
as efficient as possible is the best way to protect residents from the negative health impacts of smoke
and extreme heat or cold. There are a small number of homes in the wildland urban interface that could
be susceptible to fire—these neighborhoods are mixed-income and include multifamily developments
and single-family homes.
Because rates are higher during periods of water restrictions, in the case of drought or other causes of
reduced water availability, households with lower incomes may feel the strain of increased water cost.
The City and its partners have implemented programs to assist with weatherization, utility costs, and
energy-efficiency upgrades for lower-income households. The City helps households replace less
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efficient water fixtures; offers free energy, water and irrigation assessments; and offers reduced water,
stormwater, and electric rates for income-qualified households.
Flooding Risks
Parts of Fort Collins are in the 100-year and 500-year floodplain. Also, urban flooding is an issue in the
Old Town area, where stormwater systems are currently undersized. With climate disruption, Fort
Collins predicts more intense precipitation events, which could increase the incidence of floodplain and
urban flooding. The map below, Floodplain Map with Percent of Low-Income Households, shows income
by census block in Fort Collins, overlaid with the floodplain map. This map shows some areas on the
west side of Fort Collins that are in an area of increased poverty. When many of these areas were built,
there was little thought given to storm drainage. Therefore, many homes were constructed immediately
adjacent to these smaller stream channels and were not elevated or protected. Many of these areas
have had improvements made and the City’s Master Drainage Plan identifies capital projects to reduce
potential flooding. The map also shows areas in the north part of town that are lower-income and are
more susceptible to flooding. These areas contain older homes in historically significant neighborhoods.
Protecting these neighborhoods is vital to Fort Collins.
To address areas like these, and other flood-prone parts of the city, Fort Collins has a comprehensive
stormwater and floodplain management program that focuses on reducing the possibility of floods to
the entire area. This program includes a Floodplain Management Public Information Committee,
comprised of interdepartmental staff and external stakeholders. Fort Collins is one of the highest rated
communities nationwide (Class 2) based on FEMA’s Community Rating System. Since 1995, the City has
spent $100 million on stormwater improvement projects. Since 1988, over 2,500 structures are no
longer mapped in the floodplain due to these projects. However, there are still over 1000 structures in
the 100-year floodplain, with over half in the Old Town Drainage Basin. Urban flooding is an issue in Old
Town as well, where stormwater systems are undersized. The homes in the Old Town Drainage Basin are
generally more expensive, but there are students and families who rent basement apartments in the Old
Town area who may have lower incomes and whose housing is susceptible to flooding. Some older areas
on the west side of Fort Collins have homes that were not elevated or protected when constructed
adjacent to small stream channels. Many improvements have been made and the City’s Master Drainage
Plan identifies additional capital projects. Outreach about flood hazards and safety includes a mailer to
all property owners and occupants in the floodplain with information on flood safety, flood warning,
property protection, flood insurance, etc.; Spanish-language content available online; education in
schools; booths at local events; outreach to realtors and homeless service providers; flood awareness
videos; and bus bench messaging.
Hazard Mitigation
Additionally, the City has adopted the Larimer County Multi-Jurisdictional Hazard Mitigation Plan and
completes an annual report on mitigation actions. The Disaster Mitigation Act requires that each
participating jurisdiction engage in the planning process and officially adopt the multi-jurisdictional plan
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to be eligible for FEMA Hazard Mitigation Assistance grants. The jurisdictions that chose to participate in
the planning process, including Fort Collins, were required to meet strict plan participation
requirements. The Plan is a multi-jurisdictional pre-disaster multi-hazard mitigation plan that’s purpose
is to guide the county towards greater disaster resistance, while respecting the character and needs of
residents. Larimer County has had the most federally declared disasters out of all counties in the State of
Colorado since 1965. This is mostly due to the three large river systems within the County and the large
amount of wildland urban interface land leading to significant wildfire potential, the same hazards that
most impact Fort Collins.
The Plan process included significant public outreach, including a survey, workshops, and public review
period. The Hazard Plan includes demographics information and social vulnerability indices in the
development of mitigation strategies. The hazards addressed in the Plan are biological hazard, civil
disturbance, dam inundation, drought, earthquake, erosion/deposition, flood, hazardous materials
incident, landslide/rockslide, spring/summer storm, tornado, utility disruption, wildfire, and winter
storm. The events rated most likely to occur include biological hazard, flood, seasonal storms, and
wildfire. The Plan also discusses climate disruption considerations and how this will impact the
occurrence and severity of natural hazards, and notes that specific populations, particularly those who
are limited income, children, elderly, and disabled, will likely be impacted by the effects of climate
disruption disproportionately, compared to other populations.
Hazard Mitigation Plan Implementation
Some actions the City has taken, in collaboration with partners, to implement the Hazard Mitigation
Plan include:
• Green Infrastructure policies and outreach: All new development is to install flood mitigation
measures. City Capital projects now include Green Infrastructure as one of their flood mitigation
control measures. A Green Infrastructure Implementation Manual has been adopted and is
widely used.
• Low Impact Development Retrofits: Improve water quality, reduce urban flooding and enhance
resiliency by retrofitting green infrastructure into existing City regional drainage facilities. Ex:
City capital project in downtown area will address flooding by incorporating Green
Infrastructure into a large storm sewer system. Though the Downtown Sewer Project will be
mostly using a traditional sewer system to handle large flooding events, a hybrid system will be
used to address water quantity and quality.
• Training in Disaster Management Large Scale Incidents: City staff participate in disaster
preparedness and response training and exercises based around natural disasters that impact
water and electric utilities.
• Public Education and Awareness: Education and outreach for drought, flood, severe storm,
severe winter weather, and wildfire for residential and business communities. Education
includes promotion of NoCo Alert, which provides reverse 911 calls, texts, and emails to advise
the public about local emergency incidents.
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• Stormwater Master Planning: Utilities Stormwater Engineering staff, supported by external
consultants, will complete important updates to portions of six Stormwater Basin master plans
over the 2025-2026 planning period.
Age of Housing Data
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Average Dwelling Age by Block Group Map
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Median Home Value 2025
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Median Household Income 2025
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Flood Plain Map with Low-Income Households 2025
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Strategic Plan
SP-05 Overview
Strategic Plan Overview
The Strategic Plan identifies the specific needs in the City and describes strategies the City will undertake
to serve those needs. The sections of the Strategic Plan include: Geographic Priorities, Priority Needs,
Influence of Market Conditions, Anticipated Resources, Institutional Delivery System, Goals, Public
Housing, Barriers to Affordable Housing, Homeless Strategy, Lead Based Paint Hazards, and an Anti-
Poverty Strategy.
The City has no geographic priorities; funds are allocated based upon need priorities and goals.
Needs include increasing affordable housing inventory, preserving existing affordable housing,
sheltering and services for people experiencing homelessness, and preventing homelessness by
providing housing stability. Goals of the Plan address these needs and were developed through
extensive public outreach and engagement, along with data from the Needs Assessment and Housing
Market Analysis.
Market conditions show steadily increasing population, with stable rates of poverty, indicating a
continuing need for additional affordable housing and services for the lowest-income individuals and
households. Obstacles to affordable housing include rising construction costs, land costs, and mortgage
interest rates, property taxes, and insurance rates. The City has adopted the Housing Strategic Plan,
which addresses obstacles through a variety of strategies, including changes to the Land Use Code and
incentives for affordable housing.
The City anticipates approximately 8.5 million dollars in CDBG and HOME, combined, over the next five
years. The City will also make available approximately 150,000 dollars annually from the Affordable
Housing Fund to supplement federal dollars and fulfill match requirements. The City also provides
Human Service Program and Homelessness Response Program funds to support additional projects with
city-wide benefit. These projects are not listed in the Annual Action Plan as they are supported
exclusively with local dollars.
The institutional delivery structure is comprised of the City and subrecipients. The City is also part of a
strong partnership of public and private agencies that work together to address the housing and non-
housing community development needs of Fort Collins.
Housing Catalyst completed a Section 18 disposition of its public housing in 2024. Public housing
residents were engaged and involved in the disposition process and were provided Housing Choice
Vouchers.
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The City has made homelessness central in its Social Sustainability Department work plan and has a
Homelessness Lead Specialist on staff. The newly developed Homelessness Response Priorities Platform
outlines how the City will support homelessness shelter, services, and prevention. The City is a leading
member of a coordinated effort between City departments, local service providers, and local
organizations to address homelessness.
Many homes in Fort Collins may still contain lead-based paint. The City adheres to requirements that all
buildings built prior to January 1, 1978 have a lead hazards assessment when federal funds will be used
to purchase or rehabilitate the property. If lead is detected, the project must include lead hazard
containment or abatement in accordance with HUD’s Lead Rule Compliance Advisor.
The City has a comprehensive set of plans, from the overarching City Plan to department-specific plans,
which include measures to address poverty and ensure all residents have utilize local amenities and
resources.
Fort Collins has well-established procurement, contracting, and monitoring processes that ensure
subrecipients meet the established goals and outcomes for the project, program, or services funded by
the City.
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SP-10 Geographic Priorities – 91.215 (a)(1)
Geographic Area
Table 47 - Geographic Priority Areas
Area Name: City-wide
Area Type: Activity is conducted City-wide
Other Target Area Description: Activity is conducted City-wide
General Allocation Priorities
Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA
for HOPWA)
The City of Fort Collins does not target CDBG or HOME funding to specific geographies within the City.
Funds are allocated based upon need priorities and goals.
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SP-25 Priority Needs - 91.215(a)(2)
Priority Needs
Table 48 – Priority Needs Summary
Priority Need
Name
Affordable Housing
Priority Level High
Population Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
Chronic Homelessness
Individuals
Families with Children
Mentally Ill
Chronic Substance Abuse
veterans
Elderly
Frail Elderly
Persons with Physical Disabilities
Persons with Developmental Disabilities
Geographic
Areas
Affected
Activity is conducted City-wide
Associated
Goals
Increase the supply of affordable housing units
Preserve existing affordable housing
Provide administrative support to federal programs
Description Based on the market analysis and the needs analysis research and data prepared
for the Consolidated Plan there is a shortage of affordable rental housing for the
populations listed above, which requires investment in new units. There is also
need to preserve existing affordable housing and it is more cost effective to
maintain existing housing than to replace it with new housing that is substantially
more expensive to construct. The City has conducted a number of surveys and
studies to determine which needs are the most pressing for the low-income
population in the community.
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Basis for
Relative
Priority
All identified needs are high priority for the use of CDBG and HOME funds.
Development and rehabilitation of housing are high-cost activities that require
significant investment to complete.
2 Priority Need
Name
Homelessness
Priority Level High
Population Extremely Low
Large Families
Families with Children
Elderly
Chronic Homelessness
Individuals
Families with Children
Mentally Ill
Chronic Substance Abuse
veterans
Victims of Domestic Violence
Geographic
Areas
Affected
Activity is conducted City-wide
Associated
Goals
Provide emergency sheltering and services
Provide administrative support to federal programs
Description Individuals and families experiencing homelessness represent the highest
sheltering and service needs in the city. The negative effects of homelessness make
it imperative that the City address those needs in a comprehensive and
collaborative manner.
Basis for
Relative
Priority
All identified needs are high priority for the use of CDBG and HOME funds.
Investing in shelter and services for people experiencing homelessness provides
cost savings to the community as a whole.
Narrative (Optional)
The high priority needs include both housing, non-housing community development, and special
population needs. The City of Fort Collins has developed and managed a robust Citizen Participation
process to solicit resident and service provider input on priority needs. The City has integrated that
Citizen Participation process with several substantial efforts to acquire data on the scope of those
needs. City Plan, plus the Economic Health Strategic Plan, the Social Sustainability Strategic Plan, the
Social Sustainability Gaps Analysis, the Housing Affordability Policy Study, and the Housing Strategic Plan
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all provide data and/or recommendations for City actions to address the needs of both affordable
housing and non-housing community development needs. These various findings have been
incorporated into the analysis in both the Needs Analysis and Market Assessment sections of the
Consolidated Plan. This compilation has been used to frame the various responses and proposed
priorities and actions in the Strategic Plan Section and is used to structure the Annual Action Plans.
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SP-30 Influence of Market Conditions – 91.215 (b)
Influence of Market Conditions
Tenant Based
Rental Assistance
(TBRA)
with alternate funding sources and HOME-ARP subrecipients are providing
medium- and short-term rental assistance as part of their Supportive Services
contracts. In the future, the City may spend HOME funds on TBRA as part of a
strategy to serve limited income renter households. Low vacancy rates, rising
rents, and closed waitlists for subsidized housing all point to the need for more
income-restricted rental opportunities, especially for the lowest income
households. There are few transitional housing options and TBRA programs can
also help households transition from homelessness to permanent housing.
Homeless Special
Needs
inventory, making it more difficult for limited income households to find rental
units that they can afford. TBRA could be used to help clients of these agencies
find affordable, decent, and safe housing while on the waitlist for existing Section
8 and other rental assistance programs.
Production households earning less than $50,000. New construction of affordable rental
units can help reduce these gaps. The stock of for-sale affordable units is very
low. Households at 50–80% AMI may benefit from programs such as Habitat for
Humanity, or through construction of units priced for sale at $350,000 or less.
before, while 34% of rentals were built in 1980 or before. Units constructed
before 1980 may be in need of rehabilitation and upgrades, and are more likely to
contain lead-based paint. Housing providers indicate that there are a significant
number of rental and ownership units that would benefit from repairs, upgrades,
improved energy efficiency and safety modifications. Older units occupied by low-
and moderate-income homeowners may benefit from the Larimer County Home
Improvement housing rehabilitation program.
including
preservation
rate properties and convert them to housing for low- and moderate-income
households. This is a cost-effective approach for providing more affordable,
decent rental units. However, there are no known acquisition projects in the
pipeline of projects anticipated by local affordable housing providers.
Table 49 – Influence of Market Conditions
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Total Population
According to the Colorado Department of Local Affairs (DOLA), between 2012 and 2022, the population
of Fort Collins grew by approximately 24,000 people while Larimer County grew by nearly 56,000
people. As evidenced in the chart below, the population of Fort Collins is growing at a slower rate than
the County.
Total Population
Population Growth
Population by Age Range
The following table shows the percent of residents in Fort Collins by age range. While the number of
persons in each range is expected to grow, Fort Collins is expected to see growth in the population over
60 years of age. Currently, there are slightly more people 60 and over than there are under 17.
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Population by Age Range
Population by Age Change
Population by Race and Ethnicity
The demographics of Fort Collins are anticipated to experience similar trends to the rest of the country,
moving toward a more multicultural population. Currently, roughly 80% of Fort Collins residents identify
their race as white, and ethnicity as non-Hispanic. The largest minority group in Fort Collins is persons of
Hispanic descent, at 11.7% of the total population. The percent of persons who are Hispanic in Fort
Collins is consistent with Larimer County (12.7%) but lower than the state of Colorado (22.5%).
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Population by Race and Ethnicity
Population by Race and Ethnicity Percents
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Hispanic Origin by Census Tract
The following map shows Hispanic persons are concentrated in census tracts in northern Fort Collins.
These census tracts are reflective of the Buckingham, Andersonville, and Alta Vista neighborhoods that
have historic roots for the Hispanic population, as well as the Hickory Village area.
Hispanic Origin by Census Tract
Poverty
The following tables provide information about persons in poverty living in Fort Collins. The number of
persons in poverty has grown from 24,988 in 2010 to 29,102 in 2022. The poverty rate, however, has
remained consistent, with the overall rate hovering around 18%. Poverty rates for children and people
who are employed have remained consistent. The rate for seniors has risen slightly, which could be
contributed to the aging population in Fort Collins and the higher percentage of seniors than previous
years. ACS data estimates that 22.9% of all female-headed households have incomes at less than 100%
of the poverty level in Fort Collins. This is higher than the overall poverty rate for the city.
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Poverty Rate
People in Poverty
Poverty by Race and Ethnicity
The estimated median household income in Fort Collins is highest for Asian and non-Hispanic white
residents at $101,962 and $80,008 respectively. Median household income for African American and
Hispanic households is roughly $20,000-$40,000 less than non-Hispanic white and Asian households.
Roughly 1 in 4 nonwhite households earn less than $50,000 annually.
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Income by Race and Ethnicity
Population with Disabilities
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SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2)
Introduction
The City’s goal in allocating funding is to enhance Fort Collins' livability by addressing needs among our citizens who are income-challenged.
Stabilized households increase neighborhood quality. That, in turn, leads to a healthier, more vibrant Fort Collins. Through the Competitive
Process, the City of Fort Collins allocates federal and local funds to eligible housing, community development, human services, and related
activities.
The two general activity categories used to move forward successful funding proposals are:
• Housing: Acquisition and construction of income-restricted housing projects, including land purchase, housing rehabilitation, and certain
soft costs related to housing development. Properties must be located in Fort Collins.
• Public Service: Nonprofit agencies serving a majority of people (51% or more) whose income is 80% or below the Area Median Income
(AMI) and living within Fort Collins city limits.
Funds are allocated to nonprofit agencies, housing providers, and other entities serving Fort Collins residents, a majority of which are low-and
moderate-income households. Federal dollars leverage additional funds in many of the projects completed as part of the Consolidated Plan.
Since these funds are limited, they are often only a portion of the funds our partners utilize to complete a project. By requiring partners to
leverage these funds with other resources, the City of Fort Collins can maximize the impact of these funds in meeting its goals. Additionally, the
City contributes Affordable Housing Fund (AHF), Human Services Program (HSP), and Homelessness Response Program (HRP) monies from the
City’s General Fund and Keep Fort Collins Great tax (KFCG) to further the goals of the Consolidated Plan and provide required match to the
HOME program. Available amounts vary with budget cycles and economic conditions. Only federally-funded projects are reported in the Annual
Action Plan.
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Anticipated Resources
of
Funds Amount
Available
Remainder
of ConPlan
Allocation:
$ Income:
$ Resources:
$ $
CDBG public -
federal Admin and
Planning
Economic
Development
Housing
Public
Improvements
Public Services 1,152,451 85,261 523,639 1,761,351 4,800,000
three national objectives: 1) benefit low-
and moderate-income persons, 2) aid in
the prevention or elimination of slums or
blight, and/or 3) meet community
development needs having a particular
urgency. Fort Collins funds public service
and housing activities with CDBG.
federal Homebuyer
assistance
Homeowner
rehab
Multifamily
rental new
construction
Multifamily
rental rehab
New
construction for
ownership
TBRA 650,489.56 146,479 0 796,969 2,800,000
housing projects, including land purchase,
housing rehabilitation, and certain costs
related to housing development.
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Program Source
of
Funds Amount
Available
Remainder
of ConPlan
Allocation:
$ Income:
$ Resources:
$ $
Other public -
local Homeowner
rehab
Housing
Multifamily
rental new
construction
Multifamily
rental rehab
New
construction for
ownership 347,367 0 0 347,367 1,152,633
(AHF) is a set-aside of general fund monies
that can be used for affordable housing
programs and projects within the City of
Fort Collins. AHF dollars reported here are
those used in conjunction with federal
dollars to support CDBG and HOME
projects/activities. Additional AHF funds
are available for City-only funded projects.
Table 50 - Anticipated Resources
Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how
matching requirements will be satisfied
HOME and CDBG funds are leveraged in Fort Collins with the Affordable Housing Fund (AHF), Human Services Program (HSP), and Homelessness
Response Program (HRP) monies. HSP funds are used to support human services needs in Fort Collins that do not receive CDBG; HRP funds are
used to support sheltering and services for people experiencing homelessness; and AHF funds support housing projects alone or in conjunction
with federal dollars. These funds are also distributed through the annual Competitive Process. Recipients of CDBG, HOME, AHF, HRP and HSP
also leverage City-allocated funds with many other local, state, and federal sources. Sources of leverage include debt, Low Income Housing Tax
Credits, State of Colorado HOME funds and State Housing Development Grant funds, Federal Home Loan Bank Board funding (FHLBB) grants,
United Way funding, and other foundation and donation funding. By encouraging applicants to leverage CDBG and HOME funds with as many
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other sources as possible, the City is able to provide funding to projects serving more residents of Fort Collins. Social Sustainability Department
staff track all HOME eligible match funds to ensure the 25% match requirement is met.
In PY25 39 human service programs/projects will be supported with HSP funds, and 5 homelessness shelter programs/projects will receive HRP
funds. Two home repair programs will receive AHF only. Two additional housing applications were unfunded.
If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs
identified in the plan
The City of Fort Collins has a land bank program that currently holds four parcels totaling about 40 acres for the future development of
affordable housing. Two prior parcels have been sold to develop affordable housing. The City partnered with a developer and a community land
trust to build 54 permanently affordable for-sale townhomes on one of the parcels sold. This project is constructed and being offered for sale for
$290,000 which is much lower than similar market-rate townhomes.
The Land Bank Program holds two options for the purchase of additional land. The 2024 budget provided funds to exercise one of these options
which will purchase 5 acres of land in the northeast quadrant of the City. The City expects to exercise this option and purchase the 5 acres in
2025. The other option’s term runs through 2026. The Social Sustainability Department will submit a budget request for funding to exercise this
option in the 2026 budget process.
The Downtown Development Association partnered with the local housing authority, Housing Catalyst, by providing land under a 99-year lease
for 79 units of work force housing that opened in January 2023. These two partners are looking for more ways to leverage publicly owned land.
Currently, a City-owned parking lot is being evaluated for affordable housing development.
Discussion
Staff, the Human Services and Housing Funding Board, and the Affordable Housing Board (housing applications) review all funding proposals.
Housing applicants are invited to make video presentations about their projects to both boards. Funding recommendations are made and
provided to City Council, which considers the recommendations at a public meeting and makes final funding allocation decisions. Staff then
works with grantees on additional due diligence items and contract execution.
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SP-40 Institutional Delivery Structure – 91.215(k)
Explain the institutional structure through which the jurisdiction will carry out its consolidated plan
including private industry, non-profit organizations, and public institutions.
Responsible Entity Responsible Entity
Type
Role Geographic Area Served
Rental
NEIGHBOR, INC. organizations public services
AND COMMUNITY
SERVICES OF THE
ARCHDIOCESEOF
DENVER, INC.
public services
organizations public services
of Fort Collins, Inc. organizations
Table 51 - Institutional Delivery Structure
Assess of Strengths and Gaps in the Institutional Delivery System
The City of Fort Collins is part of a strong partnership of public and private agencies that work together
to address the housing and non-housing community development needs. The City and partners have
invested substantial resources to develop plans and policies that ensure a comprehensive service
delivery structure to meet the needs of Fort Collins residents of all incomes. In addition to the list above,
the City supports a variety of other nonprofit service providers with local funds and collaborates across
organizations for provision of comprehensive, coordinated services for people experiencing
homelessness. This collaborative service delivery model has been effective at delivering services to the
low-income populations.
Due to increased cost of living, stagnation of incomes, and long-term financial impacts of the pandemic,
there is an increasing need for lower cost housing and supportive services, particularly for lower income
households and people experiencing homelessness. The primary gap in the delivery system is financial
resources to deliver housing and/or services to all who need it.
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Availability of services targeted to homeless persons and persons with HIV and mainstream
services
Homelessness Prevention
Services
Available in the
Community
Targeted to
Homeless
Targeted to People
with HIV
Homelessness Prevention Services
Street Outreach Services
Supportive Services
Training X X
Other
Table 52 - Homeless Prevention Services Summary
Describe how the service delivery system including, but not limited to, the services listed
above meet the needs of homeless persons (particularly chronically homeless individuals and
families, families with children, veterans and their families, and unaccompanied youth)
The service delivery system provides multi-point and collaborative outreach and intake for the array of
housing and supportive services available in Fort Collins. The City maintains strong partnerships, through
funding and/or collaboration, with homeless service providers including Homeward Alliance, Outreach
Fort Collins, Catholic Charities, Fort Collins Rescue Mission, Family Housing Network, SummitStone
Health, and Housing Catalyst, as well as City of Fort Collins Police, Special Agency Session, and Natural
Areas Rangers. Colorado Health Network serves any HIV-positive person living in their designated
service area, which includes Larimer County, regardless of housing status. Fort Collins Rescue Mission is
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set to expand and relocate from its present 89-bed facility in downtown to a 38,000-square-foot
location that will include 250 available beds, along with private spaces for intake and case management
services and many other amenities. Fort Collins is a part of the Northern Colorado Continuum of Care
(NoCO CoC), which spearheads the annual Point in Time Count, addresses racial disparities across the
homelessness system, and facilitates a lived experience advisory council of people with current or past
lived experience of homelessness.
The types of facilities and services available in Fort Collins include diversion and prevention, emergency
shelters, transitional housing, and permanent supportive housing.
In addition to the agencies listed above, the Murphy Center serves as a single point of care where those
in need may connect with agency representatives from a range of local service providers. The Murphy
Center helps people apply to a variety of State programs including SNAP, TANF, Medicaid and senior
assistance programs. The targeted population groups at the Murphy Center include people experiencing
or at risk of homelessness, including individuals, families, veterans, and unaccompanied youth. Murphy
Center also recently opened an on-site clinic to serve their clientele with health needs. Diversion,
reunification, and housing first efforts have lowered the number of veterans and families experiencing
homelessness.
Homelessness needs, facilities and services are discussed more in sections NA-40 and MA-30. Special
needs facilities and services are covered in MA-35. Homeless strategy is covered in SP-60.
Describe the strengths and gaps of the service delivery system for special needs population
and persons experiencing homelessness, including, but not limited to, the services listed
above
Fort Collins has a strong network of providers offering support, services, and care to people experiencing
homelessness. Outreach Fort Collins provides street outreach; SummitStone Health Partners provides
behavioral health care; Murphy Center provides day shelter and office hours for service providers
including housing counseling, employment assistance, and supports for day-to-day living; Catholic
Charities, Fort Collins Rescue Mission, Crossroads Safehouse, and Family Housing Network provide
emergency shelter and supportive programming; Volunteers of America provides rapid rehousing to
veterans; and Housing Catalyst provides long-term housing and administers vouchers; among others.
The identified gaps in the service delivery system for people experiencing homelessness include landlord
engagement for increased acceptance of vouchers, increased medical respite and emergency weather
shelter beds, housing units for people with low incomes, and additional options for permanent
supportive housing.
Provide a summary of the strategy for overcoming gaps in the institutional structure and
service delivery system for carrying out a strategy to address priority needs
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The City has allocated approximately $270,000 competitive annual funding specifically for homelessness
response. Programs applying for these funds will no longer compete with other human service providers
for limited Human Service Program funds. Homeless shelter and services and homelessness prevention
are public service priorities for CDBG funding for the duration of this Consolidated Plan period.
The Neighborhood Services department’s new Rental Registration program requires annual registration
of most long-term rental properties within the city. Rental registration is one element of the City’s new
Rental Housing program, which supports landlords and tenants through education, grants, and other
resources. One intended outcome of this program is to open communication between the City and
rental property owners, which may provide an outlet for increased landlord engagement and voucher
acceptance. The Rental Housing program has already provided more than $200K in grants for landlords
to make upgrades and repairs to their rental property.
The City will continue to support housing projects that meet the needs of people experiencing
homelessness, limited-income households, and other special-needs populations.
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SP-45 Goals Summary – 91.215(a)(4)
Goals Summary Information
Increase the
supply of
affordable
housing units
Housing Housing HOME:
$2,746,968.56
Affordable
Housing Fund:
$1,500,000
225 Household Housing Unit
Homeowner Housing Added:
20 Household Housing Unit
2
affordable
housing
Housing Housing HOME: $500,000 110 Household Housing Unit
3
emergency
sheltering and
services
Income Housing Benefit:
1125 Households Assisted
Homeless Person Overnight Shelter:
3250 Persons Assisted
Overnight/Emergency
Shelter/Transitional Housing Beds added:
30 Beds
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Sort
Order
Goal Name Start
Year
End
Year
Category Geographic
Area
Needs
Addressed
Funding Goal Outcome Indicator
4 Provide
administrative
support to
federal programs
Housing
Homeless
Non-
Homeless
Special
Needs
Non-Housing
Community
Development
Housing
Homelessness
HOME: $350,000
Table 53 – Goals Summary
Goal Descriptions
1 Goal Name Increase the supply of affordable housing units
Goal
Description
Increase both rental and ownership housing with the following priorities: mixed-income housing, permanent supportive
housing, and/or housing with co-location of services (case management, childcare, etc.). Support projects that are close to
transit, grocery, employment, and other amenities/resources. May include construction, acquisition, adaptive re-use, etc.
2 Goal Name Preserve existing affordable housing
Goal
Description
Invest in preservation activities that maintain and/or improve affordable housing stock conditions and numbers. Includes
rehabilitation of existing units and acquisition to prevent conversion to market rate. Rehabilitation efforts will extend the life
of the preserved unit for a minimum of 15 years and support efficiency upgrades and healthy indoor and outdoor spaces for
residents.
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3 Goal Name Provide emergency sheltering and services
Goal
Description
Support projects that provide emergency shelter, shelter-related services, and/or residency programs for individuals and
families experiencing homelessness, including comprehensive case management for long-term stabilization. May include
extreme weather emergency sheltering.
4 Goal Name Provide administrative support to federal programs
Goal
Description
Provide administrative support to CDBG and HOME Programs.
Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide
affordable housing as defined by HOME 91.315(b)(2)
The City plans to fund affordable housing development projects that will serve the following numbers of households through the following
activities:
• Rental Units Constructed: 225 Household Housing Units (20% at 0-30% AMI, 10% at 31-50% AMI, 50% at 51-60% AMI, and 20% at 61-
80% AMI)
• Homeowner Housing Added: 20 Household Housing Unit (100% at 61-80% AMI)
• Housing for Homeless Added: unknown Household Housing Unit (no projects in pipeline) (100% at 0-30% AMI)
• Rental Units Rehabilitated: 110 Household Housing Unit (30% at 0-30% AMI, 35% at 31-50% AMI, 35% at 51-60% AMI)
Each year the City supplements federal housing program dollars with over $500,000 in local funds. The Affordable Housing Fund is used both in
conjunction with, and separate from, CDBG and HOME funds to complete affordable housing projects in Fort Collins.
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SP-50 Public Housing Accessibility and Involvement – 91.215(c)
Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary
Compliance Agreement)
Housing Catalyst completed a Section 18 disposition of its public housing in 2024.
Activities to Increase Resident Involvements
Public housing residents were engaged and involved in the disposition process. Housing Catalyst
educated public housing residents on the benefits of receiving Housing Choice Vouchers, including
greater choice and mobility and homeownership opportunities.
Former public housing residents who are now voucher program participants continue to be eligible for
JumpStart, the HUD Family Self Sufficiency program. The program supports participants in achieving
their educational, employment, and financial goals while allowing them to build an escrow account that
can be used toward a down payment on a home purchase. Voucher holders can also participate in
Housing Catalyst’ Resident Advisory Board for voucher programs.
Is the public housing agency designated as troubled under 24 CFR part 902?
No
Plan to remove the ‘troubled’ designation
Housing Catalyst has been designated a “High Performer” by HUD since 2001.
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SP-55 Barriers to affordable housing – 91.215(h)
Barriers to Affordable Housing
The City of Fort Collins continues to see population growth that outpaces housing availability. Fort
Collins is also home to Colorado State University, which has a population of over 33,000 undergraduate
and graduate students studying on campus. The demand for student housing contributes to the lack of
availability of rental housing for the community at large.
Recognizing obstacles in the City's Land Use Code, the City updated the housing aspects of the Code to
allow for more housing types. Fort Collins has implemented a number of policies and practices to
encourage the development of housing. The City updated its Affordable Housing Strategic Plan with a
Housing Strategic Plan (2021) that attempts to address the entire housing spectrum. Some of those
policies are specific to affordable housing and include expedited processing of affordable housing
development review applications; residential height and density bonuses; parking reductions and no
minimums for multifamily housing; reduced landscape sizing requirements; fee credits and deferrals for
targeted affordable housing projects; and a City-funded Affordable Housing Fund, which can assist with
financial support to offset various fees and exactions that new development must pay under existing
City laws and regulations relating to new development. Because of the Taxpayer's Bill of Rights
Amendment (TABOR), the City operates its utility service departments as enterprises, which means that
if new water or sewer services are requested, the cost of those services--including plant investment fees
and other capital expenditures--must be covered by revenues earned by the enterprise fund. It has been
difficult to find ways to offset utility fees, however the City has made some progress with pilot programs
that reward conservation and sustainable, efficient development of affordable housing. The City is
intentionally reviewing impact fees to see the impact it has on development to look for ways to be
housing supportive. The State passed a law that made accessory building units legal in most places
which removed a big barrier to developing this housing type. Various Public Participation forums yielded
comments that the perception is the planning and development review process is challenging for
developers. With grant funding, the City is conducting a review of development processes to create a
fast-track review track for affordable housing which eventually could be used for all development
reviews. The goal of this study is to create a 90-day review of each permit phase to be compliant with
the State's Proposition 123 guidelines.
The City has added Development Review Coordinators assigned to each project to help developers
navigate the process. The City is considering adding technical assistance for building performance
standards and economic development.
Fort Collins had adopted an occupancy regulation that stipulated the number of unrelated persons who
may live in a residential unit. This law was known as the “U Plus 2” Ordinance. To comply with changes
at the State level, this regulation was repealed.
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Strategy to Remove or Ameliorate the Barriers to Affordable Housing
In 2021, the City adopted a Housing Strategic Plan which encompasses strategies to address the entire
housing spectrum from homelessness for market rate housing. It specifically incorporates the prior
approved 2015-2019 Affordable Housing Strategic Plan (AHSP) priorities, which aimed at retaining and
growing the City’s affordable housing inventory. The Housing Strategic Plan includes 26 strategies and
avenues for addressing the ongoing housing challenges in Fort Collins. While the plan is broad, the City
continues to work under the guidance of the goals and strategies included in the AHSP for housing
targeting lower income households.
This Plan envisions that everyone has healthy stable housing they can afford. The City identified the
greatest challenges to achieving that vision as:
• Price escalation impacts everyone.
• There are not enough affordable units available for rent or purchase, or what is available and
affordable isn’t the kind of housing people need.
• The City does have tools to encourage affordable housing, but the current amount of funding
and incentives for affordable housing are not enough to meet the goals.
• Job growth continues to outpace housing growth.
• Housing is expensive to build, and the cost of building new housing will likely continue to
increase over time.
• It is difficult to predict the lasting effects of COVID-19 and the impacts of the pandemic.
• Housing policies have not consistently addressed housing stability and healthy housing,
especially for people who rent.
Strategies
To work on overcoming the challenges identified above, and to mitigate the high cost of development,
the City is pursuing the following strategies:
• Continue to provide federal and City funds to housing developers to produce new and preserve
existing affordable housing. Subsidy enables developers to produce rent-restricted units at
below market rates.
• Seek to maintain or expand current levels of City funding for affordable housing, human and
supportive services.
• Expand funding sources. A dedicated sales tax was passed in 2015, providing $4 million over 10
years to be used for affordable housing construction and/or preservation. As this funding
sunsets in 2025, the City is discussing other potential dedicated local funding sources. The City
has been approved to participate in Proposition 123, which created a housing funding source at
the state level. This funding requires municipalities to set a baseline of affordable housing and
commit to a 3% annual increase in units over a three-year period. To date, nearly $5 million in
Proposition 123 funds has been allocated to Fort Collins in less than 2 years.
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• Remove obstacles and reduce approval timelines for subsidized housing development. Starting
in 2027, an expedited review process for affordable housing will also be required as part of
compliance with Proposition 123. Affordable projects will be required to receive a decision
within 90 days of project submittal. Staff are already working on improvements to processes to
work toward this goal.
• Refine and expand development incentives. The City is currently pursuing housing-related
changes to Land Use Code (LUC) regulations to remove obstacles to affordable housing
development, increase housing supply across the spectrum, and improve housing variety and
choice. Partner to support workforce housing. The City seeks to increase partnerships with local
employers to provide workforce housing. The City has several projects with Elevation
Community Land Trust (ECLT), a state-wide philanthropy-funded land trust, with the mission of
providing permanently affordable homeownership opportunities. ECLT has purchased public
housing units and is converting them to permanently affordable for-sale homes. ECLT has also
purchased the BirdWhistle Townhomes and is selling individual homes to qualifying buyers. The
City conducted a study of employer sponsored housing benefits to explore what could be done
to support the City’s workforce as well as the City’s residents.
• Strategically release the City’s Land Bank properties for development of affordable rental and
ownership housing. Partnerships with developers aim to maximize the resource of the Land
Bank parcels for affordable housing development and reinvest proceeds from the sale of existing
parcels into new land holdings. The Land Bank Program holds two options for the purchase of
additional land. The 2024 budget provided funds to exercise one of these options which will
purchase 5 acres of land in the northeast quadrant of the City. The City expects to exercise this
option and purchase the 5 acres in 2025. The other option’s term runs through 2026. The Social
Sustainability Department will submit a budget request for funding to exercise this option in the
2026 budget process.
• Build internal City capacity to support affordable housing. The City created an Internal Housing
Task Force to seek enterprise-wide efforts to promote and incentivize affordable housing. The
City added an Affordable Housing Executive team and has hired a data specialist.
• Complete regional collaborative projects. A benefit of the COVID-19 pandemic was that multiple
levels of government worked together to coordinate their approach to response and recovery.
The City has been active in passing recovery funds to partners through granting procedures
already in place. ARPA funding has been committed to the Capital needs of two new affordable
housing developments and provides emergency response, such as eviction prevention
assistance. One of these developments, Heartside Hill Apartments, is under construction.
Additionally, a collaborative group led by Homeward Alliance with representation from the City
and County was awarded a state-level ARPA grant to develop a regional homelessness strategic
plan. Work on this project has begun.
City Plan
The City has finished a major rework of its comprehensive plan, City Plan. The revised Plan focuses more
on housing development than previous versions, as the ongoing lack of housing at all price points fuels
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price escalation and strains the housing system. The Housing Strategic Plan is a component of City Plan.
The City conducted a Land Use Code audit to identify ways to remove obstacles to the construction of
housing options. Since then, staff and consultants have been working on a Land Use Code redraft
starting with a focus on housing issues. The City continues to look at ways to provide additional
incentives and to use land use code modifications to promote the production of affordable housing.
These include:
• A Council-adopted citywide initiative to “operationalize City resources to build and preserve
affordable housing.” This will support staff exploration of ways to reduce fees for affordable
housing, leverage City assets including real estate and Urban Renewal Authority tools and
pursue dedicated local funding.
• Working with a grant funded consultant to create an expedited (90 days or less) review process
for affordable housing.
• Consider other regulatory policies that could promote the provision of rental housing for those
with low- and very-low-incomes. This strategy may include ways to reduce obstacles to the use
of accessory dwelling units.
• Strategies for addressing fair housing concerns including providing education and hosting
training events.
• Evaluating a new State law removing occupancy restrictions and considering process
improvements for extra occupancy approvals.
• Operationalizing a rental housing registration program combined with improved complaint-
based rental inspections to support stable, habitable rental housing.
The City plans to use the policy tools above to lessen regulatory and policy impacts on affordable
housing development, while expanding the resource base needed to increase the production and
preservation of the affordable housing inventory in the City.
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SP-60 Homelessness Strategy – 91.215(d)
Reaching out to homeless persons (especially unsheltered persons) and assessing their
individual needs
The City has made homelessness central in its Social Sustainability Department work plan, and has
developed a new Homelessness Response Priorities Platform. The Platform is a living document that
outlines how the City will support homelessness shelter, services, and prevention. The City is a leading
member of a coordinated effort between City departments, local service providers, and organizations to
address homelessness. Network providers are trained to implement best practices, such as permanent
supportive housing, rapid rehousing, and Housing First principles. The City provides financial and
coordination support to agencies that provide outreach, shelter, and service provision.
Addressing the emergency and transitional housing needs of homeless persons
The City of Fort Collins provides financial and resource support to housing and homeless service
providers and collaborates with the network of providers to ensure that emergency shelter and
transitional housing opportunities are available to residents experiencing homelessness. The types of
facilities and services available in Fort Collins include emergency shelters, overflow shelters, transitional
housing, rapid rehousing and permanent supportive housing.
See below for specific information on Shelters, Transitional Housing, and Permanent Housing.
Helping homeless persons (especially chronically homeless individuals and families, families
with children, veterans and their families, and unaccompanied youth) make the transition to
permanent housing and independent living, including shortening the period of time that
individuals and families experience homelessness, facilitating access for homeless individuals
and families to affordable housing units, and preventing individuals and families who were
recently homeless from becoming homeless again.
There are significant challenges to decreasing the length of time homeless for households in Fort Collins,
primarily due to the cost of housing and shortage of available affordable units. However, the City
supports a variety of initiatives aimed at limiting the amount of time people experience homelessness.
• The City provides operating funds to agencies that help people experiencing homelessness make
the transition to permanent housing and independent living. Agencies, including Housing
Catalyst, Neighbor to Neighbor, SummitStone Health Partners, and Crossroads Safehouse
provide permanent housing (including rapid rehousing and permanent supportive housing).
• Housing Catalyst developed and manages Redtail Ponds, a Permanent Supportive Housing (PSH)
project that provides supportive services, life skills, case management, and counseling to its
residents. Forty units target formerly homeless individuals, and twenty units are available for
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those who fall within the 30-50% Area Median Income (AMI) range. Housing Catalyst’s second
60-unit Permanent Supportive Housing development, Mason Place, opened in 2021.
• Volunteers of America Colorado (VOAC) serves veterans and their families with homelessness
prevention and rapid re-housing services through the Supportive Services for Veteran Families
(SSVF) Program. This program serves 140 veteran families annually with rapid rehousing and
homeless prevention services. They also offer a program called Colorado Rapid Rehousing Re-
Entry (COR3) which currently serves and can house up to 55 formerly incarcerated individuals
per year. Referrals are received through the Department of Corrections and our Coordinated
Entry System.
Help low-income individuals and families avoid becoming homeless, especially extremely
low-income individuals and families who are likely to become homeless after being
discharged from a publicly funded institution or system of care, or who are receiving
assistance from public and private agencies that address housing, health, social services,
employment, education or youth needs
The Human Services and Homelessness Priorities Platforms and the Consolidated Plan emphasize the
need to support organizations that provide homelessness prevention services, cost of living reductions,
and expand the supply of permanent supportive and affordable housing units.
• The Social Sustainability Department’s Director is a governing board member for the Northern
Colorado Continuum of Care which works with area healthcare providers, homeless services
providers, and other care institutions to establish coordinated discharge planning processes.
Partners involved in addressing discharge planning include the Larimer County Detention
Center, UCHealth, the Larimer County Foster Care System, SummitStone Health Partners,
Housing Catalyst, and others. An increased focus on preventing homelessness post-discharge at
the State and federal levels has helped increase awareness of this issue.
• The City provides funding to the Northern Colorado Coordinated Assessment & Housing
Placement System (CAHPS) which provides assessment, navigation, case management and
wrap-around services to house and retain housing for people on the by-name list.
• The City’s Utilities department partners with Energy Outreach Colorado to provide energy bill
assistance and weatherization. They also partner with Colorado Energy Office, Larimer County,
Loveland utilities, Xcel Energy, and Platte River Power Authority to provide energy upgrades,
inspections, efficiency installations, and comprehensive upgrades for air sealing, insulation,
HVAC, windows and appliances
• Utilities recently added the Utilities Emergency Fund, which can allow up to $500 once per year
in utility bill assistance to households of any income that have a past-due balance.
• Utilities also partners with the Colorado Low-income Energy Assistance Program (LEAP) to
provide income-qualified customers automatic enrollment into the City’s Income-Qualified
Assistance Program (IQAP). IQAP provides a 25% rate reduction on electric, water and/or
wastewater utilities. Alternate entry into IQAP is available for households that income qualify
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but are not eligible for LEAP. The program helps connect low-income customers with efficiency
programs and education to help them save more on their utility bills and have increased comfort
in their homes.
• Larimer County Community Corrections assists inmates with housing navigation, housing
inspections, and other resource navigation to prevent homelessness upon discharge.
• Salvation Army of Loveland provides respite hotel vouchers to people experiencing
homelessness who are being discharged from health care institutions so they may recover in a
safe, private space.
• Crossroads Safehouse Road to Home Program offers rapid rehousing for clients exiting the
shelter to prevent them from becoming homeless.
See below for additional activities carried out by the City and Housing Catalyst.
Strategies for reaching and serving people experiencing homelessness include:
• Conduct the annual PIT count to gather critical data on persons experiencing homelessness,
spearheaded by the Northern Colorado Continuum of Care.
• Service providers will continue to track long-term homeless individuals and coordinate with the
regional Coordinated Assessment and Housing Placement System (CAHPS) to assess individuals,
find housing options, ensure supportive services, and provide supports for housing retention.
• Homeless service providers will continue to use the VI-SPDAT to identify who is at highest risk if
they remain homeless and prioritize those individuals for housing placement.
• The City will continue to support Homeward Alliance and the Murphy Center, the one-stop-shop
for services for people experiencing or at-risk of homelessness.
• Homeward Alliance will continue to provide clothing, tents, survival gear, food, and personal
care items.
• SummitStone Health will operate a medical clinic at the Murphy Center, providing medical care,
including preventive care, sick visits, and vaccinations.
• The City will continue to support Outreach Fort Collins (OFC), an on-the-street team that builds
relationships with residents experiencing homelessness, service providers, businesses, and City
services to address and de-escalate disruptive behaviors in their service area.
• Through their Mental Health Response Team (MHRT), Police Services will continue to help
families and individuals in crisis receive appropriate services and increase the safety of those
individuals and officers who encounter them.
• Through the Homeless Outreach and Proactive Engagement (HOPE) Team, Police Services will
increase direct relationship-building with people experiencing homelessness and enhance the
ability for people to receive services and resources.
• OFC, Homeward Alliance, and SummitStone Health will continue to maintain and distribute the
Homeless Resource Guide, which lists information and bus routes for 40+ organizations that
provide services to people experiencing homelessness.
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• The City’s Special Agency Sessions (SAS) will continue to support people experiencing
homelessness who have received a quality-of-life violation (Camping, Trespass, Open Container,
etc.). Defendants can receive case management and alternative sentencing in lieu of a fine or jail
time.
• The City, NoCO CoC, and other partner agencies will continue to utilize the Built for Zero
framework to address racial disparities across the homelessness system.
• The Lived Experience Advisory Council, a County-wide Council made up of 100% people with
current or past lived experience of homelessness, will serve in an advisory role for homelessness
programs across the County.
• The City will be a partner, along with other municipal and county governments, service
providers, and people with lived experience of homelessness, in creating a strategic plan for
homeless response for Larimer County, led by a consulting firm in two phases: creation of
strategic plan and implementation of the plan regionally.
• The City and its partners will continue to enhance and evolve the Seasonal Overflow Shelter
system, active during winter months, and fund an auxiliary shelter from November-April to
increase nightly emergency shelter capacity for men. As the need grows, strategic planning
around winter shelter response will create targeted goals for ensuring no one is turned away
from shelter during inclement weather due to space constraints.
• The City will reassess emergency weather activation criteria to ensure we are both 1) in
alignment with peer communities and 2) activating additional shelter capacity when overnight
temperatures create a danger to life safety for people experiencing unsheltered homelessness.
Shelters
• Catholic Charities’ Samaritan House offers year-round emergency overnight shelter for women
and families and residential/transitional program beds for men, women, families, and veterans.
• The Fort Collins Rescue Mission (FCRM) provides year-round emergency shelter and
residential/transitional program beds for men.
• Family Housing Network (FHN) provides overnight- and day- shelter and meals to families
experiencing homelessness through a network of faith-based partners.
• Crossroads Safehouse provides secure shelter, support, legal assistance, rapid rehousing, and
education for survivors of domestic violence.
• The City has a winter overflow shelter plan including Seasonal Overflow Shelters (SOS) at remote
locations, operated by a shelter provider.
• The City has an Emergency Weather Shelter Plan to help people find shelter during extreme
weather events related to both heat and cold.
• The Landing, a collaboration of The Matthews House and Thompson School District, is a new
regional shelter for youth ages 15-20 located in Loveland. The Landing addresses the immediate
needs of unaccompanied youth, including behavioral health care, assistance to help them stay in
school and graduate, and enrichment activities. In addition to accommodating approximately 20
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overnight guests, the facility will also offer resources for youth in need during daytime hours,
operating 24 hours a day, seven days a week.
Transitional Housing
• Family Housing Network (FHN) operates Sherwood House, a transitional housing program for
seven families. Sherwood House, two homes linked together by a communal space, opened in
summer 2021 and has consistently been at capacity since. FHN collaborates closely with Catholic
Charities’ Samaritan House to move families from emergency shelter into transitional housing as
space becomes available.
Permanent Housing
• The Social Sustainability Department’s Housing Strategic Plan and the Consolidated Plan have
goals related to increasing the supply of affordable housing, including permanent supportive
housing.
• The City and its partners are involved in veterans’ homelessness intervention initiatives at the
State level and use a Coordinated Assessment and Housing Placement System (CAHPS) in the
northern Colorado region.
• The City supports Permanent Supportive Housing projects through local and federal funding, fee
waivers, and other incentives.
• Housing Catalyst operates Mason Place, 60 units of Permanent Supportive Housing (PSH) and
Redtail Ponds, 60 units of PSH.
• SummitStone Health Partners provides scattered site Permanent Supportive Housing.
City Funded Activities to help people avoid homelessness
The City funds a variety of human service programs with City dollars that aid in homelessness
prevention. These include, but are not limited to:
• The Matthews House Youth and Family Center which supports youth transitioning out of foster
care and/or the juvenile justice system.
• The Murphy Center, a one-stop-shop assistance location for people at risk of or currently
experiencing homelessness, including case management and resource navigation.
• Neighbor to Neighbor’s housing and financial counseling and rent assistance.
• Catholic Charities Senior Services, which offers case management and financial assistance for at-
risk seniors.
• The Salvation Army provides clients with utilities and rent assistance and medical respite hotel
vouchers.
• Disabled Resource Services (DRS) provides clients housing navigation and utilities and rent
assistance.
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• Crossroads Safehouse provides comprehensive case management, self-sufficiency programming,
and emergency shelter for survivors of domestic violence and abuse.
• Project-Self-Sufficiency which provides comprehensive support and promote self-sufficiency.
• Family Housing Network provides housing counseling, a day center, rapid rehousing, and
transitional housing.
Housing Catalyst Activities to help people avoid homelessness
• Housing Catalyst administers 25 Frequent User System Engagement (FUSE) program vouchers
for the Colorado Division of Housing (DOH). FUSE is a proven model which identifies frequent
users of jails, shelters, hospitals and/or other crisis public services and provides them supportive
housing.
• Housing Catalyst’s Resident Services team serves residents of all Housing Catalyst’s affordable
rental communities. Resident service coordinators support residents in maintaining stable
housing. In 2024, more than 250 residents were referred to the Resident Services team for
health/behavioral health resources, financial literacy, conflict mediation, or self-sufficiency
programming.
• As of December 2024, Housing Catalyst’s two Permanent Supportive Housing (PSH) communities
(Redtail Ponds and Mason Place) have served 265 total residents. Residents are selected
through the Continuum of Care’s Coordinated Assessment and Housing Placement System
(CAHPS) from an assessed list of people experiencing homelessness most in need of PSH. Of
those residents, 92 were veterans and 177 experienced chronic homelessness. 85 percent of
residents reported two or more disabilities, including behavioral health disorders, alcohol use
disorders, drug use disorders, chronic health conditions, and physical or developmental
disabilities. Housing Catalyst provides onsite services for all residents though partnerships with
service providers to support residents in remaining stably housed.
• In 2024, Housing Catalyst administered more than $20 million in voucher assistance to 1,488
households. Vouchers administered by the agency include 273 Mainstream vouchers, 199
Veterans Affairs Supportive Housing (VASH) vouchers, 50 Family Unification Program (FUP)
vouchers, 16 Foster Youth to Independence (FYI) vouchers, and 25 Emergency Housing
Vouchers. Nearly 100 households reported moving out of homelessness with voucher assistance
in 2024.
• In March 2024, Housing Catalyst was awarded $272,829 to fund 25 additional HUD-VASH
vouchers. The agency was one of two in Colorado to be awarded funding. The HUD-VASH
program provides housing and an array of supportive services to veterans experiencing
homelessness by combining rental assistance from HUD with case management and clinical
services provided by the U.S. Department of Veterans Affairs.
• In 2024 Housing Catalyst was awarded 10 additional Foster Youth to Independence (FYI)
vouchers. The Foster Youth to Independence initiative makes Housing Choice Voucher
assistance available to youth who are exiting foster care.
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• In 2022, Housing Catalyst was selected to join the Landlord Incentives Cohort of the Moving to
Work (MTW) Demonstration Program. MTW status allows Housing Catalyst to design and test
innovative strategies that increase cost effectiveness, self-sufficiency, and housing choice.
Through its status as an MTW agency, Housing Catalyst has implemented a landlord incentives
program with the goal of increasing housing choice for voucher program participants. The
agency collaborated with the Larimer County Office of Housing stability on a similar program at
the county level.
• Housing Catalyst manages 29 units through the Single Room Occupancy (SRO) program. The SRO
program uses federal funding and rental assistance to provide rooms for people experiencing
homelessness in Northern Colorado. Like Permanent Supportive Housing residents, Single Room
Occupancy residents are referred to Housing Catalyst through agency partners.
• Housing Catalyst intentionally works to create place-based partnerships with local schools and
service providers to offer direct support and innovative educational programs for families.
Throughout the year, the agency offers multiple opportunities for site-based educational
engagement and enrichment, including summer enrichment programs and back-to-school nights
with representatives from neighborhood schools and local resources.
• Housing Catalyst is on the Campaign for Grade-Level Reading Public Housing Communities
Honor Roll. Honorees have intentionally addressed learning losses arising from the COVID-19
pandemic, working in areas of learning recovery, digital parity and connectivity, and health,
employing innovative and creative ways to stem further setbacks and spark growth.
Larimer County Activities to help people avoid homelessness
Larimer County has started their Housing Partners of Larimer (HPL) Collective program, which
incentivizes landlords to rent to households regaining stability with the support of local social services
organizations. This program offers partner landlords sign-on bonuses for successful move-ins and
financial assistance for damage or vacancy loss claims. The program assists households that lack rental
history, have an eviction record, or are exiting an institution such as Corrections.
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SP-65 Lead based paint Hazards – 91.215(i)
Actions to address LBP hazards and increase access to housing without LBP hazards
The City adheres to requirements that all buildings built prior to January 1, 1978 have a lead hazards
assessment when federal funds will be used to purchase or rehabilitate the property. As a condition of
assistance, the property must have lead screening and if lead is detected, the project must include lead
hazard containment or abatement in accordance with HUD’s Lead Rule Compliance Advisor. In addition,
the City follows the EPA regulations which require that any federally funded organization doing an
activity which causes disruption of lead while doing work, use only EPA-certified workers and follow
procedures to minimize the spread of lead. Lead hazards in public housing units and other units of
Housing Catalyst (Fort Collins’ PHA) have been stabilized and/or removed in previous years during
rehabilitation of these units. All applicants acquiring housing built prior to 1978 receive the EPA booklet
at application.
How are the actions listed above related to the extent of lead poisoning and hazards?
As housing providers purchase, rehabilitate, and lease housing units located in Fort Collins, they are
required to assess and mitigate lead hazards according to the guidelines provided in the Lead Safe
Housing Rule.
How are the actions listed above integrated into housing policies and procedures?
All CDBG and HOME sub-grantees are required to follow the HUD Lead Safe Housing Rule and rule
requirements based on the activity that they are undertaking. Grantees involved in leasing, acquiring,
rehabilitating, or maintaining housing units must keep files that provide compliance with these rules and
regulations. Sub-grantees must provide clients with the “Protect Your Family from Lead in Your Home”
pamphlet. Verification of this notification must be maintained in client files.
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SP-70 Anti-Poverty Strategy – 91.215(j)
Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families
The City has a comprehensive set of plans, from the overarching City Plan to department-specific plans,
which include measures to address poverty.
City Plan is the comprehensive plan for the City of Fort Collins which illustrates the vision of the future of
Fort Collins over a 20-25 year time period. The most recent update to City Plan includes the
Transportation Master Plan
The Social Sustainability Department (SSD) recently completed two documents, the Human Services
Priorities Platform and the Homelessness Priorities Platform, to ensure that City resources are
effectively directed to the most pressing human service and homelessness response needs. The
Platforms have been developed for use in competitive funding programs and to influence staff work
plan activities. The core roles of SSD are to provide funding, advance policy, and cultivate partnerships
around the issues of housing, human services and homelessness. SSD’s efforts have primarily addressed
the systems and structures influencing affordable housing, human services, and homelessness. Housing
affordability remains a top concern for the City and SSD. The Housing Strategic Plan (2021) recognizes
challenges to yield affordable, stable and attainable housing options, and presents 26 strategies to
address the issues. These strategies drive SSD’s work to overcome housing cost and availability in Fort
Collins. In the Human Services and Homelessness Priorities Platforms, affordable housing is recognized
as a consistent and underpinning obstacles to the wellbeing and stability of residents with limited-
incomes and other disproportionately impacted identities. The Housing Strategic Plan compliments the
Priorities Platforms, the Consolidated Plan and the systems work of SSD. Additionally, SSD and the
Economic Health Office collaborate to achieve common goals.
How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this
affordable housing plan
Projects applying for CDBG, HOME and City dollars through the annual Competitive Process are
evaluated on their ability to further the goals of the Consolidated Plan, the Human Services Priorities
Platform, the Homelessness Priorities Platform, and the Housing Strategic Plan, all of which align with
the principles and policies of City Plan. These plans work together to provide a vision for a sustainable
social system in which all residents can thrive.
The Social Sustainability Department will:
• Utilize budgeted funds to provide additional capacity and availability of quality affordable
childcare.
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• Implement policy changes recommended through the Housing Strategic Plan, particularly
strategies that enhance the City’s ability to incentivize Affordable Housing rental and ownership
projects.
• Provide Human Service funding to nonprofit partners to help working families preserve, support,
and stabilize their households.
• Participate on the Northern Colorado Continuum of Care Governing Board to assist with funding
recommendations for permanent supportive housing projects, supportive services, and other
programs/projects identified by the NoCoCoC that will stabilize the lives of people experiencing
homelessness in Fort Collins.
• Participation in Built for Zero program which provides processes and practices to improve
homelessness programs and improvements in homelessness systems Goal of reaching functional
zero for Veteran homelessness.
• Continue to fund Habitat for Humanity to construct homeownerships units for low-income
families, lowering their housing costs and contributing to their economic stability.
• Continue to collaborate with other City departments to increase participation by low-income
households.
The Economic Health Office will:
• Approach business retention, expansion and attraction thoughtfully, helping primary employers
stay and grow in Fort Collins while ensuring city-wide economic stability and employment
opportunities
• Ensure small businesses thrive, supporting our vital “Main Street” businesses that contribute to
both the character and economic resilience of Fort Collins
• Support talent and workforce, ensuring all businesses have good talent and people, while
residents have good jobs and employers.
• Reposition innovation, fostering the life science and climate tech cluster ecosystems while
championing sustainable businesses and a local circular economy.
Human Resources will:
• Continue its partnerships with Larimer County Workforce Center to place interns in City
positions, with the goal of improving employment opportunities through on-the-job training.
• Continue Equal Opportunity Employer practices.
Council Priorities
• Operationalize City Resources to Build and Preserve Affordable Housing
• Improve Human and Social Health
• Advancing a 15-Minute City by Igniting our Neighborhood Centers
• Pursue an Integrated, Intentional Approach to Economic Health
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City Plan
City Plan is Fort Collins’ comprehensive plan that guides how the city will grow and travel in the next 10-
20 years. City Plan describes the City’s vision and values, and provides policy guidance and
implementation actions. City Plan also includes guidance on future land-use, transportation, and was
coordinated and developed alongside an update to the Transit Master Plan.
Principles and Policies
Neighborhood Livability and Social Health
• Principle LIV 5: Create more opportunities for housing choices.
• Policy LIV 5.1 - Housing Options: To enhance health and livability, encourage a variety of housing
types and densities, including mixed-used developments that are well served by public
transportation and close to employment centers, shopping, services and amenities.
• Policy LIV 5.2 – Supply of Attainable Housing: Encourage public and private sectors to maintain
and develop a wide range of housing options, including housing that is attainable (30% or less of
monthly income) to residents earning the median income. Options could include ADUs,
duplexes, townhomes, mobile homes, manufactured housing and other “missing middle”
housing types.
• Policy LIV 5.4 – Land Supply for Affordable Housing: Continue to grow and utilize the Affordable
Housing Land Bank Program and other programs to create permanently affordable housing
units.
Principle LIV 6
• Principle LIV 6: Improve access to housing that meets the needs of residents regardless of
their race, ethnicity, income, age, ability or background.
• Policy LIV 6.1 - Basic Access: Support construction of housing units with practical features that
provide access and functionality for people of all ages and widely varying mobilities.
• Policy LIV 6.4 - PERMANENT SUPPLY OF AFFORDABLE HOUSING: Create and maintain an up-to-
date inventory of affordable housing. Pursue policy and regulatory changes that will encourage
the rehabilitation and retention of affordable housing in perpetuity.
• Policy LIV 6.5 - AGING IN PLACE: Retain attainable housing options in existing neighborhoods so
residents can “age in place.”
• Policy LIV 6.6 - AFFORDABLE HOUSING PROGRAMS: Support the development and provision of
affordable housing by maintaining and expanding dedicated sources of funding for affordable
housing services and programs, including management of a competitive process for federal and
local funding, development incentives, homebuyer assistance and the Land Bank Program.
• Policy LIV 6.7 – Incentives: Support and encourage the private development of affordable
housing by offering incentives, such as special assistance to offset the costs of the City’s impact
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fees and development requirements, rebates for energy-saving features, and reducing obstacles
to the construction and rehabilitation of long-term affordable housing units.
• Policy LIV 6.8 - Monitor Housing Affordability: Collect, maintain and disseminate information on
housing affordability such as cost, demand and supply of affordable housing stock.
• Policy LIV 6.9 - Prevent Displacement: Build the capacity of homeowner groups, affordable
housing providers and support organizations to enable the purchase, rehabilitation and long-
term management of affordable housing. Particular emphasis should be given to mobile home
parks located in infill and redevelopment areas.
• Policy LIV 6.10 - Mitigate Displacement Impacts: Consider mitigation strategies to assist
residents displaced through the closure of manufactured housing parks or conversion of rental
apartments, including single-room-occupancy units, to condominiums or other uses.
Principle LIV 8
• Principle LIV 8: Develop an equitable, comprehensive, coordinated and efficient system of
health and human services that is accessible to all residents in need of assistance.
• Policy LIV 8.2 - Health and Human Service providers: Rely upon Larimer County to provide health
and human services in partnership with local service providers. Focus on improving
communication, education, accessibility and collaboration in order to enhance overall physical
and behavioral health, safety and wellness.
• Policy LIV 8.3 - Partner Organizations: Partner, fund and collaborate with local service providers
to ensure adequate levels of assistance for human-services needs, including affordable
childcare; homelessness services; mental illness and substance use disorders; food access;
workforce development; and education.
• Policy LIV 8.4 - City Real Estate: Continue leveraging underutilized City facilities and real estate
assets for use by local nonprofit and partner agencies providing benefits such as childcare,
supportive housing, food access and other services. Consider competitive short- and long-term
lease or sale opportunities while balancing the City’s financial responsibilities.
• Policy LIV 8.5 - Facility Siting and Access: Encourage health- and human-services providers to
carefully consider locations of new facilities and transportation implications, provide
transportation to services and coordinate with the public transportation system, particularly
areas that are, or will be, served by high-frequency transit.
• Policy LIV 8.6 – HOMELESSNESS: Continue to collaborate with partner organizations on the
implementation of Fort Collins’ plan to make homelessness rare, short-lived and nonrecurring.
Human Services Priorities Platform
The HSPP aligns with the City of Fort Collins Strategic Objectives, Housing Strategic Plan, City Council
Priorities, Our Climate Future, City Plan Principles, and the Fort Collins Resilient Recovery Plan.
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Caregiving
• Scope: Programs that provide caregiving services to children, youth, adults and seniors.
• Preferred Future State: Residents will have access to quality caregiving services that are
affordable to them and meet their needs.
Prevention
• Scope: Programs that provide education, training, or direct client services to reduce risk factors
that may lead to further/future involvement in human services.
• Preferred Future State: Evidence-informed prevention service models that can clearly
demonstrate program efficacy will be available to residents in need.
Intervention
• Scope: Programs and local initiatives that provide: • Counseling: programs that provide
behavioral health counseling services. • Case Management: programs that assess, plan,
implement, coordinate, monitor, and evaluate care or assistance for a client. • Social
Connections: programs that build social networks and combat isolation.
• Preferred Future State: Residents will have access to quality intervention services that are
affordable to them and meet their needs.
Food Security
• Scope: Programs and local initiatives that increase access to nutritious food, address food
insecurity, and/or provide education on food-related issues.
• Preferred Future State: Residents will have access to food that meets their nutritional needs The
wider city is knowledgeable about the importance of food-related issues.
Financial Stability and Opportunity
• Scope: Programs that ensure residents have access to tools and resources to develop their
short-term and long-term stability, including: • Direct client assistance • Career pathways that
narrow skill gaps and remove obstacles to employment • Transportation to get to essential
services, products and places
• Preferred Future State: Residents will have access to resources for stability and self-sufficiency.
Patterns that perpetuate generational poverty are disrupted.
Homelessness Priorities Platform
The HPP aligns with the City of Fort Collins Strategic Objectives, Housing Strategic Plan, City Council
Priorities, City Plan Principles, and the Fort Collins Resilient Recovery Plan.
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Sheltering
• Scope: Programs that provide 24/7 shelter, seasonal overflow shelter, non-congregate shelter,
and emergency shelter.
• Preferred Future State: Capacity is available to meet the shelter needs of all who are unhoused;
no one is turned away due to space constraints.
Supportive Services
• Scope: Variety of services to empower persons experiencing homelessness and assist them in
building agency, including wraparound models, mental and behavioral health, resource
navigation, rapid rehousing, rental subsidies/affordable rent, case management, and permanent
supportive services.
• Preferred Future State: Supportive services are recognized as critical to move people
experiencing homelessness into permanent housing and keep them there. Permanent
supportive services are available to people who need them.
Prevention
• Scope: Services that reduce the likelihood that someone will experience homelessness and
interventions to stabilize when someone is at-risk of becoming unhoused.
• Preferred Future State: Prevention services, like rent assistance, employment search assistance,
rapid rehousing and diversion prevent people at-risk of homelessness from becoming unhoused.
Housing Strategic Plan
The HSP uses a systems approach to address the entire housing spectrum (rather than only affordable
housing), draws connections between housing and health, and reflects lessons learned from the
pandemic.
Vision: The plan’s vision that “Everyone has healthy, stable housing they can afford” includes four
components:
• Everyone: Challenges Fort Collins to assess who does and does not have healthy, stable, or
affordable housing
• Healthy Housing: Addresses physical and mental well-being inside and outside of the home.
• Stable Housing: Recognizes housing is the most important platform for pursuing all other life
goals (known as “Housing First”), and that a secure place to live is a fundamental requirement
for quality of life and well-being.
• Afford(able) Housing: Ensures an adequate supply so residents do not spend more than 30% of
their incomes on housing.
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Key Outcomes
• Increase housing supply and affordability (12 strategies): Examples include removing obstacles
to accessory dwelling units (or ADUs), updating the City’s Land Use Code, and creating a new
dedicated revenue stream.
• Increase housing variety and choice (12 strategies): Examples include recalibrating existing
incentives, exploring innovative housing development opportunities, and removing obstacles to
allowed densities via the Land Use Code.
• Increase stability and/or renter protections (11 strategies): Examples include exploring a rental
registry or licensing program, exploring revisions to the City’s occupancy policy, and supporting
resident organizing in manufactured home developments.
• Improve housing access (11 strategies): Examples include promoting affordability, supporting
foreclosure and eviction prevention, and assessing displacement risk.
• Preserve existing affordable housing (9 strategies): Examples include extending the required
affordability term for new developments, and right or option of first offer/refusal for public and
tenants, respectively, when affordable housing developments go up for sale.
• Increase accessibility (2 strategies): The two strategies include a visitability policy that increases
accessibility for people with mobility challenges and advancing the 2020 Analysis of
Impediments to Fair Housing Choice Action Plan.
EHOSP Outcomes
The Plan focuses on the long-term strategy development to give residents agency over our economic
future for a healthy and resilient city where people and businesses can thrive.
• Outcome 1.1: Policy and structural shifts create a good business environment.
• Outcome 1.2: Strategic business retention, expansion, and attraction efforts strengthen and
diversify opportunities and economic resilience.
• Outcome 1.3: Attract circular economy business sectors for a more resilient city.
• Outcome 2.1: Small businesses have access to tools and resources needed to succeed.
• Outcome 2.2: Fort Collins businesses are resilient ready.
• Outcome 2.3: The creative sector is celebrated and supported for their contribution to Fort
Collins.
• Outcome 3.1: Career pathways meet needs of employers and employees, today and in the
future.
• Outcome 4.1: Clusters spur innovative solutions to meet goals.
• Outcome 4.2: Leverage and engage the regional assets that drive innovation.
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SP-80 Monitoring – 91.230
Describe the standards and procedures that the jurisdiction will use to monitor activities
carried out in furtherance of the plan and will use to ensure long-term compliance with
requirements of the programs involved, including minority business outreach and the
comprehensive planning requirements
Fort Collins has a well-established procurement and contracting process that ensures subrecipients
meet the established goals and outcomes for the project, program, or services funded by the City. All
RFPs soliciting proposals for funding contain minority business outreach language. The City’s Economic
Health Office also works in more generalized business outreach and support.
Each subrecipient is monitored to ensure subrecipient files contain the necessary documentation to
validate that program funds have been expended on appropriate expenses that produce the outcomes
specified in contract documents. Public Service projects are monitored quarterly as reimbursement
requests are processed and receive annual virtual or onsite monitoring to ensure compliance with
beneficiary tracking, employment practices, and other requirements of their contracts. The City’s
Affordable Housing Administrator performs monitoring of housing projects receiving federal funds
through the review of quarterly reports submitted for active projects, desk reviews of annual rent and
occupancy reports, and site visits in accordance with established federal schedules and guidelines for
CDBG and HOME. The Administrator monitors subrecipient documentation to ensure the subrecipient
meets the requirements contained in HOME and CDBG regulations, including Section 3, National
Environmental Protection Agency (NEPA) requirements, procurement and Fair Housing Marketing and
Outreach. The Administrator also works with other entities (example: Colorado Division of Housing) in
staying current on projects where multiple financial subsidy layers exist.
The City partners with subrecipients to ensure their activities are tracked and documented for use in
other City plans and strategies that measure how well the City is meeting the milestones and outcome
indicators contained in other strategic plans. Annually, the City publishes the CAPER to reflect progress
and deficiencies within the stated Goal Outcome Indicators included in the Strategic Plan and Annual
Action Plan.
The City stays abreast of all HUD bulletins, technical assistance, and other guidance tools to ensure
compliance with comprehensive planning requirements.
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Expected Resources
AP-15 Expected Resources – 91.220(c)(1,2)
Introduction
The City’s goal in allocating funding is to enhance Fort Collins' livability by addressing needs among our citizens who are income-challenged.
Stabilized households increase neighborhood quality. That, in turn, leads to a healthier, more vibrant Fort Collins. Through the Competitive
Process, the City of Fort Collins allocates federal and local funds to eligible housing, community development, human services, and related
activities.
The two general activity categories used to move forward successful funding proposals are:
• Housing: Acquisition and construction of income-restricted housing projects, including land purchase, housing rehabilitation, and certain
soft costs related to housing development. Properties must be located in Fort Collins.
• Public Service: Nonprofit agencies serving a majority of people (51% or more) whose income is 80% or below the Area Median Income
(AMI) and living within Fort Collins city limits.
Funds are allocated to nonprofit agencies, housing providers, and other entities serving Fort Collins residents, a majority of which are low-and
moderate-income households. Federal dollars leverage additional funds in many of the projects completed as part of the Consolidated Plan.
Since these funds are limited, they are often only a portion of the funds our partners utilize to complete a project. By requiring partners to
leverage these funds with other resources, the City of Fort Collins can maximize the impact of these funds in meeting its goals. Additionally, the
City contributes Affordable Housing Fund (AHF), Human Services Program (HSP), and Homelessness Response Program (HRP) monies from the
City’s General Fund and Keep Fort Collins Great tax (KFCG) to further the goals of the Consolidated Plan and provide required match to the
HOME program. Available amounts vary with budget cycles and economic conditions. Only federally-funded projects are reported in the Annual
Action Plan.
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Anticipated Resources
of
Funds Amount
Available
Remainder of
ConPlan
Allocation: $ Income: $ Resources:
$ $
CDBG public -
federal Admin and
Planning
Economic
Development
Housing
Public
Improvements
Public Services
1,152,451.00 85,261.00 523,639.00 1,761,351.00 4,800,000
one of the three national
objectives: 1) benefit low- and
moderate-income persons, 2)
aid in the prevention or
elimination of slums or blight,
and/or 3) meet community
development needs having a
particular urgency. Fort Collins
funds public service and housing
activities with CDBG.
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Program Source
of
Funds Amount
Available
Remainder of
ConPlan
Allocation: $ Income: $ Resources:
$ $
HOME public -
federal Homebuyer
assistance
Homeowner
rehab
Multifamily
rental new
construction
Multifamily
rental rehab
New
construction
for ownership
TBRA 650,490.00 146,479.00 0.00 796,969.00 2,800,000
affordable housing projects,
including land purchase,
housing rehabilitation, and
certain costs related to housing
development.
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Program Source
of
Funds Amount
Available
Remainder of
ConPlan
Allocation: $ Income: $ Resources:
$ $
Other public -
local Homeowner
rehab
Housing
Multifamily
rental new
construction
Multifamily
rental rehab
New
construction
for ownership
347,367.00 0.00 0.00 347,367.00 1,152,633.00
Housing Fund (AHF) is a set-
aside of general fund monies
that can be used for affordable
housing programs and projects
within the City of Fort Collins.
AHF dollars reported here are
those used in conjunction with
federal dollars to support CDBG
and HOME projects/activities.
Additional AHF funds are
available for City-only funded
projects.
Table 54 - Expected Resources – Priority Table
Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how
matching requirements will be satisfied
HOME and CDBG funds are leveraged in Fort Collins with the Affordable Housing Fund (AHF), Human Services Program (HSP), and Homelessness
Response Program (HRP) monies. HSP funds are used to support human services needs in Fort Collins that do not receive CDBG; HRP funds are
used to support sheltering and services for people experiencing homelessness; and AHF funds support housing projects alone or in conjunction
with federal dollars. These funds are also distributed through the annual Competitive Process. Recipients of CDBG, HOME, AHF, HRP and HSP
also leverage City-allocated funds with many other local, state, and federal sources. Sources of leverage include debt, Low Income Housing Tax
Credits, State of Colorado HOME funds and State Housing Development Grant funds, Federal Home Loan Bank Board funding (FHLBB) grants,
United Way funding, and other foundation and donation funding. By encouraging applicants to leverage CDBG and HOME funds with as many
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other sources as possible, the City is able to provide funding to projects serving more residents of Fort Collins. Social Sustainability Department
staff track all HOME eligible match funds to ensure the 25% match requirement is met.
In PY25 39 human service programs/projects will be supported with HSP funds, and 5 homelessness shelter programs/projects will receive HRP
funds. Two home repair programs will receive AHF only. Two additional housing applications were unfunded.
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If appropriate, describe publicly owned land or property located within the jurisdiction that
may be used to address the needs identified in the plan
The City of Fort Collins has a land bank program that currently holds four parcels totaling about 40 acres
for the future development of affordable housing. Two prior parcels have been sold to develop
affordable housing. The City partnered with a developer and a community land trust to build 54
permanently affordable for-sale townhomes on one of the parcels sold. This project is constructed and
being offered for sale for $290,000 which is much lower than similar market-rate townhomes.
The Land Bank Program holds two options for the purchase of additional land. The 2024 budget
provided funds to exercise one of these options which will purchase 5 acres of land in the northeast
quadrant of the City. The City expects to exercise this option and purchase the 5 acres in 2025. The
other option’s term runs through 2026. The Social Sustainability Department will submit a budget
request for funding to exercise this option in the 2026 budget process.
The Downtown Development Association partnered with the local housing authority, Housing Catalyst,
by providing land under a 99-year lease for 79 units of work force housing that opened in January 2023.
These two partners are looking for more ways to leverage publicly owned land. Currently, a City-owned
parking lot is being evaluated for affordable housing development.
Discussion
Staff, the Human Services and Housing Funding Board, and the Affordable Housing Board (housing
applications) review all funding proposals. Housing applicants are invited to make video presentations
about their projects to both boards. Funding recommendations are made and provided to City Council,
which considers the recommendations at a public meeting and makes final funding allocation decisions.
Staff then works with grantees on additional due diligence items and contract execution.
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Annual Goals and Objectives
AP-20 Annual Goals and Objectives
Goals Summary Information
Increase the
supply of
affordable
housing units
Housing Housing HOME: $718,654.00
Affordable Housing
Fund: $347,367.00
Household Housing Unit
Homeowner Housing Added: 4
Household Housing Unit
2
existing
affordable
housing
Housing Housing Household Housing Unit
3
emergency
sheltering and
services
Low/Moderate Income Housing
Benefit: 225 Persons Assisted
Homeless Person Overnight Shelter:
650 Persons Assisted
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Sort
Order
Goal Name Start
Year
End
Year
Category Geographic
Area
Needs Addressed Funding Goal Outcome Indicator
4 Provide
administrative
support to
federal
programs
Housing
Homeless
Non-
Homeless
Special
Needs
Non-Housing
Community
Development
Housing
Homelessness
HOME: $78,314.56
Table 55 – Goals Summary
Goal Descriptions
1 Goal Name Increase the supply of affordable housing units
Goal
Description
Increase both rental and ownership housing with the following priorities: mixed-income housing, permanent supportive
housing, and/or housing with co-location of services (case management, childcare, etc.). Support projects that are close to
transit, grocery, employment, and other amenities/resources. May include construction, acquisition, adaptive re-use, etc.
2 Goal Name Preserve existing affordable housing
Goal
Description
Invest in preservation activities that maintain and/or improve affordable housing stock conditions and numbers. Includes
rehabilitation of existing units and acquisition to prevent conversion to market rate. Rehabilitation efforts will extend the life
of the preserved unit for a minimum of 15 years and support efficiency upgrades and healthy indoor and outdoor spaces for
residents. May also include ownership supports such as emergency repairs, energy efficiency upgrades, and modifications for
people with disabilities.
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3 Goal Name Provide emergency sheltering and services
Goal
Description
Support projects that provide services, emergency shelter, and/or residency programs for individuals and families
experiencing homelessness, including comprehensive case management for long-term stabilization. May include extreme
weather emergency sheltering.
4 Goal Name Provide administrative support to federal programs
Goal
Description
Provide administrative support to CDBG and HOME Programs.
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Projects
AP-35 Projects – 91.220(d)
Introduction
In spring 2025, the City of Fort Collins held a competitive application process to allocate HUD resources,
and City of Fort Collins Affordable Housing Fund (AHF), Human Service Program (HSP), and
Homelessness Response Program (HRP) funds for the 2025 Program Year. Available federal funding
included the 2025 allocation of CDBG and HOME funds from HUD, CDBG and HOME Program Income,
and unspent CDBG and HOME funds from prior years. Funding was allocated to housing and public
service projects serving a broad range of Fort Collins residents.
Projects
1 PY25 CDBG/HOME Program Administration
2 CARE Communities: Windtrail Park Rehabilitation
3 Habitat for Humanity: Harmony Cottages
4 Volunteers of America: Switchgrass Crossing
5 Catholic Charities: Samaritan House Shelter
6 Crossroads Safehouse: Domestic Violence Emergency Shelter
7 Family Housing Network: Shelter Programs
Table 56 – Project Information
Describe the reasons for allocation priorities and any obstacles to addressing underserved needs
Projects were recommended funding based on scoring criteria and readiness to proceed, voted on by
the Housing and Human Services Funding Board, and approved by City Council. Additional projects were
funded with local HSP, HRP, and AHF funds. Requests for funding exceed available dollars, therefore
projects that scored higher and/or are ready to utilize funds were prioritized.
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AP-38 Project Summary
Project Summary Information
Project Name PY25 CDBG/HOME Program Administration
Target Area City-wide
Goals Supported Provide administrative support to federal programs
Needs Addressed Affordable Housing
Homelessness
Funding CDBG: $235,313.00
HOME: $78,314.56
Description The City of Fort Collins will use FY25 CDBG and 20% of any CDBG PI
received during the FY25 Program Year to administer the CDBG program.
Eligible Activity [CDBG]: CFR 570.206. CDBG Matrix Code: 21A. The City of
Fort Collins will use 10% of FY25 HOME funds, plus 10% of any HOME PI
received during the FY25 Program Year to administer the HOME program.
Target Date 9/30/2026
Estimate the number
and type of families
that will benefit from
the proposed
activities
N/A
Location Description 222 Laporte Ave, Fort Collins, CO 80522
Planned Activities Program administration
2 Project Name CARE Communities: Windtrail Park Rehabilitation
Target Area City-wide
Goals Supported Preserve existing affordable housing
Needs Addressed Affordable Housing
Funding CDBG: $1,000,000.00
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Description Windtrail Park is a 50-unit multifamily affordable housing community with
40 units located at 2120 Bridgefield Lane and 10 units located across the
street at 945 Rolland Moore Drive in Fort Collins. Windtrail is comprised of
13 residential buildings, a community clubhouse, and a community garden.
Rehabilitation will include efficient appliances, lighting, and water fixtures;
addition of central air conditioning and washers/dryers; and concrete,
asphalt, and landscaping improvements. National Objective LMC. Eligible
Activity: 24 CFR 570.202 Rehabilitation, Matrix Code: 14B, Low/Mod
Housing Rehab, Multi-Unit Residential
Target Date 12/31/2026
Estimate the number
and type of families
that will benefit from
the proposed
activities
50 low-income households
Location Description 2120 Bridgefield Lane and 945 Rolland Moore Drive
Planned Activities Rehabilitation
3 Project Name Habitat for Humanity: Harmony Cottages
Target Area City-wide
Goals Supported Increase the supply of affordable housing units
Needs Addressed Affordable Housing
Funding HOME: $97,574.00
Affordable Housing Fund: $102,426.00
Description Construction of 4 new single-family ownership homes. Harmony Cottages
includes 44 single-family attached homes (duplex units) and 4 single-family
homes built through the Geometry in Construction program at Poudre
High School. The neighborhood green open space, playground, attached
garages, small yards, and courtyards. The homes have high-quality building
envelopes and are solar-ready. National Objective [HOME]: 24 CFR 92.206
(a)(1) New Construction Costs; National Objective LMC. Eligible Activity: 24
CFR 570.201(m) Construction of Housing, Matrix Code: 12, Low/Mod
Housing
Target Date 10/31/2026
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Estimate the number
and type of families
that will benefit from
the proposed
activities
4 low-income households
Location Description Southeast Corner of Taft Hill Road and Harmony Road, Fort Collins, 80526
Planned Activities Construction and related project costs
4 Project Name Volunteers of America: Switchgrass Crossing
Target Area City-wide
Goals Supported Increase the supply of affordable housing units
Needs Addressed Affordable Housing
Funding CDBG: $349,553.00
HOME: $621,080.00
Affordable Housing Fund: $244,941.00
Description Switchgrass Crossing will be a new 45-unit, 55+ older adult community of
one- and two-bedroom apartments, for people at 30-60% AMI. Indoor
community spaces include a community room, living room, activity area,
fitness room and computer lab. The property will also have indoor and
outdoor bike storage, surface parking, outdoor courtyard/terrace/seating
area, raised garden beds, dog run, and landscaped areas. The building will
be all electric. National Objective [HOME]: 24 CFR 92.206 (a)(1) New
Construction Costs. National Objective LMC. Eligible Activity: 24 CFR
570.201(m) Construction of Housing, Matrix Code: 12, Low/Mod Housing
Target Date 03/30/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
45 low-income senior households
Location Description 3800 S. Mason St. Fort Collins, CO 80525
Planned Activities Construction and related project costs
5 Project Name Catholic Charities: Samaritan House Shelter
Target Area City-wide
Goals Supported Provide emergency sheltering and services
Needs Addressed Homelessness
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Funding CDBG: $72,359.00
Description $72,359 CDBG PY25. Catholic Charities Shelter provides shelter, food, case
management, resource navigation, benefits application assistance, and
transitional housing help in support of persons experiencing homelessness.
Funding will support salaries and benefits for direct service staff. National
Objective: LMC. Eligible Activity: 24 CFR 570.201(e) Public Services. Matrix
Code: 03T Operating Costs of Homeless Programs.
Target Date 9/30/2026
Estimate the number
and type of families
that will benefit from
the proposed
activities
500 individuals and families experiencing homelessness
Location Description 460 Linden Center Dr, Fort Collins, CO 80524
Planned Activities Emergency evening and overnight shelter, meals, and supportive services.
6 Project Name Crossroads Safehouse: Domestic Violence Emergency Shelter
Target Area City-wide
Goals Supported Provide emergency sheltering and services
Needs Addressed Homelessness
Funding CDBG: $72,359.00
Description $72,359 CDBG PY25 Crossroads Safehouse provides shelter and supportive
services for victims of domestic violence and their children. Funding will
support salaries and benefits for family advocates and facilities services.
National Objective: LMC. Eligible Activity: 24 CFR 570.201(e) Public
Services. Matrix Code: 05G Services for Victims of Domestic Violence,
Dating Violence, Sexual Assault, or Stalking; National Objective: LMC.
Target Date 9/30/2026
Estimate the number
and type of families
that will benefit from
the proposed
activities
150 households
Location Description 421 Parker St, Fort Collins, CO 80525
Planned Activities Temporary shelter, including basic needs, crisis intervention, safety
planning, resource identification, and victim advocacy services for victims
of domestic violence.
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7 Project Name Family Housing Network: Shelter Programs
Target Area City-wide
Goals Supported Provide emergency sheltering and services
Needs Addressed Homelessness
Funding CDBG: $31,767.00
Description $31,767 CDBG PY25 FHN provides overnight shelter at host faith
congregations, meals, day shelter, and case management to families
experiencing homelessness. Funding will support salaries and benefits for
direct service staff. National Objective: LMC. Eligible Activity: 24 CFR
570.201(e) Public Services. Matrix Code: 03T Operating Costs of Homeless
Programs.
Target Date 9/30/2026
Estimate the number
and type of families
that will benefit from
the proposed
activities
225 households experiencing homelessness
Location Description 1606 S. Lemay Ave. Suite 103, Fort Collins, CO 80525
Planned Activities Emergency day and overnight shelter, meals, supportive services, and case
management.
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AP-50 Geographic Distribution – 91.220(f)
Description of the geographic areas of the entitlement (including areas of low-income and
minority concentration) where assistance will be directed
The City of Fort Collins does not target funds to specific geographies within the City.
Geographic Distribution
City-wide 100
Table 57 - Geographic Distribution
Rationale for the priorities for allocating investments geographically
N/A—no geographic priority areas.
Discussion
Funds are allocated based upon need, priorities, and goals.
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Affordable Housing
AP-55 Affordable Housing – 91.220(g)
Introduction
The City of Fort Collins has developed the following annual goals for supporting low- and moderate-
income households with housing, based upon the Housing Needs and Market Analysis sections of the
Consolidated Plan, the proposed projects from local housing providers, and the capacity of local
agencies and programs to serve Fort Collins households.
Homeless 0
Non-Homeless 54
Special-Needs 45
Total 99
Table 58 - One Year Goals for Affordable Housing by Support Requirement
Rental Assistance 0
The Production of New Units 49
Rehab of Existing Units 50
Acquisition of Existing Units 0
Total 99
Table 59 - One Year Goals for Affordable Housing by Support Type Discussion
Homeless: There are no housing projects specifically for people experiencing homelessness this program
year.
Non-Homeless: Includes 4 new ownership units at Habitat for Humanity Harmony Cottages and 50
rehabilitated multifamily rental units at CARE Communities Windtrail Park.
Special-Needs: 45 new multifamily rental units for ages 55+ (including frail elderly) at Volunteers of
America Switchgrass Crossing.
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AP-60 Public Housing – 91.220(h)
Introduction
Housing Catalyst is the housing authority for the City of Fort Collins. The agency completed a Section 18
disposition of its public housing in 2024.
Actions planned during the next year to address the needs to public housing
Housing Catalyst completed a Section 18 disposition of its public housing in 2024.
In October 2023, Housing Catalyst broke ground on the updated and expanded Village on Impala, a
thoughtfully designed project that will provide 86 homes with affordable rents in northwest Fort Collins.
The footprint of the expanded development includes the current Village on Impala (existing duplexes
with affordable rents managed by Housing Catalyst), as well as the site of 11 former public housing units
that were repositioned in 2022. The new rental homes are for residents making between 30% and 70%
of the area median income, with a goal of 55% AMI on average. All residents of the repositioned public
housing units were offered Housing Choice Vouchers (Section 8) and relocation assistance. Village on
Impala is expected to be fully leased by summer 2025.
Housing Catalyst also completed a renovation of 15 former public housing units at 2155 W Plum. These
apartments were repositioned from the public housing portfolio to the agency’s affordable housing
portfolio in 2024. Residents of the repositioned public housing apartments were able to continue living
at the property with Project Based Voucher assistance.
Actions to encourage public housing residents to become more involved in management and
participate in homeownership
Public housing residents were engaged and involved in the disposition process. Housing Catalyst
educated public housing residents on the benefits of receiving Housing Choice Vouchers, including
greater choice and mobility and homeownership opportunities.
Former public housing residents who are now voucher program participants continue to be eligible for
JumpStart, the HUD Family Self Sufficiency program. The program supports participants in achieving
their educational, employment, and financial goals while allowing them to build an escrow account that
can be used toward a down payment on a home purchase. Voucher holders can also participate in
Housing Catalyst’ Resident Advisory Board for voucher programs.
If the PHA is designated as troubled, describe the manner in which financial assistance will be
provided or other assistance
N/A
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Discussion
Housing Catalyst has been designated a “High Performer” by HUD for the last two decades.
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AP-65 Homeless and Other Special Needs Activities – 91.220(i)
Introduction
The City has made homelessness central in its Social Sustainability Department work plan, and has
developed a new Homelessness Response Priorities Platform. The Platform is a living document that
outlines how the City will support homelessness shelter, services, and prevention. The City is a leading
member of a coordinated effort between City departments, local service providers, and community
organizations to address homelessness. Network providers are trained to implement best practices,
such as permanent supportive housing, rapid rehousing, and Housing First principles. The City provides
financial and coordination support to agencies that provide outreach, shelter, and service provision.
Describe the jurisdictions one-year goals and actions for reducing and ending homelessness
including
Reaching out to homeless persons (especially unsheltered persons) and assessing their
individual needs
• Conduct the annual PIT count to gather critical data on persons experiencing homelessness,
spearheaded by the Northern Colorado Continuum of Care.
• Service providers will continue to track long-term homeless individuals and coordinate with the
regional Coordinated Assessment and Housing Placement System (CAHPS) to assess individuals,
find housing options, ensure supportive services, and provide supports for housing retention.
• Homeless service providers will continue to use the VI-SPDAT to assess who is at highest risk if
they remain homeless and prioritize individuals for housing placement.
• The City will continue to support Homeward Alliance and the Murphy Center, the one-stop-shop
for services for people experiencing or at-risk of homelessness.
• Homeward Alliance will continue to provide clothing, tents, survival gear, food, and personal
care items.
• SummitStone Health will operate a medical clinic at the Murphy Center, providing medical care,
including preventive care, sick visits, and vaccinations.
• The City will continue to support Outreach Fort Collins (OFC), an on-the-street team that builds
relationships with community members experiencing homelessness, service providers,
businesses, and City services to address and de-escalate disruptive behaviors in their service
area.
• Through their Mental Health Response Team (MHRT), Police Services will continue to help
families and individuals in crisis receive appropriate community services and increase the safety
of those individuals and officers who encounter them.
• Through the Homeless Outreach and Proactive Engagement (HOPE) Team, Police Services will
increase direct relationship-building with people experiencing homelessness and enhance the
ability for people to receive services and resources within the community.
• OFC, Homeward Alliance, and SummitStone Health will continue to maintain and distribute the
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Homeless Resource Guide, which lists information and bus routes for 40+ organizations that
provide services to people experiencing homelessness.
• The City’s Special Agency Sessions (SAS) will continue to support people experiencing
homelessness who have received a quality-of-life violation (Camping, Trespass, Open Container,
etc.). Defendants can receive case management and alternative sentencing in lieu of a fine or jail
time.
• The City, NoCO CoC, and other partner agencies will continue to utilize the Built for Zero
framework to address racial disparities across the homelessness system.
• The Lived Experience Advisory Council, a County-wide Council made up of 100% people with
current or past lived experience of homelessness, will serve in an advisory role for homelessness
programs across the County.
• The City will be a partner, along with other municipal and county governments, service
providers, and people with lived experience of homelessness, in creating a strategic plan for
homeless response for Larimer County, led by a consulting firm in two phases: creation of
strategic plan and implementation of the plan regionally.
• The City and its partners will continue to enhance and evolve the Seasonal Overflow Shelter
system, active during winter months, and fund an auxiliary shelter from November-April to
increase nightly emergency shelter capacity for men. As the need grows, strategic planning
around winter shelter response will create targeted goals for ensuring no one is turned away
from shelter during inclement weather due to space constraints.
• The City will reassess emergency weather activation criteria to ensure we are both 1) in
alignment with peer communities and 2) activating additional shelter capacity when overnight
temperatures create a danger to life safety for people experiencing unsheltered homelessness.
Addressing the emergency shelter and transitional housing needs of homeless persons
The City provides financial and resource support to housing and homeless service providers and
collaborates with the network of providers to ensure that emergency shelter and transitional housing
opportunities are available to residents experiencing homelessness. The types of facilities and services
available in Fort Collins include emergency shelters, overflow shelters, transitional housing, rapid
rehousing and permanent supportive housing.
Shelters
• Catholic Charities’ Samaritan House offers year-round emergency overnight shelter for women
and families and residential/transitional program beds for men, women, families, and veterans.
• The Fort Collins Rescue Mission (FCRM) provides year-round emergency shelter and
residential/transitional program beds for men.
• Family Housing Network (FHN) provides overnight- and day- shelter and meals to families
experiencing homelessness through a network of faith-based partners.
• Crossroads Safehouse provides secure shelter, advocacy, legal assistance, rapid rehousing, and
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education for victims of domestic violence.
• The City has a winter overflow shelter plan including Seasonal Overflow Shelters (SOS) at remote
locations, operated by a shelter provider.
• The City has an Emergency Weather Shelter Plan to help people find shelter during extreme
weather events related to both heat and cold.
• The Landing, a collaboration of The Matthews House and Thompson School District, is a new
regional shelter for youth ages 15-20 located in Loveland. The Landing will address the
immediate needs of unaccompanied youth, including mental health care, assistance to help
them stay in school and graduate, and enrichment activities to build a more inclusive
community. In addition to accommodating approximately 20 overnight guests, the facility will
also offer resource access for youth in need during daytime hours, operating 24 hours a day,
seven days a week.
Transitional Housing
• Family Housing Network (FHN) operates Sherwood House, a transitional housing program for
seven families. Sherwood House, two homes linked together by a shared community space,
opened in summer 2021 and has consistently been at capacity since. FHN collaborates closely
with Catholic Charities’ Samaritan House to move families from emergency shelter into
transitional housing as space becomes available.
Permanent Housing
• The Social Sustainability Department’s Housing Strategic Plan and the Consolidated Plan have
goals related to increasing the supply of affordable housing, including permanent supportive
housing.
• The City and its partners are involved in veterans’ homelessness intervention initiatives at the
State level and use a Coordinated Assessment and Housing Placement System (CAHPS) in the
northern Colorado region.
• The City supports Permanent Supportive Housing projects through local and federal funding, fee
waivers, and other incentives.
• Housing Catalyst operates Mason Place, 60 units of Permanent Supportive Housing (PSH) and
Redtail Ponds, 60 units of PSH.
• SummitStone Health Partners provides scattered site Permanent Supportive Housing.
Helping homeless persons (especially chronically homeless individuals and families, families
with children, veterans and their families, and unaccompanied youth) make the transition to
permanent housing and independent living, including shortening the period of time that
individuals and families experience homelessness, facilitating access for homeless individuals
and families to affordable housing units, and preventing individuals and families who were
recently homeless from becoming homeless again
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There are significant challenges to decreasing the length of time homeless for households in Fort Collins,
primarily due to the cost of housing and shortage of available affordable units. However, the City
supports a variety of initiatives aimed at limiting the amount of time people experience homelessness.
• The City provides operating funds to agencies that help people experiencing homelessness make
the transition to permanent housing and independent living. Agencies, including Housing
Catalyst, Neighbor to Neighbor, SummitStone Health Partners, and Crossroads Safehouse
provide permanent housing (including rapid rehousing and permanent supportive housing).
• Housing Catalyst developed and manages Redtail Ponds, a Permanent Supportive Housing (PSH)
project that provides supportive services, life skills, case management, and counseling to its
residents. Forty units for formerly homeless individuals, and twenty units are available for those
who fall within the 30-50% Area Median Income (AMI) range. Housing Catalyst’s second 60-unit
Permanent Supportive Housing development, Mason Place, opened in 2021.
• Volunteers of America Colorado (VOAC) serves veterans and their families with homelessness
prevention and rapid re-housing services through the Supportive Services for Veteran Families
(SSVF) Program. This program serves 140 veteran families annually with rapid rehousing and
homeless prevention services. They also offer a program called Colorado Rapid Rehousing Re-
Entry (COR3) which currently serves and can house up to 55 formerly incarcerated individuals
per year. Referrals are received through the Department of Corrections and our Coordinated
Entry System.
Helping low-income individuals and families avoid becoming homeless, especially extremely
low-income individuals and families and those who are: being discharged from publicly
funded institutions and systems of care (such as health care facilities, mental health facilities,
foster care and other youth facilities, and corrections programs and institutions); or, receiving
assistance from public or private agencies that address housing, health, social services,
employment, education, or youth needs
The Human Services and Homelessness Priorities Platforms and the Consolidated Plan emphasize the
need to support organizations that provide homelessness prevention services, cost of living reductions,
and expand the supply of permanent supportive and affordable housing units.
• SSD’s Director is a governing board member for the NoCO CoC which works with area healthcare
providers, homeless services providers, and other care institutions to establish coordinated
discharge planning processes. Partners involved in addressing discharge planning include
Larimer County Detention Center, UCHealth, Larimer County Foster Care System, SummitStone,
Housing Catalyst, and others. An increased focus on preventing homelessness post-discharge at
the State and federal levels has helped increase awareness.
• The City provides funding to the Northern Colorado Coordinated Assessment & Housing
Placement System (CAHPS) which provides assessment, navigation, case management and
wrap-around services to house and retain housing for people on the by-name list.
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• The City’s Utilities department provides a reduced rate for those with higher electricity usage
due to medically necessary equipment, partners with Energy Outreach Colorado to provide
energy bill assistance and weatherization and offers a reduced rate program to customers who
receive LEAP. The program helps connect low-income customers with efficiency programs and
education to help them save more on their utility bills and increase comfort in their homes.
• The City funds a variety of human service programs with City dollars that aid in homelessness
prevention. These include, but are not limited to:
1. The Matthews House Youth and Family Center which supports youth transitioning out of
foster care and/or the juvenile justice system.
2. The Murphy Center, a one-stop-shop assistance location for residents susceptible to or
currently experiencing homelessness, including case management and resource navigation.
3. Neighbor to Neighbor’s housing and financial counseling and rent assistance.
4. Catholic Charities Senior Services, which offers case management and financial assistance
for seniors.
5. The Salvation Army provides clients with utilities and rent assistance and medical respite
hotel vouchers.
6. Disabled Resource Services provides clients housing navigation and utilities and rent
assistance.
7. Crossroads Safehouse provides comprehensive case management, self-sufficiency
programming, and emergency shelter for survivors of domestic violence and abuse.
8. Project-Self-Sufficiency provides comprehensive support and promotes self-sufficiency.
9. Family Housing Network provides housing counseling, a day center, rapid rehousing, and
transitional housing.
Discussion
Housing Catalyst (HC) Activities
• Administration of 25 Frequent User System Engagement (FUSE) program vouchers for the
Colorado Division of Housing. FUSE identifies frequent users of jails, shelters, hospitals and other
crisis public services and provides them supportive housing.
• Resident Services team serves residents of all of HC’s affordable rental communities.
Coordinators support residents in maintaining stable housing. In 2024, more than 250 residents
were referred to Resident Services for health/behavioral health resources, financial literacy,
conflict mediation, or self-sufficiency programming.
• As of December 2024, the two Permanent Supportive Housing (PSH) communities have served
265 total residents. Residents are selected through the NoCo CoC’s Coordinated Assessment and
Housing Placement System (CAHPS) from an assessed list of people experiencing homelessness
most in need of PSH. Of those residents, 92 were veterans and 177 experienced chronic
homelessness. 85 percent of residents reported two or more disabilities, including behavioral
health disorders, alcohol use disorders, drug use disorders, chronic health conditions, and
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physical or developmental disabilities. HC provides onsite services for all residents though
partnerships with service providers to support residents in remaining stably housed.
• In 2024, HC administered more than $20 million in voucher assistance to 1488 households,
including 273 Mainstream vouchers, 199 Veterans Affairs Supportive Housing (VASH) vouchers,
50 Family Unification Program (FUP) vouchers, 16 Foster Youth to Independence (FYI) vouchers,
and 25 Emergency Housing Vouchers. Nearly 100 households reported moving out of
homelessness with voucher assistance in 2024.
• In March 2024, HC was awarded $272,829 to fund 25 additional HUD-VASH vouchers. The HUD-
VASH program provides housing and supportive services to veterans experiencing homelessness
by combining rental assistance with case management and clinical services provided by the U.S.
Department of Veterans Affairs.
• In 2024 HC was awarded 10 additional Foster Youth to Independence (FYI) vouchers which
makes Housing Choice Voucher assistance available to youth who are exiting foster care.
• In 2022, HC was selected to join the Landlord Incentives Cohort of the Moving to Work (MTW)
Demonstration Program. MTW status allows Housing Catalyst to design and test innovative
strategies that increase cost effectiveness, self-sufficiency, and housing choice. Through its
status as an MTW agency, HC has implemented a landlord incentives program with the goal of
increasing housing choice for voucher program participants. The agency collaborated with the
Larimer County Office of Housing stability on a similar program at the county level.
• HC manages 29 units through the Single Room Occupancy (SRO) program which uses federal
funding and rental assistance to provide rooms for people experiencing homelessness in
Northern Colorado. SRO residents are referred to Housing Catalyst through agency partners.
• HC works to create place-based partnerships with local schools and service providers to offer
direct support and innovative educational programs for families. The agency offers
opportunities for site-based educational engagement and enrichment, including summer
enrichment programs and back-to-school nights with representatives from neighborhood
schools and community resources.
• HC is on the Campaign for Grade-Level Reading Public Housing Communities Honor Roll.
Honorees intentionally address learning loss, working in areas of learning recovery, digital parity
and connectivity, and health, employing innovative and creative ways to stem further setbacks
and spark growth.
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AP-75 Barriers to affordable housing – 91.220(j)
Introduction:
The City of Fort Collins continues to see population growth that outpaces housing availability and
increased demand for housing in more desirable areas due to work-from-home practice prevalence.
Rising construction costs, land costs, and mortgage interest rates have slowed housing construction, and
rising property taxes have contributed to higher rents and mortgages. Insurance rates, especially for
multifamily housing have escalated too. Fort Collins is also home to Colorado State University, which has
a population of over 34,000 students studying on campus. The demand for student housing contributes
to the lack of availability of rental housing. Short-term rentals have also diverted some of the housing
supply from primary residences.
Fort Collins has implemented policies and practices to encourage the development of housing.
Recognizing barriers in the City’s Land Use Code, the City updated the Code to allow for greater variety
of housing types. The City’s Housing Strategic Plan (HSP) addresses the entire housing spectrum. Some
HSP policies include expedited processing of development review applications; residential height and
density bonuses; parking reductions and no minimums for multifamily housing; reduced landscape sizing
requirements; and fee credits and deferrals for targeted affordable housing projects. The City also has
the Affordable Housing Fund, which provides financial support to offset various fees and extractions that
new development must pay under existing City laws and regulations. The Land Use Code now allows for
a basic development review with staff as the decision maker for affordable housing which speeds up the
process. Because of the Taxpayer’s Bill of Rights Amendment (TABOR), the City operates its utility
service departments as enterprises, which means that if new water or sewer services are requested, the
cost of those services, including plant investment fees and other capital expenditures, must be covered
by revenues earned by the enterprise fund. It has been difficult to find ways to offset utility fees,
however the City has had progress with pilot programs that reward efficient development of affordable
housing. With revenue from a dedicated sales tax, the City was able to invest $400,000 into 3 affordable
housing developments that had sustainability features that went beyond what is required by code. The
City is reviewing impact fees to look for ways to be more housing supportive. The State passed a law
that made accessory building units legal in most places, which removed a significant barrier to
developing this housing type.
Various Public Participation forums yielded comments that the perception is the planning and
development review process is challenging for developers. With grant funding, the City is conducting a
review of development processes to create a fast-track review track for affordable housing which could
be used for all development review in the future. The goal of this study is to create a 90-day review of
each permit phase to be compliant with the State’s Proposition 123 guidelines.
The City has added Development Review Coordinators assigned to each project to help developers
navigate the process and is conducting a pilot program for technical assistance for building performance
standards and economic development.
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Actions it planned to remove or ameliorate the negative effects of public policies that serve
as barriers to affordable housing such as land use controls, tax policies affecting land, zoning
ordinances, building codes, fees and charges, growth limitations, and policies affecting the
return on residential investment
To work on overcoming the challenges identified above, and to mitigate the high cost of development,
the City is pursuing the following strategies:
• Provide federal and City funds to affordable housing developers to produce new and preserve
existing affordable housing. Subsidy enables developers to produce rent-restricted units at
below market rates.
• Maintain or expand current levels of City funding for affordable housing and human services.
• Expand funding sources. A 2015 dedicated sales tax provides $4 million over 10 years for
affordable housing construction and preservation. As this funding sunsets, the City is discussing
other potential dedicated local housing funding sources. The City has will participate in
Proposition 123, which created a housing funding source at the state level. This funding requires
municipalities to set a baseline of affordable housing and commit to a 3% annual increase in
affordable housing units over a three-year period. To date, nearly $5 million in Proposition 123
funds have been allocated to Fort Collins in less than 2 years.
• Remove obstacles and reduce approval timelines for affordable housing. Starting in 2027, an
expedited review process for affordable housing will be required to comply with Proposition
123. Affordable projects will receive a decision within 90 days of project submittal. Staff is
working on improvements to processes to meet this goal.
• Refine and expand development incentives. The City is currently pursuing housing-related
changes to Land Use Code (LUC) regulations to remove obstacles to affordable housing
development, increase housing supply across the spectrum, and improve housing variety and
choice.
• Partner to support workforce housing. The City has several projects with Elevation Community
Land Trust (ECLT), a state-wide philanthropy-funded land trust, with the mission of providing
permanently affordable homeownership opportunities. ECLT has purchased public housing units
and is converting them to permanently affordable for-sale homes. ECLT has also purchased
BirdWhistle Townhomes and is selling those homes to qualifying buyers. The City conducted a
study of employer sponsored housing benefits to explore what could be done to support the
City’s workforce as well as residents.
• Strategically release the City’s Land Bank properties for development of affordable rental and
ownership housing. Partnerships with developers maximize the resource of the Land Bank
parcels for affordable housing development and reinvest proceeds from the sale of existing
parcels into new land holdings. The Land Bank Program holds two options for the purchase of
additional land. The 2024 budget provided funds to exercise one of these options which will
purchase 5 acres in the northeast quadrant of the City in 2025. The other option’s term runs
through 2026. SSD will submit a budget request for funding to exercise this option in the 2026
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budget process.
• Build internal City capacity to support affordable housing. The City created an Internal Housing
Task Force to seek enterprise-wide efforts to incentivize affordable housing. The City added an
Affordable Housing Executive team and has hired a data specialist to assist with tracking housing
trends.
• Complete regional collaborative projects. Multiple levels of government are working together to
have a coordinated approach to initiatives. Grant funding has been committed to the Capital
needs of two new affordable housing developments and provides emergency response, such as
eviction prevention assistance. One of these developments, Heartside Hill Apartments, is under
construction. Additionally, a collaborative group led by Homeward Alliance with representation
from the City and County were awarded a state-level grant to develop a regional homelessness
strategic plan. Work on this project has begun.
Discussion:
The City has finished a major rework of its comprehensive plan, City Plan. City Plan is more housing-
focused than earlier iterations because the lack of housing inventory at all price points is causing stress
in this era of continuing price escalation. The Housing Strategic Plan is a component of City Plan. The City
conducted a Land Use Code audit to identify ways to remove obstacles to the construction of housing
options. Since then, staff and consultants have been working on a Land Use Code redraft starting with a
focus on housing issues. The City continues to look at ways to provide additional incentives and to use
land use code modifications to promote the production of affordable housing. These include:
• A Council-adopted citywide order to “operationalize City resources to build and preserve
affordable housing.” This order will support staff exploration of ways to reduce fees for
affordable housing, leverage City assets including real estate and Urban Renewal Authority tools
and pursue dedicated local funding.
• Working with a grant funded consultant to create an expedited (90 days or less) review process
for affordable housing.
• Consider other regulatory policies that could promote the provision of rental housing for those
with low- and very-low-incomes. This strategy may include ways to reduce obstacles to
accessory dwelling units.
• Strategies for addressing fair housing concerns including providing education and hosting
training events.
• Evaluating a new State law removing occupancy restrictions and considering process
improvements for extra occupancy approvals.
• Operationalizing a rental housing registration program combined with improved complaint-
based rental inspections to support stable, habitable rental housing.
The City plans to use the policy tools above to lessen regulatory and policy impacts on affordable
housing development, while expanding the resource base needed to increase the production and
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preservation of the affordable housing inventory in the City.
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AP-85 Other Actions – 91.220(k)
Introduction:
The City of Fort Collins implements a variety of actions that address challenges faced by lower-income
people. The City invests time and resources in developing plans and strategies for the most efficient use
of its limited resources. The Social Sustainability Department (SSD) uses a holistic approach to address
the housing, employment, and supportive service needs of low-income individuals and households.
SSD recently completed two documents, the Human Services Priorities Platform and the Homelessness
Priorities Platform, to ensure that City resources are effectively directed to the most pressing human
service and homelessness response needs. The Platforms have been developed for use in competitive
funding programs and to influence staff work plan activities. The core roles of SSD are to provide
funding, advance policy, and cultivate partnerships around the issues of housing, human services and
homelessness. SSD’s efforts primarily address the systems and structures influencing these issues.
Housing affordability remains a top concern for the City and SSD. The Housing Strategic Plan recognizes
challenges to yield affordable, stable and attainable housing options, and presents 26 strategies to
address the issues. These strategies drive SSD’s work to overcome housing cost and availability in Fort
Collins. In the Human Services and Homelessness Priorities Platforms, affordable housing is recognized
as a consistent and underpinning obstacle to the wellbeing and stability of residents with limited
income. The Housing Strategic Plan compliments the Priorities Platforms, the Consolidated Plan and the
systems work of SSD. Additionally, SSD and the Economic Health Office collaborate to achieve common
goals.
Actions planned to address obstacles to meeting underserved needs
The City provides technical and financial support to organizations that address the needs of low-income
households. The City is increasing the supply of affordable rental housing, and supporting emergency
housing and shelter providers, domestic violence shelters, and supportive services agencies. It will act to
preserve existing affordable housing inventory through acquisition and rehabilitation. Through CDBG
and City Human Services Program funding, the City supports services that improve the living conditions
of residents who have fewer resources and opportunities.
In 2016, the City and partners started Outreach Fort Collins (OFC), an organization that has outreach
workers on the streets to connect at-risk persons to resources. OFC sees over 1,000 people experiencing
homelessness annually. They provide engagement, service provider contacts and service coordination.
In 2021, OFC expanded to north Fort Collins, and in 2022, the City increased funding for expansion to
midtown in Q3 2022. In 2024, OFC made 13,940 contacts, including engagement with 1116 unduplicated
clients, 543 unduplicated businesses, 1584 service connections, 328 agency referrals, and 19 emergency
services connections.
The City also assisted the Murphy Center in expanding their hours and services year-round, which had
positive impacts throughout the city. The City also provided funding to Homeward Alliance for case
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management and resource navigation.
The City partnered with UCHealth and SummitStone Health Partners to implement co-responders in the
Police Department, called Mental Health Response Teams (MHRT), that provide crisis intervention as
appropriate on police calls. A second MHRT team was added in 2022. In 2023, Police Services created an
additional team, Homeless Outreach & Proactive Engagement (HOPE), to build stronger relationships
with people experiencing homelessness and homeless service providers. The City supports the County in
expanding behavioral health services in Fort Collins. The new Behavioral Health facility, Longview,
opened in December 2023. Services include 24/7 behavioral health urgent care, care coordination,
substance use treatment with medication, withdrawal management, crisis stabilization unit, and on-site
pharmacy and lab.
The City continues to deploy responsive funding to increase capacity for affordable and quality
childcare, including partnerships to reduce tuition costs, and strengthening retention strategies for
childcare employees. The City’s Recreation Department continues to provide licensed childcare services
to the city, including sliding scale spots for income qualified families.
In 2020, the Northern Colorado Continuum of Care (NoCO CoC) was formed. The City provides annual
funding for operations of the NoCO CoC and has members on the Governing Board and general
membership.
In 2021, the City adopted its Housing Strategic Plan which sets out a vision that everyone in Fort Collins
has healthy, stable housing they can afford. It identified the seven greatest challenges to this vision as
well as 26 strategies that are the first steps. The Plan includes an adaptive approach to implementation
that ensures we stay in learning mode as we test what works, and what does not, as we strive toward
the plan’s vision. Seventeen strategies are already underway with 6 complete. Specific strategies
currently include LUC changes, sustainable revenue sources, possible changes to the occupancy
ordinance, and consideration of a rental registration program.
The City will continue to be a partner in local conversations and initiatives focused on the needs of
residents, including sponsoring and facilitating regional conversations on homelessness and affordable
housing and participating in the national and statewide efforts to end veteran homelessness.
Actions planned to foster and maintain affordable housing
The City continues to implement strategies in the Housing Strategic Plan. This requires City Council to
engage in policy work that affects affordable housing directly and indirectly. For instance, City Council
has worked hard to pass Land Use Code reforms to remove obstacles and encourage housing production
and was twice met by resident petitions which caused these amendments to be repealed. In April of
2024, in a third attempt, Council passed some of the less controversial changes on First Reading. These
include improved affordable housing incentives and added nuances to the definition of affordable
housing to better meet the need for affordable rental and ownership housing. The code changes also
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increase the required length of deed restrictions from 20 years to 60 years. The changes passed on
Second Reading and became effective May 17, 2024.
The City funds the development and preservation of affordable housing through the annual Competitive
Grant Process. In 2025, there were 7 applications for housing funding including CARE Housing
rehabilitation, Habitat for Humanity Harmony Cottages, Housing Catalyst Remington development,
L’Arche Homes at Heartside Hill, Larimer Home Improvement Program, VOA Handyperson Program, and
VOA’s Switchgrass Crossing development.
Colorado voters created a new statewide affordable housing fund by passing Proposition 123. The City
has had a baseline number accepted and made a commitment to increase affordable housing
production for Proposition 123 funding. This allows projects in the City’s jurisdiction to compete for
State Affordable Housing Funds. Housing Catalyst, the City’s housing authority, was awarded one of the
first grants from this source and was able to purchase land to construct 72 new affordable units.
Additionally, the City was awarded a grant to assist in creating an expedited review process for
developments including at least 50% affordable units. This will be a State requirement in 2027.
The City provides technical assistance to housing providers resulting in partnerships to preserve or
increase affordable housing stock. For instance, Elevation Community Land Trust began to sell
rehabilitated homes they purchased from public housing portfolio, preserving the housing as affordable
for generations of income qualified homebuyers. They are also selling new townhomes on a City Land
Bank parcel using the Community Land Trust model to keep these homes permanently affordable to
house generations of homeowners. The City was instrumental in having a church donate a home to ECLT
for permanent affordability too.
Annually, the City assigns its Private Activity Bond (PAB) allocation to issuers for Affordable Housing new
construction and rehabilitation. This tax-exempt bond capacity is required to utilize the 4% Low Income
Housing Tax Credit financing with which most under-market rental housing is developed. In 2024
Housing Catalyst requested and was awarded PAB capacity for their pipeline of projects.
One strategy in the City’s Housing Strategic Plan is to use Metropolitan Districts to encourage affordable
housing. The first metro district of 84 affordable rental apartments came online in 2024.
Extensive public engagement continues to be conducted on housing policy work. City staff held
a Housing Summit during the summer and fall of 2024, which consisted of several small events and one
large evening presentation and resource fair.
The City has begun a rental registry program that will provide better information about the City’s
housing stock and can allow for better engagement with and partnership with landlords. The City is also
monitoring activity at the State and Federal levels that could affect land use regulations and that could
provide new funding opportunities.
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Actions planned to reduce lead-based paint hazards
The City adheres to requirements that all buildings built prior to January 1, 1978 have a lead hazards
assessment when federal funds will be used to purchase or rehabilitate the property. As a condition of
assistance, the property must have lead screening and if lead is detected, the project must include lead
hazard containment or abatement in accordance with HUD’s Lead Rule Compliance Advisor. In addition,
the City follows the EPA regulations which require that any federally funded organization doing an
activity which causes disruption of lead while doing work, use only EPA-certified workers and follow
procedures to minimize the spread of lead. Lead hazards in public housing units and other units of
Housing Catalyst (Fort Collins’ PHA) have been stabilized and/or removed in previous years during
rehabilitation of these units. All applicants acquiring housing built prior to 1978 receive the EPA booklet
at application.
As housing providers purchase, rehabilitate, and lease housing units located in Fort Collins, they are
required to assess and mitigate lead hazards according to the guidelines provided in the Lead Safe
Housing Rule. All CDBG and HOME sub-grantees are required to follow the HUD Lead Safe Housing Rule
and rule requirements based on the activity that they are undertaking. Grantees involved in leasing,
acquiring, rehabilitating, or maintaining housing units must keep files that provide compliance with
these rules and regulations. Sub-grantees must provide clients with the “Protect Your Family from Lead
in Your Home” pamphlet. Verification of this notification must be maintained in client files.
Actions planned to reduce the number of poverty-level families
Actions planned for PY25 to reduce the number of families in poverty include financial support and
collaboration to increase capacity. Some of the strategies include:
• Utilize budgeted funds to provide additional capacity and availability of quality affordable
childcare.
• Coordinate funds in partnership with programs that serve residents; direct local funding to
highest needs as federal funds expire.
• Implement policy changes recommended through the Housing Strategic Plan, particularly
strategies that enhance the City’s ability to incentivize Affordable Housing rental and ownership
projects.
• Provide Human Service funding to nonprofit partners that help working families preserve,
support, and stabilize their families.
• Implement the new Human Services and Homelessness Priorities Platforms in the PY25
Competitive Process.
• Participate on the Northern Colorado Continuum of Care Governing Board to assist with funding
of permanent supportive housing projects, supportive services, and other programs/projects
identified by the NoCo CoC that will stabilize the lives of people experiencing homelessness in
Fort Collins.
• Participate in Built for Zero program which has a goal of reaching functional zero for Veteran
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homelessness.
Actions planned to develop institutional structure
In acting as an individual organization, and in collaboration with other partners, the City of Fort Collins
takes its leadership role seriously in addressing challenges and meeting the needs of residents. The City
serves as funder, collaborator, and convener for a variety of frameworks and initiatives. The City will
continue to participate as a convener and partner in efforts to form plans addressing both ongoing and
emerging challenges low-income residents face (e.g., homelessness, stable housing, health and
behavioral health care, and affordable childcare).
More specifically, the Social Sustainability Department was created to build formal institutional
structure around addressing residents’ needs. Additionally, low-income residents benefit from the
services provided by a number of high performing public and nonprofit agencies supported financially
and operationally by the City. Those entities deliver a variety of housing and non-housing community
development activities. The City will continue to take a proactive approach in bringing organizations
together to ensure excellent service, thoughtful coordination, and innovative approaches to delivering
housing and support services to low-income residents.
The City will provide ongoing technical assistance and financial resources, ensuring that organizations
have the capacity and the necessary human and physical assets to execute their missions in the most
effective way. The City will continue to use a robust investment decision process to ensure there is no
unnecessary service duplication and that providers work together cooperatively to develop service plans
addressing identified needs.
The City will continue to utilize our plans and strategies to provide an ongoing blueprint to follow in both
assessing performance and understanding the actions the City will take in addressing identified needs.
We will also use the Housing Strategic Plan to advance housing choice and availability, monitor progress
and further identify challenges. Through its monitoring and risk assessment processes, the City will
gather data and information on expenditures, outcomes and numbers served, so that it can continue to
make effective and strategic use of its limited funding and resources.
Actions planned to enhance coordination between public and private housing and social
service agencies
In terms of federal framework and funding, the Northern Colorado Continuum of Care (NoCO CoC) is the
vehicle used for addressing the various needs and challenges of persons experiencing homelessness. The
City convenes coordinating meetings between housing providers, including Housing Catalyst and other
nonprofit housing agencies, to ensure those receiving housing benefits can also receive needed human
services and advance their long-term stability. The Social Sustainability Department oversees two citizen
advisory committees within the City’s Boards and Commissions. The Human Services and Housing
Funding Board and the Affordable Housing Board work, in part, to monitor city issues and provide an
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additional avenue for soliciting resident and agency input. They help the City better coordinate housing
activities with public service efforts to ensure that gaps are being addressed. These Boards are advisory
to City Council and often send recommendations based on resident input to influence City Council
decisions. The City also actively participates in regional housing coalitions. A founder and steering
committee member of the NoCo Housing Now regional collaboration, this group provides education and
networking across county lines. In 2023 One Voice for Housing was formed. It is a network of experts
developing collaborative communications strategies to showcase the benefits of increased housing
opportunities. The City often partners with Larimer County to align programs and funding strategies.
Currently, the City is working with the County on a regional housing needs assessment which will include
public engagement opportunities for residents and agency partners.
Discussion:
The City has structured its Social Sustainability Department’s mission and role to serve as the convener
and navigator for collective plans and actions to ensure that the efforts and resources directed toward
residents and housing are utilized in the most efficient manner possible. Staff members participate in
many city-wide committees and initiatives which enhance coordination between service and housing
providers.
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Program Specific Requirements
AP-90 Program Specific Requirements – 91.220(l)(1,2,4)
Introduction:
The City of Fort Collins does not have any excess or accumulated CDBG Program Income.
Community Development Block Grant Program (CDBG)
Reference 24 CFR 91.220(l)(1)
Projects planned with all CDBG funds expected to be available during the year are identified in the
Projects Table. The following identifies program income that is available for use that is included in
projects to be carried out.
program year and that has not yet been reprogrammed 0
address the priority needs and specific objectives identified in the grantee's strategic plan. 0
been included in a prior statement or plan 0
Total Program Income:0
Other CDBG Requirements
1. The amount of urgent need activities 0
<TYPE=[text] REPORT_GUID=[A698417B4C924AE0218B42865313DACF]
DELETE_TABLE_IF_EMPTY=[YES]>
2. The estimated percentage of CDBG funds that will be used for activities that benefit
persons of low and moderate income. Overall Benefit - A consecutive period of one,
two or three years may be used to determine that a minimum overall benefit of 70%
of CDBG funds is used to benefit persons of low and moderate income. Specify the
years covered that include this Annual Action Plan. 100.00%
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HOME Investment Partnership Program (HOME)
Reference 24 CFR 91.220(l)(2)
1. A description of other forms of investment being used beyond those identified in Section 92.205 is
as follows:
HOME funds are not being used for other forms of investment beyond those identified in Section
92.205.
2. A description of the guidelines that will be used for resale or recapture of HOME funds when used
for homebuyer activities as required in 92.254, is as follows:
The City’s complete resale/recapture guidelines and policy are included as an attachment. The City
uses the Recapture guidelines for homes purchased using down-payment assistance, as outlined in
92.254. For the development of home ownership units, the City has implemented the Resale
guidelines, as outlined in 92.254.
3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired
with HOME funds? See 24 CFR 92.254(a)(4) are as follows:
Homeownership Resale Guidelines: The HOME Resale Guidelines have been implemented for
housing developed with HOME funds. This method is used for the homes developed by Habitat for
Humanity to keep them affordable to low-income households for twenty years. At the time the
home is developed, the developer signs a 20-year Affordable Restrictive Covenant with the City. The
Covenant requires the home remain owner-occupied for the affordability period, be sold to an
income eligible household, and that the maximum purchase price not exceed certain limits based on
a calculation of the number of bedrooms and the maximum amount an eligible household could
borrow with current FHA loans. The City of Fort Collins utilizes a Promissory Note and Deed of Trust
to enforce the resale requirement. The City implements the Fair Return obligation by calculating the
repayment of the City loan to be the net proceeds from the sale of the property less the costs of any
improvements the homeowner has made to the property. If there are no net proceeds from the
sale, no repayment is required. Net proceeds is defined as the sales price minus the superior loan
repayment and any closing costs incurred by the buyer.
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OMB Control No: 2506-0117 (exp. 09/30/2021)
4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is
rehabilitated with HOME funds along with a description of the refinancing guidelines required that
will be used under 24 CFR 92.206(b), are as follows:
The City does not plan to use HOME funds to refinance existing debt secured by multifamily housing
that is rehabilitated with HOME funding this year.
5. If applicable to a planned HOME TBRA activity, a description of the preference for persons with
special needs or disabilities. (See 24 CFR 92.209(c)(2)(i) and CFR 91.220(l)(2)(vii)).
N/A
6. If applicable to a planned HOME TBRA activity, a description of how the preference for a specific
category of individuals with disabilities (e.g. persons with HIV/AIDS or chronic mental illness) will
narrow the gap in benefits and the preference is needed to narrow the gap in benefits and services
received by such persons. (See 24 CFR 92.209(c)(2)(ii) and 91.220(l)(2)(vii)).
N/A
7. If applicable, a description of any preference or limitation for rental housing projects. (See 24 CFR
92.253(d)(3) and CFR 91.220(l)(2)(vii)). Note: Preferences cannot be administered in a manner that
limits the opportunities of persons on any basis prohibited by the laws listed under 24 CFR 5.105(a).
N/A
The City of Fort Collins does not have any excess or accumulated CDBG Program Income. HOME funds
are not being used for other forms of investment beyond those identified in Section 92.205.The City’s
complete resale/recapture guidelines and policy are included as an attachment.
EXHIBIT A TO RESOLUTION 2025-071
OMB Control No: 2506-0117 (exp. 09/30/2021)
Appendix - Alternate/Local Data Sources
Data Source Name
American Community Survey
List the name of the organization or individual who originated the data set.
National Dataset from the Census Bureau
Provide a brief summary of the data set.
National Census - annual survey that takes in all of Fort Collins
What was the purpose for developing this data set?
Annual census
Provide the year (and optionally month, or month and day) for when the data was collected.
The data is collected annually
Briefly describe the methodology for the data collection.
national survey
Describe the total population from which the sample was taken.
all of Fort Collins
Describe the demographics of the respondents or characteristics of the unit of measure, and the number of
respondents or units surveyed.
statistically relevant sample
2 Data Source Name
Annual Point in Time Count
List the name of the organization or individual who originated the data set.
The City of Fort Collins, and local homeless service providers
Provide a brief summary of the data set.
This is an annual count of homeless persons in Fort Collins. Local agencies and volunteers attempt
to count all homeless persons in the City on one night in January.
What was the purpose for developing this data set?
The purpose is to estimate the number of homeless persons living in Fort Collins.
Provide the year (and optionally month, or month and day) for when the data was collected.
January, 2014. A summer survey was also conducted in 2014.
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Briefly describe the methodology for the data collection.
Surveys of persons accessing homeless services are conducted on the day of the count, and
volunteers attempt to find as many homeless persons on the streets and within the community as
possible, and survey these persons as well.
Describe the total population from which the sample was taken.
All persons experiencing homelessness who were identified the day of the count.
Describe the demographics of the respondents or characteristics of the unit of measure, and the number of
respondents or units surveyed.
All persons surveyed must be experiencing homelessness, or be at risk of becoming homeless.
3 Data Source Name
Northern Colorado Continuum of Care
List the name of the organization or individual who originated the data set.
Northern Colorado Continuum of Care
Provide a brief summary of the data set.
Tabulation of facilities targeting homeless persons created for CoC activities and funding
What was the purpose for developing this data set?
CoC reporting and funding
Provide the year (and optionally month, or month and day) for when the data was collected.
2022, 2023, 2024, 2025
Briefly describe the methodology for the data collection.
tabulation by homeless providers
Describe the total population from which the sample was taken.
this is a sample of beds and units from providers
Describe the demographics of the respondents or characteristics of the unit of measure, and the number of
respondents or units surveyed.
NA - not a survey but a tabulation
4 Data Source Name
Housing Catalyst Data
List the name of the organization or individual who originated the data set.
Housing Catalyst
Provide a brief summary of the data set.
Number of vouchers in use.
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What was the purpose for developing this data set?
To accurately describe the number of vouchers currently in use by the local public housing authority.
How comprehensive is the coverage of this administrative data? Is data collection concentrated in one
geographic area or among a certain population?
The data set covers the total number of vouchers administered by Housing Catalyst.
What time period (provide the year, and optionally month, or month and day) is covered by this data set?
Data was provided in February 2020.
What is the status of the data set (complete, in progress, or planned)?
To-date
5 Data Source Name
CAHPS Report by Location of Assessment
List the name of the organization or individual who originated the data set.
Northern Colorado Continuum of Care, Coordinated Assessment Housing Placement System & Point
in Time Count
Provide a brief summary of the data set.
Demographic data collected on people accessing services from homeless service providers and other
organizations affiliated with the Northern Colorado Continuum of Care as well as annual Point in
Time count conducted in 2024.
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What was the purpose for developing this data set?
CAHPS is a function of the Northern Colorado Continuum of Care (NoCO CoC) as mandated by the
U.S. Department of Housing and Urban Development (HUD) and serves as Larimer and Weld
county's coordinated entry process. The coordinated entry process is a system developed to
efficiently and effectively connect the most vulnerable people to appropriate interventions that will
rapidly end their homelessness.
Per the requirements of the Homeless Emergency Assistance and Rapid Transition to Housing
(HEARTH) Act, the Northern Colorado Continuum of Care has implemented a coordinated entry (CE)
system, Coordinated Assessment and Housing Placement System (CAHPS). CAHPS is the process of:
1. Identification and access to services for households experiencing a housing crisis, 2. Assessment of
needs, preferences and vulnerability, 3. Prioritization through assigning level of need or vulnerability
to households seeking assistance so that housing and services is allocated to households with the
greatest need, 4. Referral and matching to appropriate resources, housing, and services, and 5.
Oversight of navigation into permanent and stable housing. The purpose of CAHPS is to streamline
homelessness intervention services and resources so that housing crises are diverted and prevented
when resources are available, and in the occurrence of homelessness it is rare, brief, and non-
recurring. Coordinated entry provides real time data on homelessness in northern Colorado,
allowing the response system to address community needs appropriately. The CAHPS process is
operated by the Northern Colorado Continuum of Care through the Homelessness Management
Information System (HMIS) leads, CAHPS Project Coordinator, and CAHPS Community Coordinator,
in collaboration with NoCO CoC partner agencies. NoCO CAHPS has a goal of ending homelessness by
maintaining an efficient homeless response system that achieves and maintains a functional zero for
all populations served so that homelessness is rare, short-lived, and nonrecurring.
Provide the year (and optionally month, or month and day) for when the data was collected.
2023 & 2024
Briefly describe the methodology for the data collection.
Access points are strategic locations, either virtual or physical, for individuals and families
experiencing homelessness and in need of assistance interacts with the coordinated entry process.
Access Points are most often an agency or organization where people experiencing homelessness or
housing instability seek social services and resources. Access Points administer the designated
CAHPS assessment tool.
CAHPS Access Points engage in low-barrier, housing first practices, maintaining privacy and security
of personally identifying information, understanding CAHPS priorities and practices, and embracing
the idea that each household experiencing homelessness are all “our clients.”
PIT conducted by volunteers and staff interviewing individuals experiencing homelessness on single
day.
Describe the total population from which the sample was taken.
Fort Collins data isolated from complete data sets for the tables included here.
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Describe the demographics of the respondents or characteristics of the unit of measure, and the number of
respondents or units surveyed.
Sheltered and unsheltered individuals surveyed for PIT.
6 Data Source Name
RealtyTrac
List the name of the organization or individual who originated the data set.
RealtyTrac
Provide a brief summary of the data set.
RealtyTrac is a real estate information company and an online marketplace for foreclosed and
defaulted properties in the United States.
What was the purpose for developing this data set?
RealtyTrac tracks foreclosures for investment purposes.
How comprehensive is the coverage of this administrative data? Is data collection concentrated in one
geographic area or among a certain population?
Available by address, neighborhood, city or zip code
What time period (provide the year, and optionally month, or month and day) is covered by this data set?
Data on RealtyTrac is updated daily
What is the status of the data set (complete, in progress, or planned)?
Data in Plan is point-in-time
7 Data Source Name
2016-2020 CHAS
List the name of the organization or individual who originated the data set.
Comprehensive Housing Affordability Strategy
CHAS data sets accessed and analyzed by City staff.
Provide a brief summary of the data set.
Each year, the U.S. Department of Housing and Urban Development (HUD) receives custom
tabulations of American Community Survey (ACS) data from the U.S. Census Bureau. These data,
known as the "CHAS" data (Comprehensive Housing Affordability Strategy), demonstrate the extent
of housing problems and housing needs, particularly for low-income households.
What was the purpose for developing this data set?
CHAS data is used by local governments to plan how to spend HUD funds, and may also be used by
HUD to distribute grant funds.
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OMB Control No: 2506-0117 (exp. 09/30/2021)
How comprehensive is the coverage of this administrative data? Is data collection concentrated in one
geographic area or among a certain population?
Data is available by jurisdiction
What time period (provide the year, and optionally month, or month and day) is covered by this data set?
2024
What is the status of the data set (complete, in progress, or planned)?
Complete, updated annually
8 Data Source Name
City of Fort Collins Data
List the name of the organization or individual who originated the data set.
City of Fort Collins, Social Sustainability
Provide a brief summary of the data set.
Data is a combination of PIT, County, and City data compiled by City staff
What was the purpose for developing this data set?
Use in the Consolidated Plan
How comprehensive is the coverage of this administrative data? Is data collection concentrated in one
geographic area or among a certain population?
Data covers Larimer County, and Fort Collins specifically, where available.
What time period (provide the year, and optionally month, or month and day) is covered by this data set?
Current (2025)
What is the status of the data set (complete, in progress, or planned)?
Point in time. Data can be updated as necessary.
EXHIBIT A TO RESOLUTION 2025-071
Project Windtrail Park Rehabilitation Project Samaritan House Shelter Project Samaritan House Extended Stay Case
Requested $1,000,000 Requested $70,000 Requested $55,000
Recommended $1,000,000 Recommended $72,359 (41% of CDBG Public Service Recommended $55,000
Project Harmony Cottages Project Domestic Violence Emergency Shelter Project Family Services
Requested $538,000 Requested $70,000 Requested $40,000
Recommended $200,000 Recommended $72,359 (41% of CDBG Public Service Recommended $40,000
Project Larimer Home Improvement Program Project Shelter Programs Project Programs at the Murphy Center
Requested $150,000 Requested $40,000 Requested $40,000
Recommended $150,000 Recommended $31,767 (18% of CDBG Public Service
Funds)Recommended $40,000
Project Handyperson Program Project Services for Youth and Young Adults
Experiencing Homelessness in Fort Collins
Requested $25,000 Requested $25,000
Recommended $25,000 Recommended $25,000
Project Switchgrass Crossing Project Coordinated Assessment Housing
Requested $1,250,000 Requested $40,000
Recommended $1,215,574 Recommended $40,000
Project Homelessness Prevention Assistance
Requested $70,000
Project A Little Help for Older Adults Project
Childcare Scholarships for Low-Income
Families Raising Children with
Developmental Disabilities
Recommended $70,000
Requested $25,000 Requested $25,000
Recommended $25,000 Recommended $25,000
Project Bilingual Health Navigation for the Fort Project Health & Wellness Centers Support for
Requested $55,000 Requested $25,000
Recommended $55,000 Recommended $25,000
Project SAINT Volunteer Transportation Project
Requested $25,000 Requested $15,000
Recommended $25,000 Recommended $15,000
Project Court Appointed Special Advocate (CASA)Project Youth Prevention & Education Program
Requested $40,000 Requested $55,000
Recommended $40,000 Recommended $40,829
Project Family Connections Project Childcare Scholarships for Low-Income
Requested $40,000 Requested $55,000
Recommended $40,000 Recommended $55,000
Project Child Abuse Treatment Program Project Fighting Child Sexual Abuse and
Requested $55,000 Requested $15,000
Recommended $55,000 Recommended $15,000
Project Family Justice Center Project Childcare Sliding Scale Tuition
Requested $40,000 Requested $55,000
Recommended $40,000 Recommended $55,000
Project Youth Violence Prevention Project Children and Family Services - Family to
Requested $25,000 Requested $25,000
Recommended $0 Recommended $25,000
Project Direct Consumer Assistance Project Larimer County Child Care Fund
Requested $25,000 Requested $55,000
Recommended $25,000 Recommended $55,000
Project Fort Collins Fresh Food Share Project Vindeket Market
Requested $40,000 Requested $40,000
Recommended $40,000 Recommended $40,000
Project Alleviating Food Insecurity for Poudre Project Home Delivered Meals
Requested $25,000 Requested $40,000
Recommended $25,000 Recommended $40,000
Project Career Pathways for Low-Income Single
Requested $25,000
Recommended $25,000
Catholic Charities
HOUSING HOMELESSNESS RESPONSE PROGRAM
CARE Communities
Habitat for Humanity Homeward Alliance
Homeward Alliance
A Little Help
ChildSafe Colorado
Crossroads Safehouse
Volunteers of America
Loveland Housing Development Corporation
Volunteers of America The Matthews House
United Way of Weld County
Neighbor to Neighbor
Project Self-Sufficiency of Northern Colorado
Alianza NORCO
Care-A-Van/SAINT
CASA of Larimer County
CASA of Larimer County
CDBG PUBLIC SERVICE
Catholic Charities
Crossroads Safehouse
Family Housing Network
HUMAN SERVICES PROGRAM
Crossroads Safehouse
Disabled Resource Services
Food Bank for Larimer County
McBackpack
Respite Care
Rocky Mountain Youth Medical & Nursing Consultants
United Way of Larimer County
Vindeket Foods
Volunteers of America
The Crawford Child Advocacy Center
The Family Center / La Familia
The Matthews House
Sexual Assault Victim Advocate Center
Sexual Assault Victim Advocate Center
Teaching Tree Early Childhood Learning Center
EXHIBIT A TO RESOLUTION 2025-071
Broadband
According to the 2022 ACS, in Fort Collins 23.7% of households earning less than $20,000/yr do not have
an internet subscription, but only 1.9% of the total population is without any computer. Connectivity has
significantly increased since the implementation of Connexion, the utility-level broadband offered by the
City of Fort Collins. Currently, there are 1983 households of all incomes that only have a smartphone for
internet access, and another 1339 with no computer of any kind. As more jobs and services are available
online (such as healthcare, education, and job search activities) equitable access to high-speed, reliable
internet service becomes critical. The City has built out Connexion and it is available to all residents,
businesses, and organizations in the city. Broadband access supports community members, local
businesses, job growth, education, energy technology, health care and other public services. The City
offers a reduced rate ($50/mth discount) to income-qualified households.
The City includes broadband requirements in underwriting criteria for housing projects receiving City
and federal dollars. Unless the project can demonstrate undue financial burden on the project, or that it
would fundamentally alter the nature of the program/activity, all new construction and substantial
rehabilitation of housing with more than four rental units must include installation of broadband.
Natural Hazards
The natural hazards from climate disruption most likely to impact residents of Fort Collins are extreme
temperatures, wildfire smoke, flood, and reduced water availability and quality. The impacts of these
hazards have the potential to negatively impact all residents, but people living in older, non-upgraded
homes and within the floodplain are more likely to experience these impacts than others. Less efficient
homes have higher heating and cooling costs and provide less protection from poor air quality caused by
wildfire smoke or pollution. In Fort Collins, the older homes are generally concentrated in higher income
block groups, though there are also opportunities for rehabilitation in the southeast quadrant.
Making homes as efficient as possible is the best way to protect residents from the negative health
impacts of smoke and extreme heat/cold. Because rates are higher during periods of water restrictions,
in the case of drought or other causes of reduced water availability, households with lower incomes may
feel the strain of increased water cost. The City and its partners have implemented programs to assist
with weatherization, utility costs, and energy-efficiency upgrades for lower-income households. The City
helps households replace less efficient water fixtures; offers free energy, water and irrigation
assessments; and offers reduced water, stormwater, and electric rates for income-qualified households.
The City leads an emergency weather response system that activates additional shelter for people
experiencing homelessness during extreme cold and extreme heat weather events and is exploring the
feasibility of developing a response plan for hazardous air quality events in partnership with multiple
City departments, the Larimer County Department of Health and Environment and with consultation
from the National Oceanic and Atmospheric Administration (NOAA) and the Colorado Climate Center.
EXHIBIT A TO RESOLUTION 2025-071
Flooding Risks
Parts of Fort Collins are in the 100-year and 500-year floodplain. Also, urban flooding is an issue in the
Old Town area, where stormwater systems are currently undersized. With climate disruption, Fort
Collins predicts more intense precipitation events, which could increase the incidence of floodplain and
urban flooding. The map below, Floodplain Map with Percent of Low-Income Households, shows income
by census block in Fort Collins, overlaid with the floodplain map. This map shows some areas on the
west side of Fort Collins that are in an area of increased poverty. When many of these areas were built,
there was little thought given to storm drainage. Therefore, many homes were constructed immediately
adjacent to these smaller stream channels and were not elevated or protected. Many of these areas
have had improvements made and the City’s Master Drainage Plan identifies capital projects to reduce
potential flooding. The map also shows areas in the north part of town that are lower-income and are
more susceptible to flooding. These areas contain older homes in historically significant neighborhoods.
Protecting these neighborhoods is vital to Fort Collins.
To address areas like these, and other flood-prone parts of the city, Fort Collins has a comprehensive
stormwater and floodplain management program that focuses on reducing the possibility of floods to
the entire city. This program includes a Floodplain Management Public Information Committee,
comprised of interdepartmental staff and external stakeholders. Fort Collins is one of the highest rated
communities nationwide (Class 2) based on FEMA’s Community Rating System. Since 1995, the City has
spent $100 million on stormwater improvement projects. Since 1988, over 2,500 structures are no
longer mapped in the floodplain due to these projects. However, there are still over 1000 structures in
the 100-year floodplain, with over half in the Old Town Drainage Basin. Urban flooding is an issue in Old
Town as well, where stormwater systems are undersized. The homes in the Old Town Drainage Basin are
generally more expensive, but there are students and families who rent basement apartments in the Old
Town area who may have lower incomes and whose housing is susceptible to flooding. Some older areas
on the west side of Fort Collins have homes that were not elevated or protected when constructed
adjacent to small stream channels. Many improvements have been made and the City’s Master Drainage
Plan identifies additional capital projects. Outreach about flood hazards and safety includes a mailer to
all property owners and occupants in the floodplain with information on flood safety, flood warning,
property protection, flood insurance, etc.; Spanish-language content available online; education in
schools; booths at local events; outreach to realtors and homeless service providers; flood awareness
videos; and bus bench messaging.
Hazard Mitigation
Additionally, the City has adopted the Larimer County Multi-Jurisdictional Hazard Mitigation Plan and
completes an annual report on mitigation actions. The Disaster Mitigation Act requires that each
participating jurisdiction engage in the planning process and officially adopt the multi-jurisdictional plan
to be eligible for FEMA Hazard Mitigation Assistance grants. The jurisdictions that chose to participate in
the planning process, including Fort Collins, were required to meet strict plan participation
requirements. The Plan is a multi-jurisdictional pre-disaster multi-hazard mitigation plan that’s purpose
EXHIBIT A TO RESOLUTION 2025-071
is to guide the county towards greater disaster resistance, while respecting the character and needs of
residents. Larimer County has had the most federally declared disasters out of all counties in the State of
Colorado since 1965. This is mostly due to the three large river systems within the County and the large
amount of wildland urban interface land leading to significant wildfire potential, the same hazards that
most impact Fort Collins.
The Plan process included significant public outreach, including a survey, workshops, and public review
period. The Hazard Plan includes demographics information and social vulnerability indices in the
development of mitigation strategies. The hazards addressed in the Plan are biological hazard, civil
disturbance, dam inundation, drought, earthquake, erosion/deposition, flood, hazardous materials
incident, landslide/rockslide, spring/summer storm, tornado, utility disruption, wildfire, and winter
storm. The events rated most likely to occur include biological hazard, flood, seasonal storms, and
wildfire. The Plan also discusses climate disruption considerations and how this will impact the
occurrence and severity of natural hazards, and notes that specific populations, particularly those who
are limited income, children, elderly, and disabled, will likely be impacted by the effects of climate
disruption disproportionately, compared to other populations.
Hazard Mitigation Plan Implementation
Some actions the City has taken, in collaboration with partners, to implement the Hazard Mitigation
Plan include:
• Green Infrastructure policies and outreach: All new development is to install flood mitigation
measures. City Capital projects now include Green Infrastructure as one of their flood mitigation
control measures. A Green Infrastructure Implementation Manual has been adopted and is
widely used.
• Low Impact Development Retrofits: Improve water quality, reduce urban flooding and enhance
resiliency by retrofitting green infrastructure into existing City regional drainage facilities. Ex:
City capital project in downtown area will address flooding by incorporating Green
Infrastructure into a large storm sewer system. Though the Downtown Sewer Project will be
mostly using a traditional sewer system to handle large flooding events, a hybrid system will be
used to address water quantity and quality.
• Training in Disaster Management Large Scale Incidents: City staff participate in disaster
preparedness and response training and exercises based around natural disasters that impact
water and electric utilities.
• Public Education and Awareness: Education and outreach for drought, flood, severe storm,
severe winter weather, and wildfire for residential and business communities. Education
includes promotion of NoCo Alert, which provides reverse 911 calls, texts, and emails to advise
the public about local emergency incidents.
• Stormwater Master Planning: Utilities Stormwater Engineering staff, supported by external
consultants, will complete important updates to portions of six Stormwater Basin master plans
over the 2025-2026 planning period.
EXHIBIT A TO RESOLUTION 2025-071
APPENDIX: Resale and Recapture Policy
EXHIBIT A TO RESOLUTION 2025-071
RESALE AND RECAPTURE POLICIES
Participating Jurisdictions (PJs) undertaking HOME-assisted homebuyer activities,
including any projects funded with HOME Program Income (PI), must establish
written resale and/or recapture provisions that comply with HOME statutory and
regulatory requirements. These provisions must also be set forth in the PJ’s
Consolidated Plan. The written resale and/or recapture provisions that a PJ submits
in its annual Action Plan must clearly describe the terms of the resale and/or
recapture provisions, the specific circumstances under which these provisions will
be used (if more than one set of provisions is described), and how the PJ will enforce
the provisions for HOME-funded ownership projects. HUD reviews and approves the
provisions as part of the annual Action Plan process.
The purpose of this section is to provide the “resale” and “recapture” policies used
by the City of Fort Collins in its HOME assisted ownership programs. As stated
above, HOME requires that PJs utilize resale and/or recapture provisions to ensure
continued affordability for low- to moderate-income homeowners and as a benefit
to the public through the wise stewardship of federal funds.
The City of Fort Collins may fund two programs which use HOME funds to assist
homeowners or homebuyers:
1. Home Buyer Assistance (HBA) - new homebuyers;
2. Acquisition and Development - developers of new ownership housing
Resale
This option ensures that the HOME-assisted units remain affordable over the entire
affordability period. The Resale method is used in cases where HOME funding is
provided directly to a developer to reduce development costs, thereby, making the
price of the home affordable to the buyer. Referred to as a “Development Subsidy,”
these funds are not repaid by the developer to the PJ, but remain with the property
for the length of the affordability period.
Specific examples where the City of Fort Collins would use the resale method include:
1. providing funds for the developer to acquire property to be developed or to
acquire affordable ownership units;
2. providing funds for permit fees, construction materials and labor.
EXHIBIT A TO RESOLUTION 2025-071
The City of Fort Collins Resale Policy
Notification to Prospective Buyers. The resale policy is explained to the prospective
homebuyer(s) prior to signing a contract to purchase the HOME-assisted unit. The
prospective homebuyer(s) sign an acknowledgement that they understand the terms
and conditions applicable to the resale policy as they have been explained. This
document is included with the executed sales contract. (See attached Notification for
Prospective Buyers)
Enforcement of Resale Provisions. The resale policy is enforced through the use of a
Restrictive Covenant signed by the homebuyer at closing. The Restrictive Covenant
will specify:
1. the length of the affordability period (based on the dollar amount of HOME
funds invested in the unit; either 5, 10, or 20 years);
2. that the home remain the Buyer’s principal residence throughout the
affordability period; and
3. the conditions and obligations of the Owner should the Owner wish to sell
before the end of the affordability period, including;
a. the Owner must contact the City of Fort Collins in writing if intending to
sell the home prior to the end of the affordability period;
b. The subsequent purchaser must be low-income as defined by HOME,
and occupy the home as his/her new purchaser’s primary residence for
the remaining years of the affordability period. (However, if the new
purchaser receives direct assistance through a HOME-funded program,
the affordability period will be re-set according to the amount of
assistance provided); and
c. The sales price must be affordable to the subsequent purchaser;
affordable is defined as limiting the Principal, Interest, Taxes and
Insurance (PITI) + utilities amount to no more than 38% of the new
purchaser’s gross monthly income.
Fair Return on Investment. The City of Fort Collins will administer its resale provisions
by ensuring that the Owner receives a fair return on his/her investment and that
the home will continue to be affordable to a specific range of incomes. Fair Return
on Investment means the total homeowner investment which includes the total
cash contribution plus the approved capital improvements credits as described
below:
1. The amount of the down payment;
2. The cost of any capital improvements, documented with receipts, provided
by the homeowner, including but not limited to:
a. Any additions to the home such as a bedroom, bathroom, or garage;
b. Replacement of heating, ventilation, and air conditioning systems;
c. Accessibility improvements such as bathroom modifications for
disabled or elderly, installation of wheel chair ramps and grab bars,
any and all of which must have been paid for directly by the Owner and
EXHIBIT A TO RESOLUTION 2025-071
3
which were not installed through a federal, state, or locally-
funded grant program; and
d. Outdoor improvements such as a new driveway, walkway,
retaining wall, or fence.
Note: All capital improvements must be inspected by the City and must have been
completed by certified contractors and all required building permits obtained.
3. The value of the owners investment will be calculated using the Housing
Price Index (HPI) Calculator of the Federal Housing Finance Agency. The
change in HPI from the original purchase price to the time of sale will be
applied to the value of the owners investment, so that the value of the
improvements is increased or decreased by the amount of increase or
decrease in the housing market overall. Calculator is currently located at
http://www.fhfa.gov/DataTools/Tools/Pages/HPI -Calculator.aspx .
The calculation shall be performed for the Fort Collins, CO Metropolitan
Statistical Area.
4. If the market price that provides a fair return to the initial homebuyer is too
high to be affordable for a subsequent eligible buyer, the City, at its discretion
may provide additional direct HOME subsidy to the subsequent buyer. Such
consideration will only be given after the owner has demonstrated they’ve
made all reasonable attempts to sell the unit, including reducing the purchase
price by the amount of the initial HOME investment.
It is important to note that in certain circumstances, such as a declining housing market
where home values are depreciating, the original homebuyer may not receive a return
on his/her investment because the home sold for less or the same price as the original
purchase price.
Affordability to a Range of Buyers. The City will ensure continued affordability to a range
of buyers, particularly those whose total household incomes range from 60 percent
to no greater than 80 percent Area Median Income (AMI).
Maximum sales prices shall be set such that the amount of Principal, Interest,
Taxes, and Insurance does not exceed 38 percent of the targeted Buyer’s annual
gross income. This is the maximum amount the targeted household can Finance with
a 30-year, 97% loan Market Interest Rate. The Sales Price for a two-bedroom unit
shall be based upon the targeted households total gross income equaling the 3
person 80% Area Median Income (AMI) in Fort Collins as determined by the U.S.
Department of Housing and Urban Development Income Limits ("HUD") and the
Sales Price for a three bedroom unit shall be based upon the targeted household’s
total income equaling the 4 person 80% Area Median Income for Fort Collins as
determined by the HUD. As such, all other unit configurations should be calculated
based on 1.5 persons per bedroom, rounded down to the nearest whole number
(e.g. 4 bedroom = 6 people, 1 bedroom = 1 person). Each such sales price is subject
to increase with respect to sales occurring in the year(s) following the year of this
Agreement by the increase, if any, in the 3 and 4 person, respectively, Area Median
Income for the City of Fort Collins as determined by the HUD for the year in which
the closing actually occurs.
EXHIBIT A TO RESOLUTION 2025-071
4
Approval of Sales Price and Eligible Buyer:
If an Owner desires to sell the Property, the Owner contact the City at least five (5)
days prior to listing the Property and receive approval for a proposed listing price that
in accordance with the affordability restrictions.
After receiving approval of the proposed listing price, the selling Owner may list the
Property for sale with a real estate agent or broker licensed in the State of Colorado
or the selling Owner may market the Property as a so-called "for sale by owner," and
may enter into a contract for the sale of the Property upon such terms and conditions
as the selling Owner, in the selling Owner's sole discretion, deems acceptable,
provided, however, that:
1. the purchase price shall not exceed the Maximum Purchase Price;
2. the selling Owner must believe in good faith that the purchaser is an Eligible Buyer
and that the purchase price does not exceed the Maximum Purchase Price; and
3. the contract must state as a contingency that the purchaser will submit the
application described below to the City within three (3) days after contract
acceptance, and that the selling Owner's obligations under the contract are
expressly contingent upon the City's determination that the purchaser is an
Eligible Buyer and that the purchase price does not exceed the Maximum
Purchase Price.
For PY 2025 -29, the affordable sales price shall not exceed $349,500 for a 3-
bedroom home, based on the price which would be affordable to a 4-person
household at 80 percent AMI at current home mortgage interest rates.
Example: A home with a 20-year affordability period was purchased four years ago
by a person (the “original homeowner”) who now wishes to sell. The original
homeowner purchased through Habitat for Humanity with an original
mortgage of $250,000 at 0% interest for 30 years, and has made payments for 50
months. The current mortgage balance is $215,000. The principal amount paid down
so far is $35,000.
Calculating Fair Return on Investment.
Down payment: The original homeowner was required to put down $1,000 earnest
money at the signing of the sales contract.
Cost of Capital Improvements: The original homeowner had a privacy fence installed
four years ago at the cost of $1,500 and has receipts to document the
improvement. A visual inspection confirmed the fence is still in place.
Percentage of Change. The original sales price for the home was $250,000 with a
developer subsidy was $50,000, thus requiring the 20-year affordability period.
EXHIBIT A TO RESOLUTION 2025-071
5
For the purposes of using the Federal Housing Finance Agency’s Housing Price Index
calculator, the home was purchased in the 1st Quarter of 2021, and will be
calculated using the most current quarter available, 1st Quarter 2025. Using the
Housing Price Index calculator, the average appreciation in value was 36%.
Calculating the Fair Return to the Original Owner:
Down payment: $ 1,000
Capital Improvements: $ 1,500
Principal Paid: $35,000
Total owner investment: $36,500
X 36% $13,140
Fair Return on Investment $49,640
In order to realize a fair return to the original homeowner, the sales price must be
set to allow for net proceeds of $49,640 after calculating all loan payoff amounts
and sales expenses paid by the seller.
Required Sales proceeds $264,460
Fair Return Minimum Sales Prices $281.530
Affordability for a Range of Buyers. If the original homeowner sets the sales price above
$264,460 to get a fair return on investment, and if current (2025) assumptions are
used for front/back ratios, interest rates, insurance, taxes, etc., the pool of eligible
buyers could include purchasers that qualify for a purchase price between $246,460
- $349,000, depending on current market demand and conditions.
If the subsequent homeowner does not require any HOME subsidy to purchase the
home, the affordability period would end in 16 years at which time the subsequent
homeowner could sell to any buyer at any price.
Recapture
Under HOME recapture provisions financial assistance must be repaid if it is
provided directly to the buyer or the homeowner. Upon resale the seller may sell to
any willing buyer at any price. The written agreement and promissory note will
disclose the net proceeds percentage if any that will be allotted to the
homebuyer and what proceeds will return to the PJ. Once the HOME funds are repaid
to the PJ, the property is no longer subject to any HOME restrictions. The funds
returned to the PJ may then be used for other HOME-eligible activities.
The City of Fort Collins Recapture Policy
The City of Fort Collins will use the recapture policy for any HOME funded Home Buyer
Assistance Programs (HBA).
EXHIBIT A TO RESOLUTION 2025-071
6
The (HOME) federal assistance will be provided in the form of a 0% interest,
deferred payment loan, which is repaid with a 5% service fee of the total amount
borrowed. The fully executed (by all applicable parties) and dated Written
Agreement, Promissory Note and Deed of Trust will serve as the security for these
loans. The Deed of Trust will also be recorded with the Public Trustee of Larimer
County, CO.
The re payment of the HBA loan is made solely from the net proceeds of sale of
the Property (except in the event of fraud or misrepresentation by the Borrower
described in the Promissory Note).
Recapture Calculation. The City of Fort Collins will calculate the recapture amount and
add this to the existing payoff balance of the HBA loan. The entire payoff
balance must be paid to City of Fort Collins before the homebuyer receives a
return. The recapture amount is limited to the net proceeds available from the sale.
the Borrower in connection with the sale (Closing costs)
Net proceeds
Net proceeds consist of the sales prices minus loan repayment, other than HOME
funds, and closing costs. If the net proceeds of the sale are insufficient to
fully satisfy the amounts owed on the Promissory Note, the City of Fort Collins may
not personally seek or obtain a deficiency judgment or any other recovery from
the Borrower/Seller. If there are no net proceeds the City of Fort Collins will receive
no share of net proceeds.
However, in the event of an uncured Default, the City of Fort Collins may, at its
option, seek and obtain a personal judgment for all amounts payable under the Note.
This right shall be in addition to any other remedies available to the City of Fort
Collins. If there are insufficient funds remaining from the sale of the property
and the City recaptures less than or none of the recapture amount due, the City
must maintain data in each individual HBA file that documents the amount of the
sale and the distribution of the funds.
This will document that:
1. There were no net sales proceeds; or
2. The amount of the net sales proceeds was insufficient to cover the full
amount due; and
3. No proceeds were distributed to the homebuyer/homeowner.
Other than the actual sale of the property, if the homebuyer or homeowner
EXHIBIT A TO RESOLUTION 2025-071
7
breaches the terms and conditions for any other reason, e.g. no longer occupies
the property as his/her/their principal residence, the full amount of the loan is
immediately due and payable.
If Borrower/Seller is in Default, t h e City may send the Borrower/Seller a
written notice stating the reason Borrower/Seller is in Default and telling
Borrower/Seller to pay immediately:
(i) the full amount of Principal then due on this Note,
(ii) all of the City’s costs and expenses reimbursable Recovery against the
Borrower/Seller responsible for the fraud or misrepresentation is not limited
to the proceeds of sale of the Property, but may include personal
judgment and execution thereon to the full extent authorized by law.
Affordability Periods
*City of Fort Collins
A HOME Written Agreement, Note and Deed of Trust will be executed by the
Borrower and the City of Fort Collins that accurately reflects the resale or
recapture provisions before or at the time of sale.
City of Fort Collins Refinancing Policy
In order for new executed subordination agreement to be provided to the senior
first lien holder, the senior first lien refinance must meet the following conditions:
1. The new senior first lien will reduce the monthly payments to the homeowner,
thereby making the monthly payments more affordable; or
2. Reduce the loan term;
3. The new senior lien interest rate must be fixed for the life of the loan (Balloon
or ARM loans are ineligible);
4. No cash equity is withdrawn by the homeowner as a result of the refinancing
actions;
5. The City will, at its discretion, agree to accept net proceeds in the event of a short
sale to avoid foreclosure; and
6. Only if the borrower meets the minimum requirements to refinance, the City can
re-subordinate to the first lien holder.
The refinancing request will be processed according to the following procedure:
1. Submit a written request to the City of Fort Collins to verify the minimum
refinancing requirements with one month in advance from the expected closing;
EXHIBIT A TO RESOLUTION 2025-071
8
2. If applicable, the City of Fort Collins, will issue a subordination agreement prior to
the closing date.
3. If written permission is not granted by the City of Austin allowing the refinance of
the Senior Lien, the HBA Loan will become immediately due and payable prior to
closing the refinance.
4. Home Equity loans will trigger the repayment requirements of the HBA loans. The
HBA Notes must be paid off no later than when the Home Equity Loan is closed and
funded.
5. The HBA Notes must be paid-in-full in order for the City of Fort Collins to execute a
release of Deed of Trust.
EXHIBIT A TO RESOLUTION 2025-071
Basic Terminology
Affordable Housing: The City of Fort Collins follows the provisions established on 24 CFR
92.254, and consider that in order for homeownership housing to qualify as affordable
housing it must:
□ Be single-family, modest housing,
□ Be acquired by a low-income family as its principal residence, and
□ Meet affordability requirements for a specific period of time as determined
by the amount of assistance provided.
The City: means the City of Fort Collins
Eligible Buyer: means a natural person, family or household with a (1) Maximum Gross
Annual Income that is no more than 80% of the Area Median Income for Fort Collins,
and (2) whose proposed Monthly Housing Expense(s) (principal, interest, taxes,
insurance, utilities, HOA expense) for a Maximum Loan at the Market Interest Rate
does not exceed 38% of the Maximum Gross Annual Income adjusted to a monthly
income. This definition of Eligible Buyer is to be used solely to calculate the maximum
income level of buyers eligible to purchase the Property and shall not be construed as
in any way limiting the type of lending program or loan terms (except that such terms
or conditions shall not be predatory) which an Eligible Buyer may accept to finance the
purchase of the Property. A person, family or household who at the time of purchase
qualified as an Eligible Buyer shall continue to be deemed so qualified until such time
as the Property is Transferred. The following is the method of determining an Eligible
Buyer and a hypothetical example of the determination of the Maximum Purchase
Price, based on the identified assumptions and estimates:
Fair Return on Investment: means the total homeowner investment which includes the
total cash contribution plus the approved capital improvements credits.
Capital Improvement: means additions to the property that increases its value or
upgrades the facilities. These include upgrading the heating and air conditioning
system, upgrading kitchen or bathroom facilities, adding universal access
improvements, or any other permanent improvement that would add to the
value and useful life of the property. The costs for routine maintenance are excluded.
Capital Improvement Credit: means credits for verified expenditures for Capital
Improvements.
Direct HOME subsidy: is the amount of HOME assistance, including any program
income that enabled the homebuyer to buy the unit. The direct subsidy includes
down payment, closing costs, interest subsidies, or other HOME assistance provided
directly to the homebuyer. In addition, direct subsidy includes any assistance
that reduced the purchase price from fair market value to an affordable price.
Market Interest Rate: means the Fannie Mae yield on 30-year mortgage commitments
(priced at par) for delivery within thirty (30) days, rounded up to the nearest .125 of
1.00% as of the first business day of the month (printed in the Wall Street Journal).
EXHIBIT A TO RESOLUTION 2025-071
Maximum Sales Price: Every Transfer of the Property by an Owner to a purchaser shall be for a
purchase price which does not exceed the Maximum Purchase Price determined as follows: Sales
prices shall be set such that the amount of Principal, Interest, Taxes, and
Insurance does not exceed 38 percent of the new Buyer’s annual gross income. This
is the maximum amount an eligible buyer can Finance with a 30-year, 96.5% loan at
Market Interest Rate. The Sales Price for a two-bedroom unit shall be based upon
the Eligible Buyer’s total gross income equaling the 3 person 80% Area Median
Income (AMI) in Fort Collins as determined by the U.S. Department of Housing and
Urban Development Income Limits ("HUD") and the Sales Price for a three bedroom
unit shall be based upon the Eligible Buyer's total income equaling the 4 person 80%
Area Median Income for Fort Collins as determined by the HUD. Each such sales price
is subject to increase with respect to sales occurring in the year(s) following the year
of this Agreement by the increase, if any, in the 3 and 4 person, respectively, Area
Median Income for the City of Fort Collins as determined by the HUD for the year in
which the closing actually occurs.
Example: 2025 4-person Household Income Limit = $102,100 80% AMI
1. Maximum Annual Gross Income of Eligible Buyer: The Area Median Income
("AMI") as determined by U.S. Department of Housing and Urban Development
Income Limits ("HUD").
2. Monthly Housing Expense: 38% ($102,100/12 x.38) = $3,233
Assumptions:
Initial Sales Price
2 Bedroom Unit: $349,500.00
FHA Loan Amount (96.5%): $308,312.00
Interest Rate: 7.375%
Monthly Housing Expenses:
Monthly Principal and Interest: $ 2,370.00
Est. Monthly H.O.A. Dues 350.00
Est. Utilities (gas, electric, water & sewer) 150.00
Est. Property Insurance 80.00
Est. Monthly Real Estate Taxes 125.00
Est. Mortgage Insurance 158.00
Total Monthly Housing Expenses: $ 3,233
Net proceeds: are defined as the sales price minus superior loan repayment (other
than HOME funds) and any closing costs.
Recapture: The recapture provisions are established at §92.253(a)(5)(ii), permit the
original homebuyer to sell the property to any willing buyer during the period of
affordability while the PJ is able to recapture all or a portion of the HOME-assistance
provided to the original homebuyer.
EXHIBIT A TO RESOLUTION 2025-071
INFORMATION FOR PROSPECTIVE BUYERS
The Twenty-Year Affordability Period
&
The Agreement of Restrictive Covenant
I understand that because a certain amount of federal funds were used by [Developer Name] to develop
the property at , the federal
government requires that certain restrictions apply to the occupancy or re-sale of this home for a period
of twenty years. I understand that during that twenty-year period, those requirements will be enforced
through a legally-enforceable document called “Agreement of Restrictive Covenant.”
If I choose to purchase this home, at the time the home is sold to me, I will sign an Agreement
of Restrictive Covenant, and it will be filed in the Official Public Records of the Larimer County Clerk’s
Office. The requirements of the Agreement of Restrictive Land are:
• That I must occupy the home as my principal residence during the twenty-year period in which
the Restrictive Covenant is in effect;
• If I wish to sell the Property before the end of that period, I am required to sell it to a subsequent
buyer whose total household income is at or below 80% of the Fort Collins Area Median
Family Income in effect for the year I wish to sell the home.
• The sales price must be set such that I receive a fair return which shall be defined as:
1. The amount of any cash contributions including the down payment and principal
payments made;
2. The cost of any capital improvements, documented with receipts, and including but
not limited to:
a. Any additions to the home such as a bedroom, bathroom, or garage;
b. Replacement of heating, ventilation, and air conditioning systems;
c. Accessibility improvements such as bathroom modifications for disabled or elderly,
installation of wheel chair ramps and grab bars, any and all of which must have been
paid for directly by the Owner and which were not installed through a federal, state,
or locally-funded grant program; and
d. Outdoor improvements such as a new driveway, walkway, retaining wall, or fence.
• The sales price must be set so that the monthly principal, interest, taxes and insurance to be
paid by the subsequent buyer will not exceed 38% of that subsequent buyer’s monthly
household income.
• I will notify the City of Fort Collins in writing so that I may be assisted with the compliance of this
federal regulation.
I/We acknowledge having received this information about the federal requirements involved if I/we
decide to purchase this home.
Signature Date Signature Date
Please Initial Below
EXHIBIT A TO RESOLUTION 2025-071
Public Par�cipa�on Atachments
EXHIBIT A TO RESOLUTION 2025-071
Public Participation Activities
Completed:
• Targeted Interviews
• Council Ques�onnaire
• Nonprofit Listening Session
• Council Staff Report
• Priori�za�on Workshop
• Focus Groups
o Homelessness
o Children and Youth
o Housing
o Seniors and Aging
o Disabili�es
o Food Insecurity
o Health
• Lived Experience Groups
o NoCo CoC Lived Experience Advisory Council
o Murphy Center
o Mason Place
o Care Housing Resident Council
• October 23, 2024 Public Hearing
• Public Input Period, 10/24-12/24 online form
• Community Ques�onnaire
• Boards & Commissions Presenta�ons
o Affordable Housing Board
o Disability Advisory Commission
o Human Services & Housing Funding Board
o Senior Advisory Board
o Studio 222
o Youth Advisory Board
o Super Board
• Compe��ve Process RFP
• March 18, 2025 Public Hearing
• Compe��ve Process Board Mee�ngs
o Human Services and Housing Funding (HSHF) Board
o HSHF Board Applica�on Review Mee�ng
EXHIBIT A TO RESOLUTION 2025-071
o Affordable Housing Board (AHB) Ranking Mee�ng
o Affordable Housing Board Ranking Memo to HSHF Board
o HSHF Board and AHB Joint Session
o HSHF Board Housing Discussion
o HSHF Board Housing & CDBG Delibera�ons
o HSHF Human Services Delibera�ons
• Compe��ve Process (CP) Funding Recommenda�ons Public No�ce
To Be Completed:
• June 17, 2025 Council Mee�ng/Public Hearing Approval of Compe��ve Process
• June 12-July 15, 2025 ConPlan & AAP Public Review Period
• July 15, 2025 Council Mee�ng/Public Hearing Approval of ConPlan & AAP Public Hearing
at Council
EXHIBIT A TO RESOLUTION 2025-071
Organization Listening
Session
Work
Shop
Focus
Groups Interview
Direct
input on
Presentat
ion & Survey
Clients
Email
Notices Category
A Little Help X X X seniors
Affordable Housing Board X housing
Alianza NORCO X X immigrants
Alliance for Suicide Prevention X X mental health
ARC X disability
Bohemian Foundation X X X funding
Boys & Girls Club X X X children
CARE Housing X X X housing
CARE Housing Resident Council X housing
CASA/Harmony House X X X children
Catholic Charities X X X X homelessness
Catholic Charities, Operations Manager X X X X homelessness
Children's Speech & Reading Center X X X X X children
ChildSafe Colorado X X X X victim services
City Adaptive Recreation Department X disability
City Environmental Services Department X food
City Equity and Inclusion Office X marginalized populations
City of Loveland X funding
Colorado Health Network NCAP X HIV/AIDS
Colorado Poverty Law Project X social services
Colorado State University Off-Campus Life X youth
Commission on Disability X X disability
Community Foundation of Northern Colorado X funding
Crossroads Safehouse X X X victim services
CSU Basic Needs Dept X X X social services
CSU Basic Needs, Director of Health X X X social services
CSU Care Program X X social services
CSU Student X youth
Cultural Enrichment Center of Fort Collins X marginalized populations
Dance Express X X disability
Denver Rescue Mission X X X X homelessness
Disabled Resource Services X X X X X disability
Downtown Development Authority X business
Early Childhood Council X X children
Easterseals Colorado X X disability
Economic Health Department X employment
Elderhaus X X disability
Elevation Community Land Trust X X housing
Ensight Skills Center X X disability
Every Child Pediatrics - Health & Wellness Center X X children
Family Housing Network X X X homeless family
Family Leadership Training Institute X X social services
FCCAN X social services
First Presbyterian Church X faith community
FOCO Café X X food
Food Bank X X X X X food
Foothills Gateway X X disability
Fort Collins Chamber of Commerce X business
Fort Collins Menonite Fellowship X X X faith community
Fort Collins Museum of Discovery X children
Fort Collins Rescue Mission X X X homelessness
Fuerza Latina X Spanish speakers
Habitat for Humanity X X housing
Hanbit Church of Fort Collins X faith community
Health District X health
HighPointe Services X X disability
Holy Family Catholic Church X faith community
Home Instead Senior Care X seniors
Homeward Alliance X X X X homelessness
Housing Catalyst X X housing
Human Relations Commission X marginalized populations
Human Services and Housing Funding Board X X social services/housing
Interfaith Council Newsletter X faith community
INTO CSU X education/youth
ISAAC X immigrants
Kids at Heart X X foster families
La Cocina X Spanish speakers
La Familia/The Family Center X X X X Spanish speakers/children
L'Arche Fort Collins X X X X disability
Larimer County - Behavioral Health X X mental health/local govt
Larimer County Dept of Corrections X corrections
Larimer County Dept. of Human Services X X social services
Larimer County Housing X housing
Larimer County Office on Aging X seniors
LatinX Community Advisory Group/Loveland Latin Community X Spanish speakers
Library - Downtown X general community
EXHIBIT A TO RESOLUTION 2025-071
Loveland Housing Authority X housing
Lutheran Campus Ministries CSU X X X X social services/faith community
Mason Place Residents X formerly homeless/housing
Matthews House X X X youth
McBackpack X X food
Meals on Wheels Fort Collins X X X X seniors
Mercy Housing X housing
Mountain Avenue Market X X food
Mujeres de Colores X Spanish speakers
Murphy Center Guests X homelessness
Museo de las Tres Colonias X Spanish speakers
Neighbor to Neighbor X X housing
New Eyes Village/Healthy Larimer Committee X X social services
NoCo CoC Lived Experience Advisory Council X homelessness
North Fort Collins Business Association X business
North Front Range MPO X business
Northern Colorado Continuum of Care X X X X X homelessness/COC
Northern Colorado Veterans' Resource Center X veterans
Northside Aztlan Community Center X general community
Outreach Fort Collins X X X X homelessness
Partners Mentoring Youth X X youth
Partnership for Age-Friendly Community in Larimer County X X seniors
Pathways Hospice X health
Police Services X corrections
Poudre River Public Library X X X X institution
Poudre School District X education/children
Poudre School District--Title 1 X education/children
Project Homeless Connect X homelessness
Project Self Sufficiency X X social services
Project Smile X health
Queen’s Legacy X X social services
Ram's Against Hunger X food
Realities for Children X X children
Respite Care X X children
SAINT / Care-A-Van X X disability
Salud Family Health X X physical health
Salvation Army X X homelessness
SAVA X X victim services
SBDC X X business
Senior Advisory Board X seniors
Sproutin Up X X youth
St Lukes Episcopal Church X faith community
StoryForge X X funding
SummitStone Health Partners X X X mental health
Super Issues Board X general community
Teaching Tree X X X X children
The Center for Family Outreach X youth
The Crawford Child Advocacy Center X X victim services
The Genesis Project X social services
The Quarter Project X X X youth
The Vegetable Connection X X X X X food
TRT – City Staff X corrections
Turning Point X X youth
United Way of Larimer County X X X funding
United Way of Weld County X funding
Vindeket Market X X food
Volunteers of America X X X X seniors/veterans
Yarrow Collective X mental health/marginalized populations
Youth Advisory Board X youth
Youth for Change X youth
Questionnaire Respondents X general community
EXHIBIT A TO RESOLUTION 2025-071
Consolidated Plan Public Hearing 10/23/24 and Public Input Period
2025-2029 Consolidated Plan
Public Hearing
Subject: 2025-2029 Consolidated Plan Board Presenta�on
Date: October 23, 2024
Loca�on: 222 Laporte Ave
Atendees: Members of the public, prior engagement par�cipants
Background
The Consolidated Plan is the City’s five-year strategic plan for the use of Community Development Block
Grant (CDBG) and Home Investment Partnerships Program (HOME) funds to support community
development and affordable housing in Fort Collins. The Plan includes a needs assessment and market
analysis, iden�fies community priority areas and goals, and earmarks CDBG and HOME resources to
achieve these goals.
Mee�ng Format
Presenta�on included summary of outreach and findings to date, including dra� Consolidated Plan
Goals and dra� priori�es for the new Human Services and Homelessness Priori�es Pla�orms.
Summary of Input
37 atendees at 2 sessions, represen�ng service and housing providers, interest groups, business
associa�ons, and religious organiza�ons.
Par�cipant Comments:
• Include support for training/reten�on & self-care for those falling under Preven�on &
Interven�on
• Trauma-Informed Transporta�on – currently no service available to provide this
• Transi�onal Housing is missing in Fort Collins. Although Permanent Suppor�ve Housing is
important for unhoused folks, Transi�onal Housing may be more appropriate for some. Also,
some community members may think these are the same thing.
• Local agencies could consider partnering with FoCo Café, as it is a gathering spot for unhoused
peoples
• FoCo Café seeing an up�ck in homeless/vulnerable popula�on atendance at meals = high 50s
per day
• Desire from agencies to partner, promote of services, and network more generally
Technical Feedback/Verbiage
• Every �me the word “All” is men�oned, for example: “All residents have access…”
o Sugges�on to add “All – as defined as including [underrepresented popula�ons, etc.]” or
some way to clearly communicate the direct �e to Dispropor�onately Impacted
Iden��es as explained on page 3
• “Access” – as related to “All residents have access…”
EXHIBIT A TO RESOLUTION 2025-071
o Is access enough?
o Access without explicitly men�oned support does not provide equity in access
o Hard to translate into common language for the purposes of this document. Pla�orm is
just a blueprint.
•Change the word “equal” to “equitable” in instances like: “Programs that ensure residents have
equal access to…”
•Food Security – include verbiage around not just mee�ng nutri�onal needs, but also
dignity/affirming needs surrounding food, for example he men�oned cultural needs surrounding
food security
•Where CSU students fit into the categories –mainly fit under “Young Adults,” but many students
are non-tradi�onal.
•Interest in funding opportuni�es between the City and CSU students.
Writen Input Received During Public Comment Period, 10/24/24-12/24/25
Name
KENNETH ORGOGLIOSO
Email
theonefloormaster@gmail.com
Comments
A proposal for increasing the supply of affordable housing stock for aid in new construc�on projects
should address and include provisions for ataining a carbon neutral or carbon neutral ready building
requirement with a building performance standard goal that coincides with the City of Fort Collins OCF
planning dept. guidelines. Affordable housing remodel projects should have similar goals included with
provisions for minimum building envelope and insula�on tes�ng to a current standard before aid is
awarded for any addi�onal work on exis�ng affordable housing.
If commen�ng on a specific planning document, please indicate which one below (Consolidated Plan,
Human Services Priority Pla�orm, Homelessness Priority Pla�orm)
Affordable housing
I only have 4 small sugges�ons:
Paterns that persist genera�onal poverty are disrupted.- Consider changing persist to perpetuate
EXHIBIT A TO RESOLUTION 2025-071
Under "Dispropor�onately Impacted Iden��es" and Immigra�on Status and Na�onal Origin2 - add a
space before the "2" so it matches the other footnotes.
Under "Dispropor�onately Impacted Iden��es" and Gender Iden�ty/Expression and Sexual Orienta�on -
list as LGBTQIA+ since that is used in the final ** footnote.
Under Dispropor�onately Impacted Iden��es ~ Homelessness and Gender Iden�ty/Expression and
Sexual Orienta�on - list as LGBTQIA+ since that is used in the final ** footnote.
Anna Navarro
Name
Denise Steffenhagen
Email
mssimplicity44@gmail.com
Comments
There needs to be more housing/sheltering for the homeless. Through experience, I have seen that the
homeless people are able to go to rehab when they are in secure housing to go back to a�er dealing
with their addic�on.
If commen�ng on a specific planning document, please indicate which one below (Consolidated Plan,
Human Services Priority Pla�orm, Homelessness Priority Pla�orm)
Homelessness Priority Pla�orm
EXHIBIT A TO RESOLUTION 2025-071
Consolidated Plan and Annual Ac�on Plan
Use of Funds
Public Hearing
March 18, 2024
Atendance:
Kristen Draper, Poudre Library District
Luna Adelt, Colorado Health Network
Elis Cooper, Colorado Health Network (online)
Pamela Refvem, resident
Paula Ordaz, Fort Collins Rescue Mission
Halee Wahl, Fort Collins Area Chamber of Commerce
Jason Morgan, CWS Global
Kristy Beachy-Quick, CWS Global
Chris�ne Church, World Service AWS
Overview:
Staff presented an overview of the Compe��ve Process for funding, including steps in the process and
opportuni�es for public input, as well as a descrip�on of each funding source and eligible uses, and a list
of applicants for each funding source with their requested funding amount and the difference between
total requests and funding available.
Comments:
One atendee expressed concern about the Library’s applica�on for the City’s Homelessness Response
Funds. She said that the services for unhoused people at the library are duplica�ve of services available
in other parts of the community and feels that study rooms should not be used for this purpose. She has
concerns about behaviors, police-involved incidents, and people with criminal records atending the
library to access services.
EXHIBIT A TO RESOLUTION 2025-071
2024 Community & Housing
Questionnaire Results
Social Sustainability Department, City of Fort Collins
EXHIBIT A TO RESOLUTION 2025-071
Executive Summary
The 2024 Community & Housing Questionnaire received 365 unique completed responses.
Respondents were generally White, older than the average Fort Collins resident, and had incomes
similar to the median income in Fort Collins. Respondents were marginally more likely than the
average resident to own a home, and respondents were generally relatively new to Fort Collins (1-5
years tenure) or well-established in Fort Collins (more than 20 years tenure).
An overwhelming theme of survey responses is the lack of affordable housing opportunities
(rent and own) and limited services for people experiencing homelessness. Building and
maintaining affordable housing, providing housing opportunities to low-income households, and
providing services to people experiencing homelessness were clear priorities of respondents. In
nearly every question where these themes could be selected, they were the most selected. In
addition to services for people experiencing homelessness, child care and mental health care
ranked as the highest priority supportive services. Job creation and job training and placement
services ranked as the highest economic development priorities, and improvement to the transit
system was the top community development activity.
Demographics
Race, Ethnicity, Language, Age, Gender & Sexual Orientation
The survey received a total of 365 completed responses. Survey respondents were
overwhelmingly White, Non-Hispanic. 90% of respondents indicated they were White, and 91%
indicated that they were Not Hispanic/Latinx/Spanish. While the portion of White respondents is
only marginally different to the portion of Fort Collins that is White, the low amount of non-White
survey responses can make it difficult to gather meaningful insight about non-White groups in Fort
Collins. Approximately 4% of survey responses were received in Spanish. A majority of respondents
(52%) indicated an age between 30 and 49 years old. The median age of survey respondents was
40-49 years old. 2022 Census estimates place the median age of Fort Collins residents at about 30
years old, indicating that the average survey respondent is older than the average Fort Collins
resident. 95% of respondents indicated that they were cisgender, with 65% of total respondents
identifying as women and 30% identifying as men. 77% of respondents identified as heterosexual,
while 23% of respondents identified as something other than heterosexual (including asexual,
bisexual, lesbian or gay, pansexual, and queer).
EXHIBIT A TO RESOLUTION 2025-071
Table 1: Race
Race Responses Percent
White 261 90%
American Indian/Alaska
Native 8 3%
1 0%
Table 2: Ethnicity
Ethnicity Responses Percent
Not Hispanic/Latinx/Spanish
Origin 401 91%
Table 3: Language
Language Responses Percent
English 352 96%
Spanish 13 4%
Total 365 100%
Table 4: Age Range
Age Range: Responses Percent
15-19 yrs 2 1%
20-29 yrs 53 16%
30-39 yrs 107 32%
40-49 yrs 75 22%
50-59 yrs 43 13%
60-69 yrs 30 9%
70 yrs or older 28 8%
Decline to
specify 22
338 100%
EXHIBIT A TO RESOLUTION 2025-071
Table 5: Gender
Gender Responses Percent
Woman 216 65%
Man 99 30%
Nonbinary or
Transgender 14 4%
3 1%
Table 6: Sexual Orientation
Sexual Orientation Responses Percent
Heterosexual 215 77%
Not Heterosexual 66 23%
Decline to specify 84
Total Responding 281 100%
Income, Education, Location, Housing, Tenure, and Community Role
The most common response for a household’s income level was $100,000 - $149,999. The
median income of survey was $75,000 - $99,999, similar to the median income of Fort Collins
residents (about $80,000). Most respondents (72%) have at least a bachelor's degree, and 97% of
respondents are high school graduates (or have an equivalency). The three most common zip codes
of survey respondents were 80525, 80526, and 80524. The distribution of responses across Council
Districts was relatively even, with District 1 returning the most responses (27%) and District 5
returning the fewest responses (10%). Nearly 60% of survey respondents indicated that they are
homeowners, which is above the Fort Collins rate of approximately 50% homeowners and 50%
0
20
40
60
80
100
120
15-19 yrs 20-29 yrs 30-39 yrs 40-49 yrs 50-59 yrs 60-69 yrs 70 yrs or
older
Figure 1: Age Range
EXHIBIT A TO RESOLUTION 2025-071
renters. The median length of tenure in Fort Collins for survey respondents was 11-15 years.
However, a majority of applicants fell into the 1-5 year (31%) and more than 20 year (32%)
categories. Most respondents have been in Fort Collins for a relatively short time or a very long
time. 77% of survey respondents indicated that they were a community member, with an additional
12% responding as non-profit service providers.
Table 7: Household Income Distribution
Household Income Range: Responses Percent
Less than $10,000 27 9%
$10,000-$14,999 9 3%
$15,000-$24,999 14 4%
$25,000-$34,999 14 4%
$35,000-$49,999 31 10%
$50,000-$74,999 56 18%
$75,000-$99,999 44 14%
$100,000-$149,999 61 20%
$150,000-$199,999 31 10%
$200,000 or more 25 8%
Decline to specify 44
Total Responding 312 100%
Table 8: Education Level Distribution
Education Level Responses Percent
Less than a high school graduate 10 3%
High school graduate (or
equivalency) 29 8%
80525 67 26%
80526 34 13%
80524 18 7%
80220 8 3%
80523 7 3%
80207 5 2%
Other (less than 5 responses) 114 45%
Total 253 100%
EXHIBIT A TO RESOLUTION 2025-071
Table 10: Council District Distribution
Council District Responses Percent
Council District
1 69 27%
41 16%
29 11%
51 20%
27 10%
6 43 17%
96
260 100%
Table 11: Housing Rental or Ownership
Rent or Own? Responses Percent
27
319 100%
Responses Percent
1-5 years 106 31%
6-10 years 57 17%
11-15 years 35 10%
16-20 years 32 9%
More than 20 years 107 32%
Decline to specify 24
Total Responding 337 100%
EXHIBIT A TO RESOLUTION 2025-071
Table 13: Respondent Community Role
I am responding as a(n)… Responses Percent
Community member 275 77%
Non-profit service provider 42 12%
Other (please specify) 14 4%
Government employee 9 3%
Service provider primarily for persons experiencing
homelessness 6 2%
Survey Responses
When asked about their top three priorities for CDBG, HOME, and Human Services funding
over the next five years, affordable housing (specifically for low- and moderate-income households,
selected by nearly 80% of respondents as priority), supportive services (like childcare and job
training, selected by 63%), and facilities and services for people experiencing homelessness
emerged as clear priorities (selected by 56%). Within the housing realm, respondents
overwhelmingly selected a lack of affordable rental housing (92%) and home ownership (81%)
opportunities as the most commonly faced housing problems faced by Fort Collins residents, with
homelessness (53%) also receiving a significant amount of responses. Respondents believe that
available housing units do not meet the needs of people experiencing homelessness (85%) and
low-income households (75%). The two highest-need housing assistance programs according to
respondents are building more affordable housing (77% responded high priority) and preserving
existing affordable housing (76% high priority). Specifically for low-income (prospective)
homeowners, respondents indicated that the most important factors are the availability of
affordable homes for purchase (87%) and downpayment assistance (66%). The need for providing
affordable housing to persons experiencing homelessness was highest among special populations
(69% high priority).
When asked about specific supportive services, childcare (79% high priority), mental health
care (81% high priority), and services for people experiencing homelessness (72%) ranked as the
highest priorities. Housing loss prevention (65% high priority) and suicide prevention (61% high
priority) were the top responses. Respondents indicated that most needed services for people
experiencing homelessness are mental health care (64%) and supportive services and case
management (63%), with rent/deposit/utility assistance (53%) and additional emergency shelter
(50%) also receiving a notable portion of responses. Job creation (75%) and job training and
placement services (60%) were the top priorities in terms of economic development. Improvement
to the transit (bus) system (59%) was a clear priority for community development activities.
EXHIBIT A TO RESOLUTION 2025-071
Q1: Community Needs: Which of these categories of community need do you think should
be prioritized with CDBG, HOME and Human Services funding over the next five years?
(Select top three)
Answer
Total
Responding to Selecting as
Affordable Housing: Housing specifically for people with low and
moderate incomes. 362 79%
Supportive Services: Childcare, job training, transportation
assistance, mental and physical health care, services for seniors,
sidewalks, energy conservation, etc. 362 28%
Q2: Housing Concerns: What do you perceive as the three most common housing
problems faced by Fort Collins residents? (Select top three)
Answer
Total Responding to
Question
Percent Selecting as
Priority
Lack of affordable rental housing 285 92%
Lack of affordable homeownership 285 81%
Homelessness 285 53%
Affordable housing not near transportation
routes 285 18%
Affordable housing not near services 285 11%
Affordable housing not near employment 285 11%
Other Housing Concerns: 285 10%
Unsafe/poor neighborhood conditions 285 6%
Overcrowded conditions 285 5%
EXHIBIT A TO RESOLUTION 2025-071
Q3: The availability of housing units in Fort Collins meets the needs of the following
populations (Strongly Disagree (1) – Strongly Agree (5))
Answer
Total
Responding Strongly Disagre t nt Strongly Avg
Seniors
Families
disabilities or
Single people
experiencing
Q4: Rate your perception of the need for the following types of housing assistance
programs (Low Priority (1) – High Priority (3))
Answer
Total
Responding Low Medium High Avg
Building more affordable housing
(housing specifically for people with
Preserving existing affordable housing
Rental assistance
Home ownership assistance
EXHIBIT A TO RESOLUTION 2025-071
Q5: What types of support do you feel are most important for low-income homeowners?
(Select top three)
Answer Total Responding to Question Percent Selecting as Priority
Affordable homes for purchase 285 87%
Downpayment assistance 285 66%
Support for aging in place 285 29%
Energy efficiency improvements 285 22%
Modifications for persons with
disabilities 285 21%
Lead-based paint removal 285 6%
Other: 285 5%
Q6: Housing for People with Special Needs: Rate your perception of the need for providing
affordable housing for special populations in Fort Collins. (Low Need (1) – High Need (3))
Answer
Total
Responding to Low Medium High Avg
Persons experiencing
homelessness 284 2% 27% 69%
2.62
Youth experiencing
homelessness (age 25 and
Persons with mental illness
Victims of domestic violence
Persons with mobility issues
Veterans 284 14% 48% 36% 2.18
Persons with HIV/AIDS
EXHIBIT A TO RESOLUTION 2025-071
Q7: Supportive Services: Rate your perception of the need for the services noted below.
(Low Need (1) – High Need (3))
Answer
Total
Responding to Low Medium High Avg
Childcare access and
affordability 227 2% 16% 79%
2.71
Mental health care
Access to healthy foods
(cultural, minorities,
subpopulations) 227 14% 35% 48% 2.27
Services for seniors
Services for veterans
Financial counseling
Recreation and enrichment
EXHIBIT A TO RESOLUTION 2025-071
Q8: Preventative Services: Rate your perception of the need for the services noted below.
(Low Need (1) – High Need (3))
Answer
Total
Responding to Low Medium High Avg
Housing loss prevention
Suicide prevention
Sexual assault prevention
Substance abuse prevention
street lighting, prevention
Q9: Homelessness: Rank your perception of the biggest needs for providing assistance to
people experiencing homelessness in Fort Collins. (Select top five)
Answer
Total Responding to
Question
Percent Selecting as
Priority
Mental health care 200 64%
Supportive services, case management 200 63%
Rent/deposit/utility assistance 200 53%
Additional emergency shelter 200 50%
Substance use disorder treatment 200 43%
Additional extreme cold weather shelter 200 42%
Shower and laundry access 200 33%
Job training 200 29%
Physical health care 200 26%
Operations/maintenance for existing
shelters 200 25%
Additional extreme heat shelter 200 21%
Other homeless needs? Describe: 200 11%
EXHIBIT A TO RESOLUTION 2025-071
Q10: Economic Development: If supported with CDGB/HOME/Human Services Funding,
what are the top three economic development activities that should be prioritized? (Select
top three)
Answer
Total Responding to
Question
Percent Selecting as
Priority
Job creation 57 75%
Providing support to small, minority, and locally owned
businesses 57 54%
Q11: Community Development: If supported with CDGB/HOME/Human Services Funding,
what are the top three community development activities that should be prioritized? (Select
top three)
Answer
Total Responding to
Question
Percent Selecting as
Priority
Improvement to transit system (buses) 103 59%
Water and sewer line repair 103 49%
Sidewalk construction or repair 103 43%
Addition of bike lanes 103 42%
Public parks and playground
improvements 103 38%
Street Improvements 103 36%
Energy conservation 103 35%
EXHIBIT A TO RESOLUTION 2025-071
CITIZEN PARTICIPATION PLAN
for U.S. Department of Housing & Urban Development
planning and reporting activities
August 2025
City of Fort Collins Colorado
Social Sustainability Department
222 Laporte Ave.
P.O. Box 580
Fort Collins, CO 80522-0580
fcgov.com/socialsustainability
EXHIBIT B TO RESOLUTION 2025-071
Table of Contents
Introduction ....................................................................................................................... 3
Plan Overview and Emphasis .......................................................................................... 3
General Guidelines and Standards for Public Participation ........................................ 4
Standards for Distribution and Access ....................................................................... 4
Reasonable and Special Accommodations .................................................................. 5
Overall Citizen Participation Standards .................................................................... 6
Review Periods .......................................................................................................... 6
Public Hearings ......................................................................................................... 6
Notices for Meetings, Public Hearings and Review Periods ................................. 7
Additional Guidelines and Information for HUD’s Five Planning and Reporting
Activities............................................................................................................................. 9
Consolidated Plan (Five-Year Strategic Plan) ........................................................... 9
Annual Action Plan ....................................................................................................... 9
Consolidated Annual Performance and Evaluation Report ..................................... 9
Amendments .................................................................................................................. 9
Consolidated Plan Amendment Guidelines .......................................................... 10
Annual Action Plan Amendment Guidelines ....................................................... 10
Citizen Participation Plan Amendment Guidelines ............................................. 11
Other Guidelines and Information ................................................................................ 11
Interdepartmental Coordination and Cooperation ................................................. 11
Document Retention ................................................................................................... 12
Technical Assistance ................................................................................................... 12
Complaint Procedures ................................................................................................ 12
Response Standards for Citizen Complaints ........................................................ 12
Complaint and Response Process .......................................................................... 12
Funding Application Complaints .......................................................................... 13
Discrimination Complaints .................................................................................... 14
Conclusion ....................................................................................................................... 14
Attachment A .................................................................................................................. 15
Attachment B ................................................................................................................... 17
Attachment C .................................................................................................................. 19
EXHIBIT B TO RESOLUTION 2025-071
Introduction
The City of Fort Collins receives an annual entitlement of Community Development
Block Grant (CDBG) and HOME Partnership Program (HOME) funds from the U.S.
Department of Housing and Urban Development (HUD). The grants provide funding for
community development and housing activities that must primarily assist low- and
moderate-income residents. Fort Collins has also received CDBG-COVID-19 (CDBG-CV)
and HOME-ARP funding, and in the future may receive other HUD funds. The process by
which the City determines its priorities, goals, and resources, and reports to HUD on
progress in regard to grants is called the Consolidated Planning Process. It includes five
separate but intertwined processes and resultant plans/reports:
•Consolidated Plan (5-year strategic plan)
•Annual Action Plans (AAP)
•Consolidated Annual Performance and Evaluation Reports (CAPER)
•Citizen Participation Plan
•Substantial Amendments to the Consolidated Plan, Annual Action Plans, or
Citizen Participation Plan
The City of Fort Collins’ mission is to provide “exceptional service for an exceptional
community.” In support of its overall Strategic Plan—and to the greatest extent
possible—the City recognizes the importance of involving all community members in the
planning and decision-making process of government. The goal of this Citizen
Participation Plan is to fully integrate citizen input into these five planning and reporting
activities required to successfully manage the City’s current community development,
housing, and other future U.S. Department of Housing and Urban Development (HUD)
programs.
The Social Sustainability Department has primary responsibility for managing the citizen
participation process and the development, implementation and reporting of annual
accomplishments referenced in this Citizen Participation Plan. This plan also fulfills the
requirements of federal regulation, 24 CFR Part 91.105.
Plan Overview and Emphasis
The City of Fort Collins intends to maximize programs and develop policies to have the
greatest community impact possible. Effective and meaningful civic engagement is a
strategy towards that goal. Fort Collins will encourage people who are intended to
directly benefit from federal funds to participate in the formulation and implementation
of projects to be funded with those dollars. These community members may include
minority residents or other persons in a legally protected class, those who do not speak
English or have limited English proficiency, persons with disabilities, female heads of
households, residents who identify themselves as low- and moderate-income, unhoused
community members, residents of assisted housing, and residents with
disproportionately impacted identities.
EXHIBIT B TO RESOLUTION 2025-071
Of particular importance is the participation of low- and moderate-income persons and
residents of assisted housing. Special efforts will be made to include persons who are
within one or more legally protected classes, who have English language barriers, or
who are language isolated. Additionally, the City is committed to the meaningful public
engagement of community members who may be part of a special population (such as
at-risk youth), or who are considered to be in a federal Presumed Benefit category (such
as persons experiencing homelessness or those living with HIV/AIDs).
The City will enlist nonprofit and community organizations, including faith-based groups,
resident associations, housing and human service agencies and other groups,
businesses, and developers, to assist the City with fully engaging residents in the
planning and implementation of its federal programs. In addition, the City will leverage
evolving communications strategies and media channels to promote this objective.
Avenues to increase citizen input may include newsletters, news releases, webpage
announcements, social media, email, or other print or electronic materials. The City will
use communications strategies which specifically address and connect with the unique
needs of sub-populations within our community.
This Citizen Participation Plan will be incorporated (by attachment or reference) into
every Consolidated Plan, Annual Action Plan, and Consolidated Annual Performance
Report.
General Guidelines and Standards for Public Participation
The Citizen Participation Matrix, which organizes important process information in
table form, is located in Attachment A. This Matrix is a quick reference tool, outlining all
requirements for each planning and reporting activity. Definitions are provided in
Attachment B.
Standards for Distribution and Access
The City provides reasonable and timely access to all meetings and documents required
in the processes for the five reporting and planning activities and does not discriminate
based on race, color, national origin, creed, religion, sex, sexual orientation, disability, or
age and without regard to the exercise of rights guaranteed by state or federal law.
Policies and procedures are in place to assist persons with limited English proficiency
and/or disabilities.
Public review and comments are welcome at any point in the processes for the five
reporting and planning activities. A summary of comments or views received, and a
summary of any comments or views not accepted and the reasons why, will be attached
to the final plans prior to requesting approval by City Council.
The City will encourage community input by:
•Posting ADA- and Title VI-compliant notices in The Coloradoan, Fort Collins’
general circulation newspaper, in English and in Spanish.
EXHIBIT B TO RESOLUTION 2025-071
•Posting ADA- and Title VI-compliant electronic notices in English and in Spanish
on the Social Sustainability Department webpage. The City webpages are
compatible with web readers for the visually impaired and connected to Google
Translate.
•Distributing notices through partner agencies serving low- and moderate-income
clients, people in legally protected classes, special populations, residents of
CDBG/HOME-assisted housing developments, and Presumed Benefit categories.
The notices will be shared by those community partners determined to be most
appropriate and effective, according to the Social Sustainability Department and
upon request.
•Providing opportunities for interviews, surveys, listening sessions, and/or focus
groups, as appropriate.
•Providing paper copies of documents on request.
•Whenever possible, using specialized communications strategies to address the
needs of unique subpopulations (e.g., persons experiencing homelessness,
Spanish-speaking-only, female heads of households, etc.).
Reasonable and Special Accommodations
•Copies of the five reporting and planning activities documents will be made
available online and offered in print upon request.
•Public input will be solicited online and/or in fully accessible locations.
•Public meetings and public hearings will take place online or in fully accessible
locations.
•Upon request, the City will provide materials in Braille, large print, in Spanish or
other languages as needed, or in a voice recording, at no cost to the requestor.
•The City’s TDD/TYY number is: 970-221-3490.
•Interpretation services will be made available where it is reasonably anticipated
there will be a significant number of non-English speaking residents in
attendance and/or upon request
•City Council proceedings are available with Closed Captioning on the local
government cable channel (Channel 14).
•The City will also deliver a copy of any Plan, Amendment or Report to a
homebound person upon request.
•Reasonable notice for requests is usually considered to be 48 hours.
•Any content on the City of Fort Collins website may be immediately translated
into any one of 249 languages. The Google Translate feature is located in the
upper left corner of the City’s Home page at: fcgov.com.
•Regulation 24 CFR Part 91.105 (b) (1) also requires that any HUD-funded project
or program that may displace residents describe how the City will assist those
displaced. The City’s current Anti-Displacement Policy is an attachment to this
document (Attachment C).
EXHIBIT B TO RESOLUTION 2025-071
Overall Citizen Participation Standards
Review Periods
Thirty-day (30-day) Public Review Periods are federally required and specifically set
aside for public comments and input:
•For federal funding allocation recommendations prior to any final City Council
funding allocation decision.
•Prior to the submission of a Consolidated Plan to City Council for approval.
•Prior to the submission of an Annual Action Plan to HUD.
•Prior to the submission to HUD of any Substantial Amendment to the
Consolidated Plan, an Annual Action Plan, or the Citizen Participation Plan.
A fifteen-day (15-day) Public Review Period is federally required and specifically set
aside for public comments and input:
•Prior to the submission of a Consolidated Annual Performance and Evaluation
Report (CAPER) to HUD.
Waiver of federally required public comment periods:
•When, due to designated disasters or emergencies, HUD issues federal waiver
guidance on the required minimum public review period, City staff will submit the
prepared waiver request and documentation in order to deploy funding as
expeditiously as possible.
Public Hearings
A minimum of two (2) federally required public hearings are held each Program Year to
solicit citizen viewpoints and input. These public hearings are designed to ensure the
City follows its purposes and proposed goals, and fully integrates citizen input into the
corresponding documents in order to meet community needs. One public hearing will
solicit viewpoints on community needs and the proposed use of funds. The second
public hearing will be held to assess how funds were spent during the prior Program
Year. To comply with regulations, the public hearings are held in person with an online
option.
In addition, City Council holds a public hearing before making a final decision at the end
of each funding allocation process. City Council also holds public hearings before
adopting the Consolidated Plan or its Substantial Amendments, and changes to the most
recently adopted or amended Citizen Participation Plan. Public hearings for each Annual
Action Plan and their Substantial Amendments, are held by the Social Sustainability
Department. Community members have varied opportunities throughout each Public
Review Period to express their thoughts on the accuracy and content of the document
under review.
EXHIBIT B TO RESOLUTION 2025-071
All public hearings are held in accessible locations. Hearings at Council meetings will be
held at City Hall, and available online. Social Sustainability Department led hearings will
be held at various locations across the community that are open to the public and
accessible, such as the public library or a City-owned building or facility, and will have a
hybrid option as practical. Interpretation services are made available when it is
reasonably anticipated that there will be a significant number of non-English speaking
residents in attendance and upon request.
When public health crises or other disaster response prohibits the City’s ability to hold
public meetings in person, City Council and/or Social Sustainability staff may elect to
hold public hearings via an online platform, with appropriate notice and opportunity for
reasonable accommodations and public comment.
Notices for Meetings, Public Hearings and Review Periods
At a minimum, notices for meetings, public hearings, and public review periods will be
posted according to General Guidelines and Standards for Citizen Participation.
Meetings
Full and timely notice will be provided for all public meetings, in accordance with
the Colorado Open Meetings Act. Notices are posted on the City’s event website
and the Social Sustainability Department webpage. Notices include a summary of
the content included in the meeting. Notices of pending meetings are posted at
least 24 hours prior to a meeting. Notices of a meeting cancellation or a special
meeting are posted at least 24 hours in advance of the change.
Public Hearings
Whenever possible, notice of a public hearing will be published at least fifteen
(15) days* prior to the hearing, and never less than seven (7) days before a
hearing. Additionally, General Guidelines and Standards for Public Participation
will be followed. Those Guidelines and Standards in this document are intended
to facilitate maximum citizen awareness, and participation in the Hearing.
Public Review Periods
All notices for a public review period will be published at least one (1) day prior
to the beginning of the review period. General Guidelines and Standards for
Public Participation will be followed.
Content in notices for public review periods will include the anticipated
Community Development Block Grant and HOME Investment Partnership
Program funding, any other HUD or City funding the City reasonably expects to
receive, how the funds are proposed to be allocated, how to submit comments,
and where further information is available.
EXHIBIT B TO RESOLUTION 2025-071
Waivers for Disaster Recovery and Emergency Response
In the instance of disaster recovery or emergency response, the City will implement
HUD waiver guidance pertaining to public notices, public review periods and public
hearings in order to expeditiously deploy critical response funds. For example, Disaster
Recovery will have a 5-day Public Review period.
* According to 2014 HUD CPD technical assistance received by the City, the 15-day advance notice for
hearings is set out as a best practice by HUD, but is not required by regulation. The intent is to solicit
maximum citizen awareness and participation, as outlined in the remainder of the paragraph.
EXHIBIT B TO RESOLUTION 2025-071
Additional Guidelines and Information for HUD’s Five
Planning and Reporting Activities
At a minimum, the City will follow standards outlined under General Guidelines and
Standards for Public Participation.
Consolidated Plan (Five-Year Strategic Plan)
In order to receive an annual allocation of federal funds from the Department of
Housing and Urban Development (HUD), the City must submit a Consolidated Plan,
which serves as the City’s strategic plan for use of CDBG and HOME funds for five years,
outlining goals to be achieved with the federal funds received.
To develop the Consolidated Plan, the City may use a combination of consultant
services, consultations with other agencies, and various public engagement methods,
such as public hearings, written comments, surveys/questionnaires, focus groups, and
interviews. Additionally, the City will coordinate its Plan with Housing Catalyst (Fort
Collins’ Housing Authority) for its Public Housing requirements, the Northern Colorado
Continuum of Care for data on persons experiencing homelessness and homelessness
strategies, adjacent local governments for non-housing community development needs,
and agencies with metropolitan-wide planning responsibilities.
Annual Action Plan
To implement the City’s five-year goals, an Annual Action Plan is submitted to HUD each
year listing the location, cost, proposed outcomes, and ancillary information related to
each project or program selected for funding. Federal regulations require these funds be
targeted where they will provide the greatest benefit to residents designated to receive
HUD assistance, primarily the City’s low- and moderate-income residents.
Consolidated Annual Performance and Evaluation Report
An integral part of measuring the success of the City’s HUD-funded activities is the
publication of a Consolidated Annual Performance and Evaluation Report (CAPER). This
report provides an objective assessment of the City’s progress toward meeting the
stated goals outlined in the Five-Year Strategic (Consolidated) Plan, as well as the
corresponding Annual Action Plan being reported on.
Amendments
An amendment to an approved Plan or Report will occur when the City decides:
•to add or remove a priority, project or program
•to not to carry out a project or activity described in the Plan
•to carry out a project not previously described
•to substantially change the purpose, scope, and/or location of beneficiaries of a
project.
EXHIBIT B TO RESOLUTION 2025-071
Because of potential impact to residents being served by funding, Substantial
Amendments will be subject to the same Guidelines and Standards for Public
Participation as the other planning and reporting activities. With the exception of
amendments due to receipt of disaster recovery or emergency response funds,
Substantial Amendments will require adequate notice of a 30-day public review period,
the public review period, and a public hearing. Approval by City Council and a City
Council public hearing will also be required for Substantial Amendments to the
Consolidated Plan (see Attachment A, Citizen Participation Matrix, Substantial
Amendments).
Updates for the purposes of addressing administrative items such as contact name
changes, will be considered as minor updates, not amendments.
Consolidated Plan Amendment Guidelines
Substantial Amendment
Substantial changes may include, but are not limited to:
•A Consolidated Plan might need to be amended due to significant changes in
community needs, market conditions, funding sources, priority needs, target areas,
or if there are errors in the original plan, including discrepancies with the actual
allocation amounts received from HUD (greater than $25,000). Essentially, any
substantial change that requires updating the Plan's strategies and goals to
accurately reflect the current situation may necessitate an amendment
•Establishment of a new Neighborhood Revitalization Strategy Area (NRSA).
Minor Amendment
•Updating narrative sections that do not impact priority needs, target areas, or any of
the Plan’s strategies or goals.
•Correcting an error in the allocation amounts received from HUD (less than $25,000)
without other substantial changes.
Annual Action Plan Amendment Guidelines
Substantial Amendment
Substantial changes may include, but are not limited to:
•Major project changes in service area; significant change to a new location;
change of purpose, program beneficiaries, or national objective compliance.
•Changing the use of CDBG funds from one eligible activity to another.
•Changes from one activity to another, such as project cancellation and/or new
project approval.
•Funding changes (+/-) greater than $25,000.
Minor Amendment
•Amendments not considered substantial are small increases or decreases in the
amount of funds allocated to an approved project or activity in order to achieve the
original purpose of the project or activity. These minor changes may be carried out
at the discretion of the department and are not subject to the criteria that apply to
EXHIBIT B TO RESOLUTION 2025-071
Substantial Amendments. Accordingly, there is no specific citizen participation
process outlined for this activity.
CAPER Amendment Guidelines
Substantial Amendment
Substantial changes may include, but are not limited to:
•Significant changes to project details, incorrect data initially submitted, updates
to program goals or activities, changes in funding levels, new project additions,
or if there were revisions to the underlying Consolidated Plan or Annual Action
Plan that need to be reflected in the performance report.
•Updating grant funds expended if a difference of $10,000 or more exists.
Minor Amendment
•Updating numbers of beneficiaries.
•Updating grant funds expended if a difference of $10,000 or less exists.
Citizen Participation Plan Amendment Guidelines
Due to a variety of circumstances and timelines under which such an amendment might
occur, should there be a need for an amendment to the Citizen Participation Plan,
departmental staff will determine the appropriate public participation process. An
amendment will occur if there is direction from HUD that changes or updates to the
process are necessary, such as a change in the length of time allowed for notices or
public comment periods. Citizen Participation Plan updates for the purposes of
addressing administrative items such as contact name changes, will be considered as
minor updates, not amendments.
Substantial Amendment
Substantial changes may include, but are not limited to:
•Significant changes in the methods used for public participation for any Plan
approved by City Council, including public hearings, public review periods, and
public notices.
Minor Amendment
Minor amendments will include any updates required by HUD for receipt of funds,
including but not limited to disaster recovery or emergency response funds.
Other Guidelines and Information
Interdepartmental Coordination and Cooperation
The Social Sustainability Department will work with the Communications and Public
Involvement Office (CPIO), any communications employees assigned to the Social
Sustainability Department, employees of the Finance Department who are responsible
for overall grants compliance administration, and employees of the City Manager’s
Office responsible for Title VI compliance.
EXHIBIT B TO RESOLUTION 2025-071
Document Retention
All Plans, Amendments, Reports, and activity files are public documents and are
available both in paper copy and electronically from the City of Fort Collins. All
documents are retained for a minimum of five years and are available for review with
sufficient notice (usually 48 hours). To maintain confidentiality, the City will take all
necessary measures to ensure any sensitive beneficiary information contained within
the department’s files is compliant with federal, state, and local privacy requirements.
Technical Assistance
Upon request, Social Sustainability Department staff will provide technical assistance to
any group representing persons of low- and moderate-income interested in developing
proposals for funding assistance under any of the programs covered by the Consolidated
Plan. The department may determine, at its discretion, the level and type of assistance
following consultation with those requesting technical assistance.
Complaint Procedures
Response Standards for Citizen Complaints
Substance and Timeliness
Should a resident have concerns/complaints related to the Plans, Amendments,
and/or Reports, or any other federal program document or procedure, the
concerns may be submitted in writing. The City will provide a timely, substantive
written response to every complaint within 15 business days, as required by
federal regulation.
Inclusion in Documents/Plans
Complaints received during any of the five reporting and planning activity
processes, and the outcome of their consideration by the City, will be included in
the corresponding adopted Consolidated Plan or Annual Action Plan submitted
to HUD.
Excluded Comments
City staff shall notate citizen comments excluded from any document, the
general nature of the comment, and the reason for exclusion.
Complaint and Response Process
Level One
The response to the complaint will be handled by the Project Manager assigned to the
Plan or activity, or by a Social Sustainability employee designated by the Department
Director. When a Project Manager or other contact information is not expressly
provided, written complaints may be submitted to:
Address: Social Sustainability
City of Fort Collins
EXHIBIT B TO RESOLUTION 2025-071
222 Laporte Ave.
P. O. Box 580
Fort Collins CO 80522-0580
Phone: 970-221-6734
Level Two:
If not resolved by the Department, formal complaints should be addressed to the City
Manager and submitted to:
Address: City Manager’s Office,
City Hall,
300 Laporte Ave.,
Fort Collins, CO 80521
The City Manager will refer the complaint to appropriate City staff for a written
response regarding the complaint within 15 business days upon receipt of the
complaint.
Level Three:
If the complainant is not satisfied with the City Manager’s response, further appeals
should be addressed to the Fort Collins City Council, c/o the Mayor (City Hall, 300 W.
Laporte Ave., Fort Collins, CO 80521). The Council has 30 days in which to take further
action as deemed necessary to address the complainant’s concerns.
Level Four:
If the complainant has not been satisfied with the response of City Council, a formal
complaint may then be addressed directly to the regional Department of Housing and
Urban Development (HUD) at: Department of Housing & Urban Development, 1670
Broadway, Denver, CO 80202-4801.
Funding Application Complaints
Formal complaints regarding HUD’s approval of the City of Fort Collins’ application for
CDBG and/or HOME funding should be submitted in writing to the HUD Area Office
within 30 days of the publication of the application notice. In order to ensure submitted
objections are considered during the review process, HUD will not approve an
application until at least 45 days after receipt of an application. In the interest of time,
therefore, if the complainant is not satisfied with the response from the City staff and
wants their comments to be considered during the HUD review process of the City’s
CDBG/HOME funding application, they should contact HUD directly within the
designated time frame. Department of Housing & Urban Development, 1670
Broadway, Denver, CO 80202-4801. Phone: 303-672-5440
EXHIBIT B TO RESOLUTION 2025-071
Discrimination Complaints
When the complainant’s concern is of a discrimination-related nature (e.g.,
discrimination on the basis of disability; race; creed; color; sex; sexual orientation;
gender identity; gender expression; marital status; familial status; religion; national
origin; and/or ancestry; source of income; veteran or military status; or other legally
protected classes), the complainant should immediately contact one of the following
resources:
1) City Manager’s Office: Civil Rights/ADA Officer
300 Laporte Ave., Fort Collins, CO 80521
Phone: 970-416-2253
2) City of Fort Collins: Title VI Coordinator
Email: titlesix@fcgov.com
Phone: 970.416.4254.
3) The Colorado Civil Rights Commission/Division
General Inquiries: DORA_CCRD@State.co.us
Intake Unit: DORA_CCRDIntake@State.co.us
Phone: 303-894-2997
The Colorado Civil Rights Division website, https://ccrd.colorado.gov/ provides
information about the Division, the Civil Rights Commission, discrimination, and
the process for filing a complaint.
4) The HUD Fair Housing Hotline (discrimination in housing-related issues)
Phone: 800-669-9777
Conclusion
The City of Fort Collins has a commitment to fostering public participation within the
broadest spectrum of community members. This Plan is intended to reflect not only
adherence to federal requirements, but also standards for meaningful communications
excellence. As future strategies for community engagement emerge, develop, and are
proven effective, they will be incorporated into Amendments to this Plan.
EXHIBIT B TO RESOLUTION 2025-071
Attachment A
Citizen Participation Matrix
Document Public Participation:
Minimum Standards for Public Required
Approval Deadline
Citizen Participation
Plan and
Substantial
Amendments
•1-day prior notice of Public
Review Period
•15-day notice of Public
Hearing
•New Citizen Participation
Plan Public Hearing: City
Council
•Substantial Amendment
Public Hearing: Social
30-day Public
Review Period
City Council
Approval
•Amended as
needed
•Most current
update included
with
Consolidated
Plan
Consolidated Plan
and/or Annual
Action Plans
•1-day prior notice of Public
Review Period
•15-day prior notice of Public
Hearing
•Consolidated Plan Public
Hearing: City Council
•Annual Action Plan Public
Hearing: Social Sustainability
30-day Public
Review period
Consolidated
Plan: City
Council
Approval
Annual Action
Plan: n/a*
Submit to HUD
August 15
(45 days prior to
start of new
Program Year)
Consolidated Plan
Substantial
Amendments
•1-day prior notice of Public
Review Period
•15-day prior notice of Public
Hearing
•Public Hearing: City Council
30-day Public
Review period
City Council
Approval
Submit to HUD
after City Council
approval
Annual Action Plan
Substantial
Amendments
•1-day prior notice of Public
Review Period
•15-day prior notice of Public
Hearing
•Public Hearing: Social
Review period
DR-funds: 5-
day Public
Annual Action
Plan: n/a*
Submit prior to
start of next
Program Year
Consolidated
Annual
Performance and
Evaluation Report
1-day prior notice of Public
Review Period
15-day Public
Review period n/a Submit to HUD
December 31
Public Hearing
Notices
Posting standards and
implementation reflect a goal of
maximizing citizen awareness
and participation in Public
n/a n/a
Goal of 15 days,
not less than 7 days
before Hearing
Additional Public
Hearings Two general Public Hearings are required annually:
EXHIBIT B TO RESOLUTION 2025-071
•One Public Hearing is to solicit citizen viewpoints and comments on how funds for
affordable housing, community development programs and projects, and other funding-
eligible activities should be spent.
•One Public Hearing is to solicit citizen viewpoints and comments, and to also report to
the community on how funds were spent during the City’s previous Program Year.
*Funding recommendations are subject to the 30-day Public Review period prior to final City Council approval,
but the document content is not approved by Council prior to submission to HUD. As indicated, the Annual Action
Plan document is also subject to a 30-day public review period, which may run concurrent with the Public Review
period for funding recommendations.
** According to 2014 HUD CPD technical assistance, there is no regulatory time frame for notice postings prior to
a Public Hearing. However, HUD’s suggested guideline is 15 days prior to any Hearing.
EXHIBIT B TO RESOLUTION 2025-071
Attachment B
Definitions
Annual Action Plan (AAP). The Annual Action Plan, required annually by HUD, details
the expenditure of yearly CDBG and HOME grants and ensures funds are directed
towards activities addressed in the Consolidated Plan. HUD requires the City to maintain
a significant correlation between the goals identified in the Consolidated Plan and use of
federal funds. Currently, the Human Services and Housing Funding Board evaluates and
recommends activities to City Council. However, the City Council has the right to
approve activities outside the recommendations of the Board. The Annual Action Plan is
due to HUD on August 15, forty-five (45) days before the start of the City’s new federal
program year on October 1.
Area Median Income (AMI). This household income measurement is used by Fort
Collins and some federal agencies, such as HUD, instead of the Federal Poverty Level
because the measurement is community-based, and assesses a household’s income in
the context of other households in a geographic area.
Consolidated Annual Performance and Evaluation Report (CAPER). This report is a self-
assessment of the implementation of the Consolidated Plan and the Annual Action Plan.
Activity outcomes are reported, showing the effectiveness of the federal funds. This
report includes details of the number and demographics of the community served. The
CAPER is due to HUD by December 31, 90 days from the end of the City’s federal
program year.
Consolidated Plan (five-year strategic plan). As an Entitlement Community recipient of
Community Development Block Grant (CDBG) funding and a Participating Jurisdiction in
the HOME Investment Partnership Program (HOME) funding, the City is required by HUD
to develop a Consolidated Plan that evaluates the needs of its low- and moderate-
income residents. This includes a review of the City’s housing, homeless, and community
development needs; provides a housing market analysis; and creates a strategy to
address the needs identified. This plan is revised every five years. The current
Consolidated Plan cycle is: 2025-2029 (October 1, 2025 through September 30, 2030).
Low-Income Neighborhood. A low-income neighborhood is a predominantly low-
income neighborhood identified as such by Census Tract, because 50% or more of the
residents in that tract have incomes below 60% of the Area Median Income (AMI), an
income measurement used by HUD. In Fort Collins, Qualified Census Tracts are located
in and around Colorado State University, including areas where students typically live,
areas north of College Ave. and west of Drake Rd., in the northernmost quadrant of the
city and into unincorporated areas, and along the Mulberry corridor (also including
unincorporated areas) (as of 2020 Census).
EXHIBIT B TO RESOLUTION 2025-071
Predominantly Low- and Moderate-Income Neighborhood. A predominantly low- and
moderate-income neighborhood is identified as such by Census Tract, because 50% or
more of the residents in that tract have incomes below 80% of the Area Median Income
(AMI), an income measurement used by HUD.
EXHIBIT B TO RESOLUTION 2025-071
Attachment C
Anti-Displacement Policy
As part of the Citizen Participation Plan, the City must include its plan to minimize
displacement of persons and to assist any persons displaced, specifying the types and
levels of assistance. The City has in effect and is following the Residential Anti-
Displacement and Relocation Assistance Plan as described below which will minimize
displacement of any person as a result of a federally-assisted activity.
All occupied and vacant occupiable lower-income dwelling units that are either
demolished or converted to a use other than providing low-income dwelling units, in
connection with a federally-assisted activity, must be replaced with comparable lower-
income dwelling units. Replacement of lower-income dwelling units may be provided by
any government agency or private developer and must meet the following
requirements:
1.The units must be located within the recipient’s jurisdiction.
2.The units must be sufficient in number and size to house no fewer than the
number of occupants previously housed in the units that were demolished or
converted.
3.The units must be provided in standard condition.
4.All replacement housing will be provided during the period beginning one
year before submission of the information required by this Plan and ending
three years after the commencement of the demolition or conversion.
5.The units must remain lower-income units for 10 years from the date of
initial occupancy.
Before work shall commence, the recipient must make public and submit in writing to
the HUD field office the following information: a description of the proposed federally-
assisted activity, the location on a map and the number of dwelling units by size, the
time schedule for the commencement and completion of the demolition or conversion,
the location and number of dwelling units by size that will be provided as replacement
units, the source of funding and time schedule for the provision of replacement dwelling
units, the basis for concluding that each replacement dwelling unit will remain a lower-
income dwelling unit for at least 10 years from the date of initial occupancy, and
information demonstrating that any proposed replacement of dwelling units with
smaller dwelling units is consistent with the needs assessment contained in its HUD-
approved Consolidated Plan.
EXHIBIT B TO RESOLUTION 2025-071
Replacement is not required if the HUD field office determines there is an adequate
supply of vacant lower-income dwelling units in standard condition available on a
nondiscriminatory basis within the area.
In addition, the displaced person will be advised of his or her rights under the Uniform
Relocation Assistance and Real Property Acquistion Policies Act (URA). Each person will
be provided relocation assistance, at levels described in 49 CFR Part 24. This includes:
• Relocation Advisory Services
• Moving Cost Assistance
• The cost of a security deposit and credit check required for the replacement
unit.
• Any actual out-of-pocket costs including moving expenses, if required to
temporarily relocate.
• Displaced persons are eligible for a replacement housing payment to rent or buy
a replacement home. The payment is based on several factors including: (1) the
monthly rent and cost of utility services for a comparable replacement dwelling,
(2) the monthly rent and cost of utility services for your present home, and (3)
for low-income persons, 30 percent of your average monthly gross household
income. This payment is calculated on the difference in the old and new housing
costs for a one-month period and multiplied by 42.
A person who disagrees with the determination concerning whether the person
qualifies as a displaced person or with the amount of relocation assistance for which the
person is eligible may file a written appeal of that determination. A person who is
dissatisfied with the determination on his or her appeal may submit a written request
for review of that determination to the HUD field office for the applicable region. If the
full relief is not granted, the person shall be advised of his or her right to seek judicial
review.
EXHIBIT B TO RESOLUTION 2025-071