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HomeMy WebLinkAboutMemo - Mail Packet - 4/21/2015 - Memorandum From Heidi Phelps Re: Council Review Of Draft Five-Year Strategic (Consolidated) Plan For Hud: Scheduled Council Adoption May 19, 2015 (Hard Copies To Mayor And City Council Only. Online AcConsolidated Plan FORT COLLINS 1 OMB Control No: 2506-0117 (exp. 07/31/2015) NOTES TO REVIEWERS: 1) Document text highlighted in yellow denotes information needing to be completed after the public review period. 2) Some document formatting inconsistencies occur due to the need to accommodate later insertion into the U.S. Department of Housing and Urban Development’s (HUD) web-based document platform. 3) Except where required by HUD formatting requirements, this document seeks to use people-first, respectful language. Examples: “persons experiencing homelessness” and “persons with disabilities”. City of Fort Collins Social Sustainability Department 321 Maple Street Fort Collins, CO 80521 970-221-6734 http://www.fcgov.com/socialsustainability/ This Plan prepared with the assistance of Community Strategies Institute, Inc. (CSI). 2015-2019 FIVE-YEAR CONSOLIDATED PLAN PUBLIC REVIEW DRAFT PUBLIC REVIEW PERIOD: APRIL 20-MAY 19, 2015 Consolidated Plan FORT COLLINS 2 OMB Control No: 2506-0117 (exp. 07/31/2015) Executive Summary ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) 1. Introduction The City of Fort Collins, Colorado is submitting its 2015-2019 Consolidated Plan. The Plan has been prepared according to HUD requirements. The Plan will govern the City’s investment of federal funds for persons experiencing homelessness, housing and non-housing community development activities for the next five year period. This plan will be updated annually through preparation of the Annual Action Plan. 2. Summary of the objectives and outcomes identified in the Plan Needs Assessment Overview High priority needs identified in the Fort Collins Five-Year Consolidated Plan include both housing and non-housing community development, persons experiencing homelessness and special population needs. The City of Fort Collins has developed and managed a robust Citizen Participation process to solicit resident input on priority needs. The City has integrated that Citizen Participation process with several substantial research efforts to acquire hard data on the scope of those needs. The City of Fort Collins’ Economic Health Strategic Plan, the Social Sustainability Strategic Plan, the Social Sustainability Gaps Analysis and the Housing Affordability Policy Study all provide data and recommendations for City actions to address the needs of both affordable housing and non-housing community development needs. These various findings have been incorporated into both the Needs Analysis and Market Assessment sections of the Consolidated Plan. 3. Evaluation of past performance Once the draft plan is reviewed, this section of the Consolidated Plan will be written with assistance from City staff, to be taken from the CAPER. 4. Summary of citizen participation and consultation process Citizen and stakeholder participation components are a critical process in the development of the Consolidated Plan and are a priority for the City of Fort Collins. The Social Sustainability Department encouraged meaningful public participation in the Consolidated Plan process, especially by low- and moderate-income residents, as well as those in legally protected classes. The department conducted a broad consultation process with public and private agencies that provide affordable/subsidized housing, homelessness prevention and intervention efforts, and health and public/human services. Input from a broad range of citizens and citizen groups were collected during the development of the Five-Year Consolidated Plan. The public was encouraged to participate through multiple modes, including an online and paper Community Questionnaire; a Community Open House; through submittal of written comments regarding the draft Five-Year Plan; and the City Council Public Hearing to adopt the plan. The Social Sustainability Department notified the public about opportunities to participate in the process on the City website, through publication in the local newspaper, through non-profit and service providers, and through other means. Input from citizens was used to determine high priority needs and five-year goals to meet needs. Consolidated Plan FORT COLLINS 3 OMB Control No: 2506-0117 (exp. 07/31/2015) 5. Summary of public comments A summary of public comment received will be added after the public comment period for review of the draft Consolidated Plan is complete. 6. Summary of comments or views not accepted and the reasons for not accepting them This section will be written after the public comment period for review of the draft Consolidated Plan is complete. 7. Summary The final City of Fort Collins Five-Year Consolidated Plan and Annual Action Plan will be published in August of 2015. Consolidated Plan FORT COLLINS 4 OMB Control No: 2506-0117 (exp. 07/31/2015) The Process PR-05 Lead & Responsible Agencies 24 CFR 91.200(b) 1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source. Agency Role Name Department/Agency CDBG Administrator FORT COLLINS Social Sustainability Department HOME Administrator FORT COLLINS Social Sustainability Department Table 1–Responsible Agencies Narrative The Fort Collins Social Sustainability Department allocates federal Housing and Urban Development (HUD) CDBG and HOME funds, and local City of Fort Collins funding to housing and human service agencies to meet the needs of low- and moderate-income citizens. The department also implements policies promoting and supporting self-sufficiency for low- to moderate-income citizens. Consolidated Plan Public Contact Information Heidi Phelps Grant Programs Administrator Social Sustainability City of Fort Collins 970.221.6757 hphelps@fcgov.com Consolidated Plan FORT COLLINS 5 OMB Control No: 2506-0117 (exp. 07/31/2015) PR-10 Consultation - 91.100, 91.200(b), 91.215(l) 1. Introduction Citizen and stakeholder participation components are a critical process in the development of the Consolidated Plan and are a priority for the City of Fort Collins. The Social Sustainability Department encouraged meaningful public participation in the Consolidated Plan process, especially by low- and moderate-income people, and those in legally protected classes. The Department conducted a broad consultation process with public and private agencies that provide affordable/subsidized housing, homelessness prevention and intervention efforts, and health and public/human services. Many stakeholders and key informants were consulted during the development of this plan. Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)). The City of Fort Collins Affordable Housing Board works year-round to advise the City on matters related to affordable housing in Fort Collins, and assists with preparing the City’s Housing Strategic Plans. The committee for the current Affordable Housing Strategic Plan under development is comprised of members of the Affordable Housing Board and CDBG Commission, and staff from the City’s Social Sustainability Department and Planning Division. A draft document is expected in summer 2015. In 2014, the City commissioned a Housing Affordability Policy Study (HAPS), which identified distressed populations experiencing cost burden in the Fort Collins rental market. Housing providers and service agencies, as well as the Fort Collins public, were consulted and involved in public forums related to housing needs and policies during the development of this study. The City also commissioned a Social Sustainability Gaps Analysis as part of an initiative to build a cohesive, coordinated approach to community sustainability across City departments and with community partners. Report authors interviewed housing providers, private and government health agencies, mental health and other service providers, and held several public events to review preliminary findings and seek additional input and insight from the City's advisory boards and commissions, and the public. Key stakeholders were invited to review the draft report and provide input into the final document. Throughout the year, Social Sustainability Department staff work closely with public and assisted housing providers, as well as private and government health, mental health, and service agencies to; distribute HUD and City grant funding; identify high priority housing and social service needs that must be addressed by the City; assess the impact of current efforts and programs to meet needs; and plan for future programs, projects, and activities to address housing and community development needs. Describe coordination with the Continuum of Care and efforts to address the needs of persons experiencing homelessness (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness. Homeward 2020 and the City of Fort Collins work closely together to coordinate efforts to address the needs of persons experiencing homelessness in Fort Collins. Homeward 2020 annually coordinates Project Homeless Connect, an event where a broad range of services are offered to people experiencing Consolidated Plan FORT COLLINS 6 OMB Control No: 2506-0117 (exp. 07/31/2015) or at risk of experiencing homelessness. Fort Collins Project Homeless Connect is a key component of Homeward 2020’s Ten Year Plan to End Homelessness in Fort Collins (making it rare, short-lived, and non-recurring). The City and Homeward 2020 also host Community Conversations on Homelessness, to engage the public in finding solutions to homelessness and enhance coordination of services to best serve the needs of persons experiencing and at risk of homelessness in Fort Collins. Homeward 2020 created a Ten Year Plan to End Homelessness, and local homeless programs and efforts are coordinated to meet the goals of this plan. The Front Range Continuum of Care (FRCC) coordinated the January 2015 Point in Time (PIT) count, using similar questions from previous PIT surveys, as well as supplemental questions. Statistics from that survey will be shared. The FRCC is working toward coordinated access and coordinated assessment. Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS. The City of Fort Collins does not receive ESG funding. 2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities. Consolidated Plan FORT COLLINS 7 OMB Control No: 2506-0117 (exp. 07/31/2015) Table 2 – Agencies, groups, organizations who participated 1 Agency/Group/Organization FORT COLLINS HOUSING AUTHORITY Agency/Group/Organization Type PHA What section of the Plan was addressed by Consultation? Housing Need Assessment Public Housing Needs How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Fort Collins Housing Authority (FCHA) staff members were interviewed to gather input used to create the Housing Needs Assessment and Public Housing Needs sections of the Consolidated Plan. The FCHA provided data related to current clients and those on the waiting list for services, recent plans and reports, details about housing developments, future plans for development, and the needs of FCHA clients. 2 Agency/Group/Organization FORT COLLINS HABITAT FOR HUMANITY Agency/Group/Organization Type Housing What section of the Plan was addressed by Consultation? Housing Need Assessment Market Analysis How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Staff from the Fort Collins Habitat for Humanity were interviewed and provided information and insights into the Fort Collins housing market and current needs, and attended the Consolidated Plan Housing Focus Group meeting. 3 Agency/Group/Organization UNITED WAY OF LARIMER COUNTY, INC. Agency/Group/Organization Type Services-Children Foundation What section of the Plan was addressed by Consultation? Non-Homeless Special Needs Consolidated Plan FORT COLLINS 8 OMB Control No: 2506-0117 (exp. 07/31/2015) How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Larimer County United Way staff and volunteers were interviewed to provide information related to school readiness for Fort Collins children. The agency is coordinating a Be Ready initiative with local childcare providers, the City, and the Larimer County Early Childhood Council. The agency also provides funding to many non-profit providers in Fort Collins, and coordinates services through the 2-1-1 call program. The United Way is working to enhance the collective impact of all service providers throughout Larimer County. 4 Agency/Group/Organization DISABLED RESOURCE SERVICES Agency/Group/Organization Type Housing Services-Housing Services-Persons with Disabilities Service-Fair Housing What section of the Plan was addressed by Consultation? Housing Need Assessment Non-Homeless Special Needs How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Disabled Resource Services staff provided information and insights in a key informant interview. The agency provides services and housing to persons with disabilities. The consultation provided information related to the need for accessible and affordable housing for persons with disabilities. 5 Agency/Group/Organization CITY OF FORT COLLINS Agency/Group/Organization Type Other government-local What section of the Plan was addressed by Consultation? Housing Need Assessment Homelessness Strategy Economic Development Market Analysis Anti-poverty Strategy Consolidated Plan FORT COLLINS 9 OMB Control No: 2506-0117 (exp. 07/31/2015) How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Many City of Fort Collins department staff were consulted to gather information and insights into current City priorities, programs, and initiatives, the housing market and conditions, economic development efforts, neighborhood conditions, City growth, low-income and special needs populations. These City departments include: City Manager's Office, Social Sustainability, Economic Health Office, Environmental Services, Community and Neighborhood Services, and the CNS Planning Division. Input from City department staff were considered when developing the Consolidated Plan goals and priority needs. City Council members were interviewed individually to gain their insights into priority needs and goals. 6 Agency/Group/Organization NORTHERN COLORADO AIDS PROJECT (NCAP), INC. (part of Colorado Health Network [CHN]) Agency/Group/Organization Type Services-Persons with HIV/AIDS What section of the Plan was addressed by Consultation? Non-Homeless Special Needs How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Staff from the Northern Colorado AIDS Project, part of the Colorado Health Network, provided information about the needs of persons living in Fort Collins with HIV/AIDS, homeless persons with HIV/AIDS, and the housing needs of their clients. 7 Agency/Group/Organization NEIGHBOR TO NEIGHBOR Agency/Group/Organization Type Housing Services-Housing Services-Homeless What section of the Plan was addressed by Consultation? Housing Need Assessment Homelessness Strategy Homeless Needs-Families with children Market Analysis Consolidated Plan FORT COLLINS 10 OMB Control No: 2506-0117 (exp. 07/31/2015) How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Neighbor to Neighbor staff members were interviewed to gather information and insights into housing needs of very low, low, and moderate income households; the housing market conditions in Fort Collins; homelessness prevention needs; homebuyer needs; and the service needs of their clients. Staff also participated in the Housing Provider Focus Group. 8 Agency/Group/Organization TOUCHSTONE HEALTH PARTNERS Agency/Group/Organization Type Services-Persons with Disabilities Services-Health Health Agency What section of the Plan was addressed by Consultation? Non-Homeless Special Needs How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Touchstone Health Partners staff were interviewed to gather information and insights into the needs of persons in Fort Collins with mental health issues. Information gathered from Touchstone Health Partners was used to develop portions of the non- homeless special needs section of the Consolidated Plan. 9 Agency/Group/Organization CATHOLIC CHARITIES (NORTHERN COLORADO) Agency/Group/Organization Type Services-Elderly Persons Services-Homeless What section of the Plan was addressed by Consultation? Homeless Needs-Chronically homeless Homeless Needs-Families with children Non-Homeless Special Needs How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Catholic Charities staff was interviewed to gather information and insights into homelessness, homeless services, and the needs of seniors in Fort Collins. This information was used to develop the homeless and non-homeless special needs sections of the Consolidated Plan. 10 Agency/Group/Organization CROSSROADS SAFEHOUSE Agency/Group/Organization Type Services-Victims of Domestic Violence What section of the Plan was addressed by Consultation? Homeless Needs-Families with children Non-Homeless Special Needs Consolidated Plan FORT COLLINS 11 OMB Control No: 2506-0117 (exp. 07/31/2015) How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Crossroads Safehouse staff was interviewed to gather information and insights into the needs of victims of domestic violence and assault. The agency provided information about current client needs, growing needs, and local and agency programs in Fort Collins. This information was used to create sections of the homeless and non-homeless special needs sections of the Consolidated Plan. 11 Agency/Group/Organization HEALTH DISTRICT OF NORTHERN LARIMER COUNTY Agency/Group/Organization Type Services-Health Health Agency What section of the Plan was addressed by Consultation? Non-Homeless Special Needs How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? The Health District of Northern Larimer County was consulted to provide detailed information about the health and mental health needs of Fort Collins residents. Specifically, the agency was able to provide detailed data regarding the needs of Fort Collins citizens for mental health and substance abuse services. This information was used to create the Non-homeless Special Needs section of the Needs Assessment. Identify any Agency Types not consulted and provide rationale for not consulting. The City of Fort Collins has made a concerted effort to allow all agencies who serve low and moderate income residents to participate in Consolidated Planning efforts. All citizens of Fort Collins were invited to participate in planning efforts, through a Citizen Questionnaire, public forums, a public hearing, and by providing written comments on the draft plan. Agencies and citizen groups may have chosen not to participate, but all were invited to do so. Other local/regional/state/federal planning efforts considered when preparing the Plan: Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? Balance of State Continuum of Care Local Lead is Homeward 2020 The City of Fort Collins and Homeward 2020 work closely together to address the needs of persons experiencing homelessness in Fort Collins. Actions and goals included in the Five Year Consolidated Plan reflect the goals and actions of the Ten Year Plan to End Homelessness. Consolidated Plan FORT COLLINS 12 OMB Control No: 2506-0117 (exp. 07/31/2015) Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? Social Sustainability Strategic Plan Fort Collins Social Sustainability Department Elements of the Five Year Consolidated Plan were developed to align with the Social Sustainability Strategic Plan. City of Fort Collins Economic Health Strategic Plan Fort Collins Economic Health Department Elements of the Five Year Consolidated Plan were developed to align with the Economic Health Strategic Plan. Table 3–Other local / regional / federal planning efforts Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l)). The City of Fort Collins works closely with Larimer County, the State of Colorado Department of Local Affairs and other state offices to meet the needs identified in the Consolidated Plan and to implement programs and projects to meet our goals. Many agencies serve Fort Collins, other Larimer County jurisdictions, and the unincorporated areas of the county. Programs such as the Larimer Home Improvement Program (LHIP) are coordinated and funded County-wide to reduce duplication. Funding for many projects and programs identified in the Consolidated Plan comes from the State of Colorado, through resources such as the Emergency Solutions Grants (ESG), HOME program, and Colorado Housing and Finance Authority’s (CHFA) Low Income Housing Tax Credit (LIHTC) program. The City of Fort Collins will continue to coordinate with other local and state agencies during the 2015-2019 Five-Year Consolidated Plan. Consolidated Plan FORT COLLINS 13 OMB Control No: 2506-0117 (exp. 07/31/2015) PR-15 Citizen Participation 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting. Input from a broad range of citizens and citizen groups were collected during the development of the Five-Year Consolidated Plan. The public was encouraged to participate through multiple modes, including: an online and paper Community Questionnaire; a Community Open House; through submittal of written comments regarding the draft Five-Year Plan; and the City Council Public Hearing to adopt the plan. The Social Sustainability Department notified the public about opportunities to participate in the process on the City website, through publication in the local newspaper, through non-profit and service providers, and through other means. Input from citizens was used to determine high priority needs and five year goals to meet needs. Consolidated Plan FORT COLLINS 14 OMB Control No: 2506-0117 (exp. 07/31/2015) Citizen Participation Outreach Sort Or der Mode of Out reach Target of Out reach Summary of response/atte ndance Summary of comments re ceived Summary of co mments not accepted and reasons URL (If applica ble) 1 Community Questionnair e Minorities Non-English Speaking - Specify other language: Spanish Persons with disabilities Non- targeted/bro ad community Residents of Public and Assisted Housing The City of Fort Collins Office of Social Sustainability created a questionnaire to collect opinions about existing needs from all members of the community. The electronic questionnaire was widely marketed and distributed by the City to all Consolidated Plan FORT COLLINS 15 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Or der Mode of Out reach Target of Out reach Summary of response/atte ndance Summary of comments re ceived Summary of co mments not accepted and reasons URL (If applica ble) 2 Interviews Persons with disabilities Residents of Public and Assisted Housing Service Providers, Housing Industry Experts, City Department Staff, etc. In November of 2014, key informant interviews were held with service providers; housing industry experts; involved City department staff members; the CDBG Commission; the Affordable Housing Board; the Fort Collins Housing Authority staff; homeless agencies; and others to gather input and data to inform the Consolidated Plan FORT COLLINS 16 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Or der Mode of Out reach Target of Out reach Summary of response/atte ndance Summary of comments re ceived Summary of co mments not accepted and reasons URL (If applica ble) 3 Focus Groups Persons with disabilities Residents of Public and Assisted Housing Two focus groups were held on January 6th, 2015. One group discussed Underserved Needs and the other discussed Housing. Attendees of the Housing Focus Group represented nonprofit housing providers, the Fort Collins Housing Authority, the private sector housing industry, and the Affordable Housing Board. The CDBG Commission, service providers to minority and Spanish speaking populations, and the homeless Consolidated Plan FORT COLLINS 17 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Or der Mode of Out reach Target of Out reach Summary of response/atte ndance Summary of comments re ceived Summary of co mments not accepted and reasons URL (If applica ble) 4 Individual Interviews City Council Members City Council members were interviewed to gather their input into high priority needs, the housing market, non- housing community development needs, City goals, policies, and priorities, and future plans for the City. Since the interviews were one- on- one informal discussions of housing needs, there is no official consensus from the City Council as a whole. Housing and Community Development themes: The City needs to plan for the possibility of redevelopment Consolidated Plan FORT COLLINS 18 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Or der Mode of Out reach Target of Out reach Summary of response/atte ndance Summary of comments re ceived Summary of co mments not accepted and reasons URL (If applica ble) 5 Public Meeting Non- targeted/bro ad community The Social Sustainability Department held a Community Open House on January 12th, 2015 to inform the public about high priority housing, special needs, homeless and non-housing community development needs discovered during research conducted for development of the Consolidated Plan. Twenty attendees were invited to rank Priority Needs and Possible Actions as High or Low. Attendees were also encouraged to provide comments related to needs. The highest Consolidated Plan FORT COLLINS 19 OMB Control No: 2506-0117 (exp. 07/31/2015) Needs Assessment NA-05 Overview Needs Assessment Overview The City of Fort Collins gathered information to determine priority needs from many sources. The City has undertaken demographic and housing market research using US Census, Multiple Listing Service (MLS), rent survey, and other data sources. Two key studies were completed within the past year that provide detailed analysis of affordable housing in Fort Collins and social sustainability gaps, including gaps related to persons with disabilities; seniors; homeless persons; at risk youth; persons in poverty; victims of domestic violence; veterans; and gay, lesbian, bisexual and transgender residents. Information from these reports has been used to assess needs and is included in various sections of the Consolidated Plan. The City also conducted a series of Key Informant Interviews with City leaders, industry specialists, City staff, nonprofit organizations involved with serving low-income and special needs populations, and the housing development and lending community. A questionnaire was made available to all Fort Collins residents, asking citizens to provide their insights into housing, homeless, special needs and community development needs within the community. A community forum was held, and attendees were asked to rank priority needs and action. All information has been considered in the drafting of this plan, and in the prioritization of needs and actions to meet needs. Consolidated Plan FORT COLLINS 20 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c) Between the year 2000 and 2011, the population in Fort Collins rose 20%, while the number of households rose 23%. Median incomes rose 16% during this time period. Summary of Housing Needs Demographics Base Year: 2000 Most Recent Year: 2011 % Change Population 118,827 142,332 20% Households 45,868 56,429 23% Median Income $44,459.00 $51,446.00 16% Table 5-Housing Needs Assessment Demographics Data Source: 2000 Census (Base Year), 2007-2011 ACS (Most Recent Year) According to the Colorado Department of Local Affairs (DOLA), between 2010 and 2014, the population in Fort Collins grew at an average annual rate of .6%, and is forecast to continue growing at a rate of 1.0% per year between 2014 and 2019. Between 2000 and 2014, the population of Fort Collins grew by approximately 33,470 persons, and is expected to grow by another 14,873 by 2019. Total Population: 2000-2019 Area 2000 2010 Average Annual Growth 2014 Average Annual Growth 2019 Average Annual Growth Larimer County 251,494 299,630 1.9% 322,437 0.8% 353,961 1.0% Fort Collins 118,652 143,986 2.1% 152,122 0.6% 166,995 1.0% Source: 2000 and 2010 Census, Colorado State Demographers Office, CSI Population Growth Over Time Source: 2000 and 2010 Census, Colorado State Demographers Office, CSI The following table shows the number of residents in Fort Collins by age range. While the number of persons in each range is expected to grow, the range with the highest growth rate between 2010 and 2019 will be those aged 18–24 (20%), while the range with the highest number of new persons will be those aged 25–64 (10,812 persons). 251,494 299,630 322,437 353,961 118,652 143,986 152,122 166,995 0 100,000 200,000 300,000 400,000 2000 2010 2014 2019 Larimer County Fort Collins Consolidated Plan FORT COLLINS 21 OMB Control No: 2506-0117 (exp. 07/31/2015) Population by Age, 2010–2019 2010 2013 2019 Projections Age # % # % # % 0-17 28,630 19.9% 28,752 19.3% 33,399 20.0% 18-24 30,865 21.4% 33,221 22.3% 37,073 22.2% 25-64 71,851 49.9% 73,594 49.4% 82,663 49.5% 65 + 12,640 8.8% 13,259 8.9% 13,861 8.3% Total 143,986 148,826 166,995 Source: 2011 5 year average ACS; 2010 Census; State Demographers Office; CSI Population Growth, 2013-2019 Source: 2011 5-year average ACS; 2010 Census; State Demographers Office; CSI As 2013 American Community Survey data shows below, almost 90% of all Fort Collins residents identify their race as white, and ethnicity as non-Hispanic. The largest minority group in Fort Collins is persons of Hispanic descent, at 10% of the total population. The percent of persons who are Hispanic in Fort Collins is lower than in Larimer County (11%) and throughout Colorado (21%). Fort Collins Population by Race and Ethnicity, 2013 Race Total Population Distribution by Race Hispanic/ Latino Distribution by Race % Hispanic/ Latino White 135,911 89.4% 9,810 62.6% 7.2% Black or African American 1,743 1.1% 135 0.9% 7.7% American Indian and Alaska Native 927 0.6% 241 1.5% 26.0% Asian 4,202 2.8% 57 0.4% 1.4% Native Hawaiian and Other Pacific Islander 183 0.1% 62 0.4% 33.9% Some other race 4,127 2.7% 4,127 26.4% 100.0% Two or more races 4,963 3.3% 1,229 7.8% 24.8% Total population 152,056 100.0% 15,661 100.0% 10.3% Source: US Census American Community Survey, 2013 4,647 3,851 9,069 602 0 1,000 2,000 3,000 4,000 5,000 6,000 7,000 8,000 9,000 10,000 Age 0-17 Age 18-24 Age 25 - 64 Age 65 and over Consolidated Plan FORT COLLINS 22 OMB Control No: 2506-0117 (exp. 07/31/2015) The fastest growing racial group in Fort Collins from 2000-2013 was whites. Fort Collins added over 15,000 persons of Hispanic origin during this time period. While the percentage and numbers of Hispanics, African American, Asian, and persons of two or more races have risen in Fort Collins since 2000, the racial and ethnic makeup of the City is still predominately white. Fort Collins Population Growth by Race and Ethnicity, 2013 Source: US Census American Community Survey, 2013 The Social Sustainability Gaps Analysis studied economic diversity by race and ethnicity, and found that in 2010, the median household income of non-Hispanic whites was the highest of any racial or ethnic group in the City. Hispanic households had a median income that was only 69% of the non-Hispanic white median income. In 2010, one third of Asian and Hispanic households earned less than $25,000 per year. Created using HUD’s Consolidated Planning CPD Maps program with US Census 2011 American Community Survey data, the following map shows Hispanic persons are concentrated in census tracts in northern Fort Collins. These census tracts are reflective of the Buckingham, Andersonville, and Alta Vista neighborhoods that have historic roots for the Hispanic community. 29,564 530 212 1,254 40 -154 1,958 15,661 -5,000 0 5,000 10,000 15,000 20,000 25,000 30,000 35,000 White Black or African American American Indian and Alaska Native Asian Native Hawaiian and Other Pacific Islander Some other race Two or more races Hispanic Origin Consolidated Plan FORT COLLINS 23 OMB Control No: 2506-0117 (exp. 07/31/2015) Persons of Hispanic Origin by Census Tract, 2011 Source: HUD CPD Maps The following table provides information about persons in poverty living in Fort Collins from 2000–2013. The number of persons in poverty has grown during this time period, from a total of 15,835 in 2000 to 25,438 in 2013, according to the US Census Bureau American Community Survey. The poverty rate, or percent of persons in poverty, has also grown from 14.0% of the total population to 17.6%. After rising during 2000–2010, the poverty rate for children in Fort Collins has declined during 2010 to 2013. The number of seniors aged 65 and older who are living in poverty has risen from 508 in 2000 to 966 in 2010. This climb in senior poverty is due in most part to an increase in the number of persons in this age range, as the poverty rate for seniors has risen only slightly. In 2013 there were an estimated 913 single female parents in poverty, and the poverty rate for these parents (30.7%) was almost twice that of the general population. The poverty rate for single female parents is rising. Another group with a high poverty rate is Hispanic households. In 2013, the American Community Survey estimated that 23.9% of all Hispanic households lived in poverty, while 17.7% of whites lived in poverty. Although employed persons are less likely to be in poverty than the entire population, in 2013, working persons in Fort Collins had a poverty rate of 14.0%, just 3.6% less than the rate for all persons, illustrating that there are many working poor in Fort Collins. Consolidated Plan FORT COLLINS 24 OMB Control No: 2506-0117 (exp. 07/31/2015) Poverty in Fort Collins, 2000-2013 2000 2010 2013 Persons in Poverty 15,835 24,988 25,438 Poverty Rate 14.0% 18.2% 17.6% Children in Poverty 2,216 3,706 2,019 Poverty Rate 8.9% 12.9% 7.2% Over 65 in Poverty 508 735 966 Poverty Rate 5.8% 5.9% 6.1% Single Female Parents in Poverty 644 713 913 Poverty Rate 28.1% 28.7% 30.7% Employed Persons in Poverty NA 10,478 11,059 Poverty Rate 13.9% 14.0% Source: US Census Bureau, American Community Survey 2013 Total Persons in Poverty, Fort Collins 2000-2013 Source: US Census Bureau, American Community Survey 2013 15,835 24,988 25,438 0 5000 10000 15000 20000 25000 30000 2000 2010 2013 Consolidated Plan FORT COLLINS 25 OMB Control No: 2506-0117 (exp. 07/31/2015) Poverty Rates in Fort Collins Over Time by Population Group, 2000-2013 Source: US Census Bureau, American Community Survey 2013 The number of households has grown as Fort Collins’ population has grown. Households have grown at a higher rate than the population, indicating that young Fort Collins residents may be moving out of larger family households to form their own smaller household, and other new households are smaller sized. Total Households, 2000-2019 Area 2000 2010 Av Annual Growth 2014 Av Annual Growth 2019 Av Annual Growth Fort Collins 45,882 57,829 2.6% 61,827 1.7% 66,681 1.6% Larimer County 97,164 120,295 2.4% 129,351 1.9% 140,389 1.7% Sources: 2000 and 2010 US Census; Claritas Data HUD provides the following table showing the estimated number of households by household type and Area Median Income (AMI) level in 2011. The highest concentrations of any household type are in the greater than 100% AMI income range. Senior households with at least one person age 75 or older have the highest percentage of households at 0–30% AMI (17%). Households with one or more children aged six and under have the highest percentage of households in the 30–50% AMI income range (18%). 0.0% 10.0% 20.0% 30.0% 40.0% 2000 2010 2013 Overall Poverty Rate Children in Poverty Over 65 in Poverty Single Female Parents in Poverty Consolidated Plan FORT COLLINS 26 OMB Control No: 2506-0117 (exp. 07/31/2015) Number of Households Table 0-30% HAMFI >30-50% HAMFI >50-80% HAMFI >80-100% HAMFI >100% HAMFI Total Households * 9,145 7,300 9,040 6,125 24,825 Small Family Households * 1,705 2,030 2,765 2,510 13,890 Large Family Households * 255 405 430 405 2,005 Household contains at least one person 62-74 years of age 660 745 1,115 750 3,470 Household contains at least one person age 75 or older 655 769 895 500 1,040 Households with one or more children 6 years old or younger * 800 1,115 1,350 899 3,430 * the highest income category for these family types is >80% HAMFI Table 6-Total Households Table Data Source: 2007-2011 CHAS The following table estimated the number of households in Fort Collins by tenure (renter vs. owner) and by percent of HUD median income in 2014. HUD estimated a median income for communities, and this table uses the median income in the Fort Collins-Loveland MSA. Half of renter households in Fort Collins have incomes at 50% of the AMI or less, while 75% of owner households have incomes at 80% of the AMI or above. Households by Income Range and Tenure, 2014 % of 2014 Area Median Income Upper- income Limit Renter-occupied Households Owner-occupied Households Total Households Number Percent Number Percent Number Percent 0-30% AMI $22,050 8,242 30.1% 1,892 5.5% 10,020 16.2% 30-50% AMI $36,750 5,467 20.0% 2,584 7.5% 7,993 12.9% 50-80% AMI $58,800 5,823 21.3% 4,124 12.0% 9,905 16.0% 80-100% AMI $73,500 3,004 11.0% 3,708 10.8% 6,711 10.9% 101% and over >$73,500 4,831 17.7% 22,152 64.3% 27,199 44.0% All Households 27,367 34,460 61,827 Source: US Census Bureau American Community Survey 2013, CSI The following charts show the distribution of households by AMI level and tenure (owner vs. renter). Consolidated Plan FORT COLLINS 27 OMB Control No: 2506-0117 (exp. 07/31/2015) Number of Households by AMI Level and Tenure, 2014 Source: US Census Bureau American Community Survey 2013, CSI Source: US Census Bureau American Community Survey 2013, CSI - 5,000 10,000 15,000 20,000 25,000 30,000 0-30% AMI 30-50% AMI 50-80% AMI 80-100% AMI 101% and over Owners Renters 0% 20% 40% 60% 80% 100% 0-30% AMI 30-50% AMI 50-80% AMI 80-100% AMI 101% and over Owners Renters Consolidated Plan FORT COLLINS 28 OMB Control No: 2506-0117 (exp. 07/31/2015) HUD provides the following tables which show households with Housing Problems by tenure and income range. These tables are created using US Census Bureau 2007-2011 American Community Survey (ACS) data. Housing problems are defined by HUD for the Consolidated Plan as: 1. Housing unit lacks complete kitchen facilities 2. Housing unit lacks complete plumbing facilities 3. Overcrowding (1.01–1.5 persons per room) 4. Severe Overcrowding (greater than 1.5 persons per room) 5. Cost Burden (households paying between 30% and 50% of their income for housing) 6. Severe Cost Burden (household pays 50% or more of their income for housing) Housing Needs Summary Tables In Fort Collins, HUD estimates there were 435 rental units and 14 owner occupied units without complete plumbing or kitchen facilities in 2011. Of these, most were rentals serving households at 0- 30% AMI. There were few severely overcrowded households in Fort Collins, though 255 renters and 125 owners were overcrowded in 2011. By far the largest housing problem experienced by households at 100% of the AMI or less in Fort Collins was cost burden. Renter households were more likely to be severely cost burdened and owners were more likely to be cost burdened. HUD estimates there were over 5,500 renter households at 0–30% AMI that were severely cost burdened. Over 4,000 renters earning 30–50% of the AMI were cost burdened or severely cost burdened. There were also a large number of owners at 0–30% AMI experiencing cost burden, as well as owners at 80-100% AMI. Consolidated Plan FORT COLLINS 29 OMB Control No: 2506-0117 (exp. 07/31/2015) 1. Housing Problems (Households with one of the listed needs) Renter Owner 0-30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total 0-30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total NUMBER OF HOUSEHOLDS Substandard Housing - Lacking complete plumbing or kitchen facilities 195 40 170 30 435 4 0 0 10 14 Severely Overcrowded - With >1.51 people per room (and complete kitchen and plumbing) 10 0 25 0 35 0 0 0 0 0 Overcrowded - With 1.01-1.5 people per room (and none of the above problems) 135 100 20 0 255 20 30 15 60 125 Housing cost burden greater than 50% of income (and none of the above problems) 5,580 1,980 395 10 7,965 1,225 880 645 185 2,935 Housing cost burden greater than 30% of income (and none of the above problems) 425 2,300 2,070 750 5,545 250 675 1,450 1,385 3,760 Zero/negative Income (and none of the above problems) 400 0 0 0 400 80 0 0 0 80 Table 7–Housing Problems Table Consolidated Plan FORT COLLINS 30 OMB Control No: 2506-0117 (exp. 07/31/2015) 2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden) Renter Owner 0-30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total 0-30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total NUMBER OF HOUSEHOLDS Having 1 or more of four housing problems 5,925 2,115 610 35 8,685 1,250 910 660 255 3,075 Having none of four housing problems 1,070 2,790 4,615 2,655 11,130 420 1,480 3,155 3,175 8,230 Household has negative income, but none of the other housing problems 400 0 0 0 400 80 0 0 0 80 Table 8–Housing Problems 2 Data Source: 2007-2011 CHAS HUD data shows that “other” households, those that do not fit into the categories of “small related” (two to four related persons), “large related” (five or more related persons), or elderly, have the highest number of cost burdened households in Fort Collins. Many of these “other” renters may be Colorado State University students. According to the Housing Affordability Policy Study conducted for the City in 2014, approximately 5,700 to 6,900 households earning $25,000 or less are students, and are assumed to be renters. Most would fall into the “Other” category. The highest number of cost burdened households is renter households at 0–30% AMI. 3. Cost Burden > 30% Renter Owner 0-30% AMI >30-50% AMI >50-80% AMI Total 0-30% Consolidated Plan FORT COLLINS 31 OMB Control No: 2506-0117 (exp. 07/31/2015) The highest number of severely cost-burdened households are also renters with incomes at 0–30% AMI. Most are “other” households, and many are small related and elderly households as well. The highest number of severely cost-burdened owner households are those at 0–30% AMI, and “other” households. Cost Burdened Households Source: 2007-2011 CHAS 4. Cost Burden > 50% Renter Owner 0-30% AMI >30-50% AMI >50- 80% AMI Total 0-30% AMI >30- 50% AMI >50- 80% AMI Total NUMBER OF HOUSEHOLDS Small Related 1,045 530 40 1,615 320 350 255 925 Large Related 180 4 0 184 60 75 35 170 Elderly 390 245 195 830 310 165 135 610 Other 4,210 1,230 205 5,645 555 285 220 1,060 Total need by income 5,825 2,009 440 8,274 1,245 875 645 2,765 Table 10–Cost Burden > 50% Data Source: 2007-2011 CHAS 0 1,000 2,000 3,000 4,000 5,000 6,000 7,000 0-30% AMI >30-50% AMI >50-80% AMI 0-30% AMI >30-50% AMI >50-80% AMI Renter Owner Small Related Large Related Elderly Other Consolidated Plan FORT COLLINS 32 OMB Control No: 2506-0117 (exp. 07/31/2015) Severely Cost Burdened Households Source: 2007-2011 CHAS Overcrowding is also most prevalent in renter households with lower incomes. More often than for multiple unrelated person households—or households made up of non-family members—overcrowding occurs in single family households (one family living alone) and for those with only one family living within the housing unit. Overcrowding often occurs when a low-income household must rent or own a home smaller than they need because the price is lower than larger units. The largest number of overcrowded households are single family renter households at 0–30% AMI. 5. Crowding (more than one person per room) Renter Owner 0-30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total 0-30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total NUMBER OF HOUSEHOLDS Single family households 145 65 45 0 255 25 30 0 50 105 Multiple, unrelated family households 0 35 0 0 35 0 0 15 10 25 Other, non-family households 0 0 10 0 10 0 0 0 0 0 Total need by income 145 100 55 0 300 25 30 15 60 130 Table 11–Crowding Information – 1/2 Data Source: 2007-2011 CHAS HUD requires grantees to estimate the number of households with children living in the household by tenure and AMI income range. This data is not readily available nor provided by HUD. CSI has estimated the number of households with children by tenure and AMI level, using the total number of HUD- 0 1,000 2,000 3,000 4,000 5,000 6,000 0-30% AMI >30-50% AMI >50-80% AMI 0-30% AMI >30-50% AMI >50-80% AMI Consolidated Plan FORT COLLINS 33 OMB Control No: 2506-0117 (exp. 07/31/2015) estimated households with children (15,964), and distributing these households into tenure and income ranges, as all single family households fall within these ranges. This methodology estimates there are 11,308 renter households with children present, and 4,656 owner households with children present with incomes at or below 80% AMI. Renter Owner 0-30% AMI >30-50% AMI >50-80% AMI Total 0-30% AMI >30-50% AMI >50-80% AMI Total Households with Children Present 6,430 2,882 1,996 11,308 1,109 1,330 0 4,656 Table 12–Crowding Information – 2/2 Describe the number and type of single person households in need of housing assistance. While it is difficult to estimate the total number of single person households in need of housing assistance in Fort Collins because many students are included in census and HUD tabulations, not all of the “other” households that have cost burden and severe cost burden are students. There are also many seniors and individuals experiencing housing cost burden that comprise single person households. According to the HUD data provided above, the biggest need for housing assistance among any household type, including individuals, is affordably priced rentals and units for sale. Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault and stalking. Households with disabled household members will be discussed in further detail in NA-40, Non- Homeless Special Needs Assessment. CHAS data analyzed for preparation of the Fort Collins Consolidated Plan provides the estimated number of households at or below 80% AMI with household members with various disabilities. This data source does not break down which households are families, which are individuals, and which are seniors. Households could have more than one disability within their household. CHAS data (please see NA-40 for more detail), concludes the following in 2011: • 4,040 households with a hearing or visually impaired household member • 3,580 households with a member who has an ambulatory limitation • 3,185 households with a member who has a cognitive limitation • 3,000 households with a member who has a self-care or independent living limitation The most common assistance needed for households with a disabled household member are housing accessibility modifications, access to public transportation, and rent restrictions to reduce household housing costs. Using national data sources, the Social Sustainability Gaps Analysis conducted for the City of Fort Collins in 2014 estimated that approximately 20,000 women and 16,800 men in Fort Collins have at some point in their lives been victims of domestic violence, dating violence, sexual assault or stalking. In the summer of 2014, the homeless Point-in-Time (PIT) count in Fort Collins found 156 survivors of domestic violence, including those counted at the domestic violence shelter. This statistic comprises over 40% of all respondents. These victims need safe shelter, counseling and other services, and often also need job training, housing placement and an affordable rental unit when ready to leave a shelter. Consolidated Plan FORT COLLINS 34 OMB Control No: 2506-0117 (exp. 07/31/2015) What are the most common housing problems? The most common housing problems in Fort Collins, by far, are Cost Burden and Severe Cost Burden. Housing costs in Fort Collins and throughout Colorado have been rising dramatically. The supply of available units has been on the decline and households with moderate, low, and extremely low incomes are less able to pay for escalating housing costs than those with higher incomes. Please see the Housing Markets section for more information on the cost of housing in Fort Collins. Are any populations/household types more affected than others by these problems? Families with children, small families, and many “other” households are most affected by cost burden. Renters have a much higher incidence of cost burden than owner households. Describe the characteristics and needs of low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also discuss the needs of formerly homeless families and individuals who are receiving rapid re-housing assistance and are nearing the termination of that assistance. Households with severe cost burden and those with more than one family living in a unit are most in danger of becoming unsheltered and homeless. This is especially true for extremely low-income households. In 2011, there were a total of 5,825 renter households at 0–30% AMI and 2,009 renter households at 31–50% AMI with extreme cost burden in Fort Collins. While some of the estimated 5,700 to 6,900 low-income students are included in these numbers, not all students respond to the census where they reside for school, and not all are low-income. Many severely cost-burdened households are low and very low-income families, elderly, and individuals. Fort Collins has a very low vacancy rate, and most price restricted rental properties have waiting lists, as does the Fort Collins Housing Authority (FCHA) Section 8 voucher program. Households who fall behind in rent payments will find it difficult to find a less costly rental unit within Fort Collins. Homeless providers and housing providers interviewed during the preparation of the Consolidated Plan indicated the biggest hurdle for their clients is finding an affordable rental when they are ready to leave a shelter or homeless program. This is also true for victims of domestic violence. Households will struggle to avoid the homeless cycle without housing that costs 30% or less of their income. If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates. Fort Collins does not provide estimates of any specific at-risk populations. Consolidated Plan FORT COLLINS 35 OMB Control No: 2506-0117 (exp. 07/31/2015) Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness. Housing cost and housing availability are the two housing characteristics most linked to housing instability in Fort Collins. The Fort Collins rental housing market has become extremely tight over the past few years, and the rise in rent rates and decline in vacancies are causing many households to be priced out of the rental market, experience cost burdens of 30-50% or more, and are forcing some households to double up. Homelessness interventions providers report a rise in the number of households requesting emergency rental assistance. The Housing Authority and other housing providers have long waiting lists of renter households trying to find and secure affordable rental units or rental assistance. Discussion Please refer to the MA-15 Cost of Housing section of the Consolidated Plan to read more about housing costs, and the gap in prices and unit availability for households in Fort Collins. Consolidated Plan FORT COLLINS 36 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction A disproportionately greater need exists when the members of racial or ethnic groups at an income level experience housing problems at a greater rate (10% or more) than the income level as a whole. The following data has been provided by HUD to conduct an analysis of disproportionate needs in Fort Collins. The four housing problems* identified by HUD and included in this analysis are: 1. Lacks complete kitchen facilities 2. Lacks complete plumbing facilities 3. More than one person per room 4. Cost burden greater than 30% No one racial or ethnic group has a higher concentration of housing problems in Fort Collins at 0–30% of the AMI, according to HUD provided data. 0-30% of Area Median Income Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 8,950 860 420 White 7,520 775 315 Black / African American 70 0 0 Asian 240 0 60 American Indian, Alaska Native 90 0 0 Pacific Islander 20 0 0 Hispanic 830 75 25 Table 13-Disproportionally Greater Need 0-30% AMI Data Source: 2007-2011 CHAS No one racial or ethnic group has a higher concentration of housing problems in Fort Collins at 30-50% of the AMI. Consolidated Plan FORT COLLINS 37 OMB Control No: 2506-0117 (exp. 07/31/2015) 30-50% of Area Median Income Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 5,790 1,490 0 White 4,775 1,295 0 Black / African American 15 0 0 Asian 165 55 0 American Indian, Alaska Native 0 0 0 Pacific Islander 0 0 0 Hispanic 720 135 0 Table 14-Disproportionally Greater Need 30-50% AMI Data Source: 2007-2011 CHAS The same is true for households at 50–80% of the AMI, and households at 80–100% AMI. 50-80% of Area Median Income Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 4,765 4,635 0 White 4,220 3,760 0 Black / African American 30 25 0 Asian 60 150 0 American Indian, Alaska Native 4 30 0 Pacific Islander 0 0 0 Hispanic 405 590 0 Table 15-Disproportionally Greater Need 50-80% AMI Data Source: 2007-2011 CHAS 80-100% of Area Median Income Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 1,320 3,755 0 White 1,200 3,345 0 Consolidated Plan FORT COLLINS 38 OMB Control No: 2506-0117 (exp. 07/31/2015) Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Black / African American 0 65 0 Asian 0 29 0 American Indian, Alaska Native 0 30 0 Pacific Islander 0 0 0 Hispanic 120 220 0 Table 16-Disproportionally Greater Need 80-100% AMI Data Source: 2007-2011 CHAS Discussion HUD-provided data from 2011 shows no racial or ethnic group has a higher incidence of housing problems than any other in Fort Collins. Consolidated Plan FORT COLLINS 39 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction While no one racial or ethnic group had a disproportionate housing problem, HUD data does find that while 82% of all households earning 0–30% AMI have one of the four severe housing problems, American Indian, Alaska Native and Pacific Islander households have 100% severe housing problems. This is a disproportionately greater housing need. While there are few of these households in Fort Collins, HUD data shows they all have one of the four housing problems. 0-30% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 8,010 1,800 420 White 6,715 1,580 315 Black / African American 55 15 0 Asian 210 30 60 American Indian, Alaska Native 90 0 0 Pacific Islander 20 0 0 Hispanic 740 165 25 Table 17–Severe Housing Problems 0-30% AMI Data Source: 2007-2011 CHAS At no other income ranges do any racial or ethnic groups have disproportionate severe housing problems. 30-50% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 2,795 4,485 0 White 2,365 3,705 0 Black / African American 0 15 0 Asian 55 165 0 American Indian, Alaska Native 0 0 0 Consolidated Plan FORT COLLINS 40 OMB Control No: 2506-0117 (exp. 07/31/2015) Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Pacific Islander 0 0 0 Hispanic 275 585 0 Table 18–Severe Housing Problems 30-50% AMI Data Source: 2007-2011 CHAS 50-80% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 959 8,430 0 White 859 7,115 0 Black / African American 0 55 0 Asian 0 210 0 American Indian, Alaska Native 0 34 0 Pacific Islander 0 0 0 Hispanic 100 895 0 Table 19–Severe Housing Problems 50-80% AMI Data Source: 2007-2011 CHAS 80-100% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 215 4,855 0 White 180 4,360 0 Black / African American 0 65 0 Asian 0 29 0 American Indian, Alaska Native 0 30 0 Pacific Islander 0 0 0 Hispanic 35 305 0 Table 20–Severe Housing Problems 80-100% AMI Data Source: 2007-2011 CHAS Consolidated Plan FORT COLLINS 41 OMB Control No: 2506-0117 (exp. 07/31/2015) Discussion In Fort Collins, there are households with many HUD-defined housing problems. However, HUD data indicates that disproportionate need between various racial and ethnic groups is not an issue. While American Indian, Alaska Native, and Pacific Islander households at 0-30% AMI have greater needs, according to HUD, there are few households in this income range and in the identified racial groups in Fort Collins. Consolidated Plan FORT COLLINS 42 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction No one racial or ethnic group has a higher concentration of housing cost burden in Fort Collins, according to HUD data. Housing Cost Burden Housing Cost Burden <=30% 30-50% >50% No / negative income (not computed) Jurisdiction as a whole 30,530 10,390 11,738 440 White 27,225 8,895 10,050 325 Black / African American 255 95 55 0 Asian 945 230 250 70 American Indian, Alaska Native 85 4 90 0 Pacific Islander 10 0 20 0 Hispanic 1,710 1,070 1,015 25 Table 21–Greater Need: Housing Cost Burdens AMI Data Source: 2007-2011 CHAS Consolidated Plan FORT COLLINS 43 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole? No, disproportionately greater housing need does not appear to be an issue in Fort Collins. If they have needs not identified above, what are those needs? Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community? There are three neighborhoods in Fort Collins with higher percentages of Hispanic households, but HUD data does not suggest these households have any disproportionately greater housing needs. Consolidated Plan FORT COLLINS 44 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-35 Public Housing – 91.205(b) Introduction The Fort Collins Housing Authority (FCHA) is a highly rated, progressive housing provider that provides many housing opportunities to residents of Fort Collins. The agency serves nearly 5,000 persons per year. The agency owns and operates housing units; provides Section 8; VASH; family unification and disabled special purpose housing vouchers; and through a non-profit subsidiary, develops new housing units throughout the City of Fort Collins. The table below shows HUD-provided PIH Information Center (PIC) data, which reports the number of public housing units owned by the FCHA (154), the total number of housing vouchers that FHCA oversees, and breaks these vouchers down into programs. Project based rental assistance vouchers are rental subsidies which enable residents of specific properties to pay only 30% of their income for rent and utilities for a unit at that property. FCHA administers 136 project based vouchers. FCHA administers 567 tenant based vouchers, which allow the tenant to use the voucher in the open rental market, and pay only 30% of their income for rent and utilities. Of these 567 vouchers, FCHA administers 58 Veterans Affairs Supportive Housing (VASH) vouchers targeted to homeless veterans, and four Family Unification program vouchers, which are used either for families in danger of having children removed from their home because they may lose their housing, or for youth age 18 – 21 who have left foster care and who lack adequate housing. Housing Authorities also have access to various types of vouchers targeted to persons with disabilities who are not elderly. FCHA administers 86 of these vouchers. Totals in Use Program Type Certificate Mod- Rehab Public Housing Vouchers Total Project - based Tenant - based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled * # of units vouchers in use 0 22 154 1,159 136 567 58 50 265 Table 22-Public Housing by Program Type *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Data Source: PIC (PIH Information Center) Characteristics of Residents Consolidated Plan FORT COLLINS 45 OMB Control No: 2506-0117 (exp. 07/31/2015) HUD-provided PIC data also provides an overview of client demographic characteristics. CSI has supplemented this data with additional data provided by the FCHA. The tables below show that 402 disabled families, as well as 160 elderly program participants age 62 and over, are currently served by the FCHA. Program Type Certificate Mod- Rehab Public Housing Vouchers Total Project - based Tenant - based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Average annual income 0 5,340 10,691 11,579 10,900 11,812 10,032 4,531 Average length of stay 0 0 6 5 1 7 0 0 Average household size 0 1 2 2 2 2 1 2 # Homeless at admission 0 1 0 2 0 0 0 0 # of elderly program participants (>62) 0 0 13 147 27 106 8 0 # of families with a disability 0 14 57 331 28 184 24 0 # of families requesting accessibility features 0 22 150 878 136 567 58 4 # of HIV/AIDS program participants 0 0 0 0 0 0 0 0 # of DV victims 0 0 0 0 0 0 0 0 Table 23–Characteristics of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center) Forty-five percent (45%) of public housing residents and 34% of voucher holders are non-elderly, non-disabled households with children, according to PIC data provided by the FCHA. Another 25% of public housing residents and 29% of voucher holders are non-elderly households with children with a disabled household member. Over 50% of public housing residents and 38% of voucher holders are female headed households with children. Consolidated Plan FORT COLLINS 46 OMB Control No: 2506-0117 (exp. 07/31/2015) Distribution of Tenants by Family Type Public Housing Vouchers Elderly, No Children, Non-Disabled 1% 8% Elderly, with Children, Non-Disabled 1% 1% Non-Elderly, No Children, Non-Disabled 8% 6% Non-Elderly, with Children, Non-Disabled 45% 34% Elderly, No Children, Disabled 9% 13% Elderly, with Children, Disabled 1% 1% Non-Elderly, No Children, Disabled 25% 29% Non-Elderly, with Children, Disabled 10% 9% Female Headed Household with Children 53% 38% Source: FCHA Provided PIC Data Forty-five percent (45%) of public housing residents are children aged 17 and younger, and 42% of voucher holder household members are children. Just 6% of public housing residents and 11% of voucher holder household members are seniors age 61 and older. Age of Tenants Public Housing Vouchers 0 - 5 16% 11% 6 - 17 29% 31% 18 - 50 39% 34% 51 - 61 10% 13% 62 - 82 6% 10% 83+ 0% 1% Consolidated Plan FORT COLLINS 47 OMB Control No: 2506-0117 (exp. 07/31/2015) According to the HUD-provided PIC data below, most FCHA residents are white. Race of Residents Program Type Race Certificate Mod- Rehab Public Housing Vouchers Total Project - based Tenant - based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled * White 0 20 142 806 124 523 52 4 79 Black/African American 0 0 5 33 6 18 5 0 2 Asian 0 1 0 6 1 4 0 0 1 American Indian/Alaska Native 0 1 3 33 5 22 1 0 4 Pacific Islander 0 0 0 0 0 0 0 0 0 Other 0 0 0 0 0 0 0 0 0 *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 24–Race of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center) While the majority of households utilizing assistance from the FCHA are white, the percentage of Hispanic or Latino households utilizing assistance from the FCHA is higher than the percentage of Hispanic or Latino household in the general population. Although just 10% of the general population in Fort Collins is Hispanic/Latino, 41% of public housing and 25% of voucher holders are Hispanic or Latino. Poverty data for Fort Collins shows that Hispanic/Latino households had a 6.2% higher incidence of poverty than non-Hispanic or Latino households in 2013. Consolidated Plan FORT COLLINS 48 OMB Control No: 2506-0117 (exp. 07/31/2015) Ethnicity of Residents Program Type Ethnicity Certificate Mod- Rehab Public Housing Vouchers Total Project - based Tenant - based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled * Hispanic 0 7 61 216 31 160 6 1 12 Not Hispanic 0 15 89 662 105 407 52 3 74 *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 25–Ethnicity of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center) Consolidated Plan FORT COLLINS 49 OMB Control No: 2506-0117 (exp. 07/31/2015) Eighty-four percent (84%) of public housing residents and 82% of voucher holder households have incomes at 0–30% of the AMI. The average annual income for clients in all program types is below the 30% AMI income limit. Almost 50% of public housing residents and 42% of voucher holders have incomes at or below $10,000 per year. Tenant Incomes Public Housing Vouchers 0-30% AMI 84.0% 82.0% 31-50% AMI 14.0% 17.0% 51-80% AMI 3.0% 1.0% 81% and above 0.0% 0.0% $0 8% 6% $1-$5,000 18% 12% $5,001-$10,000 29% 32% $10,001-$15,000 21% 23% $15,001-$20,000 10% 12% $20,001-$25,000 6% 8% Above $25,000 8% 7% Source: FCHA Provided PIC Data Thirty-six percent (36%) of FCHA public housing tenant households have income from wages. Another 41% rely upon Social Security Insurance (SSI), Social Security (SS) or pension income, 19% are on Temporary Assistance to Needy Families (TANF), and 16% have no income. A higher percentage of voucher holders have SSI, SS or pension income, or no income at all. Tenant Sources of Income Public Housing Vouchers With any wages 36% 27% With any TANF 19% 12% With any SSI/SS/Pension 41% 59% With other income 16% 20% No income 0% 0% Source: FCHA Provided PIC Data Once Fort Collins residents move into public housing or secure a Section 8 or other housing voucher, they tend to stay. The majority of residents have lived in their property or used their voucher for over two years. Affordable housing options are hard to find in Fort Collins, and assistance that allows a household, especially those at 0–30% AMI as most FCHA clients are, is difficult to secure. Consolidated Plan FORT COLLINS 50 OMB Control No: 2506-0117 (exp. 07/31/2015) Tenant Length of Stay Public Housing Vouchers Less than 1 Year 8% 13% 1-2 Years 8% 9% 2-5 Years 24% 29% 5-10 Years 34% 22% 10-20 Years 19% 25% Over 20 Years 8% 2% Source: FCHA Provided PIC Data The FCHA has a waiting list of 772 households for housing vouchers, and 913 households for public housing units. There may be duplication between these two lists. The following tables provide information about households on the waiting list, and was provided by the FCHA. The wait to access housing choice vouchers or public housing units varies depending upon the size of household waiting for assistance, and ranges from 134 days for 10-person households waiting for a voucher, to 1,186 days for an eight-person household waiting to access a public housing unit. Most households on the waiting list have between one and four persons, and waits range from 289 days to 645 days, or almost two years. Waiting List Breakdown Housing Corp Project Based Vouchers Public Housing Units Family Size # on Wait List Avg Days on List # on Wait List Avg Days on List 1 401 644 443 645 2 186 497 207 565 3 102 442 141 568 4 51 289 82 628 5 19 457 28 788 6 8 459 9 482 7 1 313 1 313 8 3 234 2 1,186 9 0 0 0 0 10 1 134 0 0 Total 772 913 Source: FCHA Two thirds of households on the waiting list for assistance through the FCHA are female headed. Female headed households with children are much more likely to live in poverty than households headed by males or with two adults in the household. Waiting List Head of Household Project Based Vouchers Public Housing Units Number Percent Number Percent Female 502 65.0% 611 66.9% Male 270 35.0% 302 33.1% Source: FCHA Consolidated Plan FORT COLLINS 51 OMB Control No: 2506-0117 (exp. 07/31/2015) Most households on the waiting list for housing assistance are white. Approximately 25% of households on the waiting list are Hispanic or Latino, similar to the percentage of households currently being served. Race of Households on the Waiting List Project Based Vouchers Public Housing Units Number Percent Number Percent American Indian 19 2.5% 21 2.3% Asian 4 0.5% 5 0.5% Black 27 3.5% 32 3.5% Native Hawaiian 0 0.0% 1 0.1% White 661 85.6% 776 85.0% Multiple 11 1.4% 14 1.5% Unknown 50 6.5% 64 7.0% Source: FCHA Ethnicity of Households on the Waiting List Project Based Vouchers Public Housing Units Number Percent Number Percent Hispanic 187 24.2% 233 25.5% Non Hispanic 555 71.9% 643 70.4% Unknown 30 3.9% 37 4.1% Source: FCHA The FCHA Housing Choice Voucher waiting list is currently closed. The Housing Authority does not use any preferences on the waiting list. It is a lottery based selection system. For project based vouchers, the Housing Authority gives preference to: households in a federally declared disaster area; households displaced by government action; those who are under- or over-housed in public housing units; residents of a Single Room Occupancy (SRO) resident for one year; and youth in the Family Unification Program. Waiting lists at specific Housing Authority owned properties are open, and each property has a preference depending upon the household type served at the property and if it targets specific populations such as homeless households. Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units: The Fort Collins Housing Authority does not have a 504 Needs Assessment. There are many households being served by the FCHA who need accessible units, and persons on the waiting list for housing units in need of accessible units. Housing providers interviewed during the development of the Consolidated Plan indicate that persons with the need for an accessible rental unit, especially those who need efficiency or one bedroom units, have increasingly had a hard time finding an affordable, accessible place to live. Many persons with disabilities need housing units located near public transportation, services, and shopping, an added challenge when searching for a unit. Most immediate needs of residents of Public Housing and Housing Choice voucher holders The shortage of affordable rental units, and units priced at the Fair Market Rent (FMR) or below is the most immediate need of housing choice voucher holders. Households are having an especially hard Consolidated Plan FORT COLLINS 52 OMB Control No: 2506-0117 (exp. 07/31/2015) time finding one bedroom units that fall below the FMR payment standard. This need hits those with VASH and disability vouchers, who often need a one bedroom rental. Housing Authority staff note that some persons with vouchers have to turn them in because they cannot find a qualified rental unit, even after receiving up to 120 days to find a place to live. Another issue that hits very low-income households, and those served by the Housing Authority, hard, is a lack of reliable public transportation. The addition of the City’s MAX rapid transit bus service and extended operating hours has helped low-income FCHA clients, but there are still transportation service gaps that hurt them. FCHA staff report that some voucher holders have to walk one-half mile or more to bus stops and it can take hours to move around town. Many need a vehicle to get to work, daycare, and to shopping, which is an added cost burden on residents. How do these needs compare to the housing needs of the population at large These needs are experienced by other extremely low and low-income households in Fort Collins. They are not as impactful on higher income households, and those who can afford prevailing rents and transportation costs. Persons with disabilities and fixed incomes, such as seniors, are impacted more than other households by rising costs, low inventory, and lack of access to public transportation. Consolidated Plan FORT COLLINS 53 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-40 Homeless Needs Assessment – 91.205(c) Introduction: Homelessness intervention providers serving Fort Collins were interviewed to prepare an analysis of homeless needs within the City. They recognize that Fort Collins is a fast growing and desirable place to live. Over time, the cost of housing in every price range has increased substantially. Property owners and landlords often have multiple applicants and even bidding wars for few available rental units. This increased competition creates additional challenges for renters with fewer resources and puts them at a greater risk of homelessness. In many cases, shelter providers find nearly impossible conditions for moving people out of shelter and into permanent housing. The following table was completed using January 2014 Point-in-Time (PIT) data. The PIT count does not collect enough detail to complete the entire table. Estimate the # of persons experiencing homelessness on a given night Estimate the # experiencing homelessness each year Estimate the # becoming homeless each year Estimate the # exiting homelessness each year Estimate the # of days persons experiencing homelessness Sheltered Unsheltered NA NA NA NA Persons in households with adult(s) and children NA 53 9 NA NA NA Persons in households with only children 0 5 NA NA NA NA Persons in households with only adults 138 45 NA NA NA NA Chronically homeless Individuals 38 9 NA NA NA NA Chronically homeless families 1 2 NA NA NA NA Veterans 15 0 NA NA NA NA Unaccompanied Child 0 0 NA NA NA NA Person with HIV 1 0 NA NA NA NA Consolidated Plan FORT COLLINS 54 OMB Control No: 2506-0117 (exp. 07/31/2015) If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth): During the summer of 2014, an updated Point-In-Time (PIT) count of homeless persons was conducted at multiple locations in the City. The City of Fort Collins, its service providers and data collectors do not estimate the total number of households and individuals experiencing, becoming or exiting homelessness each year. There are no estimates of the number of days people experience homelessness. There is, however, related data collected through the PIT. The Fort Collins PIT and HUD Homeless Inventory County (HIC) estimate that in the summer of 2014, there were 438 homeless persons throughout the City. The survey found there were 35 homeless households with children under age 18, and 344 homeless individuals on their own at the time of the count. Fort Collins has a substantive network in place working to alleviate the ongoing challenges faced by persons experiencing homelessness. The network includes multiple human services providers, the faith community, the business community, citizens and volunteers and the City’s Office of Social Sustainability. Fort Collins providers have responded to these challenges by participating in technical assistance trainings designed to help communities increase supportive housing by creating a facility that houses multiple providers at one site. That strategy increases access to services for individuals and families experiencing homelessness. Homeward 2020, a consortium of community partners, has also developed a Ten Year Plan to End Homelessness. The Fort Collins Ten Year Plan to End Homelessness contains multiple strategies. Its diverse committee members are working to implement long term solutions by addressing the issue from many angles. Still, shelter providers report “almost impossible” conditions to move people out of shelter and into housing they can afford. In January 2014, 20% of the persons experiencing homelessness counted in Fort Collins reported they were homeless due to circumstances surrounding domestic violence. Six percent (6%) of persons counted were veterans, and 15% were severely mentally ill. People with chronic substance use disorders comprised 14% of homeless persons counted. Fort Collins PIT January 2014 Additional data Homeless Subpopulations Total Number Percent of Adults Chronically Homeless Individuals 47 20% Chronically Homeless Families 3 1% Veterans 15 6% Female Veterans 0 0% Severely Mentally Ill 36 15% Chronic Substance Abuse 34 14% Persons with HIV/AIDS 1 0% Victims of Domestic Violence 102 43% Source: January 2014 Point-in-Time Count, Homeward 2020 Consolidated Plan FORT COLLINS 55 OMB Control No: 2506-0117 (exp. 07/31/2015) The following chart provides the total number of persons and households counted, and the ages of persons counted. While 75% of persons counted were adults over 24, 18% were under the age of 18, and another 7% were youth between the ages of 18 and 24. Fort Collins PIT January 2014 Additional Data Number Percent Total Households 217 Total number of persons 289 Total number of persons under 18 52 18% Total number between 18 & 24 21 7% Total number of persons over 24 216 75% Source: January 2014 Point-in-Time Count, Homeward 2020 Estimate the number and type of families in need of housing assistance for families with children and the families of veterans. Thirty-six veterans were counted as homeless on the night of the 2014 summer PIT survey. There were 35 homeless families with 53 children under the age of 18 counted. Five of these households reported having stayed in unsheltered areas. There were 156 survivors of domestic violence (over 40% of those responding to the question). Although the Fort Collins Housing Authority has an allocation of VA Supportive Housing vouchers (VASH), many providers report increasing difficulty in finding rental property owners and managers willing to accept such assistance. Families with Children The following chart shows a slight decline in students experiencing homelessness enrolled in the Poudre School District from the 2013/14 school year to the 2014/15 school year. The data continues to reflect a high number of school-aged children living in overcrowded, doubled up and usually temporary housing situations. Forty-two children enrolled this year were staying in a motel and 39 enrolled children were living in a vehicle with their families. The highest percentages of homeless children are elementary school aged. Consolidated Plan FORT COLLINS 56 OMB Control No: 2506-0117 (exp. 07/31/2015) Homeless Children in the School System 2014 - 2015 2013 - 2014 2012 - 2013 2011 - 2012 2010 - 2011 Change 2010/11 - 2014/15 Doubled Up 632 918 772 866 932 -32.2% Motel 42 80 57 49 29 44.8% Mission/Shelter/Foster Care 33 103 76 29 29 13.8% Safehouse 13 19 32 26 19 -31.6% Car Camp 39 22 17 14 12 225.0% Unaccompanied Youth 86 194 119 117 62 38.7% Accompanied Youth 673 948 835 867 959 -29.8% Elementary School 354 542 439 463 412 -14.1% Middle School 154 188 164 143 122 26.2% High School 176 318 259 274 254 -30.7% Early Childhood Education 75 94 92 104 233 -67.8% Source: Poudre School District Describe the Nature and Extent of Homelessness by Racial and Ethnic Group. Minority populations were overrepresented in the summer 2014 and previous PIT surveys. In the summer 2014 PIT, persons who identified as Hispanic or Latino represented 12% of the homeless population but comprise only 10% of the general population in Fort Collins. Persons who identified their race as Black or African American comprised 3% of the homeless population but represent only 1% of the general population in the City. The same is true for the American Indian/Alaska Native homeless population in Fort Collins. Point in Time 2014, Race and Ethnicity Sheltered Unsheltered Percent Race White 195 50 88% Black or African American 8 1 3% Asian 3 0 1% American Indian or Alaska Native 16 1 6% Pacific Islander 1 2 1% Ethnicity Hispanic 31 5 12% Not Hispanic 204 49 88% Source: January 2014 Point-in-Time Count, Homeward 2020 Describe the Nature and Extent of Unsheltered and Sheltered Homelessness. Of the 344 valid responses to the question of sheltered verses unsheltered, 180 reported being unsheltered and 164 reported being sheltered at the time of the count. All agencies serving the homeless report increased demand for services and serious barriers to affordable options. Consolidated Plan FORT COLLINS 57 OMB Control No: 2506-0117 (exp. 07/31/2015) Discussion Respondents in Fort Collins were asked during the PIT survey what they view as the primary cause of their homelessness crisis. The highest reported reason (41%) was high rents/ financial barriers and unemployment. A disability or health related problem was the second highest reported reason at 17% giving this answer. A change in family status was named as the primary reason for 10% of persons experiencing homelessness who answered this question. Consolidated Plan FORT COLLINS 58 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-45 Non-Homeless Special Needs Assessment - 91.205 (b,d) Introduction The City of Fort Collins identifies several special need populations within the City. Populations include: persons with physical disabilities; Intellectual and Developmental Disabilities (IDD); mental health disabilities; Substance Use Disorders (SUDS); elderly; frail elderly; people with HIV/AIDS; victims of domestic violence; veterans; and at-risk youth. Grandfamilies (grandparents raising their grandchildren), are a subpopulation of seniors in Fort Collins that also sometimes need unique supports to help manage their families’ needs. Seniors The number of seniors in Fort Collins is expected to double in the next 15 years. According to the 2014 Social Sustainability Gap Analysis, the City is currently home to 12,500 seniors, and over half are 75 years or older and have a disability. Moreover, most seniors in Fort Collins opt to stay in their homes rather than move elsewhere. The analysis further identifies a need for additional assisted living beds that accept Medicaid, as well as a need for 150 to 200 units of additional affordable senior rental housing. Transportation assistance, increased options for in-home assistance, and accessible housing modifications are also identified as current and emerging needs for the City’s senior population. The CHAS data table below shows the number of elderly households in Fort Collins with housing problems as defined by HUD in 2011. A high percentage of low and moderate income senior households had one of the four housing problems, the most likely of these being cost burden. HUD defines “elderly” as those aged 62 to 74, and “extra elderly” as those aged 75 and greater. Seniors with One or More Housing Problems Owners Renters Total W/Housing Problem % w/ Problem Total W/Housing Problem % w/ Problem 30% AMI or less Elderly 320 235 73% 385 270 70% Extra-elderly 320 235 73% 340 245 72% 30.1-50% AMI Elderly 505 170 34% 230 190 83% Extra-elderly 510 240 47% 270 220 81% 50.1-80% AMI Elderly 890 420 47% 270 100 37% Extra-elderly 590 105 18% 310 310 100% 80.1 - 100% AMI Elderly 455 455 100% 125 30 24% Extra-elderly 430 85 20% 70 70 100% 100% AMI and above Elderly 3,285 395 12% 195 0 0% Extra-elderly 920 40 4% 125 35 28% Source: HUD 2011 CHAS Data Consolidated Plan FORT COLLINS 59 OMB Control No: 2506-0117 (exp. 07/31/2015) Domestic Violence According to the 2014 Fort Collins Social Sustainability Gap Analysis, there are 550 people in Fort Collins in need of services on a monthly basis to assist with issues related to domestic violence. There is currently no permanent supportive housing designed for victims of domestic violence, which makes discharge after a temporary stay at Crossroads Safehouse challenging. Access to services, health care and longer-term mental health care are key needs for this population. Crossroads serves both male and female victims of domestic violence. Mental Illness Approximately 6,500 adults and 1,509 adolescents have a serious mental illness according to the 2014 Social Sustainability Gap Analysis. Although deaths by suicide had been declining annually, there was a 25% increase in deaths by suicide in 2014. Only 29% of Larimer County residents who died by suicide in 2012 were receiving mental health treatment. The National Institute on Mental Health (NIMH) estimates approximately 59% of adults with a serious mental illness seek treatment. In Fort Collins, 8,034 adolescents between the ages of 10-19 are estimated to have a mild or serious mental illness, and the approximate number of untreated adolescents is 600. There are an estimated 3,200 untreated children and 2,700 untreated adults in Fort Collins. There is an identified need in the city for a residential facility for children under the age of ten with behavioral or mental illnesses. According to the Health District of Northern Larimer County, inpatient beds for children and adults fall short of current need. Substance Use Disorders According to the Social Sustainability Gaps Analysis, it is estimated 26,000 Fort Collins residents abuse alcohol and more than 11,000 abuse drugs. Approximately 50% of individuals diagnosed with a mental illness also have a substance use disorder. The prevalence of lifetime alcohol abuse in Fort Collins is 18% of the population and for lifetime drug abuse 8%. The prevalence of lifetime dependence on alcohol is 13% (or 18,579) and lifetime dependence on drugs is 3% (3,864). A dedicated detoxification center is an identified gap in the continuum of services needed to safely serve this population. Consolidated Plan FORT COLLINS 60 OMB Control No: 2506-0117 (exp. 07/31/2015) Disabilities The US Census American Community Survey collects data related to disability status. In 2013 there were 12,176 residents with disabilities; these persons may have more than one self-reported disability. The most common disabilities were a hearing or visual impairment. Ambulatory and cognitive limitations were the second and third most common type of disability. These disabilities can all require service enriched or modified housing. Disability Characteristics, 2013 Total With a disability Percent with a disability Total civilian noninstitutionalized population 150,095 12,176 8.10% Population under 5 years 7,088 0 0.00% With a hearing difficulty (X) 0 0.00% With a vision difficulty (X) 0 0.00% Population 5 to 17 years 21,134 498 2.40% With a hearing difficulty (X) 292 1.40% With a vision difficulty (X) 120 0.60% With a cognitive difficulty (X) 326 1.50% With an ambulatory difficulty (X) 120 0.60% With a self-care difficulty (X) 120 0.60% Population 18 to 64 years 105,970 6,367 6.00% With a hearing difficulty (X) 1,335 1.30% With a vision difficulty (X) 1,160 1.10% With a cognitive difficulty (X) 2,926 2.80% With an ambulatory difficulty (X) 2,752 2.60% With a self-care difficulty (X) 967 0.90% With an independent living difficulty (X) 1,917 1.80% Population 65 years and over 15,903 5,311 33.40% With a hearing difficulty (X) 2,991 18.80% With a vision difficulty (X) 692 4.40% With a cognitive difficulty (X) 1,466 9.20% With an ambulatory difficulty (X) 2,735 17.20% With a self-care difficulty (X) 1,249 7.90% With an independent living difficulty (X) 2,273 14.30% Source: US Census Bureau, 2009–2013 American Community Survey According to the 2014 Social Sustainability Gaps Analysis, four percent (4%) of the disabled population are children. The report notes common disabilities are learning and Attention Deficit and Hyperactivity Consolidated Plan FORT COLLINS 61 OMB Control No: 2506-0117 (exp. 07/31/2015) Disorder (ADHD). Fifty percent of the disabled population were 18-64 years old. The most common disabilities in this age group are ambulatory and cognitive disabilities. The report estimates a need for 350 new units of affordable housing and 60 new accessible housing units to meet the needs of these populations, and a need for expanded supportive services for 600 residents with disabilities was also identified. The following table shows households with a disabled household member with incomes up to 80% AMI. The most common disabilities were hearing and vision limitations. Ambulatory and cognitive limitations were the second and third most common type of disability. These disabilities can all require service enriched or modified housing. A large number of persons with disabilities fall within the lowest income category. Renter households are more likely than owners to have extremely low-incomes at 0–30% AMI. HUD CHAS Disability Status by Tenure and Income Range, 2011 Total 0-30% AMI 31-50% AMI 51-80% AMI > 80% AMI All Households Household member has a hearing or vision impairment 4,040 715 645 780 1,900 Household member has an ambulatory limitation 3,580 760 680 760 1,380 Household member has a cognitive limitation 3,185 975 610 475 1,125 Household member has a self-care or independent living limitation 3,000 750 530 510 1,205 Renters Household member has a hearing or vision impairment 1,420 500 305 315 300 Household member has an ambulatory limitation 1,660 545 375 410 335 Household member has a cognitive limitation 1,700 765 455 190 285 Household member has a self-care or independent living limitation 1,365 520 270 290 285 Owners Household member has a hearing or vision impairment 2,620 215 340 465 1,600 Household member has an ambulatory limitation 1,920 215 305 350 1,045 Household member has a cognitive limitation 1,485 210 155 285 840 Household member has a self-care or independent living limitation 1,635 230 260 220 920 Source: HUD CHAS Data 2011 Consolidated Plan FORT COLLINS 62 OMB Control No: 2506-0117 (exp. 07/31/2015) HUD CHAS Disability Status by Income Range, 2011 Source: HUD CHAS Data 2011 The table below shows the numbers of households by income range who have specific disabilities and also have at last one housing problem. Housing problems are defined as either cost-burdened, lacking kitchen or adequate plumbing, or overcrowding. While there are many more owners in Fort Collins than renters, renters are much more likely to have a disabled household member and have a housing problem. The most common housing problem in Fort Collins is cost burden. Renters with a disabled household member also have lower incomes than owners, and are less likely to be able to afford higher cost housing and the costs that may be associated with caring for a disabled household member. HUD CHAS Disabled Households with Housing Problems by Tenure and Income Range, 2011 Total 0- 30% AMI 31- 50% AMI 51- 80% AMI > 80% AMI All Households Household member has a hearing or vision impairment 1,364 555 325 310 174 Household member has an ambulatory limitation 1,625 550 425 465 185 Household member has a cognitive limitation 1,805 810 455 310 230 Household member has a self-care or independent living limitation 1,580 605 395 345 235 Renters Household member has a hearing or vision impairment 900 375 240 210 75 Household member has an ambulatory limitation 1,100 350 295 340 115 Household member has a cognitive limitation 1,220 625 395 155 45 Household member has a self-care or independent living limitation 915 380 240 220 75 Owners Household member has a hearing or vision impairment 464 180 85 100 99 Household member has an ambulatory limitation 525 200 130 125 70 Household member has a cognitive limitation 585 185 60 155 185 Household member has a self-care or independent living limitation 665 225 155 125 160 Source: HUD CHAS Data 2011 0 1,000 2,000 3,000 4,000 5,000 Household member has a hearing or vision impairment Household member has an ambulatory limitation Household member has a cognitive limitation Household member has a self-care or independent living limitation 0 - 30% AMI 31 - 50% AMI 51 - 80% AMI > 80% AMI Consolidated Plan FORT COLLINS 63 OMB Control No: 2506-0117 (exp. 07/31/2015) HUD CHAS Disabled Households with Housing Problems Source: HUD CHAS Data 2011 Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area (MSA). From 2009 to 2013, the numbers of newly reported HIV diagnoses in Larimer County declined. In 2013, five new cases of HIV were reported by the Colorado Department of Public Health and Environment, according to Larimer County CDPHE STI/HIV Surveillance Program data. 0 500 1,000 1,500 2,000 2,500 3,000 0 - 30% AMI 31 - 50% AMI 51 - 80% AMI > 80% AMI Household member has a self-care or independent living limitation Household member has a cognitive limitation Household member has an ambulatory limitation Household member has a hearing or vision impairment Consolidated Plan FORT COLLINS 64 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-50 Non-Housing Community Development Needs – 91.215 (f) Describe the jurisdiction’s need for Public Facilities. Like many Colorado Front Range communities, Fort Collins is experiencing a high population growth rate. The increases in traffic and demands on public water and sewer facilities create an ongoing need for expanded public infrastructure. The City presented a list of projects to the voters, which will be undertaken since voters approved a sales tax assessment in the April 2015 municipal election. The City maintains an up-to-date Capital Improvement Assessment and Plan which is used by both the City Administration and City Council in setting priorities and work plans for City General Funds and Sales Tax revenues. Because the City has other financing resources, it does not plan to use CDBG funds for general public facilities. The City’s Social Sustainability Strategic Plan has identified priority public facility needs to support agencies providing assistance to lower income households in the community. Those needs include expanding affordable licensed child care; medical assistance to households which have limited access to mainstream medical services; healthy food and nutrition outlets; facilities, including the homeless shelter that serve persons who are homeless or in danger of homelessness; space for agencies which provide economic and social self-sufficiency supportive services to households facing the challenges of poverty and threat of homelessness. How were these needs determined? The City of Fort Collins conducts an annual review of the Capital Improvements Plan and emerging needs, which includes public facilities and infrastructure items. In addition, the City has sponsored extensive public participation efforts to gain a better understanding of the facility needs of agencies serving the needs of low-income populations. These outreach efforts include key informant interviews with agency personnel, and focus groups composed of citizens and agency representatives who focused exclusively on how CDBG funds could be used to address the non-housing needs of the community. In addition, public open houses and workshops were conducted to receive input from low-income citizens and community activists, and low-income residents were surveyed on space and facility requirements needed to effectively deliver services to low-income households, special needs groups and persons experiencing homelessness. Describe the jurisdiction’s need for Public Improvements. The City of Fort Collins has needs for Public Improvements. Growth puts added pressures on infrastructure that serves the growing population. The City also has an established Growth Management Area (GMA) that limits the amount of land available for new development to serve the growing population. There is only one area of the City, the northeast quadrant, which has any sizeable land parcels for new development. However, in order for that undeveloped area to become viable for new development, significant infrastructure improvements will need to be installed. Assuming a low- income benefit could be measured in the new development area, the capital cost of those improvements are so substantial they are beyond what could be developed with CDBG funds. Because of the pressing Public Facility needs and Public Service needs identified by the City, Public Improvement needs will be addressed with City funds from the General Fund and other City-based revenue sources. Consolidated Plan FORT COLLINS 65 OMB Control No: 2506-0117 (exp. 07/31/2015) How were these needs determined? The City closely analyzes and tracks service demands and loads on existing facilities in order to update and prioritize Capital Needs improvements. The City’s Planning and Zoning Board has conducted a number of hearings and meetings to gain citizen input on the benefits and challenges of bringing new infrastructure investment to the Northeast Quadrant of the City. Describe the jurisdiction’s need for Public Services. The Fort Collins Social Sustainability Strategic Plan (SSSP) identifies vulnerable populations who need ongoing supportive services. Those populations include households facing the challenges of poverty; homeless individuals and households that face the threat of homelessness; seniors; and the disabled. The City is making a comprehensive effort to weave together a coordinated plan to address the needs of those populations. A critical component of an effective supportive services delivery system is the use of Public Service CDBG funding allocations to partially support the staff and planning infrastructure needed to deliver those services. In addition to its General Fund, the City, using its Human Service Program, will utilize its CDBG Public Services portion to support the staffing and operational expenses of the agencies that form the service network delivering services to vulnerable populations. How were these needs determined? Extensive outreach and civic engagement efforts were made as the City formulated its Social Sustainability Strategic Plan. The strategic plan was formulated using the findings of its Social Sustainability Gaps Analysis Study, released by the City in April, 2014. This Gaps Analysis was the culmination of extensive quantitative and qualitative analysis compiled by an outside consulting firm. Statistical data from service providers and other resources was compared with community and service provider input. The findings were distilled and eventually incorporated in the Social Sustainability Strategic Plan. The City has used the Social Sustainability Strategic Plan, along with its Consolidated Plan, to formulate actions and strategies to address the needs of those priority populations. Consolidated Plan FORT COLLINS 66 OMB Control No: 2506-0117 (exp. 07/31/2015) Housing Market Analysis MA-05 Overview Housing Market Analysis Overview: Fort Collins has a very healthy housing market. Rents and sales prices have been on the rise, and vacancies are very low. Unfortunately, this has created gaps in the number of units affordable to renters at 60% AMI or less, and for renters interested in becoming homebuyers with incomes at 80% AMI or less. In September 2014, the City of Fort Collins Social Sustainability Department released a Housing Affordability Policy Study (HAPS) that provided an overview of the Fort Collins housing market, housing prices, and housing issues and needs. Information and conclusions from this report, as well as HUD CHAS data and supplemental data gathered by CSI in the fourth quarter of 2014, are used to complete this Housing Market Analysis section of the Consolidated Plan. Some conclusions from the recent Housing Affordability Policy Study report include: • Although local employment growth has been stronger than regional growth, incomes have barely kept pace with the cost of living • Housing prices have risen faster than incomes, and the affordability gap for households at or lower than the median income has widened • In-commuting has increased while out-commuting has remained flat • Demand for rental housing is tightening the market, but also stimulating construction HUD CHAS data contained in this plan shows that 13,213 renter households and 5,184 owner households at 80% AMI or less were cost burdened in Fort Collins in 2011. An additional 8,274 renter households and 2,765 owner households were severely cost burdened and paid more than 50% of their income for housing in 2011. CSI analysis for the Consolidated Plan shows a gap in the rental housing inventory in all income ranges, but especially for households at 80% AMI or less, where there exists a gap of over 7,000 units. Renters at 80% AMI or less interested in purchasing a home will not be able to afford the median priced home in Fort Collins. Consolidated Plan FORT COLLINS 67 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-10 Number of Housing Units – 91.210(a)&(b)(2) Introduction More than half of the Fort Collins housing stock is single family detached homes. Only 24% of units are within rental or owner occupied properties with five or more units. During consultations for the Consolidated Plan, key informants noted that to reduce costs and increase density, Fort Collins needs more multi-unit rental and for-sale units. There are challenges to constructing large multi-family residential properties in Fort Collins, including infrastructure costs and the threat of construction defects claims. However, the Housing Affordability Policy Study points out that multi-family residential construction accounted for 70% of all annual construction activity in Fort Collins between 2000 and 2007. According to the study and the Fort Collins Building Department, there are now more than 4,800 multi-family units in various stages of development and planning. However, most of these units are market rate units and do not have price restrictions. All residential properties by number of units Property Type Number % 1-unit detached structure 34,103 57% 1-unit, attached structure 5,070 8% 2-4 units 4,944 8% 5-19 units 9,527 16% 20 or more units 4,703 8% Mobile Home, boat, RV, van, etc 1,363 2% Total 59,710 100% Table 26–Residential Properties by Unit Number Data Source: 2007-2011 ACS The US Census American Community Survey further refines this data by tenure. Almost 89% of all owners live in detached single family homes, while renters are fairly evenly disbursed between single family homes, small attached properties, and larger rental properties. Housing Units by Structure Type and Tenure, 2013 Fort Collins Owner occupied Pct Renter occupied Pct Total Households Pct 1, detached or attached 29,482 88.6% 8,391 34.1% 37,873 65.4% 2 to 9 units 1,488 4.5% 7,133 29.0% 8,621 14.9% 10 or more units 495 1.5% 8,843 35.9% 9,338 16.1% Mobile home and all other types of units 1,821 5.5% 255 1.0% 2,076 3.6% Total 33,286 24,622 57,908 Source: US Census Bureau, American Community Survey, 2013 In 2011, most owners lived in homes with three or more bedrooms, while the majority of renters lived in units with one or two bedrooms. In 2011, the average household size for owners was 2.57 Consolidated Plan FORT COLLINS 68 OMB Control No: 2506-0117 (exp. 07/31/2015) persons, while renter households had a smaller average household size of 2.15 persons. Many renters in Fort Collins are also students. The number of persons allowed to live within a housing unit—some of whom are students--is capped by the City. Unit Size by Tenure Owners Renters Number % Number % No bedroom 0 0% 469 2% 1 bedroom 636 2% 4,538 18% 2 bedrooms 5,501 17% 11,191 46% 3 or more bedrooms 25,738 81% 8,356 34% Total 31,875 100% 24,554 100% Table 27–Unit Size by Tenure Data Source: 2007-2011 ACS Consolidated Plan FORT COLLINS 69 OMB Control No: 2506-0117 (exp. 07/31/2015) Affordable Rental Inventory in Fort Collins Name # of Units Price Restricted Units Population Served Bethphage 5 5 Persons with disabilities Buffalo Run 144 86 Families Bull Run Apartments 176 175 Families CARE Housing at Eagle Tree 36 36 Families, persons with disabilities CARE Housing at Greenbriar Village 40 40 Families, persons with disabilities CARE Housing at Swallow Road 40 40 Families, persons with disabilities Caribou Apartments 192 162 Families Caribou II Apartments 96 96 Families Country Ranch 118 117 Families Coachlight Plaza* 68 68 Families DMA Plaza* 126 126 Seniors, persons with disabilities Fairbrooke Heights 36 35 Families, persons with disabilities Fox Meadows 62 50 Families Harmony Road Apartments* 22 22 Persons with disabilities Hickory Hill 92 91 Families Legacy Senior Apartments 72 72 Seniors Mosaic III* 18 18 Persons with disabilities NTN Azalea Drive 8 8 Families NTN Aztec Drive 4 4 Families NTN Clearview Dr. 8 8 Families NTN Conifer St. 4 4 Special Needs NTN Ponderosa 8 8 Families Northern Hotel 48 48 Seniors/Disabled Oakbrook Manor Apartments* 107 106 Seniors, persons with disabilities Oakbrook II* 100 100 Seniors, persons with disabilities Penny Flats 7 7 Families Provincetowne Green 85 84 Families Red Tail Ponds 60 60 Permanent Support Housing Reflections Senior Apartments 72 71 Seniors Rose Tree Village 120 120 Families The Residence @ Oakridge 44 22 Seniors/assisted living Sanctuary Apartments (VOA)* 60 60 Seniors Springfield Court 63 62 Family Villages on Cunningham 284 284 Family Village at Elizabeth* 48 48 Families Villages on Plum* 95 95 Families Villages on Stanford* 82 82 Families Willow Grove Village 72 54 Families Windtrail Park 50 50 Families, seniors, persons with disabilities Woodbridge Sr. Apartments 50 49 Seniors Woodlands Apts. 116 115 Families TOTAL 2,558 2,788 Source: CSI Consolidated Plan FORT COLLINS 70 OMB Control No: 2506-0117 (exp. 07/31/2015) Rental Housing Gap (Supply/Demand) Analysis AMI Level Income Limit Rent Afford. Renter Households Units Available Surplus/ Deficit of Units Units Occupied by Higher Income Renters Affordable and Available Units Surplus/ Deficit of Affordable/ Available Units 0 - 30% $22,050 $551 8,242 2,172 -6,070 559 1,613 -6,628 31 - 50% $36,750 $919 5,467 9,721 4,254 4,956 4,765 -702 51 - 80% $58,800 $1,470 5,823 9,278 3,455 3,891 5,387 -436 80 - 100% $73,500 $1,838 3,004 1,646 -1,357 549 1,098 -1,906 101% + >$73,500 >$1,838 4,831 1,413 -3,419 0 1,413 -3,419 Source: CSI Sales Market Gap AMI Level Upper- income Limit Price Affordable Units Available Median Priced Home Subsidy Needed 0-30% AMI $22,050 $78,000 0 $262,000 $184,000 30-50% AMI $36,750 $129,000 16 $262,000 $133,000 50-80% AMI $58,800 $204,500 74 $262,000 $57,500 80-100% AMI $73,500 $258,000 95 $262,000 $4,000 101% and over >$73,500 >$258,000 1,466 $262,000 $0 Source: CSI Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs. CSI has compiled the list of all price restricted rental properties in Fort Collins. These units serve families, seniors, persons with disabilities and persons who would otherwise be experiencing homelessness. In total, there are currently 2,790 price restricted rental units, including scattered site public housing units in Fort Collins. All restrictions are for households at income levels from 0–60% AMI. Consolidated Plan FORT COLLINS 71 OMB Control No: 2506-0117 (exp. 07/31/2015) Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts. The Fort Collins Housing Authority (FCHA) owns 194 scattered public housing units. The agency is in the process of planning the disposal of the units, and has submitted a RAD (Rental Assistance Demonstration) application to HUD. FCHA hopes to sell the units by the end of 2015, and begin the process of purchasing and developing new replacement units, both through acquisition and rehabilitation of existing multi-family developments in Fort Collins, and by building new properties using a variety of subsidies. No units are expected to be lost from the inventory at this time. However, two large Section 8 subsidized properties are privately held, Oakbrook I and Oakbrook II. Oakbrook I sold in 2006, and retains income restrictions and rental assistance. Oakbrook II has HUD insurance and subsidized rents. The owners could choose to sell it in the future and units could become market rate. Currently, there are no plans for this, but the City of Fort Collins will monitor this project to ensure the deeply subsidized units are not lost to the affordable inventory. Does the availability of housing units meet the needs of the population? When there is a smaller number of housing units available to households within a certain income range than there are households within that range, a housing gap exists. The gaps tables above provide a supply/demand analysis of the housing stock in Fort Collins. The supply/demand analysis chart shows the number of renter households in various income ranges in 2014; what a household can afford to pay in rent after consideration for a utility payment; the number of rental units available in the market; the Surplus (+) or Deficit (-) of units; the number of available units occupied by households from higher income ranges; the resulting number of affordable and available units; and the Surplus (+) or Deficit (-) of units after those occupied by higher income households are removed from the affordable inventory. Household income is based the Larimer County median income. The formula for calculating the Surplus/Deficit of Affordable/Available Units is: • Households – Units Available = Surplus/Deficit • Surplus/Deficit – Units Occupied by Higher Income Renters = Affordable and Available Units* • Households – Affordable and Available Units = Surplus/Deficit of Affordable/Available Units (a negative means there is a gap) *CSI used U.S. Census Bureau PUMS data to estimate the number of affordable units within each range occupied by households with higher income than households within that range (“Units Occupied by Higher Income Renters”). This adjustment estimates how many units are affordable within the range are truly available to households who have incomes within that range. In Fort Collins, the supply/demand analysis above shows a lack of housing units affordable to households in all income ranges, and a need for 6,628 more rental units affordable at 0 - 30% AMI, 702 at 31 – 50% AMI, 436 at 51 to 80% AMI and 3,419 at 80 – 100% AMI. Affordable housing production programs, such as the Low Income Housing Tax Credit (LIHTC) program and the HOME Investment Partnership Program (HOME), target renter households with incomes at or below 60% AMI. This analysis has not been adjusted for CSU students. The recent EPS study, Fort Collins Housing Affordability Policy Study, shows that 5,700 to 6,900 renter households at approximately 0–30% AMI are students. Consolidated Plan FORT COLLINS 72 OMB Control No: 2506-0117 (exp. 07/31/2015) However, it is not known how many are included in the census calculations, how many are rent- burdened, and would be included in the PUMS data used for this analysis. The Social Sustainability Gaps Analysis estimates a gap for the lowest income households, after an adjustment for students, of 4,200, households in need of some sort of rental subsidy. Most rental units within Fort Collins are affordable to households earning between 31 and 80% of AMI. However, as our analysis shows, renters with higher incomes choose to live in market rate rental units with lower rents, leaving fewer available for those with low incomes. The CSI analysis shows a gap in the supply of units available to higher income renters in the 80% AMI or above ranges, indicating a market for higher end rental units offering amenities not currently found in the market. As the EPS housing policy study notes, there is a pipeline of new market rate rental housing that will be developed in Fort Collins, indicating the private sector is responding to increased demand for rental units from higher income households. There is only one new Low Income Housing Tax Credit (LIHTC) property being planned by the Fort Collins Housing Authority, and none under development at this time by other nonprofit or for-profit developers. Housing providers—including Care Housing and Neighbor to Neighbor, who were interviewed during the development of the Consolidated Plan—consistently noted long waiting lists for existing properties, low vacancy rates, rising rents and a lack of inventory as barriers to meeting the needs of Fort Collins residents with incomes at or below 60% AMI. A growing student population adds additional pressure to the rental housing market in Fort Collins. The owner housing gap table above estimates the price affordable to households at the upper end of the income range, an estimated number of units that will be on the market in their price range during the next 12 months, and the amount of subsidy needed to help these households afford to purchase the median priced home in Fort Collins. Households earning over 100% AMI do not need subsidy in Fort Collins, however, those below 100% AMI do. Households at 51–100% AMI are the best candidates for homeownership assistance programs in Fort Collins. The City’s program, due to various federal restrictions and underwriting criteria integrity, serves those households up to 80% AMI. Households at 50% or less of the AMI will have a very difficult time finding an affordable home without large subsidies, and are best suited as candidates for self-help programs such as the Habitat for Humanity model. Describe the need for specific types of housing. There is a need for rental housing for individuals and families at 60% AMI or less. The need is especially acute for those at 0–30% AMI, persons in this income range on fixed incomes, and persons with special needs, such as disabled individuals who need deeply subsidized units accessible and close to public transportation. Consolidated Plan FORT COLLINS 73 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) Introduction Housing costs in Fort Collins and the entire northern Front Range have been rising. Rents have been on the rise throughout 2013 and 2014, and low interest rates and sales inventory have made finding an affordable housing unit for sale a challenge for households at 80-100% or less of the AMI. The following section of the report provides an analysis of current housing costs in Fort Collins and recent cost trends, while also presenting all required Consolidated Plan tables and analysis of housing costs. The following HUD-provided Consolidated Plan chart shows an 11-year trend in Fort Collins’ housing costs. The median home value between 2000 and 2011 rose 48%, or 4.4% per year on average. The median contract rent rose 27% during this 11-year period, an average of 2.5% per year. Cost of Housing Base Year: 2000 Most Recent Year: 2011 % Change Median Home Value 164,000 242,300 48% Median Contract Rent 643 819 27% Table 28–Cost of Housing Data Source: 2000 Census (Base Year), 2007-2011 ACS (Most Recent Year) Rent Paid Number % Less than $500 2,707 11.0% $500-999 14,381 58.6% $1,000-1,499 6,512 26.5% $1,500-1,999 696 2.8% $2,000 or more 258 1.1% Total 24,554 100.0% Table 29-Rent Paid Data Source: 2007-2011 ACS Rent Paid Narrative The HUD-provided table above shows the number and percentage of renters in Fort Collins in 2011 paying rents by rent range. The data shows that almost 59% of Fort Collins renters paid between $500 and $999 in rent. Only 11% paid less than $500 and 4% paid $1,500 and over for rent. The Colorado Division of Housing (DOH) tracks the price of rentals in Fort Collins, and provides more recent rental pricing and vacancy information than the US Census. Rents in Fort Collins have been on the rise. The average rent within the City rose 17% between the first quarter of 2013 and the fourth quarter of 2014, from $1,037 to $1,210 per month. The median rent rose 23% during this same time period, from $977 to $1,197 per month. The Housing Affordability Policy Study notes that from 2000–2014, household incomes in Fort Collins grew (in constant dollars) Consolidated Plan FORT COLLINS 74 OMB Control No: 2506-0117 (exp. 07/31/2015) 1.9% per year on average, while inflation has increased at 2.2% per year. With an adjustment for cost of living, household incomes have actually declined by 0.3% per year since 2000, giving households less buying power than they had 14 years ago. At the same time, rents have increased 6.2% on average. Rents Over Time in Fort Collins 1 Q 13 2 Q 13 3 Q 13 4 Q 13 1 Q 14 2 Q 14 3 Q 14 4 Q 14 Average Rent Fort Collins $1,037 $988 $1,056 $998 $1,217 $1,087 $1,090 $1,210 Median Rent Fort Collins $977 $933 $998 $986 $1,145 $1,111 $1,123 $1,197 Source: Colorado Division of Housing Rent and Vacancy Survey Rent Changes Over Time Source: Colorado Division of Housing Rent and Vacancy Survey Rents were highest in northwest and southwest Fort Collins during the fourth quarter of 2014, and least expensive in northeast Fort Collins. $800 $900 $1,000 $1,100 $1,200 $1,300 1Q 11 2Q 11 3Q 11 4 Q 11 1Q 12 2Q 12 3Q 12 4Q 12 1 Q 13 2 Q 13 3 Q 13 4 Q 13 1 Q 14 2 Q 14 3 Q 14 4 Q 14 Average Rent Fort Collins Median Rent Fort Collins Consolidated Plan FORT COLLINS 75 OMB Control No: 2506-0117 (exp. 07/31/2015) Average Rents by Fort Collins Sub-Market, 4th Quarter 2014 Source: Colorado Division of Housing Rent and Vacancy Survey Rents for all types of units have grown in Fort Collins over the past 12 months. Rents for efficiencies rose at the highest rate, 15% during 2014. Three bedroom rents remained stable, rents for one bedroom units rose 11%, two bedroom one bath rents rose 5% and two bedroom two bath rents rose 7%. Average Rents by Apartment Type 2014 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr Efficiency $808.48 $926.89 $915.60 $928.02 One bedroom $952.10 $1,023.14 $1,013.88 $1,059.71 Two bed, one bath $986.92 $997.56 $1,019.91 $1,037.52 Two bed, two bath $1,210.62 $1,246.56 $1,259.22 $1,296.26 Three bedroom $1,351.97 $1,195.26 $1,179.89 $1,355.04 All $1,183.04 $1,084.96 $1,090.20 $1,203.11 Source: Colorado Division of Housing Rent and Vacancy Survey Rents have also increased in all property types except in buildings with 350 or more units. Rent increases were largest in properties with 9–50 and 100–199 units. Average Rents by Number of Units in Building 2014 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr 2 to 8 $911.28 $925.69 $963.00 $941.17 9 to 50 $726.76 $639.60 $637.60 $834.42 51 to 99 $893.40 $913.75 $928.86 $918.77 100 to 199 $1,013.31 $1,093.31 $1,116.37 $1,225.60 200 to 349 $1,126.98 $1,171.17 $1,158.42 $1,218.18 350 up $1,673.29 $867.86 $858.84 $1,465.75 Source: Colorado Division of Housing Rent and Vacancy Survey CSI reviewed all sales listings for units on the market in Fort Collins in December of 2014 to prepare the following tables. Units with over five acres of land were excluded from this analysis. In December, the average asking price of a single family home on the market in Fort Collins was $480,875 and the median price of a single family home on the market was $450,000. Attached units, townhomes and condos, have lower prices. The average price of an attached unit was $317,298 and the median price was $1,209.96 $1,232.55 $813.29 $1,206.74 $1,224.26 $0 $200 $400 $600 $800 $1,000 $1,200 $1,400 Fort Collins Northwest Northeast Southeast Southwest Consolidated Plan FORT COLLINS 76 OMB Control No: 2506-0117 (exp. 07/31/2015) $299,667. Single family homes have a larger average size of 3,500 square feet, and tend to have one- fourth more bathrooms more than attached units. Attached units are, on average, newer than single family homes. December 2014 Current Sales Listings Avg Price Median Avg Avg Avg Avg Avg Year Price Bdrms Baths Garage Spaces S.F. Built Single Family $480,875 $450,000 2.5 3 2 3,500 1992 Condos/Attached $317,298 $299,667 2.5 2.75 2 2,025 2006 Source: MLS Data, CSI Attached unit prices are concentrated in the $250,000-$400,000 price range, while the highest numbers of single family homes for sale are in the $350,001 to $400,000, $450,001-$500,000 and over $600,000 price ranges. Few homes were on the market below $200,000. December 2014 Sales Listings by Price Range Source: MLS, CSI Single family homes in Fort Collins sold at the same pace in 2014 than they did in 2013, while attached units sold at a faster pace in 2014 than in 2013. Attached unit prices are more affordable than single family home prices, and because of legal and market obstacles, not as many attached units have been constructed in Fort Collins as single family homes in recent years, causing a shortage of these units on the market. CSI found 244 detached single family homes for sale in December of 2014 and only 66 attached units for sale. The Housing Affordability Policy Study examined historic price trends in Fort Collins, and found that prices have risen 2.8% per year in Fort Collins between 2000 and 2013, for an overall increase of 42% during this time period. 0 10 20 30 40 50 <$100,000 $100,001 - $150,000 $150,001 - $200,000 $200,001 - $250,000 $250,001 - $300,000 $300,001 - $350,000 $350,001 - $400,000 $400,001 - $410,000 $450,001 - $500,000 $500,001 - $550,000 $551,001 - $600,000 >$600,000 Condos/ Attached Single Family Consolidated Plan FORT COLLINS 77 OMB Control No: 2506-0117 (exp. 07/31/2015) Sales Price Trends Oct 2013 YTD Oct 2014 YTD Attached Detached Attached Detached Median Price Sold $159,000 $256,000 $207,750 $283,800 Average DOM 75 82 65 82 Source: MLS, CSI Sales Price Trends Source: MLS, CSI HUD creates an estimate of the number of units on the market that are affordable to households at each HUD income range, using 2011 American Community Survey data. The analysis estimates there were a total of 23,695 rental and 12,915 owner occupied units affordable to households at 100% AMI or less in Fort Collins. Rental units subsidized with HOME funds may only charge the maximum rent limits, listed below, for HOME subsidized units. Housing Affordability % Units affordable to Households earning Renter Owner 30% HAMFI 1,340 No Data 50% HAMFI 5,880 720 80% HAMFI 16,475 3,655 100% HAMFI No Data 8,540 Total 23,695 12,915 Table 30–Housing Affordability Data Source: 2007-2011 CHAS $159,000 $256,000 $207,750 $283,800 $0 $50,000 $100,000 $150,000 $200,000 $250,000 $300,000 Attached Detached Attached Detached Oct 2013 YTD Oct 2014 YTD Consolidated Plan FORT COLLINS 78 OMB Control No: 2506-0117 (exp. 07/31/2015) Monthly Rent Monthly Rent ($) Efficiency (no bedroom) 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom Fair Market Rent 559 692 833 1,227 1,475 High HOME Rent 602 744 896 1,279 1,408 Low HOME Rent 602 728 875 1,010 1,127 Table 31–Monthly Rent Data Source: HUD FMR and HOME Rents Fourth Quarter 2014 Rents Comparison with FMR and High HOME Rents 4th Qtr FMR % Difference High HOME % Difference Efficiency $928.02 $559 60% $602 65% One bedroom $1,059.71 $692 65% $744 70% Two bed, one bath $1,037.52 $833 80% $896 86% Two bed, two bath $1,296.26 $833 64% $896 69% Three bedroom $1,355.04 $1,227 91% $1,279 94% Source: CSI Is there sufficient housing for households at all income levels? No, the gaps analysis provided in MA-10 shows there are gaps for rental units priced for households earning 60% AMI or less, and gaps for households with incomes at 100% AMI trying to purchase a home in Fort Collins. Renter households at 0–30% AMI are especially impacted by a lack of affordable housing options. How is affordability of housing likely to change considering changes to home values and/or rents? The analysis provided in this MA-15 Cost of Housing section of the Consolidated Plan shows that the cost of housing in Fort Collins is on the rise for all types of housing units, for rent and for sale. Increases in incomes are not keeping pace with increases in housing prices, and households with fixed or low wage incomes are struggling more than ever to pay for housing. As market prices continue to rise, more households will become cost burdened and those in need of homeless prevention services will also continue to rise. Waiting list increases at price restricted housing properties illustrate the demand and need for more price restricted rental units in Fort Collins. How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing? Average rents for all apartment types in Fort Collins are higher than both the Fair Market Rent limits (FMRs) and the High HOME rent limits. The table above shows that FMR and High HOME rents run between 60% and 94% of prevailing rents. The largest variance is for efficiency, one bedroom and two bedroom two bath units. Housing providers have indicated it is very hard for their clients to find smaller units, and those with vouchers find it even more difficult to find private landlords willing to accept Section 8 vouchers with the low FMR reimbursement rates. Consolidated Plan FORT COLLINS 79 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-20 Housing Market Analysis: Condition of Housing – 91.210(a) Introduction In addition to analyzing housing costs, it is essential to also study the condition of the housing stock within a community. Older housing units may need rehabilitation or upgrades to make them safe and habitable. Older units may also have lead based paint or other hazards that need to be mitigated. The following information provides an analysis of the condition of housing units in Fort Collins. HUD calculates the number of occupied housing units with one or more “selected conditions” by tenure. These conditions include: • Lack of complete plumbing • Lack of complete kitchen facilities • More than one person per room • Cost burden greater than 30% In Fort Collins, very few housing units lack complete plumbing. The 2011 American Community Survey reported only 435 rental units and 14 owner units occupied by households at 100% AMI or less that lacked complete plumbing or kitchen facilities. These units should be candidates for the local housing rehabilitation programs. While HUD does not report which conditions exist in housing units, cost burden is the greatest issue facing Fort Collins households, as reported in the Housing Needs section of this report, and can be assumed to be the one selected condition most often found in the City. Definitions HUD requires the local jurisdiction provide their definition for “standard condition” and “substandard condition but suitable for rehabilitation” in the Consolidated Plan. The Larimer Home Improvement Program (LHIP), operated by the Loveland Housing Authority throughout Larimer County, including the City of Fort Collins, has developed Program Guidelines for the housing rehabilitation program. The City of Fort Collins provides funding to operate this program within the City limits of Fort Collins, and the program operates in cooperation between the City of Fort Collins, City of Loveland, and Larimer County. The program provides rehabilitation loans to qualified households earning 80% of the AMI or less. According to this program: The definition of “Standard Condition” is a housing unit that meets HUD Housing Quality Standards (HQS), as well as all Colorado and Fort Collins building codes. The definition of “Substandard Condition” is a housing unit that has a minimum of one HQS deficiency or building code violation. The definition of “Substandard Condition but suitable for Rehabilitation” requires the HQS or code violation must be correctable during the rehabilitation process, and the home must be able to be brought up to current building codes. The property value after completion of the rehabilitation assistance shall not exceed 95% of the median purchase price of Larimer County. Total indebtedness shall not exceed 95% of the home’s value. Determination of the median purchase prices in Larimer County can be calculated either by looking at the HUD/FHA Mortgage Limits, or performing a local market survey to determine the median purchase price. The current value of the home shall be verified Consolidated Plan FORT COLLINS 80 OMB Control No: 2506-0117 (exp. 07/31/2015) using either Assessor records, an appraisal no older than six months, comparable sales no older than six months, or the sale price of the home if purchased within the past six months. Condition of Units Condition of Units Owner-Occupied Renter-Occupied Number % Number % With one selected Condition 8,785 28% 13,854 56% With two selected Conditions 105 0% 536 2% With three selected Conditions 10 0% 58 0% With four selected Conditions 7 0% 0 0% No selected Conditions 22,968 72% 10,106 41% Total 31,875 100% 24,554 99% Table 32-Condition of Units Data Source: 2007-2011 ACS Owner-occupied units in Fort Collins tend to be newer than rental units. Over 65% of owner-occupied units were built in 1980 or after, while only 50% of rentals were built in 1980 or after. Units constructed before 1980 may be in need of rehabilitation and upgrades, and may also contain lead-based paint. Year Unit Built Year Unit Built Owner-Occupied Renter-Occupied Number % Number % 2000 or later 7,575 24% 3,624 15% 1980-1999 13,339 42% 8,479 35% 1950-1979 9,024 28% 10,156 41% Before 1950 1,937 6% 2,295 9% Total 31,875 100% 24,554 100% Table 33–Year Unit Built Data Source: 2007-2011 CHAS HUD calculates the number of housing units that may be at risk for lead-based paint hazards. Units built before 1980 may have lead-based paint, which is dangerous to children if not properly encapsulated or remediated. The following table shows the number of homes built in Fort Collins before 1980 where children are present. Colorado has not conducted any area wide lead-based paint studies which would help determine how many children may be at risk for lead poisoning in Fort Collins. Owners of rental housing units should test for lead to ensure rental units are safe for children living in them. In Colorado, owners are required to disclose any knowledge of lead hazards when selling their homes. Homes rehabilitated with CDBG funds must meet all HUD lead-based paint safety requirements. CSI estimates of the units built before 1980 where children are present, 7,234 owner-occupied units and 8,218 renter-occupied units may contain a lead hazard. Consolidated Plan FORT COLLINS 81 OMB Control No: 2506-0117 (exp. 07/31/2015) Risk of Lead-Based Paint Hazard Risk of Lead-Based Paint Hazard Owner-Occupied Renter-Occupied Number % Number % Total Number of Units Built Before 1980 10,961 34% 12,451 51% Housing Units build before 1980 with children present 4,005 13% 1,575 6% Table 34–Risk of Lead-Based Paint Data Source: 2007-2011 ACS (Total Units) 2007-2011 CHAS (Units with Children present) Vacant Units Suitable for Rehabilitation Not Suitable for Rehabilitation Total Vacant Units 816 0 816 Abandoned Vacant Units unknown REO Properties 23 0 23 Abandoned REO Properties unknown Table 35-Vacant Units HUD requests that grantees estimate the number of vacant housing units, those suitable for rehabilitation and those not suitable for rehabilitation. This information is not tracked by the City of Fort Collins. However, American Community Survey data indicates there are 816 vacant units in Fort Collins which are not for rent, for sale, or second homes. RealtyTrac, a service which tracks forecloses and Real Estate Owned (REO) bank-owned properties, reports that there are currently 23 REO units for sale in Fort Collins. CSI does not believe there are any abandoned REO properties in Fort Collins. Need for Owner and Rental Rehabilitation Just over 40% of all housing units in Fort Collins were built before 1980. Units built in or before the 1980s may be in need of rehabilitation, especially those units built over 40 or 50 years ago. Housing providers indicate there are a significant number of older market rate rental properties in need of repair and upgrades in Fort Collins. The following map shows the age of rental housing units and low and moderate income census tracts (outlined in green) in Fort Collins. Older units in low-income census tracts are located in in the northern portion of the City. Consolidated Plan FORT COLLINS 82 OMB Control No: 2506-0117 (exp. 07/31/2015) Rental Housing Units Built Before 1980, Fort Collins Source: HUD CPD Maps Consolidated Plan FORT COLLINS 83 OMB Control No: 2506-0117 (exp. 07/31/2015) Estimated Number of Housing Units Occupied by Low- or Moderate-Income Families with Lead-Based Paint (LBP) Hazards CSI estimated the number of housing units occupied by low- or moderate-income families that may contain lead-based paint. CSI estimated that 7,234 owner-occupied units and 8,218 renter-occupied units may contain lead. Consolidated Plan FORT COLLINS 84 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-25 Public and Assisted Housing – 91.210(b) Introduction The Fort Collins Housing Authority (FCHA) owns 194 scattered public housing units. The agency is in the process of planning the disposal of the units, and has submitted a Rental Assistance Demonstration (RAD) application to HUD. FCHA hopes to sell the units by the end of 2015, and begin the process of purchasing and developing new replacement units, both through acquisition and rehabilitation of existing multi-family developments in Fort Collins, and by building new properties using a variety of subsidies. Totals Number of Units Program Type Certificate Mod-Rehab Public Housing Vouchers Total Project -based Tenant -based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled * # of units vouchers available 0 27 154 926 141 785 598 0 382 # of accessible units *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 36–Total Number of Units by Program Type Data Source: PIC (PIH Information Center) Describe the supply of public housing developments. See above. Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency (PHA) Plan. Consolidated Plan FORT COLLINS 85 OMB Control No: 2506-0117 (exp. 07/31/2015) The FCHA is in the process of disposing of its scattered site public housing units. The agency received a score for the units in 2011 of 94. The units have not had another REAC score since then as the RAD planning progresses. Public Housing Condition Public Housing Development Average Inspection Score Scattered site units (2011 score) 94 Table 37-Public Housing Condition Describe the restoration and revitalization needs of public housing units in the jurisdiction. There are no restoration and revitalization needs of these public housing units, which will be sold sometime in 2015. Describe the public housing agency's strategy for improving the living environment of low- and moderate-income families residing in public housing. Residents of public housing units will be relocated to new properties, which will have superior locations, community buildings, better building condition, greater efficiencies/energy efficiencies, and access to on-site property managers. Residents who move will also have housing choice vouchers, and, after a year, may request a regular portable Section 8 Voucher which they can use to move to privately held housing. Consolidated Plan FORT COLLINS 86 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-30 Homeless Facilities and Services – 91.210(c) Introduction Through a multi-faceted approach to addressing homelessness in Fort Collins, several types of housing have been established and more are under development to help those in need. The types of facilities and services available in Fort Collins include emergency shelters, transitional housing, and permanent supportive housing. Fort Collins is a part of the North Front Range Continuum of Care (NFRCC), part of Colorado’s Balance of State Continuum of Care. Homeward 2020 is a consortium initiative developed to end chronic homelessness in Fort Collins by the year 2020. This effort encompasses leadership from the business, government, and non-profit sectors in the community, and counts the City of Fort Collins among its supporters and partners. The table below summarizes the number of beds and units available within the City Limits of Fort Collins. Facilities Targeted to Homeless Persons Emergency Shelter Beds Transitional Housing Beds Permanent Supportive Housing Beds Year Round Beds (Current & New) Voucher / Seasonal / Overflow Beds Current & New Current & New Under Development Households with Adult(s) and Child(ren) 65 0 126 10 Households with Only Adults 117 26 10 12 Chronically Homeless Households 40 (Red Tail) Veterans 115 (VASH) Unaccompanied Youth 18 Table 38-Facilities Targeted to Homeless Persons List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations. Because many providers offer services to homeless and non-homeless persons, a detailed list of services will be found in MA-35 Special Needs Facilities and Services Section of the Consolidated Plan. There is currently no day shelter in Fort Collins but resource referrals and other services are provided during the day at two facilities. The Murphy Center provides morning services and Catholic Charities provides afternoon assistance for persons experiencing homelessness. Consolidated Plan FORT COLLINS 87 OMB Control No: 2506-0117 (exp. 07/31/2015) The Sister Mary Alice Murphy Center for Hope (The Murphy Center) serves as the single point of entry for persons experiencing homelessness and in need of multiple services. Available services on site include employment assistance; housing assistance; financial counseling; mental health and substance abuse counseling; dental health; computer and phone access. Multiple community providers staff the Murphy Center at various times and days during the week to decrease the challenges persons experiencing homelessness often encounter going from one agency to another seeking help. Neighbor to Neighbor (N2N) serves Fort Collins and all of Larimer County with several housing related services that include emergency rental assistance, first month’s rent assistance, foreclosure prevention counseling, and homebuyer education. Homelessness Prevention Initiative (HPI) seeks to prevent Poudre School District families from falling into homelessness by providing rental assistance and financial literacy classes. HPI provides services at multiple locations throughout the county and at the Murphy Center. Salvation Army of Fort Collins Rent and Utilities Assistance Program helps residents who have received an eviction or utility shutoff notice when funds are available. Catholic Charities also offers a utility assistance program for eligible residents of Larimer County who have received shutoff notices. Disabled Resource Services (DRS) offers limited financial assistance to persons with a disability for emergency needs such as prescriptions, transportation, eviction prevention or emergency utility payments. The Food Bank of Larimer County and its partner agencies served 29,034 people in 2014 at its service pantry locations in Fort Collins and Loveland. The focus of the food bank is to distribute healthy foods, provide education and healthy recipes and to create a hunger free community. The Fort Collins Rescue Mission offers the most emergency shelter beds in Fort Collins. The Mission has 16 beds available for emergency shelter. Crossroads Safehouse operates emergency shelter for victims of domestic violence and also provides transitional housing units for this population as well. The Matthews House is a local non-profit entity that helps youth and families gain self-sufficiency. Its HOST program provides temporary housing for children, youth and families in crisis. Catholic Charities operates a 16-unit transitional housing program for veterans experiencing homelessness. In collaboration with the Fort Collins Housing Authority, Crossroads Safehouse provides 25 transitional housing units and an additional six units of housing on-site for those unable to reside in the community for various reasons. The Fort Collins Housing Authority is the developer of the City’s first permanent supportive housing facility. Redtail Ponds provides supportive services, life skills, case management and counseling to its residents. Forty units target formerly homeless individuals and twenty units are available for those who fall within the 30-50% Area Median Income (AMI) range. Consolidated Plan FORT COLLINS 88 OMB Control No: 2506-0117 (exp. 07/31/2015) The Fort Collins Housing Authority, in partnership with the Department of Veteran’s Affairs, administers 115 VA Supportive Housing Vouchers (VASH) for homeless veterans in Fort Collins. Describe mainstream services, such as health, mental health, and employment services to the extent those services are used to complement services targeted to homeless persons Mainstream benefits play an important role in supplementing household income and serve as a safety net for vulnerable households. Benefits include income supports, health care and work supports. Often individuals experiencing homelessness are eligible for these benefits. Uncomplicated access to these benefits can decrease the length of time families and individuals experience homelessness. Larimer County administers several public assistance programs available to low-income homeless and non-homeless citizens. They include child care assistance (CCAP); Food Stamps; Low-income Energy Assistance Program (LEAP); Weatherization; Medicaid; Temporary Assistance for Needy Families (TANF); Social Security; Old Age Pension (OAP); and Aid to Needy and Disabled (AND). Access to mainstream services can be challenging and difficult to navigate for persons with certain barriers. The Murphy Center in Fort Collins strives to bring available community resources to one place to decrease barriers for homeless persons. Services onsite at the center include: employment resources; housing assistance; financial counseling; transportation assistance; job training and educational opportunities; mental health and substance abuse counseling; phone and computer access for employment contacts; medical and dental health assistance; washer/dryer; kitchen; showers; and storage facilities. “Navigators” is one partner of the Murphy center. It works to assist homeless citizens and those at risk in applying for State benefits such as Food Stamps and Temporary Aid to Needy Families. Touchstone Health Partners is a primary provider of mental health and substance abuse evaluations, referrals, and treatment for homeless individuals and families. Senior Community Service Employment Program provides employment support for seniors who are homeless with job opportunities. A primary component of the Fort Collins Ten Year Plan to End Homelessness is to increase access to mainstream benefits for homeless persons. Access to mainstream services is often a frustrating process for populations with multiple challenges. SOAR, a national program, is a proven strategy that helps states increase access to people who are at risk of homelessness by increasing access to eligibility assessments for SSI/SSDI. Establishing income for eligible homeless citizens is a critical first step in obtaining housing and beginning recovery and is a stated goal of the Fort Collins Plan to end homelessness. The Colorado PEAK system is an online system where applicants can apply directly for public assistance. The Larimer County Benefits Information Center assists citizens with direct help from technicians who can provide detailed information about each case, including status of applications, whether there are missing documents, and information on how to apply. Hand-Up Cooperative, under the auspices of Homeless Gear, is a nonprofit community initiative that includes many Fort Collins businesses and social service agencies. The cooperative assists people who Consolidated Plan FORT COLLINS 89 OMB Control No: 2506-0117 (exp. 07/31/2015) are either at risk or experiencing homelessness gain employment and navigate a road to financial self- sufficiency. The Larimer County Workforce Center-Employment First (EF) is a program for Larimer County food assistance participants who are also eligible for employment services. The Workforce Center has a Resource Center (computers, fax, phone, copy machine) which can be utilized for job searches. Employment case management, resumes and cover letters, job search skills workshops, transportation, training scholarships and internship opportunities are offered. Other employment resources noted in the Ten Year Plan to End Homelessness in Fort Collins include Labor Ready and the Women’s Resource Center (now defunct). The Larimer County Workforce Center provides job search assistance and referrals designed specifically for unemployed veterans. It has a Veterans Workforce Investment Program, which provides licensing, certification and training for veterans. Larimer County Veterans Service office assists veterans and their families with filing for and obtaining benefits, claim counseling, developing claims and representation. The Veteran’s Service Office and the Vet Center also assist veterans with Traumatic Brain Injury (TBI) and Post Traumatic Stress Disorder (PTSD). The Larimer County Workforce Center Youth Services program has several components. Young adults aged 14–21 can receive assistance with education and employment including tutoring, GED assistance, training scholarships, job search and information and referrals to other needed services, including housing. Direct support and advocacy are available to all youth participants. Touchstone Health Partners (formerly Larimer Center for Mental Health) administers comprehensive mental health and substance abuse services to the community and in collaboration with the Murphy Center to increase access to treatment for persons who are homeless. Case management services integrate mental health and physical health care with collaborations with area health care professionals. Touchstone operates supportive housing programs in various locations in Larimer County. (See needs section for additional detail). Salud Family Health Care in Fort Collins is one of four health centers in Larimer County. It is part of the Plan De Salud Del Valle Health Centers network, and operates year-round. It primarily serves the rural population in Fort Collins and surrounding cities with primary care, mental health and enrollment assistance. Fort Collins Veteran’s Outpatient Clinic provides primary care, mental health counseling, audiology, nutrition counseling, physical and occupational therapy services. There is a laboratory for routine blood draws at this location as well. Turning Point Center for Youth and Family Development (Turning Point) was originally established as an emergency shelter for youth in the juvenile justice system many years ago. Although no longer providing service in that capacity, it has grown to become a multi-service agency offering crisis intervention, day treatment, outpatient therapy, coaching and mentoring, intensive residential treatment, and other mental health and substance abuse treatment options for both homeless and non- homeless youth and their families. Consolidated Plan FORT COLLINS 90 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-35 Special Needs Facilities and Services – 91.210(d) Introduction The City of Fort Collins has many services, facilities and housing programs designed to address the needs of the elderly and frail elderly population; persons with mental, physical and developmental disabilities; people with Substance Use Disorders (SUDS); people with HIV/AIDS; victims of domestic violence; veterans; and at-risk risk youth. The primary housing need of many of these households is cost burden. Many people with special needs require supportive housing and services to enable them to live independently and to avoid homelessness or institutionalization. The supportive housing and services needed by these subpopulations are often similar to needs of people experiencing homelessness. Include the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents and any other categories the jurisdiction may specify, and describe their supportive housing needs. Elderly and Frail-Elderly In-home health care and accessible and affordable living quarters are all necessary components for some members of the aging population in Fort Collins. Moreover, transportation assistance, light housekeeping/ shopping and other disability services are necessary supportive housing for many seniors. Some seniors in Fort Collins have grandchildren living with them and are primary caregivers. The emotional and physical well-being of this group relies on available services and affordable housing options. In addition, seniors are more likely to have a disability than other populations. Some need 24- hour care to remain safely in their homes, as cognitive and physical abilities change over time. • The Larimer County Office on Aging coordinates multiple services for seniors in Fort Collins. Adult Resources for Care and Help (ARCH) provides short term case management to help seniors with independent living challenges. • The Family Caregiver Support Program supports family members caring for seniors in their homes. Respite care, counseling and referrals to caregiver support groups is provided. • The County’s Long Term Care Ombudsman provides assistance and mediation for residents of long term care facilities. • The County offers a Senior Tax Work Off program for low-income seniors to work off a portion of their property tax bill. • Project Visibility provides training and education for those serving LGBT seniors in the community. • Elderhaus currently has two facilities that provide services to seniors with higher needs and more active seniors. Other services include transportation assistance, mobile health services and a Medicaid Benefit Helper program. • The City of Fort Collins Senior Center provides wellness services to seniors and community members of all ages and income levels. Diverse social activities and outings are provided regularly. It is accredited by the National Council on Aging and serves an estimated 1,000 community members daily. A major expansion of the center was completed in 2014. Consolidated Plan FORT COLLINS 91 OMB Control No: 2506-0117 (exp. 07/31/2015) • Rehabilitation Visiting Nurses Association (RVNA) provides in-home health care for low-income seniors with multiple needs in Fort Collins. • Volunteers of America serves seniors by providing grocery shopping assistance, handyman help, transportation, meals and respite care. • Saint Volunteer Transportation (SAINT) is a non-profit organization that utilizes volunteers to provide transportation to seniors (many with disabilities and/or mental illnesses) in Fort Collins and Loveland. Persons with Disabilities Many disabled community members are in need of accessible, affordable housing options with a spectrum of services tailored to their individual needs. Those living on Social Security alone ($13,500) fall below the poverty line and are at higher risk, given high housing costs. Transportation assistance, medication assistance and assistance with shopping, bathing and cleaning are necessary for some members of the community. The Social Sustainability Gaps Analyses found that 600 people in Fort Collins with Intellectual and Developmental Disabilities need expanded supportive services. • The Larimer County Special Needs Population Registry is a newer program that keeps a registry of names of people with special needs who may need assistance in the event of an emergency evacuation. Several local agencies, the City of Fort Collins and Loveland are all partners in this effort. • Foothills Gateway is the local Community Center Board in Larimer County that serves Fort Collins. Foothills Gateway serves approximately 1,600 persons with cognitive disabilities and their families annually through a variety of services. There are 600 people currently on the wait list for services. • Disabled Resource Services (DRS) is a non-profit entity in Fort Collins that provides a variety of services to people with disabilities in Larimer and Jackson counties. DRS has 15 housing vouchers coupled with case management services. DRS provides advocacy related to fair housing issues, employment, transportation and financial (benefits) assistance, including initial applications and appeals. Mental Health Disabilities Persons with mental health challenges also need a variety of supportive services tailored to their individual needs. Safe, affordable housing combined with in-home medication monitoring, peer to peer support, social outings, therapeutic services, life-skills and case management are all facets of the supportive housing needs of this population. • The Health District of Northern Larimer County reports providers of mental health services have seen an increase in depression, anxiety and other mental health issues in children and in adults throughout the county. They cite a lack of psychiatric beds for both adults and children. • Touchstone Health Partners (formerly Larimer Center for Mental Health) administers comprehensive mental health and substance abuse services to those needing treatment who are often low-income and/or uninsured or underinsured. Case management services integrate mental health and physical health care in collaborations with area health care professionals. Touchstone also operates supportive housing programs in various locations in Larimer County. • The Alliance for Suicide Prevention of Larimer County offers support groups for families who have survived the loss of a loved one by suicide. The agency also provides outreach, community education and referrals to adults and youth to help prevent suicide. Consolidated Plan FORT COLLINS 92 OMB Control No: 2506-0117 (exp. 07/31/2015) • Mental Health Connections is a partnership between the Health District of Larimer County and Touchstone Health Partners to improve mental health and substance abuse care in Larimer County. It provides crisis assistance, coordination of resources and advocacy for persons needing affordable care. Substance Abuse Disorders Persons with substance use disorders (SUDS)--or who are dually diagnosed with mental health and SUDS disorders, also need affordable quality housing with in-home and community based ongoing case management and therapy. Individualized plans may involve medication monitoring, employment and/or vocational assistance and possibly other supports. Transportation is an important factor for all of the above mentioned populations. • Touchstone Health Partners (more detail above) administers comprehensive substance use disorder treatment programs to the community. According to the Health District of Northern Colorado’s community discussion groups, there is increasing need for detoxification services for people with addictions—particularly opiate addiction—as well as an increasing need for inpatient care and treatment. • Mountain Crest Behavioral Healthcare Center is a service of Poudre Valley Hospital (UC Health) and offers adult inpatient treatment for serious mental illness stabilization or substance use detoxification. It also offers an adolescent residential program that includes continued schooling for teens and a partial day program for teenagers. • The Lighthouse is a faith-based residential facility designed to support sober living for adult men. The program includes life skills, in house classes, educational and employment assistance. HIV/AIDS Persons with HIV/AIDS with limited resources sometimes need supportive housing to improve outcomes related to their physical and mental health. When access to quality housing and services are available, lower income people with HIV/AIDS are more likely to receive necessary medical and therapeutic treatments, as well as other social supports that aid recovery. • Northern Colorado AIDS project (NCAP), part of the Colorado Health Network (CHN), provides prevention, care and advocacy. NCAP assists with housing, medications, nutrition, emergency financial assistance and ongoing case management to promote healthy outcomes. Spanish Speaking Residents Vida Sana: Uniting for Health Equity for Latinos is a community coalition addressing health disparities among Hispanic/Latinos and low-income community members in Northern Fort Collins. Availability and access to healthy food, decent housing, safe workplaces and homes, walkable neighborhoods, reliable transportation and clean air and water are the foundation of the program. Neighborhood promotoras, or community health workers, focus in four specific neighborhoods to assess needs, barriers, and desires for interventions to improve health outcomes. Building trust within the neighborhoods by promoting the goals identified by local residents is key to the success of the initiative. The program targets approximately 2,000 residents in lower income areas, most of whom are Latino and many who only speak Spanish. At Risk Youth Many at-risk youth are involved in, or may become involved, in the court process due to circumstances of abuse and neglect. Legal advocacy, temporary housing and shelter that provide protection and a Consolidated Plan FORT COLLINS 93 OMB Control No: 2506-0117 (exp. 07/31/2015) supportive environment, are important facets of programs designed to help at-risk youth and their families. • The Matthews House assists youth between ages 16 and 24 in a variety of areas that include finding appropriate housing, obtaining health and mental health care, finding employment, and learning life skills that support successful independent living. • Court Appointed Special Advocates (CASA) in Fort Collins is a part of a national network that provides advocacy for abused and neglected children. CASA has seen recent increases in the numbers of youth who are aging out of the foster care system and in need of supportive services. • Harmony House is a CASA facility that provides a safe place for court ordered and non-court ordered visitation meetings. The house also operates as a safe exchange site for families and guardians. . Most CASA clients are in the low-income range, with a variety of housing and service needs. • The Child Advocacy Center (CAC) is a part of the National Children’s Alliance and conducts forensic interviews after allegations are raised regarding abuse. Information is then provided to law enforcement and the Department of Human Services for investigative purposes. Non- offending parents are eligible for counseling and support referrals. The Child Advocacy Center also provides community prevention education. Like other service agencies, CAC finds increasing difficulty in assisting families with housing referrals due to high costs and competition for rental units. • ChildSafe is a provider of group, one-on-one and family therapy for child victims of sexual abuse. The Sexual Abuse Treatment program was developed to "repair damage done to young victims and their family.” The outpatient program services victims ages 2-18 in a combination of therapies. • Poudre School District has several programs for at-risk youth, including the teen pregnancy program and the Mental Health Team that provides early intervention and crisis intervention. • Crossroads Safehouse operates a program for at-risk youth designed to increase self-esteem, teach alternatives to aggressive behaviors and develop (and practice) coping and communication skills. • La Familia is a bilingual and multicultural family resource center in Fort Collins. It provides early childhood education and programs which support and strengthen families in underrepresented communities. Its youth programs include after-school homework assistance, transportation from school, mentoring support and other social activities. Life-long health and wellness education is taught to teens and children by partner organizations, families and community members in the CATCH (Coordinated Approach to Child Health) Program at La Familia. • Larimer County Workforce Center provides youth programs designed to connect youth to employment and training opportunities. High school seniors who live in a low-income household, have a disability or are in foster care may be eligible for assistance in the transition from high school to employment, continuing education, internships, scholarships and with job searches. • The Larimer County Hub Juvenile Assessment Center provides a single point of entry for youth services for families and their children throughout the county. This coordinated effort includes Larimer County Department of Human Services, Mental Health Services and law enforcement. Intake specialists conduct child protection screening, child and family assessments for at-risk youth, detention screening, early intervention, and resources and referrals to other entities. Consolidated Plan FORT COLLINS 94 OMB Control No: 2506-0117 (exp. 07/31/2015) • Realities for Children is a non-profit organization that provides emergency services, organizational supports, community education and activities for youth who have experienced abuse and neglect within Larimer County. Realities for Children works collaboratively with other organizations and can provide financial assistance on a case-by-case basis for at-risk youth and families. They were noted by CASA as a resource for a variety of supports for the people they serve. • The Center for Family Outreach serves youth and families with substance abuse issues, disruptive or high risk behaviors and family conflict. The Center operates a diversion program and interventions programs for youth who have become involved with the justice system. Counseling and therapy, education programs, tutoring, art enrichment, community service and substance use monitoring services are provided. • Touchstone Health Partner’s Namaqua Center assists children who have experienced trauma, exhibit risky and other behavioral challenges and who have a diagnosed emotional disturbance. The Family Support Program helps families with behaviorally challenged children. Namaqua Center provides special supports for grandfamilies (grandparents caring for grandchildren) with classes, family events and networking opportunities. It also offers a program to help build skills in children with severe emotional disturbances who need structure and support during school holidays. Respite care for families and a mentor program for court-appointment family clients also are available services at Namaqua Center. • Community Life Center supports children and families with education, recreation and ongoing supportive services. It focuses on education and improving student achievement by improving skills and collaborate with after-school programs designed to enhance support for children. Program staff help families navigate resources in the community. • Turning Point for Youth and Family Development provides therapeutic services to youth and families. They provide individual therapy sessions on an outpatient or inpatient basis, DUI/DWAI classes, community courses and educational programs for youth in need of alternatives to traditional schools. The mission of Turning Point is to help youth find a path to help motivate them to stay in school and continue on with secondary education. • Boys and Girls Club in Larimer County has three clubhouses open after school until 7 pm each day and are open all day during the summer months. Their focus is academic success, character building and citizenship, and leading a healthy lifestyle. • Before and After School Enrichment (B.A.S.E.) Camp provides out-of-school care, before- and after school care and summer camps to children throughout the Poudre School District. BASE Camp serves approximately 3,000 children ages 3-14 in 32 elementary schools in the Fort Collins area. It is estimated that one-third of the children served during the school year come from lower income families and the majority of children served in the summer months are from low- income families who cannot affordable other summer programs. Families pay tuition on a sliding scale. • The Northside Aztlan Community Center (City of Fort Collins) offers programs for people of all ages and youth at-risk. The center hosts youth nights which offers social activities, games, food and other services. Veterans Lower income veterans with health, mental health, substance use disorders and/or unstable housing history often need affordable, supportive housing with case management support to establish benefits, assist with housing search and establish and maintain housing and health care. The VA Supportive Consolidated Plan FORT COLLINS 95 OMB Control No: 2506-0117 (exp. 07/31/2015) Housing program (VASH) was designed to meet this goal, however, utilization rates in Fort Collins are low due to lack of available rental units. Victims of Domestic Violence Victims of domestic violence need urgent supportive services and resources. Establishing income support and rapidly obtaining shelter and supportive housing are critical components to avoiding additional trauma. • Crossroads Safehouse is Larimer County’s oldest and largest safehouse. It offers an emergency hotline, transitional housing for up to two years (utilizing 25 FCHA Section 8 housing vouchers), counseling services, and emergency foster care for pets owned by safehouse residents. • The Sexual Assault Victim Advocate Center (SAVA) offers crisis intervention, counseling services and advocacy. Victims can be referred to Crossroads Safehouse, however, SAVA and other providers continue to find a lack of adequate referral options to affordable housing and mental health care for the people it serves. Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing. The City of Fort Collins, its community housing and service providers, and the homelessness intervention advocacy community, recognize the importance of discharge planning within community institutions to prevent long term or episodic homelessness. Direct partners in addressing this issue include the Larimer County Detention Center, Poudre Valley Hospital and the Larimer County Foster Care System, Touchstone Health Partners (formerly Larimer Center for Mental Health), the Fort Collins Housing Authority and others. An increased focus on preventing homelessness post-discharge at the state and federal level has helped increase awareness of this issue. Homeward 2020’s Ten Year Plan to End Homelessness has highlighted the need for these efforts and helped coordinate key agencies to identify and address contributing factors and solutions. Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91.315(e). The City of Fort Collins will support persons with special needs through funding many public service applications with CDBG and other funds, and the development and revitalization of rental units targeted to low income households. The City of Fort Collins uses up to 15% of its CDBG allocation to fund Public Service activities annually, and in the next year, plans to support agencies serving persons: with mental health issues; underserved youth; abused and neglected youth; seniors; victims of domestic violence and sexual assault; persons with physical and cognitive disabilities; single parents; and persons with substance abuse issues. Funding support will assist with agency operations, staffing, staff training, programmatic costs, and materials needed to deliver service. The City accepts applications annually each spring, and will determine grantees and funding awards in May of 2015. Consolidated Plan FORT COLLINS 96 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-40 Barriers to Affordable Housing – 91.210(e) Negative Effects of Public Policies on Affordable Housing and Residential Investment The City of Fort Collins is undergoing increased pressures from new population growth and the resultant need to expand the housing inventory, as well as commercial and service businesses, to serve the growing population. Fort Collins is also home to Colorado State University, which has a population of over 22,000 undergraduate students on the Fort Collins campus. The demand for student housing also serves to keep the availability of rental housing tight for the community at large. Fort Collins has implemented a number of policies and practices to encourage the development of affordable housing in a tight housing market. Some of those policies include expedited processing of affordable housing development review applications; fee waivers and deferrals for targeted affordable housing projects; and a City-funded Affordable Housing Fund, which can assist with financial support to offset various fees and exactions that new development must pay under existing City laws and regulations relating to new development. Because of the Tax Payer Bill of Rights Amendment (TABOR), the City operates its utility service departments as enterprises, which means that if new water or sewer services are requested, the cost of those services—including plant investment fees and other capital expenditures—must be covered by revenues earned by the enterprise fund. In July of 2014, Duncan and Associates produced an Impact Fee Survey for the City Greeley, including several communities in Larimer County. Those communities were Fort Collins, Loveland and the unincorporated areas of Larimer County. The findings of the survey indicate the policies which define the level of impact and service fees for utilities in Fort Collins are in the lower tier of those charged by other Weld, Boulder and Larimer municipalities. The Housing Affordability Policy Study also questioned whether the City could adopt a more equitable plan review, building permit, and capital expansion fees if the fees were proportionally based. This would mean that smaller homes would pay a proportionally lower fee because it would take less time to conduct reviews, and the impact of a smaller home on utility facilities is proportionately less than the impact of larger homes. Various Public Participation forums yielded comments that the perception is the planning and development review process is challenging for developers. However, in comparing policies, procedures and requirements with other northern Front Range municipalities, the review process does not appear to be as onerous as described by community stakeholders. One of the challenges in working a project through the development review process is that applicants often don’t provide the full depth of information and disclosure that allow planners and reviewers to approve or disapprove a development proposal in a timely manner, and it is often necessary to ask applicants to submit updated information and complete information on details covered by the regulations. The City has policies in place that provide certain incentives and regulatory concessions for affordable housing projects, including density bonuses and additional building height limits, in certain zone areas. As the development pipeline in the City continues to lengthen, those advantages to affordable housing projects will continue to assist affordable developers to keep the transaction and carrying costs of their projects lower than in some other communities. Fort Collins has adopted an occupancy regulation that stipulates the number of unrelated persons who may live in a residential unit. This law is known as the “U Plus 2” Ordinance. The law prescribes that, in certain areas of the City, a family of any size, plus one additional person, or two adults plus their dependents and one additional person, can occupy a residential dwelling unit. This Ordinance was adopted by the City Council in order to mitigate some of the negative impacts of having multiple people Consolidated Plan FORT COLLINS 97 OMB Control No: 2506-0117 (exp. 07/31/2015) living in residential neighborhoods. The problem of having large groups of persons living in traditionally single family homes in established neighborhoods is more acute in neighborhoods closer to CSU. The City has created a policy to allow for higher occupancy rental housing in certain designated zoning districts. Extra Occupancy Rental Houses are allowed in the LMN, MMN, HMN, NCB, D, RDR, CC, CCN, CCR, C, CN, NC, CL, E, and I zoning districts. Those districts are outlined in the map below. The areas in red indicate zones in which different occupancy standards may apply. Some stakeholders in the Public Participation process indicated they feel the occupancy restrictions have impacted the housing demand by having fewer occupants per home. That is a difficult proposition to validate. Common sense says that if the number of people allowed to live in a house is limited, then demand will increase. Once the limit is reached on an individual dwelling unit, those not included will have to seek another unit that would allow them to stay under the limit. However, it is difficult to quantify the impact on vacancy or occupancy statistics because there are other areas of the City which allow for higher occupancy in a single residential unit. It is also important to acknowledge that the ordinance exempts most family arrangements from compliance so that larger families, as long as they meet the definitions contained in the ordinance, are exempted. In the map below, the red highlighted areas indicate the Designated Extra Occupancy Rental Zones. Consolidated Plan FORT COLLINS 98 OMB Control No: 2506-0117 (exp. 07/31/2015) Consolidated Plan FORT COLLINS 99 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-45 Non-Housing Community Development Assets – 91.215 (f) Introduction The US Census Bureau American Community Survey (ACS) produces data that makes it possible to estimate labor force dynamics for the City of Fort Collins. HUD provides this information for the year 2011. While more recent employment data is available for Fort Collins, the HUD- provided data does show the unemployment rate for younger Fort Collins residents is much higher than the rate for those age 25 and older. This analysis has most likely included many CSU students who are not employed. More current information from the Colorado Department of Labor and Employment is available for the Fort Collins/Loveland MSA. In December of 2014, the seasonally adjusted unemployment rate in the MSA was 3.3%. There were 186,778 persons in the labor force, 180,570 of whom were employed, and 6,208 who were unemployed. The rate is lower than throughout Colorado, which had a 4.0% unemployment rate in December of 2014. The labor force in Fort Collins grew from 2000–2013, according to the American Community Survey. Total employed persons grew by 13,615, or 20.7%, and the unemployed grew by 3,032, or 84.0%. Economic Development Market Analysis The following table, provided by HUD, shows the number of workers in Fort Collins in 2011 by business sector, the number of jobs by business sector, the share of total workers, share of total jobs, and the percentage of jobs less percentage of workers. The table indicates the share of jobs and share of workers in Fort Collins are well aligned, with little variance between the two. The information is provided for 13 business defined sectors, using ESRI Business Analyst Package and American Community Survey data. Consolidated Plan FORT COLLINS 100 OMB Control No: 2506-0117 (exp. 07/31/2015) Business Activity Business by Sector Number of Workers Number of Jobs Share of Workers % Share of Jobs % Jobs less workers % Agriculture, Mining, Oil & Gas Extraction 643 273 1 1 -1 Arts, Entertainment, Accommodations 7,653 8,839 15 16 1 Construction 2,545 2,014 5 4 -1 Education and Health Care Services 9,184 13,010 18 24 6 Finance, Insurance, and Real Estate 2,955 3,109 6 6 0 Information 1,280 1,053 3 2 -1 Manufacturing 4,858 4,655 10 9 -1 Other Services 1,905 2,080 4 4 0 Professional, Scientific, Management Services 6,064 7,534 12 14 2 Public Administration 0 0 0 0 0 Retail Trade 6,484 7,459 13 14 1 Transportation and Warehousing 957 393 2 1 -1 Wholesale Trade 1,800 1,122 4 2 -2 Total 46,328 51,541 -- -- -- Table 39-Business Activity Data Source: 2007-2011 ACS (Workers), 2011 Longitudinal Employer-Household Dynamics (Jobs) Consolidated Plan FORT COLLINS 101 OMB Control No: 2506-0117 (exp. 07/31/2015) Labor Force Total Population in the Civilian Labor Force 83,198 Civilian Employed Population 16 years and over 76,561 Unemployment Rate 7.98 Unemployment Rate for Ages 16-24 26.88 Unemployment Rate for Ages 25-65 4.57 Table 40-Labor Force Data Source: 2007-2011 ACS HUD also provides the number of people employed in various occupations by business sector for 2011. American Community Survey data for 2011-2013 shows the largest employment industries in Fort Collins are educational services, health care and social assistance, retail trade, professional, scientific, and technical services, and retail trade. Occupations by Sector Number of People Management, business and financial 23,818 Farming, fisheries and forestry occupations 2,572 Service 8,031 Sales and office 17,244 Construction, extraction, maintenance and repair 4,501 Production, transportation and material moving 2,902 Table 41–Occupations by Sector Data Source: 2007-2011 ACS The City of Fort Collins Economic Health Office recently commissioned a report, titled Labor Market Profile. The report includes an analysis of the occupations with the largest number of employees in Larimer County and the fastest growing occupations, and provides the median hourly earnings for these occupations. The following charts come from this report. Currently, the top four occupations in Larimer County employ over 19,000 persons, and pay no more than a median hourly earnings of $15.38 per hour. A $10/hour employee working full time can only afford to pay $520 per month for housing, much lower than prevailing rents in Fort Collins. Consolidated Plan FORT COLLINS 102 OMB Control No: 2506-0117 (exp. 07/31/2015) Top Occupations in Larimer County The report notes that Fort Collins has a higher percentage of adults with a college education than jobs that need this education level. As a result, there is a disconnect between the highly educated employment base and the jobs currently being created. Fastest Growing Occupations in Larimer County Most Fort Collins residents commute less than 30 minutes to work each day. The City of Fort Collins Housing Affordability Policy Study analyzes commuting data from 2000–2011. During this time period, out-commuting remained relatively flat, while the number of in-commuters increased by more than 9,400. From the surrounding communities, in-commuting increased by approximately 5,000 jobs. Of these, nearly 87% commute in from Greeley, Loveland, Wellington, and Windsor. While lifestyle preference can be one reason for the increase in in-commuters, Realtors and other key informants interviewed during the preparation of the Consolidated Plan indicate that households are getting priced out of the Fort Collins housing market and many are choosing to live in less costly housing markets and commuting into Fort Collins for work. Consolidated Plan FORT COLLINS 103 OMB Control No: 2506-0117 (exp. 07/31/2015) Travel Time Travel Time Number Percentage < 30 Minutes 58,085 82% 30-59 Minutes 8,628 12% 60 or More Minutes 3,740 5% Total 70,453 100% Table 42-Travel Time Data Source: 2007-2011 ACS CHAS data from 2011 shows there were over 8,000 persons in the Fort Collins labor force with a high school degree or less. The unemployment rate for the 1,682 persons without a high school degree was 16% - four times the rate of those persons with a college degree. For those with only a high school education, the unemployment rate of 9% was over twice the rate for those with a college education. Job training and placement programs for these residents could reduce the unemployment rate for less educated workers. Education Educational Attainment by Employment Status (Population 16 and Older) Educational Attainment In Labor Force Civilian Employed Unemployed Not in Labor Force Less than high school graduate 1,682 274 928 High school graduate (includes equivalency) 6,324 584 1,827 Some college or Associate's degree 15,589 1,080 4,080 Bachelor's degree or higher 31,509 1,277 5,033 Table 43-Educational Attainment by Employment Status Data Source: 2007-2011 ACS Many of the residents without a high school diploma are older than 24-years-old, and have limited job options that will pay a living wage. Job training programs must target residents in all age groups. Consolidated Plan FORT COLLINS 104 OMB Control No: 2506-0117 (exp. 07/31/2015) Educational Attainment by Age Age 18–24 yrs 25–34 yrs 35–44 yrs 45–65 yrs 65+ yrs Less than 9th grade 25 386 183 233 441 9th to 12th grade, no diploma 1,228 798 415 869 543 High school graduate, GED, or alternative 5,320 2,880 1,766 4,115 3,107 Some college, no degree 19,362 4,514 3,641 6,591 2,728 Associate's degree 1,241 1,888 1,790 2,385 619 Bachelor's degree 3,696 9,268 5,522 8,473 2,377 Graduate or professional degree 373 3,578 4,296 6,773 2,008 Table 44-Educational Attainment by Age Data Source: 2007-2011 ACS It is not surprising CHAS data finds that residents with the most education also earn the most in Fort Collins. Residents with some college or an Associate’s Degree had a median income in 2011 that was twice that of persons with less than a high school diploma. Educational Attainment–Median Earnings in the Past 12 Months Educational Attainment Median Earnings in the Past 12 Months Less than high school graduate 15,303 High school graduate (includes equivalency) 25,876 Some college or Associate's degree 30,071 Bachelor's degree 40,097 Graduate or professional degree 52,804 Table 45–Median Earnings in the Past 12 Months Data Source: 2007-2011 ACS Based on the Business Activity table above, what are the major employment sectors within your jurisdiction? The top employment sectors are education and health care services, arts, entertainment and accommodations, and professional, scientific, and management services. According to the Larimer Count Labor Market Profile, “the fastest growing industries are service industries that support the population (retail, restaurants, hospitality, and personal services). The occupations that are related to these services are relatively low paying – retail salespeople, food prep, waiters, cashiers, and janitors.” Describe the workforce and infrastructure needs of the business community. The recently completed Labor Market Profile identified 29 occupations that are currently likely to be hard to fill, based upon rapidly rising demand and/or higher than expected wages. These are also areas where there are national shortages in the labor force, and include: sales representatives, IT staff, skilled trade (i.e. welders), mechanics, and managers. The authors also conducted an analysis of four primary private sector industries (manufacturing, healthcare, IT, and software development, research and Consolidated Plan FORT COLLINS 105 OMB Control No: 2506-0117 (exp. 07/31/2015) development, and engineering), and concluded there could be better alignment between the education and training infrastructure in Fort Collins and the needs of the region’s employers. Many professional and technical workers—as well as skilled labor—are being recruited from outside Larimer County. Most of the Colorado State University students that graduate each year are not choosing fields of study related to the occupations most critical to the region’s key industries. The study concludes that a better alignment of the skills of the region’s graduates and the needs of the region’s employers could improve the staffing environment for the region’s employers and facilitate retention of the region’s graduates. Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create. The City has worked with a broad range of stakeholder groups to update its Economic Health Strategic Plan. The changes in the new plan reflect changes that have taken place in the Fort Collins economy as well as change at the national level. The division of the Hewlett-Packard Corporation into two new operating entities will cause an increase in employment between the two large employers. Woodward has made a decision to place its world headquarters in Fort Collins, which will also increase employment in Larimer County. Other large national employers will continue to expand their labor forces in Larimer County at modest rates. The Economic Health Strategic Plan is closely tied with the Social Sustainability Strategic Plan. The Economic Health Plan emphasizes five major themes, which all will have an impact on job and business growth, as well as on lower income residents seeking higher paid jobs. Those themes include: Community Prosperity, Grow Your Own, Place Matters, Climate Change Economy and Thinking Regionally. The Economic Health Strategic Plan places emphasis on using both local and federal Resources, including CDBG funds, to expand training and employment opportunities for Fort Collins residents. The effort will focus on cluster industries that have an anchor in Fort Collins. The industries are targeted to include: Advanced Manufacturing, Healthcare, and Creative Industry sectors. In order to achieve a vision of community prosperity, the City’s Economic Health Strategic Plan will emphasize training of low-income residents to qualify for higher level jobs and then focus on career advancement so those workers will have the necessary tools to advance in those cluster industries. For instance, a resident may obtain training and employment in nursing. Once employment is achieved, the worker may continue to receive training and support to advance to other jobs within the industrial cluster. For a nursing assistant, that might mean obtaining training and experience in order to qualify for a job as a radiation technologist. How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction? The Labor Market Profile report notes the regional workforce is over-qualified for the needs of these industries. Fort Collins has such a high quality of life that overqualified residents are willing to take jobs that require low skills to live in the City. Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan. Consolidated Plan FORT COLLINS 106 OMB Control No: 2506-0117 (exp. 07/31/2015) The Larimer County Workforce Investment Board (WIB) aligns it efforts in the City with the plans and objectives adopted by the City. A major City priority is to align potential employees with the training needs demanded by local businesses in order to expand their operations. Community prosperity is the prime objective of both the Economic Health Strategic Plan and the Social Sustainability Strategic Plan. The Workforce Investment Board works closely with the City to ensure its programs support increasing employment and the quality of jobs through targeted training to low-income residents so that residents can find good employment by having skills and training needed by Fort Collins businesses. Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)? Currently Fort Collins does not participate in a Comprehensive Economic Development Strategy with other regional jurisdictions. If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth. The City of Fort Collins has invested substantial time and effort in formulating a comprehensive strategy that links housing with jobs, transit and social sustainability. This holistic approach addresses all the needs and gaps faced by low-income households in the community. These other planning efforts have been used extensively in formulating the Consolidated Plan. The City, through various plans and policy statements, has focused on integrating transit needs, housing needs, job training and employment needs and social support as a way of ensuring growing businesses have a supply of trained, qualified employees. As employment continues to expand, the City is planning for ensuring employees have an adequate supply of housing located close to public transit. The City has invested substantial funding in expanding its bus system to serve larger areas of the community. This transit expansion is planned to continue in the future with more feeder lines to serve residential neighborhoods that currently don’t have close transit connections to the main bus routes running along major thoroughfares. In order for low-income families to access growing employment and training opportunities, the City’s Social Sustainability Strategic Plan also identifies expanded, affordable, licensed childcare facilities as a critical component of promoting greater economic opportunity for low-income residents. Consolidated Plan FORT COLLINS 107 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated (include a definition of "concentration")? HUD provides maps of various CHAS data elements, including concentrations of households with any of the four housing problems. According to CPD Maps, there are no areas of Fort Collins where households have concentrations of multiple housing problems. No areas have more than 8% overcrowded households, no areas have more than 12% households with substandard conditions, and no areas have over 47% severe cost burden. There are 13 census tracts where more than 50% of households pay more than 50% of their income for housing. The following map shows these areas. Consolidated Plan FORT COLLINS 108 OMB Control No: 2506-0117 (exp. 07/31/2015) The following chart lists these census tracts, and the percent of residents in the tracts paying more than 30% of their income for housing: Tract Number Percentage 8069000600 68.77% 8069000504 62.78% 8069001306 59.77% 8069000100 52.14% 8069000503 66.18% 8069001110 53.5% 8069000505 64.96% 8069000201 60.55% 8069000401 50.93% 8069000300 51.77% 8069001111 54.28% 8069001601 100% 8069000901 51.01% Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated (include a definition of "concentration")? There are no census tracts with 51% or more racial or ethnic minority or low-income families in Fort Collins. One census tract has between 50-51% Hispanic households. Census tract 8069001306 has 50.91% Hispanic households. The tract is in northeastern Fort Collins. There are no census tracts with concentrations of 51% or more extremely low-income households with incomes at 30% AMI or less. There are census tracts with concentrations of 51% or more residents with incomes at 50% AMI or less. Three of these tracts are at or adjacent to Colorado State University and are home to students. Three others, however, are in northern and northeastern Fort Collins, and include the same census tract that is just over 50% Hispanic. These areas are known as low-income Consolidated Plan FORT COLLINS 109 OMB Control No: 2506-0117 (exp. 07/31/2015) neighborhoods, have many trailer parks and lower rent units, and are areas that the City is studying for revitalization. What are the characteristics of the market in these areas/neighborhoods? According to CPD Maps, the three northern census tracts have over 50% renter occupancy, rising and higher poverty rates than throughout most of the City, rising rents, and high incidences of cost burden. Are there any community assets in these areas/neighborhoods? The three northern census tracts do have some of the cheaper, older owner and rental housing in the City. That is partially why there are higher numbers of low-income households in those neighborhoods. These neighborhoods also have a portion of residents who have long tenure in the neighborhood, which adds stability for newer residents trying to build a sense of community in the neighborhood. Are there other strategic opportunities in any of these areas? The Northeast quadrant of the City contains green field land that will eventually attract new development once infrastructure expansions commence. Consolidated Plan FORT COLLINS 110 OMB Control No: 2506-0117 (exp. 07/31/2015) Strategic Plan SP-05 Overview Strategic Plan Overview The Fort Collins Strategic Plan identifies the priority needs in the City, and describes strategies the City will undertake to serve the priority needs. The sections of the Strategic Plan include: Geographic Priorities; Priority Needs; Influence of Market Conditions; Anticipated Resources; Institutional Delivery System; Goals; Public Housing; Barriers to Affordable Housing; Homeless Strategy; Lead Based Paint Hazards; and an Anti-Poverty Strategy. Consolidated Plan FORT COLLINS 111 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-10 Geographic Priorities – 91.215 (a)(1) Geographic Area Table 46 - Geographic Priority Areas General Allocation Priorities Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA for HOPWA). The City of Fort Collins does not target funding or programs to specific geographies within the City. Funds are allocated based upon need priorities and goals. Consolidated Plan FORT COLLINS 112 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-25 Priority Needs - 91.215(a)(2) Priority Needs Table 47 – Priority Needs Summary 1 Priority Need Name Increase the supply of affordable rental housing Priority Level High Population Extremely Low Low Large Families Families with Children Elderly Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse Veterans Victims of Domestic Violence Unaccompanied Youth Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Alcohol or Other Addictions Victims of Domestic Violence Geographic Areas Affected Associated Goals Increase the supply of affordable rental housing Increase housing opportunities for persons experiencing homelessness Preserve existing affordable housing inventory Description Increase the supply of affordable, accessible, visitable rental housing that is close to transit options and basic daily services. Consolidated Plan FORT COLLINS 113 OMB Control No: 2506-0117 (exp. 07/31/2015) Basis for Relative Priority Based on the market analysis and the needs analysis research and data prepared for the Consolidated Plan there is a shortage of affordable rental housing for the populations listed above. The City has conducted a number of surveys and studies to determine which needs are the most pressing for the low-income population in the community. 2 Priority Need Name Increase the supply of supportive housing projects Priority Level High Population Extremely Low Low Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse Veterans Victims of Domestic Violence Unaccompanied Youth Geographic Areas Affected Associated Goals Increase the supply of affordable rental housing Increase housing opportunities for persons experiencing homelessness Provide programs for homelessness prevention Description Housing opportunities for persons who experiencing homelessness or who are at increased risk of homelessness are deficient. In order to assist residents to overcome the threat of homelessness, permanent affordable rental housing with the necessary supportive services needs to be added to the Fort Collins affordable housing inventory. Persons across the entire spectrum of housing need from emergency to transitional to permanent are not able to find adequate housing with services. Basis for Relative Priority Individuals and families experiencing homelessness represent the worst case housing needs. Based on the data presented in the Needs Analysis Section of the Consolidated Plan, service provider data and the Point in Time Count, the present supportive and emergency housing supply is not adequate to serve all who find themselves experiencing homelessness or in danger of homelessness. Consolidated Plan FORT COLLINS 114 OMB Control No: 2506-0117 (exp. 07/31/2015) 3 Priority Need Name Expand housing opportunities for persons experiencing homelessness Priority Level High Population Extremely Low Low Individuals Families with Children Mentally Ill Chronic Substance Abuse Veterans Victims of Domestic Violence Unaccompanied Youth Geographic Areas Affected Associated Goals Increase housing opportunities for persons experiencing homelessness Description The City has assembled data on the needs of individuals and families experiencing homelessness in Fort Collins. The City and its partners in the Ten Year Plan to End Homelessness Consortium, Homeward 2020, have come together to build a supply of units than can be available with lower rents and also to package services to ensure that households experiencing homelessness have the chance to live in stable housing in the long term in order to become more self-sufficient. Basis for Relative Priority Individuals and families experiencing homelessness represent the "worst case" housing needs in the City. The many negative effects on persons and families who are living in substandard housing situations make it incumbent on the community to address those needs as comprehensively as possible. 4 Priority Need Name Expand community resources for Homelessness Prevention Priority Level High Population Extremely Low Low Individuals Families with Children Chronic Substance Abuse Veterans Victims of Domestic Violence Unaccompanied Youth Consolidated Plan FORT COLLINS 115 OMB Control No: 2506-0117 (exp. 07/31/2015) Geographic Areas Affected Associated Goals Provide programs for homelessness prevention Description The tight housing market in Fort Collins puts pressure on households with economic, medical and other challenges to maintain a stable living environment. The most cost effective alternative to having people living on the street is to assist them in maintaining their current housing. In order to decrease the number of homeless episodes residents endure, programs, direct financial assistance and rapid rehousing prevents those households from facing life on the streets. Payment of rent and utility arrearages, case management and Tenant Based Rental Assistance are programs the City will use to assist homeless prevention agencies in maintaining stable housing conditions for households that would otherwise end up on the streets. Basis for Relative Priority Because there are so many people who are in danger of losing their stable housing, it is imperative the City devote some of its federal and local resources to programs and actions that will assist households impacted by the tight housing market from entering the ranks of homelessness and being forced to rely on the emergency shelter system. 5 Priority Need Name Preserve existing affordable housing Priority Level High Population Extremely Low Low Moderate Large Families Families with Children Elderly Geographic Areas Affected Associated Goals Preserve existing affordable housing inventory Consolidated Plan FORT COLLINS 116 OMB Control No: 2506-0117 (exp. 07/31/2015) Description While there is substantial need for new affordable rental housing, the most cost- effective way of providing affordable housing is to preserve the existing supply of both owner housing and rental housing. There is a substantial number of owner- occupied homes that are aging and in need of improvements in order to keep them a viable part of the affordable housing inventory. In addition, there are a number of aging rental housing properties that are in need of substantial improvements including health and safety improvements in order to keep them a viable part of the affordable housing stock. The Needs Assessment and Market Analysis sections of the Consolidated Plan enumerate the number of units needed and the number of both owners and renters who are cost burdened. The City also has formulated a plan for preserving existing mobile home parks in the event that redevelopment may occur on one of the mobile home park sites. Its Redevelopment Displacement Mitigation Strategies Plan outlines steps and assistance the City may take to assist owners and occupants in preserving the affordability of their domicile. Those steps may include relocation expenses, cash out of pre-HUD codes units and the possible acquisition of the park for conversion to a co-op or other non-profit ownership. The City would utilize CDBG and HOME funds as cost eligibility could be determined. Basis for Relative Priority A more cost effective alternative is to provide limited dollars to repair and upgrade existing housing than to demolish older housing and replace it with new housing that is substantially more expensive to provide. 6 Priority Need Name Greater Access to supportive services Priority Level High Population Extremely Low Low Large Families Families with Children Elderly Public Housing Residents Unaccompanied Youth Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families Other Consolidated Plan FORT COLLINS 117 OMB Control No: 2506-0117 (exp. 07/31/2015) Geographic Areas Affected Associated Goals Provide programs for homelessness prevention Supportive Services to improve living conditions Description The challenges of poverty force reliance on City and community support systems in order for low-income households to maintain a level of independence. Access to mental health and medical services, childcare, services for youth in and out of the foster care system, services for elderly and disabled residents assist in making the community a better place to live. The City of Fort Collins will continue to support the many agencies and organizations that provide essential public and community services to the populations most in need. Basis for Relative Priority Through the research and analysis in the Needs Assessment section and the Market Analysis section of this Consolidated Plan and the findings of the Social Sustainability Gaps Analysis, the City has made a commitment to addressing the underserved needs in the community. The vision of the Social Sustainability Strategic Plan is for the City of Fort Collins to help build a healthy social system so all members of the community can thrive. The services provided to low-income populations by community partners are essential to improving living conditions for low-income households. Narrative (Optional) The high priority needs include both housing and non-housing community development, homeless and special population needs. The City of Fort Collins has developed and managed a robust Citizen Participation process to solicit resident input on priority needs. The City has integrated that Citizen Participation process with several substantial research efforts to acquire hard data on the scope of those needs. The Economic Health Strategic Plan, the Social Sustainability Strategic Plan, the Social Sustainability Gaps Analysis and the Housing Affordability Policy Study all provide data and recommendations for City actions to address the needs of both affordable housing and non-housing community development needs. These various findings have been incorporated into the analysis in both the Needs Analysis and Market Assessment sections of the Consolidated Plan. This compilation has been used to frame the various responses and proposed priorities and actions in both the Strategic Plan Section and will also be used to structure the Annual Action Plan. Consolidated Plan FORT COLLINS 118 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-30 Influence of Market Conditions – 91.215 (b) Influence of Market Conditions Affordable Housing Type Market Characteristics that will influence the use of funds available for housing type Tenant Based Rental Assistance (TBRA) The City of Fort Collins may spend HOME funds on Tenant Based Rental Assistance (TBRA) as part of a strategy to serve low- and very-low-income renter households facing homelessness. Low vacancy rates (1.2% overall), rising rents (28% growth during the last three years), and long waiting lists for subsidized housing all point to the need for more affordable rental opportunities in the City, especially for the lowest income households. There are fewer transitional housing options in Fort Collins than units needed, and TBRA programs can help households transition from homelessness to permanent housing. TBRA for Non- Homeless Special Needs According to special needs providers interviewed as part of the consultation process, there is a lack of rental assistance available for their clients who have very low and low-incomes. Existing rental assistance programs are not growing, or are shrinking due to reduced federal spending levels. Market pressures on the private rental market have raised rents and reduced inventory, making it more difficult for these households to find rental units they can afford. TBRA could be used to help clients of local housing agencies find affordable, decent, and accessible housing while on the waiting list for existing Section 8 and other rental assistance programs. New Unit Production As part of the Housing Needs Assessment section of the Consolidated Plan, it was determined that there is a gap of 6,628 rental units for households at 0-30% AMI, 702 for households at 31-50% AMI, 436 at 51-80% AMI, and 1,906 at 81-100% AMI in Fort Collins. New construction of affordable rental units is a goal for reducing these gaps. The Needs Assessment also determined the stock of affordable units for sale is slim, and households at 50-80% AMI could become owners through a self-help program such as Habitat for Humanity, or through construction of units priced at $204,500 or less. Rehabilitation Just over 40% of all housing units in Fort Collins, or an estimated 19,068 total units, were built before 1980. Units built in or before the 1980s may be in need of rehabilitation, especially those units built over 40 or 50 years ago. Housing providers indicate that there are a significant number of older market rate rental properties that are in need of repair and upgrades in Fort Collins. Older units occupied by low and moderate income owners may benefit from the Larimer County Home Improvement housing rehabilitation program. Consolidated Plan FORT COLLINS 119 OMB Control No: 2506-0117 (exp. 07/31/2015) Affordable Housing Type Market Characteristics that will influence the use of funds available for housing type Acquisition, including preservation There are a number of aging rental properties located in Fort Collins in need of major upgrades and rehabilitation. Market conditions are such that landlords are not willing to leave units vacant in order to perform costly and time consuming rehabilitation on them. Rental housing demand is so strong that landlords can rent units that are minimally acceptable. There are opportunities for affordable housing providers and special needs housing groups to acquire these properties and rehabilitate them for their clients. This is a cost effective approach for providing more affordable, decent rental units. Table 48–Influence of Market Conditions Consolidated Plan FORT COLLINS 120 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2) Introduction The City’s goal in allocating funding is to enhance the community's sustainability by addressing needs among our citizens who are income- challenged. Stabilized families and individuals increase neighborhood quality. That, in turn, leads to a healthier, more vibrant Fort Collins. Once a year in spring, through the Competitive Process, the City of Fort Collins allocates federal and local funds for eligible affordable housing, community development, human services, and related activities. The provision for an optional fall Competitive Process accommodates any unspent or “recycled” funds. The three proposal categories are: Housing: Acquisition and construction of affordable housing projects, including land purchase, housing rehabilitation, certain “soft” costs related to affordable housing development, and homebuyer assistance programs are priorities. Properties must be located in Fort Collins. Public Service: Non-profit agencies serving a majority of people (51% or more) whose income is 80% or below the Area Median Income (AMI) and living in the City of Fort Collins. Public Facility: Space for agencies that provide direct services to low- and moderate-income clients living in Fort Collins. Funds are allocated to non-profit agencies, affordable housing providers, and other entities serving a majority of Fort Collins clients who are low- and moderate-income households. Federal dollars leverage additional funds in many of the projects completed as part of the Consolidated Plan. Federal dollars are limited, and agencies completing projects will often utilize other funds to complete projects. The leveraged dollars represent a benefit to all Fort Collins residents. They stretch the grant funds received by the City while allowing projects to proceed, which benefits either the area or a specific clientele and at the same time aids the agencies supplying the leveraged funds in meeting their goals. Two local funds leverage the federal CDBG and HOME funds—the Affordable Housing Fund (AHF) and the Human Services Program (HSP) monies from the City’s General Fund. Amounts available vary with budget cycles and economic conditions. Consolidated Plan FORT COLLINS 121 OMB Control No: 2506-0117 (exp. 07/31/2015) Anticipated Resources Program Source of Funds Uses of Funds Expected Amount Available Year 1 Expected Amount Available Reminder of ConPlan $ Narrative Description Annual Allocation: $ Program Income: $ Prior Year Resources: $ Total: $ CDBG public - federal *Acquisition *Admin and Planning *Economic Development *Housing *Public Facilities *Public Services 951,389 82,803 98,936 951,389 3,805,556 For CDBG, proposals must meet one of the three national objectives: 1) benefit low- and moderate-income persons; 2) aid in the prevention or elimination of slums or blight, and/or; 3) meet community development needs having a particular urgency. Fort Collins funds public service, housing, and public facilities activities with CDBG monies. HOME public - federal *Acquisition *Homebuyer Assistance *Homeowner Rehab *Multifamily Rental-New Construction *Multifamily Rental-Rehab *New Construction for Ownership *TBRA 519,485 342,524 0 519,485 2,077,940 Acquisition and construction of affordable Consolidated Plan FORT COLLINS 122 OMB Control No: 2506-0117 (exp. 07/31/2015) Program Source of Funds Uses of Funds Expected Amount Available Year 1 Expected Amount Available Reminder of ConPlan $ Narrative Description Annual Allocation: $ Program Income: $ Prior Year Resources: $ Total: $ Other public - local *Acquisition *Homebuyer Assistance *Homeowner Rehab *Housing *Multifamily Rental-New Construction *Multifamily Rental-Rehab *New Construction for Ownership 525,047 0 0 0 2,000,000 The Fort Collins Affordable Housing Fund is a set aside of general fund monies that can be used for affordable housing programs and projects within the City of Fort Collins. Other public - local Public Services 644,120 0 0 0 2,400,000 Human Services Program funds are used to support priority human services needs in Fort Collins. Table 49-Anticipated Resources Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied. HOME and CDBG funds are leveraged in Fort Collins with the Affordable Housing Fund (AHF) and the Human Services Program (HSP) monies. Applicants also leverage CDBG and HOME funds with many other local, state, and federal sources. Sources of leverage include debt, Low-income Housing Tax Credits, State of Colorado HOME funds and State Housing Development Grant funds, Federal Home Loan Bank Board Consolidated Plan FORT COLLINS 123 OMB Control No: 2506-0117 (exp. 07/31/2015) funding (FHLBB) grants, United Way funding, other foundation and donation funding. By encouraging applicants to leverage CDBG and HOME funds with as many other sources as possible, the City is able to provide funding to projects serving more residents of Fort Collins. Fort Collins Social Sustainability Department staff track all HOME eligible match funds to ensure the 25% match requirement is met. If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan The City of Fort Collins has a land bank that may be used to address affordable housing needs. The Affordable Housing Board and Social Sustainability Department staff review the need for public land that can be used to develop affordable housing and the potential of using City owned land for housing development. A recommended action in the Housing Affordability Policy Study is to use the City’s land bank resource as a way of making those land holdings available for development of affordable rental- or owner-occupied housing. After the recent completion of updated appraisals, analysis is underway as to best and highest use options and strategies for the properties. Using them to build affordable housing units on-site or selling them to provide funding for affordable units elsewhere are among some of the considerations. Discussion Staff, the CDBG Commission, and the Affordable Housing Board (housing applications) review all funding proposals. Applicants are invited to make a presentation about their project to the CDBG Commission. Funding recommendations are made and provided to the City Council, which holds a public hearing to make final funding allocation decisions. Staff then works with grantees on additional due diligence items and contract execution. Consolidated Plan FORT COLLINS 124 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-40 Institutional Delivery Structure – 91.215(k) Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions. Responsible Entity Responsible Entity Type Role Geographic Area Served FORT COLLINS HOUSING CORPORATION Non-profit organizations Homelessness Public Housing Rental Jurisdiction FORT COLLINS HOUSING AUTHORITY PHA Homelessness Public Housing Rental Jurisdiction FORT COLLINS HABITAT FOR HUMANITY Community/Faith- based organization Ownership Region Villages, Ltd. Private Industry Rental Region UNITED WAY OF LARIMER COUNTY, INC. Regional organization Homelessness public services Region Disabled Resource Services Non-profit organizations Homelessness public services Region NORTHERN COLORADO AIDS PROJECT, INC. Non-profit organizations Homelessness Rental public services Region NEIGHBOR TO NEIGHBOR Non-profit organizations Homelessness Ownership Rental public services Region Touchstone Health Partners Non-profit Consolidated Plan FORT COLLINS 125 OMB Control No: 2506-0117 (exp. 07/31/2015) Assessment of Strengths and Gaps in the Institutional Delivery System The City of Fort Collins is part of a strong partnership of public and private agencies in the City addressing the housing and non-community development needs of the homeless, special needs groups and low-income residents. The City with its partners has invested substantial resources and time in developing plans and policies to ensure a comprehensive service delivery structure to meet the underserved populations in the community. This collaborative service delivery model has been effective at delivering services to the underserved populations. There has been an overall increase in the demand for public services, housing and the array of supportive services needed by the lower-income special needs populations and persons experiencing homelessness in the community. The strong economy has placed greater pressure on the limited supply of affordable housing. For many households in the Fort Collins community, the spiraling cost of housing is forcing people out of their homes because their incomes have not kept pace with the increases in rents and home sale prices. Because many are cost- burdened by housing costs, they are forced to turn to the social safety net in the community to obtain services and assistance their limited incomes cannot supply. The gap in the service delivery system is a matter of demand for service outstripping the resources to deliver those services and the affordable housing to all who need it. Availability of services targeted to homeless persons and persons with HIV and mainstream services Homelessness Prevention Services Available in the Community Targeted to Homeless Targeted to People with HIV Homelessness Prevention Services Counseling/Advocacy X X X Legal Assistance X X X Mortgage Assistance X X Rental Assistance X X X Utilities Assistance X X Street Outreach Services Law Enforcement X X Mobile Clinics Other Street Outreach Services X X X Supportive Services Alcohol & Drug Abuse X X X Child Care X X Education X X X Employment and Employment Training X X X Healthcare X X X HIV/AIDS X X X Life Skills X X X Mental Health Counseling X X X Transportation X X X Consolidated Plan FORT COLLINS 126 OMB Control No: 2506-0117 (exp. 07/31/2015) Other Emergency rent and Utility Assistance X X X Table 51-Homelessness Prevention Services Summary Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly individuals and families experiencing chronical homelessness, families with children, veterans and their families, and unaccompanied youth). The service delivery system provides multi-point outreach and intake for the array of housing and supportive services provided in the community. In addition to having access through the agencies listed above, the Murphy Center also serves as a single point of access where those in need may make contact with agency representatives from a range of local service providers. Moreover, the Murphy Center provides access to a variety of State-based programs including SNAP, TANF, Medicaid and Elderly Assistance programs. The targeted population groups at the Murphy Center include persons experiencing homelessness, families with children, veterans and families and unaccompanied youth. Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above. The City of Fort Collins is part of a strong partnership of public and private agencies in the City addressing the housing and non-community development needs of the homeless, special needs groups and low-income residents. With its partners, the City has invested substantial resources and time in developing plans and policies to ensure a comprehensive service delivery structure to meet the underserved populations in the community. This collaborative service delivery model has been effective at delivering services to the underserved populations. There has been an overall increase in the demand for public services, housing and the array of supportive services needed by the lower-income population and the homeless of the community. The strong economy has placed greater pressure on the limited supply of affordable housing. For many households in Fort Collins, the spiraling cost of housing is forcing people out of their homes because their incomes have not kept pace with the increases in rents and home sale prices. Because many are cost burdened by housing costs, they are forced to turn to the social safety net in the community to obtain services and assistance that their limited incomes cannot supply. The gap in the service delivery system is a matter of demand for service outstripping the resources to deliver those services and affordable housing to all who need it. Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs. The 2015 Consolidated Plan represents an effort by the City to change some historic priority needs and place greater emphasis on directing more federal and local resources to affordable housing and the attendant services needed to increase the possibility for more underserved residents to obtain stable housing, as well as the necessary support to become more economically self-sufficient. In order to Consolidated Plan FORT COLLINS 127 OMB Control No: 2506-0117 (exp. 07/31/2015) narrow the gap between service demands and resources, the City will be using both its federal funding sources and local sources, including the Affordable Housing Fund and its Human Services Program dollars to assist housing and service providers respond to the increased demand for affordable housing and human service support. The City will also use its land bank resources to address affordable housing needs, and is considering other new fiscal tools that might be employed to increase the resources beyond those itemized in this Consolidated Plan. Consolidated Plan FORT COLLINS 128 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-45 Goals Summary – 91.215(a)(4) Goals Summary Information Sort Order Goal Name Start Year End Year Category Geographic Area Needs Addressed Funding Goal Outcome Indicator 1 Increase the supply of affordable rental housing 2015 2019 *Affordable Housing Increase the supply of affordable rental housing. Increase the supply of supportive housing projects. Rental units constructed: 150 Household Housing Units 2 Increase housing opportunities for persons experiencing homelessness 2015 2019 *Affordable Housing *Homeless Increase the supply of affordable rental housing. Increase the supply of supportive housing projects. Expand housing opportunities for persons experiencing homelessness. Housing for persons experiencing homelessness added: 20 Household Housing Units 3 Provide programs for homelessness prevention 2015 2019 *Homeless Expand community resources for homelessness prevention. Homelessness Prevention: 3000 Persons Assisted Consolidated Plan FORT COLLINS 129 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Order Goal Name Start Year End Year Category Geographic Area Needs Addressed Funding Goal Outcome Indicator 4 Preserve existing affordable housing inventory 2015 2019 *Affordable Housing Preserve the existing supply of affordable rental housing. Preserve the existing supply of affordable owner-occupied housing. Rental units rehabilitated: 10 Household Housing Units Homeowner Housing Rehabilitated: 10 Household Housing Units 5 Provide assistance for the programs that support affordable homeownership 2015 2019 *Affordable Housing Increase opportunities to obtain affordable home ownership Homebuyer assistance provided to 50 Household Housing units 6 Supportive Services to improve living conditions 2015 2019 *Non-Housing Community Development Greater access to supportive services. Public service activities Low/Moderate Income Non-Housing Benefit: 2000 Persons Assisted Public service activities for Low/Moderate Income Housing Benefit: 4000 Persons Assisted Table 52–Goals Summary Goal Descriptions Consolidated Plan FORT COLLINS 130 OMB Control No: 2506-0117 (exp. 07/31/2015) 1 Goal Name Increase the supply of affordable rental housing Goal Description The Needs Assessment and Market Analysis sections of the Consolidated Plan show there are a high number of renters who are cost burdened. The most critical shortage is in the supply of decent, accessible, affordable rental housing. The City has listed this need as a high priority and will work with private developers, non-profit developers and the Fort Collins Housing Authority to increase the supply of affordable rental housing targeted to low-income populations, special needs populations and homeless populations. The City provides a variety of federal and local resources to ensure that the cost barriers associated with affordable housing production can be overcome. 2 Goal Name Increase housing opportunities for persons experiencing homelessness Goal Description The City has assembled data on the needs of individuals and families experiencing homelessness in Fort Collins. Based upon that data, there is a shortage of short term or permanent supportive housing units for households who are experiencing homelessness or in danger of losing their current housing. The City and its partners in Homeward 2020’s Ten Year Plan to End Homelessness consortium will be working together to build the supply of units that can be available with lower rents and also to package the necessary support services to ensure that homeless households have the chance to live in a stable housing unit that offers them a long term opportunity to become more self-sufficient. The City’s first permanent supportive housing project for persons experiencing homelessness was just completed in early 2015. Once the 60 untis are leased up, and the property has reached stabilization, the community will re-evaluate its needs for homeless housing. 3 Goal Name Provide programs for homelessness prevention Goal Description The extremely tight housing market in Fort Collins puts pressure on households with economic, medical or other challenges to maintain a stable living environment. The most cost effective approach to decreasing the numbers of homeless is to provide rapid rehousing and stabilization options to households in danger of becoming homeless. The City will provide financial and operational resources to partners who provide assistance to prevent new episodes of homelessness. The array of programs include direct financial assistance in the form of payment for rent and utilities, case management and self- sufficiency supportive services, and tenant based rental assistance when Housing Authority resources are inadequate to provide rental assistance to households on the verge of homelessness. Consolidated Plan FORT COLLINS 131 OMB Control No: 2506-0117 (exp. 07/31/2015) 4 Goal Name Preserve existing affordable housing inventory Goal Description Fort Collins will work with the Larimer Home Improvement Program (LHIP) and other groups to preserve the existing inventory of affordable apartments and homeowner properties. The City will provide financing for below market rate rehabilitation loans for health and safety improvements on the homes of low and moderate income homeowners. The City will provide financing for the acquisition, and rehabilitation of existing rental properties that will be rent restricted for low- income households. The City will also assist in financing the rehabilitation and accessibility improvements for rent restricted properties that need improvements in order to keep them sustainable in the present housing market. 5 Goal Name Provide assistance for the programs that support affordable homeownership Goal Descriptions The City of Fort Collins Social Sustainability Strategic Plan (SSSP) and the Affordable Housing Strategic Plan set affordable homeownership as goals. The City is actively committed to continuing its Homebuyer Assistance (HBA) Program throughout varying market conditions. As other opportunities and solutions in this arena present themselves, the City will explore those strategies, as well. 6 Goal Name Supportive Services to improve living conditions Goal Description The City of Fort Collins Social Sustainability Strategic Plan (SSSP) lays out a vision for improving the living conditions of all Fort Collins residents. The SSSP emphasizes the underserved needs of the low-income residents of the City who need an array of supportive services to assist them in becoming more self-sufficient in the face of limited personal resources. Several population groups are in need of supportive services that are provided by numerous public and charitable organizations in the City. These population groups include the elderly, households in poverty, persons experiencing homelessness, those with various medical and mental challenges, and children and youth. Consolidated Plan FORT COLLINS 132 OMB Control No: 2506-0117 (exp. 07/31/2015) Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2). The City plans to provide affordable housing to approximately 230 households through the following activities: Affordable rental housing – 150 families Tenant Based Rental Assistance – 20 families Homeownership Assistance – 50 families Homeowner Rehab – 10 families Consolidated Plan FORT COLLINS 133 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-50 Public Housing Accessibility and Involvement – 91.215(c) Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement) The City of Fort Collins Housing Authority is not under a Section 504 Voluntary Compliance Agreement. Activities to Increase Resident Involvements The Fort Collins Housing Authority operates the Family Self Sufficiency Program (FSS) for both Section 8 housing choice voucher holders and public housing residents. As households annually recertify their incomes with the housing authority, they are invited to join the program. Currently the FCHA has three FSS coordinators and 150 participants in the program. The FCHA also operates a homeownership program for voucher holders. Since starting the program, approximately 55 households have moved from the Section 8 voucher program to homeownership. The buyers are able to escrow a downpayment through the FSS program, and use City of Fort Collins downpayment assistance and first time homebuyer loan programs to purchase homes. The FCHA is in the process of public housing disposition, and has included FCHA residents in the Rental Assistance Demonstration (RAD) program planning process. The FCHA has invited residents to meetings about the process, explained the process to residents, and included resident comments in the plan. The FCHA has one former resident on the Board of Directors, in a position designated for current or former residents of FCHA housing. Is the public housing agency designated as troubled under 24 CFR part 902? No. Plan to remove the ‘troubled’ designation NA - the Fort Collins Housing Authority does not have a troubled designation. Consolidated Plan FORT COLLINS 134 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-55 Barriers to affordable housing – 91.215(h) Barriers to Affordable Housing Lack of below market rate land for development of new housing is a major barrier to affordable housing. Research indicates that land costs make up for 30% of the total development cost for new residential housing. Additionally, the cost of labor, materials and transaction costs continue to escalate following the Great Recession which started in 2008. The percentage of government fees and exactions has not gone up over the past 10 years. The City commissioned a Housing Affordability Policy Study (HAPS) in 2014 to better understand the dynamics of the Fort Collins housing market and also to make policy recommendations which the City may adopt in order to stimulate development of affordable housing, which is in short supply. The Housing Affordability Policy Study identified the following facts that are indicative of conditions in the housing market: 1. Local employment growth has been stronger than regional growth, and incomes have barely kept pace with the cost of living. 2. Housing prices have risen faster than incomes, and the affordability gap for households with median income has widened. 3. Most of the increase in housing costs has been attributable to the rise in hard costs (labor and materials) and land. 4. In-commuting has increased while out-commuting has remained flat. 5. Demand for rental housing is tightening the market, but also stimulating construction. 6. Approximately 1,000 ownership households are cost-burdened. 7. Between 1,250 and 2,400 renter households are cost-burdened. The Needs Assessment and the Market Analysis sections of the Consolidated Plan provide more detailed data on how the tight housing market is affecting low- and moderate-income households. The tight housing market is likely forcing more households into homelessness who don’t have the means to compete in an inflationary market. Strategy to Remove or Ameliorate the Barriers to Affordable Housing The HAPS report included some policy recommendations that could be enacted by the City to lessen the severity of the housing market imbalance. The City is in the process of considering the HAPS recommendations—as well as other actions—that could increase the supply of affordable housing. To mitigate the high cost of development, the strategy the City will pursue includes the following: 1. Continue to provide both federal and City funds to affordable housing developers willing to produce new rental units that are affordable to households with incomes less than $25,000. These cash incentives will enable developers to produce rent restricted units at a rate affordable to low-income households. 2. Provide fee waivers and rebates to affordable rental housing developers. By backfilling City utility fees and impact fees, the City can help developers lower total development costs for targeted income groups. 3. Examine the feasibility of restructuring its permit, plan check, and capital expansion fee structures to ensure equitability and appropriateness as related to the proportionate impact on the construction of smaller units. This policy would incentivize developers to build smaller units. Consolidated Plan FORT COLLINS 135 OMB Control No: 2506-0117 (exp. 07/31/2015) 4. Explore the pros and cons of reducing the minimum standards for lot sizes (minimum house size has already been reduced). 5. Using the City’s land bank resource as a way of making those land holdings available for development of affordable rental and owner housing. Making land bank assets available on long term zero income leases would buy down the land costs associated with new development. Exploring other options for maximizing the value of the land bank properties for addressing affordable housing challenges. Currently, land costs in Fort Collins are estimated to be 30% of total development costs. 6. The City will be considering other regulatory policies that could require a set number of affordable units in all rental or for-sale developments, or might provide funding through excise taxes or other revenue sources to buy down the development costs of rental housing for those in the low- and very-low-income bands. 7. The City is considering reallocating federal funding sources, including CDBG and HOME, to ensure more funds are directed toward priority housing needs. 8. The City is examining alternative funding sources to produce more capital to support affordable housing efforts. These fund resources could include a dedicated sales tax portion, excise taxes on commercial development or imposition of fees on recording of real estate documents and other potential revenue sources. Many of these tools would require an affirmative vote of Fort Collins voters. Consolidated Plan FORT COLLINS 136 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-60 Homelessness Strategy – 91.215(d) Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs: The City has made the challenges of persons experiencing homelessness a central facet of its Social Sustainability Strategic Plan (SSSP). The plan reflects a coordinated effort between City agencies, local service providers and community organizations who are participating in the Homeward 2020 consortium to address homelessness in a comprehensive manner. The City provides financial support to agencies that provide outreach—both through agency facilities and street outreach—to inform and assist individuals and families experiencing homelessness in making connections with service providers. The City supports the Murphy Center, a multi-purpose community outreach and assistance facility that serves as a clearinghouse for agencies providing services and those needing service. The unique aspect of the Murphy Center is that the facility provides a place where persons experiencing or at risk of homelessness can access a wide range of service agencies and begin to receive supportive services almost instantaneously. The Murphy Center also houses agencies that provide the range of housing services, from emergency housing to transitional housing to permanent supportive housing, as well as agencies that offer an array of homelessness prevention and rapid rehousing services. The center can connect residents with an array of other service providers, thereby covering such needs as childcare, medical care, mental health care, and emergency assistance like food and clothing. Addressing the emergency and transitional housing needs of homeless persons: The SSSP offers a targeted emphasis on increasing the supply of short term housing—such as transitional housing—and providing rapid rehousing options through such programs as tenant based rental assistance. The Mission, which is the City-wide emergency shelter, provides emergency shelter for those who are on the streets with nowhere else to go. Presently the capacity of the Mission is adequate, except in extreme weather conditions. The Homeward 2020 Consortium is focusing on rapid rehousing and more permanent homeless options to minimize the number of people residing in the emergency shelter. Because the community has a well-integrated service network, if a homeless individual or household can be placed in stable housing supported with services, the outcomes for those households is generally more positive than for those who have to spend extended periods in a mass shelter. Strategically, the City is able to foster greater community support for rapid rehousing and permanent housing solutions than for building larger emergency facilities to warehouse people unable to obtain more stable housing. Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access to affordable housing units for individuals and families experiencing homelessness, and preventing individuals and families who were recently experiencing homelessness from becoming homeless again: The Fort Collins Social Sustainability Strategic Plan (SSSP) and the Consolidated Plan both emphasize the need for the community to expand the permanently affordable rental housing supply and rapid rehousing options for both chronically and episodically homeless households who find themselves falling Consolidated Plan FORT COLLINS 137 OMB Control No: 2506-0117 (exp. 07/31/2015) out of the housing market because of high rents and various other challenges. The City and agencies providing support services to unaccompanied youth have a network of foster families willing to house youth on a short term basis until more permanent housing can be found. With the expanded emphasis on providing more permanent affordable housing opportunities, the Homeward 2020 approach is to include the shelter needs of youth in the mix of affordable rental units, packaged with the necessary supportive services to help them achieve a higher level of independence. Because the overall rental housing market is so tight and expensive, it is challenging for service providers who provide transitional housing to limit the residency period for those occupying transitional units. Because there is often no place for the formerly homeless family to move to following their allotted time in a transitional unit, housing providers are forced to allow extensions on transitional time limits. This phenomenon lessens the chances for other households transitioning out of homelessness to obtain a transitional unit while they deal with their other challenges. The City has been extensively involved with the Fort Collins Housing Authority in the construction of a new 60-unit supportive housing rental complex named Red Tail Ponds. The housing complex marks the first step in implementing the City’s SSSP strategy of expanding the supply of permanently affordable, accessible rental housing for persons experiencing homelessness and other special needs populations. A consortium of service providers provides on-site case management and support services to Red Tail Ponds residents. Because there is often a gap in the lead time to develop and build new units, the City envisions use of Tenant Based Rental Assistance to provide interim housing assistance to families who cannot find a transitional unit or a permanently affordable unit. By providing rental assistance beyond what is available through the Section 8 Program, persons experiencing homelessness and other special needs residents will have a greater chance of obtaining an affordable unit through the market rate rental inventory in Fort Collins. Help low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families who are likely to become homeless after being discharged from a publicly funded institution or system of care, or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs: The Fort Collins Social Sustainability Strategic Plan (SSSP) identifies several populations that often find themselves without housing after they have been released from residential facilities or from the correction system facilities. Youth experiencing homelessness find it difficult to find housing if they have been involved in a residential care or foster home. There are very few affordable rental options for them and they often fall into the emergency system when they can no longer couch surf with friends or family. As the inventory of permanently affordable housing grows, youth experiencing homelessness will be mainstreamed into apartments with supportive vocational and counseling services to assist them in achieving greater independence in safer environments than what street life provides. The second highlighted population is former offenders coming out of the corrections system. Often, landlords and employers are reluctant to rent an apartment to or hire a former offender. The City will work with community corrections and counseling agencies on educational outreach to employers and landlords so that former offenders have a chance to reenter mainstream society and work toward a crime free life in an independent setting that provides stable housing and the necessary ongoing counseling and support services to facilitate their integration back into society. Consolidated Plan FORT COLLINS 138 OMB Control No: 2506-0117 (exp. 07/31/2015) As residents find themselves in danger of losing their place of residence, the supportive service safety net is critical in helping those households avoid episodes of homelessness. The Fort Collins SSSP describes an integrated housing and service delivery system that ensures stable housing is available, therefore lessening the occurrence of homelessness and at the same time, providing the needed level of general assistance and specialized, individual case management. The City will utilize a significant amount of CDBG funding and the City-funded Human Services Program to ensure service providers have the necessary resources to assist these households maintain a level of independence, with stable housing as the platform. Consolidated Plan FORT COLLINS 139 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-65 Lead based paint Hazards – 91.215(i) Actions to address LBP hazards and increase access to housing without LBP hazards The City adheres to requirements that all buildings built prior to January 1, 1978 have a lead hazards assessment when federal funds will be used to purchase or rehabilitate the property. In addition, the City follows EPA regulations, which require that any federally funded organization undergoing an activity which causes disruption of lead use only EPA-certified workers and follow procedures to minimize the spread of lead. Lead hazards in public housing units and other units of the Fort Collins Housing Authority have been stabilized and/or removed in previous years during rehabilitations. All properties must be cleared of lead hazards before funding is provided. All applicants acquiring housing built prior to 1978 receive the EPA booklet at application. How are the actions listed above related to the extent of lead poisoning and hazards? As housing providers purchase, rehabilitate, and lease housing units located in Fort Collins, they are required to assess and mitigate lead hazards according to guidelines provided in the Lead Safe Housing Rule. How are the actions listed above integrated into housing policies and procedures? All CDBG and HOME sub-grantees are required to follow the HUD Lead Safe Housing Rule and rule requirements based on the activity they are undertaking. Grantees involved in leasing, acquiring, rehabilitating, or maintaining housing units must keep files that provide compliance with these rules and regulations. Sub-grantees must also provide clients with the “Protect Your Family from Lead in Your Home” pamphlet. Verification of this notification must be maintained in client files. Consolidated Plan FORT COLLINS 140 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-70 Anti-Poverty Strategy – 91.215(j) Jurisdiction Goals, Programs and Policies for Reducing the Number of Poverty-Level Families Fort Collins has adopted a comprehensive Anti-Poverty Strategy that is well integrated with broader community development and housing needs elucidated in the Consolidated Plan. The challenges of poverty make it problematic for households to obtain decent, accessible affordable housing and the necessary essential services all households need for establishing a suitable living environment for themselves and their families. The Fort Collins Anti-Poverty Strategy is spelled out in the Social and Sustainability Strategic Plan (SSSP) and the Economic Health Strategic Plan (EHSP). The SSSP has two major goals and the EHSP supports those goals with programs and policies for implementation of the goals. The SSSP goals: 1. Expand opportunities to develop needed skills, education and resources for persons not workforce ready. 2. Remove and reduce barriers to employment. In order to implement those goals, the SSSP formulates the following strategies: Goal 1 Strategies: 1. Increase opportunities for access to higher education and vocational training with particular emphasis on underserved and disadvantaged populations. 2. Partner with employers to increase opportunities for workforce development including job readiness skills. 3. Partner with school district and other community institutions to enhance school readiness and early elementary reading literacy. Goal 2 Strategies: 1. Support and encourage programs that emphasize work force training and retraining with particular emphasis on persons employed in low-paying or obsolete jobs. 2. Increase access to high quality affordable childcare and dependent care. 3. Increase opportunities for seniors and person with disabilities in the workforce. 4. Support programs to help working persons preserve, support, and stabilize their families. The Economic Health Strategic Plan adds more detail and operational insight into how these goals and strategies will be implemented. The EHSP envisions a sustainable economy, which means an economy that works for all citizens. Upper-income households will have the financial and educational resources to continue to adjust, both socially and economically, to changes in the Fort Collins economy as well as changes brought about by climate change and continued advancements in technology. In order for the Fort Collins economy to work for everyone, those in the lower bands of the economy will need to see opportunities to increase their income. Those opportunities will be formed around gaining better skills, having access to ongoing training and job placement resources to assist them adjust to the ongoing changes taking place in both the local and national economy. In order to facilitate these insights at an operational level, the EHSP has established the following goals and actions to provide more opportunity for poverty level households to gain a greater share of the benefits an expanding economy such the Fort Collins economy presently enjoys. Consolidated Plan FORT COLLINS 141 OMB Control No: 2506-0117 (exp. 07/31/2015) Goals and actions to reduce poverty: 1. Close the skill gap and increase career pathways in the community by creating an alignment between employers, workforce center and educational institutions to ensure that training and assessment reflects future workforce needs. 2. Increase employment opportunities for a greater number of residents. Increase those opportunities by business retention and expansion. 3. Increase the number of work ready employees by building new career pathways that provide new opportunities through increasing worker skills and educational attainment. 4. Expand funding sources to support on-the-job training for new and incumbent workers. 5. Encourage and support employers to provide workplace education and training opportunities to facilitate the advance of workers within the job clusters the employer needs. 6. Maintain clear, predictable and transparent processes within City departments to ensure that employers and employees understand both the restrictions and opportunities expressed in the Economic Health Strategic Plan. To create a more transparent navigable environment, have Economic Health staff work with Planning Services and employers to better understand their needs and assist in mediating any regulatory or procedural barriers that may make it difficult for business expansion. 7. Develop career pathways that enhance the ability of employees to increase their income by moving higher on career pathways in industries that have multiple facets and increasingly skilled positions. As employees are able to increase their skills and competencies, it is a benefit to employers if they promote to higher level positions from within. Exiting employees have demonstrated their capabilities and willingness to participate in the culture of that employment center. How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan? The City of Fort Collins has invested in the necessary research and planning efforts to implement the beginnings of an integrated housing and community development approach designed to provide those facing the challenges of poverty with a variety of assets to help them achieve greater economic independence. The City is aware the resource base will never be substantial enough to provide an infinite supply of affordable housing opportunities for all who need them. Even if the City had a limitless cash balance to provide subsidized housing for all who presently need it in Fort Collins, most residents would rather feel they provide for their own economic well-being. Most Americans want to work and they want the fruits of their labor to produce an income sufficient enough to provide a decent place to live and enough income to cover the other essential outlays they make for food, clothing, educational expenses, transportation costs, medical and child care needs. Just having an affordable place to live does not address the broader economic challenge. As the Fort Collins economy continues to change and expand, residents who have the necessary financial resources to adjust to those changes will be able to keep afloat and maintain a decent quality of life for themselves and dependents. However, given the tight housing market the City currently faces, it is important the City devotes resources to ensure those who need stable housing have greater access so they can utilize the other robust array of opportunities the City provides to move them along the path of greater self-sufficiency. As citizens benefit from the menu of services and support the City brokers with other public purpose agencies, they will be better able to provide for themselves, thereby continuing to make scarce resources available for others challenged by poverty. Consolidated Plan FORT COLLINS 142 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-80 Monitoring – 91.230 Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements. Fort Collins has a well-established procurement and contracting process that ensures sub-grantees meet the established goals and outcomes for the project, program or services funded by the City. At least annually, each subrecipient is monitored to ensure subrecipient files contain the necessary documentation to validate that program funds have been expended on appropriate expenses that produce the outcomes specified in contract documents. The City monitors subrecipient documentation to ensure the subrecipient meets the cross cutting requirements contained in HOME and CDBG regulations, including Section 3, National Environmental Protection Agency (NEPA) requirements, procurement and Fair Housing Marketing and Outreach. The City also partners with subrecipients to ensure their activities are tracked and documented for use in other City plans and strategies that measure how well the City is meeting the milestones and outcome indicators contained in other strategic plans. Annually the City updates the Annual Action Plan to reflect progress and deficiencies within the stated Goal Outcome indicators included in the Strategic Plan and One-Year update. organizations Homelessness public services Region CATHOLIC CHARITIES NORTHERN, INC. Community/Faith- based organization Homelessness Rental public services Region Crossroads Safehouse Non-profit organizations Homelessness Rental public facilities public services Region Health District of Northern Larimer County Government Homelessness public services Region Salud Family Health Centers Non-profit organizations public services Region TURNING POINT, INC. Non-profit organizations public services Region Table 50-Institutional Delivery Structure housing projects, including land purchase, housing rehabilitation, certain costs related to affordable housing development, and homebuyer assistance programs are priorities for HOME program expenditures. Villages, Ltd, the development arm of the Fort Collins Housing Authority, is planning to develop 72 new units at Village on Redwood, which will be a Low Income housing Tax Credit (LIHTC) property. CSI has also calculated which units have project based rental assistance. Of the total affordable inventory, 501 units owned by nonprofit and for-profit owners, 80 project based units at The Villages properties (a subsidiary of the Fort Collins Housing Authority), and the 194 public housing units have project based rental assistance. Properties that have project based rental assistance have an asterisk (*) by their property name in the chart above. Fort Collins Habitat for Humanity builds affordable homes for households earning 60% or less of the AMI. Habitat provides a zero percent interest loan with affordable monthly payment to homeowners who contribute up to 500 hours of “sweat equity” in the building of their home. Fort Collins Habitat has built approximately 50 homes in Fort Collins and hopes to build 50 more by 2020. Renter Owner Small Related Large Related Elderly Other AMI >30-50% AMI >50-80% AMI Total NUMBER OF HOUSEHOLDS Small Related 1,140 1,260 580 2,980 355 445 855 1,655 Large Related 190 99 80 369 64 230 105 399 Elderly 469 395 330 1,194 475 355 450 1,280 Other 4,470 2,600 1,600 8,670 610 555 685 1,850 Total need by income 6,269 4,354 2,590 13,213 1,504 1,585 2,095 5,184 Table 9–Cost Burden > 30% Data Source: 2007-2011 CHAS Data Source: 2007-2011 CHAS The next HUD-provided table shows the number of households with one of the four housing problems, or none of the four housing problems, by tenure and AMI income range in 2011. There are almost three times more renters with housing problems than owners. Housing problems are experienced by many more extremely low (0–30% AMI) and low-income (31–50% AMI) renters and owner than by moderate income households or those with incomes above 80% AMI. rated actions were: Develop more Rapid Rehousing options (homeless). Provide tenant based rental assistance for households on the Fort Collins Housing Authority’s wait lists. Provide financing tools to construct new rental complexes targeted to the lowest incomes (0-60% AMI). Other highly rated priority actions included: Support service providers providing housing and services (homeless). Provide financing tools for construction of accessible rentals with supportive services. Provide support for emergency assistance programs (homelessness prevention). None Table 4–Citizen Participation Outreach and preservation of several of the existing mobile home parks. Much of the undeveloped land that could provide more housing is presently lacking the necessary infrastructure. The City is examining the pros and cons of allowing smaller houses on smaller lots. The State of Colorado needs to provide a stronger overarching plan and resources to address homelessness. Need to expand the supply of short term and permanent housing for those transitioning out of homelessness. Cooperation and coordination is needed among the agencies serving homeless and low- income households. None discussed Underserved Needs. Housing Focus Group: New development of rental and affordable for sale housing is needed. Preservation of existing housing is needed. Construction of housing at income levels 0 - 80% AMI, and above 80% AMI is needed. Underserved Needs Focus Group: Homeless prevention (utility assistance; rent assistance); deposit assistance for first month's rent and utilities; rapid-rehousing; homeless services; homeless youth; services for the elderly; housing for low-income and special needs populations, including persons with disabilities; translation for persons with disabilities and seniors; better public transportation; mental health services, and more inclusive coordinated services for clients. None Needs Assessment, Market Analysis, Strategic Plan and Annual Action Plan sections of the Consolidated Plan. Comments related to priority housing, persons experiencing homelessness , special needs and non-housing community development needs were gathered and used to create the Consolidated Plan. None residents of Fort Collins. A total of 576 households responded to the survey. See Attachment A for a summary of survey results. The highest identified need by questionnaire respondents was affordable housing. The second highest need was identified as facilities for persons experiencing homelessness and then services for persons experiencing homelessness . The lowest ranked priority was Community Development activities such as improving public parks and playgrounds, water and sewer line repair, and energy conservation. None