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HomeMy WebLinkAboutAgenda - Mail Packet - 11/18/2014 - Council Finance & Ura Finance Committee Agenda - November 17, 2014Council Finance Committee & URA Finance Committee Agenda Planning Calendar 2014-2015 RVSD 11/12/14 mnb Nov. 17 TOPIC TIME WHO CFC On Bill Financing Interest Rate 20 min J. Phelan Pilots & Street Lighting 30 min L. Smith 2014 Rebate Update 15 min K. Wiggett New Financial Operating Policy 20 min J. Voss URA Multiple URA Budget Items 30 min T. Leeson Dec. 15 TOPIC TIME WHO CFC RMI Business Update 30 min M. Freeman Review of prior Revenue Diversification Discussions 45 min J. Ping-Small Establishing Parking Fund in 2015 15 min M. DeKock Continuing Discloser Compliance (Debt) 15 min J. Voss URA Jan. 12 TOPIC TIME WHO CFC Economic Health Policy 30 min J. Voss J. Birks URA Feb. 9 TOPIC TIME WHO CFC URA Future Council Finance Committee Topics: • Review Special Improvement Districts Future URA Committee Topics: • No Topics in Queue Finance Administration 215 N. Mason 2nd Floor PO Box 580 Fort Collins, CO 80522 970.221.6788 970.221.6782 - fax fcgov.com AGENDA Council Finance & Audit Committee November 17, 2014 10:00 a.m. to 10:30 CIC Room – City Hall Approval of the Minutes from the October 20, 2014 meeting 1. On Bill Financing Interest Rate 20 minutes J. Phelan 2. Pilots and Street Lighting 30 minutes L. Smith 3. 2014 Rebate Update 15 minutes K. Wiggett 4. New Financial Operating Policy 20 minutes J. Voss Finance Administration 215 N. Mason 2nd Floor PO Box 580 Fort Collins, CO 80522 970.221.6788 970.221.6782 - fax fcgov.com Council Audit & Finance Committee Minutes 10/20/14 10:00 a.m. to 11:00 p.m. CIC Room Council Attendees: Ross Cunniff, Bob Overbeck, Mayor Karen Weitkunat Staff: Darin Atteberry, Mike Beckstead, Josh Birks, Delynn Coldiron, Chris Donegon, John Duval, Andres Gavaldon, Laurie Kadrich, Sandra Lindell, Jessica Ping-Small, Lawrence Pollack, John Voss, Katie Wiggett Others: Dale Adamy; Kevin Jones, Chamber Mike Beckstead requested that the order of agenda be changed to include an update on the mall bonds and to put Jessica Ping-Small’s items first. The committee approved the change. Bond Issuance for the Mall Mike Beckstead said that the bonds for the mall closed on October 9, 2014. The bonds closed with an interest rate of 5.92% (a weighted average), significantly lower than the original estimate of 7%. A lower interest rate means a reduction in debt service of $18M from the original estimate and a reduction in City Sales Tax revenue that will be needed to support bond payments. Bob Overbeck said that he appreciated the update and would like to hear regular updates at Council Finance Meetings as the mall progresses. Approval of the Minutes Bob Overbeck moved to approve the minutes from the September 15 meeting. Ross Cunniff seconded the motion. Minutes approved unanimously. Comprehensive Fee Study Mike Beckstead noted that Staff has had multiple conversations with Council on Revenue Diversification in the last few years. Out of these conversations has come a Comprehensive Fee Study and an updated Revenue Policy which includes Revenue Diversification. The study Jessica will present today is a new study that includes residential, commercial and industrial fee comparisons. Staff will give Council Finance an overview of the study today; in December, Staff will provide an overview of Revenue Diversification efforts and discuss next steps with the Committee. Jessica Ping-Small explained that the 2010 study focused on methodology and contained a comparison of residential fees. The scope of the current study focuses primarily on the fees as they exist today. The study does not analyze the methodology for how the fees are derived, but instead educates on how the City compares to other jurisdictions on the Front Range and serves as a tool for making informed decisions regarding fees in the future. 2 The scope of the Fee Study includes a comparative analysis of fees associated with the “cost to build” in Fort Collins and surrounding communities. The fees include Building Permit, Development Review and Capital Improvement Fees. Thirteen benchmark cities plus Larimer County were selected based on proximity to Fort Collins and historical benchmark data. Bob Overbeck asked why Weld County was not included when Larimer County was. Jessica explained that it was not excluded for a particular reason; Larimer County was included because it is local. Jessica summarized the study’s results. Below is a high level table of the overall Fort Collins ranking by scenario. *Includes Building Fees (Permit, Plan Review, Use Tax), Utility and Non-Utility Capital Expansion Fees Based on the fee study, Fort Collins ranked low for residential development. This ranking is driven by Utility Capital Improvement fees that are significantly lower than most benchmark cities. Fort Collins Utility Fees ranked 13 out of 15. However, Fort Collins ranked on the higher end of both commercial scenarios. The Fort Collins fees are in in the top 3 for both Building fees and Non-Utility Capital Improvement Fees. It is important to note that Use Tax is included in all scenarios. Ross Cunniff asked if we had historical data on why the fees for Industrial and Commercial had become higher than those in surrounding areas. Jessica answered that one notable driver was the Capital Expansion Fee update which updated the basis of the fees to current actuals. An unintended consequence of the update was to push up Fort Collins’s overall cost to build. Jessica concluded that that the fee study uncovered several opportunities dependent on the growth strategy. There are areas where fees could strategically be introduced, increased or decreased. In December, Staff will seek direction for next steps. The Mayor noted that the fees with the greatest disparity between the highest City and the lowest City are the ones that stand out the most. She asked that Staff look at why Larimer County is high on Commercial Retail in the area of non-utility fees when Larimer County is low on non-utility fees in all other categories. Staff will follow up on the extremes in the December discussion. Bob Overbeck said that a five-year history of these fees would be helpful to identify drivers. Mike Beckstead noted that residential has been well tracked in the last five years and has remained relatively 3 the same. Jessica and Laurie Kadrich will work to pull together as much historical data for the non- residential scenarios as they can for the December meeting. Woodward Rebate Appropriation Review Jessica explained that the City’s agreement with Woodward specifies that Woodward is eligible for a rebate in the following areas: • Use Tax on Construction Materials and Eligible Equipment (up to 80%) • Development Fees (100%) • Capital Improvement Fees (up to 50%) Staff worked with Woodward to develop a schedule for these rebates. Woodward agreed to submit two applications a year. The first application covers January-June and includes Development Review and Capital Improvement Fes. The second application covers Development Review and Capital Improvement Fees from June-December as well as Use Tax for the entire year. Key stipulations for receiving the rebates include: • Of the rebate amounts eligible, 40% will be withheld in escrow dependent on Woodward reaching the 1,400 employee mark by 12/31/18. • Use tax and Capital Expansion fees include a backfill requirement by the General Fund which will be accounted for at the time of appropriation. • 100% of the Capital Improvement Fee rebate will be backfilled by the General Fund • 100% of the dedicated taxes will be backfilled by the General Fund • .25% Natural Areas • .25% Streets and Transportation • .25% Building on Basics Projects • .85% Keep Fort Collins Great • Rebate funds will be appropriated by City Council biannually as part of the rebate process. Bob Overbeck asked if the required 1,400 employees included current employees. Mike answered that Woodward had approximately 700 local employees at the time of the agreement. The 1,400 required by 12/31/18 includes 700 employees new to Fort Collins. Bob Overbeck asked that Staff be aware of whether these employees are coming from the local population or if they are moving into the area as this may affect affordable housing, crowding issues, etc. Jessica explained that the Woodward Rebate appropriation for the period Jan – Jun of 2014 was for $88,343.19. This amount is included in the appropriation ordinance going to Council on November 4. Jessica explained that the funds for the rebate were put aside as the money came in. In early 2015, Staff intends to bring another appropriation request to Council Finance before taking it to Council. The amount of rebate depends on the amount of progress Woodward makes in coming months. Council Finance supports the appropriation. Long Term Financial Plan (LTFP) Mike explained that the purpose of presenting the Long Term Financial Plan (LTFP) is to get Council Finance’s response on its structure and assumptions before a draft is brought to Council in February 2015. Andres Gavaldon noted that the purpose of the LTFP is to provide a directional tool to highlight potential issues. It will provide a base case 10 year view of revenue and expenditures based on key assumptions and provide directional understanding of the gaps between various revenue and 4 expenditure assumptions. The LTFP will also provide the ability to evaluate the impact of various scenarios from the base case. Bob noted that this tool could be helpful in evaluating the impact of financing things such as sustainability initiatives. Mike noted that this tool could be helpful in running such scenarios as the impact of the City deciding to take on maximum debt capacity. Andres reviewed the scope of the LTFP, noting that nine funds have been discretely modeled and included in the total City view. The Mayor asked why KFCG is broken out as a fund, but the other ¼ cent taxes are not. John Voss explained that all sales taxes are included in the model; however the dedicated taxes, such as the ¼ cent street maintenance tax, are not broken out of the funds they are dedicated to. Mike Beckstead said that Staff would consider a way to make this clearer; perhaps a footnote could be added to the information on funds. Ross Cunniff suggested adding a column to the Correlation Matrix that spoke to the unpredictability / predictability of each forecast. Andres noted that Staff aims for a February 2015 completion target date for council work session. The results will be incorporated into the Strategic Planning Cycle. Throughout 2015, there will likely be a lot of polishing and adjusting as Staff works with Council to cement the structure of this new tool. Once finalized, the LTFP will be updated every two years. Council Finance sees the LTFP as a useful tool and suggested that the LTFP be an ongoing process in 2015. Annual Budget Adjustment Ordinance Mike Beckstead explained that the Annual Budget Adjustment Ordinance is going to Council October 22. Ross asked if expenses related to the Mountain Avenue weekend closures were included in this ordinance. Darin said that it is not included in the current ordinance; Budget Staff will need to get police input to see if the closures will require extra budget. Other Business Bob Overbeck asked whether Council Finance could have an update on the City’s low-income rebate programs in November. Staff will bring an update in November or December of 2014. COUNCIL FINANCE COMMITTEE AGENDA ITEM SUMMARY Staff: John Phelan, Energy Services Manager Mike Beckstead, Chief Financial Officer Date: November 17, 2014 SUBJECT FOR DISCUSSION: On-Bill Financing Program Interest Rates EXECUTIVE SUMMARY The purpose of the On-Bill Financing pilot program (also known as the Home Efficiency Loan Program) is to provide residential utility customers with low-cost financing for energy efficiency, solar photovoltaic, and water conservation improvements to support the outcomes adopted in City of Fort Collins policies and plans, such as the Climate Action Plan, Energy Policy and Water Conservation Plan. Staff presented a set of recommendations for revisions to Utilities On-Bill Financing (aka Home Efficiency Loan Program) at the October 28, 2014 work session. Council directed staff to present Program interest rates at the November 17 City Council Finance Committee meeting for further clarification. GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED Staff is seeking agreement and direction for: • The allowable range of interest rates which will be included in the rate ordinance updates for the affected customer classes and service types. • Guidelines for the selection of an annual interest rate, to be documented in the program rules and regulations. BACKGROUND/DISCUSSION Staff presented a set of recommendations for revisions to Utilities On-Bill Financing (aka Home Efficiency Loan Program) at the October 28, 2014 work session. Council expressed support for the recommended modifications to the Program, including the costs, resources and timeline, and directed staff to ensure the following are managed as part of the revised Program implementation. • Setting interest rates which are attractive for customers, relevant with the market and limit Utilities financial risk. Council directed staff to present Program interest rates at the November 17 City Council Finance Committee meeting for further clarification. Related to interest rates, the program is administered as follows: • The allowable range of interest rates is set within each utility service type rate ordinance • The program rules call for an interest rate to be set for the following calendar year by the financial officer. • Rates are intended to be fixed for the calendar year. • Individual loan rates are fixed for the term of the loan. When the program was launched in 2013, the interest rates were: • The rate ordinance range was “prime plus 2% to 5%” • Interest rates were set for two tiers based on credit score at prime plus 2% (5.25%) and prime plus 3% (6.25%) Interest rate changes made to the program as a result of the August 2013 Council Work Session: • The rate ordinance range was a simplified “5% to 10%” • Interest rates were set for two tiers based on credit score at 5% and 6% On-Bill Financing Program Results The following table lists a number of leading OBF programs with the intent of comparing program performance and interest rates. While the data is limited, there are programs with good performance with both low and moderate interest rates. Utilities staff has received on-going anecdotal feedback that the 2013/2014 interest rates of 5 – 6% were dissuading customers from moving forward (feedback from customers, contractors and energy advisors). Program Inception Interest Rate Number of Loans Funding Provided FC HELP 2013 5% – 6% 20 $145k MWE How$mart 2007 3% 1,000 $5M South Carolina 2010 2.5% 125 $1M Clean Energy Works Oregon 2006 5.99% 3,000 $35M NYSERDA (New York) 2012 3.49% 1,096 $11.5M Key Considerations for Setting of Interest Rates Considerations for setting interest rates include: • The Utilities anticipated “cost of capital” • Market rates for alternative investments of reserves • Possible use of third party capital in the future • Other City programs which offer loans (e.g. historic preservation, radon) • Participation targets related to Climate Action Plan and Energy Policy • Simple and predictable for clarity of outreach and administration Recommendations For establishing the allowable range of interest rates in the rate ordinance, staff recommends a range from 2.5% to 10%. This range is broad enough to allow for setting of annual interest rates at values which should be valid for anticipated economic conditions. For the establishment of annual interest rates, staff recommends that the OBF Rules and Regulations reference the key considerations noted above which will allow the financial officer to establish rates on an annual basis which balance the key considerations and market conditions. ATTACHMENTS 1) On-Bill Financing Presentation, Council Finance Committee, November 17, 2014 1 On-Bill Utility Financing Interest Rate Review and Recommendations City Council Finance Committee November 17, 2014 2 Staff is seeking agreement and direction for: • The allowable range of interest rates which will be included in the rate ordinance updates for the affected customer classes and service types • Guidelines for the selection of an annual interest rate, to be documented in the program rules and regulations • Direction for the setting of interest rates for 2015 GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED 3 Related to interest rates, the program is administered as follows: • The allowable range of interest rates is set within each utility service type rate ordinance • The program rules call for an interest rate to be set for the following calendar year by the financial officer. • Rates are intended to be fixed for the calendar year. • Individual loan rates are fixed for the term of the loan. Current Program - Structure 4 2013 • The rate ordinance range was “prime plus 2% to 5%” • Interest rates were set for two tiers based on credit score at prime plus 2% (5.25%) or prime plus 3% (6.25%) 2014 • The rate ordinance range was a simplified “5% to 10%” • Interest rates were set for two tiers based on credit score at 5% or 6% Current Program – Interest Rates 5 Program Comparison Program Inception Interest Rate Number of Loans Funding Provided FC HELP 2013 5% – 6% 20 $145k MWE How$mart 2007 3% 1,000 $5M South Carolina 2010 2.5% 125 $1M Clean Energy Works Oregon 2006 5.99% 3,000 $35M NYSERDA (New York) 2012 3.49% 1,096 $11.5M 6 Interest Rate Considerations Considerations for setting interest rates include: • The Utilities anticipated “cost of capital” • Market rates for alternative investments of reserves • Possible use of third party capital in the future • Other City programs which offer loans (e.g. historic preservation, radon) • Participation targets related to Climate Action Plan and Energy Policy • Simple and predictable for clarity of outreach and administration 7 • For establishing the allowable range of interest rates in the rate ordinance, staff recommends a range from 2.5% to 10% • For the establishment of annual interest rates, staff recommends that the OBF Rules and Regulations reference the key considerations noted above Recommendations 8 Discussion 9 Backup Slides 10 Borrowing Cost At 10 years, for every 1% delta between borrowing and loan rates, cost to City is ~$600k $ (200) $ 0 $ 200 $ 400 $ 600 $ 800 $ 1,000 $ 1,200 $ 1,400 $ 1,600 $ 1,800 $ 2,000 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 10 Year Cost ($ in 000's) Customer Interest Rate Borrowing Cost of $10M in Loans (10 yr) Capital borrowed at 4.5% $ 0 $ 500 $ 1,000 $ 1,500 $ 2,000 $ 2,500 $ 3,000 $ 3,500 $ 4,000 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% 15 Year Cost ($ in 000's) Customer Interest Rate Borrowing Cost of $10M in Loans (15 yr) Capital borrowed at 5.25% At 15 years, for every 1% delta between borrowing and loan rates, cost to City is ~$900k 11 Energy & Capital Calculator 10% 15% 20% 25% 30% $1,000 $1,500 $2,000 $2,500 $3,000 $3,500 $4,000 $4,500 $5,000 $5,500 $6,000 $6,500 $7,000 $7,500 $8,000 $8,500 $9,000 $1,000 $1,200 $1,400 $1,600 $1,800 $2,000 Typical tier 1 furnace project Typical tier 2 furnace project Loan Term 15 (years) Rate 3% Annual Utility Cost $1,750 Percent Savings 20% Available Capital $5,093 Typical insulation & air sealing project Annual Utility Bill Available Capital 12 Interest Rate: • Revise allowable range of interest rates to 2.5% - 10% • Revise qualifications to single tier and interest rate • Rate intended to be “low but not zero” to attract customers and allow for adjustments • Considerations for setting rate include: Other City loan programs, market rates for alternative investments, potential future use of 3rd party capital Actions required: • Council adoption of revised rate ordinance language for interest rate range • Revise administrative rules and regulations for single tier Recommendation: Interest Rate COUNCIL FINANCE COMMITTEE AGENDA ITEM SUMMARY Staff: Lance Smith Ellen Switzer Date: November 17, 2014 SUBJECT FOR DISCUSSION: Options for Funding Street Lighting EXECUTIVE SUMMARY: Ordinance 146, 2014 was proposed to revise City Code to specify that the operation and maintenance of the street lighting system was an in kind payment by the Light and Power Fund in lieu of franchise fees. The ordinance did not change the existing practice or policy. Ordinance 146, 2014 was approved on first reading after the original 3-3 vote against the ordinance was reconsidered on October 28, 2014. The second vote was 4-2 with Council Members Cunniff and Overbeck voting against the Ordinance. As part of the discussion on October 28, Council asked for a further discussion of options for funding the City’s street lighting system prior to second reading. Second reading is scheduled for November 18, 2014 although staff is recommending postponement of the item until December 16, 2014. Questions asked by Council included: Why should street lighting be considered an “in kind” payment? Why should City Council introduce a new franchise fee? Why shouldn’t City Council increase Light and Power’s Payment in Lieu of Taxes and Franchise Fees (PILOTs) and have the General Fund assume responsibility for the cost of street lighting? GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED Does the Council Finance Committee support Staff’s recommendation to approve the 2 nd reading of Ordinance 146, 2014 codifying the responsibility for the cost of street lighting as a L&P payment to the General Fund in lieu of taxes and/or franchise fees? Would the Council Finance Committee like a City Council work session in early 2015 to discuss Enterprise Funds payment in lieu of taxes and franchise fees with the full Council? BACK GROUND Light and Power has been assigned the responsibility for the cost of operations and maintenance of the City’s street lighting system since 1986. Prior to 1986, the City’s General Fund was responsible for the operation and maintenance costs of street lighting. The City Code contained a municipal street lighting electric rate to recover the cost from the General Fund. In 1986, City Council approved Ordinance 98, 1986 deleting the street lighting rate schedule thereby making the Light and Power Fund responsible for the cost of street lighting operations and maintenance. This was based on a City Charter clause delineating the responsibilities of the Light and Power Utility. In 1987, the citizens approved changes to the Charter that removed specific responsibilities of City departments. Since 1987 both the Charter and Code have remained silent on the responsibility for street lighting. The City Attorney’s Office has recommended that the City Code be modified to specify that this on-going non-cash street lighting contribution by the Light and Power Fund to the General Fund be codified to clarify that the street lighting services provided by Light and Power are an in kind payment in lieu of franchise fees. RESPONSE TO QUESTIONS POSED ON FIRST READING Q. Why should street lighting be considered an “in kind” payment? A. If Ordinance 146, 2014 is passed on second reading, street lighting would be considered an in kind payment instead of increasing the current 6% in lieu of taxes and franchise payment. A franchise fee is paid to the city to allow utilities permission to use a municipality’s rights of way. Typical Colorado franchise fees are 3% of operating revenues. The Light and Power Enterprise Fund is providing street lighting services without charge to the General Fund in lieu of a portion of the cash payment for franchise fees for use of the City’s right of way that would be assessed to a private utility. This in kind payment has been the practice for 28 years and is consistent with how many other Colorado municipal utilities are operating. This in kind payment is already built into the 2015 electric rates being considered for Second Reading on November 18, 2014. Q. Why should City Council introduce a new franchise fee? A. If Ordinance 146, 2014 is passed on second reading the provision of street lighting by Light and Power would be considered a in kind payment in lieu of franchise fee and the 6% PILOT would remain the same. A payment in lieu of franchise fees is not a new concept or fee. City Charter Part III, Section 23 states: “If the utility is subject to a payment to the general fund in lieu of taxes and franchise fees, an estimate shall be made of the amount of taxes and franchise fees that would be chargeable against such utility if privately owned, and the amount of such payment, as determined by the Council under Article XII, Section 6 of this Charter, shall be charged against the utility fund.” Per City Code, the Light and Power Fund pays 6% of operating revenue to the General Fund in lieu of taxes and franchise fees. The Light and Power Utility also currently reports the cost of street lighting as a non-cash payment to the General Fund in lieu of taxes and franchise fees however the transaction is not recorded in City financial statements. The BFO Offer Summary 20.1 Utilities Light and Power Payments and Transfers states: “PILOTs are mandated by Charter and set by City Council by ordinance at an amount equal to 6% of the Utilities’ operating revenues from the sale of electricity. The payment compensates the General Fund for the revenue it would receive in taxes and franchise fees if the Utility were privately owned. In addition to this cash payment, the Utility operates and maintains the City's street lighting system at no cost to the City General Fund. This is a non-cash contribution equating to approximately $1.2 million per year.” Based on advice from the City Attorney’s Office, Ordinance 146, 2014 specifies that the contribution for street lighting should be identified as a portion of the payment in lieu of franchise fees. If a decision is made to no longer consider this as an in kind payment to the General Fund it will be necessary to develop and adopt a new Street lighting rate schedule and modify all other rate schedules. The General Fund would then be responsible for all costs of street lighting. Q. Why shouldn’t City Council increase Light and Power’s Payment in Lieu of Taxes (PILOTs) and Franchise Fees and have the General Fund assume responsibility for the cost of street lighting? A. This is certainly an option for Council to consider. Based on staff surveys of some Colorado municipal electric utilities, payments to the municipal general funds vary from 5% to 12% of operating revenues. The provision of in kind services provided to the general fund also varies between Utilities. The following table below summarizes the survey results. City Payments in Lieu of Taxes and Franchise Fees In Kind Services Provided to General Fund Date of Data Fort Collins 6% Street lights 2014 Colorado Springs 6.173 mills/kWh or ~5.4% None 2014 Longmont 8% Street lights, Traffic signals, flashers subsidized rates for municipal buildings, additional cash payments for trees and economic development 2014 Loveland 7% Street lights, Traffic signals, school flashers, other misc. services 2014 Fort Morgan 12% None 2012 Fountain 5% Minor such as hanging holiday lights 2012 Glenwood Springs 3% in lieu of taxes, 3% in lieu of franchise None 2012 Per the most recent American Public Power survey, in 2010 investor-owned distribution utilities paid a median of 3.9 percent of electric operating revenues in taxes and fees to state and local governments. The 50 percent of investor owned utilities in the middle range made payments ranging from 2.5 to 5.8 percent. There are two viable options for paying for the cost of street lighting. Pros and cons of each are shown below. Option 1 – Increase the Light and Power’s Fund Payment in Lieu of Taxes and Franchise Fees from 6% to 7.2% and make the General Fund responsible for the cost of operation and maintenance of the street lighting system. Pros: • Cost neutral to electric rate payers • Cost neutral to the General Fund • 7.2% PILOTs is reasonable in comparison to neighboring public utilities Cons: • Would require an ordinance to revise all 2015 electric rate schedules and establish new streetlight rate o Increase PILOT to 7.2% o Reduce electric rates distribution facilities charges • Would require an appropriation ordinance to increase the General Fund’s 2015 budget • Street lighting costs as percentage of L&P operating revenues vary year to year • General Fund could be deemed responsible for upgrades to street lighting system (LEDs) • 7.2% PILOTs is high in comparison to private investor owned utilities Option 2 – Change City Code to make the operation and maintenance of the City’s street lighting system an additional payment in lieu of franchise fee. Pros: • Code clarification only – no change in policy or practice and the intent of Ord. 95, 1986 • No changes needed to 2015 electric rate schedules or 2015 General Fund budget • Cost neutral to electric rate payers • Practice is utilized by several other neighboring municipal utilities Cons: • PILOTs transaction recorded in City’s financial statements understates the value of L&P’s contributions to the General Fund STAFF RECOMMENDATION: Staff recommends Option 2 which could be accomplished if Council approves Ordinance 146, 2014 on second reading. . BACKGROUND/DISCUSSION: ATTACHMENTS: 1: AIS from October 28, 2014 Agenda Item 2 Item # 2 Page 1 AGENDA ITEM SUMMARY October 28, 2014 City Council STAFF Ellen Switzer, Utilities Financial Operations Manager Lance Smith, Strategic Financial Planning Manager Kevin Gertig, Utilities Executive Director SUBJECT First Reading of Ordinance No. 146, 2014, Revising Chapter 26 of the City Code Regarding Payments in Lieu of Taxes and Franchise Fees, and Specifying that the Operation and Maintenance of the Street Lighting System is an In Kind Payment by the Light & Power Fund in Lieu of Taxes and Franchise Fees. EXECUTIVE SUMMARY The purpose of this item is to codify the longstanding City policy and practice whereby the Light & Power Fund has been responsible for providing municipal street lighting as an in-kind payment to the General Fund as part of the Electric Utility’s payment in lieu of taxes and franchise fees. The Ordinance also revises the language related to the Water and Wastewater Funds’ required 6% payment to the General Fund to clarify that this is a payment in lieu of taxes and franchise fees (as opposed to just a payment in lieu of taxes). This change is consistent with Article V, Section 23 of the City Charter and with the wording used in City Code to reference the same fee paid by the Light & Power Fund. STAFF RECOMMENDATION Staff recommends adoption of the Ordinance on First Reading. BACKGROUND / DISCUSSION Prior to 1986 the operation and maintenance costs related to street lighting were paid by the City’s General Fund. In 1986, City Council determined that the Electric Utility should assume fiscal responsibility for operating and maintaining the street lighting system. Ordinance No. 095, 1986 deleted the municipal street lighting rate schedule from the City Code and street lighting costs were no longer billed to the General Fund. The City Council in 1986 deemed this change to be consistent with the then-current Charter, which stated that the utility was responsible for the “designing, construction, reconstruction, addition, repair, replacement, maintenance, supervision, and operation of the water and light plants, and the street lighting system and equipment.” The Agenda Item Summary presented with Ordinance No. 095, 1986 referenced this expense as an additional payment in lieu of taxes. In 1987, voters approved changes to the City Charter which eliminated the specific duties of many departments. At that time, all references to which department or fund bore the responsibility for street lighting were removed from the Charter. The Charter change was not intended to change the Electric Utility’s responsibility for the street lighting system, but rather to remove the specific codified list of duties and responsibilities for various funds and departments from the Charter to allow more administrative flexibility. The Charter has been silent on street lighting since 1987. The Light & Power Fund has maintained fiscal responsibility for the street lighting system since 1986. In addition, City Council has set the Light & Power Fund’s cash payment in lieu of taxes and franchise fees at 6% of the Fund’s operating revenues. (The cash payment was increased from 5% in 1989.) The proposed Agenda Item 2 Item # 2 Page 2 Ordinance codifies the current practice of requiring the Electric Utility to maintain fiscal responsibility for the operation and maintenance of the street lighting system in addition to payment of taxes and franchise fees. No changes are proposed for the cash payment of 6% of operating revenues. The Ordinance is consistent with the direction given by City Council when adopting Ordinance No. 095, 1986 and does not change any current practice or policy. Since the costs of street lighting have been built into the electric rates since 1986 there will be no rate impact to rate payers related to the Ordinance. The Light & Power Fund, Water Fund, and Wastewater Fund each pay 6% of operating revenues to the General Fund. In the City Code this payment is referred to as a “payment in lieu of taxes and franchise” in the Light and Power Fund, but as a “payment in lieu of taxes” in the Water and Wastewater Funds. The City Charter at Article V, Section 23 characterizes the payments as “payment to the general fund in lieu of taxes and franchise fees”. The omission of the reference to franchise fees appears to have been inadvertent. This Ordinance also changes the wording in the Water and Wastewater Funds to be consistent with the Charter and with similar references to the same payments by the Light & Power Fund in the City Code. The Stormwater Fund is not subject to a payment in lieu of taxes and franchise fees, so no corresponding update is required to that portion of the City Code. FINANCIAL / ECONOMIC IMPACTS In 2013, the cost of operating and maintaining the street light system totaled $1.3 million. The costs of street lighting have been built into the electric cost of service and electric rates since 1986, and the current request to amend the City Code under this Ordinance will have no rate impact. Payments in lieu of taxes and franchise fees vary among Colorado cities and throughout the country as do in kind services. The amounts paid to the General Fund by the Light & Power, Water, and Wastewater Funds are within normal ranges. A 2012 survey of the fees and free services is attached for reference. ENVIRONMENTAL IMPACTS None identified. BOARD / COMMISSION RECOMMENDATION Since there are no policy changes proposed, and this Ordinance substantially addresses issues of clarification of existing practices, this item was not reviewed by the Energy or Water Boards. PUBLIC OUTREACH Out-of-city customers were notified of the proposed ordinance and a public notice was issued in the Coloradoan. ATTACHMENTS 1. Survey of Municipalities (PDF) 2. Ordinance No. 095, 1986 (PDF) 3. Powerpoint presentation (PDF) ATTACHMENT 1 ATTACHMENT 2 1 Street Lighting Ordinance No. 146, 2014 City Council October 28, 2014 1st Reading 2 Background – PILOTs • The electric, water and wastewater utilities are required by City Charter to pay the General Fund an amount equivalent to the taxes and franchise fees such utilities would pay if they were privately owned. • The fee is called a payment in-lieu of taxes and franchise fees (PILOTs) • The 6% PILOTs is set by City Council by ordinance 3 Background - Streetlights • Prior to 1986 street lighting was paid for by the General Fund through a monthly streetlight rate • In 1986, it was determined that the City Charter would permit L&P to assume these costs • Ordinance 98, 1986 deleted the Streetlight Rate Schedule from City Code • City Charter was simplified in 1987 and became silent on the responsibility for street lighting • Since 1986 L&P has paid for the energy and O&M of the street lighting system and has been considered a non-cash PILOT 4 What the Ordinance does? 1. Revises City Code to align with long term practice/policy assigning fiscal responsibility of the municipal streetlight system to the Light and Power Fund – Clarifies that the in kind service is a franchise fee in addition to the 6% PILOT – No financial impact to Light and Power or rates 5 What the Ordinance does? 2. Clarifies that the PILOT for the Water and Wastewater utilities is for payment in-lieu of taxes and franchise fees - 1 - ORDINANCE NO. 146, 2014 OF THE COUNCIL OF THE CITY OF FORT COLLINS REVISING CHAPTER 26 OF THE CODE OF THE CITY OF FORT COLLINS REGARDING PAYMENTS IN LIEU OF TAXES AND FRANCHISE FEES, AND SPECIFYING THAT THE OPERATION AND MAINTENANCE OF THE STREET LIGHTING SYSTEM IS AN IN KIND PAYMENT BY THE LIGHT & POWER FUND IN LIEU OF TAXES AND FRANCHISE FEES WHEREAS, prior to July 1, 1986, the operation and maintenance costs related to the City’s street lighting system were paid by the City’s General Fund; and WHEREAS, on July 1, 1986, City Council adopted Ordinance No. 095, 1986, which removed the municipal street lighting rate schedule from City Code and stopped internal billing of street lighting costs to the General Fund; and WHEREAS, City Council at the time determined it was consistent with Article IX, Section 2 (B) of City Charter, as it existed in 1986, for the Electric Utility to assume fiscal responsibility for operating and maintaining the street lighting system; and WHEREAS, the agenda materials accompanying Ordinance No. 095, 1986, characterized the shift in fiscal obligation as an additional payment by the Electric Utility in lieu of taxes; and WHEREAS, voters in the City approved City Charter revisions in 1987 that eliminated the specific duties of many City departments and created broader administrative flexibility in fund and department management; and WHEREAS, in streamlining the statements of department’s duties, the 1987 Charter revisions also removed any reference to which department(s) or fund(s) bore responsibility for street lighting costs; and WHEREAS, since 1987, the Light & Power Fund has maintained fiscal responsibility for the street lighting system, and the costs of street lighting have been incorporated into the electric rates paid by customers of the Electric Utility; and WHEREAS, City Council has established, pursuant to Article V, Section 23 and Article XII, Section 6 of the City Charter, that an annual cash payment in lieu of taxes and franchise fees is owed by the Light & Power Fund, Water Fund, and Wastewater Fund in the amount of 6% of the operating revenues in each fund; and WHEREAS, staff recommends clarifying descriptions of the annual operating revenues payment made by the Water Fund in Article III, Chapter 26 of the City Code, and by the Wastewater Fund in Article IV, Chapter 26 to be consistent with how the annual Light & Power Fund payment is described in Article VI, Chapter 26, to reflect that such funds are collected in lieu of taxes and franchise fees; and WHEREAS, staff also recommends updating the City Code to codify the longstanding custom and practice of the Electric Utility bearing fiscal responsibility for the operation and - 2 - maintenance of the street lighting system in addition its annual payment in lieu of taxes and franchise fees; and WHEREAS, this revision to the City Code will not affect the rates paid by customers of the Electric Utility nor increase the amount of operating revenues paid by the Light & Power Fund in lieu of taxes and franchise fees. NOW, THEREFORE BE IT ORDAINED BY THE COUNCIL OF THE CITY OF FORT COLLINS as follows: Section 1. That updating descriptions in the City Code to reflect the consistent purposes for which the Light & Power Fund, Water Fund, and Wastewater Fund designate a portion of operating revenues for payments in lieu of taxes and franchise fees is in the best interest of the customers of the respective utility services and of the City. Section 2. That amending the City Code to reflect the custom and practice of providing street lighting system operation and maintenance as an additional in-kind component of the franchise fee paid by the Electric Utility in its annual payments in lieu of taxes and franchise fees is in the best interest of the customers of the Electric Utility and of the City. Section 3. That Section 26-118(c) of the Code of the City of Fort Collins is hereby amended to read as follows: Sec. 26-118. Determination of user rates. . . . (c) In addition to the monthly service charges set forth in §§ 26-126 and 26-127, there shall be a charge for payments in lieu of taxes and franchise. The charge shall be six and zero-tenths (6.0) percent of said monthly service charges billed pursuant to said §§ 26-126 and 26-127. . . . Section 4. That Section 26-277(c) of the Code of the City of Fort Collins is hereby amended to read as follows: Sec. 26-277. Determination of user rates; annual adjustment. . . . (c) In addition to the monthly service charges set forth in §§ 26-279, 26-280 and 26- 282, there shall be a charge for payments in lieu of taxes and franchise. The charge shall be six and zero-tenths (6.0) percent of said monthly service charges billed pursuant to said §§ 26-279, 26-280 and 26-282. - 3 - Section 5. That Section 26-392 of the Code of the City of Fort Collins is hereby amended by the addition of a new Subsection (e) to read as follows: Sec. 26-392. Utility considered a City-owned enterprise. (e) The enterprise shall annually operate and maintain the City street lighting system as an additional payment in lieu of franchise fees otherwise paid by the enterprise pursuant to Article V, Section 23 of the City Charter. Introduced, considered favorably on first reading, and ordered published this 28th day of October, A.D. 2014, and to be presented for final passage on the 18th day of November, A.D. 2014. __________________________________ Mayor ATTEST: _______________________________ City Clerk Passed and adopted on final reading on the 18th day of November, A.D. 2014. __________________________________ Mayor ATTEST: _______________________________ City Clerk 1 Options for Street Lighting and Payment in Lieu of Taxes & Franchise Fees City Council Finance Committee November 17, 2014 2 Two Options to Pay For Street Lighting Costs • Option 1 – Increase L&P’s PILOT to 7.2% – Adjust rates down to be cost neutral to rate payers • Option 2 – Ordinance 146, 2014 – Codifies the intent of the 1986 ordinance and the practice of the past 28 years 3 Option 1 – Increase PILOTs Pros: • Cost neutral to the GF • Common utility practice • 7.2% PILOTs – Reasonable compared with other Municipalities – High compared with an investor owned utility 4 Option 1 – Increase PILOTs Cons: • New ordinances needed – revise ‘15 rates & new st lt rate – appropriation to increase GF ‘15 budget • St lt/ oper revenue % varies year to year • GF responsible for st lt upgrades? (LED) 5 Option 2 – L&P Funds Streetlights Pros: • Code clarification only • Practice & policy same since 1986 • No changes to ‘15 rates or budget • Common utility practice Cons: • Non recorded financial contribution to the General Fund 6 DIRECTION SOUGHT Does the Council Finance Committee support Staff’s recommendation to approve the 2nd reading of Ordinance 146, 2014 codifying the responsibility for the cost of street lighting as a L&P payment to the General Fund in lieu of taxes and/or franchise fees? 7 PILOTs and Free Services Vary City Electric Utility Payments in Lieu of Taxes & Franchise Fees In Kind Services Provided to General Fund Fort Collins 6% Streetlights Colorado Sp 6.173 mills/kWh or ~5.4% None Longmont 8% Streetlights & more Loveland 7% Streetlights & more Fort Morgan 12% None Fountain 5% Minor-holiday lights Glenwood Sp 3% in lieu of taxes, 3% in lieu of franchise None COUNCIL FINANCE COMMITTEE AGENDA ITEM SUMMARY Staff: Katie Wiggett, Finance Administrative Assistant Jessica Ping-Small, Revenue and Project Manager Date: November 17, 2014 SUBJECT FOR DISCUSSION Sales Tax on Food, Property Tax/Rental and Utility Rebate Program Update EXECUTIVE SUMMARY The Finance Department currently administers three rebate programs for low income, senior and disabled residents. The rebates are for Property Tax, Utilities and Sales Tax on Food, rebates that were created in 1972, 1975 and 1985 respectively. In May of 2012, City Council approved changes to the ordinances which improved consistency among the rebates, allowed an increased number of residents to qualify for the Property Tax and Utility Rebate and simplified the process for applicants. The Sales Tax on Food Rebate was also updated from $40 to $54 and has since been updated annually according to the Denver-Boulder- Greeley Consumer Price Index for Urban Consumers. In 2014, the rebate amount was $56 per person. The number or rebates issued in 2014 increased 13% over 2013 largely due to continued outreach efforts. GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED None, update to the Council Finance Committee. BACKGROUND/DISCUSSION History Property Tax Rebate • Established in 1972 for low income senior (65 and over) residents • Expanded in 1980 to include low income disabled residents • Eligible property owners entitled to a refund of all City property taxes paid in the preceding year • Eligible renters entitled to a rebate of 1.44% of rental payments for property on which City property taxes were paid • The 1.44% rebate for renters was the percentage of total rent at the time that resulted in a rebate amount equal to that of property owners which was calculated at $33.33 in 1972. • Income eligibility level updated in 2012 to 50% of the area median income (AMI) as reported by HUD on an annual basis Utility Rebate • Established in 1975 for low income senior residents • Program applies to applicants who hold an account with the City of Fort Collins utilities • Amount of refund is based on average monthly residential consumption of water, wastewater, stormwater and electric service updated annually • Income eligibility level updated in 2012 to 50% of the area median income (AMI) as reported by HUD on an annual basis Sales Tax on Food Rebate • Established in 1984 and rebate amount set at $25 per person in eligible household • Income eligibility level updated in 2005 to 50% of the area median income (AMI) as reported by HUD on an annual basis • In 2005 per Council direction, staff researched and recommended changes to the income level for the Sales Tax on Food Rebate only. The goal was to increase the number of households that qualified. • Rebate amount updated to $56 per person in 2013 (updated annually) 2014 Rebate Summary Total Applications Received 1556 Total Qualified Applications Processed 1474 Average Rebate Amount $188 Total Food Tax Rebate $170,352 Total Property Tax/Rental Rebate 63,294 Total Utility Rebate 43,055 Total Rebate for 2013 $276,701 Year # of Rebates Issued Total Rebate Amount Average Rebate Amount 2014 1474 $276,701 $188 2013 1304 $203,2723 $156 2012 1273 $223,621 $176 2011 1126 $138,654 $123 2010 1101 $142,510 $129 Participation in the program increased 13% in 2012 over 2011, an increase attributed to outreach efforts and program improvements. In 2013, a continued expansion in outreach efforts grew the program by an additional 2%. In 2014, Staff partnered with the Fort Collins Low Income Assistance Project Team to find new ways to better reach low income residents. Staff also worked with CPIO to create dynamic outreach materials including posters, e-mailable flyers, and an improved application. As a result of these efforts, the number of rebates issued in 2014 increased 13% over 2013’s totals. 2014 Outreach • Distributed over 2,500 flyers to 6 PSD schools with highest low-income populations; also provided PSD with an electronic copy to be e-mailed to all parents • Made information available through 2-1-1 and mailed out in United Way’s Newsletter to partnering organizations • Worked with the Fort Collins Low Income Assistance Project Team to find more contacts within the community and to improve program promotion by partnering organizations • Partnered with local agencies such as Homelessness Prevention, Volunteers of America and Larimer Health and Human Services • Provided on-site help at the DMA and at Skyline Retirement Homes’ Town Hall Meeting • Provided program education to staff at Matthews House • Application forms and posters distributed to City offices and recreation centers, Poudre River Libraries, the Workforce Center and Larimer County Social Service offices as well as to several senior living apartment clubhouses • Advertised program in City News, Senior Voice and on Cable 14 • Advertised on fcgov.com and City’s Facebook page • Provided applications and posters to the Villages low-income apartments • Applications mailed out to all applicants from the prior year • City webpage with downloadable application in English and Spanish Goals for 2015 • Continue with proven outreach strategies • Develop strategy for better reaching Spanish-speaking community • Increase on-site application assistance at low-income, senior housing • Continue to increased and improve partnership with non-profits to advertise the program ATTACHMENTS Power Point Presentation 1 2014 Rebate Program Update Sales Tax on Food Property Tax / Rental Utilities Council Finance Committee November 17, 2014 2 Program Overview Sales Tax on Food Rebate: • Established in 1984 – Rebate to lower income citizens • $56 per eligible household member – updated annually Property Tax/Rental Rebate: • Established in 1972 – Rebate to senior and disabled low-income citizens • City portion of applicants property tax levy OR • 1.44% of rental payment for year Utility Rebate: • Established in 1975 - Rebate to senior and disabled lower income citizens • Based on billing data for average monthly consumption for water, wastewater, stormwater and electric service 3 Program Qualifications All Programs: • Income – 50% of the Local Area Median Income per household size • Fort Collins Residency – prior year up to application date • US Citizenship or Lawful Residence • Photo ID required for all household members 18 years old or older Property Tax / Rental Rebate: • 65 or over or Disabled • Tax-paying owner of physical residence OR pay rent for taxable housing Utility Rebate: • 65 or over or Disabled • Customer of Fort Collins Utilities (name on account) 4 2012 Major Program Improvements • Raised the income level for Property Tax Rebate and Utility Rebate from 30% of AMI to 50% of AMI – consistent with the Sales Tax on Food Rebate • Increased Sales Tax on Food Rebate amount from $40 to $54 per person in qualified household. • Indexed future Sales Tax on Food Rebate amount to the local Consumer Price Index (CPI). • Revamped application to be more streamlined and dynamic Improvements simplified and streamlined application process. Rebates issued increased 12% in 2012. 5 2014 Rebate Program Improvements • Worked extensively with CPIO to produce streamlined application and dynamic advertising materials, including an HTML friendly poster • Partnered with Low Income Assistance Project Team • Sent home customized flyer in PSD take home packets • Presented program for Matthews House workers and at senior housing town hall meeting Improvements Focused on Increasing Awareness and Participation 6 2014 Advertising and Promotion • Distributed over 2,500 flyers to 6 PSD schools and provided electronic flyer to go out in e-mail packets • Made information available through 2-1-1 and information mailed out in United Way’s newsletter to local partners • Application forms and posters distributed City offices and recreation centers as well as Larimer County offices and the library • Information sent out with Utility Bill and published in the Aspen Club, Senior Voice and in the Office on Aging’s resource guide • Information published on fcgov.com and on City’s Facebook page and on Cable 14 7 2014 Advertising and Promotion • Webpage with downloadable application on City Website in English and Spanish • Partnership with local agencies to assist in distributing information: • Homelessness Prevention • Matthews House • Volunteers of America • Larimer Health and Human Services Department and Workforce Center • Provided on site help at the DMA Plaza and at Skyline Retirement Home • Worked with Fort Collins Low Income Assistance Project Team to make contacts and improve program promotion Electronic Advertising Materials Helped Partners Get Word Out 8 2014 Rebate Summary Total Applications Received 1556 Total Qualified Applications Processed 1471 Average Rebate Per Application $188 Total Food Tax Rebate $170,352 Total Property Tax/Rent $63,294 Total Utility Rebate $43,055 Total Rebate For 2014 $276,701 Year # Qualified Applicants Total Rebate Amt Average Rebate Amt 2013 1304 $203,272 $156 2012 1273 $223,621 $176 2011 1126 $138,654 $123 2010 1101 $142,510 $129 Rebates issued in 2014 increased 13% over 2013 9 2014 Recap and Goals for 2015 • Outcome of 2014 Program Improvements: • Outreach increased due to addition of html friendly advertising • Increased awareness and participation by partnering agencies and the public • 13% increase in rebates issued • Goals for 2015: • Continue with proven outreach strategies • Develop strategy for better reaching Spanish-speaking community • Increase on-site application assistance or education at low income housing • Increased partnership with non-profits to advertise the program November 17, 2014 COUNCIL FINANCE COMMITTEE AGENDA ITEM SUMMARY Staff: John Voss, Controller Date: November 19, 2014 SUBJECT FOR DISCUSSION: Overhaul of Financial Policies 3, 4 and 6 EXECUTIVE SUMMARY: Policies 3, 4 and 6 address a quite varied range of topics. In August the Council Finance Committee (CFC) approved combining these policies into one general financial policy. Many sections of these policies are redundant with other financial policies, City Code and Intergovernmental Agreements (IGAs). There are also many sections with no policy elements. Lastly some sections are not financial in nature or should be moved to another financial policy. GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED: Does the CFC agree to the recommended changes? Does the CFC recommend presenting the proposed policy revisions to the City Council? BACKGROUND/DISCUSSION: With the exception of the investment policy and minimum fund balance policy the financial policies have not received a thorough update in many years. Beginning in 2013, staff has been working with the Council Finance Committee to systematically go through every policy. We are nearing the end of that process. After this round of policies all that will remain is the Economic Health Policy. Before proceeding with the systematic review, staff and CFC reaffirmed the values of financial policies as follows: • Provide quality control in decision making • Strengthen City during times of financial difficulty • Promote strategic thinking • Higher bond ratings and lower interest costs • Provide for contingencies • Help curtail spending • Help avoid tax increases CFC also agreed that staff should adhere to the following principals for effective policies: • Explicit – in writing • Current – reviewed on regular basis • Literal – plain language, quantify measures • Centrally Available – on City intranet • Brevity – include only policy components that are relevant to high level decision making • Comprehensive – balance concise with all relevant topics November 17, 2014 This round of policy review is looking at 3 policies at one time. Staff recommends combining them into one General Financial Policy. This was tentatively agreed to by the CFC in August 2014. Current Proposed 3.0 General Policies 4.0 Fund Policies 3.0 General Financial Policies 6.0 Capital Improvement Funds Summary of Changes. 3.1 Administrative Charges. This section is relatively current with todays practice. Removed Information Technology costs from the formula because they became an Internal Service Fund in 2008. Clarified language where appropriate. 3.2 Payment in Lieu of Taxes (PILOT). Deleted this section because this is covered in City Code. 3.3 Lease-Purchase. Deleted this section because the topic is covered in Debt Policy 7.0. No real policy elements. 3.4 Human Resource Management and Productivity. Deleted this section. The compensation portion is not current and the topic really belongs in HR Policies. The performance goals and measures section is weak on policy and topic really belongs in HR policies. 3.5 Medical Insurance and Retirement Plan. Changed reference number to 3.2. The medical insurance section a. basically states the program will be partially self-funded with stop-loss insurance for high valued claims. A lot of non-policy language. Staff recommends that Finance and HR work together in 2015 to analysis whether the self- insurance program is the most cost effective. In the retirement program section b. the social security items were removed because they are mandated by federal government. Reduced the language in the defined benefit plans (pension). Updated tables and contribution rates. 3.6 Facility Maintenance and Repairs. This section is deleted because it is primarily informational and not really financial in nature. 3.7 Poudre Fire Authority – Revenue Allocation Formula. This section is deleted because it is redundant with Intergovernmental Agreement that is approved City Council. 3.8 Rebate Programs. This section is deleted because it is redundant with City Code, outdated and mostly informational. November 17, 2014 (3.3) Fund Organization. The reference number was changed to 3.3. Updated definitions of fund Groups and fund Types. Updated the list of City Funds. 3.9 General Fund. Deleted this section. These policies were discontinued in 2007. Created new section 3.4 Fund Organization. Enterprise Funds. Deleted nearly all of the sections. Rate and fee portions were moved to section 3.4. Deleted pledged revenue because these standards are outlined in bond documents. Deleted the Art in Public Places (APP) sections because the program is controlled by the City Code. The sections on Flow of Funds because they primarily addressed reserves and fund balance that are covered under Council Finance Policy 5.0. 3.9 Internal Service Funds. Renamed this section to 3.4 Cost Recovery and Fee Setting. Refocused this section that was partly about fund structure. Moved the Cultural Services fee discussion to this section from section 3.10. Relocated Recreation Fee policy discussion from 3.10 to this section. 3.11 Capital Improvement Funds. Renamed this section to 3.5 Capital Improvement Program. Deleted section on Citizen Participation as it included no policy elements. Combined old 3.12 with the new section 3.5. Added language that all Service and Departments shall develop Master Plans for capital replacement and expansion. Added language that every 2 years City staff will compile a 10 year Capital Improvement Plan. Clarified and updated certain language. 3.13 Capital Improvement Program. This section was deleted because it had no policy elements and was purely informational. ATTACHMENTS • PowerPoint slides • Policies in clean version • Policies with changes highlighted 1 Council Finance Committee General Policy 3.0 Proposed Updating and Merging: 3.0 General Policy 4.0 Fund Policy 6.0 Capital Improvement Fund Policy November 19, 2014 2 Financial Policy Overview Financial Polices evolved as part of Budget Process • Previously adopted and revised by Council every 2 years. Remaining Financial Management Policies to be Reviewed by Council: • General Policies • Fund Policy • Capital Improvement Funds • Economic Development Funds Remaining Policies a Mixture of Things Covered by: • City Code • Council Approved Policies and IGA’s • Policies that should probably by Administrative Policies 3 CFC agenda in January Todays discussion 4 Proposal Overview Proposal to move sections to one of several other policies 3.0 General Policy New Council Finance General Policy 4.0 Fund Policy Incorporate into other Financial or Administrative Policy e.g. HR Administrative Policy 6.0 Capital Improvement Funds New CFO Finance Operating Policy 5 3.0 General Polices Topic/Section Content Changes 3.1 Administrative Charges • General Fund Departmental Costs to Allocated • How Costs are Allocated • All funds Receive Allocations but Not All Funds are Charged • Updated and clarified 3.2 Payment in Lieu of Taxes (PILOT) • Re-summarizes Code • Deleted because redundant with IGA. 3.3 Lease Purchase • Discusses when to use, reason to use and criteria for evaluation • Deleted because topic is covered by Debt Policy 7.0 3.4 Human Resource Management and Productivity • Employee Compensation Policy • City Performance Goals and Measures Policies • Deleted because not current and belongs in HR policies. 3.5 Medical Insurance and Retirement Plan • Medical Insurance • Retirement Programs • Reorganized and updated 3.6 Facility Maintenance and Repairs • Maintenance, Repair & Replacement • Priorities for Maintenance and Repair Funding • Deleted because it was primarily informational 6 3.0 General Polices, continued Topic/Section Content Recommendation 3.7 Poudre Fire Authority – Revenue Allocation Formula • Narrative about PFA history and relationship to City • Describes RAF in previous IGA • Deleted section because redundant with IGA • Add to CFO Finance Operating Policy 3.8 Rebate Programs • Property Tax and Utility Charge Rebate Program • Sales Tax Rebate on Food Program • Deleted section because it is redundant with City Code • Add to CFO Finance Operating Policy 7 (Formerly 4.0) Fund Polices Topic/Section Content Recommendation 3.3 Fund Orgaization • Service Productivity Incentive Productivity Incentive Policy • Policy Structure • Delete this section because practice was discontinued in 2007 Enterprise Funds • Utility Services • Electric Utility • Water Utility • Wastewater Utility • Storm Drainage Utility • Pledged Revenues • Flow of Funds • Rate Maintenance • Capital Cost Financing • Delete these sections because: • Bond Ordinances address many of these items • Minimum Fund Policy address many of these items • Debt Policy address some of the capital financing 3.4 Cost Recovery and Fee Setting • Cost recovery expectations • Rate setting • Competitive rates • Use of fund balances • Use of consultants • Cultural Services & Facility Fee Policy • Art In Public Places • Recreation Fund Policy • Clarified, repurposed, and removed redundant language about fund organization 8 (Formerly 6.0) Capital Improvement Funds Topic/Section Content Recommendation 3.11 Citizen Participations • Narrative about public involvement on dedicated quarter taxes, no policy elements • Delete this section because it is only informational. 3.12 Capital Improvement Policy • Narrative is light on policy content • Develop multi-year plans annually • Emphasize pay-as-you-go financing • Operating and maintenance costs should be identified in multi-year plans and information included with capital appropriation requests • Added language that a 10 year CIP will be compiled every 2 years and be based on department Master Plans 3.13 Capital Improvement Program • Describes some capital project funds • Delete this section because there are no policy elements, it is simply informational and not necessarily complete 9 Summary • Is more information needed? • What changes are requested? • Is package ready to go to full City Council for approval? Financial Management Policy 3 PROPOSED CLEAN VERSION General Financial Policies Issue Date: January 17, 2006 Version: 2 Issued by: City Council Financial Policy 3 – General Financial Policies PROPOSED CLEAN VERSION 1 3.1 Administrative Charges Certain General Fund departments render services to departments in other funds and shall be equitably apportioned to those other funds. General Fund departments that do not have a direct billing mechanism shall have their costs allocated using the formula outlined in this section to other funds, and provide offsetting revenue in the General Fund. A. General Fund Departmental Costs to be Allocated Certain General Fund departmental costs to be allocated include City Council, City Manager, City Clerk, City Attorney, Human Resources, and Finance. Any services in these departments which are funded by user fees or dedicated revenues are excluded from the allocation. The amount of costs to be allocated is the current adopted budget for each of the departments listed above less user fees and dedicated revenue. With a multi-year budget, the charge to each fund is increased by a determined percentage for the second future year and then adjusted to the actual calculation with the next multi-year budget. B. How Costs Are Allocated Objective: To outline the method and principles for allocation Administrative Charges; establishing the parameters for the Medical and Retirement Program;, Fund Organization; Cost Recovery and Fee Setting; and Capital Improvement Program. Applicability: This policy applies to all City funds. It does not apply to URA, DDA, PFA and Library. Authorized by: City Council Resolution 2006-006. Financial Policy 3 – General Financial Policies PROPOSED CLEAN VERSION 2 The Human Resources costs are allocated on a prorated basis to funds based on the total number of budgeted full-time-equivalent positions in each fund. All other General Fund administrative costs are allocated on a prorated basis to the funds based upon adjusted expenditure budgets for the current year. Adjustments are made to recognize the lower amount of administrative services required for Capital, Debt Service, and Purchased Power payments. Capital project budgets are reduced by two-thirds and averaged over three years. Debt Service budgets are reduced by three- fourths and the entire Purchased Power budget is deducted from the Light & Power budget. C. All Funds Receive Allocations but Not All Funds Are Charged While Administrative Charges are allocated among all City funds, only specified funds are charged. Charges are not made to a fund if it is not self-supporting, it is an Governmental Internal Service fund, or if the funds role is merely to facilitate proper accounting procedures. For example, the Sales and Use Tax fund and Debt Service fund receive amounts which are then transferred to other funds. Charging these funds would lead to double charging many transactions and would not correspond to the level of service provided by the departments in the General Fund. D. Review During each budget process, the Administrative Charge calculation will be reviewed the Budget Office. Minor refinements in the allocation formulas are made as needed. Significant changes will be brought to the City Council for approval to assure that the equitable apportionment meets requirements of the Code/Charter. 3.2 Medical Insurance and Retirement Plan A. Medical Insurance In 1981, the City of Fort Collins set up a partially self-funded medical insurance program. The objective of a self-funding program is to reduce the cost of medical insurance by assuming the risk for certain plan expenses. Assuming a portion of the risk lowers the amount of charges compared to a conventional full insurance plan. For most of the last 33 years, the City has found this funding method to be a cost-effective means of providing a very desirable employee benefit. Financial Policy 3 – General Financial Policies PROPOSED CLEAN VERSION 3 To administer the self-funded and insured portions of the medical insurance plans, the City conducts a competitive proposal process every five years or more often if required. The insurance contracts are reviewed annually for both performance and cost. The types of services contracted for include plan administrative services, stop-loss protection against larger claims, life and accidental death and dismemberment insurance, and long-term disability coverage. B. Retirement Programs The City of Fort Collins contributes to two types of retirement plans: a Defined Benefit Plan and Defined Contribution Plans. 1. Defined Benefit Plan - the General Employees Retirement Plan (Plan). The pension plan is closed to new participants as of 1/1/1999. The Plan document approved by the City Council outlines the details of the program. A Board meets monthly to oversee the program. Board members, in consultation with annual actuary report and other information, make recommendations to City Council for any plan changes that may be needed from time to time. The Plan currently calls for the employer (City or PFA) to contribute 10.5%. Because the plan is underfunded, a Supplemental Contribution is made at a fixed dollar amount each year. The Supplemental amount is reevaluated every 2 years in conjunction with the budget cycle and based on the latest actuarial valuation report. 2. 401(a) and 457 Money Purchase Plans. Also known as Defined Contribution Plans, the contribution rates are as follows: 401 a 457 Employee Group Employer Employee Waiting Employer Employee Waiting Classified Employees 6.5% 3.0% 6 months 0.0% optional no wait Classified Employees hired on or before 3/31/07 7.5% 3.0% 6 months 0.0% optional no wait Unclassified Management 6.5% 6.0% 6 months 0.0% optional no wait Unclassified Management hired on or before 3/31/07 7.5% 6.0% 6 months 0.0% optional no wait Direct Reports of City Council 10.0% 0.0% no wait match up to 3% optional no wait Service Area Directors 10.0% 0.0% no wait match up to 3% optional no wait Police & Dispatch (per union agreement) * 8.0% 8.0% no wait match up to 3% optional 6 months Community Service Officer 7.5% 3.0% 6 months 0.0% optional no wait Financial Policy 3 – General Financial Policies PROPOSED CLEAN VERSION 4 * All employee groups vest immediately, except Police and Dispatch who follow schedule in union agreement. Employee contributions to the 457 plan are limited to the amounts published by the IRS. The City will contract with a third party administrator to provide the Defined Contribution Plans. City Staff comprised of both Finance and HR will oversee the program and performance of the third party administrator. 3.3 Fund Organization Funds for accounting and financial reporting purposes have their own balance sheet and income statement. The organization of the City’s Funds is designed to enhance accountability and transparency, comply with Generally Accepted Accounting Principles, meet grant requirements, comply with City Code/Charter and comply with Colorado statutes. In City Article V, Part III, Section 25 the Financial Officer is empowered to create funds as appropriate. The number of funds established should be the minimum needed for legal and operating requirements. Unnecessary funds can result in inflexibility, undue complexity and inefficient financial administration. The City’s funds are organized at two levels of groupings; Fund Groups and Fund Types. Fund Groups Governmental Funds Used to account for activities primarily supported by taxes, grants and similar revenue sources. Proprietary Funds Used to account for activities that receive significant support from fees and charges. Fiduciary Funds Used to account for resources that a City holds as a trustee or agent on behalf of an outside party that cannot be used to support the City’s own programs. Within each Fund Group are Fund Types. Governmental Fund Types General Fund Main operating fund used to account for and report all financial resources not accounted for and reported in another fund. Special Revenue Funds Used to account for and report the proceeds of specific revenue sources that are restricted, committed or assigned to expenditure for specific purposes, other than debt service or capital projects. Debt Service Funds Used to account for and report resources that are restricted, committed or assigned to expenditure for principal and interest. Financial Policy 3 – General Financial Policies PROPOSED CLEAN VERSION 5 Capital Project Funds Used to account for and report resources that are restricted, committed or assigned to expenditure for capital outlays, including the acquisition or construction of capital facilities or other capital assets. Proprietary Fund Types Enterprise Funds Used to account and report any activity for which a fee is charged to external users of goods and services Internal Service Funds Used to account and report any activity for which a fee is charged to other funds, departments, or agencies of the City and its component units on a cost reimbursement basis. Fiduciary Fund Types Pension Trust Fund Used to account and report resources that are required to be held in trust for the members and beneficiaries of defined benefit plans. Agency Funds Used to report resources held by the City in a purely custodial capacity. The following is a list of all funds of the City, including legally separate entities but from a financial reporting perspective are treated as a component unit of the City. Group and Type Legal Ref. Name Governmental General Fund City 100 General Fund Special Revenue Fund City 250 Capital Expansion Fund Special Revenue Fund City 251 Sales & Use Tax Fund Special Revenue Fund Separate 252 General Improvement District #1 Special Revenue Fund City 254 Keep Fort Collins Great Fund Special Revenue Fund City 272 Natural Areas Fund Special Revenue Fund City 273 Cultural Services & Facilities Special Revenue Fund City 274 Recreation Fund Special Revenue Fund City 275 Cemeteries Fund Special Revenue Fund City 276 Perpetual Care Fund Special Revenue Fund City 277 Museum Fund Special Revenue Fund City 280 Community Development Block Special Revenue Fund City 281 Home Investment Partnership Special Revenue Fund City 290 Transit Services Fund Special Revenue Fund City 291 Street Oversizing Fund Special Revenue Fund City 292 Transportation Services Fund Special Revenue Fund Separate 293 GID #15 - Skyview Special Revenue Fund City 294 Parking Fund Special Revenue Fund City 300 Timberline/Prospect SID #94 Debt Service City 303 Debt Service Fund Debt Service City 304 Capital Leasing Corporation Capital Projects Fund City 400 Capital Projects Fund Capital Projects Fund City 270 Neighborhood Parkland Fund Capital Projects Fund City 271 Conservation Trust Fund Proprietary Financial Policy 3 – General Financial Policies PROPOSED CLEAN VERSION 6 Enterprise Fund City 500 Golf Fund Enterprise Fund City 501 Light & Power Fund Enterprise Fund City 502 Water Fund Enterprise Fund City 503 Wastewater Fund Enterprise Fund City 504 Storm Drainage Fund Internal Service Fund City 601 Equipment Fund Internal Service Fund City 602 Self-Insurance Fund Internal Service Fund City 603 Data And Communications Fund Internal Service Fund City 604 Benefits Fund Internal Service Fund City 605 Utility Customer Service & Admin Fiduciary Pension Trust Fund City 700 Employees' Retirement Fund Governmental Special Revenue Fund Separate 800 URA - N. College District Special Revenue Fund Separate 801 URA - Prospect South TIF District Special Revenue Fund Separate 803 URA - Mall Fund Special Revenue Fund Separate 820 DDA Operating Fund Special Revenue Fund Separate 822 DDA Debt Service Fund 3.4 Cost Recovery and Fee Setting A. Enterprise Funds shall rely on charges and user fees to recover their costs, rather than taxes. Utility rates will be based upon the cost of service approach to reflect full distribution of costs to appropriate rate classes in order to effect equitable sharing of costs. Rates shall be established and maintained at a level sufficient to maintain positive net income in each of the utility funds after paying the full cost of operating and maintaining the utilities and keeping them in good repair and working order. Such rates shall also be sufficient to enable each utility, where applicable, to meet rate requirements of City or utility enterprise bond ordinances. B. The Internal Service Funds shall operate under the following guidelines. 1. Internal service fund charges are limited to the recovery of the cost of the service, including depreciation, rather than making a profit. Each fund's prior year financial statements and estimates of future costs form the basis for the calculation of charges. 2. Charges should be set at a level to avoid significant adverse financial impacts on their customers. Fund customers and independent experts should be allowed to review and make recommendations about the level of charges. The Finance Department should approve the Financial Policy 3 – General Financial Policies PROPOSED CLEAN VERSION 7 analysis and conclusions used to set rates. 3. Internal service funds should compete with similar services offered by the private sector. The City staff will compare rates every five years. If not competitive with the private sector, the Finance Department will analyze whether the private sector should provide the service. 4. Internal service funds may build up reserves. Customer-approved master plans and independent third-party actuarial reviews (for the Benefit and Self-Insurance funds) guide the level of reserves. Fund managers may spend reserves only for their approved purpose. 5. The City may buy equipment and facilities for the internal service funds through lease- purchase financing. Management's decision to recommend lease-purchase financing depends on: (1) cash flow needs; (2) budget constraints; (3) benefit to cost analysis; and (4) level of reserves. 6. Except for the Utilities Customer Service and Administration Fund, Internal service funds operate under the same guidelines and constraints as the General Fund and other governmental funds of the City. The Utilities Customer Service and Administration Fund shall operate under the guidelines of the Utilities Services Funds. C. Cultural Services & Facilities Fund Fee Policy 1. Total revenue from fees and charges shall cover a minimum of 55% of Lincoln Center Operation and Maintenance and Performing and Visual Arts Programming Budgets. This includes revenues generated at the Lincoln Center from rentals, equipment, concessions and other miscellaneous sources and all total direct revenues from the Performing and Visual Arts Programming. A transfer from the General Fund will make up the difference between total revenue and expenditures. 2. The Cultural Services and Facilities Administration and Museum budgets provide minimal financial support. These programs are funded primarily by a transfer from the General Fund. 3. Major capital improvements and renovations will be financed through sources other than Cultural Services and Facilities Fund. 4. Solicitation of funds through donations, fund-raising events, and non-traditional sources shall be encouraged by the City staff, Lincoln Center League, the Cultural Resources Board and the City Council. Funding collected for any special purpose shall be earmarked for that purpose and those funds will be processed through the Fort Collins Foundation. Financial Policy 3 – General Financial Policies PROPOSED CLEAN VERSION 8 D. Recreation Fund Fee Policy The following fee policy for the Recreation Fund was adopted by Resolution 1990-132 on September 4, 1990. The goal of the policy is to provide for a more equitable distribution of the costs of recreational programs between program users and General Fund tax dollars. Costs associated with the Recreation Fund shall be defined as either Program Costs or Community Good Costs. 1. Program costs are directly associated with the activities and facilities used by the citizens, and include the following: (a) Activity Costs (1) part time staff (2) materials (3) equipment (4) participant transportation (5) other costs directly associated with conducting activities (b) Facility Operation and Maintenance Costs (1) minor repairs (2) custodial equipment and supplies (3) building utilities (4) specialized items (5) other operations and maintenance costs directly associated with operating facilities Fees should cover the cost of the direct program experience and facilities used. However, fees may be established in accordance with the market value of the recreational services provided. The fees charged will not exceed the cost of providing direct services to program users. 2. Community Good costs are those costs that are necessary to provide a program but are not directly experienced by the user. Such costs include the following: (a) full time recreation staff (b) office operation costs such as telephone and computer charges (c) training costs (d) dues and subscriptions (e) insurance (f) office supplies and equipment (g) other costs not directly experienced by the users Financial Policy 3 – General Financial Policies PROPOSED CLEAN VERSION 9 The General Fund shall cover "Community Good" costs. General Fund will also cover deficits in programs that cannot recover all their costs through fees. Generally, these include programs designed for special populations where it is not feasible to cover the total cost of participation, or programs, like youth sports where Council policy requires a fee discount. Because costs that are defined as "Community Good" costs are supported by the General Fund, they are subject to the same operational guidelines as established for other General Fund budgets. 3.5 Capital Improvement Program 1. Each Service Area or Department shall develop multi-year Master Plans for capital improvements. On a city-wide basis, staff shall compile a 10 year Capital Improvement Plan and update it every two years. Estimates of operating and maintenance costs should be included; 2. Appropriation requests must include not only the cost of construction or acquisition and the funding sources, but an estimate of operating and maintenance costs; 3. Capital improvements projects will be administered in accordance with the Capital Projects Procedures Manual; 4. Appropriations for capital improvements will be constructed and expenditures incurred only for the purpose as approved by City Council; 5. Staff should seek out grants and partnerships whenever appropriate. ; Financial Policy 3 – General Financial Policies PROPOSED CLEAN VERSION 10 Definitions Example: Financial Policy 3 – General Financial Policies PROPOSED CLEAN VERSION 11 Getting Help Please contact the Controller with any questions at 970.221.6772. Financial Management Policy 3 PROPOSED WITH CHANGES General Financial Policies Issue Date: January 17, 2006 Version: 2 Issued by: City Council Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 1 3.1 Administrative Charges Certain General Fund Expenses for departments rendering services to other departments in other funds and shall be are equitably apportioned to those other funds. For Enterprise, Internal, and Special Revenue Funds, direct charges are made to the funds receiving services when they are rendered. Certain departments within the General Fund departments that provide services to all funds and do not have a direct billing mechanism. For these General Fund departments shall have their, a costs allocatedion using the formula outlined in this section has been developed to apportion costs to other funds, and provide offsetting revenue in to the General Fund. A. General Fund Departmental Costs to be Allocated Certain General Fund Ddepartmental costs to be allocated include City Council, City Manager, City Clerk, City Attorney, Human Resources, and Finance, and Information Technology (IT). Any services in these departments which are funded by user fees or dedicated revenues are excluded from the allocation. The amount of costs to be allocated is the current adopted budget for each of the departments listed above less user fees and dedicated revenue. With a multi-year Objective: To outline the method and principles for allocation Administrative Charges; establishing the parameters for the Medical and Retirement Program;, Fund Organization; Cost Recovery and Fee Setting; and Capital Improvement Program. Applicability: Funds—This policy applies to all City funds. It does not apply to URA, DDA, PFA and Library. Authorized by: City Council Resolution 2006-006. Comment [JV1]: No longer in General Fund. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 2 budget, the charge to each fund is increased by a determined percentage for the second future year and then adjusted to the actual calculation with the next multi-year budget. B. How Costs Are Allocated The Human Resources costs are allocated on a prorated basis to funds based on the total number of budgeted full-time-equivalent positions in each fund. The administrative costs for IT are allocated to funds based on the total number of budgeted full-time-equivalent positions in each fund. All other General Fund administrative costs are allocated on a prorated basis to the funds based upon adjusted expenditure budgets for the current year. Adjustments are made to recognize the lower amount of administrative services required for Capital, Debt Service, and Purchased Power payments. Capital project budgets are reduced by two-thirds and averaged over three years. Debt Service budgets are reduced by three- fourths and the entire Purchased Power budget is deducted from the Light & Power budget. C. All Funds Receive Allocations but Not All Funds Are Charged While Administrative Charges are allocated among all City funds, only specified funds are charged. Charges are not made to a fund if it is not self-supporting, it is an Governmental Internal Service fund, or if the funds role is merely to facilitate proper accounting procedures. For example, the Sales and Use Tax fund and Debt Service fund receive amounts which are then transferred to other funds. Charging these funds would lead to double charging many transactions and would not correspond to the level of service provided by the departments in the General Fund. D. Review During each budget process, the Administrative Charge calculation will be reviewed the Budget Office. Minor Further refinements in the allocation formulas will beare made as needed. Significant changes will be brought to the City Council for approval to assure that the equitable apportionment meets requirements of the Code/Charter is met. 3.2 Payment In Lieu of Taxes (PILOT) In accordance with the City Charter regarding municipality rates and finances, the water, wastewater, and electric utilities "pay into the General Fund in lieu of taxes on account of the city-owned utilities such amount as may be established by the Council by ordinance". The established PILOT rate is based on the amount of taxes that would be Comment [JV2]: IT is now an Internal Service Fund that and is no longer in the General Fund Comment [JV3]: Set by Code Ordinance. Redundant to also have in policy and extra work to keep them in sync Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 3 levied if the utility were privately owned. The PILOT rate, as established by Council is 6% for the Water and Wastewater Funds and for the Light and Power Fund. This rate is applied to the operating revenues per year for each fund. 3.3 Lease-Purchase The City of Fort Collins uses lease-purchase financing for the provision of new and replacement equipment, vehicles and rolling stock in order to ensure the timely replacement of equipment and vehicles. This method may also be used to acquire real property. Members of management staff have developed an equipment needs schedule for rolling stock which encompasses the demands of operating departments. This schedule is used to project equipment needs for each budget term. The City leases the asset in installments according to a fixed payment schedule. Each installment includes principal and interest and the City builds equity and assumes risk in the asset over the term of the lease. The annual installments are appropriated by the Council each year. Advantages of lease-purchase financing over the traditional cash method of financing are: • Decreasing the impact of inflation on the purchase of new and replacement equipment. • Resolving the problem of a capital replacement needs backlog. • Conserving operating reserves. • Reducing the initial impact of the cost to user departments by enabling acquisition costs to be spread over the useful life of the equipment. • Safeguarding the opportunity to use cash assets to earn higher interest than the interest cost of lease-purchasing. It should be noted that the City is able to discontinue the equipment leases at its discretion so that future City Councils will have the option to continue or discontinue the policy of lease-purchasing City equipment. According to State of Colorado House Bill 90-1164, local governments are required to identify as part of their budgets: 1) the total expenditures during the ensuing fiscal year for all lease purchase agreements involving real and personal property; and 2) the total maximum payment liability under all lease purchase agreements over the entire term of the agreements, including all optional renewal terms. The State does not include lease purchase in the legal definition of debt, however rating agencies include lease purchase financing in calculating the City's long-term financial Comment [JV4]: Incorporate policy elements into Debt Policy 7.0. There are few policy elements, mostly definitions and explanations. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 4 obligations and overall debt burden. 3.4 Human Resource Management and Productivity The City of Fort Collins' goal as an employer is to attract and retain quality employees in recognition of their essential contribution in providing services to the citizens of Fort Collins. As a provider of services in the community, the experience, commitment and talent of our employees is critical to the quality and value of City services. The City has two financial policies which address the human resource component of its cost of providing services: Employee Compensation Policy In order to attract and retain quality employees and also to recognize and reward quality performance, the City has established a system which guides the compensation of its employees. The objective of the compensation policy is to pay employees fairly, competitively and in a way that is understandable to the community and the organization. 1. For all classified employees and unclassified management of the City, compensation will be established through a total compensation methodology. Total compensation is defined as both salary and benefits. This methodology will use annual surveys of the relevant labor market. The labor market is defined as employers and jurisdictions that closely approximate the size and/or services of the City of Fort Collins. This market will primarily consist of Front Range communities, but may also include the state of Colorado or regional data from both the private and public sectors. Salaries will be calculated at the 70th percentile by taking the pay range maximums of comparable market data and establishing a point wherein 30% of the salaries are higher and 69% of the salaries are lower than the City=s pay range maximum. Benefits will be set at a point that is determined to be competitive, as compared to the relevant labor market, by examining market provisions and plan design for medical and dental insurance. 2. Hourly, temporary or contractual employee compensation rates will be set according to the prevailing market rate for that type of job within the Northern Colorado Comment [JV5]: Duplicate, covered under HR Policies. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 5 market; the existing pay plan may also be considered for similar positions. These employees are a valuable resource in the provision of services for the community, and the City will set those compensation rates in a manner that will attract high quality employees. b. City Performance Goals and Measures Policies The goals of the City of Fort Collins are to provide our citizens with outstanding services. In doing so, the City will commit to attracting and retaining quality employees and to recognizing and rewarding their quality performance. To accomplish these goals, the City will: 1. Maintain staffing at a level that will enable the City to provide the necessary services in a high quality manner; 2. Provide ongoing assessment of customer satisfaction with the level of services provided by the City and continuously improve the quality of those services; 3. Develop and maintain a pay-for-performance review process to establish goals and to evaluate employee work performance; 4. Assess options to streamline operations by continuing to monitor the cost effectiveness of additional staffing vs. the cost of adding capital equipment; and 5. Measure the productivity and effectiveness of the City's work force. 3.53.2 Medical Insurance and Retirement Plan Aa. Medical Insurance In 1981, the City of Fort Collins set up a partially self-funded medical insurance program. The objective of a self-funding program is to reduce the cost of medical insurance by assuming the risk for certain plan expenses. Assuming a portion of the risk lowers the amount of charges compared to a conventional full insurance plan. For most of the last 22 33 years, the City has found this funding method to be a cost-effective means of providing a very desirable employee benefit. To administer the self-funded and insured portions of the medical insurance plans, the City conducts a competitive proposal process every five years or more often if required. The Comment [JV6]: Staff recommends HR and Finance commit in 2015 to review and analyze the self-insurance model to reaffirm its continued cost effectiveness. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 6 insurance contracts are reviewed annually for both performance and cost. During the annual renewal process, the City negotiates to attain more favorable rates from insurance providers. The types of services contracted for include plan administrative services, stop- loss protection against unexpected expenseslarger claims, life and accidental death and dismemberment insurance, and long-term disability coverage. Bb. Retirement Programs The City of Fort Collins contributes to three two types of retirement pension plans:, a Defined Benefit Plan and Defined Contribution Plans. including: 1. Social Security; For the Social Security program, the City follows the program guidelines of the Social Security Administration. The Finance Department makes the appropriate employer and employee contributions with the bi-weekly payroll checks. 12. 401(a) Defined Benefit Plan - the General Employees Retirement Plan (Plan). Theis pension plan is closed is no longer open to new participants as of 1/1/1999. The Plan document approved by the City Council outlines the details of the program. A Board meets monthly to oversee the program. Board members, in consultation with annual actuary report and other information, make recommendations to City Council for any plan changes that may be needed from time to time. The Plan currently calls for the employer (City or PFA) to contribute 10.5%. Because the plan is underfunded, a Supplemental Contribution is made at a fixed dollar amount each year. The Supplemental amount is reevaluated every 2 years in conjunction with the budget cycle and based on the latest actuarial valuation report. The City, through the Finance and Human Resource Departments, administers the defined benefit plan. In 1998, the General Employees Retirement Plan offered its members the opportunity to transfer their assets to a money purchase plan. Of over 800 members, 368 members decided to move to the money purchase plan. As of December 31, 1998, $9 million of plan assets were transferred to the plan. The rate of contribution for the City administered plan is based upon an actuarial valuation to determine the plan=s normal cost and unfunded liability for benefits. The City will maintain contribution rates at a level sufficient to meet all current normal costs of the pension plan. Should an unfunded liability be determined for the defined benefit plan, such liability will be amortized over a period not to exceed twenty years. In addition to the pension programs, the City offers deferred compensation plans to City and Poudre Fire Authority employees as an adjunct to the general retirement plan. This helps the City Comment [JV7]: Mandated by federal government. Not necessarily Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 7 maintain comparability with benefits provided by other Front Range communities. Employee participation in the deferred compensation plan is optional. The Budget incorporates the following rate requirements to provide funding support for this retirement program policy: 23. 401(a) and 457 Money Purchase Plans. Also known as Defined Contribution Plans, the c for Service Directors, Classified and Unclassified Management, Police and Fire; andontribution rates are as follows: 401 a 457 Employee Group Employer Employee Waiting Employer Employee Waiting Classified Employees 6.5% 3.0% 6 months 0.0% optional no wait Classified Employees hired on or before 3/31/07 7.5% 3.0% 6 months 0.0% optional no wait Unclassified Management 6.5% 6.0% 6 months 0.0% optional no wait Unclassified Management hired on or before 3/31/07 7.5% 6.0% 6 months 0.0% optional no wait Direct Reports of City Council 10.0% 0.0% no wait match up to 3% optional no wait Service Area Directors 10.0% 0.0% no wait match up to 3% optional no wait Police & Dispatch (per union agreement) * 8.0% 8.0% no wait match up to 3% optional 6 months Community Service Officer 7.5% 3.0% 6 months 0.0% optional no wait * All employee groups vest immediately, except Police and Dispatch who follow schedule in union agreement. Employee contributions to the 457 plan are limited to the amounts published by the IRS. The City will contract with a third party administrator to provide the Defined Contribution Plans. City Staff comprised of both Finance and HR will oversee the program and performance of the third party administrator. The City uses private companies to operate the money purchase plans. For City employees, the ICMA Retirement Corporation administers the money purchase plans. For employees of the Poudre Fire Authority, Prudential Management Investment Services administers the money purchase plan. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 8 Normal Costs Social Security Contribution General Employee Retirement Money Purchase Police/Fire Money Purchase Management & Classified 1,2,3,4 City Contribution 7.65% 4.5% 8%/8% 3%-10% Employee Contribution 7.65% none 8%/10% 0%-6% (1) For the City Manager, City Attorney, Municipal Judge, and Services Directors, the City contributes at a rate of 10% of base salary. There is no employee match required. (2) For Unclassified Management and Department Heads, the City contributes either 3% if the employee is in GERP or if the employee has the City contribute to the deferred compensation plan or 7.5% if the employee has opted out of the GERP and does not have the City contribute to the deferred compensation plan. Employees in this category contribute 6%. (3) For classified employees who transferred from the General Employee Retirement Plan in 1998, the City contributes 7.5%. If the classified employee remains in the GERP, the contribution rate is 3%, and if the employee has the City contribute to the deferred compensation plan, the contribution rate is 4.5%. Employees contribute either 0% or 3% of their salary. (4) The maximum contribution to a 401 money purchase plan is the lesser of 25% of salary or $40,000. This maximum is indexed for inflation. The table below shows the contribution rates to the 457 deferred compensation program: Deferred Compensation City Contribution 3% to 7.5% Employee Contribution up to 25% of salary, not to exceed a total of $15,000 3.6 Facility Maintenance and Repairs a. Maintenance, Repair & Replacement (MM&R) Comment [JV8]: Informational mostly. Not really financial in nature. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 9 1. MAINTENANCE B The upkeep of building systems to realize their anticipated useful life. Includes periodic actions to assure continued service, operational efficiency, or to prevent breakdowns (for example, changing filters and belts on HVAC equipment.). 2. REPAIR/REPLACEMENT B Actions needed to restore building systems/ components to a functional condition. Performed when systems/components have reached their useful life; become obsolete; pre-maturely worn out; or have failed (i.e., roof replacement). b. Priorities for Maintenance and Repair Funding 1. Life, health, and safety (for example, heating system repair) 2. Protect Capital Investment (preventative maintenance) 3. Repair and Restoration These priorities are used as the basis for funding recommendations in the budget process. c. Funding Policy/Target The City of Fort Collins recognizes the need to maintain City buildings to adequately support provision of services to its residents. The ongoing funding target for M&R of General Government facilities is 4% of Current Replacement Value (CRV) for occupied facilities. 3.7 Poudre Fire Authority – Revenue Allocation Formula In December of 1981, the City and the Poudre Valley Fire Protection District created the Poudre Fire Authority (PFA) through an intergovernmental agreement. The PFA provides fire protection services to Fort Collins and the surrounding area. The agreement specifies a Revenue Allocation Formula (RAF) for defining the City's contribution to the PFA for operations and maintenance. Originally, for PFA's operating costs, the City shared property tax and sales and use tax collections. In addition to operating costs, the agreement further provides authorization for the PFA to request funds for capital costs pursuant to the procedures set by the City and District. PFA's capital needs include land acquisition, construction of additional stations, and acquisition of major fire fighting apparatus. The RAF has served as the Poudre Fire Authority's funding mechanism from 1981 through the 1993 budget. After the State Constitution was amended in 1992, the RAF was revised. In its original form, the Revenue Allocation Formula allowed the PFA to realize the full extent of growth in sales and use tax and property tax collections. Article X, Section 20 of the State Constitution now limits the rate of growth to a combination of the Denver-Boulder-Greeley Consumer Price Index and additions to the local property tax base primarily due to construction Comment [JV9]: Redundant with the IGA between City and Poudre Fire Authority. Will add to Administrative Policy as item to monitor. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 10 and annexation. Accordingly, the Revenue Allocation Formula for the City's contribution to the PFA has been restructured to fit within the constraints of Article X, Section 20. The City will continue its current policy of funding PFA capital needs by dedicating one mill of the City's total mill levy. The revenue from the dedicated mill will be managed according to the property tax mill levy and revenue limitation provisions of Article X, Section 20. The City's contribution to PFA for operation and maintenance will be calculated by the Revenue Allocation Formula. The Revenue Allocation Formula allocates to PFA 67.09% of the property tax mills available for operations and 0.303 of one cent of the City's 2.25 cent sales and use tax applicable to all taxable sales and uses. The resulting contribution for operations and maintenance will then be compared to the constitutional growth limits. The City's operation and maintenance contribution to PFA will be the lesser of the contribution as determined by the Revenue Allocation Formula or the allowable contribution in accordance with the limits imposed by Article X, Section 20 of the State Constitution. 3.8 Rebate Programs The City recognizes that certain segments of its population, specifically the disabled and senior citizens on fixed incomes, may be unable to keep pace with increasing taxes and utility costs. In an effort to partially offset the cost of property taxes, utility billings and sales taxes on these segments of its population, the City has established several rebate programs, as follows: a. Property Tax and Utility Charge Rebate Program These programs provide financial assistance to disabled residents and senior citizens, in the form of an annual rebate on property tax and utility charges, who qualify under residency and income guidelines. b. Sales Tax Rebate on Food Program The Council recognizes that sales tax on grocery food is a higher proportion of low-income individuals and families than higher income individuals and families. For this reason, the City specifically excluded tax on the sale of grocery food when enacting three 0.25 cent sales and use tax extensions that went into effect in January 2006. In November 2002 voters approved the renewal of the ANatural Areas and Parks: one-quarter cent sales and use tax to continue the City=s existing open space program. The tax was renewed for a period of 25 years, ending December 31, 2030. In April 2005, voters approved a City-initiated ballot measure which extends the Street Maintenance and Transportation@ one-quarter cent sales and use tax to continue the City=s Street Maintenance Program. The one-quarter cent tax for Street maintenance was renewed for a period of 10 years, ending December 31, 2015. In November 2005, voters approved a City-initiated ballot measure which extends the ACommunity Enhancements Projects@ one-quarter cent sales and use tax to Comment [JV10]: Redundant with City Code. Will add to Administrative Policy as item to monitor. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 11 continue the City=s capital improvement program. The tax was renewed for a period of 10 years, ending December 31, 2015. In addition to these measures, the City has a Sales Tax Rebate on Food Program. This program provides for an annual rebate to members of qualifying households on the basis of residency and income guidelines. 3.3 Fund OrganizationGeneral Fund Funds for accounting and financial reporting purposes have their own balance sheet and income statement. The organization of the City’s Funds is designed to enhance accountability and transparency, comply with Generally Accepted Accounting Principles, meet grant requirements, comply with City Code/Charter and comply with Colorado statutes. In City Article V, Part III, Section 25 the Financial Officer is empowered to create funds as appropriate. The number of funds established should be the minimum needed for legal and operating requirements. Unnecessary funds can result in inflexibility, undue complexity and inefficient financial administration. The City’s funds are organized at two levels of groupings; Fund Groups and Fund Types. Fund Groups Governmental Funds Used to account for activities primarily supported by taxes, grants and similar revenue sources. Proprietary Funds Used to account for activities that receive significant support from fees and charges. Fiduciary Funds Used to account for resources that a City holds as a trustee or agent on behalf of an outside party that cannot be used to support the City’s own programs. Within each Fund Group are Fund Types. Governmental Fund Types General Fund Main operating fund used to account for and report all financial resources not accounted for and reported in another fund. Special Revenue Funds Used to account for and report the proceeds of specific revenue sources that are restricted, committed or assigned to expenditure for specific purposes, other than debt service or capital projects. Debt Service Funds Used to account for and report resources that are restricted, committed or assigned to expenditure for principal and interest. Capital Project Funds Used to account for and report resources that are restricted, committed or assigned to expenditure for capital outlays, including the acquisition or construction of capital facilities or other capital assets. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 12 Proprietary Fund Types Enterprise Funds Used to account and report any activity for which a fee is charged to external users of goods and services Internal Service Funds Used to account and report any activity for which a fee is charged to other funds, departments, or agencies of the City and its component units on a cost reimbursement basis. Fiduciary Fund Types Pension Trust Fund Used to account and report resources that are required to be held in trust for the members and beneficiaries of defined benefit plans. Agency Funds Used to report resources held by the City in a purely custodial capacity. The following is a list of all funds of the City, including legally separate entities but from a financial reporting perspective are treated as a component unit of the City. Group and Type Legal Ref. Name Governmental General Fund City 100 General Fund Special Revenue Fund City 250 Capital Expansion Fund Special Revenue Fund City 251 Sales & Use Tax Fund Special Revenue Fund Separate 252 General Improvement District #1 Special Revenue Fund City 254 Keep Fort Collins Great Fund Special Revenue Fund City 272 Natural Areas Fund Special Revenue Fund City 273 Cultural Services & Facilities Special Revenue Fund City 274 Recreation Fund Special Revenue Fund City 275 Cemeteries Fund Special Revenue Fund City 276 Perpetual Care Fund Special Revenue Fund City 277 Museum Fund Special Revenue Fund City 280 Community Development Block Special Revenue Fund City 281 Home Investment Partnership Special Revenue Fund City 290 Transit Services Fund Special Revenue Fund City 291 Street Oversizing Fund Special Revenue Fund City 292 Transportation Services Fund Special Revenue Fund Separate 293 GID #15 - Skyview Special Revenue Fund City 294 Parking Fund Special Revenue Fund City 300 Timberline/Prospect SID #94 Debt Service City 303 Debt Service Fund Debt Service City 304 Capital Leasing Corporation Capital Projects Fund City 400 Capital Projects Fund Capital Projects Fund City 270 Neighborhood Parkland Fund Capital Projects Fund City 271 Conservation Trust Fund Proprietary Enterprise Fund City 500 Golf Fund Enterprise Fund City 501 Light & Power Fund Enterprise Fund City 502 Water Fund Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 13 Enterprise Fund City 503 Wastewater Fund Enterprise Fund City 504 Storm Drainage Fund Internal Service Fund City 601 Equipment Fund Internal Service Fund City 602 Self-Insurance Fund Internal Service Fund City 603 Data And Communications Fund Internal Service Fund City 604 Benefits Fund Internal Service Fund City 605 Utility Customer Service & Admin Fiduciary Pension Trust Fund City 700 Employees' Retirement Fund Governmental Special Revenue Fund Separate 800 URA - N. College District Special Revenue Fund Separate 801 URA - Prospect South TIF District Special Revenue Fund Separate 803 URA - Mall Fund Special Revenue Fund Separate 820 DDA Operating Fund Special Revenue Fund Separate 822 DDA Debt Service Fund The General Fund is the largest and most diverse of the City's operating funds. It includes all resources not legally restricted to specific uses. The major source of revenue to the General Fund is sales and use tax, which accounts for approximately 60% of the revenue. Local property tax and Lodging Tax are also included, as are revenues derived from fees for services and materials, licenses, permits, and fines. a. Service Productivity Incentive Policy This Policy provides incentives for General Fund managers to improve planning and delivery of services. General Fund managers need a means by which to save unspent annual appropriations that result from increases in productivity. Without an incentive policy, managers tend to spend savings on short term needs rather than long-range service improvement. This policy creates incentives to more closely examine spending decisions and to consider program related savings before requesting additional General Fund resources. Prudent cost-effective service delivery requires long range planning of both costs and resources necessary to provide the service. This Policy provides a framework within which managers can develop strategic plans rather than short term, line item cost approaches. Allowing managers to save and use resources from increased productivity emphasizes responsibility and accountability for efficient service delivery. It further allows more flexibility for General Fund managers, similar to the management conditions of enterprise funds. b. Policy Structure This Policy defines savings as unspent department or division level appropriations which managers have not committed for future years. Committed appropriations include encumbrances, unspent lease purchase, and any planned re-appropriations. The Policy further requires that the savings result from increased productivity in service delivery. Comment [JV11]: No policy elements Comment [JV12]: Discontinued practice in 2007. Comment [JV13]: Discontinued practice in 2007. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 14 1. Budget Office staff will adjust department or division savings within a service area for any over spending by another department or division within the service area. 2. Budget Office staff will determine the department and division annual savings after the annual financial report is completed. 3. The following criteria guide the use of carry-over savings and appropriations. (a) The City Manager must review and approve requests for use of savings. (b) Increased productivity should generate the savings, rather than decreases in services. (c) Departments and divisions should use savings for the improvement of future service delivery. (d) City Council must approve, through an appropriation ordinance, the request for use of savings. (e) Annual General Fund revenue collections must be equal to or greater than the projected budget revenue. The eligible productivity savings shall be separately accounted for in a General Fund designated reserve account. Requests for the use of accumulated savings from prior year(s) held in this reserve can be made by the department or divisions at any time during the year. Enterprise Funds a. The City has five Enterprise Funds. These are Golf, Light & Power, Wastewater, Storm Drainage, and Water. The Enterprise Fund classification has been used to account for various services for which there exists a significant potential for financing through user charges. Historically, services were accounted for in an Enterprise Fund if financed more than 50% by user charges (of the five Enterprise Funds, all but the Golf Fund are also treated as "enterprises" within the meaning of Article X, Section 20 of the State Constitution). All Enterprise Funds will recover 100% of their costs. The goal of all enterprise accounts is self-sufficiency. Toward this end, funds that are not recovering at least 75% of costs shall incrementally adjust their rate structures to achieve a positive income position. Those operations which cannot achieve a positive income position within a five year time frame may be accounted for as subsidized operations and not as Enterprise Funds. Comment [JV14]: Move to Cost Recovery and Rate Setting section 3.4 Comment [JV15]: Move to Cost Recovery and Rate Setting section 3.4 Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 15 a. Utility Services The financial policies of the Utilities are administered in accordance with the City Charter. Each of the four utilities has been established, and is operated as an Aenterprise@ as permitted by the City Charter in accordance with Article X, Section 20 of the Colorado Constitution. 1. Fiscal Responsibility Per the Charter, the Financial Officer will maintain a standard system of accounting which shall, at all times, correctly reflect all financial operations of each utility. The Utilities may keep other supplemental records and data as are generally used by various segments of the utility industry. The Financial Officer shall keep accounts of each Utility Fund separate and distinct from all other accounts of the City. Accounts for the Utilities shall contain proportionate charges for all services performed by other departments as well as proportionate credits for all services rendered to other departments. 2. Utility Rates Utility rates will be based upon the cost of service approach to reflect full distribution of costs to appropriate rate classes in order to effect equitable sharing of costs. Rates shall be established and maintained at a level sufficient to maintain positive net income in each of the utility funds after paying the full cost of operating and maintaining the utilities and keeping them in good repair and working order. Such rates shall also be sufficient to enable each utility, where applicable, to meet rate requirements of City or utility enterprise bond ordinances. b. Electric Utility The following policies pertain to the electric utility-Light and Power Fund. Since the utility is debt- free, these policies pertain primarily to maintenance of reserves. The utility shall be operated: 1. To provide an operating reserve equal to 8% of budgeted operating expenditures, excluding the cost of purchased power; 2. To provide a future capital improvements reserve in an amount equal to the average annual cost (excluding debt financing) of the approved five-year capital improvement plan, considering any changes which, from time to time, may be made in such plan; 3. To provide a purchase power reserve up to approximately 25% of the annual revenue from the sale of electrical energy. This reserve shall be used to partially off-set, defer, or mitigate the impact of purchase power cost increases due to factors such as federal power issues. Significant Comment [JV16]: Redundant with code and adds no additional policy elements. Comment [JV17]: Redundant with City Code and adds not additional policy elements. Comment [JV18]: Move to Cost Recovery and Rate Setting section 3.4 Comment [JV19]: Outdated and covered by Minimum Fund Balance Policy 5.0. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 16 changes to the 25% level shall be reported to the Council during the budget process. 4. Priority for the accumulation of reserves shall be as follows: reserves shall first be accumulated in the operating reserve, second in future capital improvements reserve, third in the purchase power reserve. In addition, 1% of specified capital project appropriations shall be reserved and restricted for the City's Art in Public Places program. After reserves are funded, any remaining working capital shall be added to the purchase power reserve. c. Water Utility The following policies pertain to the water utility-Water Fund. 1. Pledge of Revenues The City=s general obligation water bonds are general obligations of the City secured by a covenant to levy taxes to make all bond payments. Thus, they are backed by the full faith and credit of the City. In addition, the City has pledged revenues from monthly water charges, plant investment fees, supplemental user fees (collected pursuant to the Anheuser-Busch Master Agreement--hence AA-B supplemental user fees@), investment earnings, and all other income derived from the operation of the Water Fund toward payment of the bonds. The City=s practice is to pay general obligation water bonds from revenues of the water system rather than through property taxation. The City has pledged the Water Fund revenues indicated above toward the payment of its water enterprise revenue bonds. 2. Flow of Funds The City has committed to maintain rates and charges sufficient to generate sufficient Anet revenues@ of the water system to pay principal and interest on its water revenue bonds and general obligation water bonds. Net revenues include all revenues referred to above, less operation and maintenance (O&M) expenses. O&M expenses are those expenses necessary to operate, maintain, and repair the water system, but do not include any allowance for depreciation or capital replacements and improvements. After all O&M expenses are paid, the remaining net revenue is pledged to pay the revenue bonds principal, interest, and related costs. After all O&M and debt services expenses are paid, the City is required to maintain the following revenue bond accounts: (a) Principal and Interest Reserve - at an amount equal to the accrued principal and interest on the water revenue bonds; (b) Debt Service Reserve - at an amount specified in the bond ordinances. Any remaining net revenues of the Water Fund may be used for any lawful purpose. These are used, in part, to fund major and minor capital improvements and the following reserves: Comment [JV20]: Covered by bond docments Comment [JV21]: Outdated and covered by Minimum Fund Balance Policy 5.0. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 17 (a) Operating Reserve--at an amount equal to 5% of the projected operating revenue for the ensuing year; (b) Water Rights Reserve--at an amount equal to the amount of cash in-lieu-of water rights payments and raw water surcharges less any expenditures for acquiring water rights; (c) Art in Public Places Reserve--at an amount equal to 1% of eligible capital projects whose appropriations exceed $250,000; (d) Capital Reserve--at an amount equal to remaining working capital after all other reserves are satisfied. 3. Rate Maintenance The Water Revenue Bond Ordinances require the City to charge and earn sufficient revenue to produce Anet pledged revenues@ that are equal to 110% of the actual annual debt service requirements for all outstanding water revenue bonds plus 100% of all costs payable to issuers of reserve fund sureties. Net pledged revenues are defined as all revenues of the Water Fund, less O&M expenses. 4. Water Capital Cost Financing Capital cost will be identified as either: (a) Minor Capital--relatively small capital acquisitions such as vehicles, lab equipment, or minor improvements; or (b) Capital Projects--major additions, improvements, or expansions to utility plant. Financing for minor capital is through water utility revenues. Financing for capital projects is principally through long-term debt financing. d. Wastewater Utility The following policies pertain to the wastewater utility-Wastewater Fund. 1. Pledge of Revenues In accordance with the City and Wastewater Enterprise Bond Ordinances (together the ABond Ordinances@), the City has pledged revenue from monthly sewer charges, plant investment fees, A- B supplemental user fees, investment earnings, and all other income derived from the operation of Comment [JV22]: Covered in City Code. Comment [JV23]: Coverage ratios and related formulas are dictated by bond documents. Comment [JV24]: No significant policy elements. Maybe make a blanket statement for all enterprise funds?????? Comment [JV25]: Coverage ratios and related formulas are dictated by bond documents. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 18 its wastewater utility toward the payment of its sewer revenue bonds. 2. Flow of Funds The first charge against Wastewater Fund revenue is operation and maintenance (O&M) expenses-- those expenses necessary to operate, maintain, and repair the sewer system. After all O&M expenses have been paid, the remaining net revenue is pledged to pay the sewer revenue bonds principal, interest, and related costs. After all O&M and debt services expenses are paid, the City is required to maintain the following reserve accounts (listed in pledge order): (a) Principal and Interest Reserve--at an amount equal to the accrued principal and interest on the sewer revenue bonds; (b) Debt Service Reserve--at an amount specified in the bond ordinances; (c) Wastewater Bond Capital Reserve--at an amount equal to 25% of the O&M expenses budgeted for the fiscal year. Any remaining net pledged revenues of the Wastewater Fund may be used for any lawful purpose. These are used, in part, to fund major and minor capital improvements and the following reserves: (a) Operating Reserve--at an amount equal to 5% of the projected operating revenue for the ensuing year; (b) Art in Public Places Reserve--at an amount equal to 1% of eligible capital projects whose appropriations exceed $250,000; (c) Capital Reserve--at an amount equal to remaining working capital after all other reserves are satisfied. 3. Rate Maintenance The Bond Ordinances require the City to charge and earn sufficient revenue to produce Anet pledged revenues@ that are equal to 115% of the actual annual debt service requirements for all outstanding bonds plus 100% of all costs payable to issuers of reserve fund sureties. Net pledged revenues are defined as all revenues of the Wastewater Fund indicated above, less O&M expenses. 4. Wastewater Capital Cost Financing Capital cost will be identified as either: (a) Minor Capital--relatively small capital acquisitions such as vehicles, lab equipment, or minor Comment [JV26]: Outdated and covered by Minimum Fund Balance Policy 5.0. Comment [JV27]: Covered in City Code Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 19 improvements; or (b) Capital Projects--major additions, improvements, or expansions to utility plant. Financing for minor capital is through utility revenues. Financing for capital projects is principally through long-term debt financing. e. Stormwater Utility The following policies pertain to the stormwater utility - Storm Drainage Fund. 1. Pledge of Revenues In accordance with the City and Storm Drainage Enterprise Bond Ordinances (together the ABond Ordinances@), the City has pledged revenue from monthly charges, stormwater development fees, investment earnings, and all other income derived from the operation of its stormwater utility toward the payment of its storm drainage revenue bonds. 2. Flow of Funds The first charge against Storm Drainage Fund revenue is operation and maintenance (O&M) expenses-those expenses necessary to operate, maintain, and repair the storm drainage system. After all O&M expenses have been paid, the remaining net revenue is pledged to pay the storm drainage revenue bonds principal, interest, and related costs. After all O&M and debt service expenses are paid, the City is required to maintain the following reserve accounts (listed in pledge order): (a) Principal and interest reserve-at an amount equal to the accrued principal and interest on the storm drainage revenue bonds; (b) Debt service reserve-at an amount specified in the bond ordinances. Any remaining net pledged revenues of the Storm Drainage Fund may be used for any lawful purpose. These are used, in part, to fund major and minor capital improvements and the following reserves: (a) Operating Reserve--at an amount equal to 5% of the projected operating revenue for the ensuing year; (b) Art in Public Places Reserve--at an amount equal to 1% of eligible capital projects whose appropriations exceed $250,000; and (c) Capital Reserve--at an amount equal to remaining working capital after all other reserves Comment [JV28]: Outdated and covered by Minimum Fund Balance Policy 5.0. Comment [JV29]: Covered by City Code. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 20 are satisfied. 3. Rate Maintenance The Bond Ordinances require the City to charge and earn sufficient revenue to produce Anet pledged revenues@ that are equal to 125% of the actual annual debt service requirements for all outstanding bonds. Net pledged revenues are defined as all revenues of the Storm Drainage Fund indicated above, less O&M expenses. 4. Storm Drainage Capital Cost Financing Capital cost will be identified as either: (a) Minor Capital--relatively small capital acquisitions such as vehicles, equipment, or minor improvements; or (b) Capital Projects--major additions, improvements, or expansions to the storm drainage system. Financing for minor capital is through utility revenues. Financing for capital projects is principally through long-term debt financing. 3.93.4 Internal Service FundsCost Recovery and Fee Setting Internal Service Funds account for certain support services provided to other funds and external agencies. By imposing charges to the users of the services, they recover their costs. The Finance Department may recommend the creation, continuation, or ending use of an internal service fund based on documented customer needs and financial benefits. The City now operates five internal service funds. These include the Benefits Fund, Communications Fund, Equipment Fund, Utilities Customer Service and Administration Fund, and the Self-Insurance Fund. A. Enterprise Funds shall rely on charges and user fees to recover their costs, rather than taxes. Utility rates will be based upon the cost of service approach to reflect full distribution of costs to appropriate rate classes in order to effect equitable sharing of costs. Rates shall be established and maintained at a level sufficient to maintain positive net income in each of the utility funds after paying the full cost of operating and maintaining the utilities and keeping them in good repair and working order. Such rates shall also be sufficient to enable each utility, where applicable, to meet rate requirements of City or utility enterprise bond ordinances. A.B. The Internal Service Funds shall operate under the following guidelines. Comment [JV30]: Coverage ratios and related formulas are dictated by bond documents. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 21 1. Accounting guidelines limit Iinternal service fund charges are limited to the recovery of the cost of the service, including depreciation, rather than making a profit. Each fund's prior year financial statements and estimates of future costs form the basis for the calculation of charges. 2. Fund managers should set Ccharges should be set at a level to avoid significant adverse financial impacts on their customers. Fund customers and independent experts should be allowed to review and make recommendations about the level of charges. The Finance Department should approve coordinates theis analysis and conclusions used to set rates. 3. Internal service funds should compete with similar services offered by the private sector. The City staff will compare rates each yearevery five years. If not competitive with the private sector, the Finance Department will analyze whether the private sector should provide the service. 4. Internal service funds may build up reserves. Customer-approved master plans and independent third-party actuarial reviews (for the Benefit and Self-Insurance funds) guide the level of reserves. Fund managers may spend reserves only for their approved purpose. 5. The City may buy equipment and facilities for the internal service funds through lease- purchase financing. Management's decision to recommend lease-purchase financing depends on: (1) cash flow needs; (2) budget constraints; (3) benefit to cost analysis; and (4) level of reserves. 6. Except for the Utilities Customer Service and Administration Fund, Internal service funds operate under the same guidelines and constraints as the General Fund and other governmental funds of the City. The Utilities Customer Service and Administration Fund shall operates under the guidelines of the Utilities Services Funds. 3.10 Special Revenue and Debt Service Funds Special Revenue Funds are used to account for the proceeds of revenue sources which are restricted by law or administrative action to expenditures for specified purposes. The Debt Service Fund is used for the payment of principal and interest on long-term debts. The major source of revenue in the Debt Service Fund is the Sales & Use Tax. B.C. a. Cultural Services & Facilities Fund Fee Policy The Cultural Services & Facilities Fund shall budget to recover at least 40% of its total cost in revenue generated through implementing the following policy: Comment [JV31]: This was more applicable when the museum was a part of the Cultural Services Fund Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 22 1. Total revenue from fees and charges shall cover a minimum of 55% of Lincoln Center Operation and Maintenance and Performing and Visual Arts Programming Budgets. This includes revenues generated at the Lincoln Center from rentals, equipment, concessions and other miscellaneous sources and all total direct revenues from the Performing and Visual Arts Programming. A transfer from the General Fund will make up the difference between total revenue and expenditures. 2. The Cultural Services and Facilities Administration and Museum budgets provide minimal financial support. These programs are funded primarily by a transfer from the General Fund. 3. Major capital improvements and renovations will be financed through sources other than Cultural Services and Facilities Fund. 4. Solicitation of funds through donations, fund-raising events, and non-traditional sources shall be encouraged by the City staff, Lincoln Center League, the Cultural Resources Board and the City Council. Funding collected for any special purpose shall be earmarked for that purpose and those funds will be processed through the Fort Collins Foundation. b. Art in Public Places The purpose of this program is to encourage and enhance artistic expression and appreciation and to add value to the community through acquiring, exhibiting and maintaining public art. The program provides a funding mechanism and contains guidelines pertaining to the selection and acquisition of works of art, restrictions on the usage of certain funds available for the acquisition of art, upkeep and maintenance of public art, and other areas pertaining to the general administration of the program. Following is a summary of the guidelines which provide a framework for the implementation and administration of the City's Art in Public Places program. 1. Program Funding The APP program's link to funding is the City's Capital Improvements. (a) The program encourages City departments to include artistic and aesthetic values in all construction projects, including those costing less than $50,000, and all purchases of personal property that may be located or used in places open to the public. (b) For eligible projects costing between $50,000 and $250,000, a city selected artist must be Comment [JV32]: Outdated and covered in City Code. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 23 utilized and participate in the design of the project for the purpose of incorporating works of art into all aspects of the project to the fullest extent possible within the project budget. Costs incurred by the artist in providing these services to the City are to be paid from the project budget. (c) Requests for appropriations in excess of $250,000 for eligible projects must include an amount equal to one percent (1%) of the amount appropriated at the time of the request. One percent of the amount appropriated will be earmarked for works of art and subsequently reserved, if not spent, in the Cultural Services and Facilities Fund, with the exception of eligible appropriations in the Utility Funds (Light & Power, Water, Wastewater, and Storm Drainage). Each of the Utility Funds is required to establish their own accounts and reserves for the APP program to account for the 1% earmarked for works of art for eligible utility projects. 2. Program Administration The APP Board, with the assistance of the APP Coordinator, will have the responsibility of coordinating and making recommendations regarding: (a) acquisition of works of art, (b) process to be used to select works of art and artists, (c) works of art selection criteria, (d) acquisition of donated artwork, (e) certain restrictions on the use of restricted program funds, and (f) encouraging donations for public art. Program guidelines also include definitions of art in public places, work of art, construction project, and APP Coordinator as well as provisions for the installation of art and contractual agreements between the City and artists or donors of works of art. 3. Reserves Art in Public Places Reserve - This reserve is restricted to Art in Public Places program use. Appropriations from this reserve and subsequent expenditures are restricted to the acquisition or lease of works of art, the maintenance, repair or display of works of art, and the expenses of administering the Art in Public Places program. The reserve is funded by amounts equal to 1% of eligible requested capital project appropriations in excess of $250,000, excluding Light & Power, Water, Wastewater, and Stormwater funds. These Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 24 funds are required to set up their own restricted reserve accounts for Art in Public Places. C.D.c. Recreation Fund Fee Policy The following fee policy for the Recreation Fund was adopted by Resolution 1990-132 on September 4, 1990. The goal of the policy is to provide for a more equitable distribution of the costs of recreational programs between program users and General Fund tax dollars. Costs associated with the Recreation Fund shall be defined as either Program Costs or Community Good Costs. 1. Program costs are directly associated with the activities and facilities used by the citizens, and include the following: (a) Activity Costs (1) part time staff (2) materials (3) equipment (4) participant transportation (5) other costs directly associated with conducting activities (b) Facility Operation and Maintenance Costs (1) minor repairs (2) custodial equipment and supplies (3) building utilities (4) specialized items (5) other operations and maintenance costs directly associated with operating facilities Fees should cover the cost of the direct program experience and facilities used. However, fees may be established in accordance with the market value of the recreational services provided. The fees charged will not exceed the cost of providing direct services to program users. 2. Community Good costs are those costs that are necessary to provide a program but are not directly experienced by the user. Such costs include the following: (a) full time recreation staff (b) office operation costs such as telephone and computer charges (c) training costs (d) dues and subscriptions (e) insurance Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 25 (f) office supplies and equipment (g) other costs not directly experienced by the users The General Fund shall cover "Community Good" costs. General Fund will also cover deficits in programs that cannot recover all their costs through fees. Generally, these include programs designed for special populations where it is not feasible to cover the total cost of participation, or programs, like youth sports where Council policy requires a fee discount. Because costs that are defined as "Community Good" costs are supported by the General Fund, they are subject to the same operational guidelines as established for other General Fund budgets. 3. Designated Reserves Revenues collected by the Recreation Division that exceed expenditures in any given fiscal year are used to fund designated reserves. (a) Designated for Operations - to be maintained at 7% of the program costs portion of the fund, excluding one-time capital items and lease purchase payments. This reserve will only be used to cover revenue shortfalls. (b) Designated for Scholarships - established to pay fees for participants who are unable to afford full fees for programs; targeted at 3% of the program cost portion of the fund, but the level of funding is determined by the Recreation Manager, based on tentative plans for future needs and the availability of net resources. (c) Designated for Buildings and Improvements - to be used for one-time improvements and upkeep of recreation facility infrastructure. The reserve level is determined by the Recreation Manager, based on tentative plans for future needs and the availability of net resources. ` (d) Designated for Life Cycle/Capital Needs - to be used for one-time improvements and upkeep of equipment or for one-time purchases over what was budgeted to maintain safety and improve service delivery. The reserve level is determined by the Recreation Manager, based on tentative plans for future needs and the availability of net resources. (e) Designated for Programs - to be used for the start-up of new or the expansion of existing recreation activities and services which require additional revenue. Comment [JV33]: Outdated and now covered by Minimum Fund Balance Policy 5.0. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 26 CAPITAL IMPROVEMENT FUNDS 3.113.5 Capital Improvement Program Citizen Participation The City has a significant investment in its streets, public facilities, parks, natural areas and other capital improvements. In past years, the City Council and the residents of Fort Collins, through their actions, have demonstrated a firm commitment to, and investment in, the City capital projects. The importance of community involvement in the process of evaluating capital projects dates back to the 1970's. Over the years, citizen committees have been involved in planning for capital projects, such as the Designing Tomorrow Today (DT2) capital plan, Re-Evaluation of Capital Projects (RECAP) plan, Choices 95 capital improvements, and most recently the Building Community Choices capital improvement plan. This tradition has continued with the Building on Basics (ABOB@) capital improvement plan which went into effect on January 1, 2006. The residents of Fort Collins on November 1, 2005, approved the extension of a 0.25 cent sales and use tax (excluding grocery food), packaged as the Building on Basics capital plan, to finance streets/transportation projects and other community capital projects. This 0.25 cent sales and use tax extension became effective January 1, 2006 and will expire on December 31, 2015. 3.12 Capital Improvement Policy The City will continue to operate under its existing Capital Improvement Policy: Comment [JV34]: First two paragraphs are informational only with no policy elements. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 27 1. 1. The Each Service Area or Department shallCity will develop a multi-year Master Pplans for capital improvements and update it annually. On a city-wide basis, staff shall compile a 10 year Capital Improvement Plan and update it every two years. Estimates of operating and maintenance costs should be included; 2. 2. Appropriation requests must include The City will identify not only the cost of construction or acquisition and the estimated costs and funding sources, for each capital project requested before it is submitted to City Councilbut an estimate of operating and maintenance costs; 3. 3. All City Ccapital improvements projects will be administered in accordance with the Capital Projects Procedures Manual; 4. 4. All CityAppropriations for capital improvements will be constructed and expenditures incurred only for the purpose as approved by City Council; 5. 5. Staff should seek out grants and partnerships whenever appropriate. The City will use a variety of different sources to fund capital projects, with an emphasis on the a pay- as-you-go philosophy; 6. 6. Funding for operating and maintenance costs for approved capital projects must be identified at the time projects are approved. 3.13 Capital Improvement Program The City=s Capital Improvement Program includes General City Capital, 1/4 Cent Building on Basics, Capital Expansion, Conservation Trust, Neighborhood Parkland, and Utility Capital. a. General City Capital General City Capital includes minor street repair projects, concrete sidewalk repair projects, construction and improvements to pedestrian access ramps, repair and maintenance of public facilities, funding for land acquisition and implementation of the City=s Civic Activity Center Plan and the General Government Services Strategic Facility Plan, and other miscellaneous projects. b. 1/4 Cent Building on Basics 1/4 Cent Building on Basics projects were approved by the voters of Fort Collins, at a municipal election on November 1, 2005. The voters approved the extension of a 1/4 cent sales and use tax, Comment [JV35]: Covered in item 2 Comment [JV36]: Informational only. No policy elements. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 28 from which the proceeds would be dedicated to finance a variety of streets/transportation and community projects. Projects include improvements to Harmony Road, Timberline Road, from Drake Road to Prospect Road, North College Avenue improvements, intersection improvements and traffic signals at various locations, Senior Center Improvements, Lincoln Center renovation and cultural facilities plan, park upgrades and enhancements, Museum/Discovery Science Center joint facility, bicycle program implementation, pedestrian plan and disability access improvements, transit fleet vehicle replacement, library technology improvements, police services computer aided dispatch, records and jail management system replacement. c. Capital Expansion The Capital Expansion Fund provides for growth related capital improvements for Library, Community Parkland, Police Services, Fire Services, and General Governmental Facilities Services. Revenues from the capital expansion fees are a form of development fee imposed on new development. The purpose of the fees is to ensure that future growth and new development contribute its proportionate share of providing capital improvements associated with such growth. d. Utility Capital Improvements Utility Capital Projects, specifically Light & Power, Stormwater, Wastewater and Water are budgeted within the appropriate enterprise fund. Sources of funding for utility capital projects are bond proceeds and specific fees and charges. Examples of projects include undergrounding of overhead electrical lines, improvements to water and wastewater systems, and basin improvements associated with the City=s storm drainage system. e. Conservation Trust Projects The Conservation Trust Fund provides for the receipt and expenditure of revenue received from the Colorado State Lottery. The Lottery revenue finances capital projects which relate to the acquisition and development of open space and trails including associated administrative costs and charges. Consistent with Colorado statutes, the operation and maintenance of existing open space and trails may also be financed by these funds. f. Neighborhood Parkland Projects The Neighborhood Parkland Fund provides for the development of neighborhood parks, as financed by a Parkland Fee. The Parkland Fee is collected from developers for each new dwelling unit established within the City limits. The Neighborhood Parkland Fund includes funds for the acquisition, development and administration of neighborhood parks. The associated operation and maintenance costs are included in the General Fund operating budget. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 29 Definitions ExampleNon Spendable Fund Balances: Applicable to governmental funds. Permanent endowments or assets in a non-liquid form such as long term inter-agency loans. Financial Policy 3 – General Financial Policies PROPOSED WITH CHANGES 30 Getting Help Please contact the Controller with any questions at 970.221.6772. Finance Administration 215 N. Mason 2nd Floor PO Box 580 Fort Collins, CO 80522 970.221.6788 970.221.6782 - fax fcgov.com AGENDA Urban Renewal Authority Board Finance Committee November 17, 2014 11:30 a.m. to 12:00 noon CIC Room – City Hall Approval of the Minutes from the September 15, 2014 Meeting 1. Multiple URA Budget Items 30 minutes T. Leeson Finance Administration 215 N. Mason 2nd Floor PO Box 580 Fort Collins, CO 80522 970.221.6788 970.221.6782 - fax fcgov.com URA Finance Committee Meeting Draft Minutes 9/15/14 11:00 to Noon CIC Room Council Attendees: Karen Weitkunat, Bob Overbeck, Ross Cunniff Staff: Mike Beckstead, Megan Bolin, Karen Cumbo, Mike DeKock, Kelly DiMartino, Chris Donegon, Andres Gavaldon, Amy Sharkey, Larry Schneider, John Voss, Katie Wiggett Others: Danielle Nater, Feeders Supply; Kevin Jones, Chamber Approval of the Minutes of April 21, 2014 Bob Overbeck moved to approve the minutes for the April 21, 2014 meeting. Ross Cunniff seconded the motion. Minutes approved unanimously. TIF Assistance Proposal Megan Bolin presented a TIF Assistance Proposal for the Northern Colorado Feeders Supply, a local business. Megan explained that Feeders Supply’s new site is located at 300 Hickory Street. Before Feeders Supply bought the property, 300 Hickory Street had sat vacant for about a year. Now the site and buildings are deteriorated; there are asbestos problems; and the lot does not meet City code requirements. Feeders Supply’s projected project includes the following: • Business relocation from 359 Linden Street • New 2,100 sq. ft. office/retail building • Public Sidewalk and landscaping improvements • New fencing and striping of the parking area • Façade improvements to the two existing warehouses (already completed) With the sidewalk and landscaping improvements, Feeders Supply will be bringing the property up to code. They plan to upgrade the fence from a chain link fence to a metal one matching the neighboring business. Replacing the fence is required per City code and the North College Citizen Advisory Group Board (CAG) has recommended that the cost of the new fence be funded through TIF. Megan walked through the public benefits of the project: • Blight Remediation o Removal of unsafe site and building conditions o Occupation of vacant site o Improved public sidewalk and landscaping 2 • Business Retention o Local company since 1972 o 4 full time staff, 2 part time staff, 2 owners o Additional 1-2 employees once project is complete Megan explained that the total increment for the project was projected at $158,352 and the project cost gap was projected at $79,300. This is with an assumption of 15 years of increment with zero growth. The total eligible costs for the project come to $61,550. If Council approves the cost of the fence along Hickory Street, the total eligible costs will come to $72,450. City Staff is recommending the following TIF Reimbursement Structure: • Reimbursed for $72,450 of eligible costs • Developer receives 46% of annual increment collected until paid in full or 2030 • If Energy Star rating of 75 or higher is verified within two years after project completion, Developer receives additional $1,583.52 (1% total increment) • Maximum URA Obligation = $74,033.52 The Maximum URA Obligation is 35.8% of the total increment, making it well within the URA TIF parameters. Ross Cunniff said that he liked this project because Feeders Supply is a local business that serves local people and the percent of TIF obligation is very good. The Mayor asked what the purpose of the fence was. Danielle Nater of Feeders Supply answered that it is primarily for security. The Mayor commended Feeders Supply for choosing to upgrade the fence. The URA Finance Committee supports including the fence in the eligible costs for the project and believes this project is ready to go before the URA Board. URA FINANCE COMMITTEE AGENDA ITEM SUMMARY Staff: Tom Leeson, Redevelopment Program Manager Date: November 17, 2014 SUBJECT FOR DISCUSSION Resolution Adopting the 2015 Budget for the Fort Collins Urban Renewal Authority EXECUTIVE SUMMARY The purpose of this item is to consider adoption of the 2015 budget for the North College Tax Increment Financing District, the Prospect South Tax Increment Financing District, and the Foothills tax Increment Financing District. Budget revenues include property and sales tax increment, and interest earned on investments, totaling $2,404,372. Budget expenses include general operations, and debt service payments totaling $3,248,513. GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED Does the Finance Committee have any questions or concerns with the proposed 2015 URA budget? BACKGROUND/DISCUSSION The proposed Resolution would adopt the 2015 budget for the Fort Collins Urban Renewal Authority (URA). Revenue for the URA is generated from property and sales tax increment collections as well as interest earned on investments. Property tax increment is determined by the County Assessor’s Office; although the URA will not receive the final 2014 tax warrant until January 2015, the 2014 August Certification is used to inform budget preparations. Property tax increment sources include the North College Plan Area and the Prospect South tax increment financing (TIF) District (no property tax increment is estimated in the Foothills District in 2015). Sales tax increment is calculated by the City Finance Department is only applies to the Foothills District. North College TIF District The total tax increment revenue for the North College Plan Area in 2015 is projected to be $1,128,353. Additional revenue is collected from interest earned on investments, which totals $86,406. Combined, the 2015 total estimated revenue for the North College URA is $1,214,759. This is slightly below the approved budget in the 2014 budget for the URA due to a decrease in the total assessed value of the North College district. URA expenses are a combination of operating costs and debt service payments. The operations line item includes cost for personnel, on-call consulting services, and the County fee for collection of TIF. Operating expenses for the North College TIF District for 2015 include the following: • Operations $ 273,023 • North College Storefront Improvement Program $ 0 Total $ 273,023 The North College TIF District’s annual debt service payments (principal and interest) are from the following outstanding loans: North College URA • 2014 Bond Payment $946,863 • Rocky Mountain Innosphere $132,598 Total $1,079,461 This is below the approved budget in 2014 for the URA due to decrease in the interest payment on the Rocky Mountain Innosphere loan. It should be noted that the expenses exceed the revenues by $137,724. The difference between expenses and revenues is being covered by the approximately $400,000 in the 2015 North College fund balance. The Resolution would appropriate the operating and debt service budget for the North College District, which totals $1,352,484 for 2015. Prospect South District The total tax increment revenue for the Prospect South Plan Area in 2015 is projected to be $339,443. Additional revenue is collected from interest earned on investments, which totals $270. Combined, the 2015 total estimated revenue for the Prospect South District is $339,713. URA expenses are a combination of operating costs and debt service payments. The operations line item includes cost for personnel and a County fee for collection of property taxes. Operating expenses for the Prospect South TIF District for 2015 include the following: • Operation $ 6,789 Total $ 6,789 2014 Budget 2015 Budget Difference Revenues $ 1,289,505 $ 1,214,759 $ (74,746) Operating Expenses $ 263,312 $ 273,023 $ 9,711 Debt Service $ 1,610,655 $ 1,079,461 $ (531,194) $ 1,873,967 $ 1,352,484 $ (521,483) North College District Comparison of 2014 Budget with Current 2015 Budget The Prospect South District’s project costs include remaining reimbursement obligations for The Summit student housing project: • Project Costs $726,281 Total $726,281 The Prospect South District’s annual debt service payments (principal and interest) are from the following outstanding loans: • Capstone $268,946 • Prospect Station $17,459 • Revenue Sharing with City (Capstone) $26,654 Total $313,848 The Resolution would appropriate the operating and debt service budget for the Prospect South District, which totals $1,046,129 for 2015. Foothills District The total tax increment revenue for the Foothills District in 2015 is projected to be $849,900. This represents this estimated sales tax increment if the mall opens in time for the holiday season. There is no estimated property tax increment for 2015. URA expenses are a combination of operating costs and debt service payments. There is no operations line item in 2015. The Foothills District annual debt service payments are from the following outstanding loans: • Metro District Bond $849,900 Total $849,900 The Resolution would appropriate the operating and debt service budget for the Foothills District, which totals $849,900 for 2015. Next Steps: The URA Board is scheduled to consider a Resolution adopting the 2015 budget on November 18, 2014. ATTACHMENTS • Attachment 1: 2015 Budget Worksheet 2014 Budget 2015 Budget Difference Revenues $ - $ 849,900 $ $ 849,900 Operating Expenses $ - $ - $ - Debt Service $ - $ 849,000 $ 849,000 $ - $ 849,000 $ 849,000 Comparison of 2014 Budget with Current 2015 Budget Foothills District Exhibit A North College Urban Renewal Plan Area Estimated Revenue: Tax Increment Collections 1,128,353 Interest on Investments 5,742 Interest from Rocky Mountain Innosphere Loan $ 80,664 Total estimated Revenue for the URA $ 1,214,759 Expenses: Operations $ 273,023 Project Storefront $ - Total Operational Costs $ 273,023 Annual Debt Service Payments 2013 Bond Payment $ 946,863 Rocky Mountain Innosphere Interest $ 132,598 Total Debt Service Payments $ 1,079,461 Fund 800 2014 Budget $ 1,352,484 URBAN RENEWAL AUTHORITY 2015 BUDGET NORTH COLLEGE DISTRICT Midtown Urban Renewal Plan Area (Prospect South TIF District) Estimated Revenue: Tax Increment Collections $ 339,443 Interest on Investments $ 270 Total estimated Revenue for the URA $ 339,713 Expenses: Operations $ 6,789 Project Storefront $ - Total Operational Costs $ 6,789 Project Costs Capstone Reimbursement $ 726,281 Total Project Costs $ 726,281 Annual Debt Service Payments Capstone $ 268,946 Prospect Station $ 17,459 Revenue Sharing with City (Capstone) $ 26,654 Total Debt Service Payments $ 313,059 Fund 801 2014 Budget $ 1,046,129 URBAN RENEWAL AUTHORITY PROSPECT SOUTH DISTRICT 2015 BUDGET Midtown Urban Renewal Plan Area (Foothills TIF District) Estimated Revenue: Tax Increment Collections $ 849,900 Interest on Investments $ - Total estimated Revenue for the URA $ 849,900 Expenses: Operations $ - Project Storefront $ - Total Operational Costs $ - $ - Annual Debt Service Payments Foothills Metro District Bond $ 849,900 Total Debt Service Payments $ 849,900 Fund 803 2014 Budget $ 849,900 URBAN RENEWAL AUTHORITY FOOTHILLS DISTRICT 2015 BUDGET 2014 Budget 2015 Budget Difference Revenues $ 1,289,505 $ 1,214,759 $ (74,746) Operating Expenses $ 263,312 $ 273,023 $ 9,711 Debt Service $ 1,610,655 $ 1,079,461 $ (531,194) $ 1,873,967 $ 1,352,484 $ (521,483) 2014 Budget 2015 Budget Difference Revenues $ 330,289 $ 339,713 $ $ 9,424 Operating Expenses $ - $ 6,789 $ 6,789 Project Costs $ 726,281 $ 726,281 Debt Service $ 317,779 $ 313,059 $ (4,720) $ 317,779 $ 1,046,129 $ 728,350 2014 Budget 2015 Budget Difference Revenues $ - $ 849,900 $ $ 849,900 Operating Expenses $ - $ - $ - Debt Service $ - $ 849,000 $ 849,000 $ - $ 849,000 $ 849,000 Comparison of 2014 Budget with Current 2015 Budget North College District Comparison of 2014 Budget with Current 2015 Budget Prospect South District Comparison of 2014 Budget with Current 2015 Budget Foothills District URA FINANCE COMMITTEE AGENDA ITEM SUMMARY Staff: Tom Leeson, Redevelopment Program Manager Date: November 17, 2014 SUBJECT FOR DISCUSSION Resolution Appropriating Unanticipated Revenue in the URA Foothills District Fund for the Foothills Mall Redevelopment Project to be used for Project Expenditures Incurred EXECUTIVE SUMMARY The purpose of this item is to consider a resolution to appropriate unanticipated revenue in the URA Foothills District Fund from reimbursements from Alberta Development Partners for the Foothills Mall Redevelopment Project to be used for Urban Renewal Authority expenditures incurred. GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED Does the Finance Committee have any questions or concerns with the proposed Resolution? BACKGROUND/DISCUSSION Section 4.13 of the Redevelopment and Reimbursement Agreement between the Fort Collins Urban Renewal Authority (URA) and Walton Foothills Holdings VI, LLC (Developer) requires the Developer to pay or reimburse the City and Authority for all fees, costs and out-of-pocket third-party expenses incurred by them in connection with developing, negotiating and preparing the Redevelopment Agreement and related documents and issuing the District Bonds. Year-to-date, the URA has incurred $289,556 in costs associated negotiating and preparing the Redevelopment Agreement and related documents and issuing the District Bonds, and has received payment from Alberta Development Partners. There is an outstanding invoice for expenses incurred for $30,632.16, and it is anticipated there will be an additional $20,000 in legal fees associated with the bond issuance. Next Steps: The URA Board is scheduled to consider the on November 18, 2014. Foothills Reimbursement Appropriation - 2014 Expenses - Payment Received $ 289,556.00 Expenses - Payment Not yet Received $ 30,632.16 Estimated Expenses - Bond Issuance $ 20,000.00 Unanticpated Revenue Total $ 340,188.16 ATTACHMENTS No Attachments URA FINANCE COMMITTEE AGENDA ITEM SUMMARY Staff: Tom Leeson, Redevelopment Program Manager Date: November 17, 2014 SUBJECT FOR DISCUSSION Resolution Approving a Loan From the City of Fort Collins to the Fort Collins Urban Renewal Authority for the Prospect Station Redevelopment Project, and Approving a Loan Agreement for that Purpose. EXECUTIVE SUMMARY The purpose of this item is to consider a Resolution approving a loan agreement between the Fort Collins Urban Renewal Authority and the City of Fort Collins for the Prospect Station project in the Prospect South tax increment financing district. GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED Does the Finance Committee have any questions or concerns with the proposed Loan Agreement? BACKGROUND/DISCUSSION In October 2013, the Fort Collins Urban Renewal Authority (URA) executed a Redevelopment Agreement with Prospect Station LLC (Developer) for Prospect Station, a mixed-use project in the Prospect South Tax Increment Financing (TIF) District (See Attachment 1). The Redevelopment Agreement obligated the URA to reimburse the Developer up to $494,000 utilizing two payment methodologies. Fifty percent (50%) of the reimbursement obligation ($274,000) is to be paid in a single payment upon completion of the project and verification of Eligible Costs, and the remaining fifty percent (50%) is to be paid by the Authority over a 21-year period. Knowing that the URA would not have sufficient fund balance to make the single payment outright, it has been anticipated that the URA would seek a loan from the City of Fort Collins, repaid using tax increment revenue generated by the project over the life of the Prospect South TIF District. Acknowledging this intent the City Council approved Resolution No. 2013-79 declaring City Council's intent to provide a loan to the URA for one half of the URA’s reimbursement obligation to Prospect Station, LLC (See Attachment #2). Per the Redevelopment Agreement, the $274,000 reimbursement obligation is due to the Developer upon completion of the project, subject to verification of eligible costs by URA staff. The Developer obtained a Certificate of Occupancy for the project in September 2014, and subsequently submitted their reimbursement request to the URA. The City and URA have negotiated a Loan Agreement, which requires adoption of an Ordinance by City Council and a Resolution by the URA Board. The approval of the Resolution by the URA is contingent upon approval of an Ordinance by City Council, which is scheduled for first and second reading on December 2 and 16th respectively. Loan Agreement Terms The Loan Agreement between the URA and the City of Fort Collins for the Prospect Station project has been structured in way that is consistent with the City's Interagency Loan Policy. The Interagency Loan Policy states the interest rate assigned to the loan must be the higher of the Treasury Note or Municipal Bond of similar duration, plus 0.5%. In order to lock an interest rate, the City Finance Department calculated the average of the 20-year and 25-year municipal bond interest rate as of October 14, 2014 at 4%, so the interest rate charged to the URA is 4.5%. Payments will begin in 2015 and the principal and interest payments have been set at $17,458.58 (See Attachment 2 for Loan Payment Schedule). Principal and interest payments over the 23 year period will equal $401,547.15 Next Steps: The URA Board is scheduled to consider the on November 18, 2014. ATTACHMENTS Attachment 1: Redevelopment Agreement Attachment 2: Loan Agreement Intent Resolution Attachment 3: Loan Payment Schedule Attachment 1 Attachment 2 Midtown URA Prospect Station Reimbursement Agreement to City from the URA (General Fund) Reimbursement Amount 247,000.00 Start Date 31-Dec-15 Interest Rate 4.500% Matures 31-Dec-37 $17,458.58 Payment Years 23 Time in Years Date Payment Interest Principal Balance 1.000 31-Dec-15 $ (17,458.58) $ (11,115.00) $ (6,343.58) (240,656.42) 2.000 31-Dec-16 (17,458.58) (10,829.54) (6,629.04) (234,027.38) 3.000 31-Dec-17 (17,458.58) (10,531.23) (6,927.35) (227,100.03) 4.000 31-Dec-18 (17,458.58) (10,219.50) (7,239.08) (219,860.95) 5.000 31-Dec-19 (17,458.58) (9,893.74) (7,564.84) (212,296.11) 6.000 31-Dec-20 (17,458.58) (9,553.32) (7,905.26) (204,390.85) 7.000 31-Dec-21 (17,458.58) (9,197.59) (8,260.99) (196,129.86) 8.000 31-Dec-22 (17,458.58) (8,825.84) (8,632.74) (187,497.12) 9.000 31-Dec-23 (17,458.58) (8,437.37) (9,021.21) (178,475.91) 10.000 31-Dec-24 (17,458.58) (8,031.42) (9,427.16) (169,048.75) 11.000 31-Dec-25 (17,458.58) (7,607.19) (9,851.39) (159,197.36) 12.000 31-Dec-26 (17,458.58) (7,163.88) (10,294.70) (148,902.66) 13.000 31-Dec-27 (17,458.58) (6,700.62) (10,757.96) (138,144.70) 14.000 31-Dec-28 (17,458.58) (6,216.51) (11,242.07) (126,902.63) 15.000 31-Dec-29 (17,458.58) (5,710.62) (11,747.96) (115,154.67) 16.000 31-Dec-30 (17,458.58) (5,181.96) (12,276.62) (102,878.05) 17.000 31-Dec-31 (17,458.58) (4,629.51) (12,829.07) (90,048.98) 18.000 31-Dec-32 (17,458.58) (4,052.20) (13,406.38) (76,642.60) 19.000 31-Dec-33 (17,458.58) (3,448.92) (14,009.66) (62,632.94) 20.000 31-Dec-34 (17,458.58) (2,818.48) (14,640.10) (47,992.84) 21.000 31-Dec-35 (17,458.58) (2,159.68) (15,298.90) (32,693.94) 22.000 31-Dec-36 (17,458.58) (1,471.23) (15,987.35) (16,706.59) 23.000 31-Dec-37 (17,458.39) (751.80) (16,706.59) 0.00 $ (401,547.15) $ (154,547.15) $ (247,000.00) Payment Attachment 3 URA FINANCE COMMITTEE AGENDA ITEM SUMMARY Staff: Tom Leeson, Redevelopment Program Manager Date: November 17, 2014 SUBJECT FOR DISCUSSION Resolution appropriating prior year reserves in the URA North College Fund to reimburse remaining North College Marketplace project obligations. EXECUTIVE SUMMARY The purpose of this item is to consider the appropriation of prior year reserves in the North College URA fund to reimburse the North College Marketplace project for completed eligible improvements identified within the North College Marketplace Redevelopment Agreement. GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED Does the Finance Committee have any questions or concerns with the proposed North College Marketplace reimbursement? BACKGROUND/DISCUSSION North College Marketplace, Inc. has submitted for its remaining reimbursement for improvements associated with the “Gateway” category of eligible improvements identified within the Redevelopment Agreement dated March 18, 2009 (amended June 28, 2012), as well as the Mutual Settlement Agreement and Full Release of all Claims dated February 27, 2012. Additionally, the URA has an obligation to transfer $125,000 to the City of Fort Collins to cover the costs associated with the design and construction of a pedestrian bridge across the canal to the north. Settlement Agreement Payment The original Redevelopment Agreement (RA) between North College Marketplace, Inc. and the URA was executed on March 18, 2009 (See Attachment 1). Section 3.12 of the RA granted the developer the right to adjust the identified Eligible Costs among the line items to cover cost overruns in one line item with cost savings in another line. During the course of construction, the developer requested that $1.26 million of cost savings in the Off-Site Streets line item be re- allocated to cover cost overruns in the On-Site Utilities line item. At the time the URA disputed the developer's claim for the re-allocation. During the negotiations, both parties recognized the uncertainty of litigation and the associated costs, and agreed to settle, which led to the attached Mutual Settlement Agreement and Full Release of Claims dated February 27, 2012 (See Attachment 2). Through the Settlement Agreement, the parties agreed the developer would be reimbursed $610,262 for costs incurred in the On-Site Utilities line item, and the remaining balance ($424,773) would be split equally. The developers share of the remaining balance would be distributed if the developer obtained a building permit for development of a principal commercial retail use on any of Lots 2,3,5,6,or 7 of the North College Marketplace project by June 30, 2013. The developer, North College Marketplace, Inc. met its obligation on June 14, 2013 to obtain a building permit prior to June 30, 2013 with the Discount Tire building permit pulled for Lot 7, 1830 N. College Avenue (See Attachment 3). Therefore, the developer is entitled to their share of the remaining balance in the Off-Site Streets of $212,386.57. Gateway Improvements Reimbursement The Redevelopment Agreement between North College Marketplace, Inc. and the URA was amended on June 28, 2012 in order to amend the required timing of certain gateway and landscaping improvements (See Attachment 4). Exhibit C of the original Redevelopment Agreement listed a category of improvements (Gateway/Landscaping/Pedestrian Connection/Grading/North-South Circulation and College Avenue Public Access Easement/Paving of Grape Street) which had a required completion date of June 30, 2012. At the time the URA and the developer negotiated the Settlement Agreement, there was still a remaining balance of $283,520 in the "gateway' category. Since the remaining "gateway" improvements were directly associated with the pad sites that were tied to the Settlement Agreement, the completion date of those improvements were extended to coincide with the dates established in the Settlement Agreement. The amendment to the original RA stated that if the developer obtained a building permit by June 30, 2013, then the completion date for the "gateway" improvements would be extended to June 30, 2014. As part of the construction of the Discount Tire Store, as well as an additional pad site immediately to the north, the developer has timely completed the required "gateway" improvements. URA Staff has reviewed the reimbursement request and the accompanying receipted invoices and check vouchers and confirmed the costs are for the agreed upon Eligible Costs. Therefore, per the Redevelopment Agreement dated February 27, 2009, and amended on June 28, 2012, the developer is entitled to the remaining balance of $283,520 for the "gateway" category of Eligible Costs. Pedestrian Connection Payment The North College Marketplace Development Agreement (Sec.II.K) required the developer to make a payment to the City in lieu of acquiring street right-of-way and/or easements for designing and constructing a pedestrain/bicycle bridge or other necessary improvements to achieve a pedestrian level of service required by the Land use Code (LUC) for the development, up to a maximum payment of $125,000 (See Attachment 5). The Development Agreement required the developer to submit a letter to the City committing to pay the City $125,000 to be placed in escrow for the sole purpose of right-of-way/easement acquisition, design and construction of the pedestrian bridge improvements. Pursuant to the Redevelopment Agreement, the costs for the pedestrian bridge improvements were considered a reimbursable expense by the URA. Therefore, the submittal of the aforementioned letter by the developer, and the subsequent funding of the escrow payment by the URA would fully satisfy the pedestrian bridge obligations by the developer. On September 1, 2011, the developer submitted a letter committing to pay the $125,000 (See Attachment 6) required in the Development Agreement, and the URA responded by indicating the $125,000 would be transferred into the escrow account (See Attachment 7). However, the $125,000 transfer into escrow never occurred. Per the North College Marketplace Development Agreement, the URA is obligated to transfer $125,000 to the City to be used for pedestrian bridge improvements within 15 years of the date of the Development Agreement (April 5, 2010). The URA desires to transfer the $125,000 to the City in 2014 so that it can be leveraged to construct a pedestrian/bicycle bridge over the Larimer and Weld Irrigation ditch to the north of North College Marketplace as part of the City's North College Avenue road improvements scheduled for 2015. Next Steps: The URA Board is scheduled to consider the on November 18, 2014. ATTACHMENTS Attachment 1: Original Redevelopment Agreement Attachment 2: Settlement Agreement Attachment 3: Building Permit Attachment 4: Amended Redevelopment Agreement Attachment 5: Development Agreement Language Attachment 6: Loveland Commercial Letter Attachment: URA Letter Attachment 1 Exhibit C *$900,000 is potential reimbursement to the URA from adjacent properties as they develop/redevelop. Note: All cost numbers contained herein are based on preliminary cost estimates and are subject to change based upon final design and cost fluctuations. This Public Improvements budget is supported by the Public Improvements Summary dated September 4, 2008, as amended. Public Improvement Total Cost Off Site Street Infrastructure (Local Street Portion) $2,812,620* Demolition, Property Cleanup and Site Preparation Cost $366,650 Wetlands Mitigation, Landscaping, Unsuitable Materials and Payment to Wetlands’ Reserve Fund $1,763,206 On-Site Utilities (Sanitary, Storm, Water, Dry) $1,022,861 Gateway / Landscaping / Pedestrian Connection / Grading / North/South Circulation and College Avenue Public Access Easement / Paving of Grape Street $1,702,128 Relocation Assistance (Up to $1,000 per residence) $10,000 Contingency $322,535 Total Cost for Improvements $8,000,000 Attachment 2 Attachment 3 Attachment 4 Attachment 5 Attachment 6 urban renewal authority 300 LaPorte Ave  PO Box 580  Fort Collins, CO 80522-0580 970-221-6505  TDD 970-224-6002  renewfortcollins.com November 4, 2011 Nathan Klein, Vice President North College Marketplace, Inc. 1043 Eagle Drive Loveland, CO 80537 RE: URA / North College Marketplace Application for Reimbursement Request #4 balance Dear Nathan, Thank you for presenting the additional information requested from the letter dated September 20, 2011. Staff has reviewed in the information presented and will process the balance of the funding request in the amount of $168,199.13 next week for payment on November 10, 2011. Additionally, staff will accept your request to transfer funds in the amount of $125,000 from the Urban Renewal Authority (URA) to the City of Fort Collins to satisfy the level of service requirement for the Pedestrian Bridge within the Gateway, Landscaping, Pedestrian Connection Line Item. Lastly, the attached table reconciles the payments to date and applies a mispayment from billing #3 to the interest. Please refer to the table to reveal the line items that have received interest payments. In summary, the documentation provided in revised payment application billing #4, dated November 1, 2011, supports a reimbursement total of $328,271.28. A check will be issued in the amount of $203,271.28 and a transfer of $125,000 will complete the payment. This reimbursement is only for qualified expenses within the Gateway, Landscaping, Pedestrian Connection Line Item (Section 4). The remaining balance of this line item after this payment is $283,520.00 Please contact me with any questions or concerns. Regards, Christina Vincent Redevelopment Program Administrator Attachment 7 2014 Urban Renewal Authority Budget Items URA Finance Committee November 17, 2014 2 URA 2015 Budget 2014 Budget 2015 Budget Difference Revenues $ 1,289,505 $ 1,214,759 $ (74,746) Operating Expenses $ 263,312 $ 273,023 $ 9,711 Debt Service $ 1,610,655 $ 1,079,461 $ (531,194) $ 1,873,967 $ 1,352,484 $ (521,483) 2014 Budget 2015 Budget Difference Revenues $ 330,289 $ 339,713 $ $ 9,424 Operating Expenses $ - $ 6,789 $ 6,789 Project Costs $ 726,281 $ 726,281 Debt Service $ 317,779 $ 313,059 $ (4,720) $ 317,779 $ 1,046,129 $ 728,350 2014 Budget 2015 Budget Difference Revenues $ - $ 849,900 $ $ 849,900 Operating Expenses $ - $ - $ - Debt Service $ - $ 849,000 $ 849,000 $ - $ 849,000 $ 849,000 Comparison of 2014 Budget with Current 2015 Budget North College District Comparison of 2014 Budget with Current 2015 Budget Prospect South District Comparison of 2014 Budget with Current 2015 Budget Foothills District 3 Foothills Reimbursement Appropriation 4 Foothills Reimbursement Appropriation 5 Prospect Station Loan Agreement 6 Prospect Prospect Station South Loan TIF Agreement District Redevelopment Agreement: Reimburse the Developer up to $494,000 • 50% of the reimbursement obligation ($274,000) single payment upon completion of the project • 50% to be paid over a 21-year period 7 Prospect Prospect Station South Loan TIF Agreement District Loan Agreement Terms: Interagency Loan Policy: higher of the Treasury Note or Municipal Bond of similar duration, plus 0.5%. Interest rate as of October 14, 2014 at 4%, so the interest rate charged to the URA is 4.5%. P& I set at $17,458.58 P & I over the 23 year period will equal $401,547.15 8 North College Marketplace Reimbursement 9 North College Marketplace Reimbursement Settlement Agreement Payment • Dispute regarding line items adjustment ($1.2M) • Developer reimbursed $610K • $424K split equally • Developer paid $212K if BP pulled on remaining outlot by June 30, 2013 • Discount Tire BP pulled June 14, 2014 10 North College Marketplace Reimbursement Gateway Improvements Reimbursement • $283,520 Remaining in Gateway Improvements Line Item • Completion Deadline extended to June 30, 2014 • Completed required "gateway" improvements as part of pad site construction • Eligible Improvements verified by URA Staff 11 North College Marketplace Reimbursement Pedestrian Connection Payment • $125,000 • DA required a payment to the City in lieu of acquiring street right-of-way • Payment for pedestrian/bicycle bridge • Reimbursable expense by the URA • URA to make payment to City to be place in escrow • City's North College Avenue road improvements scheduled for 2015