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HomeMy WebLinkAboutMemo - Mail Packet - 9/17/2013 - Council Finance And Audit Committee & Ura Finance Committee Agenda - September 16, 2013Council Finance Committee & URA Finance Committee Agenda Planning Calendar 2013 RVSD 9/12/13 kw Sep. 16 TOPIC TIME WHO CFC Block 32 Master Plan Review 30 min K. Mannon Utilities Building/Financing 30 min J. Voss/ L. Smith Memo on Clean Up Memo Going to Council—Questions? L. Pollack URA Prospect Station TIF Support 30 min T. Leeson URA Loan - Summit 30 min M. Beckstead Oct. 21 TOPIC TIME WHO CFC Revenue Policy Review 30 min J. Ping-Small New Fees Review – In advance of Nov 26th work session 30 min J. Ping-Small Audit Findings and Recommendations: Corrective Actions 15 min J. Voss URA URA Direction / Policy / Process 30 min J. Birks Nov. 18 TOPIC TIME WHO CFC Transfort Business Review 60 min Ravenschlag Budget Policy Review 30 min L. Pollack Investment Policy Review 30 min H. Hall URA Dec. 16 TOPIC TIME WHO CFC Policy Review – Reserve/Fund Balances 30 min J. Voss URA Future Council Finance Committee Topics: • Revenue Implications of Annexation • Financial Management Policy Reviews during 2013 – Quarterly Commitments Future URA Committee Topics Finance Administration 215 N. Mason 2nd Floor PO Box 580 Fort Collins, CO 80522 970.221.6788 970.221.6782 - fax fcgov.com AGENDA Council Finance & Audit Committee September 16, 2013 10:00 to noon CIC Room – City Hall Approval of the Minutes from the August 19, 2013 meeting 1. Block 32 Master Plan Review 30 minutes K. Mannon 2. Utilities Building/Financing 30 minutes L. Smith/J. Voss 3. Memo on Clean Up Memo Going to Council —Questions? L. Pollack Finance Administration 215 N. Mason 2nd Floor PO Box 580 Fort Collins, CO 80522 970.221.6788 970.221.6782 - fax fcgov.com Council Audit & Finance Committee Draft of Minutes 8/19/13 10:00 to 12:00 CIC Room Council Attendees: Mayor Karen Weitkunat, Ross Cunniff, Bob Overbeck Staff: Darin Atteberry, Mike Beckstead, Megan Bolin, Steve Catanach, Kevin Gertig; Brian Janonis, Diane Jones, Mindy Pfleiger, Lawrence Pollack, Lance Smith, Jon Haukaas, Kurt Ravenschlag; Steve Roy, John Voss, Katie Wiggett Others: Dale Adamy Approval of the Minutes Bob Overbeck moved to approve the minutes for the July 15, 2013 and the August 8, 2013 meetings. Mayor Karen Weitkunat seconded the motion. Minutes were approved unanimously. 2014 Budget Revisions – in Advance of the September 10 Work Session Lawrence Pollack presented the recommended revisions to the 2014 Budget; an Appropriations Ordinance is scheduled to go to first reading October 15 and a second reading November 5. Lawrence went through the individual recommended changes. City-wide, supplemental appropriations recommended total $8.1 million. The following are key objectives which the recommendations line up with: • Address stated Council priorities • Cover increased costs for power • Complete funding for North College Improvements • Maintain fund balances and start rebuilding reserves in the General Fund to support future needs and economic uncertainty The recommended 2014 budget supplemental appropriations meet these goals. City Manager Darin Atteberry noted that the City’s two year budget process encourages a conservative approach, keeping a strong fund balance. The two year process is also an important part of Budgeting for Outcomes (BFO), a very transparent process in which staff recommends and council decides. 2 Review Utility Rates Lance Smith noted that the 2013-14 City Budget included rate increases for the Water and Wastewater utilities. The proposed rate increases for 2014 are necessary to fund the capital improvements and ongoing operating expenses as outlined in the 2013-14 City Budget. Below are the 2014 Proposed Rate Increases: • Electric—2.0% • Wastewater—3.0% • Water—4.0% A new development fee is being proposed for the Water Fund to provide sufficient funding to fully utilize accepted water rights throughout the year. This fee, called the Water Right Utilization Fee (WRUF), is necessary to ensure that new development not only provides water rights necessary to serve the development but also the capital associated with developing the water storage required to fully utilize those water rights. Currently the City of Fort Collins accepts water rights from several different irrigation companies to meet the raw water requirements for development purposes. Some of these water rights come with short-term storage, but most do not have any storage associated with them. In order to fully utilize those rights to meet the demand for water throughout the year it is necessary to have sufficient storage capacity. Because the duration and magnitude of the flows from each of the irrigation ditch company is unique, the amount of such storage depends on the specific water rights. Thus, the new fee will vary by the water right source. For the Electric utility, the increase is composed of a 1.5% increase from Platte River Power Authority and $500,000 for the second phase of the Fort Collins Solar Purchased Power Program. Electric Development Fees are being reviewed for 2014 and will be included in the Electric Rate Ordinance on October 15. Staff has presented the proposed changes in rates and fees to the Energy Board on August 8 and the Water Board on August 15 for their preliminary review. No action was requested of the Boards at these meetings. Staff will meet with these Boards again before the First Reading of the Rate Ordinances in October and provide the Board recommendations with the Ordinances. Staff will present the rate class specific increases and the proposed changes to the development fees to City Council at the September 24 Work Session. The First Reading of the 2014 Utility Rate Ordinances is scheduled for October 15. Bob II Update Mike Beckstead opened a discussion on the potential renewal of the current community capital improvement tax, Building on Basics (BOB). He noted that, historically, Fort Collins has a long history of voter approved sales tax initiatives targeted for major capital projects. The current initiative, BOB, was approved in 2005 and is a quarter cent tax which has helped finance such projects as the Lincoln Center renovation, the Museum of Discovery and the Senior Center expansion. BOB expires December 31, 2015. Mike presented a graph showing the other taxes that are also due to expire in 2015, noting that the transportation/street maintenance ¼ cent tax will expire at the same time as BOB While staff is currently working on renewing BOB, they are also conducting a revenue diversification study that would enable the Council to possibly replace the transportation ¼ cent tax with a transportation fee. Staff will 3 look for direction from Council at the November 26 meeting. If Council decides to continue with a transportation tax, this effort will be combined with the BOB renewal effort. Diane Jones continued the discussion, noting that staff hoped to find out if Council Finance supports pursuing a renewal of BOB, and if so at which election time. Staff also hoped to learn more about the types or categories of City capital improvements that should be considered and highlighted as staff begins to create a potential list of community capital improvements. Staff has begun reaching out to all departments to identify potential projects based on existing master plans and BFO initiatives. Should the City move forward with another community capital program and tax initiative to fund the program, we can consider the following election dates: • November 2014 – staff recommendation • April 2015 • November 2015 Historically, council has put these on the ballot at the earliest possible election. Staff is currently scheduling the work program and outreach activities in conjunction with a November 2014 election. Staff anticipates the following: • Meet with Council on Sep. 10 (Work Session) to review this information and the outcome of the discussion with the Finance Committee. • Work with Boards and Commissions and community groups between now and the next work session (Dec. 10) to review and add to the preliminary list. • Utilize the December work session to agree on a project list to take to the public for feedback and preferences in early 2014. Darin noted that staff has worked with the assumption that Council will go through with renewing BOB, but they are aware that Council may decide not to, erasing a large funding source. Mike Beckstead noted that the BOB ¼-cent sales and use tax revenue brought in approximately 6.8 million dollars last year. Bob Overbeck said that Council would want to look at the different options for projects before making this big decision. Diane noted that staff is continuing to compile the list of potentials and will bring it to Council in September. Mayor Weitkunat said that the success of renewal would depend 1) on public outreach and 2) on the universality of the improvement projects. The City must ensure that it is meeting the needs of a wide- span of the residents, considering all the different districts. Staff should look at whether we are currently meeting the residents’ needs with our current infrastructure. Darin agreed that this would be a big discussion for Council. Diane noted that many of the projects already on the list came from the City’s Master Plan. Diane said that North College is a good example of a successful improvement funded by BOB; the program has a solid history, and because the City has consistently delivered on the voter approved improvements, the people of Fort Collins generally trust this approach taken by the City . Debt Policy Update John Voss brought an updated Debt Policy to Council Finance for consideration. He noted that the Debt Policy has not been modified in many years, and Staff has developed a new framework for updating, 4 controlling, formatting and publishing financial policies. The Debt Policy is one of first policies to use this new format. The major changes to the policy are as follows: A. Changed method of limiting governmental debt, from percent of General Fund revenue to percent of governmental fund revenue. B. Added capacity guidelines for enterprise funds, i.e. the utility funds. C. Added information about Moral Obligation Pledge and when it may be used. D. Added language about goal to keep the City’s overall credit rating at AAA. E. Added guidance on refinancing. Under the new policy the governmental funds are limited to $70M more debt, compared to $150M under the existing policy. Mike Beckstead noted that adding the objective of keeping the City’s AAA rating helped Staff to better know how to set a debt limit. Staff will make all recommended changes to wording and bring the updated policy to Council. DDA IGA to Support Woodward Project Mike Beckstead noted that Staff had put together a document outlining how the DDA IGA would support the Woodward Project. The document is an administrative document, not a policy. Ross Cunniff said that he had questions about how Natural Area funds would be used to fund the project, noting that in the current document it sounded like underspend in the Natural Area funds could be used to supplement projects such as power lines that are not Natural Area related. Mike Beckstead said that Staff would work on rewording the document to be clear that supplemental Natural Area funds would only be used for Natural Area purposes. Next Steps Staff will bring the Appropriations Ordinance to Council for first reading on October 15 and for a second reading November 5. Staff will bring the 2014 Utility Rate Ordinance to Council for first reading on October 15. Staff will continue to compile a list of possible projects for a renewed BOB and will bring the issue to the Council Work Session on September 10. COUNCIL FINANCE COMMITTEE AGENDA ITEM SUMMARY Staff: Ken Mannon – Director of Operations Brian Hergott – Facilities Project Manager Wayne Sterler – Utilities Health, Safety and Security Director SUBJECT FOR DISCUSSION Utilities Expansion Project - New Construction and Renovation EXECUTIVE SUMMARY: The City of Fort Collins Utilities Customer Service Building at 700 Wood Street is currently at capacity and needing to create additional space for another 50 crew members for light and power. A Triple Bottom Line Analysis is in the process and the current feedback is indicating that a new building should be looked at to house Customer Service and the Utilities Administration team. A Utility expansion will free up the necessary space at the existing 700 Wood Street building so it can be renovated to incorporate the additional crew space needed and in the process make many necessary improvements to the existing building mechanical systems and building envelope to improve the overall performance and increase user moral and efficiency. GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED The City of Fort Collins Utilities currently has $4.5 Million in reserves designated for facility improvements. Current space assessments indicate Utilities need approximately 110,000 SF to meet the current needs for administration and crew space. The existing building at 700 Wood Street is approximately 75,000 SF and the Customer Service Center at 117 N Mason occupies approximately 8,000 SF indicating approximately 27,000 SF of additional space is needed to meet the current needs, but long range projection indicate a total space of 118,000 SF will be needed by 2025. BACKGROUND/DISCUSSION The City of Fort Collins Utility Finance has looked at the limit of a Utility bond which could be secured and financed without having a rate increase to the customers and it was determined a Twenty (20) year, Fifteen Million ($15,000,000) bond would be possible. If Utilities uses their current money in reserves of $4,500,000 and adds the $15,000,000 from the bond it gives them $19,500,000 for construction and renovation to meet their current and future needs. Construction of a new 33,000 SF Customer Service and Administration building at a unit cost of $350/SF would cost $11,600,000. This would leave approximately $7,900,000 left for renovating the existing building at 700 Wood street which would involve approximately 65,000 SF at a unit cost of $122/SF. Our preliminary Triple Bottom Line Analysis is indicating the new Customer Service Building should be located downtown and make use of development space available on Block 32. Utilities have looked at what current staff would be relocated to the new building downtown and have highlighted those people on their Org chart. The personnel Utilities is looking to relocate are those individuals which have a great deal of interaction with the public on a frequent basis. This new location will provide better service to their customers by giving many a one stop shop if dealing with Utilities. The new building would incorporate the existing operations at 700 Wood and 117 N Mason into one location, move the plan reviewers which deal with planning, zoning and permitting downtown so they are close to our other permitting facilities. The City of Fort Collins has teamed up with RNL Design to look at a master plan for Block 32 and see how it needs to be developed and where a new Customer Service Building might be located on this block. ATTACHMENTS 1. Utilities Expansion and Block 32 Development Power Point Presentation 2. Utilities Org Chart showing preliminary study of those to be relocated. 3. Utilities Preliminary TBLAM Report Vision for Block 32 • Visioning Session held 6/25 • World Class • Inspire the Private Sector; Lead by Example Vision for Block 32 • 100 Year Vision; flexible and expandable • Great Outdoor Space Vision for Block 32 • Nature in the City • Leader in Net Zero Energy Design Vision for Block 32 • Concurrent Tracks: USC & Block 32 • Block 32 – Facilities Plan interviews are complete – Facility Plan Document 10/4/13 – Vision Plan Design Charette 9/23-9/25/13 – Vision Plan Complete 12/5/13 – CSB Concept Design Complete 12/5/13 Schedule & Process • Utility Service Center - 700 Wood Street – Detailed Programming Meetings August & September 2013 – Detailed Program Complete 11/18/13 – USC Design Charette 10/21-10/22/13 – Construction Drawings Complete 5/11/14 Schedule & Process • Many alterations over time has led to a complex range of potential improvements • Approach to renovation will need to be a balance of infrastructural and workspace improvements Vision for Utilities Service Center - Overview • Significant gains to be made relative to energy savings – Current building energy use: 120-145 kBTU/sf – High performance building energy use: 30 kBTU/sf • Measured electrical consumption is below predicted rates – Plug-loads and user behaviors relative to lighting are good – Fewer building occupants = further electrical savings • Gas usage is considerably higher than predicted – Attributable to the current VAV reheat mechanical system • Energy is expended conditioning air, then gas boilers to reheat this air to comfortable levels (boilers are running year-round) • System is incompatible with modern energy-saving controls • Most roof-top units near or past the end of useful life • Mechanical system can be streamlined and potentially simplified for operations/maintenance and energy efficiency Vision for Utilities Service Center – Infrastructure • Building envelope can be improved for greater insulation and efficiency – USC barely meets established industry minimum criteria for air leakage – The current building envelope performs 50% as well as new construction • Opportunity exists for creative, site-based strategies for energy savings – Geothermal loops and natural heat sink opportunities can be developed on- site – Creative interventions can be teaching opportunities for the general public • Significant useful data exists on 700 Wood for evaluating the mechanical system and building envelope – We have a head-start in this realm thanks to this data Vision for Utilities Service Center – Infrastructure • Expanded crew space is a priority – Improved locker-room, training and common space amenities • More field personnel in the building = new opportunities for workspaces – Potential for fewer hard-wall offices and a more open/flexible environment • More effective day lighting • Increased space efficiency • Current layout is complex with many pockets of space – Future smart utilization of these spaces will help meet goal of keeping working groups integrated – Pockets of space can become common use amenities Vision for Utilities Service Center – People Spaces Vision for Utilities Service Center – People Spaces • Infrastructural improvements will be a big-ticket item – Upgraded Mechanical/Building Envelope – These are tied to City’s sustainability goals • Improved crew space is a driving priority for Utilities – Need to balance infrastructural improvement costs with the desire for a quality work environment • Budget for this project is constrained, so decisions about improvements will need to be prioritized – Goals: • Meet programmatic goals for users • Meet the aspirations of the City and Fort Collins Utilities Vision for Utilities Service Center – A prioritized approach • Items that need to be resolved in the program, prior to final issuance: – VERIFICATION OF GROUPS AND INDIVIDUALS • We are looking at options wherein the SSA groups would move in to the building, and then be slated to move out when a following City building is built on block 32, to allow Utilities to grow into their building over the 20 year timeframe. • A back up SCU, or EOC was discussed for the building. We have taken the line item out for this issuance of the program, but this needs to be resolved. Utilities Customer Service Building – Methodology/Analysis Form Drafted: August 15, 2012 This form is based on research by the City of Olympia and Evergreen State College Triple Bottom Line Analysis Map (TBLAM) Project or Decision: New Building Master Plan near Mason + LaPorte – seeking approval for building and funding plan Evaluated by: Building Team & TBL Team Social Environmental Economic STRENGTHS: • New building provides more space for an already cramped workforce • Will give crew members adequate room to operate • Combines customer service functions of the Utility to one location near other customer service units; creates a 1-stop shop / campus • Centralizes development review functions as a 1-stop shop between different departments • Easier to manage security with visitors, contractors and vendors in one building • Supports City Management desire to increase collaboration potential among customer service providers • Utilities will fund project without a rate increase • Employee comfort inside USC building can improve morale and efficiency / productivity • Cogeneration with FortZED; allows Utility to become an engaged neighbor & help support the FortZED ideal • Frees up 3 other buildings so services can be optimized by proximity, allowing customers to more efficiently move between departments • Purchasing RR spur between new building and USC provides a walkable path between structures; encourages employee wellness STRENGTHS: • Renovation of USC will reduce overall environmental footprint through energy-efficiency • Construction of new building can be more efficient than a USC renovation with LEED standards and others • Utilizes space the City already owns; reusing sites • Will be located near FortZED; allows Utility to become a responsible neighbor • Located near the Transit Center and along the Mason MAX • Parking limitations encourage alternative forms of transportation • New geothermal opportunities are available • Purchasing RR spur between new building and USC provides a walkable path between structures; encourages employee wellness • USC is one of the least-efficient buildings in the City; needs renovation STRENGTHS: • Renovation of USC will save money by creating a more energy-efficient building • Employee comfort inside building can improve morale and efficiency / productivity • Utilizes space the City already owns • Frees up 3 other buildings for lease, sale or redevelopment • New geothermal opportunities save HVAC costs • LIMITATIONS: • May split collaboration opportunities when finance group and crews are removed from a single building • Further factures the Utility across town further than we are today • Public perception of use of funds for employee building can be COUNCIL FINANCE COMMITTEE AGENDA ITEM SUMMARY Staff: Lance Smith, Strategic Financial Planning Manager John Voss, Controller & Assistant Financial Officer SUBJECT FOR DISCUSSION New Utilities Customer Service and Administration Building EXECUTIVE SUMMARY A new Utilities Customer Service and Administration building is being proposed for construction beginning in May 2014. This building would be located in Block 32 on Mason Street and would house the customer service and senior management of the Fort Collins Utilities Service Area. Space initially unused by Utility staff would be leased in this building to the City's Sustainability Services Area in the near term. A revenue bond is recommended to finance this project. It is recommended that a single bond issuance be made through the Light & Power Enterprise Fund. In addition to the new building on Mason Street this debt issuance would also allow for the renovation of existing space at 700 Wood Street to meet growing operational needs. Together, the construction of the new building and the renovation of the existing building are expected to cost $20M. Currently, the Light & Power Fund has $4.5M in Reserves for this effort leaving a need for $15.5M to be financed. GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED 1. Should Fort Collins Utilities continue to study and design this new building and bring forth a bond ordinance to the Electric Utility Enterprise Board and an appropriation request to City Council in early 2014 for this project? BACKGROUND/DISCUSSION Fort Collins Utilities has a need for additional office and crew space at the Utilities Service Center (USC) on Wood Street. Initially, only a new addition to the USC was considered. However, the USC is an older building that is actually several buildings which have been combined into one over the past 30 years. The resulting facility is one of the least energy efficient buildings the City owns and substantial improvements are necessary to address the inefficiencies. An evaluation of the costs associated with these improvements and the necessary addition revealed that it would be possible to construct a new building and renovate a portion of the existing USC for about the same cost as the full renovation and addition. The new building on Mason Street would be the initial phase of the Block 32 development plan and would be built to meet the long term space requirements of the Utilities. The new building would initially have unused space for the Utilities to grow into in the future. The City’s Sustainability Services department could utilize this space through a lease arrangement which would provide some revenue toward the debt obligation. Preliminary discussions on how this project could be financed have resulted in the recommendation that a revenue bond be issued out of one utility fund rather than having four separate, smaller revenue bonds coming to market at once. The other three utility funds would make annual transfers to cover their portion of the debt repayment. Because the Light & Power Enterprise Fund is the largest utility fund and it has debt capacity in excess of $50M, it is the recommended utility fund. This issuance will be for $15.5M, leaving more than $35M in debt capacity. The only identified potential need for future debt issuance in the Light & Power Fund is for the Mulberry Annexation which is several years into the future and is expected to be $10- 15M. Construction could begin as soon as May 2014 so it will be necessary to bring the bond ordinance before the City Council and Electric Utility Enterprise Board in early 2014 for action. ATTACHMENTS Attachment 1 – Powerpoint presentation to Council Finance Committee 1 Financing a New Utility Administrative Building and Remodeling Wood Street Council Finance Committee September 16, 2013 2 Space and Cost Estimates New Building Remodel Total Light & Power 36.5% 4.4 50.0% 4.0 41.9% 8.4 Water 18.3% 2.2 25.0% 2.0 21.0% 4.2 Wastewater 9.1% 1.1 12.5% 1.0 10.5% 2.1 Storm Drainage 9.1% 1.1 12.5% 1.0 10.5% 2.1 Sustainability Services 27.0% 3.2 0.0% - 16.2% 3.2 100.0% 12.0 100.0% 8.0 100.0% 20.0 cost in millions • Utilities is currently finalizing a 25 year space needs analysis to be completed before the October 8th Council Work Session 3 Project – Sources and Uses  Light & Power Reserves (existing budget) $ 4.5 million  Revenue Bonds 15.5 SOURCES 20.0  Administrative and Customer Service Building 12.0  Remodel Facility at Wood Street 8.0 USES 20.0 4 Revenue Bonds • Light & Power issues the bonds – Largest Utility Enterprise Fund – Biggest capacity for debt – Do not anticipate significant financing needs in near term • Light & Power holds assets until debt is retired • Other Utilities will pay L&P annually for their share of debt • Spaces used by non-utility Service Areas will pay a lease fee • Evaluating 20 and 30 year options • Rates currently in the 4 – 5% range 5 Financing Within Rate Structure  Rate structure is intended to meet long term capital needs  Judicious use of debt provides sufficient debt capacity  Incremental revenues from expiring and new service agreements sufficient to cover debt obligations 6 Issues to Manage  Sustainability Service’s near term use of a building financed through Enterprise debt  Internal allocation of debt service, lease rates and operating costs  Coordination with Block 32 master plan  Potential relocation of a Parks Maintenance Facility  $200K to move to another downtown area location, not currently budgeted 7 Estimated Timeline  Energy and Water Advisory Boards, 4th quarter 2013  Design complete February-March 2014  Notification of major utility customers January-February 2014  Electric Enterprise Board (City Council), debt authorization March-April 2014  City Council appropriates bond proceeds March-April 2014  Debt Closing April-May 2014  Construction begins May-June 2014  Construction complete June 2015 8 Questions and Discussion Finance Administration 215 N. Mason 2nd Floor PO Box 580 Fort Collins, CO 80522 970.221.6788 970.221.6782 - fax fcgov.com AGENDA Urban Renewal Authority Board Finance Committee September 16, 2013 11:30 to noon CIC Room – City Hall Approval of the Minutes from the August 19, 2013 Meeting 1. Prospect Station TIF Support 030 minutes T. Leeson 2. URA Loan – Summit 30 minutes M. Beckstead Finance Administration 215 N. Mason 2nd Floor PO Box 580 Fort Collins, CO 80522 970.221.6788 970.221.6782 - fax fcgov.com URA Finance Committee Meeting Draft of Minutes 8/19/13 11:00 to Noon CIC Room Council Attendees: Mayor Karen Weitkunat, Ross Cunniff, Bob Overbeck Staff: Darin Atteberry, Mike Beckstead, Megan Bolin, Mindy Pfleiger, John Voss, Katie Wiggett Others: Dale Adamy Approval of the Minutes of May 20, 2013 Bob Overbeck moved to approve the minutes for the May 20, 2013 meeting. Mayor Karen Weitkunat seconded the motion. Minutes were approved unanimously. Capstone Megan Bolin updated the URA Finance Committee on The Summit, the new student housing project near the intersection of Prospect Road and College Avenue. The site had been undeveloped since the flood in 1997 creating significant barriers to redevelopment. The URA’s Redevelopment Agreement with Capstone provides for a $5 million reimbursement to Capstone for certain eligible costs. The process to obtain the reimbursement begins once the improvements are made and the project is complete. The project is nearing completion at this time, with only minor site improvements left to complete. At the time of the Redevelopment Agreement, staff anticipated that the project would generate $8 million in tax increment; however, staff recalculated the tax increment in 2012, and now staff anticipates that the project will generate closer to $6.7 million, which means the project will not generate sufficient revenue for the URA to pay the $5 million reimbursement plus financing costs to the City. Megan noted that the forecast of $6.7 million was made prior to Larimer County’s January 2013 assessment of the property, and the amount may be higher once that is taken into account. The updated valuation will determine whether or not a revenue shortfall will occur. Staff proposes that Council give the URA extra time to repay their loan to the City. John Voss noted that, if there is a shortfall in revenue, the URA will need an extension in order to remain financially viable. The Council Finance recognizes the City’s responsibility to the URA, and would like to see more information brought to Council for the discussion. 1 URA Finance Committee Staff: Tom Leeson, Redevelopment Program Manager Megan Bolin, Redevelopment Specialist SUBJECT FOR DISCUSSION Two items related to Prospect Station, a new mixed-use development proposed in the Prospect South Tax Increment Financing District: 1. Redevelopment Agreement between the Fort Collins Urban Renewal Authority (URA) and Prospect Station, LLC 2. Loan between the City of Fort Collins and Fort Collins Urban Renewal Authority EXECUTIVE SUMMARY On September 17, 2013, the Fort Collins Urban Renewal Authority (URA) Board will consider a Redevelopment Agreement for Prospect Station, a new mixed-use development proposed within the Prospect South Tax Increment Financing (TIF) District. The Agreement would authorize a $494,000 reimbursement obligation to Prospect Station LLC (Developer) for eligible project costs. Half ($247,000) of the reimbursement would be provided to the Developer upon completion of the project and verification of costs, and the remaining half would be dispersed in annual payments over the remaining life of the TIF District. The Redevelopment Agreement would obligate the URA to make a $247,000 payment to the Developer upon completion of the project in 2014. Since the URA will not have sufficient fund balance to pay that amount outright, a loan is requested from the City of Fort Collins. On the same night the URA Board considers the Redevelopment Agreement, City Council will consider a Resolution declaring Council’s present intent to fund such a loan. Provided this Resolution is approved, Council will be asked to adopt an Ordinance once the loan is needed by the URA (anticipated winter 2014) in order to appropriate funding and establish final terms. GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED 1. Are there any questions or concerns regarding the terms of the Redevelopment Agreement between Prospect Station LLC and the URA? 2. Are there any questions or concerns regarding the terms of the Loan between the City of Fort Collins and URA? 3. Should staff proceed in taking the two Resolutions related to Redevelopment Agreement and Loan for respective approvals on September 17? BACKGROUND/DISCUSSION In September 2011, City Council approved the creation of the Midtown Urban Renewal Plan Area and Prospect South Tax Increment Financing (TIF) District, beginning the 25-year timeframe within which the Fort Collins Urban Renewal Authority (URA) collects tax increment from within the District. Per Colorado Revised Statutes § 31-25-101 et seq. (Urban Renewal 2 Law), the URA then has the ability to provide financial assistance to projects that remediate blight. Prospect Station LLC (Developer) submitted a formal application to the URA in June 2013 requesting TIF for a new project (Attachment 1). URA staff has since negotiated a Redevelopment Agreement, which is now ready for formal consideration by the URA Board. The details of the project and financial assistance structure are summarized below; additional detail can be found in the Redevelopment Agreement (Attachment 2). Project Description Prospect Station will be a new, three-story mixed-use development located at 221 West Prospect Road (south side of Prospect Road to the west of the MAX guideway and Mason Trail). There will be 32 residential rental units, offering a combination of studio, one-, two-, and three- bedrooms, for a total of 49 bedrooms. A total of 48 parking spaces will be provided; 37 on-site and 11 off-site. The commercial portion will be 1,040 square feet and include two ground-floor, live-work units that allow residents to operate a home-based business (the site plan is included as Exhibit A of the Redevelopment Agreement). The site is the former location of a gas station and is considered to be a brownfield, meaning there are hazardous environmental contaminants that require remediation. It has been vacant and underutilized since, and was acquired by the Developer in 2006. The Project Development Plan (PDP) was approved by the City in summer 2013. Construction is anticipated to begin by October 2013, and be completed no later than fall 2014. Tax Increment Based on an Estimate of Value provided by Larimer County (see Exhibit C of the Redevelopment Agreement), Prospect Station, once complete, is expected to generate $39,156 per year of tax increment revenue. Based on a conservative projection that assumes no appreciation, the project will generate a total of $865,340 over the remaining 23-year life of the Prospect South TIF District. Eligible Costs The total project cost is $5,980,924, which includes land acquisition and construction of the project. Of this total, the Developer originally requested $772,879 in TIF assistance; however, that amount was negotiated to $494,000 for various improvements, which have been verified to be eligible costs according to Urban Renewal Law and are listed in Table 1. Table 1: Eligible Costs Description Amount Environmental Mitigation Installation of underground environmental vapor barrier $15,000 Materials testing $8,750 Deconstruction of existing structure and improvements, and Phase 1 environmental report $32,000 Removal of soil at old tank locations, replaced with new structural fill $62,000 Infrastructure Upgrades Upgrade stormwater system $72,124 Modify and enhance the Prospect Road Transfort bus pullout $63,472 Extend and upgrade water and sewer line¹ $93,778 3 Public Amenities Enhanced public plaza adjacent to transportation corridor including seating, lighting, dog waste station, bike fix-it station, and enhanced landscaping $137,500 Façade Enhancements Enhancements to façade to address four-sided architecture $9,376 Total TIF Requested $494,000 ¹ These costs have already been incurred by the Developer. The URA does not typically reimburse for costs incurred prior to approval of the Redevelopment Agreement, but exceptions are allowed for hard costs related to public improvements, subject to URA Board approval. One aspect to bring to the Board’s attention is the fact that the Developer has already incurred costs associated with the line item “extend and upgrade water and sewer line”. Pursuant to URA policy, TIF may be used to retroactively reimburse costs incurred prior to approval of the Redevelopment Agreement, provided such costs are hard costs associated with public improvements. In this case, the segment of Prospect Road in front of the project site was planned to be closed for several weeks this summer due to construction. Knowing that the extension and upgrade of the water and sewer line for this project would require closure of Prospect Road, the Developer coordinated the timing of that improvement with the planned construction in order to avoid a second closure of Prospect Road later this year. Staff recommends such costs remain eligible for reimbursement and are thus included in the Redevelopment Agreement; this decision, however, is ultimately the URA Board’s. Blight Remediation/Public Benefit Urban Renewal Law identifies eleven factors of blight; this project will remediate several that were identified within the Prospect South TIF District, including:  Slum, deteriorating, or deteriorating structures  Deterioration of site or other improvements  Environmental contamination of buildings or property Additionally, Prospect Station supports a number of City Plan policies, including:  EH 4.1 Prioritize Targeted Redevelopment and Infill  ENV 17.2 Manage Hazardous Materials and Waste  LIV 5.2 Target Public Investment Along the Community Spine  LIV 35.2 Mix of Uses  LIV 43.3 Support Transit-Supportive Development Patterns  T 9.2 Pedestrian, Bicycle and Transit Interface and Access Redevelopment Agreement Based on an evaluation of eligible costs and blight remediation, URA staff supports the project and has negotiated a Redevelopment Agreement (Agreement) with the Developer. This Agreement is unique in that it blends reimbursement methodologies, but is believed to result in a compromise that provides benefit to the project while mitigating risk to the URA. The Agreement would create a reimbursement obligation from the URA to the Developer for up to $494,000 of tax increment. This amount would be used for approved, eligible costs that will ultimately be verified based on invoices for actual work completed. The reimbursement is structured so that half, or $247,000, would be reimbursed to the Developer in a lump sum upon 4 completion of the project. The remaining $247,000 would be dispersed to the Developer through annual payments of $11,762 until 2036. The reimbursement obligation represents approximately 57% of the total estimated tax increment generated by the project. Loan from the City The URA will not have sufficient fund balance to pay the $247,000 lump sum to the Developer, and has thus requested a loan from the City of Fort Collins for that portion of the reimbursement obligation. The preliminary loan terms will be considered separately via Resolution by City Council on September 17; this Resolution would declare the Council’s present intent to provide a loan to the URA. Although the Resolution would be approved now, the loan would not be executed until such time as the funds are needed to make the payment to the Developer. When it is time to execute the loan, a formal loan agreement will be brought to City Council via Ordinance to finalize the terms and appropriate funding. The Council Resolution considered on September 17 establishes the basic terms of the loan according to the City’s current investment policy (Attachment 3, estimated loan repayment schedule); if the terms need to change at time of execution and no longer adhere to established policy, the loan would be brought back to the URA Board and City Council for reevaluation. Loan Amount: $247,000 Interest Rate: Higher of the Treasury Rate or Muni Rate plus .5%, per City investment policy. For the purposes of this Resolution, the current rate of 5.25% was used to project a repayment schedule. The actual rate will be established based on conditions when the loan is executed. Term: 22 years Based on these assumptions, principle and interest payments will total $422,284. When combined with the remaining half of the reimbursement obligation ($247,000), the total cost to the URA for Prospect Station would be $669,284, which represents approximately 77% of the total estimated increment generated by the project. See Attachment 4 for the estimated tax increment cash flow related to this project. ATTACHMENTS 1. Prospect Station URA Application 2. Redevelopment Agreement 3. Estimated Loan Repayment Schedule 4. Prospect Station Tax Increment Cash Flow 5. Staff Presentation 1 Prospect Station Redevelopment Project Council Finance Committee September 16, 2013 2 Prospect Station 221 W. Prospect Rd. South of Prospect Rd. West of MAX Guideway Site 3 Existing Conditions • Former gas station • Deteriorating structure • Unsafe Conditions • Environmental contamination 4 Project Description • SW corner of Mason Trail and Prospect Rd. • 32 Residential Rental Units • 1 Commercial/Retail Unit • Approved Project Development Plan (PDP) 5 Prospect Station Site Plan 6 Public Benefits • Blight Remediation – Environmental mitigation of hazardous site – Removal of unsafe structures • Infrastructure Upgrades – Transportation Improvements – Water/sewer lines upgrades • Housing/Mixed Use – Desired use for Midtown – TOD – Housing type variety  City Plan  Midtown Urban Renewal Plan  Midtown Existing Conditions Survey 7 Transportation Improvements Façade Improvements Public Amenities Along Mason Trail 8 Financial Request Total Project Cost $5,980,924 Projected Actual Value $5,224,236 Projected Annual Tax Increment $39,155 Total Property Tax Increment Expected $865,340* TIF Requested $494,000 % of Total Tax Increment Requested 57% * Assumes 23 years of increment with zero growth. 9 Eligible Costs Environmental Mitigation $117,750 Infrastructure Upgrades $229,374 Public Amenities $137,500 Façade Improvements $9,376 Total Eligible Costs $494,000 • Original Request = $772,879 • Negotiated Reimbursement = $494,000 10 TIF Reimbursement Structure • Developer receives lump sum payment equal to 50% of total reimbursement amount • Developer receives annual reimbursement payments for 21 years that total 50% of reimbursement amount • Total Reimbursement Amount = $494,000 Example:  Lump Sum Payment = $247,000  Annual Reimbursement payment = $11,762  Total Annual Payments = $247,000  Total Reimbursement - $494,000 11 TIF Reimbursement Structure • Total Reimbursement Amount + Interest = 77% of Estimated Total Tax Increment TIF Growth Rate 0% Percent of TIF Pledged 77% Total TIF Collected (Est.) $865,340 Developer Lump Sum $247,000 Developer Payback over time $247,000 Cost of Capital $175,284 Total TIF Pledged $669,284 12 Key Reimbursement Points • Developer must obtain C.O. of building before URA will make lump sum payment. • URA may pre-pay the reimbursement at any time. • Tax increment projection is based on County Estimate of Value. • Annual payment is fixed = $11,762 13 City Loan Structure 14 Thank you Submit by Email Print Form PROJECT NAME: PROJECT ADDRESS / LOCATION: APPLICANT / DEVELOPER / PROPERTY OWNER INFORMATION: DATE: APPLICANT DEVELOPER PROPERTY-OWNER COMPANY NAME Prospect Station, LLC Prospect Station, LLC Prospect Station, LLC COMPANY OWNER/CEO Connie Dohn Connie Dohn Connie Dohn CONTACT PERSON Connie Dohn Connie Dohn Connie Dohn TITLE Manager Manager Manager COMPLETE ADDRESS 2642 Midpoint Drive Fort Collins, Colorado 80525 2642 Midpoint Drive Fort Collins, Colorado 80525 2642 Midpoint Drive Fort Collins, Colorado 80525 PHONE 970,490.1855 970,490.1855 970,490.1855 FAX 970,490.6093 970,490.6093 970,490.6093 EMAIL cdohn@dohnconstruction.com cdohn@dohnconstruction.com cdohn@dohnconstruction.com TYPE OF LAND USE DEVELOPMENT / REDEVELOPMENT ACTIVITY: PROJECT ELEMENTS: NEW OR EXISTING BUSINESSES (NON-RESIDENTIAL PROJECT ONLY): FINANCIAL / FUNDING SUMMARY INFORMATION: Date Modified: 09/09 TOTAL PROJECT COST $6,005,879 CURRENT ACTUAL VALUE (LARIMER COUNTY ASSESSOR) $160,000 PROJECTED ACTUAL VALUE (LARIMER COUNTY ASSESSOR) $5,451,108 PROJECTED ANNUAL PROPERTY TAX $40,841 TOTAL PROPERTY TAX INCREMENT EXPECTED $1,062,032 TOTAL TIF ASSISTANCE REQUESTED $772,879 TAX INCREMENT FINANCING (TIF) ASSISTANCE APPLICATION Prospect Station 223 W. Prospect Road, Fort Collins, Colorado 80526 Jun 20, 2013 Residential Commercial/Retail Industrial/Warehouse Mixed-Use (Residential/Non-Residential) Mixed-Use (Commercial/Industrial) Other (please explain) New Construction Infrastructure Improvements Land Acquisition Site Clearance Building Rehabilitation Other (please explain) New Business for URA Plan Area? Existing Business for URA Plan Area? Yes No Yes No Years in Business Years ATTACHMENT 1 TYPE OF TIF REQUESTED (include general terms & conditions): SUMMARY OF FUNDING SOURCES AND USE OF FUNDS (for the entire project): AMOUNT SOURCE USE $772,879 URA TAX INCREMENT FINANCING (TIF) Hazmat, infrastructure, etc. (see attach) $1,501,470 EQUITY Land acquisition, pre-dev costs $3,731,530 CONSTRUCTION LOAN Remaining development costs $ $ $ $6,005,879 PROJECT TOTAL INFORMATION REQUESTED FOR APPLICATION Please include: 1. A location map 2. Site plans or project drawings (please include photos of site currently) 3. Project Proforma 4. Owner/Business resume 5. Executive Summary with the following questions answered: a. What is the nature of the project? b. Why is TIF assistance needed; how will the funds be used? c. What other sources of financing will the project secure other than TIF? d. How will the project help improve/upgrade public infrastructure (streets, utilities, drainage, etc.)? e. How will the project enhance the property tax base (and sales tax base, if applicable) of the area? f. How will the project help achieve the goals of the Urban Renewal Plan and City Plan? g. How will the project help eliminate slum and blight conditions? h. How will this project help achieve the URA goals of sustainability through green building techniques? Please be specific how this project uses energy efficiency, renewable resources, natural resource conservation techniques, stormwater low impact design methods, or any other methods not listed. i. Please provide documentation and quantifiable results stating the proven methods or effectiveness of the proposed sustainable features within the project. j. What is the proposed project timetable (what is the estimated time frame for major steps including the City's planning decision, completion of financial commitments, start of construction, and issuance of Certificate of Occupancy (CO)? Please use the next page to provide this and any additional information that would be helpful to your application. Grant Loan (include methods of payback in description) ATTACHMENT 1 PROJECT NAME: Prospect Station DATE: Revised June 20, 2013 PROJECT ADDRESS: 223 W. Prospect Road EXECUTIVE SUMMARY: page 1 of 10 Tax Increment Financing (TIF) Assistance APPLICATION a. Nature of the project Prospect Station, located at 223 W Prospect Road, is a three-story, mixed-use community intended by its local development partners to promote safety, enhance appearance and maximize rate of use at one of the most important interconnection points between the multi-modal Mason Corridor and cross-town Transfort system. As the gateway between Old Town and Midtown, as well as the front porch of Colorado State University, redevelopment along Prospect Road provides an ideal opportunity to set a high standard for the type of transit-focused projects the City, Urban Renewal Authority and Fort Collins citizens desire: progressive, iconic, safe, and built to last. In planning and initiating work at the Prospect Station site, the development team was motivated by the following guiding objectives and project goals: 1. Remediate a dangerous and environmentally hazardous former industrial site (brownfield) that has been plagued for decades by underground petroleum contaminants, a derelict and unstable building, and criminal activity including vandalism, theft of building components, drug use, and illegal camping by transient individuals. 2. Provide 28,059 sq ft of residential space (a total of 49 bedrooms) and 1,040 sq ft of commercial space, including two unique live-work units to allow residents to easily operate a home-based business with Mason Corridor frontage. Enable residents, guests, commercial tenants and their customers to benefit from immediate access to public transit including MAX, Transfort and the multi-use path, as well as from its walkability to and from campus and the other amenities near Prospect and College. 3. Offer the highest quality construction and appropriate sustainability features for lasting durability, retention of value and minimal environmental impact. 4. Offer thoughtful and practical liveability features such as balconies on most units, bathroom/bedroom suites in every unit, laundry facilities in every unit, and secure, private recreation lockers for each tenant’s bikes, skis and other lifestyle gear. 5. Provide convenience and quality of life for all tenants while keeping rental rates appropriate within the broader Fort Collins market. 6. Provide adequate parking including electric car charging stations—despite convenience to public transit— out of respect to residential and commercial neighbors, and in response to ongoing concerns brought before City Council. 7. Welcome all transportation corridor patrons through seamless integration with trail system and open public plaza, complete with seating, lighting, landscaping, dog waste and bike fix-it stations, as well as façade-integrated and active lifestyle/trail-inspired public art. 8. Improve safety of property, trail and crossing area at night with additional lighting. 9. Help address CSU’s 15-year enrollment goals by offering self-contained housing that appeals to graduate students and other professionals affiliated with the university—not exclusively undergraduates. 10. Involve local equity, employ at least 90% local trades, and retain local ownership and management for the life of the development. ATTACHMENT 1 PROJECT NAME: Prospect Station DATE: Revised June 20, 2013 PROJECT ADDRESS: 223 W. Prospect Road EXECUTIVE SUMMARY: page 2 of 10 Tax Increment Financing (TIF) Assistance APPLICATION About the Prospect Station development partnership Redeveloping an under-utilized parcel adjacent to the Mason Corridor into a transit-oriented, mixed-use community had been a vision of local businessmen Rayno Seaser (founder of The Egg & I restaurants) and Steve Spanjer (president of Spanjer Homes) since official plans for the bus rapid transit system were approved by the City of Fort Collins in 2000. As long-time Fort Collins residents, Seaser and Spanjer agreed that such an undertaking could be more than just a business venture—it would be an investment in the future growth and direction of the community. A few years later, after considering the old Gasamat property at 223 W Prospect Road, they realized that redevelopment of this particular site would also provide an opportunity to rehabilitate a dangerous lot into a productive one, establishing a critical gateway location between Midtown, Old Town and Colorado State University: Prospect Station. In 2012, Seaser and Spanjer recruited Doug and Connie Dohn of Dohn Construction, and Alex Schuman of Henderson Property Management to partner in the construction and management of the project, arriving at a special synergy of community involvement, awareness and responsiveness. Representing multi-generational involvement and deep roots in Northern Colorado—as well as three BBB Torch Award-winning small business owners—the Seasers, Spanjers, Dohns and Schumans are passionately engaged in the needs, wants and goals of Fort Collins citizens, business leaders and officials, and are committed to acting as advocates and stewards of the community as it ushers in an exciting new era of Mason Corridor- oriented development. b. Why is TIF assistance needed; how will funds be used Beginning in 2006, preliminary financing was identified, land was acquired, plans were drafted, proformas were created, and cleanup of brownfield environmental hazards was initiated. Since that time, however, unforeseen code changes, effects of nearby development, and the threat of eminent domain converged to turn Prospect Station from a viable privately- funded enterprise into one that now faces project-ending financial obstacles. As of June 2013, the development is likely to be halted unless TIF assistance can be obtained to close the economic gap created by the following factors: • Loss of approximately 20% of original site to transit infrastructure. Prospect Station’s initial land purchase included ample size for a building that included all amenities to meet project partners’ 10 goals listed above, with sufficient square footage and number of units to make the project financially viable. As plans for the Mason Corridor were finalized in fall 2009, however, developers were informed that they would lose 5,489 sq ft of land running the entire length of the property’s eastern edge to a re-routed pedestrian path. To ensure that the necessary land could be obtained from the site, City Council approved the use of eminent domain, however project partners agreed to grant the City an easement instead, to save the additional expense of legal action. The project lost additional buildable square footage to an enhanced stormwater drainage system needed for the pedestrian path, and the new, significant setback of underground utilities needed to accommodate the required 21’ right-of-way dedication for a bus stop along Prospect (a constrained arterial street). While these infrastructure improvements are absolutely necessary for safety and traffic flow on Prospect, they resulted in a fragmented lot—now too small to accommodate the planned project at an economically viable size. ATTACHMENT 1 PROJECT NAME: Prospect Station DATE: Revised June 20, 2013 PROJECT ADDRESS: 223 W. Prospect Road EXECUTIVE SUMMARY: page 3 of 10 Tax Increment Financing (TIF) Assistance APPLICATION In September 2009 Prospect Station received $65,749 in compensation toward the easement’s land value, however there are many other resulting out-of-pocket expenses incurred by the transit requirements that were not considered in the settlement amount: 1. Creating and filing a lot re-plat and right-of-way vacation to convert Tamasag Dr. from a public street to a private road. Cost to Prospect Station: $32,350 2. Purchasing an additional 1,331 sq ft of land from adjacent property owners to accommodate a sufficiently sized building footprint. Cost to Prospect Station: $14,951 3. Granting seller 234 sq ft as a condition of purchase. Cost to Prospect Station: $3,128 4. Completing lot re-plat, relocating utilities, ordering new architectural plans and new engineering for a new project with a smaller building footprint situated further west on the newly assembled lot. Adjusting revenue projections and development economics based on project’s smaller scale. Cost to Prospect Station: $16,000 to $20,000 • Abandonment of water and sewer lines by neighboring development. Prospect Station’s water and sewer needs had been planned as—and continue to be served by—an adequately sized tie-in to lines beneath Prospect Road via a new line under Tamasag Drive. In 2012 the construction of a nearby student housing development resulted in the abandonment of a water and sewer line at Spring Creek (a half-mile to the south), which had been intended to serve Prospect Station’s neighbors to the south. To enable future development on these properties, now cut off from access to water and sewer service by an unrelated project, it is the developers of Prospect Station who will be required to shoulder the considerable costs of reconnecting these lots to City services by extending the main from Prospect Road, upgrading its capacity and installing hydrants. This issue recently and unexpectedly came to a head as a result of the MAX-related construction closure of Prospect Road, which snarled traffic on adjacent roads, inconvenienced residents and hobbled nearby businesses in March 2013. Project partners recognized that, although Prospect Station has not received development approval or construction financing, it would be for the good of the community if the team could take a leap of faith and assume the risk and expense of completing the required utility stub work during the existing closure, rather than forcing an additional week-long closure of Prospect in August or September. At an out-of-pocket cost of $65,000, partners ordered engineering, pulled together materials and labor, paid overtime, and coordinated with the numerous City departments and independent contractors involved with the MAX project to make infrastructure installation possible on immediate notice, with little to no impact on the existing project, and with no further disruption to residents and businesses. • Extraordinary costs associated with new sound mitigation requirements. Effective January 1, 2012, the City of Fort Collins’ Green building code stipulates that all units within 1000 feet of an active railway must meet a sound transmission coefficient (STC) rated at 40 or above. Due to the relatively small size and close proximity of the planned building to the BNSF line forming the spine of the Mason Corridor, the entire 360-degree exterior of Prospect Station will be armed with exceedingly soundproof wall assemblies, window panes and building techniques. Again, because this code was adopted after initial plans and proformas were created, this single feature has added a burdensome cost—well in excess of the soundproofing that had been planned—which cannot be sufficiently offset or absorbed by increasing the size of the project, the number of units, the amount of commercial space, or the rental rates. ATTACHMENT 1 PROJECT NAME: Prospect Station DATE: Revised June 20, 2013 PROJECT ADDRESS: 223 W. Prospect Road EXECUTIVE SUMMARY: page 4 of 10 Tax Increment Financing (TIF) Assistance APPLICATION • Response to ongoing parking debate within transportation overlay district. Providing adequate parking for residents and customers of Prospect Station has been a priority and a conundrum since project start, further compounded by ongoing land acquisition issues. Because Prospect Station is located within the transportation overlay district, just steps from a MAX station, a Transfort stop and the pedestrian path, no parking is required at this development. However, project partners are aware that many students and professionals come to Fort Collins with a car—and many patrons of local businesses will drive—even though alternative transit is available. The reality of high-density housing and mixed-use developments without provided parking—especially those adjacent to university campuses with limited parking resources—is that residents and customers will park in nearby neighborhoods and shopping centers. Inconsiderate overflow parking has long been an issue near campus, and is addressed repeatedly in Council chambers. Because of this ongoing concern, and out of respect for neighboring families and businesses, Prospect Station’s project partners have gone above and beyond to fight for—and continue to finance—an appropriate number of dedicated parking spaces: by purchasing and leasing additional land, including a concealed above-ground parking structure behind the commercial space, and investing in additional landscaping features to ensure visual appeal. In striving to execute the community’s shared vision for high-density, transit-focused development, the project partners have encountered unexpected and mounting costs associated with ongoing site modifications to accommodate evolving transportation infrastructure, to provide necessary street and utility system upgrades, to fulfill newly adopted building and sound mitigation requirements, and to relieve ongoing pain felt by campus neighbors and the general public. As a result of the changes described above, Prospect Station’s vision for a safe, affordable, high-quality gateway community on the transportation corridor is no longer feasible without TIF assistance. To fulfill the planned development in accordance with the goals set forth by the City, URA and project partners, and to provide a high-quality project at a suitable price for the market, Prospect Station seeks a total of $772,879 in TIF assistance (73% of the property tax increment expected) to help address the following project needs. (Please refer to attached spreadsheet for a breakdown of costs.) • Hazardous materials mitigation. While developers are working in tandem with the State of Colorado on brownfield cleanup, there are additional items newly required for long-term project safety including the installation of an underground vapor barrier below the building, as well as ongoing soils testing and monitoring. TIF dollars will also aid in hazardous materials removal, reporting and plan creation during the deconstruction of the derelict building currently occupying the project site. • Land assemblage. TIF dollars will help offset the considerable cost of acquiring additional land and converting of Tamasag Drive to a private street in order to accommodate the economically-sized building footprint following vacation of land for path realignment, bus turnout and associated infrastructure upgrades. • Parking. Because project partners are concerned with the impact that inconsiderate overflow parking would have on neighboring homes and businesses, Prospect Station will provide a total of 49 non-required parking spaces—including 19 covered garage parking spaces—for use by building residents, guests and customers. TIF dollars will help absorb the costs associated with appropriate view cone mitigation and visual concealment of parking facilities. ATTACHMENT 1 PROJECT NAME: Prospect Station DATE: Revised June 20, 2013 PROJECT ADDRESS: 223 W. Prospect Road EXECUTIVE SUMMARY: page 5 of 10 Tax Increment Financing (TIF) Assistance APPLICATION • Infrastructure serving future development. Stormwater drainage on the site will be upgraded from a simple swale to an enhanced system, underground utilities will be relocated at greater setbacks from Prospect Road, and sewer and water lines will be extended and upgraded in capacity to serve adjacent property owners affected by the abandonment of those services at Spring Creek. As explained in the preceding section, project partners recently shouldered the considerable out-of-pocket expense to accelerate the development schedule for this item so that it could take place concurrently with the MAX construction and avoid a second debilitating closure of Prospect Road during summer 2013. TIF dollars will help recoup the $65,000 good-faith investment that made these upgrades possible in a way that benefits surrounding businesses and the community as a whole, while also enabling cost-efficient future development by adjacent property owners along the Mason Corridor, Tamasag Drive and on the Griffin properties along Prospect Road. • Sustainable features and public amenities. The equity partners have always embraced sustainability in design and construction, despite the fact that there is no economic return for including these kinds of features. As good stewards of the environment, partners desire to reduce one-time and ongoing environmental impact of the project, as well as overall city utilities costs. But unfortunately, due to external factors, the current project economics of Prospect Station no longer support features that are unable to yield returns. TIF dollars will guarantee the inclusion of environmental quality features and enhancements to public areas that face elimination due to budget encumbrances elsewhere in the project. With TIF assistance, the project can once again pursue Energy Star Rating Version 3—complete with rooftop solar panels, electric car charging stations, efficient fixtures and appliances, low-consumption plantings and more. (Please refer to Section H for details.) In addition, TIF assistance will guarantee a public outdoor space for all transportation corridor patrons with seating, ambient lighting, solar-powered trail-side safety lighting, dog waste and bike fix-it stations, enhanced landscaping and public art, for which the project requests $50,000 as a placeholder until the project scope is defined with the City’s Art in Public Places Coordinator. • Other. The newly required and exceedingly costly wall assemblies and building materials necessary to achieve an STC rating of 40 have the potential to terminate the development or reduce it to a lesser- quality product at a higher-than-acceptable price. TIF dollars will help absorb the cost of this new requirement for the comfort of all occupants while allowing developers to maintain the total-project quality and functionality originally envisioned. c. What other sources of funding will the project secure other than TIF? The project site has been owned under a private equity partnership since 2006. Since that time, the partnership has assumed responsibility for brownfield clean-up in cooperation with the State of Colorado, and has financed architectural drawings, multiple revisions, traffic studies, and initiated the City’s building review process. Additional private equity was used to secure construction financing from a local lending institution, whose ability to fund the project is contingent upon TIF award outcome. ATTACHMENT 1 PROJECT NAME: Prospect Station DATE: Revised June 20, 2013 PROJECT ADDRESS: 223 W. Prospect Road EXECUTIVE SUMMARY: page 6 of 10 Tax Increment Financing (TIF) Assistance APPLICATION d. How will the project help improve/upgrade public infrastructure? In tandem with the Mason Corridor project, Prospect Station has already and will continue to contribute to improvements to transit infrastructure and traffic flow by: • enabling a safer pedestrian crossing at Prospect Road • alleviating traffic congestion at Prospect and the MAX/BNSF line with a bus turnout • providing safe access to adjacent properties via privately paved and maintained Tamasag Drive • relieving parking stress on neighboring homes and businesses with guaranteed spaces Prospect Station will also contribute to utilities improvements by: • installing enhanced stormwater drainage system • relocating underground utilities • extending and increasing capacity of water and sewer from Prospect Road to compensate for losses of service caused by abandonment at Spring Creek • installing rooftop PV panels to offset the project’s impact on City utilities e. How will the project enhance the property tax base and sales tax base of the area? The property is currently occupied by a deteriorating 800 sq ft building with a total actual value of $160,000, an assessed value of $46,400 and annual property tax amount of $4,329.68. Following the environmental clean-up already underway, the deconstruction of the current structure, and the completion of a state-of-the-art 29,099 sq ft building, the assessed value of land and improvements will increase to approximately $5,451,108 in year one, generating an estimated $40,841 in property taxes per year. Those numbers are expected to grow to $6,75,084 and $51,895, respectively, by the end of the URA’s 23-year life. The total tax increment expected (with appreciation) is estimated at $1,062,032. A TIF calculation worksheet (with figures provided by the Larimer County Assessor’s office) is provided at the end of this document. Once occupied, Prospect Station is expected to generate an estimated $442,200 per year in taxable residential rental income paid to local management and local ownership. Additional tax opportunities will be derived from three on-site commercial spaces, varying along with the nature of the business tenants, as well as the patronage of neighboring businesses by approximately 50 new Prospect Station residents. ATTACHMENT 1 PROJECT NAME: Prospect Station DATE: Revised June 20, 2013 PROJECT ADDRESS: 223 W. Prospect Road EXECUTIVE SUMMARY: page 7 of 10 Tax Increment Financing (TIF) Assistance APPLICATION f. How will the project help achieve the goals of the Urban Renewal Plan and City Plan? The following objectives (as well as those described in Sections G and H) are shared by both the Urban Renewal Authority and the Prospect Station development team. • Establish public-private partnerships that facilitate redevelopment and new development within the Midtown Urban Renewal Area • Address and remedy conditions that impair sound growth, through infrastructure improvements such as enhancing storm drainage, relocating utilities, extending and increasing capacity of water and sewer service, and completing adjacent roadways • Redevelop and rehabilitate the area in a manner compatible to its surroundings, through activities such as remediating environmental hazards and safety concerns, establishing transit-oriented communities along the Mason Corridor, and providing destination locations for public use • Effectively utilize undeveloped and underdeveloped land by initiating high-intensity, mixed-use communities within the transportation overlay district • Improve pedestrian, bicycle, vehicular and transit-related circulation and safety, through activities such as realigning the pedestrian path, alleviating traffic congestion with a bus turnout, providing safety lighting, offering ample bike parking and storage, providing adequate parking, installing electric car charging stations, upgrading adjacent intersections, and creating a seamless interface between transit options and the development • Contribute to increased tax revenues by increasing property value, creating sales tax generation potential with commercial and live-work units, and establishing a higher density of quality housing options • Eliminate blight, as described in Section G Prospect Station also helps to support the following policies as outlined in the Fort Collins City Plan: EH 3.3: Support Local and Creative Entrepreneurship (by offering unique live-work units) EH 4.1: Prioritize Targeted Redevelopment Areas EH 4.2: Reduce Barriers to Infill Development and Redevelopment ENV 5.2: Utilize Solar Access ENV 5.7: Offer Incentives to Substantially Exceed Minimum Code Requirements ENV 9.1: Promote Alternative and Efficient Transportation Fuels and Vehicles ENV 17.2: Manage Hazardous Materials and Waste ENV 20.4: Develop Public/Private Partnerships (for Stomwater Management) LIV 5.1: Encourage Targeted Redevelopment and Infill LIV 5.2: Target Public Investment Along the Community Spine LIV 5.4: Contribute to Public Amenities LIV 7.1: Encourage Variety in Housing Types ATTACHMENT 1 PROJECT NAME: Prospect Station DATE: Revised June 20, 2013 PROJECT ADDRESS: 223 W. Prospect Road EXECUTIVE SUMMARY: page 8 of 10 Tax Increment Financing (TIF) Assistance APPLICATION LIV 7.7: Accommodate the Student Population LIV 10.4: Incorporate Street Art LIV 11.2: Incorporate Public Spaces LIV 12.2: Utilize Security Lighting and Landscaping LIV 35.1: Location (of Community Commercial Districts) LIV 35.2: Mix of Uses LIV 35.3: Scale LIV 35.4: Transform through Infill and Redevelopment LIV 43.3: Support Transit-Supportive Development Patterns SW 2.3: Support Active Transportation SW 2.4: Design for Active Living T 9.2: Pedestrian, Bicycle and Transit Interface and Access T 11.1: Bicycle Facilities g. How will the project help eliminate slum and blight conditions? The current condition of 223 West Prospect Road is certainly underutilized and unsightly, but it is likely also a safety concern for neighbors and Mason Trail users. As a former industrial site, this particular brownfield suffers from environmental hazards related to underground petroleum contaminants, and a deteriorating building that poses risks from asbestos and other hazardous substances, as well as building systems made dangerous by illegal stripping of copper and other components. Property crimes including trespassing, theft, vandalism, grafitti, and illegal camping, among others, have been extensively documented by police reports, and liability issues related to use by Fort Collins’ transient population and unsanctioned parking persist. Remediating the chemical pollutants, deconstructing the existing building, and replacing it with a fully developed, well-lit facility— complete with active street and transit corridor frontage and a significant number of residents and commercial customers—is expected to transform the site into a safe, productive and iconic destination where Old Town, Midtown and CSU converge. ATTACHMENT 1 PROJECT NAME: Prospect Station DATE: Revised June 20, 2013 PROJECT ADDRESS: 223 W. Prospect Road EXECUTIVE SUMMARY: page 9 of 10 Tax Increment Financing (TIF) Assistance APPLICATION h. How will this project help achieve URA goals of sustainability through green building techniques? In cooperation with City staff, Dohn Construction, Inc. will oversee the multitude of environmentally-minded building materials and techniques planned for inclusion in Prospect Station. The aforementioned Green building codes, effective January 1, 2012, set exceptionally high standards for sustainability features in new developments in Fort Collins, however the project partners still intend to go above and beyond requirements, pursuing Energy Star Rating Version 3. In order to achieve this certification, the project will include numerous sustainable building features and construction practices. Highlights include: • High-efficiency HVAC systems • Enhanced building envelope • Low-flow water-conserving plumbing fixtures • Water-reducing landscape design • Diversion of construction waste from landfill deposits • Use of high recycled-content and locally produced construction materials • Restoration of previously developed, polluted site • High connectivity of public transportation and resources to reduce the need for driving • Practices to reduce dust and air pollutants to create a cleaner indoor air quality i. Please provide documentation and quantifiable results stating the proven methods or effectiveness of the proposed sustainable features. The features and techniques listed in Section H generally adhere to the already stringent environmental standards set forth by Fort Collins’ Green building code, with extra measures taken as needed to pursue Energy Star Rating Version 3. With the above improvements, project coordinators expect water, heating/cooling, and electricity savings of at least 10.12% over comparably sized projects where only basic energy codes have been met. ATTACHMENT 1 PROJECT NAME: Prospect Station DATE: Revised June 20, 2013 PROJECT ADDRESS: 223 W. Prospect Road EXECUTIVE SUMMARY: page 10 of 10 Tax Increment Financing (TIF) Assistance APPLICATION j. What is the proposed project timetable? Development Activities/Milestones start completion Entitlement 1/21/13 8/30/13 Site plan base complete 1/21/13 1/21/13 Start preparation of submittal documents 1/21/13 2/13/13 Neighborhood meeting (optional) 2/12/13 2/12/13 Preliminary Development Plan Submittal to City (PDP) 2/13/13 2/13/13 Submit URA application 2/22/13 2/22/13 Development Review Meeting/Comments from City (1st Round) 2/13/13 3/06/13 Work with adjacent property owners on off-site easements 3/06/13 3/13/13 Re-submittal to City (est. 3-week turnaround) 3/06/13 3/27/13 Development Review Meeting/Comments from City (2nd Round) 3/27/13 4/10/13 Re-submittal of URA TIF Assistance application 4/3/13 4/3/13 Re-submittal to City 4/10/13 5/01/13 Development Review Meeting/Final Comments from City 5/01/13 5/10/13 Re-submittal to City (PDF) 5/15/13 5/22/13 City schedules Type I Public Hearing 5/22/13 5/22/13 Hearing held 5/22/13 6/20/13 Re-submittal of URA TIF Assistance application 6/14/13 6/14/13 14-day appeal period 6/20/13 7/03/13 Hearing officer issues final decision 6/20/13 7/03/13 Final Plan Submittal to City 6/20/13 7/10/13 Development Review Meeting/Comments from City 7/10/13 8/07/13 Re-submittal to City (PDF or mylar) 8/07/13 8/14/13 Record mylars, sign development agreement 8/14/13 8/30/13 DCP Meeting held 9/04/13 9/04/13 Construction 9/04/13 8/15/14 Occupancy 8/15/14 ATTACHMENT 1 PROJECT NAME: Prospect Station DATE: Revised June 20, 2013 PROJECT ADDRESS: 223 W. Prospect Road PROJECT STATUS UPDATE Prospect Station’s PDP hearing took place May 30, at which time the project gained initial approval as a four-story, 40,000 square foot mixed-use development. Following the hearing, project partners became aware that current construction cost estimates and revenue projections no longer support a project of the size submitted to the City in February. Because of the ownership group’s desire to see the project through, the project has been scaled back a second time, resulting in a three-story, 30,000 square foot building with 49 beds instead of 69. The commercial space, live-work units, parking and public interface remain unchanged. Yet even at this smaller scale, the project will not be feasible without the URA’s help. Fortunately our revised submittal also contains good news. While the overall cost of the project has decreased slightly, from $6,095,789 to $6,005,879, its projected actual value, and therefore the overall tax increment expected, has increased—from $4,839,714 to $5,451,108 and from $933,004 to $1,062,032, respectively. Assistance requested for Prospect Station is now at 73% of the expected total increment, as opposed to the 80% requested in our April submittal. Relevant figures (such as project cost, amount requested, allocation details, and proformas) have been updated in this revision to reflect the new project scale, while much of the narrative that describes the nature of the project, its objectives and benefits, and how TIF funds will be used is largely the same as it was in earlier drafts. Next steps: Simultaneously to submitting our revised TIF application, we are also pursuing an amendment with Planning and Zoning for the smaller project (once a final decision has been issued by the department on June 13). Approval on the amendment is expected by mid-July. Assuming favorable outcomes on both planning and financing decisions, we will be able to secure our construction loan and break ground as scheduled, in August 2013. Tax Increment Financing (TIF) Assistance APPLICATION ATTACHMENT 1 LOCATION MAP ATTACHMENT 1 SITE PLAN ATTACHMENT 1 PROJECT DRAWINGS ATTACHMENT 1 PROJECT DRAWINGS ATTACHMENT 1 PROJECT DRAWINGS ATTACHMENT 1 PROJECT DRAWINGS ATTACHMENT 1 PROJECT DRAWINGS ATTACHMENT 1 [Prospect Station Ullit0 Type Number Bf'ds ~. cIUniu 8d.ooms AV(; Sf Rent! 8ed.oom Pel" Unil 101<0 SF "'VMo Rtnt!Sf Studio 1 aORM , , " , " , <SO '" ,, 950 ',050 ,, 950 ',050 ><00 "" , ,11.400 5,250 , ,2.11 ,...,. 1.83 1 ..... , 1 " , "6 900 USO ,, 6SO 'SO >.300 1,650 11700 '''' ,, 16,900 1,lOO ,, '" 1.43 FIrst Year StlIbllbed· Ope",tln, Statement Effective POltnual ~~: ViICOi Gross Annual I\CY, L01.Income Rent;Sts, ei ll C lncomt , , , TOlaf AddltloNl ln(OPIe S Adlu$led G.cS!O Rernallncome $ Elfeaive Income S TClal Operating Ekptn~ 5 AntIual Het 0peI3IlIIt tl'\C:Ol'l'le 15 36.1~6 456,836 456,836.00 116,021.00 m ,'09.00 I ..,,'" 12 ., 22,275 , 36,SSO , 'OS U,110 5·0%1 420,090 ,.., '" ATTACHMENT 1 IProspect Station 36,746 ATTACHMENT 1 c. , 'I o , EI ~ t• . 0 • 0. : o ~ J . .t • ATTACHMENT 1 IProspect Station ITOTAl PROJEtr COST SUMMARY Gross Building Square Footage 29,099 Square Feet Net R~1able Square Footage 20% for hallw"vs, stailWeUs, circulation 29,099 Square Feet Gross Partting 47 Spaces Land Size 0.83 Acres Tot"l8eds 49 Bedrooms Tot,,1 Units 32 Units PlanninalDe$i&,n/£n£I~rif!J $ 275,000 Planning $ $ Architectur,,1 Civil Engineeril18: ALTA Survey Utility locates Plat Lan(ls<:aping Structural Engineering Mechanical Engineering Electrical Engineering lEED Consultation Environmental Survey - Phase 1 Environmental Survey - Phase 2 Soils Report Traffic Study Asbestos Survey Reimbursable Expenses (not above) $% Preconstruction Servkes Design EntWement Contingency Consultants '" Munlcip"I/State Fees $ 596,260 $ 20.49 Building Permit Fees $ $ City/County Sales & Use Taxes $ $ City/County Oevelopment Review Fees $ $ City/County ~velopment Fees $ 596,260 $18,633 Affordable Housing -cash in lieu $ $ Utility Service and Relocation Fees $ $ City Bonding/letter of Credit $ $ SWMP Fees $ $ Dust Control Permit $ $ Fee Contingency 0% $ $ Core & Shell Construction $ 4,101,798 $ 127.21 Off,Site Improvements $ $ Site Development $ $ Core & Shell, Garage and TI Costs $ $ BaSement $ $ Parking Structure $ $ Phone/Data/Security $ $ FF&E $ $ VE Items $ $ ATTACHMENT 1 ConStrtl(COtIstruction tion Cost Estimating Contingency '" $ $ 3,982,119,470 328 $ $ 124.3.00 21 Tenint Improvements $ 18,000 $ 0.62 TI • Design $ $ TI • Construction $ $ TI • Signage $ $ TI • Phor"lE!/Data/Security $ $ fl · ff&E $ $ Brokerage Commissions $ $ $ $ Construction Period HoIdl", COSts $ 100,000 $5.00 Construction Period Financing Cost $ Construction Period Interest $ Construction Period Payments $ Appraisal $ tender Site lnspectlOtl Fees $ Loan Title Insurance $ Recording and Misc. Closing COst $ ConStruction Surveying $ Material Testing $ AsbestOs Abatement $ Real Estil le Taxes During Construction $ Pennanent loan Costs $ $ ht Mortgage loan Points $ $ 1st Mortgage tender Inspect ion Fees $ $ 1st Mortgage Title Insurance $ $ lst Mortgage Closing Cost $ $ OtMrfees $ ...... $ .... DevelOpment Management Fee 1.SS $ 74,866 Marketing Material During Construction $ 5,000 $ 0.17 carrying Costs Through Leas.e·up $ $ $ $ TOTAL PROJECT COST $ 5,980,924 $ 205.54 $ 122,060 Per Bed $ 186,904 Per Unit $ 205.54 Per Rentable Square Foot ATTACHMENT 1 REDEVELOPMENT AGREEMENT PROSPECT STATION This Agreement is made and entered into effective as of the ___ day of _________, 2013, by and between the Fort Collins Urban Renewal Authority, a body corporate and politic of the State of Colorado (the “Authority”), and Prospect Station, L.L.C., a Colorado limited liability company (the “Developer”). RECITALS WHEREAS, the Developer is the owner of the property that is the subject of this Agreement (the “Property”) described as follows: LOT 1 PROSPECT STATION SUBDIVISION BEING A REPLAT OF LOT 10, GRIFFIN PLAZA SUBDIVISION, AND A PORTION OF VACATED TAMASAG DRIVE, SITUATE IN THE NORTHEAST QUARTER OF SECTION 23, TOWNSHIP 7 NORTH, RANGE 69 WEST OF THE 6TH P.M., CITY OF FORT COLLINS, COUNTY OF LARIMER, STATE OF COLORADO; and WHEREAS, the City of Fort Collins, Colorado (the “City”) is a home rule municipality and political subdivision of the State of Colorado (the “State”) organized and existing under a home rule charter (the “Charter”) pursuant to Article XX of the Constitution of the State; and WHEREAS, on June 6, 1978, the City Council adopted Resolution 78-49, adopting findings and establishing the Fort Collins Urban Renewal Authority (the “Authority”) as an urban renewal authority pursuant to Colorado Revised Statutes, Part 1 of Title 31, Article 25, as amended (the “Act”); and WHEREAS, by Resolution 2011-080, adopted and approved on September 6, 2011, the City Council found and declared that the area described in such Resolution (the “Midtown Area”) is a blighted area as described in the Act and appropriate for an urban renewal project; and WHEREAS, by Resolution 2011-081, adopted and approved on September 6, 2011, the City Council adopted an urban renewal plan for the Midtown Area in Fort Collins, which area includes the Property; and WHEREAS, by Resolution 2013-043, adopted and approved on May 7, 2013, the City Council adopted amendments to the previously adopted urban renewal plan for the Midtown Area (as amended, the “Urban Renewal Plan”); and 9/4/13 Page 2 WHEREAS, the purpose of this Agreement is to eliminate blight and otherwise implement and further the above-referenced Resolutions, and the purposes, policies, goals, and objectives of the Authority and the Plan, pursuant to the Colorado Urban Renewal Law, Part I of Article 25 of Title 31, C.R.S. (the “Act”); and WHEREAS, the Property is within the Urban Renewal Area described in the Plan, and is within the Prospect South Tax Increment Financing District, in which property taxes have been divided pursuant to the Act and the Plan, establishing a property tax increment to fund redevelopment and public improvement projects of the Authority; and WHEREAS, the Developer will pursue certain undertakings and activities to eliminate and prevent blight, by clearing, rehabilitating and redeveloping the Property, within the meaning of the term “urban renewal project,” as set forth in the Plan and as defined in the Act; and WHEREAS, the Authority and the Developer wish to cooperate in the redevelopment of the Property in furtherance of the Plan by entering into this Agreement. AGREEMENT NOW THEREFORE, in consideration of the promises and the mutual obligations of the Parties and other good and valuable consideration, the receipt and adequacy of which are acknowledged, the Parties agree as follows. SECTION 1. DEFINITIONS In this Agreement, unless a different meaning clearly appears from the context: Act means the Colorado Urban Renewal Law, Part I of Article 25 of Title 31, C.R.S. Agreement means this Agreement, as it may be amended or supplemented in writing. References to Sections or Exhibits are to this Agreement unless otherwise qualified. Building means the building identified in Exhibit A. Category means one or more of the three (3) Categories of Eligible Costs set forth on Exhibit B Certificate of Occupancy shall mean a final, unconditional certificate of occupancy issued by the City’s Building Official under Chapter 5 of the City Code, or a conditional certificate of occupancy, provided that the Authority, in its sole discretion, determines that the conditional certificate of occupancy is sufficient given the circumstances and purposes of the Authority. 9/4/13 Page 3 Certificate of Valuation means the certification by the Larimer County Assessor’s Office to determine predicted valuation of the Project once complete that is attached as Exhibit C. Charter means the Municipal Charter of the City of Fort Collins. City means the City of Fort Collins, Colorado. City Code means the Municipal Code of the City of Fort Collins. Commence Construction and Commencement of Construction mean to obtain a building permit to construct the Building, if the Developer diligently pursues the construction of the Building under the permit in a manner necessary to Complete Construction of the Project. Complete Construction and Completion of Construction with mean that: 1) construction of the Building is complete under applicable laws, ordinances and regulations; and 2) Certificate of Occupancy has been issued for the Building for its intended permitted use without restrictions. Control or Controlled by, with respect to any entity, means possession of the power to direct or cause the direction of the management and policies of the entity, whether through the ownership of the majority of voting securities, by contract, or otherwise. Covenant Not to Protest means the Covenant Not to Protest the valuation of the Property for real property tax purposes by the Larimer County Assessor required under Section 2.11. Developer means Prospect Station, L.L.C., a Colorado limited liability company, and any successors and assigns as permitted under Section 2.9 of this Agreement or as approved by the Authority. Developer Financing means the financing described in Section 2.1. Development Agreement means the Development Agreement for the Project, once the same has been approved by the City and recorded against the Property. Eligible Costs means the reasonable and necessary expenditures to design and carry out the Funded Improvements as identified on Exhibit B incurred by the Developer subsequent to the date of this Agreement, as certified by the Developer and, at the Authority’s option, verified by an appropriate expert. Certain costs for water and sewer line extension work identified on Exhibit B, up to a total maximum amount of $10,000, that were incurred after the filing by Developer with the Authority of an application for reimbursement, but prior to the date of this Agreement, are deemed to be Eligible Costs. Eligible Costs shall not include interest paid or accrued on any such expenditures. 9/4/13 Page 4 Final Development Plan means the Final Development Plan for the Project, once the same has been approved by the City. Funded Improvements means the improvements or activities and undertakings listed in Exhibit B that the Developer will construct as part of the Project, for design and completion of which the Eligible Costs will be incurred. Land Use Code means the Land Use Code of the City of Fort Collins. Party or Parties means a party or the parties to this Agreement, as first identified above. Plan and Urban Renewal Plan mean the Midtown Urban Renewal Plan described in the Recitals. Pre-Project Tax Base Amount means the amount representing the taxes paid on the Property in 2013 before the construction of the Project and certified as such by the Larimer County Assessor’s Office as shown on Exhibit C, which the Parties agree for the purpose of this Agreement is$4,329.68 Project means the design, construction and reconstruction of all improvements, infrastructure, parking, streets, rights-of-way, buildings, structures, signage, and landscaping to be constructed on the Property pursuant to the Final Development Plan and Development Agreement, and includes, but is not limited to, the Funded Improvements and Building. Property means the real property legally described as follows: LOT 1 PROSPECT STATION SUBDIVISION BEING A REPLAT OF LOT 10, GRIFFIN PLAZA SUBDIVISION, AND A PORTION OF VACATED TAMASAG DRIVE, SITUATE IN THE NORTHEAST QUARTER OF SECTION 23, TOWNSHIP 7 NORTH, RANGE 69 WEST OF THE 6TH P.M., CITY OF FORT COLLINS, COUNTY OF LARIMER, STATE OF COLORADO Outside Date means the date by which the parties agree a certain event must have occurred in order for the Developer to be in compliance with the terms of this Agreement, as set forth in the Schedule of Performance. Reimbursement Cap means the maximum Reimbursement Obligation of Four Hundred and Ninety Four Thousand Dollars ($494,000.00), subject to the conditions and limitations as provided in Section 3.1. Reimbursement Obligation means the obligation of the Authority to reimburse the Developer for the Eligible Costs under Section 3.1, up to the Reimbursement Cap. 9/4/13 Page 5 Related Entity means any entity wholly owned or Controlled by the Developer. For this definition, the term “owned” means the ownership of 100% of the ownership interests in the entity; and the term “Controlled” shall have the meaning hereinabove set forth. Schedule of Performance means the schedule that governs the times for the performance by the Developer and the Authority attached hereto as Exhibit D. Target Date means the date by which the parties agree a certain event is reasonably expected to have occurred, as set forth in the Schedule of Performance. Urban Renewal Area means all of the area of real property, including public rights of way within the boundaries of the Urban Renewal Project as described and delineated in the Plan. SECTION 2. DEVELOPER OBLIGATIONS 2.1 Developer Financing. The Developer agrees to provide the Developer Financing expected to comprise approximately $1.5 million of Developer equity and $4.5 million in construction loans. The terms of the Developer Financing must be consistent with the requirements of this Agreement and adequate to Complete Construction of the Project under this Agreement and by the date specified in the Schedule of Performance. Subject to obtaining Developer Financing, the Developer represents and agrees it has the financial and legal ability and can bear the economic risk of financing and achieving Completion of Construction of the Project, the costs of which are to be paid under the terms and conditions of this Agreement and the approved construction documents. The Authority acknowledges that the terms and conditions of the Developer Financing will be determined by separate agreements and instruments to which the Authority will not be a party, which agreements and instruments shall not alter or affect the respective rights and obligations of the Developer and the Authority under this Agreement. The Authority acknowledges, subject to the foregoing, that the Developer and other parties to the Developer Financing are entitled to establish, modify or amend the Developer Financing, without the consent of the Authority. 2.2 Demolition, Clearance and Preparation of the Property. The Developer will demolish and clear any existing improvements from the Property and prepare the Property for construction of the Project. This work shall be performed in accordance with the requirements of all laws, rules, and regulations, including those of the City. 2.3 Design and Construction of the Project. The Developer is responsible for obtaining and reviewing all information that the Developer believes is necessary or desirable to fulfill its obligations under this Agreement. Subject to obtaining the Developer Financing, the Developer agrees to construct the Project in accordance with this Agreement. The Schedule of Performance sets forth the Target Dates and Outside Dates for obtaining Developer Financing and Completion of Construction of the Project, and other deadline dates. The Developer, subject to the approval of the Authority, which approval shall not be unreasonably withheld, conditioned 9/4/13 Page 6 or delayed, shall have sole responsibility for the design, development and construction of the Funded Improvements, the Building, and the Project, including without limitation, design, construction, selection, and supervision of any architects, engineers, and consultants. For construction of the Project, the Developer agrees to select contractors that the Developer’s architect deems qualified by experience to construct a Project of this quality and caliber. Regardless of the costs incurred by the Developer for the Project, the Authority’s Reimbursement Obligation shall not exceed the Reimbursement Cap. 2.4 Approval of the Construction Documents and Modifications to the Final Development Plan. The Developer shall prepare and obtain the approval of the City and the Authority, including, but not limited to, the City’s development review process and independent review by the Authority, of all construction documents related to construction of the Project and the Final Development Plan. Approval by the Authority shall not be unreasonably withheld, conditioned or delayed. 2.5 Construction of the Project. Subject to obtaining the Developer Financing, the Developer shall Commence Construction and Complete Construction of the Project in accordance with the City’s applicable standards and requirements. These activities will occur on or before the dates specified in the Schedule of Performance. All construction activities shall conform to all laws, codes, ordinances, and policies, including, but not limited to, those of the City. 2.6 [Paragraph omitted.] 2.7 Books and Accounts; Financial Statement. The Developer will keep, or cause to be kept, proper and current books and accounts in which complete and accurate entries shall be made of amounts paid out, and such other calculations, allocations and payments to construct the Project. 2.8 Inspection of Records. All books, records and reports in the possession of the Developer relating to the Project shall at all reasonable times and subject to twenty-four (24) hours advance notice be open to inspection (at Authority expense) by such accountants or other agents as the Authority may from time to time designate. 2.9 Restrictions on Assignment and Transfer. Except as hereinafter permitted, prior to Completion of Construction of the Project the Developer shall not assign or transfer all or any part of or any interest in this Agreement or the Property without the prior written approval of the Authority, which approval shall not be unreasonably withheld, conditioned or delayed. For this Agreement (a) an assignment or transfer shall include a change of the parties in Control of the Developer, and (b) unreasonably withheld, conditioned or delayed shall mean failing to approve within ten business days without identifying legitimate concerns of the Authority related to, but not limited to, the generation of tax increment, the capacity of the assignee or transferee to Complete Construction, and the preservation and promotion of the Plan. The Developer shall, upon the Developer’s gaining of knowledge thereof, promptly notify the 9/4/13 Page 7 Authority of any and all changes in the identity of the parties in Control of the Developer, or the degree thereof. No voluntary or involuntary successor in interest of the Developer shall acquire any rights or powers under this Agreement except as expressly set forth herein. Approval of an assignment or transfer by the Authority shall not relieve the Developer of its obligations to Complete Construction of the entire Project, unless the Authority agrees in writing. The foregoing Restriction on Assignment and Transfer shall terminate upon Completion of Construction of the Project. Notwithstanding the foregoing, subject to receipt and approval of all relevant documents confirming such transfer or assignment, the Developer may: (i) assign this Agreement and transfer the Property to a Related Entity of the Developer; (ii) collaterally assign its right to receive reimbursement under this Agreement to any lender that provides all or any portion of the Developer Financing, provided that any document assigning the Developer’s right to receive reimbursement hereunder shall expressly provide that no reimbursement will be made by the Authority unless and until Completion of Construction of the entire Project by the Developer under the terms of this Agreement; (iii) enter into a contract to sell all or a portion of the Project upon Completion of Construction of the entire Project, provided that no such sale may occur prior to Completion of Construction of the entire Project by the Developer without the Authority’s consent. Except when a permitted assignee expressly assumes such obligation, no permitted assignment of this Agreement or transfer of the Property shall relieve the Developer of its obligation to complete Construction of the entire Project under this Agreement. 2.10 Progress Reports. Until Completion of Construction of the Project the Developer shall make reports in such detail and at such times as the Authority may reasonably request as to Developer’s progress with respect to the Commencement of Construction, the progress of construction and the Completion of Construction as described in the Schedule of Performance. 2.11 Protesting the Actual Value Determined by the Larimer County Assessor/Condition Precedent. The Developer, including any assignees and successors, agrees and acknowledges that the Reimbursement Obligation is funded by the Larimer County Assessor’s collection of property taxes. Consequently, Developer, and any assignees or successors, agrees that from the date of this Agreement through December 31, 2036, if the Actual Value determined by the Larimer County Assessor is at or below the value set forth in the Certificate of Valuation (the “Valuation”) relied on by the Authority, and attached to this Agreement as Exhibit C, it will not protest the Actual Valuation of the Property determined by the Larimer County Assessor to reduce the property tax for the Property. If Developer, or any assignee or successor, either (i) protests the Actual Value when it is at or below the value in the Valuation, or (ii) protests the Actual Valuation and succeeds in reducing it to an amount less than the Valuation, the Authority’s Reimbursement Obligation will be reduced proportionally commensurate with the reduction in Actual Value. The Developer will file a covenant with the Larimer County Clerk and Recorder in a form satisfactory to the Authority, reflecting this representation and agreement (“the Covenant Not to Protest”) upon the execution of this Agreement. The Authority shall have no obligation arising under this Agreement until the Covenant Not to 9/4/13 Page 8 Protest has been so recorded. The Covenant Not to Protest shall provide that the URA Executive Director may terminate the Covenant at any time in his or her discretion by recording a notice of termination and providing a copy of the same to the then owner of record of the Property. If this Agreement is terminated for any reason whatsoever, the Covenant Not to Protest shall immediately and automatically terminate, become null and void, and be of no further force or effect. Upon termination of this Agreement, the Authority shall execute, acknowledge and deliver to the Developer such documents or instruments as may be necessary or reasonably required by a title company to delete and remove the Covenant Not to Protest from the chain of title to the Property. SECTION 3. AUTHORITY OBLIGATIONS 3.1 Reimbursement Obligation/Reimbursement Cap. The Authority agrees to reimburse the Developer for the Eligible Costs incurred and certified by the Developer, to the extent provided herein (the “Reimbursement Obligation”). If, as contemplated by the parties, the contingencies and requirements described in this Agreement are satisfied, the Authority will reimburse to the Developer One Hundred Percent (100%) of the Eligible Costs incurred, up to the total amount of Four Hundred and Ninety Four Thousand Dollars ($494,000.00) (the “Reimbursement Cap”). 3.2 Conditions for Reimbursement. 3.2.1 The Reimbursement Obligation is contingent upon Completion by the Developer of the Project. If this requirement is not met by the Outside Date specified in the Schedule of Performance attached hereto as Exhibit D, the Authority shall have no Reimbursement Obligation to the Developer and this Agreement shall be deemed null and void. 3.2.2 The Reimbursement Obligation and any payment required to be made hereunder is further contingent upon verification by the Authority that all of Developer’s representations and warranties, as set forth in Section 5.1, below, have been met and kept current. The Authority may delay payment of any Reimbursement Payment (as defined below) due, until the Developer provides reasonable evidence of full compliance with said representations and warranties, if requested by the Authority in its discretion. 3.2.3 The Reimbursement Obligation is limited to reimbursement for Eligible Costs for the specified Funded Improvements, as set forth in Exhibit B. The Developer shall provide documentation of the Eligible Costs using forms provided by the Authority. If this requirement is not met by the Outside Date specified in the Schedule of Performance attached hereto as Exhibit D, including lien waivers and releases for labor and materials provided for the Project for or related to the 9/4/13 Page 9 Funded Improvements, the Authority shall have no Reimbursement Obligation to the Developer and this Agreement shall be deemed null and void. After the Developer has submitted all required documentation of the Eligible Costs, the Authority shall, within no more than 45 business days, including such verification and review of costs by an appropriate expert as the Authority determines to be appropriate, notify the Developer of the Authority’s determination of eligibility, the costs determined to be Eligible Costs reimbursable, and the total of the Reimbursement Obligation. 3.3 Payment of Reimbursement. After the Developer has completed performance of the Conditions for Reimbursement as described in Section 3.2, and the Authority has determined the Reimbursement Obligation, the Authority shall pay to the Developer the Reimbursement Obligation, as follows: 3.3.1 Fifty percent (50%) of the total Reimbursement Obligation will be paid by the Authority to the Developer in a single payment no later than 45 days after the Conditions for Reimbursement have been met. The remaining fifty percent (50%) of the Reimbursement Obligation shall be paid according to Sec. 3.3.2 below. 3.3.2 Fifty percent (50%) of the total Reimbursement Obligation will be paid by the Authority to the Developer over a twenty-one year period, commencing in 2016 and terminating in 2036. During that period, no later than each January 31st the Authority shall pay to the Developer from the property tax increment determined by the Authority to have been generated by the Project on the Property and paid during the preceding calendar year, the amount of Eleven Thousand Seven Hundred and Sixty-Two Dollars ($11,762.00), or such portion of that amount remaining due within the Reimbursement Cap limitation in Section 3.3.3, if less than $11,762.00. The tax increment generated by the Project on the Property and paid in the preceding calendar year shall be calculated by subtracting the Pre-Project Tax Base Amount from the total property taxes paid in that year. 3.3.3 The total of all Reimbursement Payments shall not exceed the Reimbursement Cap. The Authority shall continue to annually pay to the Developer a Reimbursement Payment until the earlier of either: 1) the full payment of the Reimbursement Obligation up to the Reimbursement Cap; or 2) February 1, 2036. Upon the occurrence of either of these events, the Authority shall have no further obligation to the Developer for reimbursement hereunder. 3.4 Authority Right to Pre-Pay. The Authority reserves the right to pre-pay any amount due hereunder without penalty, in its discretion. 9/4/13 Page 10 3.5 Limitation. The Authority shall not enter into any agreement or transaction that impairs the rights of Developer under this Agreement, including, without limitation, the right to receive reimbursement for the Eligible Costs allocated to it under the procedures established in this Agreement; provided, however, nothing herein shall preclude the Authority from entering into other financial obligations, or other financial obligations regarding the Project, so long as the Authority in its reasonable discretion concludes its actions do not and will not in the future interfere with its obligations. SECTION 4. INSURANCE AND INDEMNIFICATION 4.1 Insurance. At all times after the date of this Agreement during which the Developer is engaged in preliminary work on the Property or adjacent streets and during the period from the Commencement of Construction until Completion of Construction of the Project, the Developer shall carry, or cause its general contractor to carry, and, upon request, will provide to the Authority certificates of insurance as follows: a. Builder’s risk insurance (with a deductible not to exceed $5,000) in an amount equal to 100% of the projected replacement value of the Improvements at the date of Completion of Construction; b. Comprehensive general liability insurance (including operations, contingent liability, operations of subcontractors, completed operations, and contractual liability insurance) and umbrella liability insurance with a combined single limit for both bodily injury and property damage of not less than $1,000,000. Such insurance may carry a deductible in an amount not to exceed $10,000 per claim for property damage and $5,000 per claim for employee benefits; and c. Worker’s compensation insurance, with statutory coverage, including the deductible permitted by statute. All such insurance policies shall be issued by responsible companies selected or approved by the Developer, subject to the reasonable Approval of the Authority and the City. Prior to Commencement of Construction, the Developer shall deliver to the Authority and the City policies or certificates evidencing or stating that such insurance is in force and effect. Each policy shall contain a provision that the insurer shall not cancel or modify it without giving written notice to the Developer and to the Authority and the City at least 30 days before the date the cancellation or modification becomes effective and shall name the Authority and the City as additional insureds, specifying that the insurance shall be treated as primary insurance. 4.2 Indemnification. The Developer shall defend, indemnify, assume all responsibility for and hold the Authority, the Authority’s commissioners, the City, the City’s council members, and the officers and employees of the City and the Authority harmless (including, without 9/4/13 Page 11 limitation, for attorneys’ fees and costs) from all claims or suits for and damages to property and injuries to persons, including accidental death, that may be caused by acts or omissions of the Developer under this Agreement or in connection with the Project, whether such activities are undertaken by the Developer or anyone directly or indirectly employed by or under contract to the Developer and whether such damage shall accrue or be discovered before or after termination of this Agreement. SECTION 5. REPRESENTATIONS AND WARRANTIES 5.1 The Developer represents and warrants, as of the Effective Date, as follows, with a continuing obligation to notify the Authority of changes to the same through the completion of payment of the Reimbursement Obligation by the Authority: a. The Developer is a limited liability company under no disability that is qualified to do business in the State of Colorado, and has the legal capacity and the authority to enter into and perform its obligations under this Agreement. The Developer has duly authorized the execution, delivery and performance of this Agreement; b. The execution and delivery of this Agreement and such documents and the performance and observance of their terms, conditions and obligations have been duly and validly authorized by all necessary action to make this Agreement and such documents and such performance and observance are valid and binding upon the Developer; c. To the Developer’s current, actual knowledge, after reasonable inquiry, the execution and delivery of this Agreement and the documents required hereunder and the consummation of the transactions contemplated by this Agreement will not: i. conflict with or contravene any law, order, rule or regulation applicable to the Developer or to its governing documents, ii. result in the breach of any terms or provisions of, or constitute a default under, any agreement or other instrument to which the Developer is a party or by which the Developer may be bound or affected, or iii. permit any party to terminate any such agreement or instruments or to accelerate the maturity of any indebtedness or other obligation of the Developer; d. To the Developer’s current, actual knowledge, after reasonable inquiry, there is no litigation, proceeding, initiative, referendum, or investigation or any 9/4/13 Page 12 threat of the same contesting the powers of the Authority, the City, the Developer with respect to this Agreement not disclosed in writing to the Authority; and e. The Developer has the legal ability to perform its obligations under this Agreement and has the financial ability, through borrowing or otherwise, to complete the Funded Improvements, the Building and the Project, subject to the terms and conditions of this Agreement. This Agreement constitutes a valid and binding obligation of the Developer, enforceable according to its terms, except to the extent limited by bankruptcy, insolvency and other laws of general application affecting creditors’ rights and by equitable principles, whether considered at law or in equity. 5.2 The Authority represents and warrants as follows: a. The Authority is an urban renewal authority duly organized and existing under applicable law and has the right, power, legal capacity, and the authority to enter into the Agreement and has authorized the execution, delivery and performance of this Agreement by proper action of its Board of Commissioners; b. To the Authority’s current, actual knowledge, after reasonable inquiry, the Authority knows of no litigation or threatened litigation, proceeding or investigation contesting the powers of the Authority or its officials with respect to the Project, this Agreement, or the Funded Improvements not disclosed to the Developer; c. To the Authority’s current, actual knowledge, after reasonable inquiry, the execution and delivery of this Agreement and the documents required hereunder and the consummation of the transactions contemplated by this Agreement will not: i. conflict with or contravene any law, order, rule or regulation applicable to the Authority or to its governing documents, ii. result in the breach of any terms or provisions of, or constitute a default under, any agreement or other instrument to which the Authority is a party or by which it may be bound or affected, or iii. permit any party to terminate any such agreement or instruments or to accelerate the maturity of any indebtedness or other obligation of the Authority; and 9/4/13 Page 13 d. This Agreement constitutes a valid and binding obligation of the Authority, enforceable according to its terms, except to the extent limited by bankruptcy, insolvency and other laws of general application affecting creditors’ rights and by equitable principles, whether considered at law or in equity. The Authority will defend the validity of this Agreement in the event of any litigation arising hereunder that names the Authority as a party or which challenges the authority of the Authority to enter into or perform its obligations hereunder. SECTION 6. DEFAULT AND REMEDIES 6.1 Default by Developer. Default by Developer under the Agreement shall mean one or more of the following events: a. The Developer fails to obtain the Developer Financing as required and set forth in the Schedule of Performance; b. The Developer, in violation of Section 2.9 of this Agreement, assigns this Agreement or transfers any part of the Property, or any rights in the same; c. There is any change in Control of the Developer or in the identity of the parties in Control of the Developer that violates this Agreement; d. The Developer fails to provide approved construction documents as required by this Agreement; e. The Developer fails to Commence Construction within a reasonable period of time after: (i) approval of the Final Development Plan, final construction drawings and issuance of permits by the City and (ii) funding of the Developer Financing; or the Developer fails to Commence Construction later than the Outside Deadline required by the Schedule of Performance; f. The Developer fails to complete its obligations by the Outside Deadlines in the Schedule of Performance; g. The Developer fails to materially observe or perform any other covenant, obligation or agreement required of it under this Agreement; or h. The Developer attempts to protest the actual value of the Property with the Larimer County Assessor in violation of the Covenant Not to Protest required under Section 2.11. If any Default is not cured within the time allowed in Section 6.3 then the Authority may exercise any remedy available under this Agreement. 9/4/13 Page 14 6.2 Default by the Authority under the Agreement shall mean one or more of the following events: a. The Authority fails to pay the Reimbursement Obligation in violation of this Agreement; or b. The Authority fails to materially observe or perform any covenant, obligation or agreement required of it under the Agreement. 6.3 Grace Periods. Upon a Default by either Party, that Party shall, upon written notice from the non-defaulting Party, proceed diligently to cure or remedy the Default and shall have cured the Default within 30 days (60 days if the Default relates to the Outside Date for Completion of Construction) after receipt of such notice, or shall have commenced the cure and diligently pursued it to completion within a reasonable time if the cure cannot reasonably be accomplished within 30 days (or 60 days if the Default relates to the Outside Date for Completion of Construction). There shall be no grace period for the Submission of Documentation for Eligible Costs to URA by the Outside Date, as set forth on Exhibit D. 6.4 Remedies on Default. Whenever any Default occurs and is not cured under Section 6.3, the non-defaulting Party may take any one or more of the following actions: a. Suspend performance under this Agreement until it receives assurances from the defaulting Party, deemed reasonably adequate by the non-defaulting Party, that the defaulting Party will cure its default and continue its performance under this Agreement; b. Cancel and rescind the Agreement; or c. Take whatever legal or administrative action or institute such proceedings as may be necessary or desirable in its opinion to enforce observance or performance of this Agreement, including, without limitation, specific performance or to seek any other right or remedy at law or in equity, including damages. 6.5 Delays; Waivers. Any delay by either Party in instituting or prosecuting any actions or proceedings or otherwise asserting its rights under the Agreement shall not operate as a waiver of such rights or deprive it of or limit such rights. No waiver in fact made by a Party with respect to any specific default by the other Party under the Agreement shall be considered or treated as a waiver of the rights with respect to any other defaults by the other Party under the Agreement or with respect to the particular default except to the extent expressly waived in writing. The Parties intend this provision will enable each Party to avoid the risk of being limited in the exercise of a remedy provided in the Agreement by waiver, laches or otherwise in 9/4/13 Page 15 the exercise of such remedy at a time when it may still hope to resolve the problems created by the default involved. 6.6 Enforced Delays. Any delays in or failure of performance by any Party of its obligations under this Agreement shall be excused if such delays or failure result from acts of God, fires, floods, strikes, labor disputes, accidents, regulations, order of civil or military authorities, shortages of labor or materials, or other causes, similar or dissimilar, that are beyond the control of such Party. 6.7 Rights and Remedies Cumulative. The rights and remedies of the Parties to the Agreement are cumulative, and the exercise by either Party of any one or more of such remedies shall not preclude the exercise by it, at the same or different times, of any other such remedies for any other default or breach by any other Party. SECTION 7. MISCELLANEOUS 7.1 Conflicts of Interest. None of the following shall have any personal interest, direct or indirect, in the Agreement: A member of the governing body of the Authority or of the City; an employee of the Authority or of the City who exercises responsibility concerning the Project, or an individual or firm retained by the City or the Authority who has performed consulting services for the Project. None of the above persons or entities shall participate in any decision relating to the Agreement that affects his or her personal interests or the interests of any corporation, partnership or association in which he or she is directly or indirectly interested. 7.2 Antidiscrimination. The Developer, for itself and its successors and assigns, agrees that in the completion of the Funded Improvements, the Building and the Project provided for in the Agreement and in the use and occupancy of the Property, the Developer will not discriminate against any employee or applicant for employment otherwise qualified because of race, color, creed, religion, sex, sexual orientation, age, disability (subject to the availability of a reasonable accommodation of the disability), marital status, ancestry, or national origin. 7.3 Title of Sections. Any titles of the several parts and sections of the Agreement are inserted for convenience of reference only and shall be disregarded in construing or interpreting its provisions. 7.4 No Third-Party Beneficiaries. No third-party beneficiary rights are created in favor of any person not a party to the Agreement. The parties acknowledge that rights hereunder may be assigned or transferred pursuant to under an Authority-approved full or partial assignment of this Agreement. 7.5 Venue and Applicable Law. Any action arising out of the Agreement shall be brought in the Larimer County District Court and the laws of the State of Colorado shall govern the 9/4/13 Page 16 interpretation and enforcement of the Agreement, without giving effect to its conflicts of laws provisions. 7.6 Non-liability of Officials, Agents and Employees. No council member, board member, commissioner, official, employee, consultant, attorney or agent of the Authority or the City shall be personally liable to the Developer under the Agreement or in the event of any default or breach by the City or Authority or for any amount that may become due to the Developer under the Agreement. No official, employee, consultant, attorney or agent of the Developer shall be personally liable to the Authority or the City under the Agreement or in the event of any default or breach by the Developer or for any amount that may become due to the Authority or the City under the Agreement. 7.7 Authority or City Not a Partner. Notwithstanding any language in this Agreement or any other agreement, representation, or warranty to the contrary, neither the Authority nor the City shall be deemed or represented as a partner or joint venturer of the Developer or any contractor or subcontractor performing work on the Property or the Funded Improvements, the Building or the Project. Neither the Authority nor the City shall be responsible for any debt or liability of the Developer, or its managers or members, or such contractor or subcontractor. 7.8 Integrated Contract. This Agreement is an integrated contract and invalidation of any of its provisions by judgment or court order shall in no way affect any of the other provisions, which shall remain in full force and effect unless the Parties otherwise agree to an amendment. 7.9 Counterparts. The Agreement may be executed in counterparts, each of which shall constitute one and the same instrument. 7.10 Notices. A notice, demand, or other communication under the Agreement by any party to the other shall be in writing and sufficiently given if delivered in person or if it is delivered by overnight courier service with guaranteed next-day delivery or by certified mail, return receipt requested, postage prepaid, and: a. In the case of the Developer, is addressed to or delivered to the Developer, with a copy to XXX Bank, as follows: Prospect Station, LLC Attn: Connie Dohn 2642 Midpoint Drive. Fort Collins, CO 80525 And XXX Bank Attn: ________ 9/4/13 Page 17 [ADDRESS] b. In the case of the Authority, is addressed to or delivered to the Authority as follows: Executive Director Fort Collins Urban Renewal Authority 300 LaPorte Avenue PO Box 580 Fort Collins, CO 80522 And City Attorney City of Fort Collins 300 LaPorte Avenue PO Box 580 Fort Collins, CO 80522 or at such other substituted address as the affected party may, from time to time, designate in writing and forward to the other as provided in this Section. Notice provided by in-person delivery or by overnight courier shall be considered delivered as of the verified date of delivery. Notice provided by regular U.S. Mail shall be considered delivered three (3) days after the date of deposit with the U.S. Postal Service. 7.11 Good Faith of Parties. In performance of the Agreement or in considering any requested extension of time or in giving any approval, the Parties agree that each will act in good faith and will not act unreasonably, arbitrarily, capriciously or unreasonably withhold, condition or delay any approval required by the Agreement. 7.12 Exhibits Merged. All Exhibits attached to the Agreement are expressly integrated herein. 7.13 Days. If the day for any performance or event provided for herein is a Saturday, Sunday or other day on which either national banks or the office of the Clerk and Recorder of Larimer County, Colorado, is not open for the regular transaction of business, the day for performance shall be deemed to be the next day on which the banks or Clerk and Recorder are open for the transaction of business. 7.14 Further Assurances. Each Party agrees to execute such documents and take such action as shall be reasonably requested by the other Party to confirm, clarify or effectuate this Agreement. 9/4/13 Page 18 7.15 Certifications. Each Party agrees to execute such documents as the other Party may reasonably request to verify or confirm the status of this Agreement and of the performance of the obligations hereunder and such other matters as the requesting Party may reasonably request. 7.16 Amendments. This Agreement shall not be amended except by written instrument. Each amendment, which shall be in writing and signed and delivered by the Parties, shall be effective to amend the provisions hereof. 7.17 Survival of Representations, Warranties and Covenants. No representations or warranties whatever are made by any Party except as expressly set forth in this Agreement. The representations, warranties and indemnities made by the Parties and the covenants and agreements to be performed or complied with by the respective Parties shall be deemed to be continuing. Nothing in this Section shall affect the obligations and indemnities of the Parties with respect to covenants and agreements in this Agreement that are permitted or required to be performed in whole or in part after issuance of a Certificate of Occupancy. 7.18 Minor Changes. This Agreement has been approved in substantially the form submitted to the governing bodies of the Parties. The officers executing the Agreement have been authorized to make, and may have made, minor changes in the Agreement and the attached Exhibits as they have considered necessary. So long as such changes followed the intent and understanding of the Parties at the time of Approval by the governing bodies, the execution of the Agreement shall constitute conclusive evidence of the approval of such changes by the respective Parties. 7.19 Joint Draft. The parties agree they drafted this Agreement jointly with each having the advice of legal counsel and an equal opportunity to contribute to its content. IN WITNESS WHEREOF, the Authority and the Developer have caused the Agreement to be duly executed as of the day first above written. DEVELOPER: PROSPECT STATION, LLC, A Colorado limited liability company By: ______________________________________ Name: _____________________________________ Title: _______________________________________ 9/4/13 Page 19 AUTHORITY: THE FORT COLLINS URBAN RENEWAL AUTHORITY By:_____________________________________________ Darin Atteberry, Executive Director ATTESTED: APPROVED AS TO FORM: By: __________________________ By: ____________________________ City Clerk Authority Legal Counsel Midtown URA Prospect Station Reimbursement Agreement to City from the URA Reimbursement Amount 247,000.00 Start Date 31-Dec-15 Interest Rate 5.250% Matures 31-Dec-37 $19,194.75 Payment Years 22 Time in Years Date Payment Interest Principal Balance - 31-Dec-15 (247,000.00) 1.000 31-Dec-16 ($19,194.75) ($12,967.50) ($6,227.25) (240,772.75) 2.000 31-Dec-17 (19,194.75) (12,640.57) (6,554.18) (234,218.57) 3.000 31-Dec-18 (19,194.75) (12,296.47) (6,898.28) (227,320.29) 4.000 31-Dec-19 (19,194.75) (11,934.32) (7,260.43) (220,059.86) 5.000 31-Dec-20 (19,194.75) (11,553.14) (7,641.61) (212,418.25) 6.000 31-Dec-21 (19,194.75) (11,151.96) (8,042.79) (204,375.46) 7.000 31-Dec-22 (19,194.75) (10,729.71) (8,465.04) (195,910.42) 8.000 31-Dec-23 (19,194.75) (10,285.30) (8,909.45) (187,000.97) 9.000 31-Dec-24 (19,194.75) (9,817.55) (9,377.20) (177,623.77) 10.000 31-Dec-25 (19,194.75) (9,325.25) (9,869.50) (167,754.27) 11.000 31-Dec-26 (19,194.75) (8,807.10) (10,387.65) (157,366.62) 12.000 31-Dec-27 (19,194.75) (8,261.75) (10,933.00) (146,433.62) 13.000 31-Dec-28 (19,194.75) (7,687.77) (11,506.98) (134,926.64) 14.000 31-Dec-29 (19,194.75) (7,083.65) (12,111.10) (122,815.54) 15.000 31-Dec-30 (19,194.75) (6,447.82) (12,746.93) (110,068.61) 16.000 31-Dec-31 (19,194.75) (5,778.60) (13,416.15) (96,652.46) 17.000 31-Dec-32 (19,194.75) (5,074.25) (14,120.50) (82,531.96) 18.000 31-Dec-33 (19,194.75) (4,332.93) (14,861.82) (67,670.14) 19.000 31-Dec-34 (19,194.75) (3,552.68) (15,642.07) (52,028.07) 20.000 31-Dec-35 (19,194.75) (2,731.47) (16,463.28) (35,564.79) 21.000 31-Dec-36 (19,194.75) (1,867.15) (17,327.60) (18,237.19) 22.000 31-Dec-37 (19,194.64) (957.45) (18,237.19) 0.00 (422,284.39) (175,284.39) (247,000.00) Payment * Dates and rates are preliminary. Specifics will be set after the loan is authorized. ATTACHMENT 3 TIF Growth Rate 0% TIF for Obligations 669,284 % of TIF pledged for Obligations 77% TIF Net Income 196,056 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 TOTALS Cash Inflows TIF - 3,916 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 865,340 Loan from City 247,000 247,000 Total Cash Inflows - 250,916 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 39,156 1,112,340 Cash Outflows Lump Sum to Developer (247,000) (247,000) Debt / Dev Pay Back Prin (to the City) (6,227) (6,554) (6,898) (7,260) (7,642) (8,043) (8,465) (8,909) (9,377) (9,870) (10,388) (10,933) (11,507) (12,111) (12,747) (13,416) (14,121) (14,862) (15,642) (16,463) (17,328) (18,237) (247,000) Interest (to the City) (12,968) (12,641) (12,296) (11,934) (11,553) (11,152) (10,730) (10,285) (9,818) (9,325) (8,807) (8,262) (7,688) (7,084) (6,448) (5,779) (5,074) (4,333) (3,553) (2,731) (1,867) (957) (175,284) Dev Pay over Time - (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) (11,762) - (247,000) Total Cash Outflows - (247,000) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (30,957) (19,195) (916,284) - Net Cash Flow - 3,916 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 8,199 19,961 196,056 Obligations to the Developer % of Total TIF Lump Sum Payment 247,000 28.54% Payments to Developer 247,000 28.54% Loan Interest 175,284 20.26% Total Obligations 669,284 77.34% TIF Collections 865,340 Total Revenue 865,340 Net Income 196,056 22.66% Obligations to the City Obligations Revenue Midtown URA Prospect Station (50% Loan and 50% Payback) Assumptions TIF Growth ATTACHMENT 4 EXHIBIT B - ELIGIBLE COSTS 1 Environmental Mitigation Installation of underground environmental vapor barrier $15,000 Hazardous materials testing, removal, reporting and plan creation $8,750 Deconstruction of existing structure and improvements $32,000 plus phase one environmental report Removal of soil at old tank locations, $62,000 replaced with new structural fill compacted Subtotal $117,750 2 Infrastructure Upgrades Upgrade of stormwater handling from swale to enhanced system $72,124 as a result of the Mason Corridor pedestrian/ bike path Modification of Prospect Road/ Max transportation pullout $63,472 Extension and upgrade of water and sewer line $93,778 to south property line to service adjoining properties Subtotal $229,374 3 Public Amenities Enhancement to public plaza adjacent to transportation corridor $137,500 including seating, lighting, dog waste station, bike fix it station, and enhanced landscaping Subtotal $137,500 4 Façade Enhancements Enhancements to façade to address four-sided architecture $9,376 Subtotal $9,376 Total Eligible Costs $494,000 I I! I I i, I ! • ! ,i ,I ! !• I• • EXHIBIT C - VALUATION PU.~ t£ AWAM Tl<l.T TWl$ I.5 'ONl,.Y' AN Ul'l.II.olTt", >II.5TOlUCAl VALUATION 17 A CO_8'ICLO.IJ~ARTO\&I'f lI\.lN fllO.OI INI'ORIol.\TION ~~!If ALfX~"""" ,1_ lO1J INCOME APHtOACH 611/2013 97231-I..IVElWOIU:10-010 : HOUSLNG WITH [I] ~TI·'AMJlfPOfl11ON I UNIT 32 Unot$ COUNT seze (UNITS) 100,• 00'10 TOTAl Sf " 32 100,00'4 BASEO ON ACTUAl. P6[ SUBMITTEO (MU ONlY) 1'OT&lTIAl GflOSS INCOME INCf !Jrd Sf NET 32 Units $1,366,72 " $ ~Z4,819 TOTAl " $5Z-4,819 LESS VACANCY & COLLECTION LOSS ~,oo'1o $26,2 41 INCOME Ie$J V6. C $498.~78 AOOTTIONA\..INCOME $. B'FECTlV'E ~INCOME' $-498,578 OPERATlN6 EXPENSES TotQIExf"E~ J07, $1-49,m EfFecTIVE GROSS INCOME ius OPERAT'IJooiG D7ENSES NET oPERAl»* INCOME $498 ,!l7Il SJ49.~73 IVALUE (NeT INCOME/OAR) $l49))04 di...;de.d by 7.001. , ..$.).49....771 004 VAWE PER. UNIT $1515.806 EXHIBIT C - VALUATION ...... R ~WMf l'MAT TW[$ U '(N.r .v.I UTUUoTl'a ~VAWAT1(IH (JI' A c.o"Y~·· '»NKrI08lf /'\.AN I'IIOoOllN'00000TWN ~I 4O&!.!IMN ~ m.t. INCOME APfI'ROACH 312UZOl3 Pcr«III: 97231-100·0010 LIVElWotIIt HOVSlN6 WITH COMMaCUI. f'ORTtON IIIJILO.IN6 ARCA. • Sf Refll'] • Ground FIooI" rOTAL Sf POTCNrIAL GROSS INCOME R.t . 1I • Ground F~ rorAt. LESS VACANCY 6. COLLECTION ~OSS I NCOME less V& C AODlnONlll INCOME EFFECTIVE 6ROSS INCOME oPERA.ITNG EXPENSES M'''.'. ... M " $989 I~. $0,30 $312 RescrvltS for ~ploctl1'lf!n l " $~93 TOTal Expenses '0' $1,895 EfFECnVE 6AOSS INCOME $19.779 las Of'BlATINS EXPENSES $1.895 NET oPERAITNG INCOME $17.884 IV4LUE (NET INCOIt4EIO.ilR) S I7 ,BfA divided tr)' 7,501. 1 $238.'"' I .2013 -TlF -' I SIZE (S F) , 1001. CompIeT. 1,041 IOO.OO\. 1,041 IOO,OO'%. INC/SF NET $ZO.OO U" )4 1 $20,820 SW ,OO 1.0041 $lO,820 ~,oo,. R041 $19.779 , '0 $19.n9 IV4LUE I'fA SQUARE FOOT·c- I .... I EXHIBIT C - VALUATION 19£'I$ :NVl<l3W N , , N 0 L9(' I$ 1661 n W 113~1I S()dWII, N , , N 0 9~tli 6961 '" " " " 113~1I SI1dWII' N , , N 0 66['1$ "., '" "" " " " " " " " " '" '" II:RJY Sn.!'N'f'J (!9~""9 lAlIQN1 ( SH1I'1:) l1004 0 .." liNn '" '" J.>O "'" J.>O J.>O "" n " 0" 0" • 0" , 0" , 0" , # .ffi>US "'''' = OdNl3WOONI "'v A1IWV;:I-I,l1nw EXHIBIT C - VALUATION EXHIBIT D SCHEDULE OF PERFORMANCE Action Responsible Party Target Date Outside Date Developer Financing Developer 10/15/2013 12/15/2013 Final Plan Approval Developer 9/30/2013 11/30/2013 Execution of Development Agreement Developer 9/30/2013 11/30/2013 Deliver Proof of Insurance Developer 10/15/2013 12/15/2013 Commence Construction of Project Developer 9/30/2013 12/31/2013 Complete Construction of Project Developer 9/30/2014 12/31/2014 Submit Documentation for Eligible Costs to URA Developer 10/31/2014 1/31/2015 1 Finance Committee Staff: Tom Leeson, Redevelopment Program Manager John Voss, Assistant Financial Officer Megan Bolin, Redevelopment Specialist Chris Donegon, Financial Analyst SUBJECT FOR DISCUSSION Items related to the execution of the URA’s tax increment reimbursement obligation for The Summit on College. EXECUTIVE SUMMARY In September 2011, the Fort Collins Urban Renewal Authority (URA) approved a Redevelopment Agreement with Capstone Development Corp (Developer) for The Summit on College, a mixed-use student housing project in the Prospect South Tax Increment Financing (TIF) District. The Agreement obligated the URA to reimburse the Developer for up to $5 million of eligible costs upon completion of the project. The Developer obtained a Certificate of Occupancy for the project in August 2013 and subsequently submitted their reimbursement request to the URA. Since the URA does not have sufficient balance to pay the reimbursement outright, a loan is requested from the City of Fort Collins. The loan between the City and URA deviates from the City’s existing investment policy in terms of the interest rate, and staff seeks feedback on the proposed terms before the loan is brought to City Council and the URA Board for formal consideration. GENERAL DIRECTION SOUGHT AND SPECIFIC QUESTIONS TO BE ANSWERED 1. Does the Finance Committee have any questions or concerns regarding the proposed terms of the Loan Agreement? 2. Should staff proceed in bringing the Ordinance and Resolutions to execute the reimbursement obligation to City Council and the URA Board for respective considerations? BACKGROUND/DISCUSSION In September 2011, the Fort Collins Urban Renewal Authority (URA) approved a Redevelopment Agreement with Capstone Development Corp (Developer) for The Summit on College, a mixed-use student housing project in the Prospect South Tax Increment Financing (TIF) District. The Agreement obligated the URA to reimburse the Developer up to $5 million for eligible project costs upon completion of the project. The Developer obtained a Certificate of Occupancy for the project in August 2013, and subsequently submitted their reimbursement request to the URA. Although URA staff is awaiting additional documentation from the Developer to verify several of the costs, we anticipate the need to provide the reimbursement obligation within the next two months. Per the Redevelopment Agreement, the reimbursement obligation is to be a lump sum payment to the Developer. Knowing that the URA would not have sufficient fund balance to make this 2 payment outright, it had been anticipated that the URA would seek a loan from the City of Fort Collins, repaid using tax increment revenue generated by the project over the life of the Prospect South TIF District. However, several estimates made at the time of the Redevelopment Agreement have proved inaccurate, resulting in the need to evaluate financing mechanisms that deviate from the City Policy in the short term, while making a concerted effort to uphold the City’s interagency loan policy in the long term. Estimates v. Actuals When the amount of tax increment generated by The Summit was estimated in 2011, the URA used a methodology based on project costs and assumed 1% appreciation each year, for a total of approximately $8 million. It was anticipated that the URA would have to borrow from the City to pay the reimbursement to the Developer, and at the time, the financing charge on a $5 million loan was estimated to be $2 million. Based on the most recent August 2013 preliminary valuation from Larimer County, the project is estimated to generate $7 million, creating a $1 million shortfall from the original projection. Additionally, the City has adopted a new interagency loan policy which increased the interest rate from the 2011 estimate, making the financing charge $3.9 million. Table 1 summarizes the difference between the original estimates and actual numbers: Table 1 2011 Estimates 2013 Actuals Total Tax Increment $8 million $7 million Reimbursement Obligation $5 million $5 million¹ Financing Cost to URA $2 million $3.9 million Balance $1 million ($1.9 million) ¹ Subject to final verification by URA staff. Between the decrease in tax increment revenue and increase in financing charge, the URA would be unable to afford the full debt obligation of a $5 million loan from the City under current investment policy interest rates. Consequently, City and URA staff have negotiated a compromise that allows the URA to uphold its reimbursement obligation to the Developer and remain financially solvent, while making a concerted effort to uphold the City’s interagency loan policy. Proposed Loan Agreement Terms Knowing that the URA would be unable to afford a $5 million loan from the City based on the current interagency loan policy, a new loan structure was developed. This loan backs into an affordable interest rate based on the known revenue stream and term, which turns out to be 2.68%. Since City policy would require 5.15% interest, this leaves a gap of $1.94 million. To fill this gap, the Loan Agreement would commit the URA to pledge 50% of future unencumbered revenue from the Prospect South TIF District to the City. For example, assume the URA collects $1 million in revenue in a given year and owes the City a $400,000 payment on the Capstone loan; 50% of the remaining $600,000, or $300,000, would be paid to the City to help pay down the $1.94 million interest rate gap. This revenue share structure would continue for the life of the Prospect South TIF District, or until the $1.94 million 3 is paid in full, whichever happens first. See Attachment 2 for a summary of the proposed loan terms. Next Steps If the revised structure for the URA’s loan from the City is supported, staff will proceed with the final steps required to execute the Loan Agreement and pay the Developer the reimbursement obligations. Three separate actions would be required: 1. City Council Ordinance approving the Loan Agreement a. First Reading, October 15, 2013 b. Second Reading, November 5 2. URA Board Resolution approving the Loan Agreement a. November 5 3. URA Board Resolution appropriating loan revenue to repay the Developer a. November 5 ATTACHMENTS 1. Cash Flow Comparison 2. Proposed Loan Agreement Terms 3. Revenue Sharing Template 1 The Summit URA-City Loan Agreement Council Finance Committee September 16, 2013 2 The Summit – A Summary • Redevelopment Agreement approved Sept. 2011 • URA agreed to a $5 Million lump sum payment upon completion of Eligible Costs • Developer has obtained Cert. of Occupancy and submitted reimbursement request 3 Estimates v. Actuals 2011 Estimates 2013 Actuals Total Tax Increment $8M $7M Reimbursement Obligation $5M $5M Financing Cost to URA $2M $3.9M Balance $1M ($1.9M) Original Estimate: • Based on Project Cost • 1% annual appreciation • $2M Interest Costs Actuals: • Based on County Values • 0% appreciation • Interest based on City Investment Policy 4 Proposed Terms Example*: Prospect South Revenue $500,000 Capstone Payment $300,000 Other Prospect South Obligations $50,000 Unencumbered Revenue $150,000 50% to City $75,000 50% to URA $75,000 *For Illustrative purposes only • Interest and principal based on known revenue • Interest = 2.68% • 50% of future unencumbered revenue paid to City 5 Questions 1. Does the Finance Committee have any questions or concerns regarding the proposed terms of the Loan Agreement? 2. Should staff proceed in bringing the Ordinance and Resolutions to execute the reimbursement obligation to City Council and the URA Board for respective considerations? 6 Thank you Urban Renewal Authority Propect South TIF District - The Summit project Loan from City General Fund to URA Cashflow comparison Loan Agreement Policy Payment Schedule Year of Loan Date Interest Principal Total Payment Difference from TIF Interest Principal Total Payment Difference from TIF Est. TIF Capstone - 6-Nov-13 - - - - - - 0.17 31-Dec-13 - - - - - - 1.17 31-Dec-14 134,000.00 (75,732.31) 58,267.69 - 300,502.50 - 300,502.50 (242,234.81) 58,268 2.17 31-Dec-15 136,029.63 132,916.44 268,946.07 - 257,500.00 118,442.69 375,942.69 (106,996.62) 268,946 3.17 31-Dec-16 132,467.47 141,857.52 274,324.99 - 251,400.20 124,542.49 375,942.69 (101,617.70) 274,325 4.17 31-Dec-17 128,665.68 145,659.31 274,324.99 - 244,986.26 130,956.43 375,942.69 (101,617.70) 274,325 5.17 31-Dec-18 124,762.01 155,049.48 279,811.49 - 238,242.01 137,700.68 375,942.69 (96,131.20) 279,811 6.17 31-Dec-19 120,606.69 159,204.80 279,811.49 - 231,150.42 144,792.27 375,942.69 (96,131.20) 279,811 7.17 31-Dec-20 116,340.00 169,067.72 285,407.72 - 223,693.62 152,249.07 375,942.69 (90,534.97) 285,408 8.17 31-Dec-21 111,808.98 173,598.74 285,407.72 - 215,852.79 160,089.90 375,942.69 (90,534.97) 285,408 9.17 31-Dec-22 107,156.54 183,959.34 291,115.88 - 207,608.16 168,334.53 375,942.69 (84,826.81) 291,116 10.17 31-Dec-23 102,226.43 188,889.45 291,115.88 - 198,938.93 177,003.76 375,942.69 (84,826.81) 291,116 11.17 31-Dec-24 97,164.19 199,774.01 296,938.20 - 189,823.24 186,119.45 375,942.69 (79,004.49) 296,938 12.17 31-Dec-25 91,810.25 205,127.95 296,938.20 - 180,238.09 195,704.60 375,942.69 (79,004.49) 296,938 13.17 31-Dec-26 86,312.82 216,564.14 302,876.96 - 170,159.30 205,783.39 375,942.69 (73,065.73) 302,877 14.17 31-Dec-27 80,508.90 222,368.06 302,876.96 - 159,561.46 216,381.23 375,942.69 (73,065.73) 302,877 15.17 31-Dec-28 74,549.44 234,385.06 308,934.50 - 148,417.82 227,524.87 375,942.69 (67,008.19) 308,935 16.17 31-Dec-29 68,267.92 240,666.58 308,934.50 - 136,700.29 239,242.40 375,942.69 (67,008.19) 308,935 17.17 31-Dec-30 61,818.05 253,295.14 315,113.19 - 124,379.31 251,563.38 375,942.69 (60,829.50) 315,113 18.17 31-Dec-31 55,029.74 260,083.45 315,113.19 - 111,423.80 264,518.89 375,942.69 (60,829.50) 315,113 19.17 31-Dec-32 48,059.51 273,355.94 321,415.45 - 97,801.07 278,141.62 375,942.69 (54,527.24) 321,415 20.17 31-Dec-33 40,733.57 280,681.88 321,415.45 - 83,476.78 292,465.91 375,942.69 (54,527.24) 321,415 21.17 31-Dec-34 33,211.29 294,632.47 327,843.76 - 68,414.79 307,527.90 375,942.69 (48,098.93) 327,844 22.17 31-Dec-35 25,315.14 302,528.62 327,843.76 - 52,577.10 323,365.59 375,942.69 (48,098.93) 327,844 23.17 31-Dec-36 17,207.37 317,193.27 334,400.64 - 35,923.77 340,018.92 375,942.69 (41,542.05) 334,401 24.17 31-Dec-37 8,706.59 324,872.94 333,579.53 821.11 18,412.80 357,530.03 375,942.83 (41,542.19) 334,401 2,002,758.21 5,000,000.00 7,002,758.21 821.11 3,947,184.51 5,000,000.00 8,947,184.51 (1,943,605.19) 7,003,579 Attachment 1 Draft August 29, 2013 Interagency Loan Agreement – between the City of Fort Collins and the Fort Collins Urban Renewal Authority Developer: Capstone Project: The Summit Plan Area: Midtown TIF District: Prospect South Estd. TIF rev.: $7,003,000 (includes $58,000 of the 2014 revenue) Loan Amount: $5,000,000 Term: 11/6/13 through 12/31/2037, about 24 years Interest Rate: 2.68% - reflects the maximum interest that can be charged on a $5M loan supported by the current estimated TIF revenue – based on the County estimate of value with 2% growth every other year. Total interest is $2,003,000. Policy Interest: 5.15% (used in the calculation of the revenue sharing) The total interest cost is $3,947,000. The Policy interest is the higher of the Treasury rate or Muni rate plus .5%, subject to a minimum floor. The current 20 year Muni rate with a rating of AA is 4.65%. Payments: Schedule to match the estimated TIF revenue flow from this project. First payment on 12/31/14 is applied 100% to interest. The unpaid interest is compounded, added, to the outstanding balance owed. Remaining annual payments will follow the attached payment schedule, which included both principal and interest. Rev Pledged: All TIF generated by The Summit project and all other TIF revenue generated by the district that is not specifically tied to a pledge of TIF support for similar future projects within the district. For example, if 60% of estimated TIF on another project is pledged to that deal, only the 40% is pledged to repay this loan obligation and revenue sharing component. Rev. Share: 50% of revenue remaining from the total Prospect South TIF district revenue after paying other FC URA Prospect South TIF district interagency loans, other debt obligations pledged or TIF pledges to developers will be will be shared with the City on an annual basis. Cap on Share: The Revenue shared with the City will be limited to the difference between cumulative interest from the agreed upon interest rate and the cumulative interest if the agreement had used the interest rate as determined by the City’s Investment Policy. The cap on the revenue sharing is $1,944,000 = 3,947,000 – 2,003,000. Refinancing: If the URA refinances this loan to external investors, the unpaid balance on the Revenue Share must be paid to the City at the time of the close of the refinancing. Attachment 2 Urban Renewal Authority Propect South TIF District - The Summit project Loan from City General Fund to URA Revenue Sharing - Ongoing Tracking Year of Loan Date Agreed Interest Policy Interest Difference Owed 50% Revenue shared Unpaid Rev Share Balance 0 6-Nov-13 - 0.17 31-Dec-13 - - - - 1.17 31-Dec-14 134,000.00 300,502.50 166,502.50 166,502.50 2.17 31-Dec-15 136,029.63 257,500.00 121,470.37 287,972.87 3.17 31-Dec-16 132,467.47 251,400.20 118,932.73 406,905.60 4.17 31-Dec-17 128,665.68 244,986.26 116,320.58 523,226.18 5.17 31-Dec-18 124,762.01 238,242.01 113,480.00 636,706.18 6.17 31-Dec-19 120,606.69 231,150.42 110,543.73 747,249.91 7.17 31-Dec-20 116,340.00 223,693.62 107,353.62 854,603.53 8.17 31-Dec-21 111,808.98 215,852.79 104,043.81 958,647.34 9.17 31-Dec-22 107,156.54 207,608.16 100,451.62 1,059,098.96 10.17 31-Dec-23 102,226.43 198,938.93 96,712.50 1,155,811.46 11.17 31-Dec-24 97,164.19 189,823.24 92,659.05 1,248,470.51 12.17 31-Dec-25 91,810.25 180,238.09 88,427.84 1,336,898.35 13.17 31-Dec-26 86,312.82 170,159.30 83,846.48 1,420,744.83 14.17 31-Dec-27 80,508.90 159,561.46 79,052.56 1,499,797.39 15.17 31-Dec-28 74,549.44 148,417.82 73,868.38 1,573,665.77 16.17 31-Dec-29 68,267.92 136,700.29 68,432.37 1,642,098.14 17.17 31-Dec-30 61,818.05 124,379.31 62,561.26 1,704,659.40 18.17 31-Dec-31 55,029.74 111,423.80 56,394.06 1,761,053.46 19.17 31-Dec-32 48,059.51 97,801.07 49,741.56 1,810,795.02 20.17 31-Dec-33 40,733.57 83,476.78 42,743.21 1,853,538.23 21.17 31-Dec-34 33,211.29 68,414.79 35,203.50 1,888,741.73 22.17 31-Dec-35 25,315.14 52,577.10 27,261.96 1,916,003.69 23.17 31-Dec-36 17,207.37 35,923.77 18,716.40 1,934,720.09 24.17 31-Dec-37 8,706.59 18,412.80 9,706.21 1,944,426.30 2,002,758.21 3,947,184.51 1,944,426.30 - Attachment 3 detrimental • Parking limitations • Future Threat; plan well enough or is building obsolete when it opens? Is this enough space to provide a functional building? • Future Threat; if we do not create crew space, we lost our original vision for the effort LIMITATIONS: • New construction will have an immediate impact on air and water quality, and will utilize fossil fuel resources at a higher short-term rate • Limited parking forces people to use more fossil fuels while searching for parking space • Future Threat; Do not want to lose commitment to renovating the USC as part of the master plan • LIMITATIONS: • Larger building than originally planned costs more in new construction • Utilities will fund project without a rate increase • Public perception of use of funds for employee building can be detrimental • Charge to build an efficient and responsible building comes with a higher price • Parking – immediate needs • Future Threat; plan well enough or is building obsolete when it opens? Can we afford the building we will need? • Future Threat; Do not want to lose commitment to renovating the USC as part of the master plan • Future Threat; if we do not create crew space, we lost our original vision for the effort NOTES: