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HomeMy WebLinkAboutCOUNCIL - AGENDA ITEM - 10/05/1999 - ITEMS RELATING TO THE ISSUANCE OF CITY OF FORT COL AGENDA ITEM SUMMARY ITEM NUMBER: II A-B DATE: October 5, 1999 FORT COLLINS CITY COUNCIL Alan Krcmarik/ STAFF: Jay Hardy SUBJECT: Items Relating to the Issuance of City of Fort Collins Downtown Development Authority Subordinate Tax Increment Revenue Bonds, Series 1999. RECOMMENDATION: The DDA Board of Directors and staff recommend adoption of the Ordinance on First Reading, FINANCIAL IMPACT: At the end of 1998, the Downtown Development Authority Debt Service Fund held $630,000 of unreserved fund balance. By the end of 1999. the unreserved fund balance is projected to grow to approximately $900,000. The DDA Board and the staff recommend using a portion of the unreserved fund balance to make capital improvements in the downtown area consistent with the mission of the Authority. Over the ensuing years, the projects receiving the benefit through the capital improvements will repay the value of the projects through increased tax increment. The DDA debt service fund has sufficient revenue to meet all required debt service payments and reserve requirements for 1999 through 2006. EXECUTIVE SUMMARY: A. First Reading of Ordinance No. 150. 1999,Authorizing the Issuance of City of Fort Collins Downtown Development Authority Taxable Subordinate Tax Increment Revenue Bonds Series 1999 in the Amount of $750.000 for the Purpose of Financing Certain Capital Improvements and Capital Projects. B. First Reading of Ordinance No. 151, 1999,Appropriating Proceeds from the Issuance of City of Fort Collins, Colorado. Downtown Development Authority Taxable Subordinate Tax Increment Revenue Bonds. Series 1999, for the Purpose of Making Certain Capital Improvements in the Downtown Area of Fort Collins and Appropriating Revenues in the Tax Increment Fund. The City of Fort Collins created the Downtown Development Authority to make desired improvements in the downtown area. Through tax increment financing, the DDA has made significant contributions to the redevelopment and improvement of the downtown area. These two Ordinances provide funding from unreserved fund balance in the DDA Debt Service Fund to make additional improvements in the downtown area. The first Ordinance issues short term bonds for the DATE: October 5, 1999 2 ITEM NUMBER: 11 A-B projects which will be paid from the tax increment revenue The second Ordinance appropriates the proceeds in to the Capital Projects Fund for the various projects. The projects include the Northern Hotel($331,000), 185 North College(S105,600), 107-115South College($84,000), City Drug ($67,000), 328 Remington($50,000),345 East Mountain($40,000), 251 Linden ($20,000), and 231 South Howes Street ($18,500). The total of the eight projects is $716,000. All of these projects have been reviewed and recommended by the Board of Directors of the DDA. Two other projects have been reviewed and recommended by the DDA Board. They include the Armstrong Hotel ($240,000) and the 401 West Mountain Trolley Station ($170,800). There is not sufficient tax increment in 1999 to cover the cost of these two projects. These projects are planned to be funded from a future borrowing. The Transportation Services Area has also requested that the DDA participate financially in the Repair and Maintenance of the Remington Parking Structure. BACKGROUND For background, staff has provided the summary for each project that was reviewed and approved by the Board of Directors of the DDA. 1. Northern Hotel EXECUTIVE SUMMARY The Downtown Development Authority is excited to have the opportunity to participate in the redevelopment of the Northern Hotel. As a long-standing icon in Fort Collins,the Northern Hotel offers a glimpse of a bygone era as well as a great opportunity to revive a building,which is highly visible to anyone visiting the city. The DDA has committed $331,000 to this renovation project, with City Council approval. The project will generate enough tax increment to support this participation through the combination of housing and commercial retail scheduled as part of the project. The DDA will be acquiring an easement on the fagade as the public benefit. BACKGROUND INFORMATION The Northern Hotel, once the gem of Northern Colorado,has seen many different faces throughout the years. In addition to its many faces, the Northern has endured its share of problems. Most recently,a fire in the `70's placed this historic structure in a`condemned' state,banning use on the upper floors. This project will rehabilitate these floors, enabling them to be used for the first time in almost 25 years. Over time, the Northern has seen many attempts at renovation. However, due to the nature of the building's historic fabric and current condition,renovation was both difficult and expensive. Staff believes the timing of this proposal to bring this structure back to life is opportune. DATE: October 5, 1999 3 ITEM NUMBER: 11 A-13 Conformance with DDA and Community Goals. Obiectives. rules and regulations • The redevelopment of the Northern Hotel helps to fulfill many significant long-range planning and development goals of Fort Collins, specifically downtown. Citv Plan 4f i From City Plan.Policy DD-1.2,After-Hour Activities: Uses that expand the range of activities such as entertainment facilities and residential uses will be encouraged. The Northern Hotel project offers additional housing in the downtown. j From City Plan, Principle D-4: Historically and architecturally significant buildings in Downtown will be preserved and enhanced. The Northern Hotel project is both historically and architecturally significant. I Land Use Code The redevelopment of the Northern Hotel conforms to Article 3, Division 3.4, Subdivisions 3.4.7 of the Fort Collins Land Use Code requiring that a local historic structure and/or a structure that is eligible for listing on the National Register of Historic Places provide a development plan and building design for the preservation and adaptive use of the historic resource. The Northern Hotel project conforms to the above-mentioned regulation. Downtown Plan From the Downtown Plan, Policy 9—Historic Resources: Preserve and enhance the historic and architectural values of Downtown...Preserve the historic character of Downtown...Respect and be sensitive to the historic and architectural character of Downtown...Encourage the redevelopment and adaptive reuse of historically significant and architecturally important structures...Promote the designation of eligible structures and districts as local. state and national landmarks. Redevelopment of the Northern Hotel clearly meets all of these goals. FINANCING The DDA is one of manv financial elements in this project. As stated in the Executive Summary, the DDA committed $331,000. Tax increment financing is the selected method to retire the debt. Although the calculations for housing and commercial tax increment are different.the tax increment from the property will support the DDA commitment. Additionally, any excess property tax increment would go to the City,via the DDA. DATE: October 5, 1999 4 ITEM NUMBER: 11 A-B 2. 185 North College Avenue EXECUTIVE SUMMARY The redevelopment of the property at the southwest corner of the intersection of LaPorte and College Avenues brings to one of the most important gateways in downtown an attractive two-story brick structure, which will house a restaurant, retail and office space. This corner lot was once a gas station and an auto repair shop. The project being built fulfills all the objectives spelled out in the three pages of the Downtown Plan devoted to the site as well as City Plan standards for infill and mixed use developments. BACKGROUND INFORMATION The southwest comer of LaPorte and College was targeted by the Downtown Plan which devotes three pages to the site. The Plan states "The site is located on one of the most important blocks in the retail district of the Downtown area...the City has the opportunity to have a positive influence on the future of the entire block through the appropriate disposition of the LaPorte property." The Downtown Plan was written in the late 1980's long before the redevelopment of Blocks 31 and 32 to the west. The intersection's importance has only increased in the intervening decade. The project being built on the site is a two-story office, retail and restaurant structure that directly and intentionally picks up on many of the historic architectural themes of downtown Fort Collins. The design is clearly in line with City Plan in scope, massing, materials, spacing of architectural elements, and pedestrian orientation. Although a few on-site parking spaces will be provided,the project intends to take advantage of the new parking structure being built directly to the west. The Downtown Development Authority considered participation in this project in June 1999 and agreed to acquire an easement on the fapade, assuming it was built as design illustrations indicated, for $105,600. The easement is for a 20-year period and requires all maintenance to be conducted and paid for by the property owner. The Authority's agreement to participate was predicated on the following: The importance of the intersection and the long-standing need to have a quality improvement placed on the site: • The creative and sensitive design of the structure toward the historic downtown environment and to pedestrians. The DDA noted the function the site has in connecting Old Town Fort Collins and the new civic center facilities to the west of the propem; • The conformance of the design to every criteria of the Downtown Plan and to City Plan; • The actual cost to build the fagade estimated at $158,500; • The owner's willingness to bid and manage the construction of General Improvement District improvements which are occurring simultaneously with the development of the building itself; • The opportunity to leverage a high-quality project directly across the street from the proposed renovation of the Northern Hotel which effectively redevelops 50 percent of the entire intersection. DATE: October 5, 1999 5 ITEM NUMBER: 11 A-B FINANCING • The new structure at 185 North College Avenue will have a value of between $990,000 and $1.2 million according to estimates provided by the Larimer County Assessor's office. Using the more conservative number, this will generate property taxes of$27,500 (based upon current mill levies) which, after subtracting current tax liability of $1,917 leaves an incremental value of $25,600. Through mid 2006,the project should pay about $140,000 in tax increment and if the annual level of$25,600 is not reached(regardless of the reason)the owner of the property is obligated to make up any shortfall. The City, through the DDA. would retain any excess. The DDA's$105,600 easement acquisition constitutes between 8.8 and 10.6 percent of the project's completed value which is consistent with the level of Authority participation in almost every project it has ever been involved with (the major exception being Old Town Square). Because this project is being included with a series of other DDA projects, the issuance and borrowing costs for this(and all)the projects is considerably less than what they would be as stand- alone projects. Cost estimate: The following numbers were provided by the owner of the project: • Earthwork 25,000 Foundation 12,500 Structural Steel 22.000 Framing 50.000 Insulation 5.000 Stucco 20,000 Doors 7,000 Windows 31,000 Hardware 4.500 Drywall 18,000 Painting 1,500 Awnings 11,000 Signage 7.000 Light Fixtures 2.500 Flood Doors 2,000 General Conditions 10.000 Contractor profit/overhead 22,000 Total: $251.000 From these figures, the DDA subtracted earthwork, foundation, insulation. drywall, general conditions, and contractor profit and overhead (total of$92.500). In some cases the improvement cost should legitimately be bome by the whole project (e.g. earthwork, foundation, general conditions, profit and overhead) while in others, the "benefit" was clearly to the interior of the DATE: October 5, 1999 6 ITEM NUMBER: 11 A-B building(drywall,and insulation). Nevertheless,the resulting$158,500 hard cost of improvements exceeds the cost of the easement acquisition by better than 50 percent. 3. "Robert Trimble Block" Building (107-115 South College Avenue) EXECUTIVE SUMMARY The building known as the Robert Trimble Block Building is one which carries a tremendous amount of history for Fort Collins, as well as currently housing the Catacombs Restaurant. This historic building, located next to City Drug is located just off the main comer of the busiest intersection in downtown Fort Collins. The developer of the project is The Kaplan Company. The total private investment of the renovation is estimated at$666,948,of which, $107,517 will restore the fagade of the building. Tax increment revenue from this project will exceed$100,000,while the DDA has committed $84,000. BACKGROUND INFORMATION The Robert Trimble Block has contained a variety of commercial enterprises for nearly a century, from ca. 1900 to the present. It is named for its original owner,Robert E.Trimble,a prominent Fort Collins businessman and son of early Fort Collins merchant and stockman William H. Trimble. Its first occupant was Tyler-Lowe Mercantile Company,from ca.1902-1910. The historic building also was the home to The Boston Store,the Vance Shoe Store and Pate Stores Co.,Collins Cash Clothing Company, Piggly Wiggly, Hibbs Clothing Co.,a dry goods store as well as a jeweler. In 1960 this location was then replaced by retail chain store,Ben Franklin,which operated for a decade. Team Electronics, The Catacombs, Bays Pets and Things, and Walrus Ice Cream have also been located in this building. In August 1998 the building came under the ownership of Image Enterprises,Inc. This building renovation is consistent with many of the City and DDA's goals, as outlined in the following document references: City PI Principle D-4: Historically and architecturally significant buildings in Downtown will be preserved and enhanced. Downtown Plan: Policy 9—Historic Resources: Preserve and enhance the historic and architectural values of Downtown... Preserve the historic character of Downtown and be sensitive to the historic and architectural character of Downtown...Encourage the redevelopment and adaptive reuse of historically significant and architecturally important structures. Redevelopment of the Robert Trimble Block clearly meets all of these elements. s. ✓* . ..... e .a...a: , .^ E.-•_,.,.._, v..-�^.mow '^t'z%T;e� ma...w5As^;..,.. DATE: October 5, 1999 7 ITEM NUMBER: 11 A-B FINANCING The redevelopment of the Robert Trimble Block will cost approximately $666,948. This incremental increase to the property value of the building will generate over$100,000 in the next 5 '/ years. The DDA has committed $84,000 to this project. As with all DDA projects, if the tax increment fails to reach the specified levels, the owners will be contractually obligated to make up any shortfalls. This guarantees that the debt incurred to acquire the fagade easement will be covered. Any excess increment flows to the City through the DDA. Attachments to this memorandum include elevations of the building.site plan,fagade cost estimate and the easement and maintenance agreements. 4. City Drug Building (101-103 South College Avenue) EXECUTIVE SUMMARY _ j The City Drug Building has long been a cornerstone of downtown Fort Collins. This historic building is currently undergoing an extensive remodel of the fagade and the second floor. The developer of the project is The Kaplan Company. The total private investment of the renovation is estimated at$559,280.75. The DDA commitment of$67,000 is contingent on City Council approval as well as work being completed as presented. As proposed, this finished project would generate over$70,000 in tax increment money, which would be used to retire the debt. • BACKGROUND INFORMATION The City Drug Building is comprised of two adjoining buildings,which were separate entities until ca. 1937. The southernmost portion of the building,occupying Lot 15,was constructed before 1886. The building (105 South College Ave.)was divided longitudinally. In 1886, it was occupied by a tailor and a tobacco shop. By 1891, the tobacco shop was gone and in its place was an insurance office. and by late 1895 a millinary shop had replaced the insurance office. This building then was the home to a grocery and hardware shop,bookstore,pharmacy,bank,and finally in 1968 City Drug rested in this location. I The building and renovation, located at the 100% (busiest) intersection of downtown, offer many of the elements outlined in the Downtown Plan drafted in 1989. Downtown Plan: Policy 9—Historic Resources: Preserve and enhance the historic and architectural value of Downtown...Protect historically significant and architectural important structures,sites and districts. i City Plan: Policy DD-1.1,Land Use: Basic Land use activities will be clustered...to promote the movement of pedestrians...while preserving the historical buildings and character of the area... DATE: October 5, 1999 8 ITEM NUMBER: I A-B The City Drug project certainly accomplishes the above-mentioned elements of the Downtown Plan. The Downtown Development Authority considered participation in this project in May 1999 and agreed to acquire an easement on the fagade,assuming it was built as design illustrations indicated, for $67.000. The easement requires all maintenance to be conducted and paid for by the property owner. The Authority's agreement to participate was predicated on the following: • The importance of this structure to downtown Fort Collins; • The actual cost of renovation on the fagade estimated at $73,672.94; • The owner's willingness to comply with all City rules and regulations regarding the renovation, including flood proofing this building. FINANCING This project will have an improved value estimated at$559,000 in taxable improvements. The tax increment generated from this project will supply more money than the debt. In the unlikely event the property value does not support the annual increment,the contract requires the property owner to pay this amount. Any excess in this amount flows to the City through the DDA. Because this project is being included with a series of other DDA projects, the issuance and borrowing costs for this(and all)the projects are considerably less than what they would be as stand alone projects. 5. 328 Remington (Old Baptist Church) EXECUTIVE SUMMARY The`Old' Baptist Church located at 328 Remington is in the final planning stages of a change of use and renovation of the existing structure. Currently used as a dwelling unit in approximately 10% of the usable space,this beautiful structure is slated as a film and dance school in the near future. Currently planned is a$350,000 improvement to the property,and the DDA has committed$50,000 to this project, pending City Council approval. Tax increment for the project is estimated at approximately $10,000 annually, which would be used to fund the DDA portion of the project. Earlier in the planning process, the DDA requested the annexation of this property into the DDA boundary. This request was supported and passed by City Council in September 1998. BACKGROUND INFORMATION Originally constructed in 1897, this historic church structure will receive a facelift, internally and externally. A film and dance school is the anticipated user of the facility,offering a new dimension to the already culturally rich Fort Collins,and downtown. While this project will offer many things to our community, additional jobs and educational services are at the top of the list. This project offers many different elements of adaptive reuse of a historic structure. DATE: October 5, 1999 9 ITEM NUMBER: l l A-B Conformance with DDA and Community Goals. Obiectives. rules and reeulations The redevelopment of the Baptist Church accomplishes many of the significant goals of our community through the following document references: Citv Plan From City Plan, Principle D-4: Historically and architecturally significant buildings in Downtown will be preserved and enhanced. Land Use Code i The redevelopment of the Baptist Church conforms to Article 3, Division 3.4, Subdivisions 3.4.7 of the Fort Collins Land Use Code requiring that a local historic structure and/or a structure that is eligible for listing on the National Register of Historic Place provide a development plan and building design for the preservation and adaptive use of the historic resource. Downtown Plan From the Downtown Plan, Policy 9—Historic Resources: Preserve and enhance the historic and architectural values of Downtown...Preserve the historic character of Downtown...Respect and be sensitive to the historic and architectural character of Downtown...Encourage the redevelopment and adaptive reuse of historically significant and architecturally important structures...Promote the designation of eligible structures and districts as local, state and national landmarks. FINANCING The DDA has committed$50.000 in reimbursable funds toward this redevelopment project. The tax increment from the property will be used to retire the debt of this commitment. The total anticipated investment exceeds$350,000 in taxable improvements. This private investment will provide ample funds for repayment of the debt. As with all DDA projects, excess revenue flows to the City through the DDA. 6. 345 East Mountain Avenue EXECUTIVE SUMMARY The project located at 345 East Mountain Avenue,also known as the old Salvation Army building. has undergone an entire renovation. The building owner, LPJ Limited Partnership Association, is the developer. As Mountain Avenue begins to extend east past.Walnut Street, this renovated property has become a tremendous addition to the block. Total private investment for the project is over $375.000. and the DDA has cormnitted $40.000. Tax increment revenue for the project is estimated to be approximately $15.680 per year beginning in 2000. This increment will total approximately $94,000 between 2000 and 2006 when the current DDA expires,and these revenues would be used to fund the project. DATE: October 5, 1999 10 ITEM NUMBER: 11 A-B BACKGROUND INFORMATION The structure located at 345 East Mountain Avenue was built in 1901 as a private residence. The only remaining evidence of this residence uncovered to date is an interior brick wall of the current building. This residence was apparently converted to a business ca. 1958. According to Building Department Records,in January 1969 the owner remodeled,and many businesses have been located at the site. Past tenants include Michaud Electric,Milar Electric,Salvation Army,along with the current tenant. Balloffet and Associates. This last change triggered a shift from retail to office use for the building. FINANCING According to the Larimer County Assessor,this property is estimated to increase in value$558,000 based on renovation and higher rental income generated by the new tenants. The taxable improvement will provide approximately$15,680/year,which will be used to retire the debt for this project. As with all DDA projects,the excess funds from this property will flow to the City through the DDA. 7. 251 Linden Street EXECUTIVE SUMMARY The Downtown Development Authority is scheduled to participate in the historic renovation of the building known as 251 Linden Street. The DDA has committed a total of$20,000 to the project. which is estimating a total renovation cost of$296,600. This building is one of the few structures on Linden Street which has not been remodeled. The anticipated tax increment from this project will be used to retire the debt. BACKGROUND INFORMATION This property is one of downtown's last un-restored and neglected historic properties with the building in critical need of care and restoration. Abandoned in 1974 after the last tenant, Summers Auto, moved to a new location,the property began a consistent aesthetic and structural decline. The property was built in 1883 and is listed in the Local and National Register Historic District. A photo from early 1900's shows"Plattner Implement Company" occupying the storefront with retail farm implements. The first entry appearing in the Fort Collins City Directory shows "P.P. Tubbs -Hay, Feed and Coal" as occupants in 1902. The restoration of the interior and exterior will be performed in compliance with the Secretary of the Interior's Standards for Archaeology and Historic Preservation. Existing interior Victorian fabric will be saved and restored. The twin staircase will be restored and the skylight reopened. This property has great significance to the community in many ways. It also accomplishes many of the goals outlined as follows: DATE: October 5, 1999 11 ITEM NUMBER: 11 A-B I Citv Plan Principle D-4: Historically and architecturally significant buildings in Downtown will be preserved and enhanced. I Downtown Plan Policy 9—Historic Resources : Preserve and enhance the historic and architectural values of Downtown...Preserve the historic character of Downtown...Respect and be sensitive to the historic and architectural character of Downtown...Encourage the redevelopment and adaptive reuse of historically significant and architecturally important structures. j FINANCING The repayment of the debt created for this project will be issued through the tax increment generated in the restoration process. It is projected that the property will produce approximately $8,317/year j in tax increment. Extending this amount over the anticipated 4.5 years. the total of$37,430 in collected in tax increment revenue. As will all DDA projects, excess revenue flows to the City of Fort Collins, through the DDA. 8. 231 South Howes . EXECUTIVE SUMMARY The property located at 231 South Howes is scheduled for renovation from a two-story residence to offices. The existing structure is a designated historic landmark,which means any fagade work must be with the approval of the Landmark Preservation Commission(LPC). A total of$250.000 in taxable improvements is estimated for the property. The project would be funded through tax increment financing. and include improvements to the right-of-way. The DDA commitment to this project is $18,500. BACKGROUND INFORMATION The current owner purchased the residence of the late Adelia Davis, located at 231 South Howes This building is located across from the Federal Post Office at the intersection of Olive and Howes. The main building was constructed in 1903 and remodeled in 1942 into a duplex. There has been little done to the house since that time. The project will include all new plumbing, heating and air conditioning and electrical work, as well as the reinstallation of the original staircase, which was removed to create the upper apartment. As part of the historical fabric of dowmtown Fort Collins,this renovation adds commercial space as well as a residential unit to the downtown. Complete with the re-location of a fifty-year-old prize winning rose garden relocation, and the addition of a carriage house, this project is a fine example DATE: October 5, 1999 12 ITEM NUMBER: I 1 A-B of retaining the turn of the century flavor of this house. while providing an attractive mix of residential and commercial use. FINANCING This project will be financed through tax-increment funding in the amount of$18,500, with City Council approval. This debt will be self-supported by the private investment of approximately $250,000 to the project. As with all DDA projects, any excess tax increment revenue goes to the City of Fort Collins through the DDA. Future Proiects 1. Armstronp Hotel EXECUTIVE SUMMARY Contingent upon approval by City Council,the Downtown Development Authority has agreed to acquire a fagade easement on the Armstrong Hotel (aka Empire Hotel) following the building's historic rehabilitation into a 58-room hotel and restaurant. The developer of the project is a team composed of Everitt Enterprises and Sitzman-Mitchell. The $240,000 DDA commitment is also contingent upon a $6,000,000 renovation cost which should generate $2.3 million in taxable improvements, and an annual tax increment of$64,000. BACKGROUND INFORMATION The Armstrong Hotel was built in 1923 in response to the growing automobile tourism business. It once housed the original Fort Collins chapter of the American Automobile Association. The building is a locally designated historic landmark and it is eligible, and has been nominated for National historic designation. It has been submitted to the Landmark Preservation Commission for design review and approval. The redevelopment of the Armstrong Hotel complies strongly and directly with the tenets of City Plan and the Fort Collins Downtown Plan. City Plan Policy DD-1.1,Land Use: Basic land use activities will be clustered...to promote the movement of pedestrians...while preserving the historical buildings and character of the area The Armstrong Hotel is a local designated historic structure and is in the process of obtaining formal national designation. Policy DD-1.2,After-Hour Activities:Uses that expand the range of activities such as entertainment ... , restaurants,hotel/convention facilities and residential uses will be encouraged The Armstrong Hotel will return a full-service hotel to the central business district and will include a new, locally owned and operated restaurant and bar. DATE: October5, 1999 li ITEM NUMBER: 11 A-B Policy DD-1.7, Hotels: A high quality hotel(s)with space for large gatherings, conventions, etc.. is encouraged in the Old City Center sub-district. The Armstrong Hotel will have a variety of meeting rooms,the largest of which will seat more than 100 people. Principle D-4: Historically and architecturally significant buildings in Downtown will be preserved and enhanced. The historic Armstrong Hotel will be preserved and enhanced. Policy DD-5.4 Parking. Shared parking allowances will be encouraged for nearby uses... The Armstrong Hotel has a limited amount of on-site parking which is located at the rear of the building(which conforms to City Plan Policy DD-5.5 requiring lots to be located behind buildings, in side yards, or in the interior of blocks). The balance of the parking will be provided through the use of shared facilities. These arrangements are currently being negotiated with the owners of close- by surface parking lots. Land Use Code The redevelopment of the Armstrong Hotel conforms to Article 3,Division 3.4, Subdivision 3.4.7 of the Fort Collins Land Use Code requiring that a local historic structure and/or a structure that is eligible for listing on the National Register of Historic Places provide a development plan and building design for the preservation and adaptive use of the historic resource. Downtown Plan Downtown Plan. Policy 9—Historic Resources:Preserve and enhance the historic and architectural values of Downtown...Preserve the historic character of Downtown...Respect and be sensitive to the historic and architectural character of Downtown...Encourage the redevelopment and adaptive reuse of historically significant and architecturally important structures...Promote the designation of eligible structures and districts as local, state and national landmarks. I Redevelopment of the Armstrong Hotel clearly meets all of the elements of Policy 9 of the E Downtown Plan. Downtown Plan. Policy I5—Economic Development: Build the Downtown as the economic heart of the communin and region...Foster the development of new jobs in the Downtown...Support the retention and expansion of existing businesses...Enhance the Downtowns dominance in finance, government, professional services,culture and entertainment. Redevelopment of the Armstrong Hotel helps to fulfill these economic development objectives. Most specifically. it will complement the meager visitor housing options in the central business district and enhance the attraction of outside dollars into this community. r DATE: October 5, 1999 14 ITEM NUMBER: 11 A-13 Downtown Plan.Policy 15,Page 110: Utilize public incentives for the location of a quality hotel(s) nowhere else in the community but downtown. The Downtown Plan also includes a specific recommendation in Chapter 5 (p. 116) which states: "Establish a program to recruit major anchors to the Downtown area...A number of potential anchors have been identified...Quality hotel(s)...eating and drinking establishments...conference centers." The redevelopment of the Armstrong Hotel will help to fulfill this recommendation. Plan of Development The original planning document, Fort Collins Downtown Development Authority Plan of Development, adopted as a part of the creation process for the DDA in 1981 includes specific references to historic preservation. Three listed goals and objectives (G, H, J, and R,pg. 6 and 7) all encourage support of restoration and rehabilitation with the intent of preventing physical deterioration and expanding the mix of uses offered in the central business district. Finally,the Plan ofDevelopment includes a hotel and convention center as a project the DDA should pursue. While the proposed redevelopment of the Armstrong Hotel will result primarily in a boutique style hotel, it clearly moves in the direction of this long time DDA project objective. For every citation above,because every public planning and policy document strongly encourages, endorses, this kind of project, the Downtown Development Authority agreed to participate in the rehabilitation of the Armstrong Hotel. The project fulfills a critical gap in the downtown commercial fabric,it restores a simple but large historic Fort Collins landmark,it will creatively take advantage of existing parking opportunities and because the use is unchanged, automobile demand should not increase. Indeed,adding more hotel rooms to the downtown inventory provides visitors with a more convenient, one-stop sleeping, entertainment, and eating environment. DDA participation is retroactive--the project must be completed before the facade easement is acquired. This insures the flow of tax increment monies to fund the Authority's involvement. FINANCING The rehabilitated Armstrong Hotel will cost about $6,000,000. However, the owners, with the assistance of the Larimer County Assessor's office, have been extremely conservative in their estimation of added "incremental" value, which they have placed at $2,300,000. This should generate $64.000 annually in property tax increment (using current mill levies) and will generate $288,000 over a 4.5-year period (assuming taxes on the added value do not begin flowing before 2002). This is sufficient to cover the easement acquisition cost of$240.000. Since this project is a part of a number of DDA projects, borrowing and bond issuance costs will be reduced significantly. As with all DDA projects,should the tax increment fail to reach the specified levels, the owners will be contractually obligated to make up any shortfalls. This guarantees that the debt incurred to acquire the facade easement will be covered. Any excess increment flows to the City through the DDA. DATE: October 5, 1999 15 ITEM NUMBER: 11 A-B 2. 401 West Mountain (Trolley Station) EXECUTIVE SUMMARY The DDA has committed $170.800 toward the redevelopment of the property known as 401 West Mountain. This project will be a mixed-use building with a total build-out cost estimated at $1,782,800. Of this total, 51,496,000 is hard net costs, with the balance made up in off-site improvements and project fees. Tax increment financing is the funding mechanism selected by DDA to fund this redevelopment. The project will generate approximately $40,000 in annual property tax. Tax increment on the property will produce$36,000/annually,thus any excess increment would flow to the City of Fort Collins through the DDA. The DDA's participation in this project is through the funding of the public right-of-way. BACKGROUND INFORMATION This location.situated across from the Edward's House Bed and Breakfast,and cross-cornered from the Avery House,is a former gas station. Prior to its immediate past use,the site served as a Trolley Station. The property has existed as a run down,non-operative gas station for the past several years. In viewing this project with the DDA's mission in mind,this is a textbook downtown project. It will result in some low-intensity neighborhood retail, an increase in the availability of professional services downtown,and it includes market-rate urban housing. The design is contemporary but not intrusive. It is the kind of project that incorporates the diversity and functionality,which makes Fort Collins unique. This project continues many of the goals of the DDA as well as the community, as referenced by: Downtown Plan, Policy 15—Economic Development: Build the Downtown as the economic heart of the community and region...Foster the development of new jobs in the Downtown...Support the retention and expansion of existing businesses...Enhance the Downtown's dominance in finance, government,professional services, culture and entertainment. FINANCING This property calls for an investment of$1.782.800, with taxable improvements in the amount of $1.496.000. The debt incurred by the DDA will be retired through tax increment financing, with City Council approval. As with all DDA projects, any excess funds from the project flow to the City- through the DDA. I SUMMARY i R The DDA Board has met to review each of these projects. For the reasons in the summaries, the j Board has recommended each project for funding through a transfer of the tax increment. In 1999. the DDA tax increment is sufficient to cover the cost of the first eight projects. Staff will be developing a financial proposal for the other projects at the beginning of 2000. Staff recommends adoption of the ordinances. ORDINANCE NO. 150, 1999 AN ORDINANCE AUTHORIZING THE ISSUANCE OF CITY OF FORT COLLINS, COLORADO, DOWNTOWN DEVELOPMENT AUTHORITY TAXABLE SUBORDINATE TAX INCREMENT REVENUE BONDS, SERIES 1999, DATED THEIR DELIVERY DATE, IN THE AGGREGATE PRINCIPAL AMOUNT OF $750:000 FOR THE PURPOSE OF FINANCING CERTAIN CAPITAL IMPROVEMENTS AND CAPITAL PROJECTS; AND PROVIDING FOR THE PLEDGE OF CERTAIN INCREMENTAL AD VALOREM TAX REVENUES TO PAY THE PRINCIPAL OF, INTEREST ON AND ANY PREMIUM DUE IN CONNECTION WITH THE REDEMPTION OF THE BONDS. BE IT ORDAINED BY THE COUNCIL OF THE CITY OF FORT COLLINS, COLORADO, THAT: Section 1. Definitions and Construction. A. Definitions. In this Ordinance the following terms have the following respective meanings unless the context hereof clearly requires otherwise: (1) .Additional Parity Bonds: any Parity Securities issued after the issuance of the Bonds. • (2) Authorin•: the City of Fort Collins, Colorado, Downtown Development Authority. (3) Average.Annual Debt Service Reouirements:the aggregate of all Debt Service Requirements(excluding any redemption premiums)due on the Bonds or any other issue of Parity Securities for all Bond Years beginning with the Bond Year in which Debt Service Requirements of the Bonds or such Parity Securities are first payable and ending with the Bond Year in which the last of the Debt Service Requirements are payable, divided by the number of such years. (4) Bond Year: the twelve (12)months commencing on the second day of December of any calendar year and ending on the first day of December of the next succeeding calendar year. (5) Bonds: the City of Fort Collins, Colorado, Downtown Development Authority Taxable Subordinate Tax Increment Revenue Bonds.. Series 1999, dated their delivery date, in the aggregate principal amount of$750.000. (6) Charter: the Home Rule Charter of the City, as amended. (7) City: the City of Fort Collins, Colorado. • 1 (8) Combined Average Annual Debt Service Requirements: the sum of the Average Annual Debt Service Requirements for all issues of Parity Securities for which the computation is being made. (9) Commercial Bank: a state or national bank or trust company which is a member of the Federal Deposit Insurance Corporation and of the Federal Reserve System. which has a combined capital and surplus of $3,000.000 or more, and which is located within the United States of America. (10) Cost of the Project: all or any part of the cost of acquiring, constructing and installing the Project; all surveying, inspection. fiscal, and legal expenses; all costs of issuing the Bonds: any discount on the sale of the Bonds; costs of financial, professional, and other estimates and advice; repayment of any interim loans or interfund borrowings; capitalized interest on the Bonds. contingencies; reserves for payment of the principal of or interest on the Bonds; and all such other costs as may be necessary or incidental to the acquisition,construction and installation of the Project or any part thereof. (11) Council: the governing body of the City. (12) Debt Service Requirements: the principal of, interest on and any premium due in connection with the redemption of the Bonds,any Additional Parity Bonds, any Parity Securities or any other securities payable from the Tax Increment Revenues. (13) Development and Expense Fund: the special fund created in Ordinance No. 142, 1985,of the City,designated therein as the"Development Account"of the `City of Fort Collins, Colorado, Downtown Development Authority Tax Increment Bonds. Bond Fund" and referred to in Section 5A hereof. (14) District: the area described in the Plan of Development and approved by Ordinance No.46, 1981,of the City,as amended by Ordinance No. 162, 1981,of the City and Ordinance No. 2, 1983, of the City and as may be further amended from time to time in compliance with the Downtown Development Authority Act. (15) Downtown Development Authority Act: part 8 of article 25 of title 31, Colorado Revised Statutes. as amended. (16) Event of Default: one of the events described in Section 1 OA hereof. (17) Federal Securities: bills.certificates of indebtedness.notes,bonds or similar securities which are direct obligations of the United States of America or are obligations the principal and interest of which are unconditionally guaranteed by the United States of America. (18) Fiscal Year: the twelve(12)months commencing on the first day, of January of any calendar year and ending on the last day of December of such calendar year 2 • or such other twelve-month period as may from time to time be designated by the Council as the Fiscal Year of the City. (19) Interest Payment Date: a date designated by ordinance for the payment of interest on the Bonds or any other designated security. (20) Investment Earnings: all income derived from the investment of any proceeds of the Bonds deposited in the Development and Expense Fund or the Subordinate Bonds Debt Service Account. (21) Investment Letter: the investment letter to be executed by the Purchaser and each subsequent Omer of the Bonds upon purchase thereof. (22) Maturity Date: a date designated by ordinance for the payment of principal of the Bonds or any other designated security. (23) 1983 Tax Increment Revenue Bond Anticipation Notes: the City of Fort Collins. Colorado, Downtown Development Authority Tax Increment Bond Anticipation Notes, Series April 1, 1983, dated April 1, 1983, in the aggregate principal amount of$3,100,000. (24) 1984 Tax Increment Revenue Bonds: the City of Fort Collins, • Colorado, Do Amtown Development Authority Tax Increment Bonds, Series 1984A, dated October 1, 1984, in the aggregate principal amount of$8.200,000. (25) 1985 Tax Increment Revenue Refunding Bonds: the City of Fort Collins, Colorado. Dovmtown Development Authority Tax Increment Refunding Bonds, Series 1985A, dated November 1. 1985, in the original aggregate principal amount of $8.885.000_ (26) 1988 Tax Increment Revenue Refunding and Improvement Bonds: the City of Fort Collins. Colorado, Downtown Development Authority Tax Increment Revenue Refunding and Improvement Bonds, Series 1988. dated May 15, 1988, in the aggregate principal amount of$13.545,000. (27) 1992 Tax Increment Revenue Refunding Bonds: the City of Fort Collins. Colorado, Downtown Development Authority Tax Increment Revenue Refunding Bonds. Series 1992, dated March 15, 1992, in the aggregate principal amount of $11.380.000. (28) 1998 Tax Increment Revenue Bonds: the City of Fort Collins, Colorado.Dox\mtown Development Authority Taxable Subordinate Tax Increment Revenue Bonds. Series 1998, dated July 1. 1998, in the aggregate amount of$190,000. . (29) Ordinance: this Ordinance No. 150, 1999, of the City. 3 (30) Outstanding or outstanding: as of any particular date. all Bonds, Additional Parity Bonds, Parity Securities or any such other securities payable in whole or in part from the Tax Increment Revenues which have been authorized, executed and delivered, except the following: (a) Any Bond, Additional Parity Bond, Panty Security or other security cancelled by the City,by the Paying Agent or otherwise on behalf of the City on or before such date: (b) Any Bond, Additional Parity Bond, Parity Security or other security held by or on behalf of the City; (c) Any Bond, Additional Parity Bond, Panty Security or other security of the City for the payment or the redemption of which moneys or Federal Securities sufficient(including the known minimum yield available for such purpose from Federal Securities in which such amount wholly or in part may be initially invested) to meet all of the Debt Service Requirements of such Bond, Additional Parity Bond, Panty Security or other security to the Maturity Date or specified Redemption Date thereof shall have theretofore been deposited in escrow or in trust with a Trust Bank for that purpose; and (d) Any lost, destroyed, or wrongfully taken Bond, Additional Parity Bond, Parity Security or other security of the City in lieu of or in substitution for which another bond or other security shall have been executed and delivered. (31) Owner: the holder of any bearer instrument or registered owner of any registered instrument. (32) Parity Securities: bonds, warrants, notes, securities, leases or other contracts evidencing borrowings and payable from the Tax Increment Revenues equally or on a parity with the Bonds. (33) Paving Agent: the Financial Officer of the City, or his successors. (34) Permitted Investments: all securities or deposits authorized by ordinances of the City and,to the extent applicable,the laws of the State. (35) Person: any individual. firm, partnership, corporation, company, association,joint-stock association,or body politic or any trustee,receiver,assignee,or other similar representative thereof. (36) Plan of Development: the plan approved by Resolution 81-129 of the City. 4 • (37) Pledged Revenues: the Tax Increment Revenues and the Investment Earnings. (38) Project: the capital improvements or capital projects described in the Plan financed with the proceeds of the Bond. (39) Properi Tax Base Dates: September 15. 1980, with respect to the District described in Ordinance No. 46, 1981, of the City; September 15, 1981.with respect to the area added to the District by Ordinance No. 162. 1981, of the City; September 15, 1982, with respect to the area added to the District by Ordinance No. 2, 1983, of the City; and the applicable dates pursuant to the Downtown Development Authority Act with respect to such areas as may hereafter be added to the District by appropriate legislative action of the Citv. (40) Purchaser: The Home State Bank. (41) Redemption Date: the date fixed for the redemption prior to maturity of any Bonds or other designated securities payable from the Tax Increment Revenues in any notice of prior redemption given by or on behalf of the City. (42) Registrar: the Financial Officer of the Cin-. or his successors. (43) Security or securities: any bond issued by the City or any other evidence of the advancement of money to the City. (44) Special Record Date: the date fixed by the Paying Agent for the determination of ownership of Bonds for the purpose of paving interest not paid when due or interest accruing after maturity. (45) State: the State of Colorado. (46) Subordinate Bonds or Subordinate Securities:the Bonds and any other bonds or securities payable from the Tax Increment Revenues having a lien thereon subordinate or junior to the lien thereon of the 1992 Tax Increment Refunding Bonds. (47) Subordinate Bonds Debt Service Account: the special fund created in Ordinance No. 101. 1998, of the City designated therein as the "City of Fort Collins, Colorado. Downtown Development Authority Subordinate Tax Increment Bonds Debt Service Account' and referred to in Section 5F hereof. (48) Superior Bonds or Superior Securities: the 1992 Tax Increment Refunding Bonds and any other bonds or securities payable from the Tax Increment Revenues having a lien thereon superior or senior to the lien thereon of the Bonds. 5 (49) Tax Increment Fund: the special fund created in Ordinance No. 142, 1985, of the City designated therein as the "City of Fort Collins, Colorado, Downtown Development Authority Tax Increment Bonds, Bond Fund' and referred to in Section 5B hereof. (50) Tax Increment Principal and Interest Account:the special fund created in Ordinance No. 142, 1985, of the City, designated therein as the "Principal and Interest Account' of the "City of Fort Collins. Colorado. Downtown Development Authority Tax Increment Bonds. Bond Fund' and referred to in Section 5C hereof. (51) Tax Increment Reserve Account: the special fund created in Ordinance No. 142, 1985, of the City, designated therein as the "City of Fort Collins, Colorado. Tax Increment Bonds, Reserve Fund' and referred to in Section 5D hereof. (52) Tax Increment Revenues: all revenues derived in each Fiscal Year from the levy of ad valorem taxes at the rate fixed each year by or for each public body having taxing power over all or any portion of the District upon that portion of the valuation for assessment of all taxable property within the District and the boundaries of such public body which is in excess of the valuation for assessment of all taxable property within the District and the boundaries of such public body on the Property Tax Base Dates, all in accordance with Section 31-25-807(3)(a)(11)of the Downtown Development Authority Act, less any collection fees lawfully payable to the City or Larimer County, Colorado, for services rendered in connection with the collection of such ad valorem taxes;provided,that in the event of a general reassessment of taxable propem. in the City, the valuation for assessment of taxable property within the District on the Property Tax Base Dates will be proportionately adjusted as required by the Downtown Development Authority Act or other applicable law. (53) Transfer Agent: the Financial Officer of the City, or his successors. (54) Trust Bank: a Commercial Bank which has a combined capital and surplus of$25,000,000 or more and which is authorized to exercise and is exercising trust powers. B. Construction. This Ordinance,except where the context by clear implication herein otherwise requires. shall be construed as follows: (1) Words in the singular number include the plural, and words in the plural include the singular. (2) Words in the masculine gender include the feminine and the neuter, and when the sense so indicates words of the neuter gender refer to any gender. (3) Articles, sections, subsections, paragraphs and subparagraphs mentioned by number, letter or otherwise correspond to the respective articles, sections, 6 • subsections. paragraphs and subparagraphs of this Ordinance so numbered or otherwise so designated. (4) The titles and headlines applied to articles, sections and subsections of this Ordinance are inserted only as a matter of convenience and ease in reference and in no way define or limit the scope or intent of any provisions of this Ordinance. (5) Any inconsistency between the provisions of this Ordinance andthose of the Downtown Development Authority Act is intended by the Council. To the extent of any such inconsistency the provisions of this Ordinance shall be deemed made pursuant to the Charter and shall supersede to the extent permitted by law the conflicting provisions of the Downtown Development Authority Act. Section 2. Recitals. A. Establishment of Authority and Approval of Plan of Development. Pursuant to Ordinance No.46,1981,the City has heretofore established the Authority. Pursuant to Resolution 81-129 the City has heretofore approved the Plan of Development. The Plan of Development so approved contained a provision for division of taxes as authorized by the Downtown Development Authority Act effective for twenty-five years beginning September 8, 1981. B. Special Election and Canvass of Returns. At a special election held in the Cit}' • on Tuesday,June 1, 1982. in accordance with law and pursuant to due notice there was submitted to the qualified electors of the District the following question: Shall the City of Fort Collins issue bonds or otherwise provide for loans. advances or indebtedness from time to time in an amount not to exceed $25,000.000 at a maximum net effective interest rate not to exceed 18 per centum per annum.the use of which shall be to finance capital improvements and capital projects within the parameters of the Plan of Development of the Fort Collins Downtown Development Authority. and irrevocably pledge the special fund into which all of that portion of property taxes in excess of such taxes which are produced by the levy at the rate fixed each year by or for any public body upon the valuation for assessment of taxable property within the boundaries of the District last certified prior to the effective date of approval by the Fort Collins City Council of the Plan of Development of the Downtown Development Authority or, as to an area later added to the boundaries of the District,the effective date of the modification of the Plan of Development from which special fund shall be paid the principal of, the interest on. and any premiums due in connection with the bonds of, loans or advances to, or indebtedness incurred by, whether funded, refunded, assumed. or otherwise, the City, of Fort Collins for financing or refinancing. in whole or in part, development projects within the boundaries of the Plan for Development area. • 7 As evidenced by the canvass of the returns of said election and the Statement and Certificate of Determination of Result thereof made by the Board of Elections of the City on June 4, 1982, a majority of said electors voted affirmatively on said question. C. Prior Bonds. Pursuant to the authority so conferred at said election the City has heretofore issued and sold the 1983 Tax Increment Revenue Bond Anticipation Notes in order to finance capital improvements and capital projects as provided in the Plan of Development. Pursuant to the authority so conferred at said election the City has heretofore issued and sold the 1984 Tax Increment Revenue Bonds in order to refund, pay and discharge the 1983 Tax Increment Revenue Bond Anticipation Notes and finance capital improvements and capital projects as provided in the Plan of Development. Pursuant to the authority so conferred at said election the City has heretofore issued and sold the 1985 Tax Increment Revenue Refunding Bonds in order to refund, pay and discharge the 1984 Tax Increment Revenue Bonds. Pursuant to the authority so conferred at said election the City has heretofore issued and sold the 1988 Tax Increment Revenue Refunding and Improvement Bonds in order to refund, pay and discharge the 1985 Tax Increment Revenue Refunding Bonds and finance capital improvements and capital projects as provided in the Plan of Development. Pursuant to the authority so conferred at said election the City has heretofore issued and sold the 1992 Tax Increment Revenue Refunding Bonds in order to refund, pay and discharge the 1988 Tax Increment Revenue Refunding and Improvement Bonds. The City has heretofore issued and sold the 1998 Tax Increment Revenue Bonds in order to finance capital improvements and capital projects as provided in the Plan of Development. D. Project. The City has need for and desires to acquire, construct, install and finance the Project. E. Authority. Pursuant to art. XX, §6 of the Colorado Constitution, Art. V, Section 19.8 of the Charter and the Downto,,vn Development Authority Act, the City is authorized by Council action and without an election to issue the Bonds. Section 3. The Bonds. A. Authorization. The Bonds are hereby authorized to be issued for the purpose of financing the Project. B. Bond Details. I) Generally. The Bonds shall be issuable in fully registered form in the denomination of$100.000 or any integral multiple of$5.000 in excess of thereof. The Bonds shall mature on December 1. 1999, and shall bear interest from their delivery date to their Maturity Date, except if redeemed prior thereto, at the rate of 5.75%perannum. Said interest shall be payable on their Maturity Date. If upon presentation at maturity the principal of any Bond is not paid as provided herein, interest shall continue thereon at the same interest rate until the principal is paid in full. 8 The Debt Service Requirements of the Bonds shall be payable in ]awful money of the United States of America to the Owners of the Bonds by the Paying Agent. The principal and interest shall be payable to the Owner of each Bond upon presentation and surrender thereof at maturity or upon prior redemption, by check or draft mailed to such Owner at the address appearing on the registration books of the City maintained by the Registrar or by wire transfer to such bank or other depository as the Owner shall designate in writing to the Paying Agent. Any interest not paid when due and any interest accruing after maturity shall be payable to the Owner of each Bond entitled to receive such interest determined as of the close of business on the Special Record Date, irrespective of any transfer of ownership of the Bond subsequent to the Special Record Date and prior to the date fixed by the Paying Agent for the payment of such interest, by check or draft or wire transfer directed to such Owner as aforesaid. Notice of the Special Record Date and of the date fixed for the payment of such interest shall be given by sending a copy thereof by certified or registered first-class,postage prepaid mail, at least fifteen(15) days prior to the Special Record Date,to the Owner of each Bond upon which interest will be paid determined as of the close of business on the day preceding such mailing at the address appearing on the registration books of the City. Any premium shall be payable to the Owner of each Bond redeemed upon presentation and surrender thereof upon prior redemption,by check or draft or wire transfer directed to such Owner as aforesaid. If the date for making or giving any payment,determination or notice described herein is a Saturday.Sunday,legal holiday or any other day on which the office of the Paying Agent or Registrar is authorized or required by law to remain closed, such payment, determination or notice shall be made or given on the next succeeding day which is not a Saturday. Sunday. legal holiday or other day on which the office of the Paying Agent or Registrar is authorized or required by law,to remain closed. (2) Redemption. The Bonds shall be subject to optional redemption, in whole or in part, at any time prior to their Maturity Date at a price equal to the principal amount of each Bond so redeemed plus accrued interest thereon to the Redemption Date. The Bonds may be redeemed in part if issued in denominations which are integral multiples of$5,000. Such Bonds shall be treated as representing a corresponding number of separate Bonds in the denomination of $5,000 each. Any such Bond to be redeemed in part shall be surrendered for partial redemption in the manner hereinafter provided for transfers of ownership. Upon payment of the redemption price of any such Bond redeemed in part the Owner thereof shall receive a new Bond or Bonds of authorized denominations in aggregate principal amount equal to the unredeemed portion of the Bond surrendered. Unless waived by the Owners of any Bonds to be redeemed, notice of redemption shall be given by the Paying Agent in the name of the City by sending a copy thereof by certified or registered first-class postage prepaid mail. not less than three(3)days prior to the Redemption Date,to the Owner of each of the Bonds being redeemed determined ac of the close of business on the day preceding the first mailing of such notice at the address appearing on the registration books of the City. Such notice shall specify the number or . numbers of the Bonds to be redeemed, whether in whole or in part, the principal amounts 9 thereof and the date fixed for redemption and shall further state that on the Redemption Date there will be due and payable upon each Bond or part thereof so to be redeemed the principal amount or part thereof plus accrued interest thereon to the redemption date plus any premium due and that from and after such date interest will cease to accrue. Bonds called for optional redemption as provided herein shall be redeemable only to the extent of moneys on deposit with the Paying Agent and legally available for redemption of Bonds on the date of such notice. Failure to mail any notice as aforesaid or any defect in any notice so mailed with respect to any Bond shall not affect the validity of the redemption proceedings with respect to any other Bond. Any Bonds redeemed prior to their Maturity Date by call for prior redemption or otherwise shall not be reissued and shall be cancelled the same as Bonds paid at or after maturity. (3) Interest Rates. The maximum net effective interest rate for the Bonds is 18%per annum. The actual net effective interest rate for the Bonds is 5.75%per annum. (4) Execution and Authentication. The Bonds shall be executed by and on behalf of the City with the facsimile or manual signature of the Mayor, shall bear a facsimile or manual impression of the seal of the City,shall be attested with the facsimile or manual signature of the City Clerk, shall be countersigned with the facsimile or manual signature of the Financial Officer of the City, and shall be authenticated with the manual signature of the Registrar. Should any officer whose facsimile or manual signature appears on the Bonds cease to be such officer before delivery of the Bonds to the Purchaser, such facsimile or manual signature shall nevertheless be valid and sufficient for all purposes. No Bond shall be valid or become obligatory for any purpose or be entitled to any security or benefit under this Ordinance unless and until the certificate of authentication on such Bond shall have been duly executed by the Registrar, and such executed certificate upon any such Bond shall be conclusive evidence that such Bond has been authenticated and delivered under this Ordinance. (5) Registration. Transfer and Exchange. Upon their execution and authentication and prior to their delivery the Bonds shall be registered for the purpose of payment of principal and interest by the Registrar. Thereafter, the Bonds shall be transferable only upon the registration books of the City by the Transfer Agent at the request of the Owner thereof or his,her or its duly authorized attomey-in-fact or legal representative. The Registrar or Transfer Agent shall accept a Bond for registration or transfer only if the Owner is to be an individual. a corporation, a partnership, or a trust. A Bond may be transferred upon surrender thereof together with a written instrument of transfer duly executed by the Oxvner or his, her or its duly authorized attomey-in-fact or legal representative with guaranty of signature satisfactory to the Transfer Agent, containing written instructions as to the details of the transfer,along with the social security number or federal employer identification number of the transferee and, if the transferee is a trust, the names and social security numbers of the settlors and the beneficiaries of the trust. The Transfer Agent shall not be required to transfer ownership of any Bond during the fifteen (15) days prior to the first mailing of any notice of redemption or to transfer ownership of any Bond selected for redemption on or after the date of such mailing. The Owner of any 10 Bond or Bonds may also exchange such Bond or Bonds for another Bond or Bonds of authorized denominations. Transfers and exchanges shall be made without charge, except that the Transfer Agent may require payment of a sum sufficient to defray any tax or other governmental charge that may hereafter be imposed in connection with any transfer or exchange of Bonds. No transfer of any Bond shall be effective until entered on the registration books of the City. In the case of every transfer or exchange,the Transfer Agent shall deliver to the new Owner a new Bond or Bonds of the same aggregate principal amount, maturing in the same year, and bearing interest at the same per annum interest rate as the Bond or Bonds surrendered. Such Bond or Bonds shall be dated as of their date of authentication. New Bonds delivered upon any transfer or exchange shall be valid obligations of the City, evidencing the same obligation as the Bonds surrendered, shall be secured by this Ordinance, and shall be entitled to all of the security and benefits hereof to the same extent as the Bonds surrendered. The City may deem and treat the Person in whose name any Bond is last registered upon the books of the City as the absolute owner thereof for the purpose of receiving payment of the Debt Service Requirements of such Bond and for all other purposes, and all such payments so made to such Person or upon his, her or its order shall be valid and effective to satisfy and discharge the liability of the City upon such Bond to the extent of the sum or sums so paid. and the City shall not be affected by any notice to the contrary. (6) Replacement of Bonds. If any Bond shall have been lost, destroyed or wrongfully taken,the City shall provide for the replacement thereof in the manner set forth • and upon receipt of the evidence,indemnity bond and reimbursement for expenses provided in Ordinance No. 80, 1984. (7) Recitals in Bonds. Each Bond shall recite in substance that the Bond is payable solely from the Pledged Revenues and the funds and accounts hereby pledged and that the Bond is not a debt or an indebtedness or a multiple-fiscal year financial obligation of the City and that the Bond is not a general obligation of the City and that the full faith and credit of the City is not pledged to pay the Debt Service Requirements of such Bond. Each Bond shall further recite that it is issued under the authorin, of the Constitution of the State of Colorado, the Charter, the Downtown Development Authority Act and this Ordinance. (8) Form of Bonds. The Bonds shall be in substantially the following form: • 11 [Form of Bond) (Text of Face) UNITED STATES OF AMERICA STATE OF COLOR-ADO COUNTY OF LARIMER CITY OF FORT COLLINS DOWNTOWN DEVELOPMENT AUTHORITY TAXABLE SUBORDINATE TAX INCREMENT REVENUE BOND SERIES 1999 No. R- $ Interest Rate Maturitv Date Original Date 5.75% December 1, 1999 November 1, 1999 REGISTERED OWNER: The Home State Bank PRINCIPAL SUM: The City of Fort Collins, in the County of Larimer and State of Colorado, for value received,hereby promises to pay to the Registered Owner(specified above), or registered assigns, solely from the special fund and account provided therefor,as hereinafter set forth,the Principal Sum (specified above),in lawful money of the United States of America,on the Maturity Date(specified above), with interest thereon from the Original Date(specified above)to the Maturity Date, except if redeemed prior thereto,at the per arum Interest Rate(specified above),payable on the Maturity Date,in the manner provided herein. If upon presentation at maturity payment of the Principal Sum of this Bond is not made as provided herein,interest continues at the Interest Rate until the Principal Sum is paid in full The Bonds are subject to optional redemption prior to their maturity date, in whole or in part, at any time prior to maturity at a price equal to the principal amount of each Bond so redeemed plus accrued interest thereon to the redemption date. 12 . Bonds which are redeemable prior to their maturity date may be redeemed in part if issued in denominations which are integral multiples of$5,000. In such case the Bond is to be surrendered in the manner provided for transfers of ownership. Upon payment of the redemption price the Registered Owner is to receive a new Bond or Bonds of authorized denominations in aggregate principal amount equal to the unredeemed portion of the Bond surrendered. Unless waived by the registered owners of the Bonds to be redeemed, notice of redemption of any Bonds is to be given by the paying agent in the name of the City by sending a copy of such notice by certified or registered first-class postage prepaid mail,not less than three(3) days prior to the redemption date, to the registered owner of each of the Bonds being redeemed determined as of the close of business on the day preceding the first mailing of such notice at the address appearing on the registration books of the City. Such notice is to specify the number or numbers of the Bonds to be redeemed,whether in whole or in part,the principal amounts thereof and the date fixed for redemption and is further to state that on the redemption date there will be due and payable upon each Bond or part thereof so to be redeemed the principal amount or part thereof plus accrued interest thereon to the redemption date plus any premium due and that from and after such date interest will cease to accrue. Bonds called for optional redemption as provided herein are redeemable only to the extent of moneys on deposit with the paying agent and legally available for redemption of Bonds on the date of such notice.Failure to mail any notice as aforesaid or any defect in an)' notice so mailed with respect to any Bond does not affect the validity of the redemption proceedings with respect to any other Bond. • REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH ON THE REVERSE HEREOF. This Bond is a special and limited obligation of the City payable solely out of and secured by an assignment and pledge (but not necessarily an exclusive assignment and pledge) of certain tax increment revenues and certain income derived from the investment of such revenues and of certain bond proceeds,all as more specifically provided in the Ordinance,and of certain funds and accounts pledged in the Ordinance. This Bond does not constitute a debt or an indebtedness or a multiple-fiscal year financial obligation of the City within the meaning of any constitutional,charter or statutory provision or limitation of the State of Colorado or of the City. This Bond is not a general obligation of the City, and the full faith and credit of the City is not pledged for the payment of the principal of or interest on this Bond. • 13 IN WITNESS WHEREOF,the City has caused this Bond to be executed in its name and on its behalf with the facsimile or manual signature of the Mayor of the City,to be sealed with a facsimile or manual impression of the seal of the City,to be attested with the facsimile or manual signature of the City Clerk of the City, and to be countersigned with the facsimile or manual signature of the Financial Officer of the City. CITY OF FORT COLLINS, COLOR-ADO (CITY) By: (Facsimile or Manual Sisnature (SEAL) Mayor ATTEST: (Facsimile or Manual Sisnature) City Clerk Countersigned: (Facsimile or Manual Sisnature) Financial Officer CERTIFICATE OF AUTHENTICATION This Bond is issued pursuant to the Ordinance herein described. FINANCIAL OFFICER OF THE CITY OF FORT COLLINS. COLOR-ADO as registrar (Manual Sisnature) Dated: 1999 14 . ABBREVIATIONS The following abbreviations, when used in the inscription on the face of this Bond, shall be construed as though they were written out in full according to applicable laws or regulations. TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT TEN - as joint tenants with the right of survivorship and not as tenants in common UNTIF TRANS MIN ACT - Custodian (Cust) (Minor) under Uniform Transfers to Minors Act (State) Additional abbreviations may also be used though not on the above list. i 15 (Text of Reverse) The principal of,interest on and any premium due in connection with the redemption of this Bond are payable to the Registered Owner by the Financial Officer of the City, or his successors. as paying agent. The principal and interest are payable to the Registered Owner upon presentation and surrender of this Bond at maturity or upon prior redemption, by check or draft mailed to the Registered Owner at the address appearing on the registration books of the City maintained by the Financial Officer of the City,or his successors, as registrar,or by wire transfer to such bank or other depository as the Registered Owner shall designate in writing to the paying agent. Any interest hereon not paid when due and any interest hereon accruing after maturity is payable to the Registered Owner determined as of the close of business on the special record date, which is to be fixed by the paying agent for such purpose,irrespective of any transfer of ownership of this Bond subsequent to such special record date and prior to the date fixed by the paying agent for the payment of such interest, by check or draft or wire transfer directed to the Registered Owner as aforesaid. Notice of the special record date and of the date fixed for the payment of such interest is to be given by sending a copy thereof by certified or registered first-class postage prepaid mail, at least fifteen (1 5)days prior to the special record date,to the registered owner of each Bond upon which interest will be paid determined as of the close of business on the day preceding such mailing at the address appearing on the registration books of the City. Any premium is payable to the Registered Owner upon presentation and surrender of this Bond upon prior redemption, by check or draft or wire transfer directed to the Registered Owner as aforesaid. If the date for making or giving any payment, determination or notice described herein is a Saturday, Sunday, legal holiday or any other day on which the office of the paying agent or registrar is authorized or required by law to remain closed, such payment, determination or notice is to be made or given on the next succeeding day which is not a Saturday,Sunday,legal holiday or other day on which the office of the paying agent or registrar is authorized or required by lave to remain closed. Payment of the principal of,interest on and any premium due in connection with the redemption of this Bond is to be made solely from,and as security for such payment there is pledged, pursuant to the Ordinance authorizing the issuance of this Bond,a special fund designated as the Tax Increment Fund and a special account designated as the Subordinate Bonds Debt Service Account, into which account the City has covenanted in the Ordinance to pay,respectively,from the pledged revenues described in the Ordinance sums sufficient to pay when due the principal of,interest on and any premium due in connection with redemption of this Bond and any additional securities hereafter issued and payable from such pledged revenues on a panty with the Bonds after provision for payment of all principal and interest due in the current year on the City's Tax Increment Refunding Bonds, Series 1992. and any other securities payable from the pledged revenues superior or senior to the Bonds. It is hereby recited, certified and warranted that for the payment of the principal of, interest on and any premium due in connection with the redemption of this Bond the City has created and will maintain said special fund and account and will deposit therein the required amounts out of the funds and revenues described in the Ordinance and out of said special fund and account will pay the principal of,interest on and any premium due in connection with the redemption of this Bond in the manner provided by the Ordinance. 16 The Bonds are equitably and ratably secured by a lien on the pledged revenues, and such Bonds constitute an irrevocable and second lien(but not necessarily an exclusive second lien) upon the pledged revenues. Bonds and other types of securities, in addition to the Bonds, subject to expressed conditions, may be issued and made payable from the pledged revenues having a lien thereon on a parity with the lien of the Bonds or, subject to additional expressed conditions,having a lien thereon superior and senior with the lien of the Bonds in accordance with the provisions of the Ordinance. Except as otherwise expressly provided in this Bond and the Ordinance, the pledged revenues are assigned, pledged and set aside to the payment of the principal of and interest on the Bonds of this issue in anticipation of the collection of the pledged revenues. The City covenants and agrees with the Registered Owner that it will keep and perform all of the covenants of this Bond and of the Ordinance. This Bond is authorized and issued for the purpose of financing certain capital improvements and capital projects pursuant to, by virtue of and in full conformity with the Constitution of the State of Colorado, the City Charter, part 8 of article 25 of title 31, Colorado Revised Statutes, as amended, and all other laws of the State of Colorado thereunto enabling, and pursuant to the Ordinance duly adopted prior to the issuance of this Bond. Reference is hereby made to the Ordinance, and to any and all modifications and amendments thereof,for a description of the provisions,terms and conditions upon which the Bonds are issued and secured, including, without limitation, the nature and extent of the security for the • Bonds, provisions with respect to the custody and application of the proceeds of the Bonds, the collection and disposition of the revenues and moneys charged with and pledged to the payment of the principal of. interest on and any premium due in connection with the redemption of the Bonds. the terms and conditions on which the Bonds are issued, a description of the special fund and account referred to above and the nature and extent of the security and pledge afforded thereby for the payment of the principal of,interest on and any premium due in connection with the redemption of the Bonds,and the manner of enforcement of said pledge,as well as the rights,duties,immunities and obligations of the City and the members of its Council and also the rights and remedies of the registered owners of the Bonds. To the extent and in the respects permitted by the Ordinance, the provisions of the Ordinance, or any instrument amendatory thereof or supplemental thereto, may be modified or amended by action of the City taken in the manner and subject to the conditions and exceptions provided in the Ordinance. The pledge of revenues and other obligations of the City under the Ordinance may be discharged at or prior to the maturity or prior redemption of the Bonds upon the making of provision for the payment of the Bonds on the terms and conditions set forth in the Ordinance. It is hereb}'recited,certified and warranted that all the requirements of law have been fulls-complied with by the proper officers of the City in the issuance of this Bond; that it is issued pursuant to and in strict conformity with the Constitution and all other laws of the State of Colorado. including the City Charter. and with the Ordinance; that this Bond does not contravene an} 17 constitutional or statutory limitation of the State of Colorado or any limitation of the City Charter-, and that this Bond is issued under the authority of the Ordinance. For the payment of the principal of, interest on and any premium due in connection with the redemption of this Bond the Cit} pledges the exercise of all its lawful corporate powers. This Bond is transferable only upon the registration books ofthe City by the Financial Officer of the City,or his successors,as transfer agent,at the request of the Registered Owner or his, her or its duh authorized attorney-in-fact or legal representative,upon surrender hereof together with a written instrument of transfer duly executed by the Registered Owner or his, her or its duly authorized attorney-in-fact or legal representative with guaranty of signature satisfactory to the transfer agent, containing written instructions as to the details of the transfer, along with the social security number or federal employer identification number of the transferee and, if the transferee is a trust,the names and social security numbers of the settlors and the beneficiaries of the trust. The transfer agent is not required to transfer ownership of this Bond during the fifteen(15)days prior to the first mailing of any notice of redemption or to transfer ownership of any Bond selected for redemption on or after the date of such mailing. The Registered Owner may also exchange this Bond for another Bond or Bonds of authorized denominations. Transfers and exchanges are to be made without charge,except that the transfer agent may require payment of a sum sufficient to defray any tax or other governmental charge that may,hereafter be imposed in connection with any transfer or exchange of Bonds. No transfer of this Bond is to be effective until entered on the registration books of the City. In the case of every transfer or exchange, the transfer agent is to deliver to the new registered owner a new Bond or Bonds of the same aggregate principal amount,maturing in the same year, and bearing interest at the same per annum interest rate as the Bond or Bonds surrendered. Such Bond or Bonds are to be dated as of their date of authentication. The City may deem and treat the person or entity in whose name this Bond is last registered upon the books of the City as the absolute owner hereof for the purpose of receiving payment of the principal of, interest on and any premium due in connection with the redemption of this Bond and for all other purposes,and all such payments so made to such person or upon his, her or its order will be valid and effective to satisfy and discharse the liability of the City upon this Bond to the extent of the sum or sums so paid, and the City will not be affected by any notice to the contrary. 18 (Assignment) ASSIGNMENT FOR VALUE RECEIVED,the undersigned sells. assigns and transfers unto PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE (Name and Address of Assignee) . this Bond and does hereby irrevocably constitute and appoint or its successors, to transfer this Bond on the books kept for registration thereof. Dated: Signature guaranteed: (Bank. Trust Company or Firm) NOTICE: The sienature to this assignment must correspond with the name of the Registered Owner as it appears upon the face of this Bond in even. particular without alteration or enlargement or any change whatever. [End of Form of Bond] 19 C. Bonds Equally Secured. The covenants and agreements herein set forth to be performed on behalf of the City shall be for the equal benefit. protection and security of the Owners of the Bonds, all of which, regardless of the time or times of their maturity, shall be of equal rank without preference, priority or distinction of any of the Bonds over any other thereof, except as otherwise expressly provided in or pursuant to this Ordinance. D. Financial Obligations. All of the Bonds.as to all Debt Service Requirements thereof.shall be payable solely out of the Pledged Revenues. The Owners of the Bonds may not look to the general or any other fund of the City for the payment of the Debt Service Requirements thereof:except the special fund and account pledged therefor;and the Bonds shall constitute special and limited obligations of the City. Section 4. Sale of Bonds. A. Purchaser's Proposal. A proposal for the purchase of the Bonds upon terms favorable to the City has been received from the Purchaser,and the Financial Officer of the City has recommended that said proposal be accepted by the Council. B. Award of Contract. The contract for the purchase of the Bonds is hereby awarded to the Purchaser at a price equal to the aggregate principal amount of the Bonds plus accrued interest, if any. from their date of issue to the date of delivery thereof to the Purchaser and upon the terms set forth in this Ordinance. C. Approval of Investment Letter. The Council hereby approves the form of the Investment Letter. Section 5. Disposition of Bond Proceeds and Pledged Revenues;Funds and Accounts Adopted or Created by Ordinance; Security For Bonds. The proceeds of the sale of the Bonds and the Pledged Revenues received by the City shall be deposited by the City in the funds described in this Section 5, to be accounted for in the manner and priority set forth in this Section 5. Neither the Purchaser nor any subsequent Owner of any Bond shall be responsible for the application or disposal by the City or by any of its officers, agents and employees of the moneys derived from the sale of the Bonds or of any other moneys designated in this Section 5. The Pledged Revenues and all moneys and securities paid or to be paid to or held or to be held in any fund or account hereunder(except the Tax Increment Principal and Interest Account and the Tax Increment Reserve Account)are hereby assigned and pledged to secure the payment of the Debt Service Requirements of the Bonds and any Additional Parity Bonds. This assignment and pledge shall be valid and binding from and after the date of the first delivery of the Bonds. and the moneys, as received by the City and hereby assigned and pledged, shall immediately be subject to the lien of this assignment and pledge without any physical delivery thereof, any filing, or further act. The lien of this assignment and pledge and the obligation to perform the contractual provisions hereby made shall have priority over any or all other obligations and liabilities of the City (except as herein otherwise expressly provided),and the lien of this assignment and pledge shall be valid and 20 • binding as against all parties having claims of any kind in tort,contract or otherwise against the City (except as herein otherwise expressly provided), irrespective of whether such parties have notice thereof. A. Disposition of Bond Proceeds. The City shall deposit in the Development and Expense Fund forthwith upon receipt thereof the net proceeds of the Bonds, to be used and withdrawn only as provided in this Section 5A. The net proceeds of the Bonds deposited in the Development and Expense Fund shall be used and paid out from time to time solely for the purpose of paying the Cost of the Project. Any proceeds of the Bonds remaining in the Development and Expense Fund after payment in full of the Cost of the Project may be transferred to the Tax Increment Fund and used for the purposes thereof. B. Disposition of Tax Increment Revenues. For so long as any of the Bonds shall be Outstanding.as to any Debt Service Requirements,except as otherwise provided herein,the Tax Increment Revenues,upon their receipt from time to time by the City, shall be set aside and credited immediately to the Tax Increment Fund. For so long as any of the Bonds shall be Outstanding as to any Debt Service Requirements.the Tax Increment Fund shall be accumulated and administered, and the moneys on deposit therein shall be applied, in the following order of priority: (D First,to the Tax Increment Principal and Interest Account to pay any Debt Service Requirements of Superior Bonds or Superior Securities then Outstanding in the manner set forth in Section 5C hereof, ("') Second,to the Tax Increment Reserve Account,in the manner set forth in Section 5D hereof; and (:) Third.to the Subordinate Bonds Debt Service Account to pay the Debt Service Requirements of the Bonds, any Additional Parity Bonds and any other Parity Securities in accordance with Section 5F hereof. C. Tax Increment Principal and Interest Account Payments. The City shall deposit in the Tax Increment Principal and Interest Account from the Tax Increment Revenues on or before the last day of each month, the following amounts: (1) Interest Payments. One-sixth(1/6)of the aggregate amount of the next installment of interest due on the next Interest Payment Date in the current Bond Year plus any other amounts due for interest on Superior Bonds or Superior Securities then Outstanding. (2) Principal Payments. One-sixth (1/6) of the aggregate amount of the next installment of principal due on the next principal payment date in the current Bond Year plus any other amounts due for principal of Superior Bonds or Superior Securities then Outstanding. 21 The Tax Increment Principal and Interest Account shall be maintained as a sinking fund for the mandatory redemption of the 1992 Tax Increment Refunding Bonds maturing on December 1, 2006. Any mandatory sinking fund redemption shall be treated as an installment of principal for purposes of this Section 5C. Nothing herein shall be construed so as to prevent the City from creating separate subaccounts within the Tax Increment Principal and Interest Account for separate series of Superior Bonds or Superior Securities and accounting separately for any deposits made thereto on account of such Superior Bonds or Superior Securities or from creating separate principal and interest accounts for such Superior Bonds or Superior Securities,if such action is deemed by the City to be necessary or desirable in order to comply with any statute or regulation governing the exclusion from gross income under federal income tax laws of interest on any such Superior Bonds or Superior Securities. provided that any such separate subaccounts shall have claims to the Tax Increment Revenues equal to and on a parity with those of the other such subaccounts and any such separate principal and interest account shall have a claim to the Tax Increment Revenues equal to and on a parity with that of the Tax Increment Principal and Interest Account. D. Tax Increment Reserve Account Pavments. The City shall retain in the Tax Increment Reserve Account a sum equal to the Average Annual Debt Service Requirements of the 1992 Tax Increment Refunding Bonds or, if the maximum amount permitted by applicable federal tax law is either greater or lesser, said amount. Subject to the payments required by Section 5C hereof. except as provided in Section 5E hereof,from and to the extent of any moneys remaining in the Tax Increment Fund, there shall be credited as hereinafter provided and from time to time thereafter to the Tax Increment Reserve Account moneys sufficient to accumulate in and maintain the Tax Increment Reserve Account at an amount at least equal to the Combined Average Annual Debt Service Requirements of all Outstanding Superior Bonds or Superior Securities for which the Tax Increment Reserve Account is maintained. Said amount shall be maintained as a continuing reserve solely for the payment of the Debt Service Requirements of all Superior Bonds or Superior Securities for which the Tax Increment Reserve Account is maintained.except as otherwise provided herein. No payment need be made into the Tax Increment Reserve Account so long as the moneys therein shall equal not less than said amount. In the event that the amount of the Tax Increment Reserve Account falls below the minimum amount required to be maintained therein,the City shall credit to the Tax Increment Reserve Account that sum of money needed to accumulate or reaccumulate the amount therein so that at all times the amount of the Tax Increment Reserve Account equals said minimum amount. The moneys in the Tax Increment Reserve Account shall be set aside, accumulated, and, if necessary, reaccumulated as provided herein. from time to time. and maintained as a continuing reserve to be used,except as hereinafter provided in Section 5E and Section 9 hereof, only to prevent deficiencies in the Tax Increment Principal and Interest Account resulting from failure to deposit therein sufficient Pledged Revenues to pay the Debt Service Requirements of all Superior Bonds or Superior Securities for which the Tax Increment Reserve Account is maintained as the same become due. If at any time the City shall for any reason fail to pay into the Tax Increment Principal and Interest Account the full amount above stipulated for payment of Debt Service Requirements on all Superior Bonds or Superior Securities, then an amount shall be paid into the Tax Increment 22 • Principal and Interest Account at such time from the Tax Increment Reserve Account equal to the difference between that paid from the Tax Increment Revenues and the full amount so stipulated. The money so used shall be replaced to the Tax Increment Reserve Account from the first moneys credited to the Tax Increment Fund thereafter received and not required to be otherwise applied by Section 5C hereof. If a separate reserve fund or account is maintained for separate series of Superior Bonds or Superior Securities,then the moneys replaced in the Tax Increment Reserve Account and such separate reserve fund or account shall be replaced on a pro rata basis, as moneys become available therefor. If at any time the City shall for any reason fail to pay into the Tax Increment Reserve Account the full amount stipulated herein from the moneys credited to the Tax Increment Fund,the difference between the amount paid and the amount stipulated shall in a like manner be paid therein from the first Pledged Revenues credited to the Tax Increment Fund thereafter received and not required to be applied otherwise by Section 5C hereof. Nothing in this Ordinance shall be construed as limiting the right of the City to substitute for the cash deposit required to be maintained hereunder a letter of credit, surety bond, insurance policy, agreement guaranteeing payment, or other undertaking by a financial institution to ensure that cash in the amount otherwise required to be maintained hereunder will be available to the City as needed, provided that any such substitution shall first be approved in meriting by the . Persons specified in the ordinances authorizing the issuance of Superior Bonds or Superior Securities and shall not cause the then-current ratings of the Superior Bonds or Superior Securities to be adversely affected. E. Termination of Tax Increment Deposits. No payment need be made into the Tax Increment Principal and Interest Account or the Tax Increment Reserve Account if the amount in the Tax Increment Principal and Interest Account and the amount in the Tax Increment Reserve Account total a sum at least equal to the entire remaining Debt Service Requirements of the Outstanding Superior Bonds or Superior Securities to their respective Maturity Dates or to an,, Redemption Date or Redemption Dates on which the City shall have exercised or shall have obligated itself to exercise its option to redeem,prior to their respective Maturity Dates,any Superior Bonds or Superior Securities then Outstanding and thereafter maturing(provided that. solely for the purpose of this Section 5E. there shall be deemed to be a credit to the Tax Increment Reserve Account moneys, Federal Securities and bank deposits. or any combination thereof; accounted for in any other fund or account of the City and restricted solely for the purpose of paying the Debt Service Requirements of the Superior Bonds or Superior Securities), in which case moneys in the Tax Increment Principal and Interest.Account and the Tax Increment Reserve Account in an amount, except for any known interest or other gain to accrue from any investment or deposit of moneys pursuant to Section 6B hereof from the time of any such investment or deposit to the time or respective times the proceeds of any such investment or deposit shall be needed for such payment, at least equal to such Debt Service Requirements, shall be used together with any such gain from such investments and deposits solely to pay such Debt Service Requirements as the same become • due; and any moneys in excess thereof in the Tax Increment Principal and Interest Account and the 23 Tax Increment Reserve Account and any other moneys derived from the Tax Increment Revenues may be used in anv lawful manner determined by the City and the Authority, including payment of the Debt Service Requirements of Subordinate Bonds or Subordinate Securities. F. Subordinate Bonds Debt Service Account Pavments. The City shall deposit in the Subordinate Bonds Debt Service Account, forthwith upon receipt of the proceeds of the Bonds, accrued interest, if any, from their date of issue to their date of delivery to the Purchaser to apply to the payment of interest first due on the Bonds. After there have been deposited in the Tax Increment Principal and Interest Account an amount sufficient to pay all the Debt Service Requirements due or to become due during the current Bond Year on all Superior Bonds or Superior Securities then Outstanding and after the accumulations to and replenishments of the Tax Increment Reserve Account to be made in the current Bond Year have been made, any moneys remaining in the Tax Increment Fund in any Bond Year may be used by the City for the payment of Debt Service Requirements of the Bonds, any Additional Parity Bonds or any other Parity Securities authorized to be issued in accordance with this Ordinance;but the lien of such securities on the Tax Increment Revenues and the pledge thereof for the payment of such securities shall be subordinate and junior to the lien and pledge for the payment of all Superior Bonds or Superior Securities as herein provided. G. Budget and Appropriation of Sums. The sums required to make the payments specified in this Section 5 shall be appropriated for said purposes, and the amounts so required in each year shall be included in the budget and the annual appropriation ordinance or measures to be adopted or passed by the Council while any of the Bonds, as to either principal or interest, are Outstanding and unpaid. No provisions of any constitution, charter, statute,ordinance, resolution, or other order or measure enacted after the issuance of the Bonds shall in any manner be construed as limiting or impairing the obligation of the City to keep and perform the covenants contained in this Ordinance so long as any of the Bonds remain Outstanding and unpaid. Section 6. General Administration of Funds and Accounts. A. Places and Times of Deposits. Each of the special funds or accounts referred to in Section 5 hereof shall be kept separate and apart from all other accounts or funds of the City as trust accounts solely for the purposes herein designated therefor. For purposes of investment of moneys, nothing, except as specifically provided herein, prevents the commingling of moneys accounted for in any two or more such funds or accounts pertaining to the Pledged Revenues or to such fund and account and any other funds or accounts of the City adopted or created under this Ordinance. Such funds or accounts shall be continuously secured to the fullest extent required and permitted by the laws of the State for the securing of public funds and shall be irrevocable and not withdrawable by anyone for any purpose other than the respective designated purposes of such funds and accounts. Each periodic payment shall be credited to the proper fund or account not later than the date therefor herein designated,except that when any such date shall be a Saturday,a Sunday or a legal holiday. then such payment shall be made on or before the next preceding business day. B. Investment of Funds and Accounts. Any moneys in Development and Expense Fund and the Subordinate Bonds Debt Service Account may be deposited, invested, or 24 reinvested only in Permitted Investments. Securities or obligations purchased as such an investment shall either be subject to redemption at any time at face value by the Owner thereof at the option of such Owner or shall mature at such time or times as shall most nearly coincide with the expected need for moneys from the fund or account in question. Securities or obligations so purchased as an investment of moneys in any such fund or account shall be deemed at all times to be a part of the applicable fund or account; provided that the interest accruing on such investments and any profit realized therefrom shall be credited to the Tax Increment Fund and any loss resulting from such investments shall be charged to the particular fund or account in question. The City shall present for redemption or sale on the prevailing market any securities or obligations so purchased as an investment of moneys in a given fund or account whenever it shall be necessary to do so in order to provide moneys to meet any required payment or transfer from such fund or account. C. No Liability for Losses Incurred in Performing Terms of Ordinance. Neither the City nor any officer of the City shall be liable or responsible for any loss resulting from any investment or reinvestment made in accordance with this Ordinance. D. Character of Funds. The moneys in any fund or account herein authorized shall consist of lawful money of the United States of America or Permitted Investments or both such money and Permitted Investments. Moneys deposited in a demand or time deposit account in a Commercial Bank,appropriately secured according to the laws of the State,shall be deemed lawful money of the United States of America. • E. Accelerated Pavments Optional. Nothing contained herein prevents the accumulation in any fund or account herein designated of any monetary requirements at a faster rate than the rate or minimum rate. as the case may be. provided therefor, but no payment shall be so accelerated if such acceleration shall cause a default in the payment of any obligation of the City pertaining to the Pledged Revenues. Section 7. Priorities: Liens: Issuance of Additional Bonds. A. Lien on Pledged Revenues. Except as expressly provided in this Ordinance with respect to the issuance of Superior Bonds or Superior Securities and Additional Parity Bonds or Parity Securities. the Tax Increment Revenues and the Investment Eamings shall be and hereby are irrevocably assigned,pledged and set aside to pay the Debt Service Requirements of the Bonds. The Bonds constitute an irrevocable and second lien(but not necessarily an exclusive second lien) upon the Tax Increment Revenues and the Investment Earnings. The Bonds, any Additional Parity Bonds and anv other Paritv Securities authorized to be issued and from time to time Outstanding are equitably and ratably secured by a lien on the Tax Increment Revenues and the Investment Earnings and shall not be entitled to any priority one over the other in the application thereof regardless of the time or times of the issuance of the Bonds. any Additional Parity Bonds and any other Parity Securities. it being the intention of the Council that there shall be no priority among the Bonds. any Additional Parity Bonds and any other Parity Securities. regardless of the fact that they may be actually issued and delivered at different times. • 25 B. Issuance Of Additional Paritv Bonds. Nothing herein, subject to the limitations stated in Section 7D hereof,prevents the issuance by the City of Additional Parity Bonds payable from the Tax Increment Revenues and the Investment Earnings and constituting a lien thereon on a parity with the lien thereon of the Bonds. C. Additional Superior Securities Permitted. Subject to the limitations stated in Section 7D hereof and in the ordinances authorizing the issuance of Superior Bonds or Superior Securities. the City may issue additional Superior Bonds or additional Superior Securities for any lawful purpose payable from the Tax Increment Revenues and the Investment Earnings and having a lien thereon superior and senior to the lien thereon of the Bonds. D. Supplemental Ordinances. Additional Parity Bonds or Superior Bonds or Superior Securities shall be issued only after authorization thereof by ordinance, supplemental ordinance or other instrument of the Council, in substantially the same form as this Ordinance, stating the purpose or purposes of the issuance of such additional securities,directing the application of the proceeds thereof to such purpose or purposes,directing the execution thereof,and fixing and determining the date,series designation,principal amount,maturity or maturities,maximum rate or rates of interest, and prior redemption privileges of the City with respect thereto, and providing for payments to and from the applicable funds and accounts in accordance with this Ordinance. All additional securities shall bear such date, shall be payable as to principal on June l or December 1 or both and as to interest on June 1 and December 1 and shall be subject to redemption prior to maturity on such terms and conditions, as may be provided, and shall bear interest at such rate or rates as may be fixed by ordinance, instrument or other document of the Council. Section 8. Covenants. The City hereby particularly covenants and agrees with the Owners ofthe Bonds from time to time, and makes provisions which shall be a part of its contract with such Owners, which covenants and provisions shall be kept by the City continuously until all ofthe Bonds have been fully paid and discharged: A. Continuance and Collection of Tax Increment Revenues. (1) The Plan of Development, as approved and amended as described in this Ordinance,is now in full force and effect.The City will not revoke its approval or amend the Plan of Development in any manner which would diminish the Tax Increment Revenues. (2) The City shall continue to collect the Tax Increment Revenues in accordance with the Downtown Development Authority Act. (3) The City shall maintain the Tax Increment Fund as a fund of the City separate and distinct from all other funds of the City and shall place the Tax Increment Revenues therein. The Tax Increment Fund shall be subject to appropriation only as authorized by the Downtown Development Authority Act and this Ordinance. 26 . (4) .all of the Tax Increment Revenues shall be subject to the payment of the Debt Service Requirements of all securities payable therefrom, including reserves therefor, as provided herein or in any instrument supplemental or amendatory hereto. B. Defense of Legality of Pledged Revenues. There is not pending or threatened any suit, action or proceeding against or affecting the City before or by any court. arbitrator, administrative agency or other governmental authority which affects the validity or legality of this Ordinance, any ordinance affecting the Tax Increment Revenues or any of the City s obligations under such ordinances. The City shall. to the extent permitted by law, defend the validity and legality of all ordinances affecting the Tax Increment Revenues and all amendments thereto against all claims, suits and proceedings which would diminish or impair the Pledged Revenues. _ Except as permitted in this Ordinance, the City has not assigned or pledged the Pledged Revenues in any manner which would diminish the security for payment of the Bonds. C. Performance of Duties. The City,acting and through its officers,or otherwise, shall faithfully and punctually perform, or cause to be performed, all duties with respect to the Pledged Revenues required by the Constitution and laws of the State, the Charter and the various ordinances, resolutions and contracts of the City, including, without limitation. the proper segregation of the proceeds of the Bonds and the Pledged Revenues and their application from time . to time to the respective funds provided therefor. D. Contractual Obligations. The City will perform all contractual obligations undertaken by it under the contract with the Purchaser and any other agreements relating to the Bonds and the Pledged Revenues. E. Further Assurances. At any and all times the City shall. so far as it may be authorized by law, pass, make. do, execute, acknowledge, deliver, and file or record all and every such further instruments. acts. deeds. conveyances, assignments, transfers, other documents, and assurances as may be necessary or desirable for the better assuring, conveying, granting. assigning and confirming all and singular the rights, the Pledged Revenues and other funds and accounts hereby pledged or assigned, or intended so to be. or which the City may hereafter become bound to pledge or to assign,or as may be reasonable and required to carry out the purposes of this Ordinance. The City, acting by and through its officers, or otherwise, shall at all times,to the extent permitted by law, defend. preserve and protect the pledge of the Pledged Revenues and other funds and accounts pledged hereunder and all the rights of every Owner of any of the Bonds against all claims and demands of all Persons -whomsoever. F. Conditions Precedent. Upon the date of issuance of any of the Bonds, all conditions. acts and things required by the Constitution or laws of the United States of America,the Constitution or laws of the State,the Charter, or this Ordinance, to exist,to have happened, and to have been performed precedent to or in the issuance of the Bonds shall exist. have happened and . have been performed. and the Bonds do not contravene any debt or other limitation prescribed by 27 the Constitution or laws of the United States of America.the Constitution or laws of the State or the Charter. G. Records. The City will keep proper books of record and account,separate and apart from all other records and accounts, showing complete and correct entries of all transactions relating to the funds and accounts described herein. H. Protection of Security. The City,its officers,agents and employees,shall not take any action in such manner or to such extent as might prejudice the security for the payment of the Debt Service Requirements of the Bonds and any other securities payable from the Pledged Revenues according to the terms thereof. No contract shall be entered into nor any other action taken by which the rights of any Owner of any Bond or other security payable from Pledged Revenues might be materially impaired or diminished. I. Accumulation of Interest Claims. In order to prevent any accumulation of claims for interest after maturity, the City shall not directly or indirectly extend or assent to the extension of the time for the payment of any claim for interest on any of the Bonds or any other securities payable from the Pledged Revenues;and the City shall not directly or indirectly be a party to or approve any arrangements for any such extension or for the purpose of keeping alive any of such other claims for interest. If the time for the payment of any such installment of interest is extended in contravention of the foregoing provisions, such installment or installments of interest after such extension or arrangement shall not be entitled in case of default hereunder to the benefit or the security of this Ordinance,except upon the prior payment in full of the principal of all of the Bonds and any such securities the payment of which has not been extended. J. Promnt Pavrnent of Bonds. The City shall promptly pay the Debt Service Requirements of every Bond on the dates and in the manner specified herein and in the Bonds according to the true intent and meaning hereof. K. Use of Funds and Accounts. The funds and accounts described in the Ordinance shall be used solely and only, and the moneys credited to such accounts are hereby pledged, solely for the purposes specified herein. L. Additional Securities. The City shall not hereafter issue any bonds or securities payable from the Pledged Revenues without compliance with the requirements with respect to the issuance of such bonds or securities set forth herein to the extent applicable. M. Other Liens. There are no liens or encumbrances of any nature whatsoever on or against any of the Tax Increment Revenues except as provided herein. N. Surety Bonds. Each official or other person having custody of any Pledged Revenues. or responsible for their handling, shall be fully bonded at all times,which bond shall be conditioned upon the proper application of said moneys. 28 Section 9. Defeasance. When all Debt Service Requirements of the Bonds have been duly paid, the pledge and lien and all obligations hereunder shall thereby be discharged and the Bonds shall no longer be deemed to be Outstanding within the meaning of this Ordinance. There shall be deemed to be such due payment when the City has placed in escrow or in trust with a Trust Bank located within or without the State, moneys or Federal Securities in an amount sufficient (including the known minimum yield available for such purpose from Federal Securities in which such amount wholly or in part may be initially invested) to meet all Debt Service Requirements of the Bonds, as the same become due to their respective Maturity Dates or to any Redemption Date as of which the City shall have exercised or shall have obligated itself to exercise its option to redeem Bonds prior to their respective Maturity Dates. The Federal Securities shall be non-callable and shall become due prior to the respective times at which the proceeds thereof shall be needed, in accordance with a schedule established and agreed upon between the City and such Trust Bank at the time of the creation of the escrow or trust, or the Federal Securities shall be subject to redemption at the option of the Owner thereof to assure such availability as so needed to meet such schedule. Nothing herein shall be construed to prohibit a partial defeasance of the Outstanding Bonds in accordance with the provisions of this Section 9. Section 10. Default Provisions and Remedies of Bond Owners. A. Events of Default. Each of the following events is hereby declared to be an Event of Default by the City: (1) Payment of Principal or Premium. Payment of the principal of any of the Bonds or any premium due in connection with the redemption thereof is not made when the same becomes due and payable,either at maturity or upon prior redemption,or otherwise; (2) NonnavmentofInterest. Payment of any installment of interest on any of the Bonds is not made when the same becomes due and payable; (1) Incapacity to Perform. The City for any reason becomes incapable of fulfilling its obligations hereunder; (4) Nonperformance of Duties. The City shall have failed to carry out and to perform(or in good faith to begin the performance of)all acts and things lawfully required to be carried out to be performed by it under any contract relating to the Bonds or the Pledged Revenues, or to all or any combination thereof. or otherwise including. without limitation, this Ordinance,and such failure shall continue for sixty(60)days after receipt of notice from the Owners of ten percent (101/o) in aggregate principal amount of the Bonds then Outstandin_: (5) Appointment of Receiver. An order or decree is entered by a court of competent jurisdiction, with the consent or acquiescence of the City, appointing a receiver . or receivers for the Pledged Revenues and any other moneys subject to the lien to secure the 29 payment of the Bonds. or if any order or decree, having been entered without the consent or acquiescence of the City, is not vacated or discharged or stayed on appeal within sixty (60) days after entry; (6) Default of Any Provision. The City makes any default in the due and punctual performance of any other of the representations,covenants,conditions,agreements and other provisions contained in the Bonds or in this Ordinance on its part to be performed, and such default continues for sixty (60) days after written notice, specifying such default and requiring the same to be remedied, is given to the City by the Owners of ten percent (10%) in aggregate principal amount of the Bonds then Outstanding. B. Remedies for Defaults. Upon the happening and continuance of any Event of Default, the Owner or Owners of not less than ten percent(10%) in aggregate principal amount of the Bonds then Outstanding, including, without limitation, a trustee or trustees therefor, may proceed against the City and its agents, officers and employees to protect and to enforce the rights of any Owner of Bonds under this Ordinance by mandatory injunction or by other suit, action, or special proceedings in equity or at law, in any court of competent jurisdiction, either for the appointment of a receiver or an operating trustee or for the specific performance of any covenant or agreement contained herein or for any proper legal or equitable remedy as such Owner or Owners may deem most effectual to protect and to enforce the aforesaid rights, or thereby to enjoin any act or thing which may be unlawful or in violation of any right of any Owner of any Bond,or to require the City to act as if it were the trustee of an expressed trust, or any combination of such remedies, or as otherwise may be authorized by any statute or other provision of law. All such proceedings at law or in equity shall be instituted, had and maintained for the equal benefit of all Owners of the Bonds and any Parity Securities then Outstanding. Any receiver or operating trustee appointed in any proceedings to protect the rights of such Owners hereunder.the consent to any such appointment being hereby expressly granted by the City, may collect, receive and apply all Pledged Revenues arising after the appointment of such receiver or operating trustee in the same manner as the City itself might do. Notwithstanding the foregoing or any other applicable provisions of law,no Event of Default shall result in acceleration of any obligation of the City represented by the Bonds. C. Rights and Privileges Cumulative. The failure of any Owner of any Outstanding Bond to proceed in any manner herein provided shall not relieve the City,or any of its officers, agents or employees of any liability for failure to perform or carry out any duty, obligation or other commitment. Each right or privilege of any such Owner or any trustee thereof is in addition and is cumulative to any other right or privilege, and the exercise of any right or privilege by or on behalf of an7 Owner shall not be deemed a waiver of any other right or privilege thereof. Each Owner of any Bond shall be entitled to all of the privileges, rights, and remedies provided or permitted in this Ordinance and as otherwise provided or permitted by law or in equity or by statute, except as provided in Section 12A and Section 12B hereof.and subject to the applicable provisions concerning the Pledged Revenues and the proceeds of the Bonds.Nothing herein affects or impairs the right of any Owner of any. Bond to enforce the payment of the Debt Service Requirements due in connection with his, her or its Bond or the obligation of the City to pay the Debt Service Requirements of each Bond to the Owner thereof at the time and the place expressed in such Bond. 30 • D. Duties Upon Defaults. Upon the happening of any of the Events of Default as provided in Section I OA hereof, the City, in addition. shall do and perform all proper acts on behalf of and for the Owners of the Outstanding Bonds to protect and to preserve the security created for the payment of their Bonds and to insure the payment of the Debt Service Requirements of the Bonds promptly as the same become due. During any period of default,so long as any of the Bonds, as to any Debt Service Requirements,are Outstanding, except to the extent it may be unlawful to do so,all Pledged Revenues shall be paid into the Tax Increment Principal and Interest Account, or, in the event of securities hereafter or heretofore issued and Outstanding during such period of time senior or subordinate to or on a parity with the Bonds,shall be applied as provided in Section 5C and Section 5F hereof on an equitable and prorated basis, and used for the purposes therein provided. If the City fails or refuses to proceed as in this Section 1 OD provided, the Owner or Owners of not less than ten percent (10%) in principal amount of the Bonds then Outstanding, after demand in writing,may proceed to protect and to enforce the rights of the Owners of the Bonds as hereinabove provided: and to that end any such Owners of Outstanding Bonds shall be subrogated to all rights of the City under any agreement or contract involving the Pledged Revenues entered into prior to the effective date of this Ordinance or thereafter while any of the Bonds are Outstanding. Nothing herein requires the City to proceed as provided herein if it determines in good faith and without any abuse of its discretion that such action is likely materially and prejudicially to affect the Owners of the Outstanding Bonds and any Outstanding Parity Securities. E. Evidence of Security Owners. Any request,consent or other instrument which this Ordinance may require or may permit to be signed and to be executed by the Owner of any . Bonds or other securities may be in one instrument or more than one instrument of similar tenor and shall be signed or may be executed by each Owner in person or by his,her or its attorney appointed in writing. Proof of the execution of any such instrument or of any instrument appointing any such attorney.or the ownership by any Person of the securities. shall be sufficient for any purpose of this Ordinance (except as otherwise herein expressly provided) if made in the following manner: (1) Proof of Execution. The fact and the date of the execution by any Owner of any Bonds or other securities or his,her or its attorney of such instrument may be proved by the certificate, which need not be acknowledged or verified, of any officer of a bank or trust company satisfactory to the City Clerk or of any notary public or other officer authorized to take acknowledgments of deeds to be recorded in the state in which he or she purports to act that the individual signing such request or other instrument acknowledged to him or her the execution, duly sworn to before such notary public or other officer; the authority of the individual or individuals executing any such instrument on behalf of a corporate Owner of any securities may be established without further proof if such instrument is signed by an individual purporting to be the president or vice-president of such corporation with the corporate seal affixed and attested by an individual purporting to be its secretary or an assistant secretary; and the authority of any Person or Persons executing any such instrument in any fiduciary or representative capacity may be established without further proof if such instrument is signed by a Person or Persons purporting to act in such fiduciary or representative capacity; and • 31 (2) Proof of Owners. The amount of Bonds owned by any Person executing any instrument as an Owner of Bonds, and the numbers, dates and other identification thereof, together with the dates of his ownership of the Bonds, shall be determined from the registration books of the City. The amount of other securities, if applicable, owned by any Person executing any instrument as an Owner of such securities, and the numbers, dates and other identification thereof, together with the dates of his ownership,if in bearer form,may be proved by a certificate which need not be acknowledged or verified, in form satisfactory to the City Clerk, executed by a member of a financial firm or by an officer of a bank or trust company, insurance company or financial corporation or other depository satisfactory to the City Clerk, or by any notary public or other officer authorized to take acknowledgments of deeds to be recorded in the state in which he or she purports to act, showing at the date therein mentioned that such Person exhibited to such member, officer, notary public or other officer so authorized to take acknowledgments of deeds or had on deposit with such depository the securities described in such certificate or if in registered form shall be determined from the related registration books; but the City Clerk may nevertheless in his or her discretion require further or other proof in cases where he or she deems the same advisable. F. Warranty Issuance of Bonds. Any of the Bonds as herein provided,when duly executed and registered for the purposes provided for in this Ordinance, shall constitute a warranty by and on behalf of the City for the benefit of each and every future Owner of any of the Bonds that the Bonds have been issued for a valuable consideration in full conformity with law. G. Immunities of Purchaser. The Purchaser and any associate thereof are under no obligation to any Owner of the Bonds for any action that they may not take or in respect of anything that they may or may not do by reason of any information contained in any reports or other documents received by them under the provisions of this Ordinance. The immunities and exemption from liability of the Purchaser and any associate thereof hereunder extend to their officers,directors, successors, assigns, employees and agents. Section 11. Amendment of Ordinance. A. Amendment of Ordinance Not Requiring Consent of Bond Owners. The City may, without the consent of, or notice to, the Owners of the Bonds, adopt such ordinances supplemental hereto (which amendments shalt thereafter form a part hereof)for any one or more or all of the following purposes: (1) To cure or correct any formal defect, ambiguity or inconsistent provision contained in this Ordinance; (2) To appoint successors to the Paying Agent, Registrar or Transfer Agent; (_) To designate a trustee for the Owners of the Bonds,to transfer custody and control of the Pledged Revenues to such trustee, and to provide for the rights and obligations of such trustee; (4) To add to the covenants and agreements of the City or the limitations and restrictions on the City set forth herein; (�) To pledge additional revenues,properties or collateral to the payment of the Bonds; (6) To cause this Ordinance to comply with the Trust Indenture Act of 1939, as amended from time to time; or (7) To effect any such other changes hereto which do not in the opinion of nationally recognized bond counsel materially adversely affect the interests of the Owners of the Bonds. B. Amendment of Ordinance Requirine Consent of Bond Owners. Exclusive of the amendatory ordinances covered by Section I IA hereof, this Ordinance may be amended or modified by ordinances or other instruments duly adopted by the Council, without receipt by it of any additional consideration but with the written consent of the Owners of sixty-six percent (66%) in aggregate principal amount of the Bonds Outstanding at the time of the adoption of such amendatory ordinance,provided that no such amendatory ordinance shall permit without the written consent of one hundred percent (100%) in aggregate principal amount of the Bonds Outstanding: (1) Changing Payment. A change in the maturity or in the terms of redemption of the principal of any Outstanding Bond or any installment of interest thereon; or (^_) Reducing Return. A reduction in the principal amount of any Bond, the rate of interest thereon or any premium payable in connection with the redemption thereof, without the consent of the Owner of the Bond; or (_) Prior Lien. The creation of a lien upon or a pledge of revenues ranking prior to the lien or to the pledge created by this Ordinance; or (4) Modifying Amendment Terms. A reduction of the principal amount or percentages of Bonds, or any modification otherwise affecting the description of Bonds. otherwise changing the consent of the Owners of Bonds,which may be required herein for any amendment hereto; or (�) Priorities Amone Bonds or Parity Securities. The establishment of priorities as among Bonds issued and Outstanding under the provisions of this Ordinance or as among Bonds and other Securities on a parity therewith; or 33 (6) Partial Modification. Am modifications otherwise materially and prejudicially affecting the rights or privileges of the Owners of less than all ofthe Bonds then Outstanding. Whenever the Council proposes to amend or modify this Ordinance under the provisions of this Section 11 B it shall give notice of the proposed amendment by mailing such notice to all Owners of Bonds at the addresses appearing on the registration books of the City. Such notice shall briefly set forth the nature of the proposed amendment and shall state that a copy of the proposed amendatory ordinance or other instrument is on file in the office of the City Clerk for public inspection. C. Time for and Consent to Amendment. Whenever at any time within one (1) year from the date of the completion of the notice required to be given by Section 11 B hereof there shall be filed in the office of the City Clerk an instrument or instruments executed by the Owners of at least sixty-six percent (66%) in aggregate principal amount of the Bonds then Outstanding, which instrument or instruments shall refer to the proposed amendatory ordinance or other instrument described in such notice and shall specifically consent to and approve the adoption of such ordinance or other instrument, thereupon, but not otherwise, the Council may adopt such amendatory ordinance or instrument and such ordinance or instrument shall become effective. If the Owners of at least sixty-six percent (66%) in aggregate principal amount of the Bonds then Outstanding. at the time of the adoption of such amendatory ordinance or instrument, or the predecessors in title of such Owners,no Owner of any Bond,whether or not such Owner shall have consented to or shall have revoked any consent as herein provided, shall have any right or interest to object to the adoption of such amendatory ordinance or other instrument or to object to any of the terms or provisions therein contained or to the operation thereof or to enjoin or restrain the City from taking any action pursuant to the provisions thereof. Any consent given by the Owner of a Bond pursuant to the provisions thereof shall be irrevocable for a period of six (6) months from the date of the completion of the notice above provided for and shall be conclusive and binding upon all future Owners of the same Bond during such period. Such consent may be revoked at any time after six (6) months from the completion of such notice, by the Owner who gave such consent or by a successor in title,by filing notice of such revocation with the City Clerk,but such revocation shall not be effective if the Owners of sixty-six percent(66%)in aggregate principal amount of the Bonds Outstanding as herein provided, prior to the attempted revocation, shall have consented to and approved the amendatory instrument referred to in such revocation. D. Unanimous Consent. Notwithstanding anything in the foregoing provisions contained, the terms and the provisions of this Ordinance, or of any ordinance or instrument amendatory,thereof, and the rights and the obligations of the City and of the Owners of the Bonds may be modified or amended in any respect (except as would adversely affect the rights of the Owners of any Parity Securities or Superior Bonds or Superior Securities)upon the adoption by the City and upon the filing with the City Clerk of an instrument to that effect and with the consent of the Owners of all the Outstanding Bonds,such consent to be given in the manner provided in Section I 1 C hereof: and no notice to Owners of Bonds shall be required as provided in Section 11 B hereof, nor shall the time of consent be limited except as may be provided in such consent. 34 E. Exclusion of Bonds. At the time of any consent or of other action taken hereunder the Registrar shall furnish to the City Clerk a certificate, upon which the City Clerk may rely, describing all Bonds to be excluded for the purpose of consent or of other action or of any calculation of Outstanding Bonds provided for hereunder,and,with respect to such excluded Bonds, the City shall not be entitled or required with respect to such Bonds to give or obtain any consent or to take any other action provided for hereunder. F. Notation on Bonds. Any of the Bonds delivered after the effective date of any action taken as provided in Section 11 B hereof.. or Bonds Outstanding at the effective date of such action, may bear a notation thereon by endorsement or otherwise in form approved by the Council as to such action; and if any such Bonds so delivered after such date does not bear such notation, then upon demand of the Owner of any Bond Outstanding at such effective date and upon presentation of his Bond for such purpose at the principal office of the City, suitable notation shall be made on such Bond by the City Clerk as to any such action. If the Council so determines, new Bonds so modified as in the opinion of the Council to conform to such action shall be prepared, executed and delivered; and upon demand of the Owner of any Bond then Outstanding, shall be exchanged without cost to such Owner for Bonds then Outstanding upon surrender of such Outstanding Bonds. G. Proof of Instruments and Bonds. The fact and date of execution of any instrument under the provisions of this Section 11,the amount and number of the Bonds owned by any Person executing such instrument, and the date of his registering the same may be proved as . provided by Section l0E hereof. Section 12. Miscellaneous. A. Character of Agreement. None ofthe covenants,agreements,representations, or warranties contained herein or in the Bonds shall ever impose or shall be construed as imposing any liability, obligation,or charge against the City(except for the special funds pledged therefor)or against the general credit of the City payable out of general funds. B. No Pledge of Property. The payment of the Bonds is not secured by an encumbrance,mortgage or other pledge of property of the City except for the Pledged Revenues.No property of the City,subject to such exception with respect to the Pledged Revenues,pledged for the payment of the Bonds, shall be liable to be forfeited or taken in payment of the Bonds. C. Statute of Limitations. No action or suit based upon any Bond or other obligation of the City shall be commenced after it is barred by any statute of limitations pertaining thereto. Any trust or fiduciary relationship between the City and the Owner of any Bond or the obligee regarding any such obligation shall be conclusively presumed to have been repudiated on the Maturity Date or other due date thereof unless the Bond is presented for payment or demand for payment of such other obligation is otherwise made before the expiration of the applicable limitation period. Any moneys from whatever source derived remaining in any fund or account reserved, pledged or otherwise held for the payment of any such obligation, action or suit. the collection of • which has been barred.shall revert to such fund as the Council shall provide by ordinance. Nothing 3� herein prevents the payment of any such Bond or other obligation after an action or suit for its collection has been barred if the Council deems it in the best interests of the City or the public so to do and orders such payment to be made. D. Delegated Duties. The officers of the City are hereby authorized and directed to enter into such agreements and take all action necessary or appropriate to effectuate the provisions of this Ordinance and to comply with the requirements of law, including, without limitation: (1) Printing. The printing of the Bonds or, if necessary or desirable, the preparation of typewritten Bonds as provided herein; and (2) Execution.Authentication.Registration and Delivery. The execution, authentication and registration of the Bonds and the delivery of the Bonds to the Purchaser pursuant to the provisions of this Ordinance. E. Successors. Whenever herein the City is named or is referred to, such provision shall be deemed to include any successors of the City, whether so expressed or not. All of the covenants. stipulations, obligations and agreements by or on behalf of and other provisions for the benefit of the City contained herein shall bind and inure to the benefit of any officer,board, district, commission, authority, agency, instrumentality or other Person or Persons to whom or to which there shall be transferred by or in accordance with law any right,power or duty of the City or of its respective successors. if any, the possession of which is necessary or appropriate in order to comply with any such covenants, stipulations, obligations, agreements or other provisions hereof. F. Rights and Immunities. Except as herein otherwise expressly provided, nothing herein expressed or implied is intended or shall be construed to confer upon or to give to any Person. other than the City and the Owners from time to time of the Bonds, any right, remedy or claim under or by reason hereof or any covenant,condition or stipulation hereof All the covenants, stimulations,promises and agreements herein contained by and on behalf of the City shall be for the sole and exclusive benefit of the City and any Owner of any of the Bonds. No recourse shall be had for the payment of the Debt Service Requirements of the Bonds or for any claim based thereon or otherwise upon this Ordinance authorizing their issuance or any other ordinance or instrument pertaining thereto, against any individual member of the Council.or any officer or other agent of the City,past,present or future,either directly or indirectly through the City. or otherwise,whether by virtue of any constitution,statute or rule of law or by the enforcement of any penalty or otherwise, all such liability, if any, being by the acceptance of the Bonds and as a part of the consideration of their issuance specially waived and released. G. Ordinance Irrepealable. This Ordinance is, and shall constitute. a legislative measure of the City and after any of the Bonds are issued, this Ordinance shall constitute an irrevocable contract between the City and the Owner or Owners of the Bonds: and this Ordinance, subject to the provisions of Section 9 and Section 11 hereof,if any Bonds are in fact issued, shall be and shall remain irrepealable until the Bonds, as to all Debt Service Requirements, shall be fully paid, cancelled and discharged, as herein provided. 36 • H. Ratification. All action not inconsistent with the provisions of this Ordinance heretofore taken by the City or its officers, and otherwise by the City directed toward the sale and deliver% of the Bonds for that purpose,be,and the same hereby is,ratified,approved and confirmed. I. Repealer. All ordinances,resolutions,bylaws,orders.and other instruments, or pans thereof, inconsistent herewith are hereby repealed to the extent only of such inconsistency. This repealer shall not be construed to revive any ordinance, resolution, bylaw, order, or other instrument, or part thereof, heretofore repealed. J. Severability. If any section.subsection.paragraph,clause or other provision of this Ordinance shall for any reason be held to be invalid or unenforceable, the invalidity or unenforceability thereof shall not affect any of the remaining sections, subsections, paragraphs, clauses or provisions of this Ordinance. INTRODUCED, READ, APPROVED ON FIRST READING, AND ORDERED PUBLISHED ONCE BY NUMBER AND TITLE ONLY this 5th day of October, 1999. CITY OF FORT COLLINS, COLORADO By: (CITY) Mayor • (SEAL) ATTEST: City Clerk 37 READ, FINALLY PASSED ON SECOND READING AND ORDERED PUBLISHED ONCE BY NUMBER AND TITLE ONLY this 19th day of October, 1999. CITY OF FORT COLLINS, COLORADO By: (CITY) Mayor (SEAL) ATTEST: City Clerk 38 ORDINANCE NO. 151, 1999 • OF THE COUNCIL OF THE CITY OF FORT COLLINS APPROPRIATING PROCEEDS FROM THE ISSUANCE OF CITY OF FORT COLLINS, COLOR-ADO, DOWNTOWN DEVELOPMENT AUTHORITY TAXABLE SUBORDINATE TAX INCREMENT REVENUE BONDS, SERIES 1999, FOR THE PURPOSE OF MAKING CERTAIN CAPITAL IMPROVEMENTS IN THE DOWNTOWN AREA OF FORT COLLINS AND APPROPRIATING REVENUES IN THE TAX INCREMENT FUND WHEREAS, on April 21, 1981.the City of Fort Collins, Colorado, adopted Ordinance No. 46, 1981, establishing the Fort Collins. Colorado,Downtown Development Authority; and WHEREAS,the Downtown Development Authority's Plan of Development was approved by the City on September 8, 1981 which established the purpose of the Authority and the types of projects in wNch the Authority would participate; and WHEREAS, on June 1, 1982, a special election was held pursuant to Section 31-25-807(b) of the Colorado Revised Statutes approving the issuance by the City of up to $25.000,000 in tax increment obligations to finance certain projects of the Downtown Development Authority; and 'WHEREAS,there is sufficient remaining bonding authorization available to fund additional projects in the downtown area, pursuant to Ordinance No. 150, 1999, as approved by the City • Council this same date, and there is sufficient tax increment revenue available in 1999 to pay the debt service on the bonds issued by such ordinance; and WHEREAS,through the adoption of Ordinance No. 150, 1999, of the Council of the City of Fort Collins,the Council has issued the City of Fort Collins,Colorado,Downtown Development Authority Taxable Subordinate Tax Increment Revenue Bonds, Series 1999 (the 'Bonds"), in the aggregate principal amount$750,000; and WHEREAS,the issuance of the Bonds, and the appropriation of the proceeds thereof, are necessary to complete the construction of certain improvements in the downtown area of the City; and WHEREAS,Article V. Section 9.of the Charter of the City of Fort Collins permits the City Council to make supplemental appropriations, in conjunction with all previous appropriations for that fiscal years,provided that the total amount of such supplemental appropriations.in combination with all previous appropriations for that fiscal year, does not exceed the current estimate of actual and anticipated revenues to be received during the fiscal year. NOW, THEREFORE,BE IT ORDAINED BY THE COUNCIL OF THE CITY OF FORT COLLINS as follows: Section 1. That,contingent upon the final sale and issuance of the Bonds,there is hereby appropriated for expenditure from bond proceeds in the Downtown Development Authority Operating Fund the amount of SEVEN HUNDRED FIFTY THOUSAND DOLLARS ($750,000) to be used for the following capital improvements in the downtown area: Northern Hotel 185 North College Avenue Robert Trimble Block Building (107-115 South College Avenue) City Drug(101-103 South College Avenue) Old Baptist Church(328 Remington) 345 East Mountain 251 Linden 231 South Howes Street Section 2. That there is hereby appropriated for expenditure from the City of Fort Collins,Colorado,Downtown Development Authority Tax Increment Bonds,Bond Fund the amount of SEVEN HUNDRED FIFTY THOUSAND($750,000)to be used for the payment of the Bonds. Introduced and considered favorably on first reading and ordered published this 5th day of October,A.D. 1999, and to be presented for final passage on the 19th day of October, A.D. 1999. Mayor ATTEST: City Clerk Passed and adopted on final reading this 19th day of October,A.D. 1999. Mayor ATTEST: City Clerk WHEREAS.the City Council has adopted Resolution 99-117 authorizing the Mayor to enter into an Intergovernmental Agreement between the City of Fort Collins and the Colorado Department of Transportation,which shall provide for the analysis and determination of appropriate intersection improvements and the construction of those improvements at the intersection of State Highway 14 and Lemay Avenue at a cost not to exceed $1,375,721, to be funded from $1,090,000 in federal Congestion Mitigation& Air Quality funds'and local City matching funds totaling$285,721. NOW,THEREFORE, BE IT ORDAINED BY THE COUNCIL OF THE CITY OF FORT COLLINS as follows: Section 1. That there is hereby appropriated for expenditure from unanticipated revenue in the Transportation Services Fund,the sum of ONE MILLION NINETY THOUSAND DOLLARS ($1,090,000),in federal Congestion Mitigation&Air Quality funds, upon receipt from the Colorado Department of Transportation, to be used for the analysis and determination of appropriate intersection improvements, and for the construction of those improvements, at the intersection of State Highway 14 and Lemay Avenue. Section 2. That the unexpended appropriated amount of TWO HUNDRED FIVE THOUSAND SEVEN HUNDRED TWENTY-ONE DOLLARS($205,721)is hereby authorized for transfer from the Street Oversizing Fund to the Transportation Services Fund and appropriated therein to be used for the analysis and determination of appropriate intersection improvements,and for the construction of those improvements, at the intersection of State Highway 14 and Lemay Avenue. Section 3. That there is appropriated for expenditure from prior year reserves in the Transportation Services Fund the sum of EIGHTY THOUSAND DOLLARS ($80,000)to be used for the analysis and determination of appropriate intersection improvements,and for the construction of those improvements, at the intersection of State Highway 14 and Lemay Avenue.