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HomeMy WebLinkAboutCOUNCIL - AGENDA ITEM - 07/05/2022 - RESOLUTION 2022-067 AUTHORIZING THE ASSIGNMENT OF Agenda Item 10 Item # 10 Page 1 AGENDA ITEM SUMMARY July 5, 2022 City Council STAFF Sue Beck-Ferkiss, Social Policy and Housing Programs Manager Ingrid Decker, Legal SUBJECT Resolution 2022-067 Authorizing the Assignment of the City's 2022 Private Activity Bond Allocation to Housing Catalyst to Finance New Construction and Rehabilitation of Affordable Homes. EXECUTIVE SUMMARY The purpose of this item is to support the new construction and rehabilitation of affordable housing at one specific location and one or more other planned projects developed by Housing Catalyst in the City by assigning the City’s 2022 Allocation of Private Activity Bond (PAB) capacity to Housing Catalyst (HC). PAB capacity is required for development projects using federal 4% Low-Income Housing Tax Credit financing. STAFF RECOMMENDATION Staff recommends adoption of the Resolution. BACKGROUND / DISCUSSION The State of Colorado Private Activity Bond (PAB) allocation program is established by the Colorado Private Activity Bond Ceiling Allocation Act, Colorado Revised Statutes Section 24-32-1707, et seq., (the Allocation Act). PABs are tax-exempt bonds that can be issued by eligible authorities. The proceeds of the sale of the bonds must be used for specific purposes as determined by the In ternal Revenue Service. Permitted purposes include, but are not limited to, affordable housing development and rehabilitation. Historically, PAB financing has also been used by the City for economic and industrial development purposes. In 2022, the total amount available statewide is $ $639,327,590. Fifty percent of the state ceiling is allocated directly to statewide authorities and the other half is allocated directly to local governments based on population size. The City has been notified that, pursuan t to Section 24-32-1706 of the Allocation Act, its allocation from the state for 2022 is $9,395,372. (Attachment 1) PAB capacity is merely the authority to take on tax exempt debt and is not an allocation of funding. The City will not incur debt by assign ing this allocation and this will not affect the City's credit rating. If a local government does not issue bonds or assign the bond cap to an eligible entity for a local project or projects by September 15 annually, the City allocation automatically reverts to the state’s pool of available bond capacity. The Colorado Housing and Finance Authority (CHFA) offers a 4% Low Income Tax Credit Program which is a financing mechanism for the development and rehabilitation of affordable housing. CHFA requires these types of financing deals to include private activity bonds. Historically, Fort Collins had assigned its annual allocation on a first come, first served basis. From 2009 through 2012, the Fort Collins allocation was not used locally and therefore reverted to the state’s pool of available bond capacity. In 2013, 2014, 2015 and 2017 the City assigned its full allocation to the Fort Collins Housing Authority, now Housing Catalyst (HC), for the rehabilitation of affordable rental housing units. In 2016, the PAB was assigned to CHFA for the benefit of two local affordable housing projects. Agenda Item 10 Item # 10 Page 2 As of 2018, the City implemented an application process for requesting the City’s annual allocation of PAB. The guidelines are set forth in the City’s General Financial Polici es. Applications are due annually by March 15 and are reviewed by the City PAB committee. Finance policy states that the following factors be considered when making a recommendation for allocation of PAB capacity: • How well the project meets the land use, economic development and/or affordable housing goals of the City; • Project feasibility and timing; • Leverage of other investment into the project; • Maintenance of or increase in local tax base; • Competing uses for the City’s allocation; • Whether the City’s allocation should be used in multiple projects ; and • Whether the application should be considered by any City board or commission. This year the City has received one request for PAB capacity . (Attachment 2) It is from HC for the Village on Impala Redevelopment and Renovations project and for one or more of HC’s other planned projects, depending on the timing of and order in which those projects develop : 1. The Village on Impala Redevelopment and Renovation project will provide 86 affordable rental homes for individuals and families with incomes ranging from 30-80% area median income (AMI). The location is just south of Poudre High School on South Impala Drive and Impala Circle. (Attachment 3) HC will substantially renovate 12 existing duplexes, totaling 24 affordable rental homes. Additionally, HC is replacing 11 aging and inefficient single family public housing rental homes and one duplex with 60 newly constructed energy efficient affordable apartment rental homes. Upon completion, there wi ll be a net increase of 49 new affordable homes to the City’s inventory of affordable housing. The project will utilize low income-housing tax credit financing and will require approximately $16 million in PAB capacity. The City’s 2021 PAB allocation ($9.3M capacity) has been assigned to HC for this project. 2. HC has several planned projects that they will develop themselves or through partnerships that will use 4% Low Income Housing Tax Credit financing to construct or rehabilitate rental homes in the C ity. All HC projects align with the objectives outlined in the City’s Housing Strategic Plan. HC has the authority to issue bonds and has experience in utilizing PAB capacity. In addition to the City’s 2022 PAB capacity, HC has acquired 2022 PAB capacity from Larimer County. Both allocations are necessary for current and future HC projects. The City’s PAB committee made up of staff representatives from the Social Sustainability, Economic Health and Finance departments considered the application and reco mmend assigning the entire 2022 PAB allocation to HC for the purpose of renovating and constructing affordable apartment homes. For HC to use the City’s allocation of PAB capacity, Council must adopt a resolution assigning the 2022 PAB allocation to HC who will issue the bonds for the qualifying projects. HC may carry forward PAB capacity for three years to assemble the entire required amount for these projects. CITY FINANCIAL IMPACTS The City will not issue the Private Activity Bonds and the bonds will n ot be obligations of the City. The debt service on the bonds will be repaid from revenue generated by the housing developments and does not constitute a debt of the City. This action will not affect the City's credit rating. The construction of more than 86 new units and rehabilitated duplexes will require goods and labor which will benefit the local economy. BOARD / COMMISSION RECOMMENDATION The Affordable Housing Board considered a request by HC for the entire 2022 PAB capacity at its May 2022 meeting and supports the PAB Committee’s recommendation to provide the 2022 PAB allocation to HC. (Attachment 4) Agenda Item 10 Item # 10 Page 3 PUBLIC OUTREACH The Affordable Housing Board heard this matter at its remote May meeting which was open to the public. The process to seek PAB capacity is detailed on the Social Sustainability Department’s web page and the guidelines are set forth in the City’s General Financial Policies. ATTACHMENTS 1. Private Activity Bond Allocation Letter (PDF) 2. Housing Catalyst Request (PDF) 3. Location Map - Impala (PDF) 4. Affordable Housing Board Minutes (draft) (PDF) January 12, 2022 Kelley Vodden City of Fort Collins P.O. Box 580 Fort Collins, CO 80522 Re: Private Activity Bond Allocation of $9,395,372 Dear Ms. Vodden: I hereby certify that the above amount will be allocated to the respective local government for the purpose of issuing Private Activity Bonds (PAB) in 2022 under the state ceiling imposed by the Internal Revenue Code of 1986, as amended. In accordance with the provisions of C.R.S. 24-32-1709.5, a fee on bonds issued is due to DOLA for the portion of each issuance that originated from a direct allocation. The amount of this fee is subject to revision, but is currently 0.027% of bonds issued. This fee is also due within five working days of the bond closing. In the event that the full allocation amount is not issued, or the fee rate changes, the fee will be recalculated to reflect the actual amount issued and the rate in effect at the time of closing. If you have any questions, please contact Wayne McClary at (303) 864-7819 or wayne.mcclary@state.co.us. Sincerely, Rick M. Garcia Executive Director ATTACHMENT 1 June 21, 2022 Jacqueline Kozak-Thiel Chief Sustainability Officer City of Fort Collins P.O. Box 580 Fort Collins, CO 80522 RE: Request for assignment of 2022 Private Activity Bonding Authority Dear Ms. Kozak-Thiel: Housing Catalyst respectfully requests assignment from the City of Fort Collins’ 2022 Private Activity Bond (PAB) cap for the purpose of affordable housing development. As the primary developer and operator of affordable housing in Northern Colorado, Housing Catalyst intends to utilize this authorization to further expand affordable housing opportunities within the City of Fort Collins. As a quasi-governmental entity formed under the state housing statute, Housing Catalyst will be the direct issuer of bonds utilizing the PAB allocation. Therefore, the City of Fort Collins will not be required to provide assistance, nor incur any costs associated with the utilization of the authorized PAB cap. Housing Catalyst contact information for this request: Kristin Fritz, Chief Real Estate Officer 415-531-5617 / kfritz@housingcatalyst.com 1715 W. Mountain Ave. Fort Collins, CO 80521 Amount of Allocation Requested: $9,395,372 Housing Catalyst is requesting the City of Fort Collins’ 2022 PAB allocation. The 2022 award from the City of Fort Collins will be used to fulfill the PAB requirements for both the Impala Redevelopment and qualifying pipeline projects. Once the PAB cap is allocated to Housing Catalyst, it can be carried over or maintained for 3 years to allow for its utilization in an approved project. Housing Catalyst maintains a robust development pipeline to continue to address the significant need for affordable housing in the community. Any ATTACHMENT 2 PAB allocation awarded to Housing Catalyst will be utilized to meet this need, either through partnerships or Housing Catalyst’s own pipeline of new construction and preservation projects. PAB Awards for Qualified Affordable Housing Projects • PAB Awarded in 2021: $14,998,888 from City of Fort Collins and Larimer County • PAB Awarded in 2022: $5,834,687 from Larimer County Impala Redevelopment • Total current estimated PAB needed: $19,500,000 • 86 units (49 new + 37 preserved), average 55% AMI • LIHTC Application Submission: October 2022 • Construction: May 2023 - July 2024 All PAB awarded to Housing Catalyst will be used for current and future affordable housing pipeline projects. Bond Counsel Firm: Gilmore & Bell, P.C. 15 West South Temple, Suite 250 Salt Lake City, UT 84101 Principal Contact: Ryan Warburton 801-258-2726 / rwarburton@gilmorebell.com Description of Applicant’s Local Projects: See Attachment A Number of Years Entity has been doing business in State of Colorado: 50 years Certificate of Good Standing: Housing Catalyst was originally formed as the Housing Authority of the City of Fort Collins in 1971 under state statute. As a result, this legal entity does not maintain a corporate filing with the Colorado Secretary of State office and therefore is not required to maintain a Certificate of Good Standing under that entity. Description of Assets to be Purchased or Constructed: The Impala Redevelopment includes two primary project components: 1) the new development of 62 new apartments and townhomes on the current site of 11 single family public housing units at 306 Impala Drive and a duplex on W. Mulberry St and 2) the renovation of 12 existing duplexes at 400 Impala Circle (26 units total, currently operating as the Village on Impala). Both sites are currently owned and managed by Housing Catalyst, though the affordable restrictions on the Village on Impala duplexes have expired. These two properties present a unique opportunity to preserve and expand quality affordable housing as they are located adjacent to each other, but they function separately. Less than 1 mile to grocery stores, early childhood centers, and health clinics, the location shares a property boundary with Poudre High School making this an ideal location for local families. The renovation component will include the completion of major capital improvements and upgrades that enhance site and unit accessibility, increase efficiency, and improve the quality and livability of the units. The planned exterior improvements include roof, siding, and window replacement and improvements to existing landscape and drainage. The renovation will also address aging interior furnishings and systems including flooring, cabinets, appliances, energy efficient lighting and plumbing fixtures, and HVAC systems. The design of the new construction portion of the project promotes health, connectivity, and open space and balances high density in a suburban context. Architecturally, the goal is to relate to, compliment, and enhance the scale and aesthetic of the surrounding neighborhood as much as possible. Pitched roofs and exterior cladding materials that complement the surrounding architectural character are used on every building so the project fits in seamlessly with the adjacent neighborhood. The redevelopment will increase livability with the addition of a community center/clubhouse, active green space and playground, and connectivity paths. There will be increased accessibility and greater levels of sustainability as the project will meet all required City codes and achieve 2020 Enterprise Green Community Criteria. See Attachment B for more project information. Explanation of how project aligns with City objectives: Housing Catalyst is the primary affordable housing provider, developer, and operator in the City of Fort Collins and is a public housing authority formed under state statute. All projects of Housing Catalyst align with the objectives outlined in the City of Fort Collins 2015-2019 Affordable Housing Strategic Plan. Largely, Housing Catalyst upholds an objective to assist all affordable housing deals in Northern Colorado to come to fruition. This assistance is achieved in several ways, including education, tracking and prioritizing developments, providing technical expertise in development and financing, and issuing PAB on their behalf. Number of Housing Units and Target Demographics: There is a significant shortage of affordable housing units in the community with 99% of the affordable housing units in the area occupied. According to a recently conducted market analysis for Housing Catalyst, there is significant demand for additional family LIHTC rental housing in the area, as evidenced by the low vacancy rates and occasional waitlists, the projected renter household growth, and the relatively limited supply of new family LIHTC units in the development pipeline. The current unit mix for the 86 units in the Impala Redevelopment includes 20 one-bedroom, 39 two-bedroom, and 27 three-bedroom units. A minimum of 10% of the units will be constructed to meet UFAS accessibility requirements and accessible design principles will be a priority. The population served will primarily be low-income families given the proximity to Poudre High School, though the development will also serve other household types. The Impala project will provide housing opportunities at affordability levels that are currently underserved in our housing market, ranging from 30% to 80% AMI, with an average of 55% AMI. The development will include 25 project-based housing vouchers. Statement from Bond Counsel of Project Eligibility: See Attachment C Thank you for your consideration. I am happy to provide any additional information as needed. Sincerely, Kristin Fritz Chief Real Estate Officer AT T A C H M E NT A D E V E LO P M EN T R ES UM E H o u s i n g C a t a l y s t i s t h e l a r g e s t a f f o r d a b l e h o u s i n g d e v e l o p e r a n d p r o p e r t y m a n a g e m e n t c o m p a n y i n F o r t C o l l i n s . E s t a b l i s h e d i n 1 9 7 1 , H o u s i n g C a t a l y s t o w n s a n d o p e r a t e s o v e r 1 ,2 0 0 a f f o r d a b l e h o m e s a n d a s s i s t s m o r e t h a n 2 ,1 0 0 f a m i l i e s (o v e r 4 ,0 0 0 i n d i v i d u a l s ) i n N o r t h e r n C o l o r a d o t h r o u g h o u r r e n t a l p r o p e r t i e s a n d h o u s i n g p r o g r a m s . 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H o u s i n g C a t a l y s t h a s s e c u r e d h o u s i n g t a x c r e d i t s a n d o t h e r l o c a l a n d f e d e r a l f u n d i n g s o u r c e s f o r t h e f o l l o w i n g r e c e n t d e v e l o p m e n t s a n d r e n o v a t i o n s : OAK 14 0 OPENS SPRING 2023 (7 9 ) S t u d i o , 1 & 2 b e d r o o m a p a r t m e n t s s e r v i n g 3 0 % - 8 0 % A M I D o w n t o w n F o r t C o l l i n s l o c a t i o n $3 1 .5 M n e w c o n s t r u c t i o n 4 % L I H T C , $1 3 .6 M f e d e r a l a n d s t a t e t a x c r e d i t i n v e s t m e n t , $1 9 .3 M P r i v a t e A c t i v i t y B o n d s , D D A e q u i t y , C i t y A H C F (6 0 ) 1 & 2 b e d r o o m a p a r t m e n t s A l l u n i t s a t o r b e l o w 3 0 % A M I , s e r v i n g i n d i v i d u a l s e x p e r i e n c i n g h o m e l e s s n e s s M i d t o w n F o r t C o l l i n s , t r a n s i t -o r i e n t e d d e v e l o p m e n t $1 9 .4 M n e w c o n s t r u c t i o n 9 % L I H T C , $1 1 .9 M t a x c r e d i t i n v e s t m e n t C i t y A H C F , D O H , C D B G , H O M E MASON PLACE PERMANENT SUP PORTIVE HOUSING 2021 2022 HOUSING COLORADO EAGLE AWARD FINALIST: 2021 AFFORDABLE HOUSING FINANCE READERS' CHOICE AWARDS 1 6 a p a r t m e n t s a t o r b e l o w 5 0 % A M I , s e r v i n g t h o s e e x p e r i e n c i n g h o m e l e s s n e s s a n d r e i n t e g r a t i n g a d u l t f e l o n y o f f e n d e r s $1 M r e n o v a t i o n C i t y o f F o r t C o l l i n s A f f o r d a b l e H o u s i n g F u n d , V i l l a g e s , L t d . e q u i t y MY RTLE STRE ET SINGLE ROOM OC C U PANCY 2021 (9 6 ) 1 , 2 , 3 & 4 b e d r o o m a p a r t m e n t s s e r v i n g 3 0 % - 6 0 % A M I F i r s t C i t y L a n d B a n k P r o j e c t $2 7 M n e w c o n s t r u c t i o n 4 % L I H T C , $1 2 .5 M f e d e r a l a n d s t a t e t a x c r e d i t i n v e s t m e n t , $1 9 M P r i v a t e A c t i v i t y B o n d s , C D B G -D R , R A D p r o c e e d s V ILLAGE ON H O R S ETOO H 2018 2019 NAHRO AWARD OF MERIT FOR PROGRAM INNOVATION IN AFFORDABLE HOUSING VILL AG E ON S HIEL D S (2 8 5 ) 1 , 2 , & 3 b e d r o o m a p a r t m e n t s s e r v i n g 5 0 % - 6 0 % A M I $6 8 M r e n o v a t i o n 4 % L I H T C , $4 1 .1 M f e d e r a l a n d s t a t e t a x c r e d i t i n v e s t m e n t , $3 5 M P r i v a t e A c t i v i t y B o n d s , R A D p r o c e e d s , C D B G , H O M E , O w n e r l o a n 2018 2019 NAHRO AWARD OF EXCELLENCE FOR COMMUNITY REVITALIZATION 2019 NAHRO AWARD OF MERIT FOR COMMUNITY REVITALIZATION 2019 CO NAHRO YES! 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Edited to PAB discussion 2.2022 Private Activity Bond Request – Sue Beck-Ferkiss •Private Activity Bonds (PAB) are an affordable housing incentive and serve as a capacity for tax exempt borrowing. •PAB are required for tax increment financing and must be paired with 4% low-income housing tax credits at the federal level (increasingly competitive). •The IRS allocates Private Activity Bond amounts to various states based on population formula, and the state distributes to eligible communities and organizations. •Fort Collins regularly receives PAB and can use them or choose to issue them to another for a permitted use. If unused, that capacity returns to the state on September 15th of every year. ATTACHMENT 4 AFFORDABLE HOUSING BOARD REGULAR MEETING 5/5 /202 2 – MINUTES Page 2 • The City has an application process for the Private Activity Bonds that require written applications by March 15th. This year, Housing Catalyst was the only applicant and would like to use the PAB for their Impala and Montava projects. • The PAB application was presented to the Private Activity Bond Committee, and all feel very comfortable allowing Housing Catalyst to use these for the purpose of new construction and renovation of affordable housing. • DISCUSSION SUMMARY: • Do unused State Private Activity Bonds return to the federal government? • The State can allocate them to different projects, and most don’t go unused. • The City has not been sent back PAB to the State in 9 years. • How would this PAB allocation impact the Human Services and Housing Funding Board’s Competitive Grant Process funding recommendations? • These bonds support the soft funding allocations made in the grant process. Both are needed to fully fund Housing Catalyst’s projects. • Would Housing Catalyst have requested more Private Activity Bonds, if available? • Housing Catalyst’s needs exceed the City’s allotment of bond cap. • In the past, Housing Catalyst has been issued additional bonds because of their ability to use it for their projects or extend them to other affordable housing developers. • Would the Impala Project by Housing Catalyst be fully funded with these bonds? • The PAB issued by the City, in addition to PAB issued by Larimer County, is expected to fully fund the Impala Project. Bob Pawlikowski moved to recommend to City Council that the entire 2022 allocation of Private Activity Bonds be made to Housing Catalyst for the Impala and Montava projects. Stefanie Berganini seconded. Approved 6-0. Kristin Fritz abstained. -1- RESOLUTION 2022-067 OF THE COUNCIL OF THE CITY OF FORT COLLINS AUTHORIZING THE ASSIGNMENT OF THE CITY’S 2022 PRIVATE ACTIVITY BOND ALLOCATION TO HOUSING CATALYST TO FINANCE THE NEW CONSTRUCTION AND REHABILITATION OF AFFORDABLE HOMES WHEREAS, the City of Fort Collins is authorized and empowered under the laws of the State of Colorado (the “State”) to issue revenue bonds for purposes including the financing of multi- family rental housing projects for low- and moderate-income persons and families; and WHEREAS, the Internal Revenue Code of 1986, as amended (the “Code”), restricts the amount of tax-exempt bonds (“Private Activity Bonds” or “PAB”) which may be issued in the State (the “State Ceiling”); and WHEREAS, pursuant to the Code, the Colorado General Assembly adopted the Colorado Private Activity Bond Ceiling Allocation Act, Part 17 of Article 32 of Title 24, Colorado Revised Statutes (the “Allocation Act”), providing for the allocation of the State Ceiling among various State and local governmental units, and further providing for the assignment of such allocations from such governmental units to any entity or person with the authority to issue bonds; and WHEREAS, pursuant to an allocation under Section 24-32-1706 of the Allocation Act, the City has received a direct allocation of the 2022 State Ceiling for the issuance of Private Activity Bonds in the aggregate principal amount of $9,395,372 (the “2022 Allocation”); and WHEREAS, if the City does not issue bonds or assign its annual allocation to an other entity by September 15 of each year, its allocation is relinquished to the statewide balance; and WHEREAS, the City received one application for the 2022 Allocation from Housing Catalyst, seeking PAB capacity for the development of affordable housing; and WHEREAS Housing Catalyst proposes using the 2022 Allocation for the Village on Impala Redevelopment and Renovation project, which will provide 86 affordable rental homes for individuals and families with incomes ranging from 30-80% area median income (AMI), and which also received the City’s 2021 PAB allocation; and an additional planned Housing Catalyst project or projects, depending on the timing and order in which those projects develop, that will also renovate or construct affordable apartment homes and shall align with the objectives outlined in the City’s Housing Strategic Plan (collectively, the “Projects”); and WHEREAS, the City’s PAB Committee considered the Housing Catalyst application and recommends assigning the 2022 Allocation to Housing Catalyst pursuant to Section 24-32-1706 of the Allocation Act; and WHEREAS, Housing Catalyst has expressed its willingness to attempt to issue Revenue Bonds in an amount equal to or greater than the 2022 Allocation; and -2- WHEREAS, the City Council finds that the 2022 Allocation can be utilized most efficiently by assigning it to Housing Catalyst to issue Private Activity Bonds for financing the Projects, and that such assignment will advance the City’s objective of increasing the availability of adequate affordable housing for low- and moderate-income persons and families within the City; and WHEREAS, the Council wishes to assign the 2022 Allocation to Housing Catalyst, which assignment is to be evidenced by an Assignment of Allocation agreement between the City and Housing Catalyst; and WHEREAS, a draft of the proposed Assignment of Allocation is attached as Exhibit “A” and incorporated herein by reference. NOW, THEREFORE, BE IT RESOLVED BY THE COUNCIL OF THE CITY OF FORT COLLINS as follows: Section 1. That the City Council hereby makes and adopts the determinations and findings contained in the recitals set forth above. Section 2. That the City Council hereby approves assignment to Housing Catalyst of the City’s 2021 Allocation of $9,395,372 for the Projects as described herein. Section 3. That the City Council hereby authorizes the Mayor to execute an Assignment of Allocation with Housing Catalyst in substantially the form attached as Exhibit “A,” along with such other terms and conditions as the City Manager, in consultation with the City Attorney, determines are necessary or appropriate to protect the interests of the City or effectuate the purposes of this Resolution. Passed and adopted at a regular meeting of the Council of the City of Fort Collins this 5th day of July, A.D. 2022. Mayor ATTEST: City Clerk ASSIGNMENT OF ALLOCATION THIS ASSIGNMENT (the “Assignment”), dated ________ , 2022 is between the City of Fort Collins, Colorado, a municipal corporation (the “Assignor”), and Housing Catalyst, a body corporate and politic (the “Assignee”). RECITALS A.The Assignee intends to finance the construction of 86 units of new and renovated rental housing on Impala Drive and Impala Circle, all for households with incomes ranging from 30% to 80% of area median income, and the construction of another affordable housing project or projects consisting of the construction or rehabilitation of rental housing, consistent with the objectives outlined in the City’s Housing Strategic Plan (collectively, the “Projects”.) The Projects will each be designed to qualify as a “project” within the meaning of Title 29, Article 4, Part 2, Colorado Revised Statutes, as amended (the “Act”). B.The Assignee intends to provide for the issuance of its Multifamily Housing Revenue Bonds (the “Proposed Bonds”), pursuant to the provisions of the Act for the purpose of financing the Projects. C.The Assignee has requested that the Assignor assign to the Assignee the Assignor’s 2022 allocation of $9,395,372 (the “Allocation”) under the bond ceiling for the State of Colorado and its issuing authorities (“the State Ceiling”) computed under Section 146(d) of the Internal Revenue Code of 1986 (the “Code”) as provided for the Assignor as a “designated local issuing authority” under part 17 of article 32 of title 24, Colorado Revised Statutes (the “Allocation Act”), for use in connection with the financing of the Projects. D.Subject to the terms and conditions set forth herein, the Assignor desires to assign to the Assignee, and the Assignee desires to accept, such Allocation from the State Ceiling. ASSIGNMENT In exchange for the agreements set forth herein and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows: 1.The Assignor hereby assigns and transfers to the Assignee the Assignor’s 2022 Allocation of $9,395,372 from the State Ceiling for private activity bonds. The Assignor and the Assignee understand that such assigned allocation shall automatically be relinquished to the “Statewide Balance” as defined under the Allocation Act unless (a) the Proposed Bonds are issued by the Assignee on or before September 15, 2022, or (b) Section 24-32-1706(3)(c), C.R.S., applies. 2.The Assignor represents that it has received no monetary consideration for the assignment set forth above. EXHIBIT A 2 3. The Assignee hereby: (a) accepts the assignment of the Assignor’s Allocation from the State Ceiling described above; (b) agrees to use its best efforts to issue and use the Proposed Bonds for the purpose of financing the Projects; and (b) agrees to abide by each of the terms and conditions of this Assignment in connection with the use of such Allocation. 4. The Assignor hereby consents to the election by the Assignee, if the Assignee in its discretion so decides, to treat all or any portion of the assignment set forth herein as an allocation for a project with a carryforward purpose. 5. This Assignment shall not constitute a debt or indebtedness or financial obligation of the Assignor within the meaning of the constitution or statutes of the State of Colorado, nor give rise to a pecuniary liability or charge against the general credit or taxing power of the Assignor. [The remainder of this page is intentionally left blank] EXHIBIT A [Signature Page to Assignment of Allocation] S-1 IN WITNESS WHEREOF, the Assignor and the Assignee have caused this instrument to be executed to be effective as of the date and year first written above. CITY OF FORT COLLINS, COLORADO, as Assignor ____________________________________ Jeni Arndt, Mayor ATTEST: APPROVED AS TO FORM: ____________________________________ ____________________________________ City Clerk Assistant City Attorney ____________________________ _______________________________ (print name) (print name) HOUSING CATALYST, as Assignee By: ________________________________ Its: ________________________________ ATTEST: By: ________________________________ Its: ________________________________ EXHIBIT A