HomeMy WebLinkAboutRetirement Committee - Minutes - 01/19/1992a t-
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FORT COLLINS GENERAL EMPLOYEES RETIREMENT COMMITTEE
JANUARY 9, 1992 MEETING MINUTES
MEMBERS PRESENT: MEMBERS ABSENT:
Jerry Brown Mollie Mercer None
Angelina Powell Dennis Sumner
Alan Krcmarik (Member & Staff Support) COUNCIL LIAISON:
Loren Maxey
Sue Wilcox, (Staff support secretary)
Visitors included Don Mazanec of William M. Mercer, Inc.
CALL TO ORDER: Chairperson Dennis Sumner called the meeting to order at
1:20 p.m.
APPROVAL OF MINUTES: There is a typographical error on page 4, first paragraph
where the word "thia" should be "this". Angelina Powell moved that the minutes
of the December 19, 1991 meeting be approved as corrected and Mollie Mercer
seconded the motion. The motion carried.
ITEMS OF NOTE: None
REVIEW OF DISCUSSION TOPICS:
DISCUSSION TOPICS: Open Items
1. REVIEW OF PROPOSED ADMINISTRATIVE AMENDMENTS:
General Information
MAIN POINTS: The schedule for implementation of the proposed
administrative amendments was discussed.
CONCLUSIONS/DECISIONS•
January 24 - Don and Mary will have changes to the GERC members.
February; 6th - GERC will make final changes and approve amendments
to be sent to Council.
February 13th - Final draft for agenda process and Alan to discuss
with Loren Maxey.
March 3 - Council to consider changes on first reading. (March 17th
is the alternate date.)
NEXT STEPS: Mary is working on the changes and Don will consult with her
on several areas.
Amendment 1. LONG-TERM DISABILITY VS WORKERS COMPENSATION QUESTIONS
MAIN POINTS: (No change from December 19th minutes.) This defines
temporary total disability and partial permanent disability. How does the
Plan handle service credit for these disability types?
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CONCLUSIONS/DECISIONS: In the current Plan, the question of service
credit for Worker's Comp disability is not defined. For parity, the
question is being addressed and recommendations will be made for restating
the Plan.
NEXT STEPS: Mary will move the definitions to various sections. In the
area of credited service, she will remove the "under age 65" on pages 2
and 3. Don will review Article'9, Section 1 on Severance benefits and
apply them to disability.
Amendment 2. CLARIFICATION OF MEMBERSHIP EXCEPTIONS
MAIN POINTS: (No change from December 19th minutes.) Several years ago
a number of employees were moved to "unclassified" positions, but elected
to remain in the GER Plan. That group of employees needs to be considered
in the language when amending the Plan.
CONCLUSION/DECISIONS: They need to be referenced in the plan.
NEXT STEPS: Mary will draft wording to include the 18 (+ or -) employees
who elected to remain in the GER Plan despite their move to "unclassified"
positions. She will need a list of the individuals and Mollie Mercer in
Employee Development will provide it. Mary may move this reference to
another part of the plan.
Amendment 3 CHANGE IN BREAK IN SERVICE
MAIN POINTS: The Committee is considering whether to recommend that
employees with a term of prior City employment of less than five years
should be given credit for that service. Mollie has revised her list of
employees with breaks in service�of less than five years to 29 people.
Former City employee Gail McGaha-Miller had earlier asked to defer her
decision on taking a lump -sum payment pending an offer of a full-time City
position. She has since accepted a City position within the five-year
limit. She is one employee who will be affected by the question.
CONCLUSIONS/DECISIONS: It was decided that the one-year delay in paying
lump -sum payments after a person leaves City employment would not be tied
to the five-year break in service provision.
NEXT STEPS: Don will calculate the financial impact before the Committee
reviews the question. Don will talk with Mary about this and other
administrative amendments. Depending on the Committee's review with
financial impact information, the restated plan will reflect the
Committee's recommendation to Council. Mollie also noted she will send
information to Don for all vested employees who terminated in 1991 for
calculation of their benefits.
Amendment 4 PAYMENT DATE FOR MONTHLY BENEFIT
MAIN POINTS: No change from October 21, 1991 minutes.
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CONCLUSIONS/DECISIONS:
NEXT STEPS:
Amendment 5 SPOUSAL CONSENT REQUIREMENT
MAIN POINTS: No change from October 21, 1991 minutes.
CONCLUSIONS/DECISIONS•
NEXT STEPS:
Amendment 6 ONE-YEAR DELAY FOR LUMP -SUM PAYOFFS
MAIN POINTS: No change from October 21, 1991 minutes.
CONCLUSIONS/DECISIONS•
NEXT STEPS:
Amendment 7 ELIMINATE AUTHORITY TO ACCEPT QDRO
MAIN POINTS: No change from October 21, 1991 minutes.
CONCLUSIONS/DECISIONS•
NEXT STEPS:
Amendment 8 STATEMENT OF GOVERNMENT PLAN
MAIN POINTS: The Plan does not specify that it is a government plan. This
omission may create difficulties.
CONCLUSIONS/DECISIONS• The fact that this is a government plan needs to
be specifically stated.
NEXT STEPS: Mary will include this statement.
2. 1992 WORK PLAN
MAIN POINTS: Dennis presented his draft of the GERC 1992 Work Plan. Most
of the changes were editorial. The advisability of having some Standing
Rules for Committee operation was discussed.
CONCLUSIONS/DECISIONS• Jerry Brown moved to include the following items
in the 1992 Work Plan. Angelina Powell seconded the motion and the motion
passed.
1. Review Plan for compliance with new non-discrimination regulations
of the IRS (Mary).
2. Conduct employee education program (perhaps through an open house)
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about the GER Plan, along with communication with employees and
feedback from them about retirement questions. Individually, what
options are they interested in? Would employees be willing to
participate if there were a cost to them? (The Committee would like
to provide information within the current budgetary constraints.)
3. Locating vested former employees.
4. Increased awareness of GERC activities and GER Plan provisions via
Fort Notes and an insert about the Annual Report, Work Plan, etc.
The GERC minutes can be posted as departments request distribution
copies.
5. Drafting and adoption of Standing Rules for the GERC.
NEXT STEPS: Dennis will make the requested changes and forward to the
appropriate department for presentation to City Council.
3. PARTICIPATION IN THE 457 PLAN
MAIN POINTS: Alan reported that the needed printout of the participants
in the 457 (ICMA) plan was not available.
CONCLUSIONS/DECISIONS: No action at this time.
NEXT STEPS: This item will be deferred to the February meeting.
DISCUSSION TOPICS: New Items
1. EMPLOYEE COMMENTS FROM BENEFITS OPEN HOUSE
MAIN POINTS: Employee Development recently conducted an open house to
explain the Cafeteria Benefits Program and to solicit comments from
employees. : The comments pertaining to the 457 (ICMA) benefit were
reviewed.
CONCLUSIONS/DECISIONS: The comments were wide-ranging and members wondered
if new employees were educated about the retirement program and/or were
encouraged to join the voluntary 457 program.
NEXT STEPS: To include education about the ICMA program in the Pension
Education Program and encourage employee participation.
2. EMPLOYEE COMMUNICATION
MAIN POINTS: Educating employees, answering questions, and receiving
comments from employees about the GER Plan are considered important to the
Committee.
Angelina Powell expressed a strong desire to continue to support the
employee education program after her term expires in July. Given her
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department head's approval, she would like to volunteer her services and
background for that item of the Work Plan.
CONCLUSIONS/DECISIONS: Employee communication and education presentations
about the GER Plan should occur where they work and supervisors should
have separate preseptations from workers. We should work through the
managers to set up the optimal meeting time. The presentation could
include a video for the basic outline and handouts on how the benefits are
calculated with a typical income example. We should have information on
the various choices available to the retiree. An electronic survey might
help. Information on deferred compensation should be included.
NEXT STEPS: This will be discussed more thoroughly in February. Don
Mazanec will bring a video prepared for Arvada and may bring Amy from hif
office, who has experience in creating informational videos. We would
like to use in-house video services when feasible.
Angelina was encouraged ' to lend her expertise and experience to the
education program. Her support would be most welcome.
3. STANDING RULES & DEFINITIONS OF MEMBERS
MAIN POINTS: The treasury administrator, benefits coordinator in Employee
Development, and the assistant city attorney who deals with pensions serve
as staff support for the Committee. The need for some on -going structure
to the Committee was discussed. There is a question of whether they must
attend every meeting or just those meetings with agenda items in their
field of expertise.
CONCLUSIONS/DECISIONS: Angelina was asked to draft some standing rules for
the Committee to provide some standardization of procedures and continuity
of operation.
NEXT STEPS: Angelina will bring a draft of standing rules to the February
meeting. Also it was agreed to invite Pete Dallow, head of Administrative
Services to that meeting, as these staff support people are from those
departments.
ITEMS FOR FUTURE DISCUSSION
1.' Pension Investment Seminar/Public Benefit Plans Workshop
2. Evaluation of competitiveness of the GER Plan, based on Total Comp
Study.
3. Defined contribution study. (Refer to 10/26/89 meeting minutes.)
Delayed until changes to the current plan have been studied and
resolved. (Refer to 1/25/90 minutes.)
4. Possible involvement of GER Plan in the 401 (a) deferred compensation
plan.
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5. Plan improvements to be considered. (Review in June. See October
29, 1990 letter from Don Mazanec for costs.)
6. Resolve retirement benefit questions related to employees injured
during employment with the City, i.e. Sehestedt and Hattan.
7. Discussion of "equities" with Bob Eichem.
8. Rule of 80
AGENDA & SCHEDULE FOR NEXT MEETING
The next meeting will be February 6th at 1:15 p.m. in the Finance Conference
Room. The agenda will include:
1. Nearly -final Draft of Administrative Changes
2. Employee Communication Program
3. Third Quarter 1991 Investment Report
4. Standing Rules Draft
5. Rate of Participation in 457 Plan (ICMA).
ADJOURNMENT
The meeting was adjourned at 2:55 p.m.