HomeMy WebLinkAboutAffordable Housing Board - Minutes - 07/07/1994AFFORDABLE HOUSING BOARD
MEETING MINUTES
July 7, 1994
The meeting of the Affordable Housing Board began at 6:15 p.m. in the
Community Planning Conference Room, 281 North College Avenue, Fort Collins,
Colorado. AHB members present were Chairperson Mary Cosgrove, Tom
Sibbald, Robert Browning, Christa Sarrazin, Craig Welling, Ann Sanders, and
Joanne Greer. Staff members present were Ken Waido and Mike Ludwig.
Public comment was heard. Concerns were expressed and discussion held
around the following areas:
Contrary to perceived Council comments at the work session, letters have
been sent to the Board concerning the dispersal issue, its worthiness, and the
difficulty presented for this issue by an absence of City inventory. A map showing
unit locations reflected only units assisted by public funds.
A concern was expressed for putting funds to use as soon as possible and
evaluating those funds' effectiveness.
Mr. Sibbald made the following comments concerning the minutes of April 7,
1994:
1) Page 2, third paragraph from bottom: Mr. Sibbald is not sure that Fort
Collins must follow any schedule; and only the Housing Authority is tied to
the Larimer County schedule.
2) Page 2, fourth paragraph: CDBG decided on the 20-year compliance
period in March.
3) Discussion by Ms. Janett concerning employers: Uncertainty concerning
the direction the Board is to take.
4) Last page: Ms. Greer should not be shown as making and seconding
the same motion.
Moved by Mr. Sibbald, seconded by Mr. Browning, approved unanimously:
To approve the minutes of May 5, 1994, May 12, 1994, and June 2, 1994.
Impact fees were discussed for large commercial developments. The minutes of
April 7, 1994, will be reviewed by Staff for revisions and resubmitted to the Board.
Staff will also review the issues regarding large commercial developments, their
impact on affordable housing, and means of addressing that impact.
Handouts were distributed concerning the June 28, 1994 work session with
Council. Staff and the Board discussed their various interpretations of the various
comments by Council members. The "Affordable Housing Fund Action Plan"
handout was explained. It was felt that Council wished to have a solid proposal to
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July 7, 1994
Page 2
vote upon. The handout is a reflection of Staffs impression of the various
directions advanced by Council members.
Various alternatives and the viability thereof were discussed. The procedures and
scheduling of Council resolutions and ordinances were explained by Staff. It was
generally agreed that Council felt that some funding along the lines of Resolution
#3 should be recommended now, with some time still allowed to finalize programs
addressing remaining funds. The lack of compliance provisions was of concern to
members of the Board.
It, was suggested that the final motion be presented to Council by E-mail in order
to gain Council input, with the recommmendation of putting the motion in the form
of an ordinance. The Board discussed rebate amounts, the general consensus
being $2100 per unit. Location incentives were discussed.
Discussion was held on the three concerns expressed by Mr. Sibbald concerning
funding: Cost containment; compliance; the inappropriateness of using fair
market rents.. He stated that fair market rents were inappropriate for the following
reasons:
1) Using Larimer County rather than Fort Collins fair market rents;
2) Construction will not be stimulated by the allowable rents;
3) Fair markets rent formulas are arrived at poorly; and more than one
formula may be used at one time.
Mr. Sibbald expressed a preference for imputed rents. Discussion was held on
the impact on costs for units that contained more than two bedrooms and
increases of funds for units that are tied to lower percentages of of median
income.
The lack of compliance provisions were discussed. Various terms of compliance
and the enforcement thereof were discussed. A concern was expressed that a
loan program not become solely a grant program. The Board expressed a desire
to get money out and working. Favorable comments were made concerning a
sliding scale, with lower percentages of median income housing receiving more
funding The level of funding discussed would probably not generate housing but
would be added incentive for those entities already motivated to provide housing.
Mr. Sibbald offered the following statements for discussion: That of the $483,000
currently reserved, $133,000 be appropriated to a non -revolving rebate process
distribution plan, to include the following criteria:
1) Cost containment;
2) Compliance monitoring, with a repayment plan for noncompliance;
3) Imputed rent schedule with sliding scale fee rebate, with 45 percent
median income receiving the maximum of $4200, 60 percent receiving the
minimum of $2100;
4) Maximum household income;
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July 7, 1994
Page 3
5) Minimum housing standards.
Cost containment may be based on tables previously developed by Mr. Ludwig.
Home ownership was discussed. Mr. Browning suggested that mortgage
payment criteria be treated the same as rent payments of the same amount.
Mr. Browning expressed concern that a high level of restrictions placed upon a
low level of funding would be unimpressive to builders. A five-year compliance
term received favorable discussion. Comments were made of home ownership
having less impact to taxpayers both in terms of lower cost and contributing via
their tax base. A two -tiered system was discussed for.term of compliance, with
rental units having longer terms of compliance (ten years) than ownership units
(five years).
Maximum housing income would mean that either the renter or buyer is at 80
percent or less of median income.
Minimum housing requirements would following the dictates of the Fort Collins
Building Code.
Further discussion was held concerning the various alternatives available, the
preferences of the Board, and the direction of Council. Consensus was reached
that Alternative #3 was the most viable, with a figure of $133,000, in order to
make funds available as quickly as possible.
Moved by Mr. Sibbald, seconded by Mr. Welling, approved unanimously: To
recommend to Council to adopt an ordinance on the first reading on 8/2/94
that would begin an Immediate rebate process for $133,000 of money
reserved for low-income housing, to be distributed as soon as possible;
that $350,000 Is to be held In reserve for a revolving loan, distribution, or
allocation process, the form to be determined within a year, to address the
following elements:
1) Cost containment;
2) Compliance monitoring;
3) Imputed rent schedule;
4) Maximum household Income with sliding scale fee rebate;
5) Minimum housing standards.
The Board is willing to pursue the concept of a community development
corporation as one means of implementing the final plan.
Staff informed the Board that Council has directed a reworking of the City
Comprehensive Plan. Several items of the Affordable Housing Work Program
would be affected by this action. Discussion was held concerning the feasibility of
developing proposals which may be preempted in the near future.
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July 7, 1994
Page 4
The Board asked Staff to rearrange its action plan to give higher priorities to
those items which would not be affected by the reworking of the Comprehensive
Plan.
Ms. Cosgrove expressed concern over a misunderstanding of the single
application process. The Board's recommendation of a single application for three
different available funding sources was as to the application form only and not to
commingling of funds among different agencies.
Mr. Sibbaldquoted from a publication by the Harvard Joint Center for Housing
Study that predicted increasing shortages of affordable housing units in the
1990s.
Ms. Sanders stated that her calculator had been left at the work session with
Council, was missing, and asked for information regarding its whereabouts.
Discussion ensued.
Ms. Sanders moved adjournment, seconded by Mr. Welling. Upon a unanimous
vote, the meeting adjourned at 5:45 p.m.