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Home My WebLink About09/18/2025 - HOUSING CATALYST - AGENDA -Housing Catalyst Board of Commissioners - September 18, 2025 Agenda September 18, 2025 8:00am - 9:30am MDT In person: Housing Catalyst, 1715 W Mountain Ave, Fort Collins, CO / ZOOM: https://us06web.zoom.us/j/85448061473?pwd=0OYKbb0r6uLHjR16YB2Q7eS75LKPZw.1 I.Call to Order (8:00-8:05)Lizette Mill a.Mindful Moment b.Citizen Input II.Approval of Minutes from August 21, 2025 Board Meeting Lizette Mill HC BOC meeting 8.21.2025.pdf III.Action Items a.Administrative Plan Updates Traci McGraw Review and Approval Corrected Action Item Memo HC Administrative Plan.pdf 2025 HC Administrative Plan - Executive Summary 9.8.2025.pdf Corrected HC-RES-2025-09-01-Administrative Plan.pdf b.2026 Annual Agency Plan and Moving to Work Supplement Traci McGraw Review and Approval Action Item Memo HC Agency Plan 2026.pdf 2026 Agency Plan Housing Catalyst and LCHA and MTW Supplement.pdf Resolution 2025-09-02 -PHA Agency Plan 2026.pdf IV.Committee Updates a.Development Committee Update Kristin Fritz 8:00am 8:05am 8:05am 8:10am 8:15am 8:15am 1 Development 5-Year Project Plans (Sept 2025).pdf Development Milestones (Sept 2025).pdf b.Audit & Finance Committee Update Tonya Frammolino AFC - 2025.09 Board Report FINAL_v1 .pdf c.Advocacy Committee Update Anne Nelsen d.Other Updates V.Discussion Items VI.Legislative and Advocacy Updates a.Colorado Legislative Update Julie Brewen b.National Legislative Update Julie Brewen c.Fort Collins City Council Legislative and Business Update Emily Francis d.Larimer County Commission Update John Kefalas VII.Legal Issues Jim Martell VIII.Other Business IX.Good News X.Upcoming Events Development Committee - October 6, 2025 Audit & Finance Committee - October 13, 2025 Advocacy Committee - October 20, 2025 Housing Catalyst Board of Commissioners - October 16, 2025 Wellington Community Housing Board of Directors - November 1, 2025 NAHRO 2025 National Conference & Exhibition - September 28 - 30, 2025 XI.Adjournment Lizette Mill 8:25am 8:35am 2 XII.For Your Information 9:30am END 3 Board of Commissioners of Housing Catalyst AUGUST 21 , 20 25 Attendees: Commissioners: Lizette Mill-Chair, Anne Nelsen-Vice Chair, Emily Francis, Jennifer Wagner, Joseph Penta, Heather Clemenshaw, (Virtual): Karen Dunbar Staﬀ: Julie Brewen, Tonya Frammolino, Kristin Fritz, Angelika Lintner, Traci McGraw, Lisa Hernandez, Isela Orozco, Attorney Jim Martell, (Virtual): Steven Chapman, Carri Ratazzi, Rachel Gaisford, Sam Seitz, Carly Johansson I. C AL L TO O RD ER Chairperson Lizette Mill called the meeting to order at 8:00 a.m. a. Mindful Moment The group engaged in a Mindful Moment as the meeting was called to order. b. Citizen Input There was no Citizen input. II. APPROVAL OF MIN UT ES F RO M JULY 1 7 , 2 02 5 BOARD MEET IN G Chairperson Mill requested minor spelling corrections to the minutes. Commissioner Jennifer Wagner moved to approve the minutes of the July 17, 2025 meeting, as revised. Vice Chair Anne Nelsen seconded, and the motion was passed unanimously. III. ACT ION ITEMS a. Private Activity Bond Carryforward Senior Financial Analyst Sam Seitz presented the Private Activity Bond resolution seeking approval to meet requirements to carry forward unused Private Activity Bond (PAB) cap. The Board action memo with details is located in Boardable for reference. Commissioner Karen Dunbar moved to approve Resolution # HC-RES-2025-08-01 authorizing approval of the 2025 Private Activity Bond Allocation Carry Forward. Commissioner Joseph Penta seconded, and the motion was passed unanimously IV. CO MMIT T EE UPDAT ES a. Development Committee Update Chief Real Estate Oﬃcer Kristin Fritz provided an update on the 5-Year Project Plans and Milestones; both are in the Board meeting packet for reference. Project updates of note included: • Village on Eastbrook Housing Catalyst submitted its Eastbrook 4% Federal and State Tax Credit application in the state’s competitive second-round process. The application has passed threshold review, and a memo of questions is expected later this month, followed by a November presentation. If awarded, the project is anticipated to close in April or May 2026. • Partnership updates: o The Foothills Mall Redevelopment Letter of Intent has been signed and is scheduled for City Council review. o The Grove in Bloom (Pedcor) is anticipated to close in September and is projected to generate $1.5 million in developer fees. o 302 Conifer is also expected to close in September, with a developer fee of $110,000. o The Volunteers of America Partnership involves a $650,000 land sale with a $50,000 partnership fee, with closing anticipated in Q2 2026. o The Windtrail Apartments Renovation Project (Care Communities) is expected to close in January 2026. • Villages Portfolio Sales o All Villages sales have been completed, with the exception of the single room occupancy (SRO’s). These transactions generated signiﬁcant equity that will be highly useful in advancing other development projects. b. Audit & Finance Committee Update Chief Financial Officer Tonya Frammolino noted the 2025 Board Report is located in the Board meeting packet for reference. Ms. Frammolino shared the committee focused on ﬁnancial oversight with a review of the upcoming Second Quarter Business Update. No board actions were required this month. Members began their charter review and self-evaluation, which will be ﬁnalized with recommendations next month. The Committee also reviewed Housing Catalyst’s two-year line of credit (no renewal needed this year), discussed the connection between accounting/reporting issues and oversight responsibilities, and conﬁrmed no reportable events in the Oak 140 bond compliance questionnaires. Looking ahead, the Committee will complete its charter and evaluation work, hold a special budget meeting on October 9 to review the draft budget resolution, and begin the annual S&P questionnaire and underwriting process, expected to conclude by the end of October. 1. Q2 Quarterly Business Update Report Ms. Frammolino presented the Q2 Quarterly Business Update Report, noting strong overall operational and ﬁnancial performance. Key highlights included steady progress on active development projects, stable occupancy across the portfolio, and positive ﬁnancial results driven by higher revenues and controlled expenses. Liquidity remains strong, and most properties are meeting or exceeding debt coverage targets, with mission-driven support credits managed strategically to ensure long-term sustainability. The full presentation with details is available in Boardable for reference. c. Advocacy Committee Update Vice Chair Nelsen reported that committee members met with Dan Betts, Area Representative from Congresswoman Lauren Boebert’s oﬃce, at the Wellington Clubhouse property. Chief Executive Oﬃcer Julie Brewen added that the committee met on Monday to explore ways to improve the tracking of advocacy activities. In response to National NAHRO’s request, updates will be posted on the Advocacy Engagements page, and a spreadsheet will be maintained to document activities and support reporting to the Board. The committee also discussed the cost-beneﬁt of tracking activities by priority levels (1–3), acknowledging the value of comprehensive tracking while emphasizing the importance of managing staﬀ time eﬃciently. The committee will continue monitoring policy developments at the national, state, and local levels. V. L EGISL AT IVE AN D ADVO CACY UPDAT E a. Colorado Legislative Update Ms. Brewen shared that the Special Session begins today with two notable bills. The ﬁrst adjusts the timeframe for when the Governor must work with the Joint Budget Committee during forecast periods. The second supports aﬀordable housing by eliminating the vendor fee transfer from sales tax and instead funding the Housing Development Grant Fund through the general fund, thereby preserving resources for aﬀordable housing development. b. National Legislative Update Ms. Brewen shared no major updates during August recess. NAHRO staﬀ emphasized that now is an ideal time for advocacy since congressional staﬀers are accessible. c. Fort Collins City Council Legislative and Business Update Mayor Pro Tem Emily Francis reported that City Council will consider a resolution next week regarding the city’s budget shortfall and will review staﬀ’s proposed approach. In addition, the city is preparing an update to the tree preservation mitigation policy. d. Larimer County Commission Update Nothing to report. VI. L EGAL ISS UES There are no new legal issues. VII. OT HER B US IN ESS a. Special Presentation – Strategic Plan Goal 7: Advance Housing Catalyst as an employer of choice Director of Talent Management Angelika Lintner presented the annual update on Goal Seven of the Strategic Plan, highlighting progress in advancing Housing Catalyst as an employer of choice. Key initiatives included competitive pay and beneﬁts with no increase to health insurance costs, enhanced employee assistance and scholarship programs, a smooth transition to Paylocity, and a well- attended health fair that boosted staﬀ engagement. The agency deepened engagement and belonging through all-staﬀ gatherings, consultant-led training, and mindfulness practices, while promoting psychological safety and open communication with feedback training and transparent pay presentations. Leadership development was elevated through targeted manager training and the recruitment of top talent. The Reduced Work Schedule pilot stood out as a major success, driving employee satisfaction, retention, and productivity while delivering clear cultural and ﬁnancial beneﬁts. VIII. G OO D N EWS Ms. Brewen shared that National NAHRO has created a hearing oﬃcer training program, which fulﬁlls a federal requirement for housing authorities. Housing Catalyst has previously relied on retired attorneys and a retired judge to serve in this role and is now seeking additional retired professionals who may be interested in training. This opportunity will help expand capacity and ensure grievance hearings are managed eﬃciently. IX. AD JO URN HO USIN G C ATALYST BOARD OF CO MMIS S ION ERS AN D VIL LAGES , LTD. Chairperson Mill adjourned the meeting at 9:30 am. X. UP CO MIN G EVEN TS Development Committee - September 4, 2025 Audit & Finance Committee - September 8, 2025 Advocacy Committee - September 15, 2025 Housing Catalyst Board of Commissioners - September 21, 2025 Wellington Community Housing Board of Directors - November 1, 2025 NAHRO 2025 National Conference & Exhibition - September 28 - 30, 2025 Resolution # HC-RES-2025-09-01 To: Housing Catalyst Board of Commissioners From: Traci McGraw, Director of Rental Assistance Programs Meeting Date: September 18, 2025 Action Item: Request for Board adoption- revisions to Administrative Plan Alignment to Strategic Plan: Goal 4: Achieve Business/organizational excellence. Recommendation: We recommend the Housing Catalyst Board of Commissioners adopt Resolution HC-RES-2025-09- 01 approving the revisions to the administrative plan. We request that the Board of Commissioners allow the Rental Assistance Department to make non-substantive changes to the Administrative Plan without requiring Board approval. These changes may include formatting updates, grammatical edits, minor clarifications, or content updates that reflect plans or activities otherwise approved by the Board (e.g. activities in the PHA Annual Plan and MTW Supplement). This would ensure the document remains accurate and up to date, while allowing the board to focus its attention on substantive changes that impact agency policy or operations. Any significant changes would still be submitted for formal Board review and app roval. Background: The Administrative plan establishes local policies for administration of the Housing Choice Voucher program in accordance with HUD requirements. Any revisions of the plan must be formally adopted by the Board of Commissioners. The Administrative plan outlines Housing Catalyst’s policy on matters for which HC has discretion. Description: The 2025 draft Administrative Plan modernizes Housing Catalyst’s policies to reflect current HUD regulations, strengthen protections for participants, and support operational efficiency. Updates align with HOTMA, NSPIRE, MTW flexibilities, and other recent federal guidance. EXECUTIVE SUMMARY Housing Catalyst Administrative Plan – 2025 Updates Purpose The 2025 draft Administrative Plan modernizes Housing Catalyst’s policies to reflect current HUD regulations, strengthen protections for participants, and support operational efficiency. Updates align with HOTMA, NSPIRE, MTW flexibilities, and other recent federal guidance. Highlights of Major Updates Policy Modernization and Clarity • Updated formatting, improved readability, and more consistent language. • Clearer distinction between mandatory vs. discretionary policies. • Stronger alignment with Housing Catalyst’s mission, vision, and sustainability goals. New MTW Activities • Alternative Utility Allowance (unit/site-based). • Biennial Reexaminations for qualified households. • Extended Portability Hold (24 months) for PBV units. Enhanced Participant Protections • New policies for VAWA complaints and Equal Access protections. • Expanded inclusion of reasonable accommodation language in communications. • Complaint response procedures clarified for consistency and transparency. Eligibility and Briefing Improvements • New criteria for: o Asset and property ownership limits. o Duplication of subsidy prohibition. o Foster youth (18–24) eligibility. • Remote briefing process added with digital accessibility and alternative options. • Subleasing clearly defined and restricted. Income Verification & Rent Calculation Updates • HOTMA-aligned updates: o Streamlined fixed income verification. o Safe Harbor income determination (not adopted by HC). o Verification hierarchy (Level 6 to 1). • Asset self-certification threshold increased to $50,000. Inspections and Rent Reasonableness • Transition from HQS to NSPIRE standards. • Four-tier deficiency levels implemented. • Rent reasonableness determinations use MTW flexibility. • Remote Video Inspections (RVI) referenced, though not adopted by HC. Tenancy and Lease Management • Owners must: o Certify prior rent amounts. o Disclose family-owner relationships. • Lease correction procedures must be in writing. • Lease terms under one year allowed under certain conditions. Reexaminations and Certification • Adds biennial reexams for eligible families. • Introduces streamlined/self-certification for fixed-income households. • Virtual reexams and clearer rules on income/expense changes and reporting triggers. Termination and Program Integrity • Structured by PHA, tenant, and owner termination. • Adds: o Funding shortfall policy with prioritization and reinstatement process. o Stronger guidelines for criminal activity, evidence standards, and rehabilitation consideration. • Clearer notices and use of HUD-required forms (e.g., VAWA, appeals). Monitoring, Fraud, and Compliance • Introduces: o De minimis error policy (≤$30/month). o Detailed staff misconduct provisions. o Referral thresholds for HUD OIG prosecution. • Allows Housing Catalyst to retain 50% of fraud recovery (if permitted by HUD). Special Housing Types & PBV Updates • NSPIRE standards applied across all housing types. • Clear eligibility restrictions (e.g., congregate/group homes allowed only with RA). • PBV updates include: o Expanded project cap exceptions. o Enhanced selection procedures. o Independent oversight for PHA-owned PBVs. The Homeownership Administrative Plan • Incorporated as a chapter within the Administrative Plan, rather than maintained as a separate, stand- alone document Conclusion The 2025 draft plan reflects a comprehensive update that ensures regulatory compliance, operational flexibility, and participant-centered service delivery. It integrates recent HUD requirements, emphasizes accessibility and fairness, and prepares Housing Catalyst for evolving housing needs. RESOLUTION 2025-09-01 OF THE HOUSING CATALYST BOARD OF COMMISSIONERS Adopting the REVISIONS TO THE HOUSING CHOICE VOUCHER ADMINISTRATIVE PLAN WHEREAS The U.S. Department of Housing and Urban Development requires housing authorities adopt an Administrative Plan outlining housing authority policy for situations in which the housing authority has discretion; and WHEREAS Housing Catalyst has revised the Administrative Plan to incorporate Housing Opportunities through Modernization Act (HOTMA) required changes WHEREAS Revisions to these policies require Board approval. NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COMMISSIONERS OF HOUSING CATALYST that the revised Housing choice Voucher Administrative Plan be approved. Passed and adopted this 18th day of September 2025, at a regular meeting of the Board of Commissioners of Housing Catalyst. BY: Lizette Mill, Chairperson ATTEST: Julie J. Brewen, Secretary Resolution # HC-RES-2025-09-02 To: Housing Catalyst Board of Commissioners From: Traci McGraw, Director of Rental Assistance Programs Meeting Date: September 18, 2025 Action Item: Request for Board adoption- 2026 Agency Plan for Housing Catalyst, Larimer County Housing Authority, and Moving to Work (MTW) supplement for Housing Catalyst Alignment to Strategic Plan: Goal 3: Increase housing opportunities for residents of Fort Collins/Larimer County (housing assistance) Strategy 1: Maximize Rental Assistance Strategy 6: Strategically implement Moving to Work Activities Recommendation: We recommend the Housing Catalyst Board of Commissioners adopt Resolution HC-RES-2025-09- 02 approving the 2026 Agency Plan and authorizing the Chairperson to execute appropriate HUD submittal documents. Background: Annually, housing authorities must submit an Agency Plan to the U.S. Department of Housing and Urban Development (HUD) for their public housing and Housing Choice Voucher (Section 8) programs. This Agency Plan contains one-year plan sections. The Agency Plan is a standard HUD form that outlines operating policies. Larimer County Housing Authority, due to the number of vouchers, requires only one form for submission. As a MTW agency, a supplement is added to the Agency Plan yearly outlining MTW activities. Description: With the close out of the Public Housing program in 2024, Housing Catalyst is a Housing Choice Voucher agency only. This changed the forms needed for submission, requiring minimal information. Completing the plans, posting publicly, holding resident advisory meetings and public hearings are all requirement to remain in compliance for receipt of Federal funds for the voucher program. HOUSING CATALYST & LARIMER COUNTY HOUSING AUTHORITY PHA Annual Plan 2026 Contents: 1.Streamlined Annual PHA Plan – HUD 50075-HCV a.Cer ﬁca ons of Compliance with PHA Plan and Related Regula ons – HUD 50077—ST-HCV-HP b.A achment A: Progress Report – HUD 50075-SM B.3 c.Cer ﬁca on by State or Local Oﬃcial- HUD 50077-SL 2.Larimer County Cer ﬁca on of Compliance with PHA Plan and Related Regula ons –HUD 50077—CR 3.Housing Catalyst Moving to Work Supplement-Summary of Changes 4.Housing Catalyst Moving to Work Certification of Compliance -HUD 50075-MTW- Cert form HUD 50075 HCV (9/30/2027)Page 1 of 3 Status: Created Streamlined Annual PHA Plan (HCV Only PHAs) U.S. Department of Housing and Urban Development Office of Public and Indian Housing OMB No. 2577-0226 Expires 9/30/2027 Purpose. The 5-Year and Annual PHA Plans provide a ready source for interested parties to locate basic PHA policies, rules, and requirements concerning the PHA's operations,programs, and services. They also inform HUD, families served by the PHA, and members of the public of the PHA’s mission, goals, and objectives for serving the needs of low-, verylow-, and extremely low- income families. Applicability. The Form HUD-50075-HCV is to be completed annually by HCV-Only PHAs. PHAs that meet the definition of a Standard PHA, Troubled PHA, High Performer PHA,Small PHA, or Qualified PHA do not need to submit this form. Where applicable, separate Annual PHA Plan forms are available for each of these types of PHAs. Definitions. (1) High-Performer PHA - A PHA that owns or manages more than 550 combined public housing units and housing choice vouchers (HCVs) and was designated as a high performer onboth the most recent Public Housing Assessment System (PHAS) and Section Eight Management Assessment Program (SEMAP) assessments if administering both programs,SEMAP for PHAs that only administer tenant-based assistance and/or project-based assistance, or PHAS if only administering public housing.(2) Small PHA - A PHA that is not designated as PHAS or SEMAP troubled, that owns or manages less than 250 public housing units and any number of vouchers where the totalcombined units exceed 550.(3) Housing Choice Voucher (HCV) Only PHA - A PHA that administers more than 550 HCVs, was not designated as troubled in its most recent SEMAP assessment and does not ownor manage public housing.(4) Standard PHA - A PHA that owns or manages 250 or more public housing units and any number of vouchers where the total combined units exceed 550, and that was designated as astandard performer in the most recent PHAS and SEMAP assessments.(5) Troubled PHA - A PHA that achieves an overall PHAS or SEMAP score of less than 60 percent.(6) Qualified PHA - A PHA with 550 or fewer public housing dwelling units and/or HCVs combined and is not PHAS or SEMAP troubled. A. PHA Information. A.1 PHA Name: Housing Catalyst PHA Code: CO041 PHA Plan for Fiscal Year Beginning: (MM/YYYY): 01/2026 PHA Inventory (Based on Annual Contributions Contract (ACC) units at time of FY beginning, above) Number of Housing Choice Vouchers (HCVs) 1621 PHA Plan Submission Type: Annual Submission Revised Annual Submission Public Availability of Information. In addition to the items listed in this form, PHAs must have the elements listed below readily available to the public. A PHA must identify the specific location(s) where the proposed PHA Plan, PHA Plan Elements, and all information relevant to the public hearing and proposed PHA Plan are available for inspection by the public. Additionally, the PHA must provide information on how the public may reasonably obtain additional information of the PHA policies contained in the standard Annual Plan but excluded from their streamlined submissions. At a minimum, PHAs must post PHA Plans, including updates, at each Asset Management Project (AMP) and main office or central office of the PHA and should make documents available electronically for public inspection upon request. PHAs are strongly encouraged to post complete PHA Plans on their official websites and to provide each resident council with a copy of their PHA Plans. How the public can access this PHA Plan: The plan is available for public review on our website and in our office during regular business hours PHA Consortia: (Check box if submitting a joint Plan and complete table below) Participating PHAs PHA Code Program(s) in the Consortia Program(s) not in the Consortia No. of Units in Each Program B. Plan Elements. B.1 Revision of Existing PHA Plan Elements. a) Have the following PHA Plan elements been revised by the PHA since its last Annual Plan submission? Y N Statement of Housing Needs and Strategy for Addressing Housing Needs. Deconcentration and Other Policies that Govern Eligibility, Selection, and Admissions. Financial Resources. Rent Determination. Operation and Management. Informal Review and Hearing Procedures. Homeownership Programs. Self Sufficiency Programs and Treatment of Income Changes Resulting from Welfare Program Requirements. Substantial Deviation. Significant Amendment/Modification. form HUD 50075 HCV (9/30/2027)Page 2 of 3 (b) If the PHA answered yes for any element, describe the revisions for each element(s): B.2 New Activities. (a) Does the PHA intend to undertake any new activities related to the following in the PHA's applicable Fiscal Year? Y N Project-Based Vouchers (b) If Project-Based Voucher (PBV) activities are planned for the applicable Fiscal Year, provide the projected number of PBV units and general locations, and describe how project-basing would be consistent with the PHA Plan. B.3 Progress Report. Provide a description of the PHA's progress in meeting its Mission and Goals described in its 5-Year PHA Plan. Seeattachment B.4 B.4 Capital Improvements. - Not Applicable B.5 Most Recent Fiscal Year Audit. (a) Were there any findings in the most recent FY Audit? Y N N/A (b) If yes, please describe: C. Other Document and/or Certification Requirements. C.1 Resident Advisory Board (RAB) Comments. (a) Did the RAB(s) have comments to the PHA Plan? Y N (b) If yes, comments must be submitted by the PHA as an attachment to the PHA Plan. PHAs must also include a narrative describing their analysis of the RAB recommendations and the decisions made on these recommendations. C.2 Certification by State or Local Officials. Form HUD 50077-SL, Certification by State or Local Officials of PHA Plans Consistency with the Consolidated Plan, must be submitted by the PHA as an electronic attachment to the PHA Plan. C.3 Civil Rights Certification/ Certification Listing Policies and Programs that the PHA has Revised since Submission of its Last Annual Plan. Form HUD-50077-ST-HCV-HP, PHA Certifications of Compliance with PHA Plan, Civil Rights, and Related Laws and Regulations Including PHA Plan Elements that Have Changed, must be submitted by the PHA as an electronic attachment to the PHA Plan. form HUD 50075 HCV (9/30/2027)Page 3 of 3 C.4 Challenged Elements. If any element of the PHA Plan is challenged, a PHA must include such information as an attachment with a description of any challenges to Plan elements, the source of the challenge, and the PHA’s response to the public. (a) Did the public challenge any elements of the Plan? Y N (b) If yes, include Challenged Elements. This information collection is authorized by Section 511 of the Quality Housing and Work Responsibility Act, which added a new section 5A to the U.S. Housing Act of 1937, asamended, which introduced the Annual PHA Plan. The Annual PHA Plan provides a ready source for interested parties to locate basic PHA policies, rules, and requirements concerningthe PHA's operations, programs, and services, and informs HUD, families served by the PHA, and members of the public for serving the needs of low- income, very low- income, andextremely low- income families. Public reporting burden for this information collection is estimated to average 4.52 hours per response, including the time for reviewing instructions, searching existing data sources,gathering, and maintaining the data needed, and completing and reviewing the collection of information. Send comments regarding this burden estimate or any other aspect of thiscollection of information, including suggestions to reduce this burden, to the Reports Management Officer, REE, Department of Housing and Urban Development, 451 7th Street, SW,Room 4176, Washington, DC 20410-5000. When providing comments, please refer to OMB Approval No. 2577-0226. HUD may not collect this information, and respondents are notrequired to complete this form, unless it displays a currently valid OMB Control Number. Privacy Notice. The United States Department of Housing and Urban Development is authorized to solicit the information requested in this form by virtue of Title 12, U.S. Code,Section 1701 et seq., and regulations promulgated thereunder at Title 12, Code of Federal Regulations. Responses to the collection of information are required to obtain a benefit or toretain a benefit. The information requested does not lend itself to confidentiality. Form identification: CO041-Housing Catalyst Form HUD-50075-HCV (Form ID - 5903) printed by Traci McGraw in HUD Secure Systems/Public Housing Portal at 08/26/2025 11:30AM EST Status: Created Certification by State or Local U. S Department of Housing and Urban Development Official of PHA Plans Consistency Office of Public and Indian Housing with the Consolidated Plan or OMB No. 2577-0226 State Consolidated Plan Expires 09/30/2027 (All PHAs) Certification by State or Local Official of PHA Plans Consistency with the Consolidated Plan or State Consolidated Plan I,Beth Rosen , the Policy & Compliance Mgr. Official's Name Official's Title certify that the 5-Year PHA Plan for fiscal years 2026-2030 and/or Annual PHA Plan for fiscal year 2026 of the CO041 - Housing Catalyst is consistent with the PHA Name Consolidated Plan or State Consolidated Plan including any applicable fair housing goals or strategies to: City of Fort Collins Local Jurisdiction Name pursuant to 24 CFR Part 91 and 24 CFR Part 903.15. Provide a description of how the PHA Plan's contents are consistent with the Consolidated Plan or State Consolidated Plan. Section will be completed by Beth Rosen -upon review of plan and Resident Advisory Board Comments or Public Comments I/We, the undersigned, certify under penalty of perjury that the information provided above is true and correct. WARNING: Anyone who knowingly submits a false claim or makes a false statement is subject to criminal and/or civil penalties, including confinement for up to 5 years, fines, and civil and administrative penalties. (18 U.S.C. §§ 287, 1001, 1010, 1012, 1014; 31U.S.C. §3729, 3802). Name of Authorized Official: Beth Rosen Title: Policy & Compliance Mgr. Signature:Date: This information is collected to ensure consistency with the consolidated plan or state consolidated plan. Public reporting burden for this information collection is estimated to average 0.16 hours per year per response, including the time for reviewing instructions, searching existing data sources, gathering, and maintaining the data needed, and completing and reviewing the collection of information. Send comments regarding this burden estimate or any other aspect of this collection of information, including suggestions to reduce this burden, to the Reports Management Officer, REE, Department of Housing and Urban Development, 451 7th Street, SW, Room 4176, Washington, DC 20410-5000. When providing comments, please refer to OMB Approval No. 2577-0226. HUD may not collect this information, and respondents are not required to complete this form, unless it displays a currently valid OMB Control Number. Privacy Notice. The United States Department of Housing and Urban Development is authorized to solicit the information requested in this form by virtue of Title 12, U.S. Code, Section 1701 et seq., and regulations promulgated thereunder at Title 12, Code of Federal Regulations. Responses to the collection of information are required to obtain a benefit or to retain a benefit. The information requested does not lend itself to confidentiality. Form identification: CO041 - Housing Catalyst form HUD-50077-SL (Form ID - 5375) printed by Traci McGraw in HUD Secure Systems/Public Housing Portal at 08/26/2025 11:25AM EST Status: Created Certifications of Compliance with PHA Plan and Related Regulations (Standard, Troubled, HCV-Only, and High Performer PHAs) U.S. Department of Housing and Urban Development Office of Public and Indian Housing OMB No. 2577-0226 Expires 09/30/2027 PHA Certifications of Compliance with PHA Plan, Civil Rights, and Related Laws and Regulations including PHA Plan Elements that Have Changed Acting on behalf of the Board of Commissioners of the Public Housing Agency (PHA) listed below, as its Chairperson or other authorized PHA official if there is no Board of Commissioners, I approve the submission of the 5-Year and/or X Annual PHA Plan, hereinafter referred to as "the Plan," of which this document is a part, and make the following certification and agreements with the Department of Housing and Urban Development (HUD) for the PHA fiscal year beginning 01/2026, in which the PHA receives assistance under 42 U.S.C. 1437f and/or 1437g in connection with the submission of the Plan and implementation thereof: 1. The Plan is consistent with the applicable comprehensive housing affordability strategy (or any plan incorporating such strategy) for the jurisdiction in which the PHA is located (24 CFR § 91.2). 2. The Plan contains a signed certification by the appropriate State or local official (form HUD-50077-SL) that the Plan is consistent with the applicable Consolidated Plan, which includes any applicable fair housing goals or strategies, for the PHA's jurisdiction and a description of the way the PHA Plan is consistent with the applicable Consolidated Plan (24 CFR §§ 91.2, 91.225, 91.325, and 91.425). 3. The PHA has established a Resident Advisory Board or Boards, the membership of which represents the residents assisted by the PHA, consulted with this Resident Advisory Board or Boards in developing the Plan, including any changes or revisions to the policies and programs identified in the Plan before they were implemented, and considered the recommendations of the Resident Advisory Board (24 CFR 903.13). The PHA has included in the Plan submission a copy of the recommendations made by the Resident Advisory Board or Boards and a description of the way the Plan addresses these recommendations. 4. The PHA provides assurance as part of this certification that: i. The Resident Advisory Board had an opportunity to review and comment on the changes to the policies and programs before implementation by the PHA; ii. The changes were duly approved by the PHA Board of Directors (or similar governing body); and iii. The revised policies and programs are available for review and inspection, at the principal office of the PHA during normal business hours. Where possible, PHAs should make documents available electronically, for public inspection upon request. 5. The PHA made the proposed Plan and all information relevant to the public hearing available for public inspection at least 45 days before the hearing, published a notice that a hearing would be held and conducted a hearing to discuss the Plan and invited public comment. The PHA ensured all notices and meetings provided effective communication with persons with disabilities and further provided meaningful language access for persons with Limited English Proficiency (LEP). 6. The PHA certifies that it will carry out the public housing program of the agency in conformity with Title VI of the Civil Rights Act of 1964 (42 U.S.C. 2000d-2000d-4), the Fair Housing Act (42 U.S.C. 3601-19), Section 504 of the Rehabilitation Act of 1973 (29 U.S.C. 794), Title II of the Americans with Disabilities Act (42 U.S.C. 12101 et seq.), the Violence Against Women Act (34 U.S.C. § 12291 et seq.), and other applicable civil rights requirements, and that it will affirmatively further fair housing in the administration of all HUD programs. In addition, if it administers a Housing Choice Voucher Program, the PHA certifies that it will administer the program in conformity with Title VI of the Civil Rights Act of 1964, the Fair Housing Act, Section 504 of the Rehabilitation Act of 1973, Title II of the Americans with Disabilities Act, the Violence Against Women Act, and other applicable civil rights requirements, and that it will affirmatively further fair housing in the administration of all HUD programs. 7. The PHA will affirmatively further fair housing, in compliance with the Fair Housing Act, 24 CFR § 5.150 et seq., 24 CFR § 903.7(o), and 24 CFR § 903.15, which means that it will take meaningful actions, in addition to combating discrimination, that overcome patterns of segregation and foster inclusive communities free from barriers that restrict access to opportunity based on protected characteristics. Specifically, affirmatively furthering fair housing means taking meaningful actions that, taken together, address significant disparities in housing needs and in access to opportunity, replacing segregated living patterns with truly integrated and balanced living patterns, transforming racially or ethnically concentrated areas of poverty into areas of opportunity, and fostering and maintaining compliance with civil rights and fair housing laws (24 CFR § 5.151). Pursuant to 24 CFR § 903.15(c)(2), a PHA's policies should be designed to reduce the concentration of tenants and other assisted persons by race, national origin, and disability. PHA policies should include affirmative steps stated in 24 CFR § 903.15(c)(2)(i) and 24 CFR § 903.15(c)(2)(ii). Furthermore, under 24 CFR § 903.7(o), a PHA must submit a civil rights certification with its Annual and 5-year PHA Plans, except for qualified PHAs who submit the Form HUD-50077-CR as a standalone document. The PHA certifies that it will take no action that is materially inconsistent with its obligation to affirmatively further fair housing. 8. For PHA Plans that include a policy for site-based waiting lists: • The PHA regularly submits required data to HUD's 50058 PIC/IMS Module and/or its successor system: the Housing Information Portal (HIP) in an accurate, complete and timely manner (as specified in PIH Notice 2011-65); • The system of site-based waiting lists provides for full disclosure to each applicant in the selection of the development in which to reside, including basic information about available sites; and an estimate of the period of time the applicant would likely have to wait to be admitted to units of different sizes and types at each site; • Adoption of a site-based waiting list would not violate any court order or settlement agreement or be inconsistent with a pending complaint brought by HUD; • The PHA shall take reasonable measures to assure that such a waiting list is consistent with affirmatively furthering fair housing; and • The PHA provides for review of its site-based waiting list policy to determine if it is consistent with civil rights laws and certifications, as specified in 24 CFR 903.7(o)(1). 9. The PHA will comply with the prohibitions against discrimination based on age pursuant to the Age Discrimination Act of 1975. 10. In accordance with the Fair Housing Act, the PHA will not base a determination of eligibility for housing on marital status and will not otherwise discriminate because of sex. 11.The PHA will comply with the Architectural Barriers Act of 1968 and 24 CFR Part 41, 'Policies and Procedures for the Enforcement of Standards and Requirements for Accessibility by the Physically Handicapped' for people with physical disabilities. 12. The PHA will comply with the requirements of Section 3 of the Housing and Urban Development Act of 1968, Employment Opportunities for Low-or Very-Low Income Persons, and with its implementing regulation at 24 CFR Part 135. 13. The PHA will comply with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 and implement the regulations at 49 CFR Part 24 as applicable. 14. The PHA will take appropriate affirmative action to award contracts to minority and women's business enterprises under 24 CFR 5.105(a). 15. The PHA will provide the responsible entity or HUD any documentation that the responsible entity or HUD needs to carry out its review under the National Environmental Policy Act and other related authorities in accordance with 24 CFR Part 58 or Part 50, respectively. 16. With respect to public housing the PHA will comply with Davis-Bacon or HUD determined wage rate requirements under Section 12 of the United States Housing Act of 1937 and the Contract Work Hours and Safety Standards Act. 17. The PHA will keep records in accordance with 2 CFR 200.302 and facilitate an effective audit to determine compliance with program requirements. 18. The PHA will comply with the Lead-Based Paint Poisoning Prevention Act, the Residential Lead-Based Paint Hazard Reduction Act of 1992, and 24 CFR Part 35. 19. The PHA will comply with the policies, guidelines, and requirements of 2 CFR Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Financial Assistance, including but not limited to submitting the assurances required under 24 CFR §§ 1.5, 3.115, 8.50, and 107.25 by submitting an SF-424, including the required assurances in SF-424B or D, as applicable. 20. The PHA will undertake only activities and programs covered by the Plan in a manner consistent with its Plan and will utilize covered grant funds only for activities that are approvable under the regulations and included in its Plan. 21. All attachments to the Plan have been and will continue to always be available at all locations that the PHA Plan is available for public inspection. All required supporting documents have been made available for public inspection along with the Plan and additional requirements at the primary business office of the PHA and at all other times and locations identified by the PHA in its PHA Plan and will continue to be made available at least at the primary business office of the PHA and, where possible, should be made available for public inspection in an electronic format. 22. The PHA certifies that it is following all applicable Federal statutory and regulatory requirements, including the Declaration of Trust(s). Housing Catalyst CO041 PHA Name PHA Number/HA Code X Annual PHA Plan for Fiscal Year 2026 5-Year PHA Plan for Fiscal Years 20-20 I/We, the undersigned, certify under penalty of perjury that the information provided above is true and correct. WARNING: Anyone who knowingly submits a false claim or makes a falsestatement is subject to criminal and/or civil penalties, including confinement for up to 5 years, fines, and civil and administrative penalties. (18 U.S.C. §§ 287, 1001, 1010, 1012, 1014; 31U.S.C. §3729, 3802) Name of Executive Director: Julie Brewen Name of Board Chairman: Lizette Mill Signature:Date:Signature:Date: This information is collected to ensure compliance with PHA Plan, Civil Rights, and related laws and regulations including PHA plan elements that have changed. Public reporting burden for this information collection is estimated to average 0.16 hours per year per response, including the time for reviewing instructions, searching existing data sources, gathering, andmaintaining the data needed, and completing and reviewing the collection of information. Send comments regarding this burden estimate or any other aspect of this collection of information, includingsuggestions to reduce this burden, to the Reports Management Officer, REE, Department of Housing and Urban Development, 451 7th Street, SW, Room 4176, Washington, DC 20410-5000. Whenproviding comments, please refer to OMB Approval No. 2577-0226. HUD may not collect this information, and respondents are not required to complete this form, unless it displays a currently valid OMBControl Number. Privacy Notice. The United States Department of Housing and Urban Development is authorized to solicit the information requested in this form by virtue of Title 12, U.S. Code, Section 1701 et seq., andregulations promulgated thereunder at Title 12, Code of Federal Regulations. Responses to the collection of information are required to obtain a benefit or to retain a benefit. The information requested doesnot lend itself to confidentiality. Form identification: CO041-Housing Catalyst form HUD-50077-ST-HCV-HP (Form ID -1644) for CY 2026 printed by Traci McGraw in HUD Secure Systems/Public Housing Portal at 08/26/2025 11:28AM EST B.3 Progress Report (Attachment-A) /ŶĐůƵĚĞĂƌĞƉŽƌƚŽŶƚŚĞƉƌŽŐƌĞƐƐƚŚĞW,ŚĂƐŵĂĚĞŝŶŵĞĞƟŶŐƚŚĞŐŽĂůƐĂŶĚŽďũĞĐƟǀĞƐĚĞƐĐƌŝďĞĚŝŶ ƚŚĞƉƌĞǀŝŽƵƐϱ-Year Plan. Goal 1: WƌŽǀŝĚĞĂīŽƌĚĂďůĞŚŽƵƐŝŶŐŽĨƚŚĞŚŝŐŚĞƐƚƋƵĂůŝƚǇƚŚƌŽƵŐŚĞīĞĐƟǀĞƉƌŽƉĞƌƚǇŽƉĞƌĂƟŽŶƐ ĂŶĚĂƐƐĞƚŵĂŶĂŐĞŵĞŶƚ x ,ŽƵƐŝŶŐĂƚĂůǇƐƚĐŽŵƉůĞƚĞĚĂ^ĞĐƟŽŶϭϴĚŝƐƉŽƐŝƟŽŶŽĨŝƚƐƌĞŵĂŝŶŝŶŐWƵďůŝĐ,ŽƵƐŝŶŐŝŶĞĂƌůǇ ϮϬϮϰ͘ZĞƉŽƐŝƟŽŶĞĚƵŶŝƚƐĂƌĞďĞŝŶŐƌĞŶŽǀĂƚĞĚŽƌƌĞĚĞǀĞůŽƉĞĚĂƐĂīŽƌĚĂďůĞƌĞŶƚĂůƐŽƌ ĂīŽƌĚĂďůĞŚŽŵĞŽǁŶĞƌƐŚŝƉŽƉƉŽƌƚƵŶŝƟĞƐ͘ x /ŶĨĂůůϮϬϮϰ͕,ŽƵƐŝŶŐĂƚĂůǇƐƚĐŽŵƉůĞƚĞĚĂΨϯ͘ϰŵŝůůŝŽŶƌĞŶŽǀĂƟŽŶŽĨϮϭϱϱtWůƵŵ͕ĂƚǁŽ- ƐƚŽƌǇ͕ĞůĞǀĂƚŽƌ-ƐĞƌǀĞĚĂƉĂƌƚŵĞŶƚďƵŝůĚŝŶŐŶŽǁƌĞĨĞƌƌĞĚƚŽĂƐWůƵŵWůĂĐĞ͘ZĞƉŽƐŝƟŽŶŝŶŐƚŚĞ ƉƌŽƉĞƌƚǇĨƌŽŵƉƵďůŝĐŚŽƵƐŝŶŐƚŽƚŚĞsŝůůĂŐĞƐ͕>ƚĚ͘ƉŽƌƞŽůŝŽƚŚƌŽƵŐŚ,h͛Ɛ^ĞĐƟŽŶϭϴ ĚŝƐƉŽƐŝƟŽŶƉƌŽĐĞƐƐĐƌĞĂƚĞĚĂŶŽƉƉŽƌƚƵŶŝƚǇƚŽĚĞƐŝŐŶĂŚĞĂůƚŚǇ͕ƐƵƐƚĂŝŶĂďůĞĐŽŵŵƵŶŝƚǇ ǁŚĞƌĞƌĞƐŝĚĞŶƚƐĐŽƵůĚƚŚƌŝǀĞ͘ x /ŶƐƉƌŝŶŐϮϬϮϱ͕,ŽƵƐŝŶŐĂƚĂůǇƐƚĐŽŵƉůĞƚĞĚĂŵĂũŽƌƌĞĚĞǀĞůŽƉŵĞŶƚƉƌŽũĞĐƚĂƚƚŚĞsŝůůĂŐĞŽŶ Impala͕ǁŚŝĐŚŝŶĐůƵĚĞĚƚŚĞƌĞŶŽǀĂƟŽŶŽĨϮϰĂīŽƌĚĂďůĞĚƵƉůĞǆƵŶŝƚƐ͘ dŚĞƵƉĚĂƚĞĚ ĐŽŵŵƵŶŝƚǇĨĞĂƚƵƌĞƐůĂƌŐĞůŝǀŝŶŐƐƉĂĐĞƐ͕ŝŵƉƌŽǀĞĚĂĐĐĞƐƐŝďŝůŝƚǇĂŶĚĞĸĐŝĞŶĐǇ͕ĂŶĚŝŶĚŽŽƌĂŶĚ ŽƵƚĚŽŽƌĐŽŵŵƵŶŝƚǇƐƉĂĐĞƐ͘ 'ŽĂůϮ͗/ŶĐƌĞĂƐĞƐƵƉƉůǇŽĨĂīŽƌĚĂďůĞŚŽƵƐŝŶŐ x /ŶϮϬϮϰ͕,ŽƵƐŝŶŐĂƚĂůǇƐƚǁĂƐĂŵŽŶŐƚŚĞĮƌƐƚϭϲƌĞĐŝƉŝĞŶƚƐŽĨǀŽƚĞƌ-ĂƉƉƌŽǀĞĚWƌŽƉŽƐŝƟŽŶ ϭϮϯ>ĂŶĚĂŶŬŝŶŐĨƵŶĚƐ͘dŚŝƐĨƵŶĚŝŶŐŝƐŝŶƚĞŶĚĞĚƚŽƐƵƉƉŽƌƚŽůŽƌĂĚŽĐŽŵŵƵŶŝƟĞƐĂƐƚŚĞǇ ĂĐƋƵŝƌĞĂŶĚƉƌĞƐĞƌǀĞůĂŶĚĨŽƌĂīŽƌĚĂďůĞŚŽƵƐŝŶŐ͘,ŽƵƐŝŶŐĂƚĂůǇƐƚǁĂƐĂǁĂƌĚĞĚΨϭ͘ϯŵŝůůŝŽŶ ĨŽƌƚŚĞsŝůůĂŐĞŽŶĂƐƚďƌŽŽŬ͕ĂƚŚƌĞĞ-ƐƚŽƌǇĂƉĂƌƚŵĞŶƚĐŽŵƉůĞǆƚŚĂƚǁŝůůďƌŝŶŐϳϯŶĞǁ ĂƉĂƌƚŵĞŶƚƐƚŽƐŽƵƚŚĞĂƐƚ&ŽƌƚŽůůŝŶƐ͘dŚĞƉƌŽũĞĐƚŝƐĞŶǀŝƐŝŽŶĞĚĂƐĂ͞ŽŵŵƵŶŝƚǇĨŽƌůů ŐĞƐ͕͟ŝŶĐŽƌƉŽƌĂƟŶŐƐĞŶŝŽƌ- ĂŶĚĨĂŵŝůǇ-ĨƌŝĞŶĚůǇĂŵĞŶŝƟĞƐ͘ x /ŶϮϬϮϱ͕,ŽƵƐŝŶŐĂƚĂůǇƐƚĐŽŵƉůĞƚĞĚĂŵĂũŽƌƌĞŶŽǀĂƟŽŶĂŶĚƌĞĚĞǀĞůŽƉŵĞŶƚƉƌŽũĞĐƚĂƚƚŚĞ sŝůůĂŐĞŽŶ/ŵƉĂůĂ͘ dŚĞƵƉĚĂƚĞĚĂŶĚĞǆƉĂŶĚĞĚsŝůůĂŐĞŽŶ/ŵƉĂůĂŝƐĂƚŚŽƵŐŚƞƵůůǇĚĞƐŝŐŶĞĚ ĚĞǀĞůŽƉŵĞŶƚŝŶŶŽƌƚŚǁĞƐƚ&ŽƌƚŽůůŝŶƐƚŚĂƚƉƌŽǀŝĚĞƐϴϲŚŽŵĞƐǁŝƚŚĂīŽƌĚĂďůĞƌĞŶƚƐ͘dŚĞ ĐŽŵŵƵŶŝƚǇĨĞĂƚƵƌĞƐĨŽƵƌŶĞǁůǇĐŽŶƐƚƌƵĐƚĞĚĂƉĂƌƚŵĞŶƚďƵŝůĚŝŶŐƐ͕ƚǁĞůǀĞƌĞŶŽǀĂƚĞĚ ĚƵƉůĞǆĞƐ͕ĂŶĞǁĐůƵďŚŽƵƐĞĂŶĚůĞĂƐŝŶŐŽĸĐĞ͕ĂĐƟǀĞŐƌĞĞŶƐƉĂĐĞǁŝƚŚĂƉůĂǇŐƌŽƵŶĚ͕ĂŶĚ ƉĞĚĞƐƚƌŝĂŶͬďŝĐǇĐůĞĐŽŶŶĞĐƟǀŝƚǇƉĂƚŚƐ͘ x ,ŽƵƐŝŶŐĂƚĂůǇƐƚ͛ƐƌĞĂůĞƐƚĂƚĞĚĞǀĞůŽƉŵĞŶƚĚĞƉĂƌƚŵĞŶƚŚĂƐƚǁŽŵĂũŽƌĂīŽƌĚĂďůĞŚŽƵƐŝŶŐ ƉƌŽũĞĐƚƐŝŶƚŚĞƉŝƉĞůŝŶĞ͘ŽŵďŝŶĞĚ͕ƚŚĞse ƉƌŽũĞĐƚƐǁŝůůĂĚĚΕϭϱϬŚŽŵĞƐǁŝƚŚĂīŽƌĚĂďůĞƌĞŶƚƐ ƚŽƚŚĞĐŽŵŵƵŶŝƚǇ͘,ŽƵƐŝŶŐĂƚĂůǇƐƚŝƐĂůƐŽƐĞƌǀŝŶŐĂƐĂ^ƉĞĐŝĂů>ŝŵŝƚĞĚWĂƌƚŶĞƌŽŶĨŽƵƌ ĂīŽƌĚĂďůĞŚŽƵƐŝŶŐĚĞǀĞůŽƉŵĞŶƚƐ ŝŶEŽƌƚŚĞƌŶŽůŽƌĂĚŽ͘ Goal 3͗/ŶĐƌĞĂƐĞŚŽƵƐŝŶŐŽƉƉŽƌƚƵŶŝƟĞƐĨŽƌƌĞƐŝĚĞŶƚƐŽĨ&ŽƌƚŽůůŝŶƐ ĂŶĚ>ĂƌŝŵĞƌŽƵŶƚǇ x ,ŽƵƐŝŶŐĂƚĂůǇƐƚĂĚŵŝŶŝƐƚĞƌĞĚŵŽƌĞƚŚĂŶΨϮϬŵŝůůŝŽŶŝŶ,ŽƵƐŝŶŐƐƐŝƐƚĂŶĐĞWĂǇŵĞŶƚƐƚŽ ůŽĐĂůůĂŶĚůŽƌĚƐŝŶϮϬϮϰ͘ x ,ŽƵƐŝŶŐĂƚĂůǇƐƚǁĂƐƐĞůĞĐƚĞĚƚŽũŽŝŶƚŚĞ>ĂŶĚůŽƌĚ/ŶĐĞŶƟǀĞƐĐŽŚŽƌƚŽĨ,h͛ƐDdt dĞŵŽŶƐƚƌĂƟŽŶpƌŽŐƌĂŵ͘dŚĞĂŐĞŶĐǇis ŝŵƉůĞŵĞŶƟŶŐůĂŶĚůŽƌĚŝŶĐĞŶƟǀĞƐƚŚĂƚĂŝŵƚŽĞǆƉĂŶĚ ŚŽƵƐŝŶŐĐŚŽŝĐĞ ďǇ ŝŶĐƌĞĂƐŝŶŐƚŚĞŶƵŵďĞƌŽĨůŽĐĂůůĂŶĚůŽƌĚƐƉĂƌƟĐŝƉĂƟŶŐŝŶƚŚĞ,ŽƵƐŝŶŐ ŚŽŝĐĞsŽƵĐŚĞƌƉƌŽŐƌĂŵ. o /ŶϮϬϮϰ͕,ŽƵƐŝŶŐĂƚĂůǇƐƚŝŵƉůĞŵĞŶƚĞĚƚǁŽůĂŶĚůŽƌĚŝŶĐĞŶƟǀĞƐ– ĂΨϱϬϬůĞĂƐŝŶŐ ďŽŶƵƐƚŽůĂŶĚůŽƌĚƐŶĞǁƚŽƚŚĞ,ŽƵƐŝŶŐŚŽŝĐĞsŽƵĐŚĞƌƉƌŽŐƌĂŵĂŶĚ a damage ŵŝƟŐĂƟŽŶĨƵŶĚĨŽƌĂŶǇƚĞŶĂŶƚ-ĐĂƵƐĞĚĚĂŵĂŐĞƐŶŽƚĐŽǀĞƌĞĚďǇƚŚĞƐĞĐƵƌŝƚǇĚĞƉŽƐŝƚ͘ x /ŶϮϬϮϰ͕ƚŚĞh͘^͘ĞƉĂƌƚŵĞŶƚŽĨ,ŽƵƐŝŶŐĂŶĚhƌďĂŶĞǀĞůŽƉŵĞŶƚ;,hͿĂŶĚƚŚĞh͘^͘ ĞƉĂƌƚŵĞŶƚŽĨsĞƚĞƌĂŶƐīĂŝƌƐ;sͿĂǁĂƌĚĞĚ,ŽƵƐŝŶŐĂƚĂůǇƐƚΨϮϳϮ͕ϴϮϵƚŽĨƵŶĚϮϱ ĂĚĚŝƟŽŶĂůsĞƚĞƌĂŶƐīĂŝƌƐ^ƵƉƉŽƌƟǀĞ,ŽƵƐŝŶŐ;s^,ͿǀŽƵĐŚĞƌƐ͘ Goal 4: ŶŚĂŶĐĞƐŽĐŝĂůĂŶĚĞĐŽŶŽŵŝĐǁĞůůďĞŝŶŐĨŽƌƌĞƐŝĚĞŶƚƐ x Housing Catalyst ŚĂƐƐƵƉƉŽƌƚĞĚŚƵŶĚƌĞĚƐŽĨǀŽƵĐŚĞƌŚŽůĚĞƌƐ ŝŶĂĐŚŝĞǀŝŶŐƚŚĞŝƌŚĞĂůƚŚ͕ ĮŶĂŶĐŝĂů͕ĐĂƌĞĞƌ͕ĂŶĚĞĚƵĐĂƟŽŶĂůŐŽĂůƐƚŚƌŽƵŐŚƚŚĞ:ƵŵƉ^ƚĂƌƚ&ĂŵŝůǇ^ĞůĨ-^ƵĸĐŝĞŶĐǇ ƉƌŽŐƌĂŵ͘/ŶϮϬϮ4͕ ϭϱϲǀŽƵĐŚĞƌŚŽůĚĞƌƐƉĂƌƟĐŝƉĂƚĞĚŝŶƚŚĞƉƌŽŐƌĂŵǁŝƚŚϭϴƉĂƌƟĐŝƉĂŶƚƐ ŐƌĂĚƵĂƟng͘DŽƌĞƚŚĂŶϱϬƉĂƌƟĐŝƉĂŶƚƐĂƌĞĂĐƟǀĞůǇĐŽŶƚƌŝďƵƟŶŐƚŽĞƐĐƌŽǁaccounts ĞƐƚĂďůŝƐŚĞĚƚŚƌŽƵŐŚƚŚĞ:ƵŵƉ^ƚĂƌƚƉƌŽŐƌĂŵ͘ x ϭϯϲWĞƌŵĂŶĞŶƚ^ƵƉƉŽƌƟǀĞ,ŽƵƐŝŶŐƌĞƐŝĚĞŶƚƐůŝǀĞĚŝŶƐƚĂďůĞŚŽŵĞƐǁŝƚŚǁƌĂƉĂƌŽƵŶĚ ƐĞƌǀŝĐĞƐĨŽƌƉĞŽƉůĞǁŝƚŚĚŝƐĂďŝůŝƟĞƐǁŚŽĞǆƉĞƌŝĞŶĐĞĚĐŚƌŽŶŝĐŚŽŵĞůĞƐƐŶĞƐƐ͘ Housing ĂƚĂůǇƐƚŵĂŶĂŐĞƐƚǁŽWĞƌŵĂŶĞŶƚ^ƵƉƉŽƌƟǀĞ,ŽƵƐŝŶŐĐŽŵŵƵŶŝƟĞƐŝŶ&ŽƌƚŽůůŝŶƐ– Redtail WŽŶĚƐĂŶĚDĂƐŽŶWůĂĐĞ͘ x dŚĞĂŵƉĂŝŐŶĨŽƌ'ƌĂĚĞ->ĞǀĞůZĞĂĚŝŶŐĂĚĚĞĚ,ŽƵƐŝŶŐĂƚĂůǇƐƚƚŽŝƚƐWƵďůŝĐ,ŽƵƐŝŶŐ ŽŵŵƵŶŝƟĞƐ,ŽŶŽƌZŽůů͘,ŽŶŽƌZŽůůŵĞŵďĞƌƐĚĞŵŽŶƐƚƌĂƚĞƚŚĞŝƌůĞĂĚĞƌƐŚŝƉĂŶĚĚĞƉƚŚĂŶĚ ďƌĞĂĚƚŚŽĨĐŽŶƚƌŝďƵƟŽŶƐŝŶƐƵƉƉŽƌƟŶŐĐŚŝůĚƌĞŶƚŚƌŽƵŐŚĂǀĂƌŝĞƚǇŽĨƉƌŽŐƌĂŵƐĂŶĚ ƉĂƌƚŶĞƌƐŚŝƉƐ͘ o ,ŽƵƐŝŶŐĂƚĂůǇƐƚŝŶƚĞŶƟŽŶĂůůǇǁŽƌŬs ƚŽĐƌĞĂƚĞƉůĂĐĞ-ďĂƐĞĚƉĂƌƚŶĞƌƐŚŝƉƐǁŝƚŚůŽĐĂů ƐĐŚŽŽůƐĂŶĚƐĞƌǀŝĐĞƉƌŽǀŝĚĞƌƐ ƚŽƐƵƉƉŽƌƚŝƚƐĞĚƵĐĂƟŽŶĂůƉƌŽŐƌĂŵŵŝŶŐ͘ĚƵĐĂƟŽŶĂů ŽīĞƌŝŶŐƐŝŶϮϬϮϰŝŶĐůƵĚĞĚĂŵƉĂƚĂůǇƐƚ͕ĂĨƌĞĞƐƵŵŵĞƌĐĂŵƉĨŽƌƌĞƐŝĚĞŶƚs ĞŶƚĞƌŝŶŐ ŐƌĂĚĞϯ-ϱ͕ĂŶĚĂĐŬƚŽ^ĐŚŽŽůEŝŐŚƚƐĂƚƚŚƌĞĞƉƌŽƉĞƌƟĞƐǁŚĞƌĞƌĞƐŝĚĞŶƚƐĐŽƵůĚŵĞĞƚ ƚĞĂĐŚĞƌƐĂŶĚĐŽŶŶĞĐƚǁŝƚŚůŽĐĂůƌĞƐŽƵƌĐĞƐ͘ x ZĞƐŝĚĞŶƚ^ĞƌǀŝĐĞƐŽŽƌĚŝŶĂƚŽƌƐƐƵƉƉŽƌƚĞĚŵŽƌĞƚŚĂŶϮϱϬƌĞƐŝĚĞŶƚƐƌĞĨĞƌƌĞĚĨŽƌŽŶĞ-on-one ƐƵƉƉŽƌƚŝŶϮϬϮϰ͘ Goal 5͗ĐŚŝĞǀĞĞǆĐĞůůĞŶĐĞŝŶ ďƵƐŝŶĞƐƐŽƉĞƌĂƟŽŶƐ x Housing Catalyst ĐŽŶƟŶƵĞƐƚŽŵĂŬĞĞīŽƌƚƐ ƚŽŵŽƌĞĨƵůůǇƵƟůŝǌĞ zĂƌĚŝƐŽŌǁĂƌĞƚŽŝŵƉƌŽǀĞ ŝŶƚĞƌŶĂůĂŶĚĞǆƚĞƌŶĂůƉƌŽĐĞƐƐĞƐ͘sŽƵĐŚĞƌƉƌŽŐƌĂŵĂƉƉůŝĐĂŶƚƐĐĂŶĐŽŵƉůĞƚĞƚŚĞŝƌĂƉƉůŝĐĂƟŽŶƐ ǀŝĂĂŶŽŶůŝŶĞ ƉŽƌƚĂů ĂŶĚ,sůĂŶĚůŽƌĚƐĐĂŶƌĞǀŝĞǁƚŚĞŝƌ,WŚŝƐƚŽƌǇŽŶůŝŶĞ. x ,ŽƵƐŝŶŐĂƚĂůǇƐƚŚĂƐƌĞǀŝĞǁĞĚĂŶĚƌĞĮŶĞĚŵĂnǇŽĨŝƚƐƉŽůŝĐŝĞƐ͕ƉƌŽĐĞƐƐĞƐ͕ĂŶĚƐƚĂŶĚĂƌĚ ŽƉĞƌĂƟŶŐƉƌŽĐĞĚƵƌĞƐƚŽƉƌŽŵŽƚĞŵŽƌĞĞīĞĐƟǀĞŽƉĞƌĂƟŽŶƐ͘ x ,ŽƵƐŝŶŐĂƚĂůǇƐƚŚĂƐƌĞĐĞŝǀĞĚƚŚĞĞƌƟĮĐĂƚĞŽĨĐŚŝĞǀĞŵĞŶƚĨŽƌǆĐĞůůĞŶĐĞŝŶ&ŝŶĂŶĐŝĂů ZĞƉŽƌƟŶŐĨƌŽŵƚŚĞ'ŽǀĞƌŶŵĞŶƚ&ŝŶĂŶĐĞKĸĐĞƌƐƐƐŽĐŝĂƟŽŶĨŽƌĞůĞǀĞŶĐŽŶƐĞĐƵƟǀĞǇĞĂƌƐ͘ dŚĞĂĐŚŝĞǀĞŵĞŶƚƌĞĐŽŐŶŝǌĞƐƚŚĞƚƌĂŶƐƉĂƌĞŶĐǇŽĨƚŚĞŽƌŐĂŶŝǌĂƟŽŶĂŶĚĚĞŵŽŶƐƚƌĂƚĞƐƚŚĂƚ ĮŶĂŶĐŝĂůƌĞƉŽƌƟŶŐŝƐƌŽďƵƐƚĂŶĚĐŽŵƉƌĞŚĞŶƐŝǀĞ͘ Goal 6͗ƵŝůĚĐŽŵŵƵŶŝƚǇƐƵƉƉŽƌƚĨŽƌĂīŽƌĚĂďůĞŚŽƵƐŝŶŐ x Housing Catalyst ƐƚĂī ƌĞƉƌĞƐĞŶƚƚŚĞĂŐĞŶĐǇŽŶŵŽƌĞƚŚĂŶϯϬďŽĂƌĚƐ͕ĐŽŵŵŝƩĞĞƐĂŶĚ ƉƌŽĨĞƐƐŝŽŶĂůŽƌŐĂŶŝǌĂƟŽŶƐ͕ ŝŶĐůƵĚŝŶŐƚŚĞ&ŽƌƚŽůůŝŶƐŚĂŵďĞƌŽĨĐŽŵŵĞƌĐĞ͕ƚŚĞ&ŽƌƚŽůůŝŶƐ īŽƌĚĂďůĞ,ŽƵƐŝŶŐŽĂƌĚ͕ƚŚĞEŽƌƚŚĞƌŶŽůŽƌĂĚŽŽŶƟŶƵƵŵŽĨĂƌĞ͕ƚŚĞ>ĂƌŝŵĞƌŽƵŶƚǇ /ŶƚĞƌĂŐĞŶĐǇKǀĞƌƐŝŐŚƚ'ƌŽƵƉ͕ĂŶĚƚŚĞEŽƌƚŚĞƌŶŽůŽƌĂĚŽZĞŶƚĂů,ŽƵƐŝŶŐƐƐŽĐŝĂƟŽŶ͘ x ,ŽƵƐŝŶŐĂƚĂůǇƐƚůĞĂĚƐĂŶĚĐŽůůĂďŽƌĂƚĞƐǁŝƚŚĂďƌŽĂĚĐŽĂůŝƟŽŶŽĨƉĂƌƚŶĞƌƐƚŽĐŽŽƌĚŝŶĂƚĞ ƐĞƌǀŝĐĞƐĂŶĚĞŶŐĂŐĞƚŚĞĐŽŵŵƵŶŝƚǇ͘WĂƌƚŶĞƌƐŝŶĐůƵĚĞƚŚĞ>ĂƌŝŵĞƌŽƵŶƚǇKĸĐĞŽĨ,ŽƵƐŝŶŐ ^ƚĂďŝůŝƚǇ͕,ŽŵĞǁĂƌĚůůŝĂŶĐĞ͕&ĂŵŝůǇ,ŽƵƐŝŶŐEĞƚǁŽƌŬ͕ĂŶĚKŶĞsŽŝĐĞĨŽƌ,ŽƵƐŝŶg. x ,ŽƵƐŝŶŐĂƚĂůǇƐƚK:ƵůŝĞƌĞǁĞŶǁĂƐŝŶĚƵĐƚĞĚĂƐĂEĂƟŽŶĂůƐƐŽĐŝĂƟŽŶŽĨ,ŽƵƐŝŶŐĂŶĚ ZĞĚĞǀĞůŽƉŵĞŶƚKĸĐŝĂůƐ;E,ZKͿ&ĞůůŽǁŝŶ^ĞƉƚĞŵďĞƌϮϬϮϰ͘ x ,ŽƵƐŝŶŐĂƚĂůǇƐƚƌĞĐĞŝǀĞĚƐŝǆE,ZKǁĂƌĚƐŽĨ DĞƌŝƚŝŶϮϬϮϰ͘dŚĞƐĞĂǁĂƌĚƐƌĞĐŽŐŶŝǌĞĚ ĂĐŚŝĞǀĞŵĞŶƚƐ ŝŶĂĚŵŝŶŝƐƚƌĂƟǀĞŝŶŶŽǀĂƟŽŶ͕ƌĞƐŝĚĞŶƚ and client ƐĞƌǀŝĐĞƐ͕ĂŶĚĂīŽƌĚĂďůĞ ŚŽƵƐŝŶŐĚĞǀĞůŽƉŵĞŶƚ͘ Goal 7: ĚǀĂŶĐĞ,ŽƵƐŝŶŐĂƚĂůǇƐƚĂƐĂŶĞŵƉůŽǇĞƌŽĨĐŚŽŝĐĞ x Housing Catalyst implemented a data-ĚƌŝǀĞŶƉĂǇƉůĂŶ͕ǁŽƌŬŝŶŐǁŝƚŚĂn ĞǆƚĞƌŶĂůĐŽŶƐƵůƚĂŶƚ to ƐĞƚĨĂŝƌĂŶĚĂƩƌĂĐƟǀĞƚŽƚĂůĐŽŵƉĞŶƐĂƟŽŶ͕ŝŶĐůƵĚŝŶŐǁĂŐĞƐĂŶĚďĞŶĞĮƚƐ͘ůůũŽďŽƉĞŶŝŶŐƐ ĂŶĚƚŚĞŝƌƉĂǇƌĂŶŐĞƐĂƌĞĚŝƐĐůŽƐĞĚƚŽ,ŽƵƐŝŶŐĂƚĂůǇƐƚĞŵƉůŽǇĞĞƐ͘ x dŚĞĂŐĞŶĐǇŚĂƐƐƵĐĐĞƐƐĨƵůůǇƉŝŽŶĞĞƌĞĚŝŶŶŽǀĂƟǀĞǁŽƌŬŵŽĚĞůƐŝŶĐůƵĚŝŶŐŚǇďƌŝĚǁŽƌŬ ĂŐƌĞĞŵĞŶƚƐĂŶĚĂƌĞĚƵĐĞĚǁŽƌŬƐĐŚĞĚƵůĞƉŝůŽƚ͘ůƚĞƌŶĂƟǀĞǁŽƌŬŵŽĚĞůƐĂƌĞƌĞŐƵůĂƌůǇ ƌĞǀŝĞǁĞĚĂŶĚĞǀĂůƵĂƚĞĚƚŽĞŶƐƵƌĞĂůůĞŵƉůŽǇĞĞĂŶĚĂŐĞŶĐǇŐŽĂůƐĂƌĞďĞŝŶŐŵĞƚ͘ x /ŶĂĚĚŝƟŽŶƚŽƚƌĂŝŶŝŶŐŝŶ ĂīŽƌĚĂďůĞŚŽƵƐŝŶŐĂŶĚƌĞŶƚĂůĂƐƐŝƐƚĂŶĐĞƉƌŽŐƌĂŵƐ͕,ŽƵƐŝŶŐĂƚĂůǇƐƚ ŽīĞƌƐƉƌŽĨĞƐƐŝŽŶĂůĚĞǀĞůŽƉŵĞŶƚĨŽƌĂůůĞŵƉůŽǇĞĞƐŝŶ ĐƵůƟǀĂƟŶŐŵƵƚƵĂůƌĞƐƉĞĐƚĂŶĚ ďĞůŽŶŐŝŶŐ͕ĞƐƚĂďůŝƐŚŝŶŐƉƐǇĐŚŽůŽŐŝĐĂůƐĂĨĞƚǇ͕ĂŶĚĐƌĞĂƟŶŐĂ ŵŝŶĚĨƵůǁŽƌŬƉůĂĐĞĐƵůƚƵƌĞ͘ Status: Created Civil Rights Certification (Qualified PHAs) U.S. Department of Housing and Urban Development Office of Public and Indian Housing OMB Approval No. 2577-0226 Expires 09/30/2027 Civil Rights Certification Annual Certification and Board Resolution Acting on behalf of the Board of Commissioners of the Public Housing Agency (PHA) listed below, as its Chairperson or other authorized PHA official if there is no Board of Commissioners, I approve the submission of the 5-Year PHA Plan, hereinafter referred to as "the Plan," of which this document is a part, and make the following certification and agreements with the Department of Housing and Urban Development (HUD) for the fiscal year beginning 01/2026, in which the PHA receives assistance under 42 U.S.C. 1437f and/or 1437g in connection with the submission of the Plan and implementation thereof: The PHA certifies that it will carry out the public housing program of the agency in conformity with Title VI of the Civil Rights Act of 1964 (42 U.S.C. 2000d-2000—4), the Fair Housing Act (42 U.S.C. 3601-19), Section 504 of the Rehabilitation Act of 1973 (29 U.S.C. 794), Title II of the Americans with Disabilities Act (42 U.S.C. 12101 et seq.), the Violence Against Women Act (34 U.S.C. § 12291 et seq.), and other applicable civil rights requirements, and that it will affirmatively further fair housing in the administration of all HUD programs. In addition, if it administers a Housing Choice Voucher Program, the PHA certifies that it will administer the program in conformity with Title VI of the Civil Rights Act of 1964, the Fair Housing Act, Section 504 of the Rehabilitation Act of 1973, Title II of the Americans with Disabilities Act, the Violence Against Women Act, and other applicable civil rights requirements, and that it will affirmatively further fair housing in the administration of all HUD programs. The PHA will affirmatively further fair housing in compliance with the Fair Housing Act, 24 CFR § 5.150 et seq., 24 CFR § 903.7(o), and 24 CFR § 903.15, which means that it will take meaningful actions, in addition to combating discrimination, that overcome patterns of segregation and foster inclusive communities free from barriers that restrict access to opportunity based on protected characteristics. Specifically, affirmatively furthering fair housing means taking meaningful actions that, taken together, address significant disparities in housing needs and in access to opportunity, replacing segregated living patterns with truly integrated and balanced living patterns, transforming racially or ethnically concentrated areas of poverty into areas of opportunity, and fostering and maintaining compliance with civil rights and fair housing laws (24 CFR § 5.151). Pursuant to 24 CFR § 903.15(c)(2), a PHA's policies are designed to reduce the concentration of tenants and other assisted persons by race, national origin, and disability. PHA policies include affirmative steps stated in 24 CFR § 903.15(c)(2)(i) and 24 CFR § 903.15(c)(2)(ii). Furthermore, under 24 CFR § 903.7(o), a PHA must submit a civil rights certification with its Annual and 5-year PHA Plans, except for qualified PHAs who submit the Form HUD-50077-CR as a standalone document. The PHA certifies that it will take no action that is materially inconsistent with its obligation to affirmatively further fair housing. Larimer County Housing Authority CO103 PHA Name PHA Number/HA Code I/We, the undersigned, certify under penalty of perjury that the information provided above is true and correct. WARNING: Anyone who knowingly submits a false claim or makes a falsestatement is subject to criminal and/or civil penalties, including confinement for up to 5 years, fines, and civil and administrative penalties. (18 U.S.C. §§ 287, 1001, 1010, 1012, 1014; 31U.S.C. §3729, 3802) Name of Executive Director: MS Julie Brewen Name of Board Chairman: Lizette Mill Signature:Date:Signature:Date: This information is collected to ensure compliance with PHA Plan, Civil Rights, and related laws and regulations including PHA plan elements that have changed. Public reporting burden for this information collection is estimated to average 0.16 hours per year per response, including the time for reviewing instructions, searching existing data sources, gathering, andmaintaining the data needed, and completing and reviewing the collection of information. Send comments regarding this burden estimate or any other aspect of this collection of information, includingsuggestions to reduce this burden, to the Reports Management Officer, REE, Department of Housing and Urban Development, 451 7th Street, SW, Room 4176, Washington, DC 20410-5000. Whenproviding comments, please refer to OMB Approval No. 2577-0226. HUD may not collect this information, and respondents are not required to complete this form, unless it displays a currently valid OMBControl Number. Privacy Notice. The United States Department of Housing and Urban Development is authorized to solicit the information requested in this form by virtue of Title 12, U.S. Code, Section 1701 et seq., andregulations promulgated thereunder at Title 12, Code of Federal Regulations. Responses to the collection of information are required to obtain a benefit or to retain a benefit. The information requested doesnot lend itself to confidentiality. Form identification: CO103 form HUD-50077-CR (Form ID - 4498) printed by Traci McGraw in HUD Secure Systems/Public Housing Portal at 08/26/2025 11:32AM EST Resident Advisory Board Meetings Meetings to review and discuss the 2026 PHA Annual Plan and MTW Supplement DATES, TIMES & AT TENDA NCE Tuesday, September 2, 2025; 1:00-2:00 p.m. (online) – 9 participants Wednesday, September 3, 2025; 3:00-4:00 p.m. (in-person) – 8 participants QUESTION S /COMMENTS • Utility Reimbursement o How will the utility reimbursement waiver work? ▪ Response: This waiver would only affect households whose tenant portion of rent is lower than the utility allowance. For those households, Housing Catalyst would no longer be issuing reimbursement checks for the utility allowance beyond the tenant portion of rent. (Staff provided an example scenario to illustrate how this works.) o When would the new system go into effect? ▪ Response: These changes would be implemented at the biennial recertification following the 2026 MTW Supplement’s approval. • Tenant Payment as a Modified Percentage of Income o When would the new rent percentage go into effect? ▪ Response: These changes would be implemented at the biennial recertification following the MTW Supplement’s approval. This change would not affect households who were elderly, had a disability, or were determined to have a hardship. • Homeownership o I want to have something to pass on to my kids. Are there options for homeownership through the voucher program? ▪ Response: Housing Catalyst has paused its HCV homeownership program given current federal funding. We can refer participants to alternative programs that may offer homeownership opportunities like Habitat for Humanity. • JumpStart Incentives o How do JumpStart incentives work? ▪ Response: Currently, for JumpStart participants who increase their earned income, the difference in the tenant portion of rent is saved in an escrow account that becomes available to them upon graduation. With the waivers requested in the 2026 MTW Supplement, the program would have more flexibility to offer incentives for achieving goals during the program, e.g. an incentive for completing a GED or maintaining a savings account balance. o Is the program only open to the head of household? ▪ Response: The program is open to any adult in a participating household. • Federal Funding o What’s happening with the budget? Is my voucher in jeopardy? ▪ Response: Housing Catalyst is closely monitoring progress on the federal budget and has been proactively taking steps to use every dollar effectively and minimize the impact of any cuts. We will keep participants informed as we know more, but at this point we don’t know exactly what the impacts to voucher programs will be. • Payment Standards o Does the maximum voucher payment go up as cost of living goes up? ▪ Response: Housing Catalyst adjusts its payment standards based on the Fair Market Rent (FMR) study published by HUD. Payment standards must fall within 90-110% of fair market rent. Housing Catalyst has not requested an MTW waiver for an exception on payment standards. INCORP OR ATION OF FEEDBACK • No revisions were suggested to the 2026 PHA Annual Plan or MTW Supplement during the Resident Advisory Board meetings. • If approved and implemented, Housing Catalyst will clearly communicate program changes and timelines to voucher program participants, especially relating to the Tenant Payment as a Modified Percentage of Income and Utility Reimbursement waiver. QUESTION S UNRELATED TO 20 26 PHA ANNUAL PLAN Participants referred to other departments or Rental Assistance Coordinators for individual follow-up. • Has Housing Catalyst considered building modular homes to increase the supply of affordable housing? • Does Housing Catalyst need a referral for the installation of energy-efficient HVAC systems? (resident of Mercy Housing) • How do I enroll in the JumpStart Family Self-Sufficiency program? • If my adult child gets a job, how will that impact my voucher? • Why did a HUD inspector come to my house? Is HUD different than Housing Catalyst? • How many people does Housing Catalyst have on staff? Why does my assigned Rental Assistance Coordinator sometimes change? Public Hearings Public hearings to review and discuss the 2026 PHA Annual Plan and MTW Supplement DATES, TIMES & AT TENDA NCE Monday, September 8, 2025; 10:00-11:30 a.m. (in-person) – 4 participants Tuesday, September 9, 2025; 3:00-4:30 p.m. (online) – 2 participants QUESTION S /COMMENTS • Landlord Incentives: Leasing Bonus o Who gets the $500 leasing bonus? ▪ Response: The property owner gets the $500 leasing bonus. This bonus is only for property owners who are new to the HCV program, or property owners who have not rented to a voucher holder in the past three years. o Why do you incentivize landlords, especially landlords who are using AI algorithms to drive up rent? ▪ Bringing more landlords into the Housing Choice Voucher program increases housing choice for participants. Building good relationships with landlords also gives Housing Catalyst an opportunity to educate local landlords on topics like tenant protections and fair housing. • Tenant Payment as a Modified Percentage of Income o What is the logic behind increasing the tenant portion from 30% to 35%? ▪ Response: This activity meets two of MTW’s goals – using federal dollars effectively and promoting self-sufficiency. This change will not affect voucher holders who are elderly or have a disability, and there will be a hardship policy in place. • Biennial Recertification o Under this waiver I’ll only have to go through recertification every two years instead of every year? ▪ Response: Yes. You’ll still need to report any changes in household income or composition, but you’ll only go through the recertification process every two years. This waiver was approved for 2025 and will be implemented this year. • Utility Reimbursement and Alternative Utility Allowance o High utility allowances are affecting my ability to locate a home within the payment standard. Can’t you just eliminate the utility allowance? ▪ Response: While the utility allowance cannot be eliminated, implementing flat utility fees through the Alternative Utility Allowance waiver should make it easier to determine if rent on a particular home will fit within the payment standard. (Referred to Rental Assistance Coordinator for individual follow-up.) • Payment Standards o It is very hard to find a 4-bedroom home in Fort Collins within the current payment standard. Are payment standards keeping up with market prices? ▪ Response: Housing Catalyst adjusts its payment standards based on the Fair Market Rent (FMR) study published by HUD. Current payment standards fall within 90-110% of fair market rent. Since there tend to be fewer 4-bedroom homes on the rental market, you may want to expand your search to include options like 5-bedroom homes or duplexes. (Referred to Rental Assistance Coordinator for individual follow-up.) • JumpStart/FSS o How would you handle incentives for income increases with a bracket model? ▪ Response: The JumpStart program is currently considering two models. The first would tie escrow contributions to an income bracket. For example, people earning $1-10,000 would get $50/month paid to their escrow account, people earning $10,000-20,000/month would receive $150/month, and so on. The second model would tie escrow contributions to weekly hours worked. For example, people working 1-25 hours per week would get $50/month paid to their escrow account, and people working 26+ hours per week would receive $150/month. The goal is to capture more scenarios where participants are working hard to meet goals, but that hard work may not immediately show up through earned income. For instance, people’s income may temporarily go down while they’re completing a job skills training program. Additional incentives like payments for completing a GED or maintaining a certain savings balance would also support this goal. o Does JumpStart work with other entities? ▪ Response: Yes. Our JumpStart Coordinators work one-on-one with participants to identify goals, connect with community resources, and serve as an accountability partner for their progress. Community partners support participants in a variety of ways depending on their purpose and model. • Federal Funding o What’s happening with Section 8 funding? Is it being reduced? ▪ Response: Housing Catalyst is closely monitoring progress on the federal budget. We are looking at two areas of potential reduction – Housing Assistance Payments (tenant portion of rent, utilities, and escrow) and the admin fee (funding to operate the program). While we are looking for ways to stretch our dollars, we don’t currently have any details on what the final cuts might be. We will clearly communicate any changes to voucher program participants as we know more. INCORP OR ATION OF FEEDBACK • No revisions were suggested to the 2026 PHA Annual Plan or MTW Supplement during the Public Hearings. • Housing Catalyst will need a clear and timely communication plan for any changes to the Housing Choice Voucher program that result from the 2026 federal budget process. QUESTION S UNRELATED TO 20 26 PHA ANNUAL PLAN Participants referred to other departments or Rental Assistance Coordinators for individual follow-up. • How do I share feedback about maintenance and communication issues at my property? • How do I obtain a Colorado Portable Tenant Screening Report (PTSR)? • What is happening with Housing Catalyst’s Village on Eastbrook development? Summary of Changes to the MTW Supplement in 2026 MA JOR ADDITIONS IN 2026 1. New Waiver Requests (not in 2025 version): o Tenant Payment as a Modified % of Income (HCV) ▪ 35% of adjusted monthly income set as Total Tenant Payment. ▪ Requires hardship policy and impact analysis. ▪ Intended to decrease HAP expenditures and promote self-sufficiency o Utility Reimbursements (HCV) ▪ Eliminates utility allowance reimbursements when greater than tenant payment. ▪ Reduces costs and administrative burden o Extending Initial Eligibility ▪ Extends time application documents are valid from 60 days to 120 days. ▪ Applicants do not need to continually provide updated documentation if previously provided. o FSS Program Changes (HCV – Contract of Participation modification) ▪ Modifies Family Self-Sufficiency (FSS) contract to allow more flexibility. ▪ Escrow earnings will be linked to goal completion and earning brackets rather than directly to rent paid. CHA NGES TO PREVIOUSLY EXISTING ACTI VITIES • Alternative Reexamination Schedule (HCV): o 2025: Planned for implementation (biennial recertifications) o 2026: Implemented starting Nov 2025; hardship policy tied to both reexamination and new tenant payment policy • Self-Certification of Assets (HCV): o 2025: Threshold $50,000; categorized under Housing Choice. o 2026: Still $50,000 but categorized under Cost effectiveness; explicitly aligned with HOTMA • Damage Claims (HCV): o 2025: Implemented in July 2024; no claims submitted yet. o 2026: Continues, still no claims by property owners • Other Landlord Incentives (HCV): o 2025: $500 max payment; 4 landlords received incentives totaling $2,000. o 2026: Same $500 cap; 10 landlords received incentives totaling $5,000 • Third-Party HQS/NSPIRE Inspections: o 2025: Applied to PHA-owned units, with plan to expand in 2025. o 2026: Implemented for PBV in 2023, expanded to vouchers in 2025. Notes unexpected costs but workload reduction • PBV Portability Limitation: o 2025: Planned policy (24 months instead of 12). o 2026: Implemented in Jan 2025; 2 families added to waiting list; no vouchers issued due to funding shortfall OTHER OBSERVATIONS • Document Length: o 2025: 19 pages. o 2026: 22 pages – the difference reflects the added waiver sections. • Hardship Policy: o 2025: Applied only to reexaminations. o 2026: Expanded to cover both reexaminations and tenant payment changes. IN SUMMA RY: The 2026 supplement builds on the 2025 plan by adding four new waiver requests (tenant payment formula, eliminating utility reimbursements, extending portability, and FSS program changes), expanding the hardship policy, and updating the status of activities (some moved from "planned" to "implemented"). It also documents more landlord incentive payments and the operational rollout of reexaminations and HQS inspections. Comparison Table MT W SUPPLEMENT 2025 VS. MT W SUPPLEMENT 2026 Category / Activity 2025 MTW Supplement 2026 MTW Supplement Status Narrative Focus Focus on two landlord initiatives: incentive payments & damage claims. Continues landlord initiatives; adds 4 new waivers: Tenant Payment %, Utility Reimbursements, Extending Portability, FSS changes. Expanded Tenant Payment % of Income (HCV) Not included. New waiver: sets TTP at 35% of adjusted monthly income. Requires hardship policy & impact analysis. Added Utility Reimbursements (HCV) Not included. New waiver: eliminates utility reimbursement when allowance > tenant payment. Added Alternative Utility Allowance (HCV) Planned for implementation. Implementing 2026. Updated Alternative Reexamination Schedule (HCV) Planned for implementation (biennial). Hardship required. Implemented Nov 2025. Now tied to hardship policy also covering tenant payment waiver. Updated Self-Certification of Assets (HCV) Allowed up to $50,000; framed as Housing Choice. Same $50,000 threshold; aligned with HOTMA. Updated Damage Claims (HCV) Implemented July 2024. No claims filed yet. Continues. Still no claims filed by landlords. Unchanged Other Landlord Incentives (HCV) Max $500; 4 payments in FY totaling $2,000. Max $500; 10 payments in FY, totaling $5,000. Expanded Third-Party HQS/NSPIRE Inspections Planned expansion in 2025; already applied to PHA-owned units. Implemented: PBV (2023), tenant-based vouchers (2025). Notes cost pressures but reduced workload. Updated Rent Reasonableness – Third-Party Requirement Implementing, supported by software database. Implemented Fall 2023; Switching to new provider Fall 2025. Updated PBV Program Cap (50%) Allowed but not used in 2024. Allowed but not used in 2025. Unchanged PBV Project Cap (100%) Allowed but not used in 2024. Allowed but not used in 2025. Unchanged PBV Selection for PHA-Owned Units Allowed but not used in 2024. Allowed but not used in 2025. Unchanged PBV Portability Limit (HCV) Planned change: 24 months instead of 12. Implemented Jan 2025; 2 families added; no vouchers issued due to shortfall. Updated FSS Contract of Participation (HCV) Not included. New waiver: modifies FSS contract escrow linked to income/goals). Added Hardship Policy Required for reexaminations only. Expanded: covers both reexaminations and tenant payment policy. Expanded Document Length 19 pages. 22 pages. Expanded SUMMARY OF CHANGES: • Four new waivers in 2026 (Tenant Payment %, Utility Reimbursements, Extended Initial Eligibility, FSS Contract changes). • Several 2025 “planned” policies were implemented by 2026 (Alternative Reexaminations, HQS Inspections, Alternate Utility Allowance, Rent Reasonableness). • Landlord incentives show greater uptake in 2026. • Hardship policy is broader in scope. MTW Supplement to the Annual PHA Plan OMB No. 2577-0226 Expires: 9/30/2027 Page 20 of 29 form HUD-50075-MTW (9/2024) MTW CERTIFICATIONS OF COMPLIANCE U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT OFFICE OF PUBLIC AND INDIAN HOUSING Certifications of Compliance with Regulations: Board Resolution to Accompany the MTW Supplement to the Annual PHA Plan Acting on behalf of the Board of Commissioners of the Moving to Work Public Housing Agency (MTW PHA) listed below, as its Chairperson or other authorized MTW PHA official if there is no Board of Commissioners, I approve the submission of the MTW Supplement to the Annual PHA Plan for the MTW PHA Fiscal Year beginning (DD/MM/YYYY), hereinafter referred to as "the MTW Supplement", of which this document is a part and make the following certifications and agreements with the Department of Housing and Urban Development (HUD) in connection with the submission of the MTW Supplement and implementation thereof: (1) The PHA made the proposed MTW Supplement and all information relevant to the public hearing available for public inspection at least 45 days before the hearing, published a notice that a hearing would be held and conducted a hearing to discuss the MTW Supplement and invited public comment. (2) The MTW PHA took into consideration public and resident comments (including those of its Resident Advisory Board(s) or tenant associations, as applicable) before approval of the MTW Supplement by the Board of Commissioners or Board of Directors in order to incorporate any public comments into the annual MTW Supplement. (3) The MTW PHA certifies that the Board of Directors has reviewed and approved the budget for the Capital Fund Program grants contained in the Capital Fund Program Annual Statement/Performance and Evaluation Report, form HUD-50075.1 (or successor form as required by HUD). (4) The MTW PHA will carry out the MTW Supplement in conformity with Title VI of the Civil Rights Act of 1964 (42 U.S.C. 2000d-2000d- 4), the Fair Housing Act (42 U.S.C. 3601-19), Section 504 of the Rehabilitation Act of 1973 (29 U.S.C. 794), and Title II of the Americans with Disabilities Act of 1990 (42 U.S.C. 12101 et seq.), the Violence Against Women Act (34 U.S.C. § 12291 et seq.), and all regulations implementing these authorities; and other applicable Federal, State, and local civil rights laws. (5) The MTW Supplement is consistent with the applicable comprehensive housing affordability strategy (or any plan incorporating such strategy) for the jurisdiction in which the PHA is located. (6) The MTW Supplement contains a signed certification by the appropriate State or local official (form HUD-50077-SL) that the Plan is consistent with the applicable Consolidated Plan, which includes any applicable fair housing goals or strategies for the MTW PHA's jurisdiction and a description of the way the MTW Supplement is consistent with the applicable Consolidated Plan (24 CFR 91.2, 91.225, 91.325, and 91.425). (7) The MTW PHA will affirmatively further fair housing in compliance with the Fair Housing Act, 24 CFR 5.150 et. seq, 24 CFR 903.7(o), and 24 CFR 903.15, which means that it will take meaningful actions, in addition to combating discrimination, that overcome patterns of segregation and foster inclusive communities free from barriers that restrict access to opportunity based on protected characteristics. Specifically, affirmatively furthering fair housing requires meaningful actions that, taken together, address significant disparities in housing needs and in access to opportunity, replacing segregated living patterns with truly integrated and balanced living patterns, transforming racially or ethnically concentrated areas of poverty into areas of opportunity, and fostering and maintaining compliance with civil rights and fair housing laws. 24 CFR 5.151. The MTW PHA certifies that it will take no action that is materially inconsistent with its obligation to affirmatively further fair housing. (8) The MTW PHA will comply with the prohibitions against discrimination on the basis of age pursuant to the Age Discrimination Act of 1975 and HUD’s implementing regulations at 24 C.F.R. Part 146. (9) In accordance with the Fair Housing Act and Act’s prohibition on sex discrimination, which includes sexual orientation and gender identity, and 24 CFR 5.105(a)(2), HUD’s Equal Access Rule, the MTW PHA will not base a determination of eligibility for housing based on actual or perceived sexual orientation, gender identity, or marital status and will not otherwise discriminate because of sex (including sexual orientation and gender identity), will make no inquiries concerning the gender identification or sexual orientation of an applicant for or occupant of HUD-assisted housing. (10) The MTW PHA will comply with the Architectural Barriers Act of 1968 and 24 CFR Part 41, ‘Policies and Procedures for the Enforcement of Standards and Requirements for Accessibility by the Physically Handicapped’ for people with physical disabilities. (11) The MTW PHA will comply with the requirements of section 3 of the Housing and Urban Development Act of 1968, Employment Opportunities for Low- or Very-Low Income Persons, and with its implementing regulation at 24 CFR Part 135. (12) The MTW PHA will comply with requirements with regard to a drug free workplace required by 24 CFR Part 24, Subpart F. (13) The MTW PHA will comply with requirements with regard to compliance with restrictions on lobbying required by 24 CFR Part 87, together with disclosure forms if required by this Part, and with restrictions on payments to influence Federal Transactions, in accordance with the Byrd Amendment. (14) The MTW PHA will comply with acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 and implementing regulations at 49 CFR Part 24 as applicable. MTW Supplement to the Annual PHA Plan OMB No. 2577-0226 Expires: 9/30/2027 Page 21 of 29 form HUD-50075-MTW (9/2024) (15) The MTW PHA will take appropriate affirmative action to award contracts to minority and women's business enterprises under 24 CFR 5.105(a). (16) The MTW PHA will provide HUD or the responsible entity any documentation needed to carry out its review under the National Environmental Policy Act and other related authorities in accordance with 24 CFR Part 58. Regardless of who acts as the responsible entity, the MTW PHA will maintain documentation that verifies compliance with environmental requirements pursuant to 24 Part 58 and 24 CFR Part 50 and will make this documentation available to HUD upon its request. (17) With respect to public housing and applicable local, non-traditional development the MTW PHA will comply with Davis-Bacon or HUD determined wage rate requirements under section 12 of the United States Housing Act of 1937 and the Contract Work Hours and Safety Standards Act. (18) The MTW PHA will keep records in accordance with 2 CFR 200.333-200.337 and facilitate an effective audit to determine compliance with program requirements. (19) The MTW PHA will comply with the Lead-Based Paint Poisoning Prevention Act and 24 CFR Part 35. (20) The MTW PHA will comply with the policies, guidelines, and requirements of 2 CFR Part 200. (21) The MTW PHA must fulfill its responsibilities to comply with and ensure enforcement of housing quality standards as required in PIH Notice 2011-45, or successor notice, for any local, non-traditional program units. The MTW PHA must fulfill its responsibilities to comply with and ensure enforcement of Housing Quality Standards, as defined in 24 CFR Part 982, for any Housing Choice Voucher units under administration. (22) The MTW PHA will undertake only activities and programs covered by the Moving to Work Operations Notice in a manner consistent with its MTW Supplement and will utilize covered grant funds only for activities that are approvable under the Moving to Work Operations Notice and included in its MTW Supplement. MTW Waivers activities being implemented by the agency must fall within the safe harbors outlined in Appendix I of the Moving to Work Operations Notice and/or HUD approved Agency-Specific or Safe Harbor Waivers. (23) All attachments to the MTW Supplement have been and will continue to be available at all times and all locations that the MTW Supplement is available for public inspection. All required supporting documents have been made available for public inspection along with the MTW Supplement and additional requirements at the primary business office of the PHA and at all other times and locations identified by the MTW PHA in its MTW Supplement and will continue to be made available at least at the primary business office of the MTW PHA and should be made available electronically, upon request. _________________________________________ ______________________________________ MTW PHA NAME MTW PHA NUMBER/HA CODE I/We, the undersigned, certify under penalty of perjury that the information provided above is true and correct. WARNING: Anyone who knowingly submits a false claim or makes a false statement is subject to criminal and/or civil penalties, including confinement for up to 5 years, fines, and civil and administrative penalties. (18 U.S.C. §§ 287, 1001, 1010, 1012, 1014; 31 U.S.C. §3729, 3802). _________________________________________ ______________________________________ NAME OF AUTHORIZED OFFICIAL TITLE _________________________________________ ______________________________________ SIGNATURE DATE * Must be signed by either the Chairperson or Secretary of the Board of the MTW PHA's legislative body. This certification cannot be signed by an employee unless authorized by the MTW PHA Board to do so. If this document is not signed by the Chairperson or Secretary, documentation such as the by-laws or authorizing board resolution must accompany this certification. RESOLUTION 2025-09-02 OF THE HOUSING CATALYST BOARD OF COMMISSIONERS Adopting the 2026 Annual Agency Plan; and 2026 Moving to Work Supplement Approval WHEREAS The Quality Housing and Work Responsibility Act of 1998 requires housing authorities to submit an Annual Agency Plan and Moving to Work Supplement; and WHEREAS the Board of Commissioners have reviewed the updates for the 2026 Agency plan for both Housing Catalyst and Larimer County Housing Authority and Moving to Work Supplement for Housing Catalyst. WHEREAS These Agency Plans along with the Moving to Work Supplement must be submitted to the U.S. Department of Urban Development in electronic format, with the certification signed by the Chairperson of the Board of Commissioners. NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COMMISSIONERS OF HOUSING CATALYST that the 2026 Agency Plan and Moving to Work Supplement be adopted and submitted to the U.S. Department of Housing and Urban Development, and that required certification forms be executed by the Chairperson or Vice Chairperson of the Board. Passed and adopted this 18th day of September 2025 at a regular meeting of the Board of Commissioners of Housing Catalyst. BY: Lizette Mill, Chairperson ATTEST: Julie J. Brewen, Secretary Development 5-Year Project Plans Development Milestones Audit & Finance Committee B O A R D R E P O R T | S E P T E M B E R 2 0 2 5 CO MMITTEE: Audit & Finance Committee CO MMITTEE CH AIR: Lizette Mill CO MMITTEE MEMBERS: Ann Green, Karen Dunbar, Eric Lea, Kyle McPherson STAF F SPO NSO R : Tonya Frammolino, CFO Main Objectives for the Committee: The purpose of the Committee is to assist the Board in fulfilling its oversight responsibilities with respect to Housing Catalyst’s financial transactions, engagement of financial professionals, and the investment of its assets. This is a summary report on the Committee's work this past month, with any necessary recommendations to the full board. Attached to this report are the approved committee meeting minutes from the previous meeting along with any reports approved to be shared with the Board. Summary of recent activities: ▪ Charter Review & Adherence - The committee reviewed and approved its charter, confirming alignment with its fiduciary and oversight responsibilities. This included affirming continued adherence to key duties outlined in the AFC charter and identifying no material changes at this time. ▪ Committee Self Evaluation - Completed the committee’s annual self-assessment using the standard checklist. The results showed strong participation, alignment with best practices, and commitment to continuous improvement. No areas of concern were noted, and the committee affirmed its readiness to meet its obligations in the year ahead. Summary of recent accomplishments: ▪ Q2 Quarterly Business Update (QBU) Report – Provided a high‑level review of second‑quarter financial and operational results, with emphasis on budget alignment and key variances. ▪ Charter Review & Self‑Evaluation Checklist Assignment – Distributed for committee review, with results and any suggested edits to be discussed at the next meeting. ▪ Review of Significant Accounting & Reporting Issues – Informational presentation connecting notable reporting matters back to the committee’s charter responsibilities and oversight role. ▪ Oak 140 and Housing Catalyst Annual Disclosure Compliance Questionnaires – Completed as part of EMMA reporting requirements for publicly traded revenue bonds. ▪ Eide Bailly Presentation of Final FY2024 Results - Delivered the final Annual Comprehensive Financial Report (ACFR) and related components, including audit findings. Eide Bailly issued a clean, unqualified audit opinion on the financial statements, with no findings reported. This included the Single Audit, which also resulted in no findings or questioned costs. Upcoming events, discussions, and activities: ▪ PH Portal, 52574 Board Resolution of board approval of the CY budget ▪ SPECIAL MEETING - Annual Budget - Initial Draft Review ▪ S&P Annual Questionnaire Submittal Overview – Informational ▪ Annual Budget – Final Draft Reports and documents available for review in Boardable in the documents folder for this meeting: ▪ EXHIBIT A: August AFC Approved Meeting Minutes ▪ EXHIBIT B: Audit and Finance Committee Charter and Committee Self Assesment Results ▪ EXHIBIT C: AFC Planning Calendar - September Action items: The Audit & Finance Committee hereby recommends that the Housing Catalyst Board of Commissioners take the following actions: • No actions at this time